How to send money to Singapore from Sweden with the best SEK-SGD rate

From 10 companies analysed, Key Currency is the cheapest way to send money to Singapore, giving your recipient 10,262.84 SGD when you send SEK 80,000.

Deposit with bank transfer and use bank deposit for withdrawal to get the most SGD.

Best companies for SEK/SGD transfers

10 of 10 providers

Last updated on 28 September 2026

Based on 80,000 SEK transfer

Best companies for SEK/SGD transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee 339,09 kr 1 SEK = 0.1286 SGD 0.00% vs mid-market Recipient gets 10 244,63 $ Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Singapore with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
339,09 kr1 SEK = 0.1286 SGD
10 244,63 $You pay80 000,00 kr
Promoted

Xe

Pay via Debit card
Fee 0,00 kr 1 SEK = 0.1273 SGD +1.02% vs mid-market Recipient gets 10 184,00 $ Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Singapore with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SEK = 0.1273 SGD
10 184,00 $You pay80 000,00 kr

Run a live search

Showing top Sweden to Singapore deals for 80,000 SEK. Do a live search with your exact amount for today's best rates.
Exclusive: Special Rate for 1st Transfer

Key Currency

Pay via Bank transfer
Fee 0,00 kr 1 SEK = 0.1283 SGD +0.25% vs mid-market Recipient gets 10 262,84 $ Minutes - 3 days
Cheapest
Personal account managerReceive to bank account

Ways to receive money in Singapore with Key Currency when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 3 days
Free1 SEK = 0.1283 SGD
10 262,84 $You pay80 000,00 kr
Exclusive: First Transfer Deal

Regency FX

Pay via Bank transfer
Fee 0,00 kr 1 SEK = 0.1283 SGD +0.27% vs mid-market Recipient gets 10 260,78 $ Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Singapore with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SEK = 0.1283 SGD
10 260,78 $You pay80 000,00 kr

TorFx

Pay via Bank transfer
Fee 0,00 kr 1 SEK = 0.1282 SGD +0.30% vs mid-market Recipient gets 10 257,69 $ Minutes - 24 hours
Personal account managerReceive to bank accountIdeal for buying property abroad

Ways to receive money in Singapore with TorFx when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SEK = 0.1282 SGD
10 257,69 $You pay80 000,00 kr

Wise

Pay via Bank transfer
Fee 339,09 kr 1 SEK = 0.1286 SGD 0.00% vs mid-market Recipient gets 10 244,63 $ Within minutes
Recommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Singapore with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
339,09 kr1 SEK = 0.1286 SGD
10 244,63 $You pay80 000,00 kr

Currencies Direct

Pay via Bank transfer
Fee 0,00 kr 1 SEK = 0.1277 SGD +0.71% vs mid-market Recipient gets 10 216,00 $ Minutes - 24 hours
Personal account managerMulti-currency cardReceive to bank account

Ways to receive money in Singapore with Currencies Direct when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SEK = 0.1277 SGD
10 216,00 $You pay80 000,00 kr

CurrencyFair

Pay via Bank transfer
Fee 38,88 kr 1 SEK = 0.1275 SGD +0.86% vs mid-market Recipient gets 10 191,00 $ Minutes - 24 hours
Receive to bank account

Ways to receive money in Singapore with CurrencyFair when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
38,88 kr1 SEK = 0.1275 SGD
10 191,00 $You pay80 000,00 kr

Xe

Pay via Debit card
Fee 0,00 kr 1 SEK = 0.1273 SGD +1.02% vs mid-market Recipient gets 10 184,00 $ Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Singapore with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SEK = 0.1273 SGD
10 184,00 $You pay80 000,00 kr

Xe

Pay via Bank transfer
Fee 0,00 kr 1 SEK = 0.1273 SGD +1.02% vs mid-market Recipient gets 10 184,00 $ Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Singapore with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SEK = 0.1273 SGD
10 184,00 $You pay80 000,00 kr

Xe

Pay via Credit card
Fee 0,00 kr 1 SEK = 0.1273 SGD +1.02% vs mid-market Recipient gets 10 184,00 $ Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Singapore with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SEK = 0.1273 SGD
10 184,00 $You pay80 000,00 kr
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee 820,00 kr 1 SEK = 0.1285 SGD +0.08% vs mid-market Recipient gets 10 175,12 $ Within minutes
Fastest
Multi-currency cardReceive to bank account

Ways to receive money in Singapore with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
820,00 kr1 SEK = 0.1285 SGD
10 175,12 $You pay80 000,00 kr

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Moneycorp

Pay via Bank transfer
Fee 0,00 kr 1 SEK = 0.1268 SGD +1.40% vs mid-market Recipient gets 10 144,52 $ Minutes - 2 days

Ways to receive money in Singapore with Moneycorp when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
Free1 SEK = 0.1268 SGD
10 144,52 $You pay80 000,00 kr

Wise

Pay via Debit card
Fee 1 202,33 kr 1 SEK = 0.1286 SGD 0.00% vs mid-market Recipient gets 10 133,62 $ Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Singapore with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
1 202,33 kr1 SEK = 0.1286 SGD
10 133,62 $You pay80 000,00 kr
$0 fee on first online transfers

MoneyGram

Pay via Debit card
Fee 100,00 kr 1 SEK = 0.1265 SGD +1.65% vs mid-market Recipient gets 10 120,00 $ Minutes - 24 hours

Ways to receive money in Singapore with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
PayNowMinutes - 24 hoursAvailable via:PayNow
100,00 kr1 SEK = 0.1265 SGD
10 120,00 $You pay80 100,00 kr
Bank depositMinutes - 24 hoursAvailable via:All Banks
100,00 kr1 SEK = 0.1265 SGD
10 120,00 $You pay80 100,00 kr
Cash pickupMinutes - 24 hours
40,00 kr1 SEK = 0.1235 SGD
9 880,00 $You pay80 040,00 kr
Card depositMinutes - 24 hoursAvailable via:Bank Debit Card
1 200,00 kr1 SEK = 0.1230 SGD
9 840,00 $You pay81 200,00 kr
$0 fee on first online transfers

MoneyGram

Pay via Credit card
Fee 100,00 kr 1 SEK = 0.1265 SGD +1.65% vs mid-market Recipient gets 10 120,00 $ Minutes - 24 hours

Ways to receive money in Singapore with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
PayNowMinutes - 24 hoursAvailable via:PayNow
100,00 kr1 SEK = 0.1265 SGD
10 120,00 $You pay80 100,00 kr
Bank depositMinutes - 24 hoursAvailable via:All Banks
100,00 kr1 SEK = 0.1265 SGD
10 120,00 $You pay80 100,00 kr
Cash pickupMinutes - 24 hours
40,00 kr1 SEK = 0.1235 SGD
9 880,00 $You pay80 040,00 kr
Card depositMinutes - 24 hoursAvailable via:Bank Debit Card
1 200,00 kr1 SEK = 0.1230 SGD
9 840,00 $You pay81 200,00 kr
$0 fee on first online transfers

MoneyGram

Pay via Bank transfer
Fee 100,00 kr 1 SEK = 0.1265 SGD +1.65% vs mid-market Recipient gets 10 120,00 $ Minutes - 24 hours

Ways to receive money in Singapore with MoneyGram when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hoursAvailable via:All Banks
100,00 kr1 SEK = 0.1265 SGD
10 120,00 $You pay80 100,00 kr
PayNowMinutes - 24 hoursAvailable via:PayNow
100,00 kr1 SEK = 0.1265 SGD
10 120,00 $You pay80 100,00 kr
Cash pickupMinutes - 24 hours
40,00 kr1 SEK = 0.1235 SGD
9 880,00 $You pay80 040,00 kr

Wise

Pay via Credit card
Fee 1 365,01 kr 1 SEK = 0.1286 SGD 0.00% vs mid-market Recipient gets 10 112,70 $ Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Singapore with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
1 365,01 kr1 SEK = 0.1286 SGD
10 112,70 $You pay80 000,00 kr
Pricing based on Revolut Standard plan

Revolut

Pay via Debit card
Fee 2 540,00 kr 1 SEK = 0.1285 SGD +0.08% vs mid-market Recipient gets 9 954,09 $ Within minutes
Multi-currency cardReceive to bank account

Ways to receive money in Singapore with Revolut when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
2 540,00 kr1 SEK = 0.1285 SGD
9 954,09 $You pay80 000,00 kr

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

How Our Results Work
Mid-market rate: 1 SEK = 0.1286 SGD Updates every 60 minutes.

How to send money from Sweden to Singapore

Pick a company

For a one-off transfer to Singapore, I suggest picking the cheapest option which is Key Currency.

On a 80,000 SEK transfer, Key Currency delivers the most SGD.

The best option will change depending on how much you actually send, so I suggest to get the best SEK/SGD rate.

Fund your transfer

You can pay for the transfer using bank transfer, debit card, and credit card.

A transfer from your Swedish bank is usually the easiest way to fund the transfer.

Verify and send

Before you can send money to Singapore, you'll need to verify your account.

Most companies do it with BankID.

If you can't get BankID yet, some companies will take a passport instead (but its less common).

Ways to send money from Sweden to Singapore

10 companies send money from Sweden to Singapore, mostly through broker, online, app, multi-currency account, global account, and in person, and a few more ways.

Medium-sized transfers

Online transfers

For a one-off transfer to Singapore, an online service like Wise is usually the simplest place to start.

Wise charges kr339.09 to send 80,000 SEK, leaving your recipient with 10,244.63 after a 0.01% markup on SEK/SGD exchange rate.

Regular SEK transfers

Money transfer apps

For smaller regular transfers, apps are the most convenient and easiest way to send money to Singapore.

Wise charges kr339.09 on a 80,000 SEK transfer and money will arrive in same day.

You recipient can withdraw via bank deposit, paynow, cash pickup, and card deposit.

In many cases you will need a BankID to verify your account, but a few will do with a passport or drivers licence.

Spending and travelling

Multi-currency accounts

A multi-currency account makes sense if you regularly need SGD.

You can convert your kronor in advance and use the balance when needed without extra fees.

Wise converts SEK 80,000 with a 0.01% exchange-rate markup and holds the SGD in your account.

Paying from business accounts

Global accounts

If your business receives and sends money in Singapore, a global account keeps the SGD in one place.

You can pay invoices from the balance and convert when needed.

WorldFirst and Airwallex are good options to try.

Ways to fund SEK and receive SGD in Singapore

With Key Currency, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending 80,000 SEK gives your recipient 10,262.84 SGD.

From Sweden, you can fund the transfer by bank transfer, debit card, and credit card, and in Singapore, the recipient can use bank deposit, paynow, cash pickup, and card deposit.

Paying from your Swedish bank account

Send SEK using the account and reference shown by the money transfer company.

You may need to use BankID to approve and verify the payment.

For cash pickup, they can collect SGD from a nearby MoneyGram agent in Singapore.

Swish is useful for payments within Sweden, but it does not send SGD to Singapore.

  1. 1
    Bank transfer Bank deposit

    You pay kr80,000.00

    $10,263

    Cheapest

  2. 2
    Debit card Bank deposit

    You pay kr80,000.00

    $10,184

    -$79

  3. 3
    Credit card Bank deposit

    You pay kr80,000.00

    $10,184

    -$79

  4. 4
    Bank transfer Paynow

    You pay kr80,100.00

    $10,120

    -$143

  5. 5
    Debit card Paynow

    You pay kr80,100.00

    $10,120

    -$143

Show moreShow less
  1. 6
    Credit card Paynow

    You pay kr80,100.00

    $10,120

    -$143

  2. 7
    Bank transfer Cash pickup

    You pay kr80,040.00

    $9,880

    -$383

  3. 8
    Debit card Cash pickup

    You pay kr80,040.00

    $9,880

    -$383

  4. 9
    Credit card Cash pickup

    You pay kr80,040.00

    $9,880

    -$383

  5. 10
    Debit card Card deposit

    You pay kr81,200.00

    $9,840

    -$423

  6. 11
    Credit card Card deposit

    You pay kr81,200.00

    $9,840

    -$423

Consider this before sending SEK to Singapore

Swedish banks are safe but often expensive for foreign payments. Compare money transfer companies available to get the most of SGD from Sweden.

Compare SEK to SGD transfer options

Cheapest way to send money to Singapore

The cheapest option for SGD 10,262.84 is Key Currency. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 10,262.84 SGD, which is 0.02% more than the next best option.

Fastest way to send money to Singapore

With Revolut, a bank transfer deposit and bank deposit payout delivers 10,175.12 SGD in within minutes.

Swish only works in Sweden

Swish moves money between participating Swedish accounts, it cannot send SEK to Singapore.

You may still use a Swedish bank transfer to pay for the transfer online, but beyond that, the company will move SEK to Singapore over local rails or SWIFT.

Avoid delays

A bank can ask for the purpose and source of a large or unusual payment.

Property sales, inheritances and transfers between your own accounts are easier to clear when the documents match the description you gave the bank.

Tell your bank before a time-sensitive payment and keep the sale contract, estate document or account statement ready.

And do not split one large payment into many small ones, since it can trigger more questions.

Sweden does not charge gift tax

Sweden has no gift or inheritance tax, so sending a cash gift does not create a Swedish gift-tax return.

Singapore may have their own rules on receiving monetary gifts.

Live SEK-SGD Exchange Rate

Get a better SEK to SGD exchange rate

The final rate controls how much SGD you get for your SEK, so compare it alongside the transfer fee.

Mid-market rate:1 SEK = 0.128261 SGD

How we analyse the market

We track 10 companies sending SEK to Singapore, all registered with Finansinspektionen or passported in, with rates refreshed in real time on live searches.

The krona floats, so we compare on what actually arrives, alongside fees and the ways to pay and collect.

Each goes through our review. More on who we are, why you can trust us and getting started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.