Of the 9 companies we analysed, Instarem is the cheapest app overall for sending $2,000 to El Salvador.
On a 2,000 AUD transfer it will get your recipient 1,441.6 USD.
| 9 of 9 providers Last updated on 4 September 2026 This page updates weekly. We collect, store, and analyze AUD/USD exchange rates from our comparisons. | |||
| Based on 2,000 AUD transfer Best companies for AUD/USD transfersAll money transfer offers for AUD/USD transfers, sorted by most USD received. The first two offers may be sponsored promotions. Some offers here pay us a commission. | |||
| Ad  Wise Pay via Bank Transfer | Fees: $8.44 1 AUD = 0.7207 USD 0.00% vs mid-market | Recipient gets $1,435.22 Same day | |
Ways to receive money in El Salvador with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer $8.441 AUD = 0.7207 USD $1,435.22You pay$2,000.00 | |||
| Ad  MoneyGram Pay via Debit Card | Fees: $2.99 1 AUD = 0.7033 USD +2.44% vs mid-market | Recipient gets $1,406.60 6-12 Hours | |
Ways to receive money in El Salvador with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Bank deposit6-12 HoursAvailable via:Agricola, Fedecredito, Credomatic, All Banks, Fedecaces+2 more $2.991 AUD = 0.7033 USD $1,406.60You pay$2,002.99 Cash pickup6-12 Hours $3.991 AUD = 0.6965 USD $1,393.00You pay$2,003.99 | |||
Run a live search Showing top Australia to El Salvador deals for 2,000 AUD. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live AUD to USD rates. | |||
Run a live search These companies offer multi-currency accounts for spending USD. We suggest doing a live search based on how much AUD you're planning to spend in El Salvador. | |||
Run a live search These are managed services with real human support for large AUD transfers. Click the link and update the transfer amount to get the best deal. | |||
 Instarem Pay via PayID | Fees: $0.00 1 AUD = 0.7208 USD -0.02% vs mid-market | Recipient gets $1,441.60 6-12 Hours | |
Ways to receive money in El Salvador with Instarem when paying by payid. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 AUD = 0.7208 USD $1,441.60You pay$2,000.00 | |||
| Instarem Pay via Bank Transfer | Fees: $0.00 1 AUD = 0.7208 USD -0.02% vs mid-market | Recipient gets $1,441.60 6-12 Hours | |
Ways to receive money in El Salvador with Instarem when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 AUD = 0.7208 USD $1,441.60You pay$2,000.00 | |||
 Western Union Pay via Debit Card | Fees: $0.00 1 AUD = 0.7196 USD +0.15% vs mid-market | Recipient gets $1,439.20 Next Day | |
Ways to receive money in El Salvador with Western Union when paying by debit card. MethodFee & ratesRecipient gets Bank depositNext Day Free1 AUD = 0.7196 USD $1,439.20You pay$2,000.00 | |||
| Western Union Pay via Bank Transfer | Fees: $0.00 1 AUD = 0.7196 USD +0.15% vs mid-market | Recipient gets $1,439.20 Next Day | |
Ways to receive money in El Salvador with Western Union when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext Day Free1 AUD = 0.7196 USD $1,439.20You pay$2,000.00 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank Transfer | Fees: $3.00 1 AUD = 0.7196 USD +0.15% vs mid-market | Recipient gets $1,437.12 Within minutes | |
Ways to receive money in El Salvador with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes $3.001 AUD = 0.7196 USD $1,437.12You pay$2,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Wise Pay via Bank Transfer | Fees: $8.44 1 AUD = 0.7207 USD 0.00% vs mid-market | Recipient gets $1,435.22 Same day | |
Ways to receive money in El Salvador with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer $8.441 AUD = 0.7207 USD $1,435.22You pay$2,000.00 | |||
| Wise Pay via Osko | Fees: $8.44 1 AUD = 0.7207 USD 0.00% vs mid-market | Recipient gets $1,435.22 Same day | |
Ways to receive money in El Salvador with Wise when paying by osko. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer $8.441 AUD = 0.7207 USD $1,435.22You pay$2,000.00 | |||
| Wise Pay via Debit Card | Fees: $13.98 1 AUD = 0.7207 USD 0.00% vs mid-market | Recipient gets $1,431.23 Same day | |
Ways to receive money in El Salvador with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer $13.981 AUD = 0.7207 USD $1,431.23You pay$2,000.00 | |||
| Instarem Pay via Credit Card | Fees: $24.00 1 AUD = 0.7208 USD -0.02% vs mid-market | Recipient gets $1,424.30 6-12 Hours | |
Ways to receive money in El Salvador with Instarem when paying by credit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours $24.001 AUD = 0.7208 USD $1,424.30You pay$2,000.00 | |||
 Remitly Pay via Debit Card | Fees: $0.00 1 AUD = 0.7119 USD +1.22% vs mid-market | Recipient gets $1,423.80 2 Days | |
Ways to receive money in El Salvador with Remitly when paying by debit card. MethodFee & ratesRecipient gets Bank deposit2 Days Free1 AUD = 0.7119 USD $1,423.80You pay$2,000.00 | |||
| Remitly Pay via Credit Card | Fees: $20.00 1 AUD = 0.7119 USD +1.22% vs mid-market | Recipient gets $1,423.80 2 Days | |
Ways to receive money in El Salvador with Remitly when paying by credit card. MethodFee & ratesRecipient gets Bank deposit2 Days $20.001 AUD = 0.7119 USD $1,423.80You pay$2,020.00 | |||
| Remitly Pay via PayTo | Fees: $0.00 1 AUD = 0.7119 USD +1.22% vs mid-market | Recipient gets $1,423.80 2 Days | |
Ways to receive money in El Salvador with Remitly when paying by payto. MethodFee & ratesRecipient gets Bank deposit2 Days Free1 AUD = 0.7119 USD $1,423.80You pay$2,000.00 | |||
| Wise Pay via Credit Card | Fees: $27.51 1 AUD = 0.7207 USD 0.00% vs mid-market | Recipient gets $1,421.47 Same day | |
Ways to receive money in El Salvador with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer $27.511 AUD = 0.7207 USD $1,421.47You pay$2,000.00 | |||
 TapTap Send Pay via Debit Card | Fees: $0.00 1 AUD = 0.7100 USD +1.49% vs mid-market | Recipient gets $1,420.00 Minutes | |
Ways to receive money in El Salvador with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Mobile moneyMinutesAvailable via:Tigo Free1 AUD = 0.7100 USD $1,420.00You pay$2,000.00 Bank depositMinutes $1.591 AUD = 0.7100 USD $1,420.00You pay$2,001.59 Card depositMinutesAvailable via:Pay To Card $4.181 AUD = 0.7100 USD $1,420.00You pay$2,004.18 Cash pickupMinutes $6.391 AUD = 0.7100 USD $1,420.00You pay$2,006.39 | |||
| $0 fee on first online transfers MoneyGram Pay via Debit Card | Fees: $2.99 1 AUD = 0.7033 USD +2.44% vs mid-market | Recipient gets $1,406.60 6-12 Hours | |
Ways to receive money in El Salvador with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Bank deposit6-12 HoursAvailable via:Agricola, Fedecredito, Credomatic, All Banks, Fedecaces+2 more $2.991 AUD = 0.7033 USD $1,406.60You pay$2,002.99 Cash pickup6-12 Hours $3.991 AUD = 0.6965 USD $1,393.00You pay$2,003.99 | |||
| $0 fee on first online transfers MoneyGram Pay via POLi | Fees: $2.99 1 AUD = 0.7033 USD +2.44% vs mid-market | Recipient gets $1,406.60 6-12 Hours | |
Ways to receive money in El Salvador with MoneyGram when paying by poli. MethodFee & ratesRecipient gets Bank deposit6-12 HoursAvailable via:Credomatic, All Banks, Bancovi, Fedecredito, Agricola+2 more $2.991 AUD = 0.7033 USD $1,406.60You pay$2,002.99 Cash pickup6-12 Hours $3.991 AUD = 0.6965 USD $1,393.00You pay$2,003.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Credit Card | Fees: $32.99 1 AUD = 0.7033 USD +2.44% vs mid-market | Recipient gets $1,406.60 6-12 Hours | |
Ways to receive money in El Salvador with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Bank deposit6-12 HoursAvailable via:Credomatic, All Banks, Fedecaces, Banco Davivienda, Agricola+2 more $32.991 AUD = 0.7033 USD $1,406.60You pay$2,032.99 Cash pickup6-12 Hours $32.991 AUD = 0.6965 USD $1,393.00You pay$2,032.99 | |||
 NAB Pay via Bank Transfer | Fees: $0.00 1 AUD = 0.7026 USD +2.54% vs mid-market | Recipient gets $1,405.20 3-5 Days | |
Ways to receive money in El Salvador with NAB when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit3-5 Days Free1 AUD = 0.7026 USD $1,405.20You pay$2,000.00 | |||
 Ria Money Transfer Pay via Bank Transfer | Fees: $0.00 1 AUD = 0.6957 USD +3.53% vs mid-market | Recipient gets $1,391.40 6-12 Hours | |
Ways to receive money in El Salvador with Ria Money Transfer when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 AUD = 0.6957 USD $1,391.40You pay$2,000.00 Mobile wallet6-12 Hours Free1 AUD = 0.6957 USD $1,391.40You pay$2,000.00 Cash pickup6-12 Hours Free1 AUD = 0.6904 USD $1,380.80You pay$2,000.00 | |||
| Ria Money Transfer Pay via Mobile wallet | Fees: $0.00 1 AUD = 0.6957 USD +3.53% vs mid-market | Recipient gets $1,391.40 6-12 Hours | |
Ways to receive money in El Salvador with Ria Money Transfer when paying by mobile wallet. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 AUD = 0.6957 USD $1,391.40You pay$2,000.00 Mobile wallet6-12 Hours Free1 AUD = 0.6957 USD $1,391.40You pay$2,000.00 Cash pickup6-12 Hours Free1 AUD = 0.6904 USD $1,380.80You pay$2,000.00 | |||
| Ria Money Transfer Pay via Debit Card | Fees: $2.89 1 AUD = 0.6957 USD +3.53% vs mid-market | Recipient gets $1,389.39 6-12 Hours | |
Ways to receive money in El Salvador with Ria Money Transfer when paying by debit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours $2.891 AUD = 0.6957 USD $1,389.39You pay$2,000.00 Mobile wallet6-12 Hours $2.891 AUD = 0.6957 USD $1,389.39You pay$2,000.00 Cash pickup6-12 Hours $2.891 AUD = 0.6904 USD $1,378.80You pay$2,000.00 | |||
| Ria Money Transfer Pay via Credit Card | Fees: $2.89 1 AUD = 0.6957 USD +3.53% vs mid-market | Recipient gets $1,389.39 6-12 Hours | |
Ways to receive money in El Salvador with Ria Money Transfer when paying by credit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours $2.891 AUD = 0.6957 USD $1,389.39You pay$2,000.00 Mobile wallet6-12 Hours $2.891 AUD = 0.6957 USD $1,389.39You pay$2,000.00 Cash pickup6-12 Hours $2.891 AUD = 0.6904 USD $1,378.80You pay$2,000.00 | |||
| How Our Results Work Mid-market rate: 1 AUD = 0.720665 USD Updates every 60 minutes. | |||
Transfer details
Start with the cheapest, which is Instarem at 1,441.6 USD on $2,000.
Funding is quick whoever you pick, so the choice comes down to the rate and how your recipient collects it.
You have 8 ways to pay, including bank transfer, debit card, credit card, payid, osko, payto, poli, and mobile wallet.
PayID and Osko move money to the company in seconds at no cost, and PayID shows you the account name before you confirm.
Watch your bank's daily limit on anything large.
First time round you'll need a photo ID, usually a licence or a passport.
A passport and visa are enough if you’re new (you don’t need an Australian credit history).
9 money transfer companies let you send money from Australia to El Salvador.
Cheapest for most transfers
Sending money online with a “self-service” provider is usually the cheapest way to send money to El Salvador.
For example, sending $500 with Instarem will get you 1,441.6 USD after a $0 fee and -0.02% markup.
To speed up the transfer, use PayID or bank transfer, this will ensure your money is withdrawn instantly from your AU bank account.
Plus, PayID shows the registered payee name, which gives you an extra check against the details you entered.
For regular transfers home
An app suits the transfer you make over and over to the same recipient, similar amount, every payday or so.
Instarem takes $0 in fees and -0.02% markup on a $0 transfer, and your USD arrives in 6-12 hours.
Signing up is quick even if you're new to Australia.
A passport and visa are enough for most money transfer apps, and no local credit history is needed.
For large AUD transfers
Money transfer brokers are best for large transfers, like buying property, moving abroad, or paying student fees.
Brokers like TorFX, Key Currency, or Xe charge no fee on large transfers, just a margin that gets lower the more you send.
For overseas business payments
Global accounts like Airwallex are great for paying suppliers, contractors or staff in USD, handling invoices, batch payments, and more.
For receiving and spending
Multi-currency accounts let you hold AUD and USD in one account, and convert when the rate suits you.
Revolut converts $2,000 at 0.15% markup, and the USD sits in your account until you spend or transfer it.
Most useful if you travel often to El Salvador, split your life between two countries, or receive money from abroad.
We also created a guide going into more detail about multi currency accounts.
Compare first
The big four have dropped most transfer fees, which makes bank transfer from your bank look cheap.
However, the cost is moved into the exchange rate instead.
On a $2,000 transfer, a bank like NAB adds 2.54% markup and delivers 1,405.2 USD, against 1,441.6 USD via Instarem (the cheapest option).
With Instarem, paying by payid and receiving through a bank deposit is the cheapest combination. Sending $2,000 gives your recipient 1,441.6 USD.
You can fund the transfer with bank transfer, debit card, credit card, payid, osko, payto, poli, and mobile wallet.
You can pay with payid
Use the PayID supplied by the company and confirm the recipient name shown by your Australian bank before approving the payment.
Recipients in the El Salvador can collect USD through bank deposit, cash pickup, mobile money, card deposit, and mobile wallet.
Your recipient can have USD delivered to a mobile wallet, without a bank account.
Use our payout filters above to find the cheapest company offering mobile wallet withdrawals.
Receive USD in a mobile wallet
Use the mobile number registered to the recipient's supported wallet. A wrong digit can send the money to a different account.
They can collect cash via Western Union
For cash collection, the recipient should take a photo ID and the transfer reference to a participating location in the El Salvador.
You pay $2,000.00
$1,442
Cheapest
You pay $2,000.00
$1,442
$0
You pay $2,000.00
$1,439
-$2
You pay $2,000.00
$1,435
-$6
You pay $2,000.00
$1,424
-$17
You pay $2,000.00
$1,424
-$18
You pay $2,000.00
$1,420
-$22
You pay $2,004.18
$1,420
-$22
You pay $2,006.39
$1,420
-$22
You pay $2,002.99
$1,407
-$35
You pay $2,032.99
$1,393
-$49
You pay $2,003.99
$1,393
-$49
You pay $2,000.00
$1,391
-$50
You pay $2,000.00
$1,391
-$50
You pay $2,000.00
$1,391
-$50
You pay $2,000.00
$1,389
-$52
You pay $2,000.00
$1,389
-$52
You pay $2,000.00
$1,381
-$61
You pay $2,000.00
$1,381
-$61
Every international transfer is reportable by the company handling it, but that is not a tax or a form you normally file yourself. PayID can fund the transfer, while the overseas leg still needs a transfer provider.
For an $2,000 transfer to El Salvador, these are the best options right now:
Cheapest
Instarem is cheapest when funded by payid with bank deposit for the payout. Your recipient gets 1,441.6 USD, which is 0.17% more than the next best option.
Fastest
Revolut delivers 1,437.12 USD in within minutes when you use bank transfer and choose bank deposit as payout.
If you need money urgently, we've put together a guide on instant money transfers.
PayID and Osko move Australian dollars between local accounts.
When a money transfer company accepts PayID, it collects the AUD in Australia and then handles the conversion and payout in El Salvador.
Confirm the registered business name shown by your bank before approving the PayID payment.
The bank or remittance company reports international transfer instructions to AUSTRAC.
This applies to international transfers generally, rather than only those above A$10,000.
You do not normally submit the international transfer report yourself.
A separate threshold report applies when a transaction involves A$10,000 or more in physical cash.
Large or unusual transfers can still trigger source-of-funds checks. Keep the sale agreement, invoice or bank statement that explains the payment ready.
Australia does not generally tax a genuine cash gift simply because you send it to family in El Salvador.
Gifting money can still affect income-tested or asset-tested Centrelink payments.
Services Australia can continue assessing gifts above its gifting free areas under the income and assets tests.
If you or your partner receive a relevant payment, check the gifting rules before sending a large amount.
The Financial Claims Scheme protects eligible Australian-dollar deposits with an Australian-incorporated ADI, up to A$250,000 per account holder per ADI.
It does not automatically cover money held by a non-bank transfer company.
In case of issues, if a complaint is not resolved, the Australian Financial Complaints Authority is the free external dispute service for member financial firms.
Small changes in the AUD/USD rate can make a noticeable difference to the amount received, especially on a larger transfer.
Mid-market rate:1 AUD = 0.72002 USD
We track 9 companies sending AUD to El Salvador, all holding an Australian licence, with rates refreshed in real time when running a live search.
Fees, exchange rates and the pay-in and payout options all get compared, and each company goes through our review before it appears.
More on who we are, why you can trust us and getting started.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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