Of the 10 companies we analysed, Western Union is the cheapest app overall for sending $1,000 to Italy.
On a 1,000 AUD transfer it will get your recipient 616.22 EUR.
| 10 of 10 providers Last updated on 2 September 2026 This page updates weekly. We collect, store, and analyze AUD/EUR exchange rates from our comparisons. | |||
| Based on 1,000 AUD transfer Best companies for AUD/EUR transfersAll money transfer offers for AUD/EUR transfers, sorted by most EUR received. The first two offers may be sponsored promotions. Some offers here pay us a commission. | |||
| Ad  Wise Pay via Bank Transfer | Fees: $3.90 1 AUD = 0.6171 EUR -0.01% vs mid-market | Recipient gets €614.73 Within minutes | |
Ways to receive money in Italy with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer $3.901 AUD = 0.6171 EUR €614.73You pay$1,000.00 | |||
| Ad  MoneyGram Pay via Debit Card | Fees: $2.99 1 AUD = 0.6036 EUR +2.20% vs mid-market | Recipient gets €603.60 6-12 Hours | |
Ways to receive money in Italy with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Bank deposit6-12 HoursAvailable via:All Banks $2.991 AUD = 0.6036 EUR €603.60You pay$1,002.99 Cash pickup6-12 Hours $3.991 AUD = 0.6031 EUR €603.10You pay$1,003.99 | |||
Run a live search Showing top Australia to Italy deals for 1,000 AUD. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live AUD to EUR rates. | |||
Run a live search These companies offer multi-currency accounts for spending EUR. We suggest doing a live search based on how much AUD you're planning to spend in Italy. | |||
Run a live search These are managed services with real human support for large AUD transfers. Click the link and update the transfer amount to get the best deal. | |||
 Western Union Pay via Debit Card | Fees: $0.00 1 AUD = 0.6162 EUR +0.14% vs mid-market | Recipient gets €616.22 Next Day | |
Ways to receive money in Italy with Western Union when paying by debit card. MethodFee & ratesRecipient gets Bank depositNext Day Free1 AUD = 0.6162 EUR €616.22You pay$1,000.00 | |||
| Western Union Pay via Bank Transfer | Fees: $0.00 1 AUD = 0.6162 EUR +0.14% vs mid-market | Recipient gets €616.22 Next Day | |
Ways to receive money in Italy with Western Union when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext Day Free1 AUD = 0.6162 EUR €616.22You pay$1,000.00 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank Transfer | Fees: $1.50 1 AUD = 0.6159 EUR +0.19% vs mid-market | Recipient gets €614.96 Within minutes | |
Ways to receive money in Italy with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes $1.501 AUD = 0.6159 EUR €614.96You pay$1,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Wise Pay via Bank Transfer | Fees: $3.90 1 AUD = 0.6171 EUR -0.01% vs mid-market | Recipient gets €614.73 Within minutes | |
Ways to receive money in Italy with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer $3.901 AUD = 0.6171 EUR €614.73You pay$1,000.00 | |||
| Wise Pay via Osko | Fees: $3.90 1 AUD = 0.6171 EUR -0.01% vs mid-market | Recipient gets €614.73 Within minutes | |
Ways to receive money in Italy with Wise when paying by osko. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer $3.901 AUD = 0.6171 EUR €614.73You pay$1,000.00 | |||
 TapTap Send Pay via Debit Card | Fees: $0.00 1 AUD = 0.6140 EUR +0.50% vs mid-market | Recipient gets €614.00 Minutes | |
Ways to receive money in Italy with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes Free1 AUD = 0.6140 EUR €614.00You pay$1,000.00 | |||
 OFX Pay via Bank Transfer | Fees: $0.00 1 AUD = 0.6130 EUR +0.65% vs mid-market | Recipient gets €613.05 6-12 Hours | |
Ways to receive money in Italy with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 AUD = 0.6130 EUR €613.05You pay$1,000.00 | |||
| Wise Pay via Debit Card | Fees: $6.67 1 AUD = 0.6171 EUR -0.01% vs mid-market | Recipient gets €613.02 Within minutes | |
Ways to receive money in Italy with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer $6.671 AUD = 0.6171 EUR €613.02You pay$1,000.00 | |||
| Wise Pay via Credit Card | Fees: $13.44 1 AUD = 0.6171 EUR -0.01% vs mid-market | Recipient gets €608.84 Within minutes | |
Ways to receive money in Italy with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer $13.441 AUD = 0.6171 EUR €608.84You pay$1,000.00 | |||
 Moneycorp Pay via Bank Transfer | Fees: $0.00 1 AUD = 0.6047 EUR +2.00% vs mid-market | Recipient gets €604.72 Next Day | |
Ways to receive money in Italy with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext Day Free1 AUD = 0.6047 EUR €604.72You pay$1,000.00 | |||
| $0 fee on first online transfers MoneyGram Pay via Debit Card | Fees: $2.99 1 AUD = 0.6036 EUR +2.20% vs mid-market | Recipient gets €603.60 6-12 Hours | |
Ways to receive money in Italy with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Bank deposit6-12 HoursAvailable via:All Banks $2.991 AUD = 0.6036 EUR €603.60You pay$1,002.99 Cash pickup6-12 Hours $3.991 AUD = 0.6031 EUR €603.10You pay$1,003.99 | |||
| $0 fee on first online transfers MoneyGram Pay via POLi | Fees: $2.99 1 AUD = 0.6036 EUR +2.20% vs mid-market | Recipient gets €603.60 6-12 Hours | |
Ways to receive money in Italy with MoneyGram when paying by poli. MethodFee & ratesRecipient gets Bank deposit6-12 HoursAvailable via:All Banks $2.991 AUD = 0.6036 EUR €603.60You pay$1,002.99 Cash pickup6-12 Hours $3.991 AUD = 0.6031 EUR €603.10You pay$1,003.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Credit Card | Fees: $17.99 1 AUD = 0.6036 EUR +2.20% vs mid-market | Recipient gets €603.60 6-12 Hours | |
Ways to receive money in Italy with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Bank deposit6-12 HoursAvailable via:All Banks $17.991 AUD = 0.6036 EUR €603.60You pay$1,017.99 Cash pickup6-12 Hours $17.991 AUD = 0.6031 EUR €603.10You pay$1,017.99 | |||
 NAB Pay via Bank Transfer | Fees: $0.00 1 AUD = 0.6010 EUR +2.64% vs mid-market | Recipient gets €600.99 3-5 Days | |
Ways to receive money in Italy with NAB when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit3-5 Days Free1 AUD = 0.6010 EUR €600.99You pay$1,000.00 | |||
 Paysend Pay via Debit Card | Fees: $0.00 1 AUD = 0.6004 EUR +2.74% vs mid-market | Recipient gets €600.41 6-12 Hours | |
Ways to receive money in Italy with Paysend when paying by debit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 AUD = 0.6004 EUR €600.41You pay$1,000.00 | |||
| Paysend Pay via Credit Card | Fees: $0.00 1 AUD = 0.6004 EUR +2.74% vs mid-market | Recipient gets €600.41 6-12 Hours | |
Ways to receive money in Italy with Paysend when paying by credit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 AUD = 0.6004 EUR €600.41You pay$1,000.00 | |||
 Ria Money Transfer Pay via Bank Transfer | Fees: $0.00 1 AUD = 0.5979 EUR +3.15% vs mid-market | Recipient gets €597.90 6-12 Hours | |
Ways to receive money in Italy with Ria Money Transfer when paying by bank transfer. MethodFee & ratesRecipient gets Mobile wallet6-12 Hours Free1 AUD = 0.5979 EUR €597.90You pay$1,000.00 Bank deposit6-12 Hours Free1 AUD = 0.5918 EUR €591.80You pay$1,000.00 Cash pickup6-12 Hours Free1 AUD = 0.5918 EUR €591.80You pay$1,000.00 | |||
| Ria Money Transfer Pay via Mobile wallet | Fees: $0.00 1 AUD = 0.5979 EUR +3.15% vs mid-market | Recipient gets €597.90 6-12 Hours | |
Ways to receive money in Italy with Ria Money Transfer when paying by mobile wallet. MethodFee & ratesRecipient gets Mobile wallet6-12 Hours Free1 AUD = 0.5979 EUR €597.90You pay$1,000.00 Bank deposit6-12 Hours Free1 AUD = 0.5918 EUR €591.80You pay$1,000.00 Cash pickup6-12 Hours Free1 AUD = 0.5918 EUR €591.80You pay$1,000.00 | |||
| Ria Money Transfer Pay via Debit Card | Fees: $2.89 1 AUD = 0.5979 EUR +3.15% vs mid-market | Recipient gets €596.17 6-12 Hours | |
Ways to receive money in Italy with Ria Money Transfer when paying by debit card. MethodFee & ratesRecipient gets Mobile wallet6-12 Hours $2.891 AUD = 0.5979 EUR €596.17You pay$1,000.00 Bank deposit6-12 Hours $2.891 AUD = 0.5918 EUR €590.09You pay$1,000.00 Cash pickup6-12 Hours $2.891 AUD = 0.5918 EUR €590.09You pay$1,000.00 | |||
| Ria Money Transfer Pay via Credit Card | Fees: $2.89 1 AUD = 0.5979 EUR +3.15% vs mid-market | Recipient gets €596.17 6-12 Hours | |
Ways to receive money in Italy with Ria Money Transfer when paying by credit card. MethodFee & ratesRecipient gets Mobile wallet6-12 Hours $2.891 AUD = 0.5979 EUR €596.17You pay$1,000.00 Bank deposit6-12 Hours $2.891 AUD = 0.5918 EUR €590.09You pay$1,000.00 Cash pickup6-12 Hours $2.891 AUD = 0.5918 EUR €590.09You pay$1,000.00 | |||
| How Our Results Work Mid-market rate: 1 AUD = 0.617057 EUR Updates every 60 minutes. | |||
Transfer details
Start with the cheapest, which is Western Union at 616.22 EUR on $1,000.
Funding is quick whoever you pick, so the choice comes down to the rate and how your recipient collects it.
You have 6 ways to pay, including bank transfer, debit card, credit card, osko, poli, and mobile wallet.
PayID and Osko move money to the company in seconds at no cost, and PayID shows you the account name before you confirm.
Watch your bank's daily limit on anything large.
First time round you'll need a photo ID, usually a licence or a passport.
A passport and visa are enough if you’re new (you don’t need an Australian credit history).
10 money transfer companies let you send money from Australia to Italy.
Cheapest for most transfers
Sending money online with a “self-service” provider is usually the cheapest way to send money to Italy.
For example, sending $500 with Western Union will get you 616.22 EUR after a $0 fee and 0.14% markup.
To speed up the transfer, use PayID or bank transfer, this will ensure your money is withdrawn instantly from your AU bank account.
Plus, PayID shows the registered payee name, which gives you an extra check against the details you entered.
For regular transfers home
An app suits the transfer you make over and over to the same recipient, similar amount, every payday or so.
Western Union takes $0 in fees and 0.14% markup on a $0 transfer, and your EUR arrives in next day.
Signing up is quick even if you're new to Australia.
A passport and visa are enough for most money transfer apps, and no local credit history is needed.
For large AUD transfers
Money transfer brokers are best for large transfers, like buying property, moving abroad, or paying student fees.
On transfers of $10,000 or more, a broker like OFX drops the fee entirely and works on margin instead.
With OFX you get 0.65% on AUD/EUR, and it gets lower the more you send.
You also get an account manager for the whole thing.
For overseas business payments
Global accounts like Airwallex are great for paying suppliers, contractors or staff in EUR, handling invoices, batch payments, and more.
For receiving and spending
Multi-currency accounts let you hold AUD and EUR in one account, and convert when the rate suits you.
Revolut converts $1,000 at 0.19% markup, and the EUR sits in your account until you spend or transfer it.
Most useful if you travel often to Italy, split your life between two countries, or receive money from abroad.
We also created a guide going into more detail about multi currency accounts.
Compare first
The big four have dropped most transfer fees, which makes bank transfer from your bank look cheap.
However, the cost is moved into the exchange rate instead.
On a $1,000 transfer, a bank like NAB adds 2.64% markup and delivers 600.99 EUR, against 616.22 EUR via Western Union (the cheapest option).
With Western Union, paying by debit card and receiving through a bank deposit is the cheapest combination. Sending $1,000 gives your recipient 616.22 EUR.
You can fund the transfer with bank transfer, debit card, credit card, osko, poli, and mobile wallet.
Recipients in the Italy can collect EUR through bank deposit, cash pickup, and mobile wallet.
Your recipient can have EUR delivered to a mobile wallet, without a bank account.
Use our payout filters above to find the cheapest company offering mobile wallet withdrawals.
Receive EUR in a mobile wallet
Use the mobile number registered to the recipient's supported wallet. A wrong digit can send the money to a different account.
They can collect cash via Western Union
For cash collection, the recipient should take a photo ID and the transfer reference to a participating location in the Italy.
You pay $1,000.00
€616
Cheapest
You pay $1,000.00
€616
€0
You pay $1,000.00
€615
-€1
You pay $1,000.00
€609
-€7
You pay $1,002.99
€604
-€13
You pay $1,003.99
€603
-€13
You pay $1,017.99
€603
-€13
You pay $1,003.99
€603
-€13
You pay $1,000.00
€598
-€18
You pay $1,000.00
€598
-€18
You pay $1,000.00
€596
-€20
You pay $1,000.00
€596
-€20
You pay $1,000.00
€592
-€24
You pay $1,000.00
€592
-€24
You pay $1,000.00
€592
-€24
Every international transfer is reportable by the company handling it, but that is not a tax or a form you normally file yourself. PayID can fund the transfer, while the overseas leg still needs a transfer provider.
For an $1,000 transfer to Italy, these are the best options right now:
Cheapest
Western Union is cheapest when funded by debit card with bank deposit for the payout. Your recipient gets 616.22 EUR, which is 0.2% more than the next best option.
Fastest
Revolut delivers 614.96 EUR in within minutes when you use bank transfer and choose bank deposit as payout.
If you need money urgently, we've put together a guide on instant money transfers.
PayID and Osko move Australian dollars between local accounts.
When a money transfer company accepts PayID, it collects the AUD in Australia and then handles the conversion and payout in Italy.
Confirm the registered business name shown by your bank before approving the PayID payment.
The bank or remittance company reports international transfer instructions to AUSTRAC.
This applies to international transfers generally, rather than only those above A$10,000.
You do not normally submit the international transfer report yourself.
A separate threshold report applies when a transaction involves A$10,000 or more in physical cash.
Large or unusual transfers can still trigger source-of-funds checks. Keep the sale agreement, invoice or bank statement that explains the payment ready.
Australia does not generally tax a genuine cash gift simply because you send it to family in Italy.
Gifting money can still affect income-tested or asset-tested Centrelink payments.
Services Australia can continue assessing gifts above its gifting free areas under the income and assets tests.
If you or your partner receive a relevant payment, check the gifting rules before sending a large amount.
The Financial Claims Scheme protects eligible Australian-dollar deposits with an Australian-incorporated ADI, up to A$250,000 per account holder per ADI.
It does not automatically cover money held by a non-bank transfer company.
In case of issues, if a complaint is not resolved, the Australian Financial Complaints Authority is the free external dispute service for member financial firms.
Small changes in the AUD/EUR rate can make a noticeable difference to the amount received, especially on a larger transfer.
Mid-market rate:1 AUD = 0.619141 EUR
We track 10 companies sending AUD to Italy, all holding an Australian licence, with rates refreshed in real time when running a live search.
Fees, exchange rates and the pay-in and payout options all get compared, and each company goes through our review before it appears.
More on who we are, why you can trust us and getting started.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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