How to send money to Colombia from Brazil with the best BRL-COP rate

TapTap Send is the cheapest way to send money from Brazil to Colombia. Sending R$7,715,000 will get your recipient 4,477,245,950 COP in minutes.

With TapTap Send, deposit via debit card and withdraw in bank deposit to get the most COP in Colombia.

Best companies for BRL/CUP transfers

2 of 2 providers

Last updated on 28 October 2026

Based on 7,715,000 BRL transfer

Best companies for BRL/CUP transfers

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Showing top Brazil to Colombia deals for 7,715,000 BRL. Do a live search with your exact amount for today's best rates.

TapTap Send

Pay via Debit card
Fee R$0.00 1 BRL = 580.3300 CUP -196.93% vs mid-market Recipient gets $4,477,245,950.00 Minutes
CheapestFastest

Ways to receive money in Colombia with TapTap Send when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes
Free1 BRL = 580.3300 CUP
$4,477,245,950.00You payR$7,715,000.00
Mobile walletMinutesAvailable via:Bancolombia A la mano, DaviPlata, Movii, Nequi, RappiPay
Free1 BRL = 580.3300 CUP
$4,477,245,950.00You payR$7,715,000.00
TransfiyaMinutesAvailable via:Banks via Trasnfiya
Free1 BRL = 580.3300 CUP
$4,477,245,950.00You payR$7,715,000.00
Bre-BMinutesAvailable via:Bre-B
Free1 BRL = 580.3300 CUP
$4,477,245,950.00You payR$7,715,000.00
Cash pickupMinutesAvailable via:Exito
R$10.991 BRL = 580.3300 CUP
$4,477,245,950.00You payR$7,715,010.99
Exclusive: First Transfer Deal

Regency FX

Pay via Bank transfer
Fee R$0.00 1 BRL = 4.4836 CUP +0.20% vs mid-market Recipient gets $34,590,610.81 Minutes - 24 hours
Recommended
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Colombia with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 BRL = 4.4836 CUP
$34,590,610.81You payR$7,715,000.00
How Our Results Work
Mid-market rate: 1 BRL = 4.4925 CUP Updates every 60 minutes.

How to send money from Brazil to Colombia

Pick a company

Start with the cheapest, which is TapTap Send at 4,477,245,950 COP for a R$7,715,000 transfer.

TapTap Send was the cheapest on 30 of the 30 days it quoted R$7,715,000 transfers to Colombia.

The IOF is the same whichever company you pick, so it's about the exchange rate markup and the fees.

Fund your transfer

You have 2 ways to pay, including debit card and bank transfer.

Verify and send

You'll need your CPF and a photo ID to register and verify your account.

Once that's done, you can send money to Colombia.

BRL/COP Exchange Rate History

Is today a good time to send money from Brazil to Colombia?

The cheapest way to send BRL to COP can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's TapTap Send), across 30 days of comparisons for 7,715,000 BRL transfers to Colombia.

CUP received for R$7,715,000, after fees

Wed, Oct 28, 2026Mid-market rate$34,659,930.67 TapTap Send $4,477,245,950.00TapTap Send$4,477,245,950.00Regency FX$34,590,610.81

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At the mid-market rateWith the cheapest optionTapTap SendRegency FX
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.5968 – $35,464,234.85
TapTap Send Cheapest 627.3800 R$0.00 $4,840,236,700.00 +$4,804,772,465.15
Regency FX 4.5876 R$0.00 $35,393,306.38 −$70,928.47
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.6164 – $35,615,371.70
TapTap Send Cheapest 641.6900 R$0.00 $4,950,638,350.00 +$4,915,022,978.30
Regency FX 4.6071 R$0.00 $35,544,140.96 −$71,230.74
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.6403 – $35,800,207.67
TapTap Send Cheapest 639.7500 R$0.00 $4,935,671,250.00 +$4,899,871,042.33
Regency FX 4.6311 R$0.00 $35,728,607.25 −$71,600.42
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.6160 – $35,612,810.32
TapTap Send Cheapest 629.7300 R$0.00 $4,858,366,950.00 +$4,822,754,139.68
Regency FX 4.6068 R$0.00 $35,541,584.70 −$71,225.62
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.6049 – $35,527,011.81
TapTap Send Cheapest 628.6800 R$0.00 $4,850,266,200.00 +$4,814,739,188.20
Regency FX 4.5957 R$0.00 $35,455,957.78 −$71,054.02
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.5956 – $35,455,231.45
TapTap Send Cheapest 628.6800 R$0.00 $4,850,266,200.00 +$4,814,810,968.56
Regency FX 4.5864 R$0.00 $35,384,320.98 −$70,910.47
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.5995 – $35,485,065.35
TapTap Send Cheapest 632.2100 R$0.00 $4,877,500,150.00 +$4,842,015,084.65
Regency FX 4.5903 R$0.00 $35,414,095.22 −$70,970.13
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.7913 – $36,965,226.68
TapTap Send Cheapest 647.9600 R$0.00 $4,999,011,400.00 +$4,962,046,173.33
Regency FX 4.7818 R$0.00 $36,891,296.22 −$73,930.45
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.8143 – $37,142,386.22
TapTap Send Cheapest 636.9400 R$0.00 $4,913,992,100.00 +$4,876,849,713.78
Regency FX 4.8047 R$0.00 $37,068,101.45 −$74,284.77
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.7773 – $36,857,116.38
TapTap Send Cheapest 638.0900 R$0.00 $4,922,864,350.00 +$4,886,007,233.62
Regency FX 4.7678 R$0.00 $36,783,402.15 −$73,714.23
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.7681 – $36,785,644.62
TapTap Send Cheapest 635.3900 R$0.00 $4,902,033,850.00 +$4,865,248,205.38
Regency FX 4.7585 R$0.00 $36,712,073.33 −$73,571.29
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.8092 – $37,102,993.43
TapTap Send Cheapest 638.0200 R$0.00 $4,922,324,300.00 +$4,885,221,306.57
Regency FX 4.7996 R$0.00 $37,028,787.44 −$74,205.99
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.8092 – $37,102,993.43
TapTap Send Cheapest 638.0000 R$0.00 $4,922,170,000.00 +$4,885,067,006.57
Regency FX 4.7996 R$0.00 $37,028,787.44 −$74,205.99
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.8060 – $37,078,621.75
TapTap Send Cheapest 637.5900 R$0.00 $4,919,006,850.00 +$4,881,928,228.26
Regency FX 4.7964 R$0.00 $37,004,464.50 −$74,157.24
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.8214 – $37,197,239.87
TapTap Send Cheapest 633.4100 R$0.00 $4,886,758,150.00 +$4,849,560,910.13
Regency FX 4.8118 R$0.00 $37,122,845.39 −$74,394.48
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.7643 – $36,756,728.80
TapTap Send Cheapest 626.6200 R$0.00 $4,834,373,300.00 +$4,797,616,571.20
Regency FX 4.7548 R$0.00 $36,683,215.34 −$73,513.46
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.7514 – $36,657,413.61
TapTap Send Cheapest 622.5400 R$0.00 $4,802,896,100.00 +$4,766,238,686.40
Regency FX 4.7419 R$0.00 $36,584,098.78 −$73,314.82
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.7075 – $36,318,717.39
TapTap Send Cheapest 617.7700 R$0.00 $4,766,095,550.00 +$4,729,776,832.61
Regency FX 4.6981 R$0.00 $36,246,079.96 −$72,637.43
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.7454 – $36,610,753.29
TapTap Send Cheapest 620.6400 R$0.00 $4,788,237,600.00 +$4,751,626,846.72
Regency FX 4.7359 R$0.00 $36,537,531.78 −$73,221.50
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.7454 – $36,610,753.29
TapTap Send Cheapest 620.6800 R$0.00 $4,788,546,200.00 +$4,751,935,446.72
Regency FX 4.7359 R$0.00 $36,537,531.78 −$73,221.50
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.7536 – $36,673,993.14
TapTap Send Cheapest 621.0500 R$0.00 $4,791,400,750.00 +$4,754,726,756.86
Regency FX 4.7441 R$0.00 $36,600,645.15 −$73,347.99
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.7620 – $36,738,814.57
TapTap Send Cheapest 622.1700 R$0.00 $4,800,041,550.00 +$4,763,302,735.43
Regency FX 4.7525 R$0.00 $36,665,336.94 −$73,477.63
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.7690 – $36,792,711.56
TapTap Send Cheapest 621.7000 R$0.00 $4,796,415,500.00 +$4,759,622,788.44
Regency FX 4.7594 R$0.00 $36,719,126.14 −$73,585.42
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.7770 – $36,854,771.02
TapTap Send Cheapest 624.3600 R$0.00 $4,816,937,400.00 +$4,780,082,628.98
Regency FX 4.7675 R$0.00 $36,781,061.48 −$73,709.54
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.7484 – $36,633,813.42
TapTap Send Cheapest 624.8800 R$0.00 $4,820,949,200.00 +$4,784,315,386.58
Regency FX 4.7389 R$0.00 $36,560,545.79 −$73,267.63
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.8302 – $37,264,614.96
TapTap Send Cheapest 630.5600 R$0.00 $4,864,770,400.00 +$4,827,505,785.04
Regency FX 4.8205 R$0.00 $37,190,085.74 −$74,529.22
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.8302 – $37,264,614.96
TapTap Send Cheapest 630.5600 R$0.00 $4,864,770,400.00 +$4,827,505,785.04
Regency FX 4.8205 R$0.00 $37,190,085.74 −$74,529.22
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.8113 – $37,119,009.77
TapTap Send Cheapest 629.5800 R$0.00 $4,857,209,700.00 +$4,820,090,690.23
Regency FX 4.8017 R$0.00 $37,044,771.75 −$74,238.02
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.4772 – $34,541,821.74
TapTap Send Cheapest 586.4800 R$0.00 $4,524,693,200.00 +$4,490,151,378.27
Regency FX 4.4683 R$0.00 $34,472,738.09 −$69,083.64
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.4925 – $34,659,930.67
TapTap Send Cheapest 580.3300 R$0.00 $4,477,245,950.00 +$4,442,586,019.33
Regency FX 4.4836 R$0.00 $34,590,610.81 −$69,319.86

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send R$7,715,000, after fees, as quoted by each company. The mid-market line shows what R$7,715,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more COP per BRL than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

In the past month, a money transfer company beat the mid-market rate on 30 of the last 30 days.

Right now, TapTap Send pays 4,477,245,950 COP on 7,715,000 BRL, which is 4,442,586,019.33 COP more than the mid-market amount, so it's a good deal (pretty much free money).

Today's payout isn't the best this month though, since the highest receive amount was 4,999,011,400 COP.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

If you need to send money now, it's a good time to send.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Colombia.

We've tracked 30 comparisons to check how often today's top companies were the cheapest across 1 amounts over the past month.

  1. TapTap SendAppeared in 30 comparisons

    Cheapest every time

  2. Regency FXAppeared in 30 comparisons

    Never the cheapest

Based on 30 comparisons across 1 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today TapTap Send is the cheapest and gets you the most COP, and it was also the cheapest in 100% of the 30 comparisons it appeared in over the past month.

It's a good pick for both one-off and regular transfers to Colombia.

Regency FX (today's second cheapest) was the cheapest in only 0% of its comparisons, so it's rarely the cheapest option for transfers to Colombia.

Ways to send money from Brazil to Colombia

There are 2 ways to send money to Colombia across 2 money transfer companies.

For everyday transfers

Online transfers

For most transfers from Brazil to Colombia, money transfer companies like TapTap Send are the cheapest way.

You can fund an online transfer with debit card and bank transfer.

TapTap Send charges R$0 and adds -196.93% markup when sending R$7,715,000, this will get you 4,477,245,950 COP in Colombia.

In our comparisons over the past month, it was the cheapest online service on 30 of the 30 days it quoted.

For property and other large transfers

Currency brokers

Brokers are best for large transfers, they will negotiate a better BRL/COP rate, handle the paperwork, and guide you over the phone.

Regency FX converts BRL to COP with an exchange-rate markup of around 0.2%.

I'd suggest , since the rate gets better the more you send.

Our analysis shows Regency FX was the cheapest broker in 100% of the transfers from R$40,000 it quoted.

For freelancers & businesses

Global accounts

Global accounts like Airwallex, Wise Business, and Payoneer help with international COP payments, invoicing, receiving payments, and more.

These are great for Brazilian businesses and freelancers, but not personal transfers.

Ways to fund BRL and receive COP in Colombia

With TapTap Send, paying by debit card and receiving through bank deposit is the cheapest combination. Sending R$7,715,000 gives your recipient 4,477,245,950 COP.

For paying for your transfer, you have debit card and bank transfer.

For withdrawals in Colombia, they can get it as bank deposit, mobile wallet, transfiya, bre b, and cash pickup.

IOF can apply when you convert and send BRL abroad, so double check the tax shown before you send.

  1. 1
    Debit card Bank deposit

    You pay R$7,715,000.00

    $MN4,477,245,950

    Cheapest

  2. 2
    Debit card Mobile wallet

    You pay R$7,715,000.00

    $MN4,477,245,950

    $MN0

  3. 3
    Debit card Transfiya

    You pay R$7,715,000.00

    $MN4,477,245,950

    $MN0

  4. 4
    Debit card Bre b

    You pay R$7,715,000.00

    $MN4,477,245,950

    $MN0

  5. 5
    Debit card Cash pickup

    You pay R$7,715,010.99

    $MN4,477,245,950

    $MN0

Show moreShow less
  1. 6
    Bank transfer Bank deposit

    You pay R$7,715,000.00

    $MN34,590,611

    -$MN4,442,655,339

Consider this when sending BRL to Colombia

Brazilian transfer quotes should show the tax, fee and exchange rate. The easiest way to compare them is through the VET, then check whether the payment is a transfer of your own money or a gift.

Compare BRL/COP transfer options

For a R$7,715,000 payment to Colombia, I suggest starting with these:

Cheapest:

TapTap Send, funded by debit card with bank deposit in Colombia. Your recipient gets 4,477,245,950 COP, which is 99.23% more than the next best option.

Fastest:

TapTap Send, paid by debit card with bank deposit for the payout. It delivers 4,477,245,950 COP in minutes.

Pix can fund but not send

Pix can be used to deposit BRL from your bank to the transfer company's Brazilian account, but it cannot send money directly to Colombia.

The company then switches to local rails or uses an internal network of accounts to move BRL to Colombia.

A gift can have a separate state tax

Moving your own money and making a gift are not treated the same.

A gift may fall under ITCMD, which is set and collected by the relevant Brazilian state.

The rate, exemption and filing process depend on the state and the facts of the gift.

Check this before sending a large amount to family, particularly when the sender, recipient or estate has links to different states.

Use a company authorised for câmbio

The Banco Central do Brasil says an authorised institution or its correspondent should explain the required documents and provide the VET.

If in doubt, check the institution's legal name with the Banco Central before sending.

Reclame Aqui can show service problems, but it does not replace the regulatory check.

How we analyse the market

We track 2 authorised companies sending BRL to Colombia, updated in real time during live comparisons.

The IOF is identical whoever you pick, so we compare on the spread and the all-in rate, plus the ways to pay and collect.

In the past 30 days alone, we analysed 30 comparisons across 1 amounts.

This page covers the cheapest and fastest options for BRL/COP transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Each goes through our review. More on who we are, why you can trust us and how to get started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.