Regency FX is the cheapest way to send money from Brazil to India. Sending R$40,000 will get your recipient 738,764.58 INR in minutes - 24 hours.
With Regency FX, deposit via bank transfer and withdraw in bank deposit to get the most INR in India.
| 5 of 5 providers Last updated on 28 September 2026 | |||
| Based on 40,000 BRL transfer Best companies for BRL/INR transfers | |||
| Promoted  Wise Pay via Bank transfer | Fee R$1,640.70 1 BRL = 18.5269 INR -0.04% vs mid-market | Recipient gets ₹710,678.92 Same day | |
Ways to receive money in India with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer R$1,640.701 BRL = 18.5269 INR ₹710,678.92You payR$40,000.00 | |||
| Promoted  Regency FX Pay via Bank transfer | Fee R$0.00 1 BRL = 18.4691 INR +0.27% vs mid-market | Recipient gets ₹738,764.58 Minutes - 24 hours | |
Ways to receive money in India with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 BRL = 18.4691 INR ₹738,764.58You payR$40,000.00 | |||
Run a live search Showing top Brazil to India deals for 40,000 BRL. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live BRL to INR rates. | |||
Run a live search These companies offer multi-currency accounts for spending INR. We suggest doing a live search based on how much BRL you're planning to spend in India. | |||
Run a live search These are managed services with real human support for large BRL transfers. Click the link and update the transfer amount to get the best deal. | |||
| Exclusive: First Transfer Deal Regency FX Pay via Bank transfer | Fee R$0.00 1 BRL = 18.4691 INR +0.27% vs mid-market | Recipient gets ₹738,764.58 Minutes - 24 hours | |
Ways to receive money in India with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 BRL = 18.4691 INR ₹738,764.58You payR$40,000.00 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee R$60.00 1 BRL = 18.4839 INR +0.19% vs mid-market | Recipient gets ₹738,247.92 Within minutes | |
Ways to receive money in India with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes R$60.001 BRL = 18.4839 INR ₹738,247.92You payR$40,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Pricing based on Revolut Standard plan Revolut Pay via Debit card | Fee R$327.50 1 BRL = 18.4839 INR +0.19% vs mid-market | Recipient gets ₹733,303.47 Within minutes | |
Ways to receive money in India with Revolut when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes R$327.501 BRL = 18.4839 INR ₹733,303.47You payR$40,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
 TapTap Send Pay via Debit card | Fee R$9.99 1 BRL = 18.3000 INR +1.19% vs mid-market | Recipient gets ₹732,000.00 Minutes | |
Ways to receive money in India with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes R$9.991 BRL = 18.3000 INR ₹732,000.00You payR$40,009.99 UPIMinutesAvailable via:UPI R$9.991 BRL = 18.3000 INR ₹732,000.00You payR$40,009.99 | |||
| $0 fee on first online transfers  MoneyGram Pay via Pix | Fee R$0.00 1 BRL = 17.9799 INR +2.95% vs mid-market | Recipient gets ₹719,196.00 Minutes - 24 hours | |
Ways to receive money in India with MoneyGram when paying by pix. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours Free1 BRL = 17.9799 INR ₹719,196.00You payR$40,000.00 Bank depositMinutes - 24 hoursAvailable via:All Banks Free1 BRL = 17.9799 INR ₹719,196.00You payR$40,000.00 | |||
| Wise Pay via Bank transfer | Fee R$1,640.70 1 BRL = 18.5269 INR -0.04% vs mid-market | Recipient gets ₹710,678.92 Same day | |
Ways to receive money in India with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer R$1,640.701 BRL = 18.5269 INR ₹710,678.92You payR$40,000.00 | |||
| Wise Pay via Pix | Fee R$1,640.70 1 BRL = 18.5269 INR -0.04% vs mid-market | Recipient gets ₹710,678.92 Within minutes | |
Ways to receive money in India with Wise when paying by pix. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer R$1,640.701 BRL = 18.5269 INR ₹710,678.92You payR$40,000.00 | |||
| How Our Results Work Mid-market rate: 1 BRL = 18.5191 INR Updates every 60 minutes. | |||
Transfer details
Start with the cheapest, which is Regency FX at 738,764.58 INR for R$40,000 transfer.
The IOF is the same whichever company you pick, so its about the exchange rate markup and the fees.
You have 3 ways to pay, including bank transfer, debit card, and pix.
You'll need your CPF and a photo ID to register and verify your account.
Once that's done, you can send money to India
How much BRL you send to India heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.
| Cheapest service | |||||
|---|---|---|---|---|---|
| R$1,000 | 0.97% | R$9.99 | ₹18,340.00with debit card to bank deposit | +₹551.13 | |
| R$10,000 | 0.25% | R$15.00 | ₹184,512.69with bank transfer to bank deposit | +₹3,925.17 | |
| R$40,000This page | 0.27% | R$0.00 | ₹738,764.58with bank transfer to bank deposit | +₹12,640.32 |
Mid-market rate: 1 BRL = 18.5191 INR
There are 6 ways to send money to India across 5 money transfer companies.
For everyday transfers
For most transfers from Brazil to India, money transfer companies like Revolut are the cheapest way.
You can fund an online transfer with bank transfer, debit card, and pix.
Revolut charges R$60 and adds 0.19% markup when sending R$40,000, this will get you 719,196 INR in India.
For property and other large transfers
Brokers are best for large transfers, they will negotiate a better BRL/INR rate, handle the paperwork, and guide you over the phone.
Regency FX converts BRL to INR with an exchange-rate markup of around 0.27%.
I'd suggest , since the rate gets better the more you send.
For receiving cash in Portugal
If your recipient in India needs cash, you can do it with MoneyGram.
Sending R$40,000 will get you ₹719,196 after the fees with MoneyGram.
You recipient will collect cash at the nearest MoneyGram branch in India.
Holding AUD and other currencies
Revolut lets you hold, convert, and spend BRL and INR from one account.
Swapping R$40,000 with Revolut will get you 738,247.92 INR after all fees.
You can then spend it in India or Brazil and receive INR payments.
For freelancers & businesses
Global accounts like Airwallex, Wise Business, and Payoneer help with international INR payments, invoicing, receiving payments, and more.
These are great for Brazilian businesses and freelancers, but not personal transfers.
With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending R$40,000 gives your recipient 738,764.58 INR.
For paying for your transfer, you have bank transfer, debit card, and pix.
You can fund the transfer with Pix
You can use Pix as a funding method, but it can’t send BRL to India directly.
Scan the company's QR code or copy its Pix key, then approve R$40,000 in your Brazilian banking app.
For withdrawals in India, they can get it as bank deposit, upi, and cash pickup.
IOF can apply when you convert and send BRL abroad, so double check the tax shown before you send.
You pay R$40,000.00
₹738,765
Cheapest
You pay R$40,000.00
₹733,303
-₹5,461
You pay R$40,009.99
₹732,000
-₹6,765
You pay R$40,000.00
₹719,196
-₹19,569
You pay R$40,000.00
₹719,196
-₹19,569
Brazilian transfer quotes should show the tax, fee and exchange rate. The easiest way to compare them is through the VET, then check whether the payment is a transfer of your own money or a gift.
For a R$40,000 payment to India, I suggest starting with these:
Cheapest:
Regency FX, funded by bank transfer with bank deposit in India. Your recipient gets 738,764.58 INR, which is 0.07% more than the next best option.
Fastest:
Revolut, paid by bank transfer with bank deposit for the payout. It delivers 738,247.92 INR in within minutes.
Pix can be used to deposit BRL from your bank to the transfer company's Brazilian account, but it cannot send money directly to India.
The company then switches to local rails or uses an internal network of accounts to move BRL to India.
Moving your own money and making a gift are not treated the same.
A gift may fall under ITCMD, which is set and collected by the relevant Brazilian state.
The rate, exemption and filing process depend on the state and the facts of the gift.
Check this before sending a large amount to family, particularly when the sender, recipient or estate has links to different states.
The Banco Central do Brasil says an authorised institution or its correspondent should explain the required documents and provide the VET.
If in doubt, check the institution's legal name with the Banco Central before sending.
Reclame Aqui can show service problems, but it does not replace the regulatory check.
The exchange rate affects the INR amount before fees and tax are added. Tracking the recent BRL/INR range makes company quotes easier to compare.
Mid-market rate:1 BRL = 18.40911 INR
We track 5 authorised companies sending BRL to India, updated in real time during live comparisons.
The IOF is identical whoever you pick, so we compare on the spread and the all-in rate, plus the ways to pay and collect.
Each goes through our review. More on who we are, why you can trust us and how to get started.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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