MoneyGram is the fastest way to send money from Spain to Iraq, with transfers arriving in minutos - 24 horas.
For the cheapest option, MoneyGram will get you 442,186.8 IQD on 300 EUR transfer.
| 4 of 4 providers Last updated on 28 September 2026 | |||
| Based on 300 EUR transfer Best companies for EUR/IQD transfers | |||
| Promoted  MoneyGram Pay via Debit card | Fee €1.00 1 EUR = 1473.9560 IQD +1.22% vs mid-market | Recipient gets IQD 442,186.80 Minutes - 24 hours | |
Ways to receive money in Iraq with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours €1.001 EUR = 1473.9560 IQD IQD 442,186.80You pay€301.00 | |||
Run a live search Showing top Spain to Iraq deals for 300 EUR. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live EUR to IQD rates. | |||
Run a live search These companies offer multi-currency accounts for spending IQD. We suggest doing a live search based on how much EUR you're planning to spend in Iraq. | |||
Run a live search These are managed services with real human support for large EUR transfers. Click the link and update the transfer amount to get the best deal. | |||
| $0 fee on first online transfers MoneyGram Pay via Debit card | Fee €1.00 1 EUR = 1473.9560 IQD +1.22% vs mid-market | Recipient gets IQD 442,186.80 Minutes - 24 hours | |
Ways to receive money in Iraq with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours €1.001 EUR = 1473.9560 IQD IQD 442,186.80You pay€301.00 | |||
| $0 fee on first online transfers MoneyGram Pay via Credit card | Fee €1.00 1 EUR = 1473.9560 IQD +1.22% vs mid-market | Recipient gets IQD 442,186.80 Minutes - 24 hours | |
Ways to receive money in Iraq with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours €1.001 EUR = 1473.9560 IQD IQD 442,186.80You pay€301.00 | |||
| $0 fee on first online transfers MoneyGram Pay via Bank transfer | Fee €1.00 1 EUR = 1473.9560 IQD +1.22% vs mid-market | Recipient gets IQD 442,186.80 Minutes - 24 hours | |
Ways to receive money in Iraq with MoneyGram when paying by bank transfer. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours €1.001 EUR = 1473.9560 IQD IQD 442,186.80You pay€301.00 | |||
| Send cash via a MoneyGram agent  MoneyGram Agent Pay via Bank transfer | Fee €12.00 1 EUR = 1402.5881 IQD +6.00% vs mid-market | Recipient gets IQD 403,945.38 Minutes - 3 days | |
Ways to receive money in Iraq with MoneyGram Agent when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days €12.001 EUR = 1402.5881 IQD IQD 403,945.38You pay€300.00 | |||
| Send cash via a Western Union agent  Western Union Agent Pay via Bank transfer | Fee €9.00 1 EUR = 1387.6670 IQD +7.00% vs mid-market | Recipient gets IQD 403,811.09 Minutes - 5 days | |
Ways to receive money in Iraq with Western Union Agent when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 5 days €9.001 EUR = 1387.6670 IQD IQD 403,811.09You pay€300.00 | |||
 Ria Money Transfer Pay via Credit card | Fee €25.00 1 EUR = 1464.4896 IQD +1.87% vs mid-market | Recipient gets IQD 402,734.64 Minutes - 24 hours | |
Ways to receive money in Iraq with Ria Money Transfer when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours €25.001 EUR = 1464.4896 IQD IQD 402,734.64You pay€300.00 | |||
| Ria Money Transfer Pay via Debit card | Fee €25.00 1 EUR = 1464.4896 IQD +1.87% vs mid-market | Recipient gets IQD 402,734.64 Minutes - 24 hours | |
Ways to receive money in Iraq with Ria Money Transfer when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours €25.001 EUR = 1464.4896 IQD IQD 402,734.64You pay€300.00 | |||
| How Our Results Work Mid-market rate: 1 EUR = 1492.1150 IQD Updates every 60 minutes. | |||
Transfer details
For a one-off transfer from Spain to Iraq, I suggest picking MoneyGram, it will get you the most Iraq
The best option will change depending on the amount, so it's good to to get the best EUR/IQD rate today.
You have 3 ways to pay, including bank transfer, debit card, and credit card.
Bizum only works between Spanish accounts and caps at €500, which is why these companies exist in the first place.
First time round you'll need your DNI, or your NIE if you're not Spanish, and a proof of address.
An empadronamiento certificate covers the address if you don't have a bill in your name yet.
How much EUR you send to Iraq heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.
| Cheapest service | |||||
|---|---|---|---|---|---|
| €300This page | 1.22% | €1.00 | IQD 442,186.80with debit card to cash pickup | +IQD 22,217.35 | |
| €500 | 1.24% | €1.00 | IQD 736,978.00with debit card to cash pickup | +IQD 16,538.18 | |
| €1,000 | 1.21% | €1.00 | IQD 1,473,956.00with debit card to cash pickup | +IQD 18,431.46 | |
| €2,000 | 1.21% | €1.00 | IQD 2,947,912.00with debit card to cash pickup | IQD 0.00 | |
| €7,000 | 1.27% | €1.00 | IQD 10,317,692.00with debit card to cash pickup | +IQD 41,150.82 | |
| €10,000 | 1.27% | €1.00 | IQD 14,739,560.00with debit card to cash pickup | +IQD 52,510.50 |
Mid-market rate: 1 EUR = 1492.1150 IQD
4 companies send money from Spain to Iraq, across in person, online, and app, and more.
Monthly remesas abroad
Sending monthly remesa is extremely popular in Spain.
Money transfer apps let you save contacts, schedule transfers, and lock-in rates.
Useful if you’re sending €100 to €300 monthly to Iraq.
MoneyGram charges €1 on a €300 transfer and pays out 442,186.8 IQD in minutes - 24 hours.
You can pay for the transfers via bank transfer, debit card, and credit card, but Bizum is usually not accepted as a funding method.
For cash pickup and deposit
The locutorio on the corner has been sending money home for decades, and for families who need to collect cash the same day, this is the best way.
Pay MoneyGram the €300 by card or transferencia, and they can collect cash in Iraq.
Worth noting, cash transfers are faster than online methods, but usually more expensive, so .
For one-off transfers
For medium sized or one-off transfers to Iraq, an online money transfer service funded from your bank account is better than any bank.
MoneyGram turns €300 into 442,186.8 IQD with a €1 fee and 1.22% markup.
Sending large amounts
Currency brokers are best for sending €10,000+ to Iraq. This can be things like selling property, moving a pension, moving back home, etc…
Brokers like Regency FX, Key Currency, or TorFX charge no fee on large transfers, just a margin that gets smaller as the amount grows.
You also get an account manager, access to forward contracts, limit orders, and more.
For businesses and autónomos paying abroad
Companies like Wise Business, Payoneer, or Airwallex are best suited for businesses in Spain making payments to Iraq.
You can pay suppliers and freelancers, process invoices, make batch payments, and much more.
How you fund the transfer and how your recipient receives it affect the fees and how much IQD they get.
With MoneyGram, paying by debit card and receiving through a cash pickup is the cheapest combination. Sending €300 gives your recipient 442,186.8 IQD.
For funding your transfer from Spain, you can use bank transfer, debit card, and credit card.
Bizum only supports domestic transfers in Spain, so it cannot send money to Iraq directly.
Pay from your Spanish bank account
Deposit your funds with a SEPA Instant (essentially your bank transfer) using your ES IBAN.
It is fast to fund the transfer, although delivery to Iraq depends on the company's payout time and delivery method.
In Iraq, the recipient can use bank deposit and cash pickup to receive money.
Collect cash in Iraq
Your recipient can collect IQD from a participating MoneyGram location in Iraq.
You pay €301.00
.د.ع442,187
Cheapest
You pay €301.00
.د.ع442,187
.د.ع0
You pay €301.00
.د.ع442,187
.د.ع0
You pay €300.00
.د.ع403,945
-.د.ع38,241
You pay €300.00
.د.ع402,735
-.د.ع39,452
You pay €300.00
.د.ع402,735
-.د.ع39,452
Here are a few things to know before sending money from Spain to Iraq.
These are the current best options for sending €300 to Iraq:
Cheapest option
Use .د.ع442,186.8, pay by debit card and choose cash pickup for the payout. Your recipient gets 442,186.8 IQD, which is 8.65% more than the next best option.
Fastest option
With MoneyGram, a debit card payment to cash pickup gives your recipient 442,186.8 IQD in minutos - 24 horas.
SEPA and SEPA Instant only work within the Eurozone, and Bizum largely operates in Spain.
Sending EUR to Iraq is different because it needs a currency conversion.
SEPA or SEPA Instant can be used to fund the transfer itself (since both are in EUR), but it does not guarantee instant transfer to Iraq.
Your bank or transfer company can ask for a justificante showing the source and purpose of a large or unusual transfer.
Keep the sale agreement for property, an invoice for tuition or a bank statement for savings.
Ask your bank to raise its own online transfer limit before the payment is due, rather than splitting a payment to avoid a check.
A payment or electronic-money institution is not the same as a bank, so do not assume its stored balance has bank deposit protection.
For bank deposits, protection normally comes from the deposit guarantee scheme in the bank's home country.
For a transfer service, check how customer money is safeguarded and avoid leaving a large balance there longer than needed.
When in doubt, use the Banco de Espana register to check the legal entity behind a transfer service.
The exchange rate has a direct impact on how much IQD your recipient gets. A weekly comparison makes it easier to judge today's EUR/IQD rate.
Mid-market rate:1 EUR = 1,489.649388 IQD
Every company here is authorised to operate in Spain, and you can check any of them on the Banco de España register yourself.
We track 4 of them on EUR to IQD, comparing fees, rates and the ways money can be paid in and collected. Each one also goes through our own review.
Pricing mostly comes straight from the companies, and anything we collect by hand is marked in the table.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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