Usually the cheapest
Online transfers
Companies like Xe will get you 24,439.1 ILS on €7,000 transfer.
If it's the only time you send money to Israel, then it's the best option.
For recurring transfers, an app is a bit more convenient.
How to send money to Israel from Finland with the best EUR-ILS rate
We’ve compared and analysed 10 money transfer companies in Finland.
| 10 of 10 providers Last updated on 28 September 2026 | |||
| Based on 7,000 EUR transfer Best companies for EUR/ILS transfers | |||
| Promoted  Wise Pay via Bank transfer | Fee €39.78 1 EUR = 3.4805 ILS 0.00% vs mid-market | Recipient gets ₪24,224.98 Within minutes | |
Ways to receive money in Israel with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €39.781 EUR = 3.4805 ILS ₪24,224.98You pay€7,000.00 | |||
| Promoted  Xe Pay via Debit card | Fee €0.00 1 EUR = 3.4913 ILS -0.31% vs mid-market | Recipient gets ₪24,439.10 Minutes - 24 hours | |
Ways to receive money in Israel with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 3.4913 ILS ₪24,439.10You pay€7,000.00 | |||
Run a live search Showing top Finland to Israel deals for 7,000 EUR. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live EUR to ILS rates. | |||
Run a live search These companies offer multi-currency accounts for spending ILS. We suggest doing a live search based on how much EUR you're planning to spend in Israel. | |||
Run a live search These are managed services with real human support for large EUR transfers. Click the link and update the transfer amount to get the best deal. | |||
| Xe Pay via Debit card | Fee €0.00 1 EUR = 3.4913 ILS -0.31% vs mid-market | Recipient gets ₪24,439.10 Minutes - 24 hours | |
Ways to receive money in Israel with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 3.4913 ILS ₪24,439.10You pay€7,000.00 | |||
| Xe Pay via Bank transfer | Fee €0.00 1 EUR = 3.4913 ILS -0.31% vs mid-market | Recipient gets ₪24,439.10 Minutes - 24 hours | |
Ways to receive money in Israel with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 3.4913 ILS ₪24,439.10You pay€7,000.00 | |||
| Xe Pay via Credit card | Fee €0.00 1 EUR = 3.4913 ILS -0.31% vs mid-market | Recipient gets ₪24,439.10 Minutes - 24 hours | |
Ways to receive money in Israel with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 3.4913 ILS ₪24,439.10You pay€7,000.00 | |||
| Exclusive: Special Rate for 1st Transfer  Key Currency Pay via Bank transfer | Fee €0.00 1 EUR = 3.4719 ILS +0.25% vs mid-market | Recipient gets ₪24,303.18 Minutes - 3 days | |
Ways to receive money in Israel with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 EUR = 3.4719 ILS ₪24,303.18You pay€7,000.00 | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee €0.00 1 EUR = 3.4712 ILS +0.27% vs mid-market | Recipient gets ₪24,298.31 Minutes - 24 hours | |
Ways to receive money in Israel with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 3.4712 ILS ₪24,298.31You pay€7,000.00 | |||
 TorFx Pay via Bank transfer | Fee €0.00 1 EUR = 3.4701 ILS +0.30% vs mid-market | Recipient gets ₪24,291.00 Minutes - 24 hours | |
Ways to receive money in Israel with TorFx when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 3.4701 ILS ₪24,291.00You pay€7,000.00 | |||
 OFX Pay via Bank transfer | Fee €0.00 1 EUR = 3.4632 ILS +0.50% vs mid-market | Recipient gets ₪24,242.27 Minutes - 24 hours | |
Ways to receive money in Israel with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 3.4632 ILS ₪24,242.27You pay€7,000.00 | |||
| Wise Pay via Bank transfer | Fee €39.78 1 EUR = 3.4805 ILS 0.00% vs mid-market | Recipient gets ₪24,224.98 Within minutes | |
Ways to receive money in Israel with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €39.781 EUR = 3.4805 ILS ₪24,224.98You pay€7,000.00 | |||
 Currencies Direct Pay via Bank transfer | Fee €0.00 1 EUR = 3.4587 ILS +0.63% vs mid-market | Recipient gets ₪24,210.90 Minutes - 24 hours | |
Ways to receive money in Israel with Currencies Direct when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 3.4587 ILS ₪24,210.90You pay€7,000.00 | |||
| Wise Pay via iDEAL/WERO | Fee €49.91 1 EUR = 3.4805 ILS 0.00% vs mid-market | Recipient gets ₪24,189.72 Within minutes | |
Ways to receive money in Israel with Wise when paying by ideal/wero. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €49.911 EUR = 3.4805 ILS ₪24,189.72You pay€7,000.00 | |||
 CurrencyFair Pay via Bank transfer | Fee €4.02 1 EUR = 3.4455 ILS +1.01% vs mid-market | Recipient gets ₪24,104.50 Minutes - 24 hours | |
Ways to receive money in Israel with CurrencyFair when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours €4.021 EUR = 3.4455 ILS ₪24,104.50You pay€7,000.00 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee €70.50 1 EUR = 3.4723 ILS +0.24% vs mid-market | Recipient gets ₪24,061.58 Same day | |
Ways to receive money in Israel with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame day €70.501 EUR = 3.4723 ILS ₪24,061.58You pay€7,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Wise Pay via Debit card | Fee €94.71 1 EUR = 3.4805 ILS 0.00% vs mid-market | Recipient gets ₪24,033.79 Within minutes | |
Ways to receive money in Israel with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €94.711 EUR = 3.4805 ILS ₪24,033.79You pay€7,000.00 | |||
 Moneycorp Pay via Bank transfer | Fee €0.00 1 EUR = 3.4319 ILS +1.40% vs mid-market | Recipient gets ₪24,023.00 Minutes - 2 days | |
Ways to receive money in Israel with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 EUR = 3.4319 ILS ₪24,023.00You pay€7,000.00 | |||
| Pricing based on Revolut Standard plan Revolut Pay via Debit card | Fee €109.00 1 EUR = 3.4723 ILS +0.24% vs mid-market | Recipient gets ₪23,927.90 Within minutes | |
Ways to receive money in Israel with Revolut when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes €109.001 EUR = 3.4723 ILS ₪23,927.90You pay€7,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Wise Pay via Credit card | Fee €136.72 1 EUR = 3.4805 ILS 0.00% vs mid-market | Recipient gets ₪23,887.58 Within minutes | |
Ways to receive money in Israel with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €136.721 EUR = 3.4805 ILS ₪23,887.58You pay€7,000.00 | |||
| How Our Results Work Mid-market rate: 1 EUR = 3.4806 ILS Updates every 60 minutes. | |||
Transfer details
How to send money from Finland to Israel
Pick a company
For a one-off transfer to Israel, start with Xe.
On a 7,000 EUR transfer, Xe delivers the most ILS.
The cheapest option depends on the amount, so I suggest to get the best EUR/ILS rate.
Fund your transfer
You have 4 ways to pay, including bank transfer, debit card, credit card, and ideal.
Select how you want the recipient to pick up the money. For transfers to Israel they can receive it via bank deposit.
Verify and send
If it's your first time using the service, you will need to verify your account.
This usually takes a a few minutes to a few hours.
If your transfer is urgent, make sure to get it done beforehand to avoid any delays.
Ways to send money from Finland to Israel
10 companies send money from Finland to Israel, mostly through broker, online, app, multi-currency account, and global account, and a few more ways.
For regular transfers
Money transfer apps
For the regular smaller transfer, apps are convenient and cheap.
Xe charges €0 on a €7,000 transfer, and 24,439.1 ILS arrives in minutes - 24 hours.
In Israel they can receive money via bank deposit.
Moving money between your own accounts
Multi-currency accounts
Companies like Wise let you hold EUR and ILS balances in one account.
You can convert between them any time, and it's cheap.
For example, converting 7,000 EUR to ILS with Wise gets you 24,224.98 ILS (€39.78 in fees and 0% markup).
This is especially useful travel since you are spending in ILS (no extra fees from Wise, only local ATMs).
For freelancers and SMEs
Global accounts
Global accounts are for companies and freelancers making payments to Israel.
Companies like Wise Business, Airwallex, Holvi or Payoneer offer business features like batch payments, invoicing, admin tools, and more.
For sending large sums
Currency brokers
Currency brokers are good for sending €10,000+ to Israel. They charge no fees and add a markup on the rate.
Xe charges no fee but adds -0.31% markup on top of the EUR/ILS rate.
Ways to fund EUR and receive ILS in Israel
With Xe, paying by debit card and receiving through bank deposit is the cheapest combination. Sending €7,000 gives your recipient 24,439.1 ILS.
To pay for your transfer in Finland, you have bank transfer, debit card, credit card, and ideal.
MobilePay and Siirto are useful for payments within Finland, but they do not send money to Israel directly.
For withdrawals in Israel, use bank deposit.
Receive ILS
The name should match the account holder's bank record, so double check it before sending.
- 1 Debit card Bank deposit
You pay €7,000.00
₪24,439
Cheapest
- 2 Bank transfer Bank deposit
You pay €7,000.00
₪24,439
₪0
- 3 Credit card Bank deposit
You pay €7,000.00
₪24,439
₪0
- 4 Ideal Bank deposit
You pay €7,000.00
₪24,190
-₪249
What to consider before sending money from Finland to Israel
For a transfer from Finland, compare the ILS received and check whether the payment is a taxable gift rather than ordinary family support.
Compare EUR/ILS transfer options
Compare EUR/ILS transfer options
For a €7,000 transfer to Israel, these are the current cheapest, fastest and easiest options.
Cheapest
Xe is cheapest when funded by debit card with bank deposit for the payout. Your recipient gets 24,439.1 ILS, which is 0.56% more than the next best option.
Fastest
Wise delivers 24,224.98 ILS in within 3 hours when you pay by bank transfer and choose bank deposit.
Sending a gift from Finland can trigger gift tax
Sending a gift from Finland can trigger gift tax
If you live in Finland and send someone abroad a cash gift, Finnish gift tax can still apply.
The recipient must file and pay the tax when gifts from you reach €7,500 or more within three years.
Education and maintenance costs may be exempt if you pay the university, landlord or other company directly.
Cash sent to the recipient is treated as a normal gift because they can spend it on anything.
Large transfers may take longer
Large transfers may take longer
Finnish banks and transfer companies can ask for the source and purpose of an unusual payment.
Keep the invoice, sale document or account statement ready.
SEPA Instant may fund the company's euro account quickly, but the company still needs to complete the payout in Israel.
Safety measures in Finland
Safety measures in Finland
An EEA company may be authorised in another country and operate in Finland through passporting.
If a company does not resolve a complaint, FINE provides guidance and dispute support for financial customers in Finland.
Never move money to a so-called safe account or approve an unexpected bank-identification request.
When in doubt, check the company in the FIN-FSA supervised-entities register.
Finding the best rate to send money from Finland to Israel
The exchange rate has a direct impact on how much ILS your recipient gets for your EUR. Checking the weekly range makes transfer quotes easier to compare.
Mid-market rate:1 EUR = 3.501377 ILS
How we analyse the market
Every company here is registered with the FIN-FSA or passported in from elsewhere in the EU.
We track 10 of them on EUR to Israel, comparing rates, fees and the ways to pay in and collect, updated in real time on live searches.
Nothing appears without passing our review.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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