How to send money to Israel from Sweden with the best SEK-ILS rate

From 9 companies analysed, Key Currency is the cheapest way to send money to Israel, giving your recipient 24,721.8 ILS when you send SEK 80,000.

Deposit with bank transfer and use bank deposit for withdrawal to get the most ILS.

Best companies for SEK/ILS transfers

9 of 9 providers

Last updated on 28 October 2026

Based on 80,000 SEK transfer

Best companies for SEK/ILS transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee 418,50 kr 1 SEK = 0.3099 ILS -0.03% vs mid-market Recipient gets 24 661,67 ₪ Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Israel with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
418,50 kr1 SEK = 0.3099 ILS
24 661,67 ₪You pay80 000,00 kr
Promoted

Xe

Pay via Debit card
Fee 0,00 kr 1 SEK = 0.3068 ILS +0.97% vs mid-market Recipient gets 24 544,00 ₪ Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Israel with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SEK = 0.3068 ILS
24 544,00 ₪You pay80 000,00 kr

Run a live search

Showing top Sweden to Israel deals for 80,000 SEK. Do a live search with your exact amount for today's best rates.
Exclusive: Special Rate for 1st Transfer

Key Currency

Pay via Bank transfer
Fee 0,00 kr 1 SEK = 0.3090 ILS +0.25% vs mid-market Recipient gets 24 721,80 ₪ Minutes - 3 days
Cheapest
Personal account managerReceive to bank account

Ways to receive money in Israel with Key Currency when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 3 days
Free1 SEK = 0.3090 ILS
24 721,80 ₪You pay80 000,00 kr
Exclusive: First Transfer Deal

Regency FX

Pay via Bank transfer
Fee 0,00 kr 1 SEK = 0.3090 ILS +0.27% vs mid-market Recipient gets 24 716,84 ₪ Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Israel with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SEK = 0.3090 ILS
24 716,84 ₪You pay80 000,00 kr

TorFx

Pay via Bank transfer
Fee 0,00 kr 1 SEK = 0.3089 ILS +0.30% vs mid-market Recipient gets 24 709,41 ₪ Minutes - 24 hours
Personal account managerReceive to bank accountIdeal for buying property abroad

Ways to receive money in Israel with TorFx when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SEK = 0.3089 ILS
24 709,41 ₪You pay80 000,00 kr

Wise

Pay via Bank transfer
Fee 418,50 kr 1 SEK = 0.3099 ILS -0.03% vs mid-market Recipient gets 24 661,67 ₪ Within minutes
FastestRecommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Israel with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
418,50 kr1 SEK = 0.3099 ILS
24 661,67 ₪You pay80 000,00 kr

Currencies Direct

Pay via Bank transfer
Fee 0,00 kr 1 SEK = 0.3077 ILS +0.68% vs mid-market Recipient gets 24 616,00 ₪ Minutes - 24 hours
Personal account managerMulti-currency cardReceive to bank account

Ways to receive money in Israel with Currencies Direct when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SEK = 0.3077 ILS
24 616,00 ₪You pay80 000,00 kr

CurrencyFair

Pay via Bank transfer
Fee 45,19 kr 1 SEK = 0.3074 ILS +0.78% vs mid-market Recipient gets 24 578,00 ₪ Minutes - 24 hours
Receive to bank account

Ways to receive money in Israel with CurrencyFair when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
45,19 kr1 SEK = 0.3074 ILS
24 578,00 ₪You pay80 000,00 kr

Xe

Pay via Debit card
Fee 0,00 kr 1 SEK = 0.3068 ILS +0.97% vs mid-market Recipient gets 24 544,00 ₪ Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Israel with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SEK = 0.3068 ILS
24 544,00 ₪You pay80 000,00 kr

Xe

Pay via Bank transfer
Fee 0,00 kr 1 SEK = 0.3068 ILS +0.97% vs mid-market Recipient gets 24 544,00 ₪ Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Israel with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SEK = 0.3068 ILS
24 544,00 ₪You pay80 000,00 kr

Xe

Pay via Credit card
Fee 0,00 kr 1 SEK = 0.3068 ILS +0.97% vs mid-market Recipient gets 24 544,00 ₪ Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Israel with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SEK = 0.3068 ILS
24 544,00 ₪You pay80 000,00 kr
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee 820,00 kr 1 SEK = 0.3087 ILS +0.35% vs mid-market Recipient gets 24 440,57 ₪ Same day
Multi-currency cardReceive to bank account

Ways to receive money in Israel with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositSame day
820,00 kr1 SEK = 0.3087 ILS
24 440,57 ₪You pay80 000,00 kr

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Moneycorp

Pay via Bank transfer
Fee 0,00 kr 1 SEK = 0.3055 ILS +1.40% vs mid-market Recipient gets 24 436,79 ₪ Minutes - 2 days

Ways to receive money in Israel with Moneycorp when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
Free1 SEK = 0.3055 ILS
24 436,79 ₪You pay80 000,00 kr

Wise

Pay via Debit card
Fee 1 280,19 kr 1 SEK = 0.3099 ILS -0.03% vs mid-market Recipient gets 24 394,64 ₪ Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Israel with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
1 280,19 kr1 SEK = 0.3099 ILS
24 394,64 ₪You pay80 000,00 kr

Wise

Pay via Credit card
Fee 1 442,58 kr 1 SEK = 0.3099 ILS -0.03% vs mid-market Recipient gets 24 344,32 ₪ Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Israel with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
1 442,58 kr1 SEK = 0.3099 ILS
24 344,32 ₪You pay80 000,00 kr
Pricing based on Revolut Standard plan

Revolut

Pay via Debit card
Fee 1 260,00 kr 1 SEK = 0.3087 ILS +0.35% vs mid-market Recipient gets 24 304,75 ₪ Within minutes
Multi-currency cardReceive to bank account

Ways to receive money in Israel with Revolut when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
1 260,00 kr1 SEK = 0.3087 ILS
24 304,75 ₪You pay80 000,00 kr

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

How Our Results Work
Mid-market rate: 1 SEK = 0.3098 ILS Updates every 60 minutes.

How to send money from Sweden to Israel

Pick a company

For a one-off SEK transfer to Israel, I suggest picking the cheapest option which is Key Currency.

Key Currency was the cheapest on 26 of the 28 days it quoted kr80,000 transfers to Israel.

On a 80,000 SEK transfer, Key Currency delivers the most ILS.

The best option will change depending on how much you actually send, so I suggest to get the best SEK/ILS rate.

Fund your transfer

You can pay for the transfer using bank transfer, debit card, and credit card.

A transfer from your Swedish bank is usually the easiest way to fund the transfer.

Verify and send

Before you can send money to Israel, you'll need to verify your account.

Most companies do it with BankID.

If you can't get BankID yet, some companies will take a passport instead (but it's less common).

Compare amounts

How much SEK are you sending to Israel?

How much SEK you send to Israel heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Key Currency was the cheapest in 93% of the transfers from SEK 50,000 it quoted, and in 93% of all the transfers it quoted.

Cheapest service
5 000 kr0.61%0,00 kr1 539,78 ₪with debit card to bank deposit+30,20 ₪
10 000 kr0.67%0,00 kr3 076,00 ₪with bank transfer to bank deposit+52,30 ₪
25 000 kr-0.02%150,29 kr7 701,82 ₪with bank transfer to bank deposit+139,42 ₪
50 000 kr0.30%0,00 kr15 490,14 ₪with bank transfer to bank deposit+151,13 ₪
80 000 krThis page0.25%0,00 kr24 721,80 ₪with bank transfer to bank deposit+182,03 ₪

Mid-market rate: 1 SEK = 0.3098 ILS

SEK/ILS Exchange Rate History

Is today a good time to send money from Sweden to Israel?

The cheapest way to send SEK to ILS can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Key Currency), across 30 days of comparisons for 80,000 SEK transfers to Israel.

ILS received for 80 000 kr, after fees

Wed, 28 Oct 2026Mid-market rate24 783,76 ₪ Key Currency 24 721,80 ₪Key Currency24 721,80 ₪Regency FX24 716,84 ₪TorFx24 709,41 ₪

24 000
24 200
24 400
24 600
24 800
25 000
25 200
At the mid-market rateWith the cheapest optionKey CurrencyRegency FXTorFx
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.3082 – 24 658,24 ₪
Key Currency Cheapest 0.3075 0,00 kr 24 596,59 ₪ −61,65 ₪
Regency FX 0.3074 0,00 kr 24 591,66 ₪ −66,58 ₪
TorFx 0.3073 0,00 kr 24 584,27 ₪ −73,97 ₪
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.3071 – 24 567,36 ₪
Key Currency Cheapest 0.3063 0,00 kr 24 505,94 ₪ −61,42 ₪
Regency FX 0.3063 0,00 kr 24 501,03 ₪ −66,33 ₪
TorFx 0.3062 0,00 kr 24 493,66 ₪ −73,70 ₪
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.3065 – 24 523,44 ₪
Key Currency Cheapest 0.3058 0,00 kr 24 462,13 ₪ −61,31 ₪
Regency FX 0.3057 0,00 kr 24 457,23 ₪ −66,21 ₪
TorFx 0.3056 0,00 kr 24 449,87 ₪ −73,57 ₪
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.3060 – 24 478,88 ₪
Key Currency Cheapest 0.3052 0,00 kr 24 417,68 ₪ −61,20 ₪
Regency FX 0.3052 0,00 kr 24 412,79 ₪ −66,09 ₪
TorFx 0.3051 0,00 kr 24 405,44 ₪ −73,44 ₪
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.3040 – 24 321,12 ₪
Key Currency Cheapest 0.3033 0,00 kr 24 260,32 ₪ −60,80 ₪
Regency FX 0.3032 0,00 kr 24 255,45 ₪ −65,67 ₪
TorFx 0.3031 0,00 kr 24 248,16 ₪ −72,96 ₪
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.3040 – 24 321,12 ₪
Key Currency Cheapest 0.3033 0,00 kr 24 260,32 ₪ −60,80 ₪
Regency FX 0.3032 0,00 kr 24 255,45 ₪ −65,67 ₪
TorFx 0.3031 0,00 kr 24 248,16 ₪ −72,96 ₪
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.3030 – 24 241,20 ₪
Key Currency Cheapest 0.3023 0,00 kr 24 180,60 ₪ −60,60 ₪
Regency FX 0.3022 0,00 kr 24 175,75 ₪ −65,45 ₪
TorFx 0.3021 0,00 kr 24 168,48 ₪ −72,72 ₪
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.3042 – 24 332,88 ₪
Key Currency Cheapest 0.3034 0,00 kr 24 272,05 ₪ −60,83 ₪
Regency FX 0.3033 0,00 kr 24 267,18 ₪ −65,70 ₪
TorFx 0.3032 0,00 kr 24 259,88 ₪ −73,00 ₪
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.3040 – 24 320,24 ₪
Key Currency Cheapest 0.3032 0,00 kr 24 259,44 ₪ −60,80 ₪
Regency FX 0.3032 0,00 kr 24 254,58 ₪ −65,66 ₪
TorFx 0.3031 0,00 kr 24 247,28 ₪ −72,96 ₪
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.3073 – 24 584,00 ₪
Key Currency Cheapest 0.3065 0,00 kr 24 522,54 ₪ −61,46 ₪
Regency FX 0.3065 0,00 kr 24 517,62 ₪ −66,38 ₪
TorFx 0.3064 0,00 kr 24 510,25 ₪ −73,75 ₪
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.3068 – 24 540,96 ₪
Key Currency Cheapest 0.3060 0,00 kr 24 479,61 ₪ −61,35 ₪
Regency FX 0.3059 0,00 kr 24 474,70 ₪ −66,26 ₪
TorFx 0.3058 0,00 kr 24 467,34 ₪ −73,62 ₪
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.3064 – 24 509,60 ₪
Key Currency Cheapest 0.3056 0,00 kr 24 448,33 ₪ −61,27 ₪
Regency FX 0.3055 0,00 kr 24 443,42 ₪ −66,18 ₪
TorFx 0.3055 0,00 kr 24 436,07 ₪ −73,53 ₪
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.3064 – 24 509,60 ₪
Key Currency Cheapest 0.3056 0,00 kr 24 448,33 ₪ −61,27 ₪
Regency FX 0.3055 0,00 kr 24 443,42 ₪ −66,18 ₪
TorFx 0.3055 0,00 kr 24 436,07 ₪ −73,53 ₪
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.3067 – 24 533,12 ₪
Key Currency Cheapest 0.3059 0,00 kr 24 471,79 ₪ −61,33 ₪
Regency FX 0.3058 0,00 kr 24 466,88 ₪ −66,24 ₪
TorFx 0.3057 0,00 kr 24 459,52 ₪ −73,60 ₪
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.3077 – 24 616,48 ₪
Wise Cheapest 0.3076 418,50 kr 24 483,01 ₪ −133,47 ₪
Key Currency No quote collected this day – – – –
Regency FX No quote collected this day – – – –
TorFx No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.3084 – 24 670,64 ₪
Key Currency Cheapest 0.3076 0,00 kr 24 608,96 ₪ −61,68 ₪
Regency FX 0.3076 0,00 kr 24 604,03 ₪ −66,61 ₪
TorFx 0.3075 0,00 kr 24 596,63 ₪ −74,01 ₪
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.3113 – 24 904,88 ₪
Key Currency Cheapest 0.3105 0,00 kr 24 842,62 ₪ −62,26 ₪
Regency FX 0.3105 0,00 kr 24 837,64 ₪ −67,24 ₪
TorFx 0.3104 0,00 kr 24 830,17 ₪ −74,71 ₪
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.3118 – 24 945,68 ₪
Key Currency Cheapest 0.3110 0,00 kr 24 883,32 ₪ −62,36 ₪
Regency FX 0.3110 0,00 kr 24 878,33 ₪ −67,35 ₪
TorFx 0.3109 0,00 kr 24 870,84 ₪ −74,84 ₪
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.3122 – 24 976,00 ₪
Wise Cheapest 0.3141 418,50 kr 24 995,04 ₪ +19,04 ₪
Key Currency 0.3114 0,00 kr 24 913,56 ₪ −62,44 ₪
Regency FX 0.3114 0,00 kr 24 908,56 ₪ −67,44 ₪
TorFx 0.3113 0,00 kr 24 901,07 ₪ −74,93 ₪
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.3122 – 24 976,00 ₪
Currencies Direct Cheapest 0.3115 0,00 kr 24 920,00 ₪ −56,00 ₪
Key Currency 0.3114 0,00 kr 24 913,56 ₪ −62,44 ₪
Regency FX 0.3114 0,00 kr 24 908,56 ₪ −67,44 ₪
TorFx 0.3113 0,00 kr 24 901,07 ₪ −74,93 ₪
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
Wise Cheapest 0.3127 418,50 kr 24 887,60 ₪ –
Key Currency No quote collected this day – – – –
Regency FX No quote collected this day – – – –
TorFx No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.3133 – 25 064,72 ₪
Key Currency Cheapest 0.3125 0,00 kr 25 002,06 ₪ −62,66 ₪
Regency FX 0.3125 0,00 kr 24 997,05 ₪ −67,67 ₪
TorFx 0.3124 0,00 kr 24 989,53 ₪ −75,19 ₪
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.3119 – 24 950,32 ₪
Key Currency Cheapest 0.3111 0,00 kr 24 887,94 ₪ −62,38 ₪
Regency FX 0.3110 0,00 kr 24 882,95 ₪ −67,37 ₪
TorFx 0.3109 0,00 kr 24 875,47 ₪ −74,85 ₪
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.3142 – 25 135,04 ₪
Key Currency Cheapest 0.3134 0,00 kr 25 072,20 ₪ −62,84 ₪
Regency FX 0.3133 0,00 kr 25 067,18 ₪ −67,86 ₪
TorFx 0.3132 0,00 kr 25 059,63 ₪ −75,41 ₪
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.3138 – 25 103,36 ₪
Key Currency Cheapest 0.3130 0,00 kr 25 040,60 ₪ −62,76 ₪
Regency FX 0.3129 0,00 kr 25 035,58 ₪ −67,78 ₪
TorFx 0.3129 0,00 kr 25 028,05 ₪ −75,31 ₪
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.3127 – 25 014,96 ₪
Key Currency Cheapest 0.3119 0,00 kr 24 952,42 ₪ −62,54 ₪
Regency FX 0.3118 0,00 kr 24 947,42 ₪ −67,54 ₪
TorFx 0.3117 0,00 kr 24 939,92 ₪ −75,04 ₪
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.3127 – 25 014,96 ₪
Key Currency Cheapest 0.3119 0,00 kr 24 952,42 ₪ −62,54 ₪
Regency FX 0.3118 0,00 kr 24 947,42 ₪ −67,54 ₪
TorFx 0.3117 0,00 kr 24 939,92 ₪ −75,04 ₪
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.3132 – 25 058,64 ₪
Key Currency Cheapest 0.3124 0,00 kr 24 995,99 ₪ −62,65 ₪
Regency FX 0.3124 0,00 kr 24 990,98 ₪ −67,66 ₪
TorFx 0.3123 0,00 kr 24 983,46 ₪ −75,18 ₪
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.3088 – 24 706,24 ₪
Key Currency Cheapest 0.3081 0,00 kr 24 644,47 ₪ −61,77 ₪
Regency FX 0.3080 0,00 kr 24 639,53 ₪ −66,71 ₪
TorFx 0.3079 0,00 kr 24 632,12 ₪ −74,12 ₪
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.3098 – 24 783,76 ₪
Key Currency Cheapest 0.3090 0,00 kr 24 721,80 ₪ −61,96 ₪
Regency FX 0.3090 0,00 kr 24 716,84 ₪ −66,92 ₪
TorFx 0.3089 0,00 kr 24 709,41 ₪ −74,35 ₪

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send 80 000 kr, after fees, as quoted by each company. The mid-market line shows what 80 000 kr converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more ILS per SEK than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

In the past month, a money transfer company beat the mid-market rate on 1 of the last 30 days.

Right now, Key Currency pays 24,721.8 ILS on 80,000 SEK, which is 61.96 ILS less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 25,072.2 ILS.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Israel.

We've tracked 94 comparisons to check how often today's top companies were the cheapest across 5 amounts over the past month.

  1. Key CurrencyAppeared in 28 comparisons

    Cheapest in 93% of them

  2. Regency FXAppeared in 28 comparisons

    Never the cheapest

  3. TorFxAppeared in 41 comparisons

    Cheapest in 29% of them

Based on 94 comparisons across 5 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Key Currency is the cheapest, but it only quotes some of the amounts we track, so it isn't included in these figures.

Ways to send money from Sweden to Israel

9 companies send money from Sweden to Israel, mostly through broker, online, app, multi-currency account, and global account, and a few more ways.

Medium-sized transfers

Online transfers

For a one-off transfer to Israel, an online service like Wise is usually the simplest place to start.

Wise charges kr418.5 to send 80,000 SEK, leaving your recipient with 24,661.67 ILS after a -0.03% markup on SEK/ILS exchange rate.

In our comparisons over the past month, it was the cheapest online service on 26 of the 26 days it quoted.

Regular SEK transfers

Money transfer apps

For smaller regular transfers, apps are the most convenient and easiest way to send money to Israel.

Wise charges kr418.5 on a 80,000 SEK transfer and money will arrive in same day.

Over the past month, Wise was the cheapest app on 100% of the days it appeared for kr80,000 transfers.

Your recipient can withdraw via bank deposit.

In many cases you will need a BankID to verify your account, but a few will do with a passport or driver's licence.

Spending and travelling

Multi-currency accounts

A multi-currency account makes sense if you regularly need ILS.

You can convert your kronor in advance and use the balance when needed without extra fees.

Wise converts SEK 80,000 with a -0.03% exchange-rate markup and holds the ILS in your account.

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

Paying from business accounts

Global accounts

If your business receives and sends money in Israel, a global account keeps the ILS in one place.

You can pay invoices from the balance and convert when needed.

WorldFirst and Airwallex are good options to try.

Ways to fund SEK and receive ILS in Israel

With Key Currency, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending 80,000 SEK gives your recipient 24,721.8 ILS.

From Sweden, you can fund the transfer by bank transfer, debit card, and credit card, and in Israel, the recipient can use bank deposit.

Paying from your Swedish bank account

Send SEK using the account and reference shown by the money transfer company.

You may need to use BankID to approve and verify the payment.

Swish is useful for payments within Sweden, but it does not send ILS to Israel.

  1. 1
    Bank transfer Bank deposit

    You pay kr80,000.00

    ₪24,722

    Cheapest

  2. 2
    Debit card Bank deposit

    You pay kr80,000.00

    ₪24,544

    -₪178

  3. 3
    Credit card Bank deposit

    You pay kr80,000.00

    ₪24,544

    -₪178

Consider this before sending SEK to Israel

Swedish banks are safe but often expensive for foreign payments. Compare money transfer companies available to get the most ILS from Sweden.

Compare SEK to ILS transfer options

Cheapest way to send money to Israel

The cheapest option for an SEK 80,000 transfer is Key Currency. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 24,721.8 ILS, which is 0.02% more than the next best option.

Fastest way to send money to Israel

With Wise, a bank transfer deposit and bank deposit payout delivers 24,661.67 ILS in same day.

Swish only works in Sweden

Swish moves money between participating Swedish accounts, it cannot send SEK to Israel.

You may still use a Swedish bank transfer to pay for the transfer online, but beyond that, the company will move SEK to Israel over local rails or SWIFT.

Avoid delays

A bank can ask for the purpose and source of a large or unusual payment.

Property sales, inheritances and transfers between your own accounts are easier to clear when the documents match the description you gave the bank.

Tell your bank before a time-sensitive payment and keep the sale contract, estate document or account statement ready.

And do not split one large payment into many small ones, since it can trigger more questions.

Sweden does not charge gift tax

Sweden has no gift or inheritance tax, so sending a cash gift does not create a Swedish gift-tax return.

Israel may have their own rules on receiving monetary gifts.

How we analyse the market

We track 9 companies sending SEK to Israel, all registered with Finansinspektionen or passported in, with rates refreshed in real time on live searches.

The krona floats, so we compare on what actually arrives, alongside fees and the ways to pay and collect.

In the past 30 days alone, we analysed 94 comparisons across 5 amounts.

This page covers the cheapest and fastest options for SEK/ILS transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Each goes through our review. More on who we are, why you can trust us and getting started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.