Compare the best ways to send money from United States to Israel

We compared 9 companies sending money from the United States to Israel. Key Currency is the best and cheapest, while Revolut is the fastest.

Sending $7,000 with Key Currency gets your recipient 21,515.84 ILS at 3.0737 ILS per USD.

Best companies for USD/ILS transfers

9 of 9 providers

Last updated on 28 October 2026

Based on 7,000 USD transfer

Best companies for USD/ILS transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee $35.50 1 USD = 3.0814 ILS 0.00% vs mid-market Recipient gets ₪21,460.41 Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Israel with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
$35.501 USD = 3.0814 ILS
₪21,460.41You pay$7,000.00
Promoted

Xe

Pay via Bank transfer
Fee $0.00 1 USD = 3.0668 ILS +0.47% vs mid-market Recipient gets ₪21,467.60 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Israel with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 USD = 3.0668 ILS
₪21,467.60You pay$7,000.00

Run a live search

Showing top United States to Israel deals for 7,000 USD. Do a live search with your exact amount for today's best rates.
Exclusive: Special Rate for 1st Transfer

Key Currency

Pay via Bank transfer
Fee $0.00 1 USD = 3.0737 ILS +0.25% vs mid-market Recipient gets ₪21,515.84 Minutes - 3 days
Cheapest
Personal account managerReceive to bank account

Ways to receive money in Israel with Key Currency when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 3 days
Free1 USD = 3.0737 ILS
₪21,515.84You pay$7,000.00
Exclusive: First Transfer Deal

Regency FX

Pay via Bank transfer
Fee $0.00 1 USD = 3.0731 ILS +0.27% vs mid-market Recipient gets ₪21,511.53 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Israel with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 USD = 3.0731 ILS
₪21,511.53You pay$7,000.00

Xe

Pay via Bank transfer
Fee $0.00 1 USD = 3.0668 ILS +0.47% vs mid-market Recipient gets ₪21,467.60 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Israel with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 USD = 3.0668 ILS
₪21,467.60You pay$7,000.00

OFX

Pay via Bank transfer
Fee $0.00 1 USD = 3.0660 ILS +0.50% vs mid-market Recipient gets ₪21,461.92 Minutes - 24 hours
Personal account managerReceive to bank account

Ways to receive money in Israel with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 USD = 3.0660 ILS
₪21,461.92You pay$7,000.00

Wise

Pay via Bank transfer
Fee $35.50 1 USD = 3.0814 ILS 0.00% vs mid-market Recipient gets ₪21,460.41 Same day
Recommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Israel with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
$35.501 USD = 3.0814 ILS
₪21,460.41You pay$7,000.00

Currencies Direct

Pay via Bank transfer
Fee $0.00 1 USD = 3.0625 ILS +0.62% vs mid-market Recipient gets ₪21,437.50 Minutes - 24 hours
Personal account managerMulti-currency cardReceive to bank account

Ways to receive money in Israel with Currencies Direct when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 USD = 3.0625 ILS
₪21,437.50You pay$7,000.00

CurrencyFair

Pay via Bank transfer
Fee $4.54 1 USD = 3.0578 ILS +0.77% vs mid-market Recipient gets ₪21,390.60 Minutes - 24 hours
Receive to bank account

Ways to receive money in Israel with CurrencyFair when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
$4.541 USD = 3.0578 ILS
₪21,390.60You pay$7,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee $40.50 1 USD = 3.0727 ILS +0.28% vs mid-market Recipient gets ₪21,384.51 Same day
Fastest
Multi-currency cardReceive to bank account

Ways to receive money in Israel with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositSame day
$40.501 USD = 3.0727 ILS
₪21,384.51You pay$7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Xe

Pay via Debit card
Fee $35.00 1 USD = 3.0668 ILS +0.47% vs mid-market Recipient gets ₪21,360.26 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Israel with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
$35.001 USD = 3.0668 ILS
₪21,360.26You pay$7,000.00

Moneycorp

Pay via Bank transfer
Fee $0.00 1 USD = 3.0383 ILS +1.40% vs mid-market Recipient gets ₪21,267.79 Minutes - 2 days

Ways to receive money in Israel with Moneycorp when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
Free1 USD = 3.0383 ILS
₪21,267.79You pay$7,000.00

Xe

Pay via Credit card
Fee $210.00 1 USD = 3.0668 ILS +0.47% vs mid-market Recipient gets ₪20,823.57 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Israel with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
$210.001 USD = 3.0668 ILS
₪20,823.57You pay$7,000.00
How Our Results Work
Mid-market rate: 1 USD = 3.0814 ILS Updates every 60 minutes.

How to send money from US to Israel

Pick a company

If you're sending a one-off transfer, then Key Currency is the best option.

Key Currency was the cheapest on 21 of the 30 days it quoted $7,000 transfers to Israel.

For recurring transfers, I'd suggest using an app or a multi-currency account with Xe.

For large transfers, a broker like Key Currency is the best option.

How much you send will affect the best option for you right now.

Pay for it

You have 3 ways to pay for your transfer to Israel, including bank transfer, debit card, and credit card.

Usually, using bank transfer to fund your transfer is the cheapest but slowest option (ACH and takes a day or two).

You can use a debit card, Apple Pay and Google Pay for quicker deposit but its a bit more expensive.

I suggest avoiding credit cards since these are most expensive and have cash advance fees (Amex is very rarely accepted in general).

Check and send

First time round you'll need to confirm who you are.

An SSN isn't required, an ITIN or a foreign passport works with most companies here.

Compare amounts

How much USD are you sending to Israel?

How much USD you send to Israel heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Key Currency was the cheapest in 80% of the transfers from $5,000 it quoted, and in 80% of all the transfers it quoted.

Cheapest service
$500-1.06%$0.00₪1,558.45with debit card to bank deposit+₪49.56
$2,000-0.90%$0.00₪6,235.60with remitly wallet to bank deposit+₪132.22
$5,0000.50%$0.00₪15,342.39with bank transfer to bank deposit+₪93.51
$7,000This page0.25%$0.00₪21,515.84with bank transfer to bank deposit+₪144.79
$10,0000.25%$0.00₪30,757.94with bank transfer to bank deposit+₪209.66
$50,0000.20%$0.00₪153,881.57with bank transfer to bank deposit+₪995.95
$100,0000.15%$0.00₪308,011.29with bank transfer to bank deposit+₪1,946.82
$250,0000.15%$0.00₪771,066.16with bank transfer to bank deposit+₪4,846.23

Mid-market rate: 1 USD = 3.0814 ILS

USD/ILS Exchange Rate History

Is today a good time to send money from US to Israel?

The cheapest way to send USD to ILS can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Key Currency), across 30 days of comparisons for 7,000 USD transfers to Israel.

ILS received for $7,000, after fees

Wed, Oct 28, 2026Mid-market rate₪21,569.77 Key Currency ₪21,515.84 With a bank No quoteKey Currency₪21,515.84Regency FX₪21,511.53Xe₪21,467.60Extra cost of a bankNo quote

21,000
21,200
21,400
21,600
21,800
22,000
At the mid-market rateWith the cheapest optionKey CurrencyRegency FXXe
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.0718 – ₪21,502.95
Key Currency Cheapest 3.0642 $0.00 ₪21,449.19 −₪53.76
Regency FX 3.0636 $0.00 ₪21,444.89 −₪58.06
Xe 3.0237 $0.00 ₪21,165.90 −₪337.05
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.0672 – ₪21,470.39
Key Currency Cheapest 3.0595 $0.00 ₪21,416.71 −₪53.68
Regency FX 3.0589 $0.00 ₪21,412.42 −₪57.97
Xe 3.0538 $0.00 ₪21,376.60 −₪93.79
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.0705 – ₪21,493.43
Key Currency Cheapest 3.0628 $0.00 ₪21,439.70 −₪53.73
Regency FX 3.0622 $0.00 ₪21,435.40 −₪58.03
Xe 3.0324 $0.00 ₪21,226.80 −₪266.63
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.0670 – ₪21,469.11
Xe Cheapest 3.0638 $0.00 ₪21,446.60 −₪22.51
Key Currency 3.0593 $0.00 ₪21,415.43 −₪53.67
Regency FX 3.0587 $0.00 ₪21,411.14 −₪57.97
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.0523 – ₪21,366.31
Xe Cheapest 3.0638 $0.00 ₪21,446.60 +₪80.29
Key Currency 3.0447 $0.00 ₪21,312.89 −₪53.42
Regency FX 3.0441 $0.00 ₪21,308.62 −₪57.69
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.0523 – ₪21,366.31
Xe Cheapest 3.0638 $0.00 ₪21,446.60 +₪80.29
Key Currency 3.0447 $0.00 ₪21,312.89 −₪53.42
Regency FX 3.0441 $0.00 ₪21,308.62 −₪57.69
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.0520 – ₪21,363.65
Key Currency Cheapest 3.0443 $0.00 ₪21,310.24 −₪53.41
Regency FX 3.0437 $0.00 ₪21,305.97 −₪57.68
Xe 3.0414 $0.00 ₪21,289.80 −₪73.85
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.0554 – ₪21,387.81
Key Currency Cheapest 3.0478 $0.00 ₪21,334.34 −₪53.47
Regency FX 3.0472 $0.00 ₪21,330.06 −₪57.75
Xe 3.0200 $0.00 ₪21,140.00 −₪247.81
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.0495 – ₪21,346.68
Key Currency Cheapest 3.0419 $0.00 ₪21,293.31 −₪53.36
Regency FX 3.0413 $0.00 ₪21,289.04 −₪57.63
Xe 3.0225 $0.00 ₪21,157.50 −₪189.17
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.0804 – ₪21,562.45
Key Currency Cheapest 3.0726 $0.00 ₪21,508.54 −₪53.91
Regency FX 3.0720 $0.00 ₪21,504.23 −₪58.22
Xe 3.0225 $0.00 ₪21,157.50 −₪404.95
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.0550 – ₪21,384.83
Xe Cheapest 3.0538 $0.00 ₪21,376.60 −₪8.23
Key Currency 3.0473 $0.00 ₪21,331.37 −₪53.46
Regency FX 3.0467 $0.00 ₪21,327.09 −₪57.74
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.0635 – ₪21,444.22
Key Currency Cheapest 3.0558 $0.00 ₪21,390.61 −₪53.61
Regency FX 3.0552 $0.00 ₪21,386.32 −₪57.90
Xe 3.0250 $0.00 ₪21,175.00 −₪269.22
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.0635 – ₪21,444.22
Key Currency Cheapest 3.0558 $0.00 ₪21,390.61 −₪53.61
Regency FX 3.0552 $0.00 ₪21,386.32 −₪57.90
Xe 3.0463 $0.00 ₪21,324.10 −₪120.12
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.0649 – ₪21,454.29
Key Currency Cheapest 3.0572 $0.00 ₪21,400.66 −₪53.63
Regency FX 3.0566 $0.00 ₪21,396.37 −₪57.92
Xe 3.0250 $0.00 ₪21,175.00 −₪279.29
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.0791 – ₪21,553.88
Key Currency Cheapest 3.0714 $0.00 ₪21,499.99 −₪53.88
Regency FX 3.0708 $0.00 ₪21,495.68 −₪58.19
Xe 3.0423 $0.00 ₪21,296.10 −₪257.78
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.0688 – ₪21,481.25
Xe Cheapest 3.0638 $0.00 ₪21,446.60 −₪34.65
Key Currency 3.0611 $0.00 ₪21,427.55 −₪53.70
Regency FX 3.0605 $0.00 ₪21,423.25 −₪58.00
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.1013 – ₪21,708.93
Key Currency Cheapest 3.0935 $0.00 ₪21,654.65 −₪54.27
Regency FX 3.0929 $0.00 ₪21,650.31 −₪58.61
Xe 3.0671 $0.00 ₪21,469.70 −₪239.22
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.0888 – ₪21,621.95
Key Currency Cheapest 3.0811 $0.00 ₪21,567.90 −₪54.05
Regency FX 3.0805 $0.00 ₪21,563.57 −₪58.38
Xe 3.0671 $0.00 ₪21,469.70 −₪152.25
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.0947 – ₪21,662.55
Wise Cheapest 3.1124 $35.50 ₪21,676.66 +₪14.11
Xe 3.0888 $0.00 ₪21,621.60 −₪40.95
Key Currency 3.0869 $0.00 ₪21,608.39 −₪54.16
Regency FX 3.0863 $0.00 ₪21,604.06 −₪58.49
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.0947 – ₪21,662.55
Wise Cheapest 3.1124 $35.50 ₪21,676.66 +₪14.11
Xe 3.0888 $0.00 ₪21,621.60 −₪40.95
Key Currency 3.0869 $0.00 ₪21,608.39 −₪54.16
Regency FX 3.0863 $0.00 ₪21,604.06 −₪58.49
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.1088 – ₪21,761.25
Key Currency Cheapest 3.1010 $0.00 ₪21,706.85 −₪54.40
Regency FX 3.1004 $0.00 ₪21,702.49 −₪58.76
Xe 3.0938 $0.00 ₪21,656.60 −₪104.65
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.1031 – ₪21,721.68
Key Currency Cheapest 3.0953 $0.00 ₪21,667.37 −₪54.31
Regency FX 3.0947 $0.00 ₪21,663.03 −₪58.65
Xe 3.0745 $0.00 ₪21,521.50 −₪200.18
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.0871 – ₪21,609.56
Xe Cheapest 3.0838 $0.00 ₪21,586.60 −₪22.96
Key Currency 3.0794 $0.00 ₪21,555.54 −₪54.02
Regency FX 3.0787 $0.00 ₪21,551.21 −₪58.35
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.1036 – ₪21,724.89
Key Currency Cheapest 3.0958 $0.00 ₪21,670.57 −₪54.32
Regency FX 3.0952 $0.00 ₪21,666.23 −₪58.66
Xe 3.0621 $0.00 ₪21,434.70 −₪290.19
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.1111 – ₪21,777.39
Key Currency Cheapest 3.1033 $0.00 ₪21,722.95 −₪54.44
Regency FX 3.1027 $0.00 ₪21,718.59 −₪58.80
Xe 3.0721 $0.00 ₪21,504.70 −₪272.69
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.1056 – ₪21,738.85
Key Currency Cheapest 3.0978 $0.00 ₪21,684.50 −₪54.35
Regency FX 3.0972 $0.00 ₪21,680.16 −₪58.69
Xe 3.0938 $0.00 ₪21,656.60 −₪82.25
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.1056 – ₪21,738.85
Key Currency Cheapest 3.0978 $0.00 ₪21,684.50 −₪54.35
Regency FX 3.0972 $0.00 ₪21,680.16 −₪58.69
Xe 3.0721 $0.00 ₪21,504.70 −₪234.15
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.1118 – ₪21,782.71
Key Currency Cheapest 3.1040 $0.00 ₪21,728.25 −₪54.46
Regency FX 3.1034 $0.00 ₪21,723.89 −₪58.82
Xe 3.0721 $0.00 ₪21,504.70 −₪278.01
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.0745 – ₪21,521.49
Xe Cheapest 3.1057 $0.00 ₪21,739.90 +₪218.41
Key Currency 3.0668 $0.00 ₪21,467.68 −₪53.81
Regency FX 3.0662 $0.00 ₪21,463.38 −₪58.11
Exchange rateFeeRecipient getsDifference
Mid-market rate 3.0814 – ₪21,569.77
Key Currency Cheapest 3.0737 $0.00 ₪21,515.84 −₪53.92
Regency FX 3.0731 $0.00 ₪21,511.53 −₪58.24
Xe 3.0668 $0.00 ₪21,467.60 −₪102.17

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send $7,000, after fees, as quoted by each company. The mid-market line shows what $7,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

Understanding USD/ILS exchange rate

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more ILS per USD than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

In the past month, a money transfer company beat the mid-market rate on 5 of the last 30 days.

Right now, Key Currency pays 21,515.84 ILS on 7,000 USD, which is 53.92 ILS less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 21,739.9 ILS.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Israel.

We've tracked 207 comparisons to check how often today's top companies were the cheapest across 8 amounts over the past month.

  1. Key CurrencyAppeared in 115 comparisons

    Cheapest in 80% of them

  2. Regency FXAppeared in 115 comparisons

    Never the cheapest

  3. XeAppeared in 177 comparisons

    Cheapest in 18% of them

Based on 207 comparisons across 8 amounts over the last 30 days.

Is the cheapest money transfer company always the best?

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyze companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Key Currency is the cheapest and gets you the most ILS, and it was also the cheapest in 80% of the 115 comparisons it appeared in over the past month.

It's a good pick for both one-off and regular transfers to Israel.

Regency FX (today's second cheapest) was the cheapest in only 0% of its comparisons, so it's rarely the cheapest option for transfers to Israel.

Ways to send money from the US to Israel

There are 9 companies available for sending money from the US to Israel, across broker, online, app, multi-currency account, and global account, and more.

For regular transfers home

Money transfer apps

If you send a few hundred dollars home every payday, an app is usually the cheapest way and the least work.

Xe charges $0 on a $7,000 transfer with 0.47% markup, saves your recipient's details for next time, and ILS arrives in minutes - 24 hours.

Over the past month, Xe was the cheapest app on 43% of the days it appeared for $7,000 transfers.

Funding from a US bank account or debit card avoids the 1% federal tax that applies to cash-funded transfers.

For one-off transfers

Online transfers

For a one-off transfer, an online service funded from your checking account is usually the cheapest way to send money to Israel.

Of all online companies listed here, Xe gets you the most ILS per USD.

On a $7,000 transfer, you will get 21,467.6 ILS after a $0 fee and 0.47% markup.

In our comparisons over the past month, it was the cheapest online service on 13 of the 30 days it quoted.

But, bank funding (ACH) takes 1 to 3 business days to clear, while debit cards (and Google Pay/Apple Pay) are usually instant but cost a bit more.

For transfers over $10,000

Currency brokers

For large transfers to Israel (e.g. a property purchase, tuition, or moving to Israel), a broker like Key Currency charges no fee, gives you a dedicated account manager, and adds 0.25% markup on USD/ILS that gets lower the more you send.

Our analysis shows Key Currency was the cheapest broker in 82% of the transfers from $5,000 it quoted.

It's also good to check Wise since you get a bulk discount on transfers over $25,000.

Business payments from the US

Global accounts

Global accounts are for US businesses paying people abroad.

Companies like Airwallex, WorldFirst, or Payoneer handle the recurring and batch payments, invoicing, tracking, and more.

Holding & spending currencies

Multi-currency accounts

A multi-currency account like Wise is the best for holding and receiving ILS.

This is useful for traveling to Israel, building up ILS balance, or receiving payments in ILS.

Wise converts $7,000 at 0% markup plus small fee and holds the ILS until you spend it.

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

Ways to fund USD and receive ILS in Israel

With Key Currency, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending $7,000 gives your recipient 21,515.84 ILS.

Deposit USD by bank transfer, debit card, and credit card.

The simplest way is to pay from your US checking account

Pay by bank transfer using your routing and account numbers.

An ACH payment is usually cheaper than a card, but it may take some time for it to clear before a money transfer company can send the money to Israel.

Zelle, Venmo and Cash App only support domestic transfers, so they cannot send money to Israel.

Your recipient in Israel can collect ILS through bank deposit.

  1. 1
    Bank transfer Bank deposit

    You pay $7,000.00

    ₪21,516

    Cheapest

  2. 2
    Debit card Bank deposit

    You pay $7,000.00

    ₪21,360

    -₪156

  3. 3
    Credit card Bank deposit

    You pay $7,000.00

    ₪20,824

    -₪692

Things to consider before sending USD to Israel

The way you fund the transfer now affects the tax, while US law gives you specific rights if something goes wrong.

Find the right USD/ILS company

Cheapest way to send money to Israel

The cheapest option is Key Currency, funded by bank transfer with bank deposit for the payout. Your recipient gets 21,515.84 ILS, which is 0.02% more than the next best option.

Fastest way to send money to Israel

The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 21,384.51 ILS, with the money arriving in same day.

Cash-funded transfers now carry a 1% tax

Since January 1, 2026, a 1% federal tax applies when an international transfer is funded with cash, a money order, a cashier's check or a traveler's check.

Funding from a US bank account, including ACH, or with a US-issued debit or credit card is exempt.

The rule applies to how you pay in, so your recipient can still collect cash without triggering the tax.

The $10,000 rule is not a transfer limit

There is no federal cap on how much of your own money you can send electronically abroad.

Your bank or transfer company can set its own limit and ask for proof of where a large or unusual payment came from.

Cash reports and the declaration for physically carrying more than $10,000 across the US border are separate rules.

Do not split cash transactions to avoid a report.

You normally have 30 minutes to cancel

The US Remittance Transfer Rule requires a covered company to show the exchange rate, fees and expected amount received before you pay.

You can normally cancel within 30 minutes at no charge, provided the money has not been deposited or collected.

You also have error-resolution rights if the wrong amount arrives or the transfer never turns up.

Contact the company first and keep the receipt.

The CFPB explains the cancellation and error process.

Need to send a large amount of USD to Israel?

For transfers over $10,000, Wise is the best option.

It offers the best exchange rate, which is more important than the fee for large transfers to Israel.

While Wise may not always be the cheapest or fastest way to send ILS, they offer years of experience, and will offer you the peace of mind you need when sending large amounts abroad.

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How we analyze the market

We track, save, and analyze the cost, speed, and product offerings of the leading money transfer services available between Israel and United States.


We work with leading money transfer companies to provide real time fees and exchange rates. In the past 30 days alone, we analyzed 207 comparisons across 8 amounts.

This page covers the cheapest and fastest options for USD/ILS transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

For a deeper understanding of our commitment to integrity and transparency, check out these articles:

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.