How to send money to Canada from France with the best EUR-CAD rate

Wise offers the best exchange rate from France to Canada at 1.6109 CAD per EUR.

But Key Currency is cheapest overall, turning EUR 7,000 into 11,247.52 CAD after its fee and exchange-rate markup.

Best companies for EUR/CAD transfers

12 of 12 providers

Last updated on 28 September 2026

Based on 7,000 EUR transfer

Best companies for EUR/CAD transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee €31.26 1 EUR = 1.6109 CAD -0.01% vs mid-market Recipient gets $11,225.94 Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Canada with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
€31.261 EUR = 1.6109 CAD
$11,225.94You pay€7,000.00
Promoted

Xe

Pay via Debit card
Fee €0.00 1 EUR = 1.6033 CAD +0.47% vs mid-market Recipient gets $11,223.10 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Canada with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 1.6033 CAD
$11,223.10You pay€7,000.00

Run a live search

Showing top France to Canada deals for 7,000 EUR. Do a live search with your exact amount for today's best rates.
Exclusive: Special Rate for 1st Transfer

Key Currency

Pay via Bank transfer
Fee €0.00 1 EUR = 1.6068 CAD +0.25% vs mid-market Recipient gets $11,247.52 Minutes - 3 days
Cheapest
Personal account managerReceive to bank account

Ways to receive money in Canada with Key Currency when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 3 days
Free1 EUR = 1.6068 CAD
$11,247.52You pay€7,000.00
Exclusive: First Transfer Deal

Regency FX

Pay via Bank transfer
Fee €0.00 1 EUR = 1.6065 CAD +0.27% vs mid-market Recipient gets $11,245.27 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Canada with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 1.6065 CAD
$11,245.27You pay€7,000.00

TorFx

Pay via Bank transfer
Fee €0.00 1 EUR = 1.6060 CAD +0.30% vs mid-market Recipient gets $11,241.88 Minutes - 24 hours
Personal account managerReceive to bank accountIdeal for buying property abroad

Ways to receive money in Canada with TorFx when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 1.6060 CAD
$11,241.88You pay€7,000.00

Wise

Pay via Bank transfer
Fee €31.26 1 EUR = 1.6109 CAD -0.01% vs mid-market Recipient gets $11,225.94 Same day
Recommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Canada with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
€31.261 EUR = 1.6109 CAD
$11,225.94You pay€7,000.00

Xe

Pay via Debit card
Fee €0.00 1 EUR = 1.6033 CAD +0.47% vs mid-market Recipient gets $11,223.10 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Canada with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 1.6033 CAD
$11,223.10You pay€7,000.00

Xe

Pay via Bank transfer
Fee €0.00 1 EUR = 1.6033 CAD +0.47% vs mid-market Recipient gets $11,223.10 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Canada with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 1.6033 CAD
$11,223.10You pay€7,000.00

Xe

Pay via Credit card
Fee €0.00 1 EUR = 1.6033 CAD +0.47% vs mid-market Recipient gets $11,223.10 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Canada with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 1.6033 CAD
$11,223.10You pay€7,000.00

OFX

Pay via Bank transfer
Fee €0.00 1 EUR = 1.6028 CAD +0.50% vs mid-market Recipient gets $11,219.33 Minutes - 24 hours
Personal account managerReceive to bank account

Ways to receive money in Canada with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 1.6028 CAD
$11,219.33You pay€7,000.00

Currencies Direct

Pay via Bank transfer
Fee €0.00 1 EUR = 1.6024 CAD +0.52% vs mid-market Recipient gets $11,216.80 Minutes - 24 hours
Personal account managerMulti-currency cardReceive to bank account

Ways to receive money in Canada with Currencies Direct when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 1.6024 CAD
$11,216.80You pay€7,000.00

Wise

Pay via iDEAL/WERO
Fee €41.41 1 EUR = 1.6109 CAD -0.01% vs mid-market Recipient gets $11,209.59 Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Canada with Wise when paying by ideal/wero.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
€41.411 EUR = 1.6109 CAD
$11,209.59You pay€7,000.00

CurrencyFair

Pay via Bank transfer
Fee €2.48 1 EUR = 1.6003 CAD +0.65% vs mid-market Recipient gets $11,198.10 Minutes - 24 hours
Receive to bank account

Ways to receive money in Canada with CurrencyFair when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
€2.481 EUR = 1.6003 CAD
$11,198.10You pay€7,000.00
$0 fee on first online transfers

MoneyGram

Pay via Debit card
Fee €2.99 1 EUR = 1.5952 CAD +0.97% vs mid-market Recipient gets $11,166.40 Minutes - 24 hours

Ways to receive money in Canada with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hoursAvailable via:All Banks
€2.991 EUR = 1.5952 CAD
$11,166.40You pay€7,002.99
Cash pickupMinutes - 24 hours
€4.991 EUR = 1.5952 CAD
$11,166.40You pay€7,004.99
$0 fee on first online transfers

MoneyGram

Pay via Bank transfer
Fee €2.99 1 EUR = 1.5952 CAD +0.97% vs mid-market Recipient gets $11,166.40 Minutes - 24 hours

Ways to receive money in Canada with MoneyGram when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hoursAvailable via:All Banks
€2.991 EUR = 1.5952 CAD
$11,166.40You pay€7,002.99
Cash pickupMinutes - 24 hours
€4.991 EUR = 1.5952 CAD
$11,166.40You pay€7,004.99
$0 fee on first online transfers

MoneyGram

Pay via Credit card
Fee €2.99 1 EUR = 1.5952 CAD +0.97% vs mid-market Recipient gets $11,166.40 Minutes - 24 hours

Ways to receive money in Canada with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hoursAvailable via:All Banks
€2.991 EUR = 1.5952 CAD
$11,166.40You pay€7,002.99
Cash pickupMinutes - 24 hours
€4.991 EUR = 1.5952 CAD
$11,166.40You pay€7,004.99
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee €70.50 1 EUR = 1.6088 CAD +0.13% vs mid-market Recipient gets $11,148.16 Within minutes
Fastest
Multi-currency cardReceive to bank account

Ways to receive money in Canada with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
€70.501 EUR = 1.6088 CAD
$11,148.16You pay€7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Wise

Pay via Debit card
Fee €86.34 1 EUR = 1.6109 CAD -0.01% vs mid-market Recipient gets $11,137.21 Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Canada with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
€86.341 EUR = 1.6109 CAD
$11,137.21You pay€7,000.00

Moneycorp

Pay via Bank transfer
Fee €0.00 1 EUR = 1.5883 CAD +1.40% vs mid-market Recipient gets $11,117.85 Minutes - 2 days

Ways to receive money in Canada with Moneycorp when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
Free1 EUR = 1.5883 CAD
$11,117.85You pay€7,000.00
Only available via Mobile App

WorldRemit

Pay via Debit card
Fee €3.99 1 EUR = 1.5866 CAD +1.52% vs mid-market Recipient gets $11,099.59 Minutes - 2 days
Receive to bank account or cash pickup

Ways to receive money in Canada with WorldRemit when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
€3.991 EUR = 1.5866 CAD
$11,099.59You pay€7,000.00

Wise

Pay via Credit card
Fee €128.42 1 EUR = 1.6109 CAD -0.01% vs mid-market Recipient gets $11,069.43 Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Canada with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
€128.421 EUR = 1.6109 CAD
$11,069.43You pay€7,000.00
How Our Results Work
Mid-market rate: 1 EUR = 1.6108 CAD Updates every 60 minutes.

How to send money from France to Canada

Pick a company

Start with the cheapest, which is Key Currency at 11,247.52 CAD on €7,000 transfer.

Fund your transfer

You have 4 ways to pay, including bank transfer, debit card, credit card, and ideal.

A euro virement to the money transfer company is cheap and arrives in seconds.

Verify and send

First time round you'll need a photo ID and a RIB or proof of address to verify your account.

Do it before making a transfer, it's the main thing that holds up transfers, and it only needs doing once.

Compare amounts

How much EUR are you sending to Canada?

How much EUR you send to Canada heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Cheapest service
€1,0000.10%€0.00$1,608.80with debit card to bank deposit+$26.32
€7,000This page0.25%€0.00$11,247.52with bank transfer to bank deposit+$60.93

Mid-market rate: 1 EUR = 1.6108 CAD

Ways to send money from France to Canada

12 companies send money from France to Canada. You can do it via broker, app, online, multi-currency account, global account, and in person.

For regular transfers from France

Money transfer apps

If you’re sending €50 to €200 to a family in Canada, apps like Wise are the easiest way.

Wise charges €31.26 on a €7,000 transfer, and the CAD arrives in next day.

If you need mobile wallet or cash delivery, use our filters above.

For one-off transfers

Online transfers

When converting EUR to CAD, an online service like Wise is always cheaper than the bank's international virement.

Sending €7,000 with Wise gets you 11,225.94 CAD with a €31.26 fee and -0.01% markup.

For travelling & receiving

Challenger banks

Challenger banks like Wise are cheaper than high-street banks, and are perfect for travelling, receiving money, and making occasional transfers to Canada.

On €7,000 transfer, Wise gets you 11,225.94 CAD vs 11,247.52 CAD using Key Currency.

It's always , and choosing based on purpose and how much you get.

Companies like Wise offer great multi-currency features:

  • Hold EUR and CAD

  • Convert between them any time

  • Spend in CAD abroad or online

  • Receive EUR or CAD like a local

Sending large sums from France

Currency brokers

If you’re selling a property in France, repatriating a pension, moving to Canada, or making any other large transfer, then you need a currency broker.

Key Currency charges no fee but adds 0.25% markup on EUR/CAD interbank rate.

And the more you transfer, the better rate you will get.

Also, many French banks cap transfers around €15,000/transfer, make sure to increase the limits in advance if you need to.

International business payments

Global accounts

Global accounts are for businesses in France paying suppliers abroad, getting paid by foreign clients, or operating in multiple currencies.

Companies like Airwallex, Wise Business, or Payoneer are the best for this.

Ways to fund EUR and receive CAD in Canada

With Key Currency, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending €7,000 gives your recipient 11,247.52 CAD.

Fund the transfer from France by bank transfer, debit card, credit card, and ideal.

You can pay by virement

Send the money by bank transfer from your French RIB or IBAN.

SEPA Instant can be instant for funding your transfer, but delivery speed to Canada depends on the payout method.

Your recipient in Canada can collect CAD through bank deposit and cash pickup.

They can collect cash in Canada

Your recipient can collect CAD from a participating agent location in Canada. They should take a valid photo ID and the collection reference.

  1. 1
    Bank transfer Bank deposit

    You pay €7,000.00

    $11,248

    Cheapest

  2. 2
    Debit card Bank deposit

    You pay €7,000.00

    $11,223

    -$24

  3. 3
    Credit card Bank deposit

    You pay €7,000.00

    $11,223

    -$24

  4. 4
    Ideal Bank deposit

    You pay €7,000.00

    $11,210

    -$38

  5. 5
    Bank transfer Cash pickup

    You pay €7,004.99

    $11,166

    -$81

Show moreShow less
  1. 6
    Debit card Cash pickup

    You pay €7,004.99

    $11,166

    -$81

  2. 7
    Credit card Cash pickup

    You pay €7,004.99

    $11,166

    -$81

What to consider before sending EUR to Morocco

From France, the important split is whether the money stays in euros or changes currency. Cash funding and non-bank protection work differently too.

Compare the EUR/MAD options

For a €7,000 transfer to Canada, these are the best ways to start with:

Cheapest way to send money to Canada

The cheapest option is Key Currency, funded by bank transfer with bank deposit for the payout. Your recipient gets 11,247.52 CAD, which is 0.02% more than the next best option.

Fastest way to send money to Canada

The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 11,148.16 CAD in within minutes.

France caps cash payments

If you are a tax resident in France, you can pay up to €1,000 in cash to a transfer company.

This limits the cash payment, rather than the amount you can send abroad.

For a larger transfer, pay by bank transfer or card.

Expect a justificatif on a large transfer

French banks and transfer companies can ask for a justificatif (proof) showing where the money came from and why it is being sent.

For property, tuition or moving savings abroad, keep the sale document, invoice or recent bank statement ready.

Your bank may also have a lower daily virement limit, which you can ask it to raise before the payment is due.

FGDR deposit guarantee

The FGDR deposit guarantee covers eligible bank deposits up to €100,000 per customer and bank.

Payment and e-money institutions are not members of the FGDR, although they must protect customer funds through safeguarding arrangements (keeping your funds separate to theirs).

If in doubt, check REGAFI to see whether a bank, payment institution or e-money institution is authorised to operate in France.

Live EUR-CAD Exchange Rate

Finding the best rate to send money from France to Canada

The exchange rate determines how much CAD your recipient gets for your EUR. Use the weekly range to judge the rate offered today.

Mid-market rate:1 EUR = 1.610899 CAD

How we analyse the market

Most of our pricing comes straight from the companies, and the rest we collect by hand and label in the table.

That covers 12 ACPR-registered companies sending EUR to Canada, with the rates refreshed in real time on live EUR/CAD searches.

We compare fees, rates and the ways money can be paid in and received, and each company also goes through our review.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.