Xe offers the best exchange rate from France to Nigeria at 1570.6008 NGN per EUR.
But Xe is cheapest overall, turning EUR 7,000 into 10,994,205.6 NGN after its fee and exchange-rate markup.
| 7 of 7 providers Last updated on 28 September 2026 | |||
| Based on 7,000 EUR transfer Best companies for EUR/NGN transfers | |||
| Promoted  Wise Pay via Bank transfer | Fee €46.96 1 EUR = 1558.2600 NGN -3.07% vs mid-market | Recipient gets ₦10,834,644.11 Within minutes | |
Ways to receive money in Nigeria with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €46.961 EUR = 1558.2600 NGN ₦10,834,644.11You pay€7,000.00 | |||
| Promoted  Xe Pay via Debit card | Fee €0.00 1 EUR = 1570.6008 NGN -3.86% vs mid-market | Recipient gets ₦10,994,205.60 Minutes - 24 hours | |
Ways to receive money in Nigeria with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1570.6008 NGN ₦10,994,205.60You pay€7,000.00 | |||
Run a live search Showing top France to Nigeria deals for 7,000 EUR. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live EUR to NGN rates. | |||
Run a live search These companies offer multi-currency accounts for spending NGN. We suggest doing a live search based on how much EUR you're planning to spend in Nigeria. | |||
Run a live search These are managed services with real human support for large EUR transfers. Click the link and update the transfer amount to get the best deal. | |||
| Xe Pay via Debit card | Fee €0.00 1 EUR = 1570.6008 NGN -3.86% vs mid-market | Recipient gets ₦10,994,205.60 Minutes - 24 hours | |
Ways to receive money in Nigeria with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1570.6008 NGN ₦10,994,205.60You pay€7,000.00 | |||
| Xe Pay via Bank transfer | Fee €0.00 1 EUR = 1570.6008 NGN -3.86% vs mid-market | Recipient gets ₦10,994,205.60 Minutes - 24 hours | |
Ways to receive money in Nigeria with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1570.6008 NGN ₦10,994,205.60You pay€7,000.00 | |||
| Xe Pay via Credit card | Fee €0.00 1 EUR = 1570.6008 NGN -3.86% vs mid-market | Recipient gets ₦10,994,205.60 Minutes - 24 hours | |
Ways to receive money in Nigeria with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1570.6008 NGN ₦10,994,205.60You pay€7,000.00 | |||
 TapTap Send Pay via Debit card | Fee €0.00 1 EUR = 1550.0000 NGN -2.54% vs mid-market | Recipient gets ₦10,850,000.00 Minutes | |
Ways to receive money in Nigeria with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes Free1 EUR = 1550.0000 NGN ₦10,850,000.00You pay€7,000.00 Mobile moneyMinutesAvailable via:FairMoney, Kuda Bank, OPay, PalmPay Free1 EUR = 1550.0000 NGN ₦10,850,000.00You pay€7,000.00 | |||
| Wise Pay via Bank transfer | Fee €46.96 1 EUR = 1558.2600 NGN -3.07% vs mid-market | Recipient gets ₦10,834,644.11 Within minutes | |
Ways to receive money in Nigeria with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €46.961 EUR = 1558.2600 NGN ₦10,834,644.11You pay€7,000.00 | |||
| Wise Pay via iDEAL/WERO | Fee €57.07 1 EUR = 1558.2600 NGN -3.07% vs mid-market | Recipient gets ₦10,818,890.10 Within minutes | |
Ways to receive money in Nigeria with Wise when paying by ideal/wero. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €57.071 EUR = 1558.2600 NGN ₦10,818,890.10You pay€7,000.00 | |||
| Only available via Mobile App  WorldRemit Pay via Debit card | Fee €0.00 1 EUR = 1545.1443 NGN -2.23% vs mid-market | Recipient gets ₦10,816,009.89 Minutes - 2 days | |
Ways to receive money in Nigeria with WorldRemit when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 EUR = 1545.1443 NGN ₦10,816,009.89You pay€7,000.00 | |||
| Wise Pay via Debit card | Fee €101.79 1 EUR = 1558.2600 NGN -3.07% vs mid-market | Recipient gets ₦10,749,204.71 Within minutes | |
Ways to receive money in Nigeria with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €101.791 EUR = 1558.2600 NGN ₦10,749,204.71You pay€7,000.00 | |||
| $0 fee on first online transfers  MoneyGram Pay via Debit card | Fee €4.99 1 EUR = 1531.3194 NGN -1.33% vs mid-market | Recipient gets ₦10,719,235.80 Minutes - 24 hours | |
Ways to receive money in Nigeria with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours €4.991 EUR = 1531.3194 NGN ₦10,719,235.80You pay€7,004.99 Bank depositMinutes - 24 hoursAvailable via:All Banks €2.991 EUR = 1526.8549 NGN ₦10,687,984.30You pay€7,002.99 Mobile moneyMinutes - 24 hoursAvailable via:SmartCash/Airtel €0.991 EUR = 1462.1646 NGN ₦10,235,152.20You pay€7,000.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Bank transfer | Fee €4.99 1 EUR = 1531.3194 NGN -1.33% vs mid-market | Recipient gets ₦10,719,235.80 Minutes - 24 hours | |
Ways to receive money in Nigeria with MoneyGram when paying by bank transfer. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours €4.991 EUR = 1531.3194 NGN ₦10,719,235.80You pay€7,004.99 Bank depositMinutes - 24 hoursAvailable via:All Banks €2.991 EUR = 1526.8549 NGN ₦10,687,984.30You pay€7,002.99 Mobile moneyMinutes - 24 hoursAvailable via:SmartCash/Airtel €0.991 EUR = 1462.1646 NGN ₦10,235,152.20You pay€7,000.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Credit card | Fee €4.99 1 EUR = 1531.3194 NGN -1.33% vs mid-market | Recipient gets ₦10,719,235.80 Minutes - 24 hours | |
Ways to receive money in Nigeria with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours €4.991 EUR = 1531.3194 NGN ₦10,719,235.80You pay€7,004.99 Bank depositMinutes - 24 hoursAvailable via:All Banks €2.991 EUR = 1526.8549 NGN ₦10,687,984.30You pay€7,002.99 Mobile moneyMinutes - 24 hoursAvailable via:SmartCash/Airtel €0.991 EUR = 1462.1646 NGN ₦10,235,152.20You pay€7,000.99 | |||
| Wise Pay via Credit card | Fee €143.68 1 EUR = 1558.2600 NGN -3.07% vs mid-market | Recipient gets ₦10,683,929.20 Within minutes | |
Ways to receive money in Nigeria with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €143.681 EUR = 1558.2600 NGN ₦10,683,929.20You pay€7,000.00 | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee €0.00 1 EUR = 1507.0468 NGN +0.27% vs mid-market | Recipient gets ₦10,549,327.92 Minutes - 24 hours | |
Ways to receive money in Nigeria with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1507.0468 NGN ₦10,549,327.92You pay€7,000.00 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee €70.50 1 EUR = 1501.9344 NGN +0.61% vs mid-market | Recipient gets ₦10,407,654.70 Within minutes | |
Ways to receive money in Nigeria with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes €70.501 EUR = 1501.9344 NGN ₦10,407,654.70You pay€7,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| How Our Results Work Mid-market rate: 1 EUR = 1511.1269 NGN Updates every 60 minutes. | |||
Transfer details
Start with the cheapest, which is Xe at 10,994,205.6 NGN on €7,000 transfer.
You have 4 ways to pay, including debit card, bank transfer, credit card, and ideal.
A euro virement to the money transfer company is cheap and arrives in seconds.
First time round you'll need a photo ID and a RIB or proof of address to verify your account.
Do it before making a transfer, it's the main thing that holds up transfers, and it only needs doing once.
7 companies send money from France to Nigeria. You can do it via app, online, broker, multi-currency account, global account, and in person.
For regular transfers from France
If you’re sending €50 to €200 to a family in Nigeria, apps like Xe are the easiest way.
Xe charges €0 on a €7,000 transfer, and the NGN arrives in minutes - 24 hours.
If you need mobile wallet or cash delivery, use our filters above.
For one-off transfers
When converting EUR to NGN, an online service like Xe is always cheaper than the bank's international virement.
Sending €7,000 with Xe gets you 10,994,205.6 NGN with a €0 fee and -3.86% markup.
For travelling & receiving
Challenger banks like Wise are cheaper than high-street banks, and are perfect for travelling, receiving money, and making occasional transfers to Nigeria.
On €7,000 transfer, Wise gets you 10,834,644.11 NGN vs 10,994,205.6 NGN using Xe.
It's always , and choosing based on purpose and how much you get.
Companies like Wise offer great multi-currency features:
Hold EUR and NGN
Convert between them any time
Spend in NGN abroad or online
Receive EUR or NGN like a local
Sending large sums from France
If you’re selling a property in France, repatriating a pension, moving to Nigeria, or making any other large transfer, then you need a currency broker.
Xe charges no fee but adds -3.86% markup on EUR/NGN interbank rate.
And the more you transfer, the better rate you will get.
Also, many French banks cap transfers around €15,000/transfer, make sure to increase the limits in advance if you need to.
International business payments
Global accounts are for businesses in France paying suppliers abroad, getting paid by foreign clients, or operating in multiple currencies.
Companies like Airwallex, Wise Business, or Payoneer are the best for this.
With Xe, paying by debit card and receiving through bank deposit is the cheapest combination. Sending €7,000 gives your recipient 10,994,205.6 NGN.
Fund the transfer from France by debit card, bank transfer, credit card, and ideal.
You can pay by virement
Send the money by bank transfer from your French RIB or IBAN.
SEPA Instant can be instant for funding your transfer, but delivery speed to Nigeria depends on the payout method.
Your recipient in Nigeria can collect NGN through bank deposit, mobile money, and cash pickup.
They can collect cash in Nigeria
Your recipient can collect NGN from a participating agent location in Nigeria. They should take a valid photo ID and the collection reference.
You pay €7,000.00
₦10,994,206
Cheapest
You pay €7,000.00
₦10,994,206
₦0
You pay €7,000.00
₦10,994,206
₦0
You pay €7,000.00
₦10,850,000
-₦144,206
You pay €7,000.00
₦10,818,890
-₦175,316
You pay €7,004.99
₦10,719,236
-₦274,970
You pay €7,004.99
₦10,719,236
-₦274,970
You pay €7,004.99
₦10,719,236
-₦274,970
You pay €7,000.99
₦10,235,152
-₦759,053
You pay €7,000.99
₦10,235,152
-₦759,053
From France, the important split is whether the money stays in euros or changes currency. Cash funding and non-bank protection work differently too.
For a €7,000 transfer to Nigeria, these are the best ways to start with:
Cheapest way to send money to Nigeria
The cheapest option is Xe, funded by debit card with bank deposit for the payout. Your recipient gets 10,994,205.6 NGN, which is 1.31% more than the next best option.
Fastest way to send money to Nigeria
The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 10,407,654.7 NGN in within minutes.
If you are a tax resident in France, you can pay up to €1,000 in cash to a transfer company.
This limits the cash payment, rather than the amount you can send abroad.
For a larger transfer, pay by bank transfer or card.
French banks and transfer companies can ask for a justificatif (proof) showing where the money came from and why it is being sent.
For property, tuition or moving savings abroad, keep the sale document, invoice or recent bank statement ready.
Your bank may also have a lower daily virement limit, which you can ask it to raise before the payment is due.
The FGDR deposit guarantee covers eligible bank deposits up to €100,000 per customer and bank.
Payment and e-money institutions are not members of the FGDR, although they must protect customer funds through safeguarding arrangements (keeping your funds separate to theirs).
If in doubt, check REGAFI to see whether a bank, payment institution or e-money institution is authorised to operate in France.
The exchange rate determines how much NGN your recipient gets for your EUR. Use the weekly range to judge the rate offered today.
Mid-market rate:1 EUR = 1,510.210395 NGN
Most of our pricing comes straight from the companies, and the rest we collect by hand and label in the table.
That covers 7 ACPR-registered companies sending EUR to Nigeria, with the rates refreshed in real time on live EUR/NGN searches.
We compare fees, rates and the ways money can be paid in and received, and each company also goes through our review.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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