How to send money to Indonesia from France with the best EUR-IDR rate

Xe offers the best exchange rate from France to Indonesia at 20566.6833 IDR per EUR.

But Xe is cheapest overall, turning EUR 7,000 into 143,966,783.1 IDR after its fee and exchange-rate markup.

Best companies for EUR/IDR transfers

10 of 10 providers

Last updated on 28 September 2026

Based on 7,000 EUR transfer

Best companies for EUR/IDR transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee €36.69 1 EUR = 20449.0000 IDR +0.07% vs mid-market Recipient gets Rp 142,392,726.00 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Indonesia with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€36.691 EUR = 20449.0000 IDR
Rp 142,392,726.00You pay€7,000.00
Promoted

Xe

Pay via Debit card
Fee €0.00 1 EUR = 20566.6833 IDR -0.50% vs mid-market Recipient gets Rp 143,966,783.10 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Indonesia with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 20566.6833 IDR
Rp 143,966,783.10You pay€7,000.00

Run a live search

Showing top France to Indonesia deals for 7,000 EUR. Do a live search with your exact amount for today's best rates.

Xe

Pay via Debit card
Fee €0.00 1 EUR = 20566.6833 IDR -0.50% vs mid-market Recipient gets Rp 143,966,783.10 Minutes - 24 hours
Cheapest
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Indonesia with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 20566.6833 IDR
Rp 143,966,783.10You pay€7,000.00

Xe

Pay via Bank transfer
Fee €0.00 1 EUR = 20566.6833 IDR -0.50% vs mid-market Recipient gets Rp 143,966,783.10 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Indonesia with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 20566.6833 IDR
Rp 143,966,783.10You pay€7,000.00

Xe

Pay via Credit card
Fee €0.00 1 EUR = 20566.6833 IDR -0.50% vs mid-market Recipient gets Rp 143,966,783.10 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Indonesia with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 20566.6833 IDR
Rp 143,966,783.10You pay€7,000.00
Exclusive: First Transfer Deal

Regency FX

Pay via Bank transfer
Fee €0.00 1 EUR = 20408.0325 IDR +0.27% vs mid-market Recipient gets Rp 142,856,227.34 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Indonesia with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 20408.0325 IDR
Rp 142,856,227.34You pay€7,000.00

OFX

Pay via Bank transfer
Fee €0.00 1 EUR = 20360.9669 IDR +0.50% vs mid-market Recipient gets Rp 142,526,768.48 Minutes - 24 hours
Personal account managerReceive to bank account

Ways to receive money in Indonesia with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 20360.9669 IDR
Rp 142,526,768.48You pay€7,000.00

CurrencyFair

Pay via Bank transfer
Fee €0.98 1 EUR = 20348.0000 IDR +0.56% vs mid-market Recipient gets Rp 142,416,000.00 Minutes - 24 hours
Receive to bank account

Ways to receive money in Indonesia with CurrencyFair when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
€0.981 EUR = 20348.0000 IDR
Rp 142,416,000.00You pay€7,000.00

Wise

Pay via Bank transfer
Fee €36.69 1 EUR = 20449.0000 IDR +0.07% vs mid-market Recipient gets Rp 142,392,726.00 Within minutes
Recommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Indonesia with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€36.691 EUR = 20449.0000 IDR
Rp 142,392,726.00You pay€7,000.00

Wise

Pay via iDEAL/WERO
Fee €46.82 1 EUR = 20449.0000 IDR +0.07% vs mid-market Recipient gets Rp 142,185,578.00 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Indonesia with Wise when paying by ideal/wero.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€46.821 EUR = 20449.0000 IDR
Rp 142,185,578.00You pay€7,000.00
Only available via Mobile App

Sendwave

Pay via Debit card
Fee €0.99 1 EUR = 20277.1294 IDR +0.91% vs mid-market Recipient gets Rp 141,919,831.65 Minutes - 3 days
Receive to bank account or cash pickup

Ways to receive money in Indonesia with Sendwave when paying by debit card.

MethodFee & ratesRecipient gets
Mobile moneyMinutes - 3 days
€0.991 EUR = 20277.1294 IDR
Rp 141,919,831.65You pay€7,000.00
Bank depositMinutes - 3 days
€1.991 EUR = 20236.2481 IDR
Rp 141,613,466.71You pay€7,000.00

Wise

Pay via Debit card
Fee €91.67 1 EUR = 20449.0000 IDR +0.07% vs mid-market Recipient gets Rp 141,268,440.00 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Indonesia with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€91.671 EUR = 20449.0000 IDR
Rp 141,268,440.00You pay€7,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee €70.50 1 EUR = 20377.1691 IDR +0.42% vs mid-market Recipient gets Rp 141,203,593.21 Within minutes
Fastest
Multi-currency cardReceive to bank account

Ways to receive money in Indonesia with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
€70.501 EUR = 20377.1691 IDR
Rp 141,203,593.21You pay€7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Only available via Mobile App

WorldRemit

Pay via Debit card
Fee €0.99 1 EUR = 20113.6042 IDR +1.72% vs mid-market Recipient gets Rp 140,775,316.86 Minutes - 2 days
Receive to bank account or cash pickup

Ways to receive money in Indonesia with WorldRemit when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
€0.991 EUR = 20113.6042 IDR
Rp 140,775,316.86You pay€7,000.00

TapTap Send

Pay via Debit card
Fee €0.00 1 EUR = 20100.0000 IDR +1.79% vs mid-market Recipient gets Rp 140,700,000.00 Minutes
Receive to bank account

Ways to receive money in Indonesia with TapTap Send when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes
Free1 EUR = 20100.0000 IDR
Rp 140,700,000.00You pay€7,000.00
Mobile walletMinutesAvailable via:DANA, GoPay, LinkAja, OVO, ShopeePay
Free1 EUR = 20100.0000 IDR
Rp 140,700,000.00You pay€7,000.00

Wise

Pay via Credit card
Fee €133.69 1 EUR = 20449.0000 IDR +0.07% vs mid-market Recipient gets Rp 140,409,173.00 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Indonesia with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€133.691 EUR = 20449.0000 IDR
Rp 140,409,173.00You pay€7,000.00
$0 fee on first online transfers

MoneyGram

Pay via Debit card
Fee €0.00 1 EUR = 20028.8093 IDR +2.15% vs mid-market Recipient gets Rp 140,201,665.10 Minutes - 24 hours

Ways to receive money in Indonesia with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Card depositMinutes - 24 hoursAvailable via:Bank Debit Card
Free1 EUR = 20028.8093 IDR
Rp 140,201,665.10You pay€7,000.00
Mobile walletMinutes - 24 hoursAvailable via:Select Wallets
€0.991 EUR = 20028.8093 IDR
Rp 140,201,665.10You pay€7,000.99
Bank depositMinutes - 24 hoursAvailable via:All Banks
€2.991 EUR = 20028.8093 IDR
Rp 140,201,665.10You pay€7,002.99
Cash pickupMinutes - 24 hours
€4.991 EUR = 20023.0300 IDR
Rp 140,161,210.00You pay€7,004.99
$0 fee on first online transfers

MoneyGram

Pay via Credit card
Fee €0.00 1 EUR = 20028.8093 IDR +2.15% vs mid-market Recipient gets Rp 140,201,665.10 Minutes - 24 hours

Ways to receive money in Indonesia with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
Card depositMinutes - 24 hoursAvailable via:Bank Debit Card
Free1 EUR = 20028.8093 IDR
Rp 140,201,665.10You pay€7,000.00
Mobile walletMinutes - 24 hoursAvailable via:Select Wallets
€0.991 EUR = 20028.8093 IDR
Rp 140,201,665.10You pay€7,000.99
Bank depositMinutes - 24 hoursAvailable via:All Banks
€2.991 EUR = 20028.8093 IDR
Rp 140,201,665.10You pay€7,002.99
Cash pickupMinutes - 24 hours
€4.991 EUR = 20023.0300 IDR
Rp 140,161,210.00You pay€7,004.99
$0 fee on first online transfers

MoneyGram

Pay via Bank transfer
Fee €0.99 1 EUR = 20028.8093 IDR +2.15% vs mid-market Recipient gets Rp 140,201,665.10 Minutes - 24 hours

Ways to receive money in Indonesia with MoneyGram when paying by bank transfer.

MethodFee & ratesRecipient gets
Mobile walletMinutes - 24 hoursAvailable via:Select Wallets
€0.991 EUR = 20028.8093 IDR
Rp 140,201,665.10You pay€7,000.99
Bank depositMinutes - 24 hoursAvailable via:All Banks
€2.991 EUR = 20028.8093 IDR
Rp 140,201,665.10You pay€7,002.99
Cash pickupMinutes - 24 hours
€4.991 EUR = 20023.0300 IDR
Rp 140,161,210.00You pay€7,004.99
Pricing based on Revolut Standard plan

Revolut

Pay via Debit card
Fee €221.00 1 EUR = 20377.1691 IDR +0.42% vs mid-market Recipient gets Rp 138,136,829.27 Within minutes
Multi-currency cardReceive to bank account

Ways to receive money in Indonesia with Revolut when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
€221.001 EUR = 20377.1691 IDR
Rp 138,136,829.27You pay€7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

How Our Results Work
Mid-market rate: 1 EUR = 20463.2833 IDR Updates every 60 minutes.

How to send money from France to Indonesia

Pick a company

Start with the cheapest, which is Xe at 143,966,783.1 IDR on €7,000 transfer.

Fund your transfer

You have 4 ways to pay, including bank transfer, debit card, credit card, and ideal.

A euro virement to the money transfer company is cheap and arrives in seconds.

Verify and send

First time round you'll need a photo ID and a RIB or proof of address to verify your account.

Do it before making a transfer, it's the main thing that holds up transfers, and it only needs doing once.

Ways to send money from France to Indonesia

10 companies send money from France to Indonesia. You can do it via app, broker, online, multi-currency account, global account, and in person.

For regular transfers from France

Money transfer apps

If you’re sending €50 to €200 to a family in Indonesia, apps like Xe are the easiest way.

Xe charges €0 on a €7,000 transfer, and the IDR arrives in minutes - 24 hours, often straight into a mobile money wallet, so your family doesn't need a bank account to receive it.

For one-off transfers

Online transfers

When converting EUR to IDR, an online service like Xe is always cheaper than the bank's international virement.

Sending €7,000 with Xe gets you 143,966,783.1 IDR with a €0 fee and -0.5% markup.

For travelling & receiving

Challenger banks

Challenger banks like Wise are cheaper than high-street banks, and are perfect for travelling, receiving money, and making occasional transfers to Indonesia.

On €7,000 transfer, Wise gets you 142,392,726 IDR vs 143,966,783.1 IDR using Xe.

It's always , and choosing based on purpose and how much you get.

Companies like Wise offer great multi-currency features:

  • Hold EUR and IDR

  • Convert between them any time

  • Spend in IDR abroad or online

  • Receive EUR or IDR like a local

Sending large sums from France

Currency brokers

If you’re selling a property in France, repatriating a pension, moving to Indonesia, or making any other large transfer, then you need a currency broker.

Xe charges no fee but adds -0.5% markup on EUR/IDR interbank rate.

And the more you transfer, the better rate you will get.

Also, many French banks cap transfers around €15,000/transfer, make sure to increase the limits in advance if you need to.

International business payments

Global accounts

Global accounts are for businesses in France paying suppliers abroad, getting paid by foreign clients, or operating in multiple currencies.

Companies like Airwallex, Wise Business, or Payoneer are the best for this.

Ways to fund EUR and receive IDR in Indonesia

With Xe, paying by debit card and receiving through bank deposit is the cheapest combination. Sending €7,000 gives your recipient 143,966,783.1 IDR.

Fund the transfer from France by bank transfer, debit card, credit card, and ideal.

You can pay by virement

Send the money by bank transfer from your French RIB or IBAN.

SEPA Instant can be instant for funding your transfer, but delivery speed to Indonesia depends on the payout method.

Your recipient in Indonesia can collect IDR through bank deposit, mobile wallet, mobile money, card deposit, and cash pickup.

They can collect cash in Indonesia

Your recipient can collect IDR from a participating agent location in Indonesia. They should take a valid photo ID and the collection reference.

  1. 1
    Debit card Bank deposit

    You pay €7,000.00

    Rp143,966,783

    Cheapest

  2. 2
    Bank transfer Bank deposit

    You pay €7,000.00

    Rp143,966,783

    Rp0

  3. 3
    Credit card Bank deposit

    You pay €7,000.00

    Rp143,966,783

    Rp0

  4. 4
    Ideal Bank deposit

    You pay €7,000.00

    Rp142,185,578

    -Rp1,781,205

  5. 5
    Debit card Mobile money

    You pay €7,000.00

    Rp141,919,832

    -Rp2,046,951

Show moreShow less
  1. 6
    Debit card Mobile wallet

    You pay €7,000.00

    Rp140,700,000

    -Rp3,266,783

  2. 7
    Debit card Card deposit

    You pay €7,000.00

    Rp140,201,665

    -Rp3,765,118

  3. 8
    Bank transfer Mobile wallet

    You pay €7,000.99

    Rp140,201,665

    -Rp3,765,118

  4. 9
    Credit card Card deposit

    You pay €7,000.00

    Rp140,201,665

    -Rp3,765,118

  5. 10
    Credit card Mobile wallet

    You pay €7,000.99

    Rp140,201,665

    -Rp3,765,118

  6. 11
    Debit card Cash pickup

    You pay €7,004.99

    Rp140,161,210

    -Rp3,805,573

  7. 12
    Bank transfer Cash pickup

    You pay €7,004.99

    Rp140,161,210

    -Rp3,805,573

  8. 13
    Credit card Cash pickup

    You pay €7,004.99

    Rp140,161,210

    -Rp3,805,573

What to consider before sending EUR to Morocco

From France, the important split is whether the money stays in euros or changes currency. Cash funding and non-bank protection work differently too.

Compare the EUR/MAD options

For a €7,000 transfer to Indonesia, these are the best ways to start with:

Cheapest way to send money to Indonesia

The cheapest option is Xe, funded by debit card with bank deposit for the payout. Your recipient gets 143,966,783.1 IDR, which is 0.77% more than the next best option.

Fastest way to send money to Indonesia

The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 141,203,593.21 IDR in within minutes.

France caps cash payments

If you are a tax resident in France, you can pay up to €1,000 in cash to a transfer company.

This limits the cash payment, rather than the amount you can send abroad.

For a larger transfer, pay by bank transfer or card.

Expect a justificatif on a large transfer

French banks and transfer companies can ask for a justificatif (proof) showing where the money came from and why it is being sent.

For property, tuition or moving savings abroad, keep the sale document, invoice or recent bank statement ready.

Your bank may also have a lower daily virement limit, which you can ask it to raise before the payment is due.

FGDR deposit guarantee

The FGDR deposit guarantee covers eligible bank deposits up to €100,000 per customer and bank.

Payment and e-money institutions are not members of the FGDR, although they must protect customer funds through safeguarding arrangements (keeping your funds separate to theirs).

If in doubt, check REGAFI to see whether a bank, payment institution or e-money institution is authorised to operate in France.

Live EUR-IDR Exchange Rate

Finding the best rate to send money from France to Indonesia

The exchange rate determines how much IDR your recipient gets for your EUR. Use the weekly range to judge the rate offered today.

Mid-market rate:1 EUR = 20,506.905244 IDR

How we analyse the market

Most of our pricing comes straight from the companies, and the rest we collect by hand and label in the table.

That covers 10 ACPR-registered companies sending EUR to Indonesia, with the rates refreshed in real time on live EUR/IDR searches.

We compare fees, rates and the ways money can be paid in and received, and each company also goes through our review.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.