How to send money to Japan from France with the best EUR-JPY rate

The exchange rate determines the price you’ll pay for Yen when you send Euro to Japan.

The current exchange rate between the Euro and Yen is 183.8691, but it constantly changes.

When calculating the costs of money transfers between France and Japan, opt for the best combination of fees and exchange rates:

• The Mid-Market and Exchange Rates: Today, the EUR-JPY mid-market rate equals 183.8691 JPY per Euro.

• Fees: Fees are charged on top of a transfer. The company offering the lowest fee is Key Currency, only 0 EUR. We would recommend searching for your exact send amount to get an idea of fees.

• Amount Received: The amount received in Yen is the biggest indicator the total cost of sending money from France to Japan. Essentially, the more the recipient receives in Japan, the less it is costing to send from France.

It’s possible that waiting a day or two can help you get more JPY for the same amount of Euro. But, the best way to lock in a price between France and Japan is by using a forward contract.

A bank transfer is the our recommended option for money transfers between France and Japan.

Here are all the ways to send money from France to Japan:

Bank transfers

Paying via a bank transfer is often the better option for sending money from France to Japan.

By using a money transfer company such as Key Currency for transfers from France to Japan, you can send money and while benefit from lower fees and more favorable exchange rates than you would get with a traditional bank. 


Debit and prepaid cards

Sending money from France to Japan with a debit or a prepaid card is easy with Wise.


Wise is a one of the better options in the market for international debit card transfers from France to Japan.

Credit cards

When it comes to credit card transfers from France to Japan, we recommend comparing your options to get the best deal.

Always choose providers that are regulated by financial authorities in both France and Japan to ensure funds are protected.

Please refer to our directory of financial regulators worldwide for key regulatory bodies for money transfers between France and Japan.

Some services have minimum or maximum thresholds on how much you can transfer from France to Japan.

Companies will offer different rates and fees for different transfer amounts. Some companies will become more expensive after certain thresholds are hit.

We’d recommend using Wise if you need to send large amounts of EUR to Japan. The combination of rates and fees when sending to Japan is the most competitive, even at larger amounts.

Also, always check with the recipient and understand any declarations needed on large amounts of money leaving France, or entering Japan. Mis-understanding these could result in a slower, or even failed, transfer.

There are different ways to receive money in Japan. You can do a direct bank deposit, cash pickup, use a mobile wallet or receive money into a multi-currency account. It’s likely not all providers serving transfers from France to Japan will offer every method, so it’s best to check ahead of time.

A direct transfer to a bank account is one of the more common ways to transfer from France into Yen. Wise is the best company for bank transfers between France and Japan.

And if you need cash right away, check if cash pickup is an option for transfers between France and Japan.

Mobile wallet services and payment apps like PayPal, Xoom, and CashApp are popular too, but they come with more limitations and higher costs compared to money transfer providers like Key Currency.

When signing up to a money transfer company to send between France and Japan, you will need to verify your ID.

The exact documents you need might vary and in some cases you will need more than one.

For the most part, in France this will be a government ID like a passport or driver's license. In Japan it will be a similar set of documents, although this should only be needed if you are opening a new account in Japan, or collecting in cash.

Big transactions between France and Japan, are subject to additional checks. A provider may ask you for proof of address or may want to know where the money comes from.

We recommend Wise in part due to their easy sign up process in France.

When sending large amounts of money between France and Japan there will be tax implications to consider.

Some transfers into Yen may need to be reported to tax authorities in Japan, particularly where inheritance or property purchases are involved.

Tax limits and personal allowances differ in Japan based on age, income and a few other elements. When in doubt, please contact a tax professional in France or Japan to discuss your personal circumstances.