How to send money to Indonesia from Saudi Arabia with the best SAR-IDR rate

Of the 1 companies we compared, Regency FX is the cheapest for sending SAR to Indonesia, while Regency FX is the fastest. Sending SAR 50,000 with Regency FX gets your recipient 241,696,257.22 IDR.

To get the most IDR, deposit money with bank transfer, and withdraw via bank deposit.

Best companies for SAR/IDR transfers

1 of 1 providers

Last updated on 28 October 2026

Based on 50,000 SAR transfer

Best companies for SAR/IDR transfers

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Regency FX

Pay via Bank transfer
Fee SAR 0.00 1 SAR = 4833.9251 IDR +0.27% vs mid-market Recipient gets Rp 241,696,257.22 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Indonesia with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SAR = 4833.9251 IDR
Rp 241,696,257.22You paySAR 50,000.00

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Showing top Saudi Arabia to Indonesia deals for 50,000 SAR. Do a live search with your exact amount for today's best rates.
Exclusive: First Transfer Deal

Regency FX

Pay via Bank transfer
Fee SAR 0.00 1 SAR = 4833.9251 IDR +0.27% vs mid-market Recipient gets Rp 241,696,257.22 Minutes - 24 hours
CheapestFastestRecommended
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Indonesia with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SAR = 4833.9251 IDR
Rp 241,696,257.22You paySAR 50,000.00
How Our Results Work
Mid-market rate: 1 SAR = 4847.0121 IDR Updates every 60 minutes.

How to send money from Saudi Arabia to Indonesia

Pick a company

For a one-off SAR transfer to Indonesia, I suggest picking the cheapest option which is Regency FX.

Regency FX was the cheapest on 30 of the 30 days it quoted SAR50,000 transfers to Indonesia.

On a 50,000 SAR transfer, Regency FX delivers the most IDR.

The best option will change depending on how much you actually send, so I suggest to get the best SAR/IDR rate.

Fund your transfer

You have 1 methods to fund your transfer: bank transfer.

Some other transfer services may accept mada-funded payments, but double check when signing up.

Verify and send

When registering with a new company, you will need to verify your account.

You'll need your Iqama to register and to send.

SAR/IDR Exchange Rate History

Is today a good time to send money from Saudi Arabia to Indonesia?

The cheapest way to send SAR to IDR can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Regency FX), across 30 days of comparisons for 50,000 SAR transfers to Indonesia.

IDR received for SAR 50,000, after fees

Wed, Oct 28, 2026Mid-market rateRp 242,350,603.85 Regency FX Rp 241,696,257.22Regency FXRp 241,696,257.22

236M
238M
240M
242M
244M
246M
At the mid-market rateWith the cheapest optionRegency FX
Exchange rateFeeRecipient getsDifference
Mid-market rate 4794.5727 – Rp 239,728,633.20
Regency FX Cheapest 4781.6273 SAR 0.00 Rp 239,081,365.89 −Rp 647,267.31
Exchange rateFeeRecipient getsDifference
Mid-market rate 4761.5327 – Rp 238,076,633.10
Regency FX Cheapest 4748.6765 SAR 0.00 Rp 237,433,826.19 −Rp 642,806.91
Exchange rateFeeRecipient getsDifference
Mid-market rate 4751.9262 – Rp 237,596,309.85
Regency FX Cheapest 4739.0960 SAR 0.00 Rp 236,954,799.81 −Rp 641,510.04
Exchange rateFeeRecipient getsDifference
Mid-market rate 4753.4694 – Rp 237,673,468.70
Regency FX Cheapest 4740.6350 SAR 0.00 Rp 237,031,750.33 −Rp 641,718.37
Exchange rateFeeRecipient getsDifference
Mid-market rate 4786.7657 – Rp 239,338,284.65
Regency FX Cheapest 4773.8414 SAR 0.00 Rp 238,692,071.28 −Rp 646,213.37
Exchange rateFeeRecipient getsDifference
Mid-market rate 4778.8178 – Rp 238,940,891.90
Regency FX Cheapest 4765.9150 SAR 0.00 Rp 238,295,751.49 −Rp 645,140.41
Exchange rateFeeRecipient getsDifference
Mid-market rate 4789.2971 – Rp 239,464,855.50
Regency FX Cheapest 4776.3660 SAR 0.00 Rp 238,818,300.39 −Rp 646,555.11
Exchange rateFeeRecipient getsDifference
Mid-market rate 4783.0532 – Rp 239,152,657.95
Regency FX Cheapest 4770.1389 SAR 0.00 Rp 238,506,945.77 −Rp 645,712.18
Exchange rateFeeRecipient getsDifference
Mid-market rate 4772.1538 – Rp 238,607,687.50
Regency FX Cheapest 4759.2689 SAR 0.00 Rp 237,963,446.74 −Rp 644,240.76
Exchange rateFeeRecipient getsDifference
Mid-market rate 4771.6430 – Rp 238,582,147.75
Regency FX Cheapest 4758.7595 SAR 0.00 Rp 237,937,975.95 −Rp 644,171.80
Exchange rateFeeRecipient getsDifference
Mid-market rate 4763.3136 – Rp 238,165,680.15
Regency FX Cheapest 4750.4527 SAR 0.00 Rp 237,522,632.81 −Rp 643,047.34
Exchange rateFeeRecipient getsDifference
Mid-market rate 4768.6572 – Rp 238,432,859.25
Regency FX Cheapest 4755.7818 SAR 0.00 Rp 237,789,090.53 −Rp 643,768.72
Exchange rateFeeRecipient getsDifference
Mid-market rate 4768.6572 – Rp 238,432,859.25
Regency FX Cheapest 4755.7818 SAR 0.00 Rp 237,789,090.53 −Rp 643,768.72
Exchange rateFeeRecipient getsDifference
Mid-market rate 4768.4119 – Rp 238,420,594.60
Regency FX Cheapest 4755.5372 SAR 0.00 Rp 237,776,858.99 −Rp 643,735.61
Exchange rateFeeRecipient getsDifference
Mid-market rate 4761.9168 – Rp 238,095,838.90
Regency FX Cheapest 4749.0596 SAR 0.00 Rp 237,452,980.13 −Rp 642,858.77
Exchange rateFeeRecipient getsDifference
Mid-market rate 4764.9961 – Rp 238,249,805.00
Regency FX Cheapest 4752.1306 SAR 0.00 Rp 237,606,530.53 −Rp 643,274.47
Exchange rateFeeRecipient getsDifference
Mid-market rate 4879.0262 – Rp 243,951,308.25
Regency FX Cheapest 4865.8528 SAR 0.00 Rp 243,292,639.72 −Rp 658,668.53
Exchange rateFeeRecipient getsDifference
Mid-market rate 4803.7034 – Rp 240,185,169.40
Regency FX Cheapest 4790.7334 SAR 0.00 Rp 239,536,669.44 −Rp 648,499.96
Exchange rateFeeRecipient getsDifference
Mid-market rate 4803.3799 – Rp 240,168,993.50
Regency FX Cheapest 4790.4107 SAR 0.00 Rp 239,520,537.22 −Rp 648,456.28
Exchange rateFeeRecipient getsDifference
Mid-market rate 4810.4942 – Rp 240,524,712.35
Regency FX Cheapest 4797.5059 SAR 0.00 Rp 239,875,295.63 −Rp 649,416.72
Exchange rateFeeRecipient getsDifference
Mid-market rate 4793.5768 – Rp 239,678,837.75
Regency FX Cheapest 4780.6341 SAR 0.00 Rp 239,031,704.89 −Rp 647,132.86
Exchange rateFeeRecipient getsDifference
Mid-market rate 4777.8473 – Rp 238,892,367.40
Regency FX Cheapest 4764.9472 SAR 0.00 Rp 238,247,358.01 −Rp 645,009.39
Exchange rateFeeRecipient getsDifference
Mid-market rate 4795.8172 – Rp 239,790,860.65
Regency FX Cheapest 4782.8685 SAR 0.00 Rp 239,143,425.33 −Rp 647,435.32
Exchange rateFeeRecipient getsDifference
Mid-market rate 4791.2699 – Rp 239,563,494.80
Regency FX Cheapest 4778.3335 SAR 0.00 Rp 238,916,673.36 −Rp 646,821.44
Exchange rateFeeRecipient getsDifference
Mid-market rate 4816.7330 – Rp 240,836,651.65
Regency FX Cheapest 4803.7279 SAR 0.00 Rp 240,186,392.69 −Rp 650,258.96
Exchange rateFeeRecipient getsDifference
Mid-market rate 4820.8493 – Rp 241,042,466.00
Regency FX Cheapest 4807.8330 SAR 0.00 Rp 240,391,651.34 −Rp 650,814.66
Exchange rateFeeRecipient getsDifference
Mid-market rate 4820.8493 – Rp 241,042,466.00
Regency FX Cheapest 4807.8330 SAR 0.00 Rp 240,391,651.34 −Rp 650,814.66
Exchange rateFeeRecipient getsDifference
Mid-market rate 4840.7982 – Rp 242,039,909.10
Regency FX Cheapest 4827.7280 SAR 0.00 Rp 241,386,401.35 −Rp 653,507.75
Exchange rateFeeRecipient getsDifference
Mid-market rate 4848.1360 – Rp 242,406,799.15
Regency FX Cheapest 4835.0460 SAR 0.00 Rp 241,752,300.79 −Rp 654,498.36
Exchange rateFeeRecipient getsDifference
Mid-market rate 4847.0121 – Rp 242,350,603.85
Regency FX Cheapest 4833.9251 SAR 0.00 Rp 241,696,257.22 −Rp 654,346.63

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send SAR 50,000, after fees, as quoted by each company. The mid-market line shows what SAR 50,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more IDR per SAR than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of IDR on every transfer from Saudi Arabia.

Right now, Regency FX pays 241,696,257.22 IDR on 50,000 SAR, which is 654,346.63 IDR less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 243,292,639.72 IDR.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Indonesia.

We've tracked 30 comparisons to check how often today's top companies were the cheapest across 1 amounts over the past month.

  1. Regency FXAppeared in 30 comparisons

    Cheapest every time

Based on 30 comparisons across 1 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Regency FX is the cheapest and gets you the most IDR, and it was also the cheapest in 100% of the 30 comparisons it appeared in over the past month.

It's a good pick for both one-off and regular transfers to Indonesia.

Ways to send money from Saudi Arabia to Indonesia

1 companies send money from Saudi Arabia to Indonesia, using broker and other options.

Very large transfers

Currency brokers

A currency broker can help with timing the exchange rate and paperwork on a large transfer to Indonesia from Saudi Arabia.

Regency FX charges an exchange-rate markup of around 0.27% with no fees and gives you someone to contact throughout the transfer.

Our analysis shows Regency FX was the cheapest broker in 100% of all the transfers it quoted.

You will need your Iqama, salary certificate and source-of-funds documents beforehand.

Paying suppliers and contractors

Global accounts

Global accounts help Saudi businesses make regular payments to suppliers and contractors in Indonesia.

VertoFX and Payoneer can manage foreign-currency payments, invoices, batch payments, and more.

Ways to fund SAR and receive IDR in Indonesia

With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending SAR 50,000 gives your recipient 241,696,257.22 IDR.

For payment, choose bank transfer.

The recipient can collect IDR using bank deposit.

  1. 1
    Bank transfer Bank deposit

    You pay SAR50,000.00

    Rp241,696,257

    Cheapest

Things to know before sending SAR to Indonesia

Here are a few things to consider when making money transfers from Saudi Arabia to Indonesia.

Best options to send SAR to Indonesia

I would suggest starting with these companies unless you have special needs (like specific funding or receiving options):

Cheapest:

Regency FX, paid by bank transfer with bank deposit in Indonesia. Your recipient gets 241,696,257.22 IDR, which is 0% more than the next option.

Fastest:

Regency FX, funded by bank transfer with bank deposit for the payout. It delivers 241,696,257.22 IDR in minutes - 24 hours.

Transfer limits in Saudi Arabia

SAMA's rules for licensed money-transfer centres link an individual customer's limit to documented monthly income.

The rule caps transfers at the monthly salary or SAR 50,000 per month, whichever is lower, with an annual limit of SAR 500,000 where income is proved.

That does not mean every money transfer app will let you send the full amount as they can set their own limits.

SARIE and mada card are deposit methods

SARIE and mada card can be used inside Saudi Arabia only.

A wallet or transfer company may use them to collect your payment, but a licensed cross-border service still handles the transfer internally using local rails or internal network of bank accounts.

Use a SAMA-licensed service

Only use a bank, wallet, exchange business or remittance centre licensed by the Saudi Central Bank.

Do not hand money to an informal dealer because their rate looks better.

Check the recipient details before paying and keep the receipt.

If the company does not resolve a held or failed transfer, raise the complaint through SAMA Cares.

How we analyse the market

We track 1 companies sending SAR to Indonesia, with rates refreshed in real time on live comparisons.

The riyal is fixed to the dollar, so we compare on what lands in IDR, along with the fee and the ways to pay and collect.

In the past 30 days alone, we analysed 30 comparisons across 1 amounts.

This page covers the cheapest and fastest options for SAR/IDR transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Each one goes through our review first.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.