How to send money to India from Saudi Arabia with the best SAR-INR rate

Of the 2 companies we compared, Regency FX is the cheapest for sending SAR to India, while Regency FX is the fastest. Sending SAR 25,000 with Regency FX gets your recipient 632,595.34 INR.

To get the most INR, deposit money with bank transfer, and withdraw via bank deposit.

Best companies for SAR/INR transfers

2 of 2 providers

Last updated on 10 September 2026 This page updates weekly. We collect, store, and analyze SAR/INR exchange rates from our comparisons.

Based on 25,000 SAR transfer

Best companies for SAR/INR transfers

All money transfer offers for SAR/INR transfers, sorted by most INR received. The first two offers may be sponsored promotions. Some offers here pay us a commission.
Sort Cheapest
Promoted
Regency FX

Regency FX

Pay via Bank transfer
Fee SAR 0.00 1 SAR = 25.3038 INR +0.27% vs mid-market Recipient gets ₹632,595.34 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in India with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SAR = 25.3038 INR
₹632,595.34You paySAR 25,000.00

Run a live search

Showing top Saudi Arabia to India deals for 25,000 SAR. Do a live search with your exact amount for today's best rates.
Exclusive: First Transfer Deal
Regency FX

Regency FX

Pay via Bank transfer
Fee SAR 0.00 1 SAR = 25.3038 INR +0.27% vs mid-market Recipient gets ₹632,595.34 Minutes - 24 hours
CheapestUsing Bank transfer with Regency FX is the cheapest way to send money to India from Saudi Arabia.
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in India with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SAR = 25.3038 INR
₹632,595.34You paySAR 25,000.00
Currencies Direct

Currencies Direct

Pay via Bank transfer
Fee SAR 0.00 1 SAR = 25.1969 INR +0.69% vs mid-market Recipient gets ₹629,922.50 Minutes - 24 hours
FastestCurrencies Direct with Bank transfer deposit is the fastest way to send SAR to India.RecommendedBased on our editorial reviews, Currencies Direct is our recommended way to send money from Saudi Arabia to India.
Personal account managerMulti-currency cardReceive to bank account

Ways to receive money in India with Currencies Direct when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SAR = 25.1969 INR
₹629,922.50You paySAR 25,000.00
How Our Results Work
Mid-market rate: 1 SAR = 25.372319 INR Updates every 60 minutes.

How to send money from Saudi Arabia to India

Pick a company

For a one-off transfer to India, I suggest picking the cheapest option which is Regency FX.

On a 25,000 SAR transfer, Regency FX delivers the most INR.

The best option will change depending on how much you actually send, so I suggest to get the best SAR/INR rate.

Fund your transfer

You have 1 methods to fund your transfer: bank transfer.

Some other transfer services may accept mada-funded payments, but double check when signing up.

Verify and send

When registering with a new company, you will need to verify your account.

You'll need your Iqama to register and to send.

Ways to send money from Saudi Arabia to India

2 companies send money from Saudi Arabia to India, using broker and multi-currency account and other options.

Very large transfers

Currency brokers

A currency broker can help with timing the exchange rate and paperwork on a large transfer to India from Saudi Arabia.

Regency FX charges an exchange-rate markup of around 0.27% with no fees and gives you someone to contact throughout the transfer.

You will need your Iqama, salary certificate and source-of-funds documents beforehand.

Paying suppliers and contractors

Global accounts

Global accounts help Saudi businesses make regular payments to suppliers and contractors in India.

VertoFX and Payoneer can manage foreign-currency payments, invoices, batch payments, and more.

Holding multiple currencies

Multi-currency accounts

Currencies Direct lets you hold multiple currencies in one account and swap them when you need.

Converting SAR 25,000 will get you 629,922.5 INR with Currencies Direct.

This is useful if you are getting paid from India, making recurring payments in INR, or frequently travelling to India.

Another option is a foreign-currency account at your bank or an overseas account.

Ways to fund SAR and receive INR in India

With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending SAR 25,000 gives your recipient 632,595.34 INR.

For payment, choose bank transfer.

The recipient can collect INR using bank deposit.

  1. 1
    Bank transfer Bank deposit

    You pay ﷼25,000.00

    ₹632,595

    Cheapest

Things to know before sending SAR to India

Here are a few things to consider when making money transfers from Saudi Arabia to India.

Best options to send SAR to India

I would suggest starting with these companies unless you have special needs (like specific funding or receiving options):

Cheapest:

Regency FX, paid by bank transfer with bank deposit in India. Your recipient gets 632,595.34 INR, which is 0.42% more than the next option.

Fastest:

Regency FX, funded by bank transfer with bank deposit for the payout. It delivers 632,595.34 INR in minutes - 24 hours.

Transfer limits in Saudi Arabia

SAMA's rules for licensed money-transfer centres link an individual customer's limit to documented monthly income.

The rule caps transfers at the monthly salary or SAR 50,000 per month, whichever is lower, with an annual limit of SAR 500,000 where income is proved.

That does not mean every money transfer app will let you send the full amount as they can set their own limits.

SARIE and mada card are deposit methods

SARIE and mada card can be used inside Saudi Arabia only

A wallet or transfer company may use it to collect your payment, but a licensed cross-border service still handles the transfer internally using local rails or internal network of bank accounts.

Use a SAMA-licensed service

Only use a bank, wallet, exchange business or remittance centre licensed by the Saudi Central Bank.

Do not hand money to an informal dealer because their rate looks better.

Check the recipient details before paying and keep the receipt.

If the company does not resolve a held or failed transfer, raise the complaint through SAMA Cares.

Live SAR-INR Exchange Rate

Finding a good SAR to INR exchange rate

Comparing the rate matters because the same SAR amount can produce a different INR payout.

Mid-market rate:1 SAR = 25.461462 INR

How we analyse the market

We track 2 companies sending SAR to India, with rates refreshed in real time on live comparisons.

The riyal is fixed to the dollar, so we compare on what lands in INR, along with the fee and the ways to pay and collect.

Each one goes through our review first.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.