Best companies for SAR/INR transfers
2 of 2 providers Last updated on 10 November 2026
Based on 25,000 SAR transfer Best companies for SAR/INR transfers Sort Cheapest
Promoted Regency FX Pay via Bank transfer	Fee SAR 0.00 1 SAR = 24.7808 INR +0.27% vs mid-market	Recipient gets ₹619,520.67 Minutes - 24 hours
9 reviews Personal account managerReceive to bank accountProfessional, personal service
Ways to receive money in India with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SAR = 24.7808 INR ₹619,520.67You paySAR 25,000.00
Run a live search Showing top Saudi Arabia to India deals for 25,000 SAR. Do a live search with your exact amount for today's best rates.
Run a live search Showing companies that send from a business account. Run a business search to get live SAR to INR rates.
Run a live search These companies offer multi-currency accounts for spending INR. We suggest doing a live search based on how much SAR you're planning to spend in India.
Run a live search These are managed services with real human support for large SAR transfers. Click the link and update the transfer amount to get the best deal.
Currencies Direct Pay via Bank transfer	Fee SAR 0.00 1 SAR = 24.8709 INR -0.09% vs mid-market	Recipient gets ₹621,772.50 Minutes - 24 hours
3 reviews CheapestFastestOur top pick Personal account managerMulti-currency cardReceive to bank account
Ways to receive money in India with Currencies Direct when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SAR = 24.8709 INR ₹621,772.50You paySAR 25,000.00
Exclusive: First Transfer Deal Regency FX Pay via Bank transfer	Fee SAR 0.00 1 SAR = 24.7808 INR +0.27% vs mid-market	Recipient gets ₹619,520.67 Minutes - 24 hours
9 reviews Personal account managerReceive to bank accountProfessional, personal service
Ways to receive money in India with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SAR = 24.7808 INR ₹619,520.67You paySAR 25,000.00
How Our Results Work Mid-market rate: 1 SAR = 24.8479 INR Updates every 60 minutes.

Why compare

SAR/INR exchange rate

Best ways to pay & receive

Transfer speed

How to send money from Saudi Arabia to India

Pick a company

For a one-off SAR transfer to India, I suggest picking the cheapest option which is Currencies Direct.

Currencies Direct was the cheapest on 3 of the 30 days it quoted SAR25,000 transfers to India.

On a 25,000 SAR transfer, Currencies Direct delivers the most INR.

The best option will change depending on how much you actually send, so I suggest to get the best SAR/INR rate.

Fund your transfer

You have 1 methods to fund your transfer: bank transfer.

Some other transfer services may accept mada-funded payments, but double check when signing up.

Verify and send

When registering with a new company, you will need to verify your account.

You'll need your Iqama to register and to send.

Compare amounts

How much SAR are you sending to India?

How much SAR you send to India heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Currencies Direct was the cheapest in 35% of all the transfers it quoted over the past month.


SAR 1,000	-0.09%	SAR 0.00	₹24,870.90with bank transfer to bank deposit	+₹1,634.58
SAR 10,000	-0.14%	SAR 0.00	₹248,709.00with bank transfer to bank deposit	+₹515.01
SAR 25,000This page	-0.09%	SAR 0.00	₹621,772.50with bank transfer to bank deposit	+₹1,125.92
SAR 50,000	-0.08%	SAR 0.00	₹1,243,545.00with bank transfer to bank deposit	+₹2,150.41

Mid-market rate: 1 SAR = 24.8479 INR

SAR/INR Exchange Rate History

Is today a good time to send money from Saudi Arabia to India?

The cheapest way to send SAR to INR can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Currencies Direct), across 30 days of comparisons for 25,000 SAR transfers to India.

Each line shows what the recipient gets when you send SAR 25,000, after fees, as quoted by each company. The mid-market line shows what SAR 25,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more INR per SAR than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

In the past month, a money transfer company beat the mid-market rate on 1 of the last 30 days.

Right now, Currencies Direct pays 621,772.50 INR on 25,000 SAR, which is 574.60 INR more than the mid-market amount, so it's a good deal (pretty much free money).

Today's payout isn't the best this month though, since the highest receive amount was 644,554.77 INR.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

If you need to send money now, it's a good time to send.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to India.

We've tracked 118 comparisons to check how often today's top companies were the cheapest across 4 amounts over the past month.

Currencies DirectAppeared in 118 comparisons
Cheapest in 35% of them
Regency FXAppeared in 60 comparisons
Cheapest in 87% of them

Based on 118 comparisons across 4 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Currencies Direct is the cheapest and gets you the most INR, but it was the cheapest in only 35% of the 118 comparisons it appeared in over the past month.

Regency FX (today's second cheapest) was the cheapest in 87% of its comparisons, so if you send money to India regularly, it's worth comparing it with Currencies Direct before each transfer.

If it's a one-off transfer, go with Currencies Direct, since it's the cheapest right now.

Ways to send money from Saudi Arabia to India

2 companies send money from Saudi Arabia to India, using currency broker and multi-currency account and other options.

Very large transfers

Currency brokers

A currency broker can help with timing the exchange rate and paperwork on a large transfer to India from Saudi Arabia.

Currencies Direct charges an exchange-rate markup of around -0.09% with no fees and gives you someone to contact throughout the transfer.

Our analysis shows Currencies Direct was the cheapest broker in 35% of all the transfers it quoted.

You will need your Iqama, salary certificate and source-of-funds documents beforehand.

Paying suppliers and contractors

Global accounts

Global accounts help Saudi businesses make regular payments to suppliers and contractors in India.

VertoFX and Payoneer can manage foreign-currency payments, invoices, batch payments, and more.

Holding multiple currencies

Multi-currency accounts

Currencies Direct lets you hold multiple currencies in one account and swap them when you need.

Converting SAR 25,000 will get you 621,772.50 INR with Currencies Direct.

Over the past month, Currencies Direct came out cheapest among multi-currency accounts on 100% of days.

This is useful if you are getting paid from India, making recurring payments in INR, or frequently travelling to India.

Another option is a foreign-currency account at your bank or an overseas account.

Ways to fund SAR and receive INR in India

With Currencies Direct, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending SAR 25,000 gives your recipient 621,772.50 INR.

For payment, choose bank transfer.

The recipient can collect INR using bank deposit.

1

Bank transfer Bank deposit

You pay SAR25,000.00

₹621,773

Cheapest

Things to know before sending SAR to India

Here are a few things to consider when making money transfers from Saudi Arabia to India.

Best options to send SAR to India

I would suggest starting with these companies unless you have special needs (like specific funding or receiving options):

Cheapest:

Currencies Direct, paid by bank transfer with bank deposit in India. Your recipient gets 621,772.50 INR, which is 0.36% more than the next option.

Fastest:

Currencies Direct, funded by bank transfer with bank deposit for the payout. It delivers 621,772.50 INR in minutes - 24 hours.

Transfer limits in Saudi Arabia

SAMA's rules for licensed money-transfer centres link an individual customer's limit to documented monthly income.

The rule caps transfers at the monthly salary or SAR 50,000 per month, whichever is lower, with an annual limit of SAR 500,000 where income is proved.

That does not mean every money transfer app will let you send the full amount as they can set their own limits.

SARIE and mada card are deposit methods

SARIE and mada card can be used inside Saudi Arabia only.

A wallet or transfer company may use them to collect your payment, but a licensed cross-border service still handles the transfer internally using local rails or internal network of bank accounts.

Use a SAMA-licensed service

Only use a bank, wallet, exchange business or remittance centre licensed by the Saudi Central Bank.

Do not hand money to an informal dealer because their rate looks better.

Check the recipient details before paying and keep the receipt.

If the company does not resolve a held or failed transfer, raise the complaint through SAMA Cares.

How we analyse the market

We track 2 companies sending SAR to India, with rates refreshed in real time on live comparisons.

The riyal is fixed to the dollar, so we compare on what lands in INR, along with the fee and the ways to pay and collect.

In the past 30 days alone, we analysed 118 comparisons across 4 amounts.

This page covers the cheapest and fastest options for SAR/INR transfers. This is how we pick them:

Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Each one goes through our review first.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

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Mon, Oct 12, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	25.4907	–	₹637,266.85
Regency FX Cheapest	25.4218	SAR 0.00	₹635,546.23	−₹1,720.62
Currencies Direct	25.3381	SAR 0.00	₹633,452.50	−₹3,814.35

Tue, Oct 13, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	25.3389	–	₹633,472.60
Regency FX Cheapest	25.2705	SAR 0.00	₹631,762.22	−₹1,710.38
Currencies Direct	25.2138	SAR 0.00	₹630,345.00	−₹3,127.60

Wed, Oct 14, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	25.2746	–	₹631,865.67
Regency FX Cheapest	25.2064	SAR 0.00	₹630,159.64	−₹1,706.03
Currencies Direct	25.1293	SAR 0.00	₹628,232.50	−₹3,633.17

Thu, Oct 15, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	25.8520	–	₹646,299.78
Regency FX Cheapest	25.7822	SAR 0.00	₹644,554.77	−₹1,745.01
Currencies Direct	25.1750	SAR 0.00	₹629,375.00	−₹16,924.78

Fri, Oct 16, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	25.3108	–	₹632,769.15
Regency FX Cheapest	25.2424	SAR 0.00	₹631,060.67	−₹1,708.48
Currencies Direct	25.1552	SAR 0.00	₹628,880.00	−₹3,889.15

Sat, Oct 17, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	25.3044	–	₹632,609.42
Regency FX Cheapest	25.2361	SAR 0.00	₹630,901.38	−₹1,708.04
Currencies Direct	25.1502	SAR 0.00	₹628,755.00	−₹3,854.42

Sun, Oct 18, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	25.3050	–	₹632,624.78
Regency FX Cheapest	25.2367	SAR 0.00	₹630,916.69	−₹1,708.09
Currencies Direct	25.1502	SAR 0.00	₹628,755.00	−₹3,869.78

Mon, Oct 19, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	25.1843	–	₹629,608.53
Regency FX Cheapest	25.1163	SAR 0.00	₹627,908.58	−₹1,699.95
Currencies Direct	25.1025	SAR 0.00	₹627,562.50	−₹2,046.03

Tue, Oct 20, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	25.2197	–	₹630,491.85
Regency FX Cheapest	25.1516	SAR 0.00	₹628,789.52	−₹1,702.33
Currencies Direct	25.1442	SAR 0.00	₹628,605.00	−₹1,886.85

Wed, Oct 21, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	25.2520	–	₹631,300.67
Regency FX Cheapest	25.1838	SAR 0.00	₹629,596.16	−₹1,704.51
Currencies Direct	25.0985	SAR 0.00	₹627,462.50	−₹3,838.17

Thu, Oct 22, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	25.1241	–	₹628,102.95
Currencies Direct Cheapest	25.0836	SAR 0.00	₹627,090.00	−₹1,012.95
Regency FX	25.0563	SAR 0.00	₹626,407.07	−₹1,695.88

Fri, Oct 23, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	25.2909	–	₹632,272.13
Regency FX Cheapest	25.2226	SAR 0.00	₹630,564.99	−₹1,707.14
Currencies Direct	25.1393	SAR 0.00	₹628,482.50	−₹3,789.63

Sat, Oct 24, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	25.2969	–	₹632,422.03
Regency FX Cheapest	25.2286	SAR 0.00	₹630,714.49	−₹1,707.54
Currencies Direct	25.1482	SAR 0.00	₹628,705.00	−₹3,717.03

Mon, Oct 26, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	25.4040	–	₹635,101.13
Regency FX Cheapest	25.3355	SAR 0.00	₹633,386.35	−₹1,714.78
Currencies Direct	25.1989	SAR 0.00	₹629,972.50	−₹5,128.63

Tue, Oct 27, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	25.3996	–	₹634,991.10
Regency FX Cheapest	25.3311	SAR 0.00	₹633,276.62	−₹1,714.48
Currencies Direct	25.2039	SAR 0.00	₹630,097.50	−₹4,893.60

Wed, Oct 28, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	25.3855	–	₹634,636.33
Regency FX Cheapest	25.3169	SAR 0.00	₹632,922.81	−₹1,713.51
Currencies Direct	25.2158	SAR 0.00	₹630,395.00	−₹4,241.32

Thu, Oct 29, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	25.4169	–	₹635,422.78
Regency FX Cheapest	25.3483	SAR 0.00	₹633,707.13	−₹1,715.65
Currencies Direct	25.2595	SAR 0.00	₹631,487.50	−₹3,935.28

Fri, Oct 30, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	25.3773	–	₹634,431.28
Regency FX Cheapest	25.3087	SAR 0.00	₹632,718.31	−₹1,712.96
Currencies Direct	25.2317	SAR 0.00	₹630,792.50	−₹3,638.78

Sat, Oct 31, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	25.2803	–	₹632,008.53
Regency FX Cheapest	25.2121	SAR 0.00	₹630,302.10	−₹1,706.43
Currencies Direct	25.1224	SAR 0.00	₹628,060.00	−₹3,948.53

Mon, Nov 2, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	25.1915	–	₹629,787.20
Currencies Direct Cheapest	25.1253	SAR 0.00	₹628,132.50	−₹1,654.70
Regency FX	25.1235	SAR 0.00	₹628,086.77	−₹1,700.43

Tue, Nov 3, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	25.1940	–	₹629,848.75
Regency FX Cheapest	25.1259	SAR 0.00	₹628,148.16	−₹1,700.59
Currencies Direct	25.1224	SAR 0.00	₹628,060.00	−₹1,788.75

Wed, Nov 4, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	25.1962	–	₹629,905.20
Regency FX Cheapest	25.1282	SAR 0.00	₹628,204.46	−₹1,700.74
Currencies Direct	25.1104	SAR 0.00	₹627,760.00	−₹2,145.20

Thu, Nov 5, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	25.1661	–	₹629,153.10
Regency FX Cheapest	25.0982	SAR 0.00	₹627,454.39	−₹1,698.71
Currencies Direct	25.0319	SAR 0.00	₹625,797.50	−₹3,355.60

Fri, Nov 6, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	25.0771	–	₹626,927.85
Regency FX Cheapest	25.0094	SAR 0.00	₹625,235.14	−₹1,692.71
Currencies Direct	24.9325	SAR 0.00	₹623,312.50	−₹3,615.35

Sat, Nov 7, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	25.0479	–	₹626,197.73
Regency FX Cheapest	24.9803	SAR 0.00	₹624,506.99	−₹1,690.73
Currencies Direct	24.8649	SAR 0.00	₹621,622.50	−₹4,575.22

How to send money to India from Saudi Arabia with the best SAR-INR rate

Best companies for SAR/INR transfers