MoneyTransfers

How to send money to the UK from Saudi Arabia with the best SAR-GBP rate

Of the 3 companies we compared, Key Currency is the cheapest for sending SAR to the United Kingdom, while Regency FX is the fastest. Sending SAR 50,000 with Key Currency gets your recipient 9,863.48 GBP.

To get the most GBP, deposit money with bank transfer, and withdraw via bank deposit.

Best companies for SAR/GBP transfers

3 of 3 providers

Last updated on 10 November 2026

Based on 50,000 SAR transfer

Best companies for SAR/GBP transfers

Sort Cheapest
Promoted

Key Currency

Pay via Bank transfer
Fee SAR 0.00 1 SAR = 0.1973 GBP +0.25% vs mid-market Recipient gets £9,863.48 Minutes - 3 days
4 reviews
Personal account managerReceive to bank account

Ways to receive money in UK with Key Currency when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 3 days
Free1 SAR = 0.1973 GBP
£9,863.48You paySAR 50,000.00
Promoted

Regency FX

Pay via Bank transfer
Fee SAR 0.00 1 SAR = 0.1972 GBP +0.27% vs mid-market Recipient gets £9,861.50 Minutes - 24 hours
9 reviews
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in UK with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SAR = 0.1972 GBP
£9,861.50You paySAR 50,000.00

Run a live search

Showing top Saudi Arabia to United Kingdom deals for 50,000 SAR. Do a live search with your exact amount for today's best rates.
Exclusive: Special Rate for 1st Transfer

Key Currency

Pay via Bank transfer
Fee SAR 0.00 1 SAR = 0.1973 GBP +0.25% vs mid-market Recipient gets £9,863.48 Minutes - 3 days
4 reviews
Cheapest
Personal account managerReceive to bank account

Ways to receive money in UK with Key Currency when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 3 days
Free1 SAR = 0.1973 GBP
£9,863.48You paySAR 50,000.00
Exclusive: First Transfer Deal

Regency FX

Pay via Bank transfer
Fee SAR 0.00 1 SAR = 0.1972 GBP +0.27% vs mid-market Recipient gets £9,861.50 Minutes - 24 hours
9 reviews
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in UK with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SAR = 0.1972 GBP
£9,861.50You paySAR 50,000.00

Currencies Direct

Pay via Bank transfer
Fee SAR 0.00 1 SAR = 0.1967 GBP +0.54% vs mid-market Recipient gets £9,835.00 Minutes - 24 hours
3 reviews
FastestOur top pick
Personal account managerMulti-currency cardReceive to bank account

Ways to receive money in UK with Currencies Direct when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SAR = 0.1967 GBP
£9,835.00You paySAR 50,000.00
How Our Results Work
Mid-market rate: 1 SAR = 0.1978 GBP Updates every 60 minutes.

How to send money from Saudi Arabia to UK

Pick a company

For a one-off SAR transfer to the UK, I suggest picking the cheapest option which is Key Currency.

Key Currency was the cheapest on 30 of the 30 days it quoted SAR50,000 transfers to the UK.

On a 50,000 SAR transfer, Key Currency delivers the most GBP.

The best option will change depending on how much you actually send, so I suggest to get the best SAR/GBP rate.

Fund your transfer

You have 1 methods to fund your transfer: bank transfer.

Some other transfer services may accept mada-funded payments, but double check when signing up.

Verify and send

When registering with a new company, you will need to verify your account.

You'll need your Iqama to register and to send.

Compare amounts

How much SAR are you sending to UK?

How much SAR you send to the UK heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Key Currency was the cheapest in 100% of all the transfers it quoted over the past month.

Cheapest service
SAR 1,0000.53%SAR 0.00£196.70with bank transfer to bank deposit+£13.71
SAR 10,0000.27%SAR 0.00£1,972.22with bank transfer to bank deposit+£2.61
SAR 25,0000.25%SAR 0.00£4,931.47with bank transfer to bank deposit+£4.99
SAR 50,000This page0.25%SAR 0.00£9,863.48with bank transfer to bank deposit+£10.15

Mid-market rate: 1 SAR = 0.1978 GBP

SAR/GBP Exchange Rate History

Is today a good time to send money from Saudi Arabia to UK?

The cheapest way to send SAR to GBP can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Key Currency), across 30 days of comparisons for 50,000 SAR transfers to the UK.

GBP received for SAR 50,000, after fees

Tue, Nov 10, 2026Mid-market rate£9,888.20 Key Currency £9,863.48Key Currency£9,863.48Regency FX£9,861.50Currencies Direct£9,835.00

9,700
9,800
9,900
10,000
10,100
10,200
10,300
At the mid-market rateWith the cheapest optionKey CurrencyRegency FXCurrencies Direct
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.2008 – £10,041.65
Key Currency Cheapest 0.2003 SAR 0.00 £10,016.55 −£25.10
Regency FX 0.2003 SAR 0.00 £10,014.54 −£27.11
Currencies Direct 0.1995 SAR 0.00 £9,975.00 −£66.65
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.2011 – £10,054.80
Key Currency Cheapest 0.2006 SAR 0.00 £10,029.66 −£25.14
Regency FX 0.2006 SAR 0.00 £10,027.65 −£27.15
Currencies Direct 0.1998 SAR 0.00 £9,990.00 −£64.80
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.2008 – £10,038.00
Key Currency Cheapest 0.2003 SAR 0.00 £10,012.90 −£25.10
Regency FX 0.2002 SAR 0.00 £10,010.90 −£27.10
Currencies Direct 0.1994 SAR 0.00 £9,970.00 −£68.00
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.2053 – £10,265.10
Key Currency Cheapest 0.2048 SAR 0.00 £10,239.44 −£25.66
Regency FX 0.2047 SAR 0.00 £10,237.38 −£27.72
Currencies Direct 0.1998 SAR 0.00 £9,990.00 −£275.10
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.2001 – £10,007.30
Key Currency Cheapest 0.1996 SAR 0.00 £9,982.28 −£25.02
Regency FX 0.1996 SAR 0.00 £9,980.28 −£27.02
Currencies Direct 0.1987 SAR 0.00 £9,935.00 −£72.30
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.2001 – £10,005.30
Key Currency Cheapest 0.1996 SAR 0.00 £9,980.29 −£25.01
Regency FX 0.1996 SAR 0.00 £9,978.29 −£27.01
Currencies Direct 0.1985 SAR 0.00 £9,925.00 −£80.30
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.2004 – £10,020.10
Key Currency Cheapest 0.1999 SAR 0.00 £9,995.05 −£25.05
Regency FX 0.1999 SAR 0.00 £9,993.05 −£27.05
Currencies Direct 0.1985 SAR 0.00 £9,925.00 −£95.10
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.1995 – £9,974.05
Key Currency Cheapest 0.1990 SAR 0.00 £9,949.11 −£24.94
Regency FX 0.1989 SAR 0.00 £9,947.12 −£26.93
Currencies Direct 0.1988 SAR 0.00 £9,940.00 −£34.05
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.1990 – £9,952.10
Key Currency Cheapest 0.1985 SAR 0.00 £9,927.22 −£24.88
Regency FX 0.1985 SAR 0.00 £9,925.23 −£26.87
Currencies Direct 0.1983 SAR 0.00 £9,915.00 −£37.10
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.1993 – £9,965.45
Key Currency Cheapest 0.1988 SAR 0.00 £9,940.54 −£24.91
Regency FX 0.1988 SAR 0.00 £9,938.54 −£26.91
Currencies Direct 0.1979 SAR 0.00 £9,895.00 −£70.45
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.1980 – £9,901.25
Key Currency Cheapest 0.1975 SAR 0.00 £9,876.50 −£24.75
Currencies Direct 0.1975 SAR 0.00 £9,875.00 −£26.25
Regency FX 0.1975 SAR 0.00 £9,874.52 −£26.73
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.1991 – £9,953.70
Key Currency Cheapest 0.1986 SAR 0.00 £9,928.82 −£24.88
Regency FX 0.1985 SAR 0.00 £9,926.83 −£26.87
Currencies Direct 0.1977 SAR 0.00 £9,885.00 −£68.70
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.1992 – £9,960.60
Key Currency Cheapest 0.1987 SAR 0.00 £9,935.70 −£24.90
Regency FX 0.1987 SAR 0.00 £9,933.71 −£26.89
Currencies Direct 0.1978 SAR 0.00 £9,890.00 −£70.60
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.1992 – £9,960.60
Key Currency Cheapest 0.1987 SAR 0.00 £9,935.70 −£24.90
Regency FX 0.1987 SAR 0.00 £9,933.71 −£26.89
Currencies Direct 0.1978 SAR 0.00 £9,890.00 −£70.60
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.1997 – £9,985.40
Key Currency Cheapest 0.1992 SAR 0.00 £9,960.44 −£24.96
Regency FX 0.1992 SAR 0.00 £9,958.44 −£26.96
Currencies Direct 0.1976 SAR 0.00 £9,880.00 −£105.40
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.2004 – £10,021.70
Key Currency Cheapest 0.1999 SAR 0.00 £9,996.65 −£25.05
Regency FX 0.1999 SAR 0.00 £9,994.64 −£27.06
Currencies Direct 0.1986 SAR 0.00 £9,930.00 −£91.70
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.2008 – £10,037.60
Key Currency Cheapest 0.2003 SAR 0.00 £10,012.51 −£25.09
Regency FX 0.2002 SAR 0.00 £10,010.50 −£27.10
Currencies Direct 0.1993 SAR 0.00 £9,965.00 −£72.60
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.2002 – £10,008.05
Key Currency Cheapest 0.1997 SAR 0.00 £9,983.03 −£25.02
Regency FX 0.1996 SAR 0.00 £9,981.03 −£27.02
Currencies Direct 0.1987 SAR 0.00 £9,935.00 −£73.05
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.1989 – £9,944.00
Key Currency Cheapest 0.1984 SAR 0.00 £9,919.14 −£24.86
Regency FX 0.1983 SAR 0.00 £9,917.15 −£26.85
Currencies Direct 0.1976 SAR 0.00 £9,880.00 −£64.00
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.1988 – £9,940.45
Key Currency Cheapest 0.1983 SAR 0.00 £9,915.60 −£24.85
Regency FX 0.1983 SAR 0.00 £9,913.61 −£26.84
Currencies Direct 0.1976 SAR 0.00 £9,880.00 −£60.45
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.1988 – £9,940.80
Key Currency Cheapest 0.1983 SAR 0.00 £9,915.95 −£24.85
Regency FX 0.1983 SAR 0.00 £9,913.96 −£26.84
Currencies Direct 0.1976 SAR 0.00 £9,880.00 −£60.80
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.1982 – £9,909.00
Key Currency Cheapest 0.1977 SAR 0.00 £9,884.23 −£24.77
Regency FX 0.1976 SAR 0.00 £9,882.25 −£26.75
Currencies Direct 0.1971 SAR 0.00 £9,855.00 −£54.00
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.1981 – £9,903.65
Key Currency Cheapest 0.1976 SAR 0.00 £9,878.89 −£24.76
Regency FX 0.1975 SAR 0.00 £9,876.91 −£26.74
Currencies Direct 0.1973 SAR 0.00 £9,865.00 −£38.65
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.1974 – £9,871.05
Key Currency Cheapest 0.1969 SAR 0.00 £9,846.37 −£24.68
Regency FX 0.1969 SAR 0.00 £9,844.40 −£26.65
Currencies Direct 0.1965 SAR 0.00 £9,825.00 −£46.05
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.1972 – £9,862.20
Key Currency Cheapest 0.1968 SAR 0.00 £9,837.54 −£24.66
Regency FX 0.1967 SAR 0.00 £9,835.57 −£26.63
Currencies Direct 0.1960 SAR 0.00 £9,800.00 −£62.20
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.1986 – £9,928.80
Key Currency Cheapest 0.1981 SAR 0.00 £9,903.98 −£24.82
Regency FX 0.1980 SAR 0.00 £9,901.99 −£26.81
Currencies Direct 0.1972 SAR 0.00 £9,860.00 −£68.80
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.1994 – £9,969.80
Key Currency Cheapest 0.1989 SAR 0.00 £9,944.88 −£24.92
Regency FX 0.1989 SAR 0.00 £9,942.88 −£26.92
Currencies Direct No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.1992 – £9,957.60
Key Currency Cheapest 0.1987 SAR 0.00 £9,932.71 −£24.89
Regency FX 0.1986 SAR 0.00 £9,930.71 −£26.89
Currencies Direct 0.1981 SAR 0.00 £9,905.00 −£52.60
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.1987 – £9,932.75
Key Currency Cheapest 0.1982 SAR 0.00 £9,907.92 −£24.83
Regency FX 0.1981 SAR 0.00 £9,905.93 −£26.82
Currencies Direct 0.1973 SAR 0.00 £9,865.00 −£67.75
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.1978 – £9,888.20
Key Currency Cheapest 0.1973 SAR 0.00 £9,863.48 −£24.72
Regency FX 0.1972 SAR 0.00 £9,861.50 −£26.70
Currencies Direct 0.1967 SAR 0.00 £9,835.00 −£53.20

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send SAR 50,000, after fees, as quoted by each company. The mid-market line shows what SAR 50,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more GBP per SAR than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of GBP on every transfer from Saudi Arabia.

Right now, Key Currency pays 9,863.48 GBP on 50,000 SAR, which is 24.72 GBP less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 10,239.44 GBP.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to the UK.

We've tracked 118 comparisons to check how often today's top companies were the cheapest across 4 amounts over the past month.

  1. Key CurrencyAppeared in 60 comparisons

    Cheapest every time

  2. Regency FXAppeared in 60 comparisons

    Never the cheapest

  3. Currencies DirectAppeared in 117 comparisons

    Cheapest in 25% of them

Based on 118 comparisons across 4 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Key Currency is the cheapest and gets you the most GBP, and it was also the cheapest in 100% of the 60 comparisons it appeared in over the past month.

It's a good pick for both one-off and regular transfers to the UK.

Regency FX (today's second cheapest) was the cheapest in only 0% of its comparisons, so it's rarely the cheapest option for transfers to the UK.

Ways to send money from Saudi Arabia to UK

3 companies send money from Saudi Arabia to the United Kingdom, using currency broker and multi-currency account and other options.

Very large transfers

Currency brokers

A currency broker can help with timing the exchange rate and paperwork on a large transfer to the United Kingdom from Saudi Arabia.

Key Currency charges an exchange-rate markup of around 0.25% with no fees and gives you someone to contact throughout the transfer.

Our analysis shows Key Currency was the cheapest broker in 100% of all the transfers it quoted.

You will need your Iqama, salary certificate and source-of-funds documents beforehand.

Paying suppliers and contractors

Global accounts

Global accounts help Saudi businesses make regular payments to suppliers and contractors in the United Kingdom.

VertoFX and Payoneer can manage foreign-currency payments, invoices, batch payments, and more.

Holding multiple currencies

Multi-currency accounts

Currencies Direct lets you hold multiple currencies in one account and swap them when you need.

Converting SAR 50,000 will get you 9,835 GBP with Currencies Direct.

Over the past month, Currencies Direct came out cheapest among multi-currency accounts on 100% of days.

This is useful if you are getting paid from the United Kingdom, making recurring payments in GBP, or frequently travelling to the United Kingdom.

Another option is a foreign-currency account at your bank or an overseas account.

Ways to fund SAR and receive GBP in UK

With Key Currency, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending SAR 50,000 gives your recipient 9,863.48 GBP.

For payment, choose bank transfer.

The recipient can collect GBP using bank deposit.

  1. 1
    Bank transfer Bank deposit

    You pay SAR50,000.00

    £9,863

    Cheapest

Things to know before sending SAR to UK

Here are a few things to consider when making money transfers from Saudi Arabia to the UK.

Best options to send SAR to UK

I would suggest starting with these companies unless you have special needs (like specific funding or receiving options):

Cheapest:

Key Currency, paid by bank transfer with bank deposit in the United Kingdom. Your recipient gets 9,863.48 GBP, which is 0.02% more than the next option.

Fastest:

Regency FX, funded by bank transfer with bank deposit for the payout. It delivers 9,861.50 GBP in minutes - 24 hours.

Transfer limits in Saudi Arabia

SAMA's rules for licensed money-transfer centres link an individual customer's limit to documented monthly income.

The rule caps transfers at the monthly salary or SAR 50,000 per month, whichever is lower, with an annual limit of SAR 500,000 where income is proved.

That does not mean every money transfer app will let you send the full amount as they can set their own limits.

SARIE and mada card are deposit methods

SARIE and mada card can be used inside Saudi Arabia only.

A wallet or transfer company may use them to collect your payment, but a licensed cross-border service still handles the transfer internally using local rails or internal network of bank accounts.

Use a SAMA-licensed service

Only use a bank, wallet, exchange business or remittance centre licensed by the Saudi Central Bank.

Do not hand money to an informal dealer because their rate looks better.

Check the recipient details before paying and keep the receipt.

If the company does not resolve a held or failed transfer, raise the complaint through SAMA Cares.

How we analyse the market

We track 3 companies sending SAR to the United Kingdom, with rates refreshed in real time on live comparisons.

The riyal is fixed to the dollar, so we compare on what lands in GBP, along with the fee and the ways to pay and collect.

In the past 30 days alone, we analysed 118 comparisons across 4 amounts.

This page covers the cheapest and fastest options for SAR/GBP transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Each one goes through our review first.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

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