Best companies for TRY/NGN transfers
2 of 2 providers Last updated on 21 September 2026
Based on 10,500 TRY transfer Best companies for TRY/NGN transfers Sort Cheapest
Promoted Wise Pay via Bank transfer	Fee ₺221.54 1 TRY = 28.1268 NGN -3.11% vs mid-market	Recipient gets ₦289,100.19 Within minutes
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Nigeria with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer ₺221.541 TRY = 28.1268 NGN ₦289,100.19You pay₺10,500.00
Run a live search Showing top Turkey to Nigeria deals for 10,500 TRY. Do a live search with your exact amount for today's best rates.
Run a live search Showing companies that send from a business account. Run a business search to get live TRY to NGN rates.
Run a live search These companies offer multi-currency accounts for spending NGN. We suggest doing a live search based on how much TRY you're planning to spend in Nigeria.
Run a live search These are managed services with real human support for large TRY transfers. Click the link and update the transfer amount to get the best deal.
Wise Pay via Bank transfer	Fee ₺221.54 1 TRY = 28.1268 NGN -3.11% vs mid-market	Recipient gets ₦289,100.19 Within minutes
25 reviews CheapestFastestOur top pick Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Nigeria with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer ₺221.541 TRY = 28.1268 NGN ₦289,100.19You pay₺10,500.00
Send cash via a MoneyGram agent MoneyGram Agent Pay via Bank transfer	Fee ₺420.00 1 TRY = 25.6305 NGN +6.00% vs mid-market	Recipient gets ₦258,355.72 Minutes - 3 days
0 reviews
Ways to receive money in Nigeria with MoneyGram Agent when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days ₺420.001 TRY = 25.6305 NGN ₦258,355.72You pay₺10,500.00
How Our Results Work Mid-market rate: 1 TRY = 27.2665 NGN Updates every 60 minutes.

Why compare

TRY/NGN exchange rate

Best ways to pay & receive

Transfer speed

How to send money from Turkey to Nigeria

Pick a company

If you're sending a one-off transfer, then Wise is the best option.

Wise was the cheapest on 30 of the 30 days it quoted ₺10,500 transfers to Nigeria.

For recurring transfers, I'd suggest using an app or a multi-currency account with Wise.

How much you send will affect the best option for you right now.

Fund your transfer

Fund your money transfer account with bank transfer.

Verify and send

When signing up you'll need to verify your account.

You'll need your TC Kimlik, or a passport and tax number if you're a foreign resident.

TRY/NGN Exchange Rate History

Is today a good time to send money from Turkey to Nigeria?

The cheapest way to send TRY to NGN can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Wise), across 30 days of comparisons for 10,500 TRY transfers to Nigeria.

Each line shows what the recipient gets when you send ₺10,500, after fees, as quoted by each company. The mid-market line shows what ₺10,500 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more NGN per TRY than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

In the past month, a money transfer company beat the mid-market rate on 29 of the last 30 days.

Right now, Wise pays 289,100.19 NGN on 10,500 TRY, which is 2,801.74 NGN more than the mid-market amount, so it's a good deal (pretty much free money).

Today's payout isn't the best this month though, since the highest receive amount was 297,763.23 NGN.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

If you need to send money now, it's a good time to send.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Nigeria.

We've tracked 60 comparisons to check how often today's top companies were the cheapest across 2 amounts over the past month.

WiseAppeared in 60 comparisons
Cheapest every time
MoneyGram AgentAppeared in 29 comparisons
Never the cheapest

Based on 60 comparisons across 2 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Wise is the cheapest and gets you the most NGN, and it was also the cheapest in 100% of the 60 comparisons it appeared in over the past month.

It's a good pick for both one-off and regular transfers to Nigeria.

Ways to send money from Turkey to Nigeria

2 companies send TRY to Nigeria.

Cheapest way to send TRY

Online and app transfers

Money transfer specialists like Wise are the cheapest way to send money to Nigeria from Turkey.

The fees are lower than banks, it takes 5 mins to get started, your recipient will get more NGN, and repeat transfers are very simple.

For example, Wise charges ₺221.54 to send 10,500 TRY, and will get your recipient 289,100.19 NGN after a -3.11% exchange-rate markup and ₺221.54 fee.

In our comparisons over the past month, it was the cheapest online service on 30 of the 30 days it quoted.

Wallets like Papara can work for small and one-off transfers, but usually are more expensive.

Holding euros in a döviz account

Multi-currency accounts

A multi-currency account (also known as döviz account) lets you hold NGN alongside TRY.

It is most useful if you get paid in NGN, travel to Nigeria often, or spend in NGN.

That's because you get local details for both currencies and swapping between them is simple and cheap.

Doing business abroad

Global accounts

Global accounts like Payoneer or Veem help Turkish businesses pay suppliers in Nigeria and receive money from foreign clients.

Ways to fund TRY and receive NGN in Nigeria

With Wise, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending 10,500 TRY gives your recipient 289,100.19 NGN.

You can send TRY using bank transfer.

Pay from your Turkish bank account

FAST, havale or EFT can be used to fund your money transfer account when sending money to Nigeria.

In Nigeria, they can get NGN by bank deposit.

The simplest way to receive money is to use a bank or card deposit.

Enter the recipient's IBAN, their name, card details if sending to a card, and that's all.

Naira will arrive directly into their bank account in Nigeria.

1

Bank transfer Bank deposit

You pay ₺10,500.00

₦289,100

Cheapest

What to consider before sending TRY to Nigeria

Here are a few things to know about money transfers from Turkey to Nigeria.

Compare TRY/NGN transfer options

These are the best options for sending TRY 10,500 to Nigeria.

Cheapest way to send money to Nigeria

The cheapest option is Wise, funded by bank transfer with bank deposit for the payout. Your recipient gets 289,100.19 NGN, which is 10.63% more than the next best option.

Fastest way to send money to Nigeria

The fastest option is Wise. Pay by bank transfer and use bank deposit in Nigeria. Your recipient gets 289,100.19 NGN, with the money arriving in within minutes.

FAST and EFT are domestic

FAST, EFT and havale move TRY between accounts in Turkey.

They can be used to fund a transfer to Nigeria, but from there money transfer services switch to internal network of accounts or other transfer rails.

Large transfers & limits in Turkey

There is no single universal personal-transfer limit, but your bank or transfer company can ask where the money came from and why it is leaving Turkey.

For property proceeds, tuition or moving savings, keep the sale document, invoice or recent statement ready.

Large gifts can also fall under Turkey's inheritance and gift tax rules, so check the tax position before sending a lump sum to Nigeria.

How we analyse the market

Plenty of well-known services can't be funded in lira, so they don't appear here. What's left is 2 companies that can actually send TRY to Nigeria.

In the past 30 days alone, we analysed 60 comparisons across 2 amounts.

This page covers the cheapest and fastest options for TRY/NGN transfers. This is how we pick them:

Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

We compare rates, fees and the pay-in and payout options in real time on live searches, and each goes through our review.

More on who we are, why you can trust us and getting started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

Send money from Turkey

Send money to Nigeria

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Sun, Aug 23, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	28.0065	–	₦294,068.54
Wise Cheapest	28.9680	₺220.96	₦297,763.23	+₦3,694.69
MoneyGram Agent	26.3261	₺420.00	₦265,367.45	−₦28,701.09

Mon, Aug 24, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	28.0561	–	₦294,589.49
Wise Cheapest	28.9448	₺220.98	₦297,524.18	+₦2,934.69
MoneyGram Agent	26.3728	₺420.00	₦265,837.56	−₦28,751.93

Tue, Aug 25, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	28.0122	–	₦294,127.79
Wise Cheapest	28.9335	₺220.98	₦297,408.03	+₦3,280.24
MoneyGram Agent	26.3314	₺420.00	₦265,420.91	−₦28,706.88

Wed, Aug 26, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	27.9944	–	₦293,940.68
Wise Cheapest	28.9220	₺220.99	₦297,289.53	+₦3,348.86
MoneyGram Agent	26.3147	₺420.00	₦265,252.07	−₦28,688.60

Thu, Aug 27, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	27.9537	–	₦293,514.07
Wise Cheapest	28.7446	₺221.11	₦295,462.58	+₦1,948.51
MoneyGram Agent	26.2765	₺420.00	₦264,867.10	−₦28,646.97

Fri, Aug 28, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	27.8231	–	₦292,142.14
Wise Cheapest	28.7571	₺221.10	₦295,591.36	+₦3,449.22
MoneyGram Agent	26.1537	₺420.00	₦263,629.07	−₦28,513.07

Sat, Aug 29, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	27.8103	–	₦292,008.43
Wise Cheapest	28.6809	₺221.15	₦294,806.67	+₦2,798.24
MoneyGram Agent	26.1417	₺420.00	₦263,508.41	−₦28,500.02

Mon, Aug 31, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	27.9070	–	₦293,023.40
Wise Cheapest	28.6724	₺221.16	₦294,719.01	+₦1,695.61
MoneyGram Agent	26.2326	₺420.00	₦264,424.31	−₦28,599.09

Tue, Sep 1, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	27.7259	–	₦291,121.80
Wise Cheapest	28.6048	₺221.21	₦294,022.73	+₦2,900.93
MoneyGram Agent	26.0623	₺420.00	₦262,708.32	−₦28,413.48

Wed, Sep 2, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	27.6005	–	₦289,805.01
Wise Cheapest	28.4415	₺221.32	₦292,341.08	+₦2,536.07
MoneyGram Agent	25.9444	₺420.00	₦261,520.04	−₦28,284.97

Thu, Sep 3, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	27.4944	–	₦288,691.49
Wise Cheapest	28.4514	₺221.31	₦292,443.12	+₦3,751.63
MoneyGram Agent	25.8448	₺420.00	₦260,515.20	−₦28,176.29

Fri, Sep 4, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	27.3157	–	₦286,815.36
Wise Cheapest	28.3150	₺221.41	₦291,038.28	+₦4,222.92
MoneyGram Agent	25.6768	₺420.00	₦258,822.18	−₦27,993.18

Sat, Sep 5, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	27.3270	–	₦286,933.80
Wise Cheapest	28.2979	₺221.42	₦290,862.23	+₦3,928.43
MoneyGram Agent	25.6874	₺420.00	₦258,929.07	−₦28,004.73

Mon, Sep 7, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	27.2882	–	₦286,525.97
Wise Cheapest	28.1728	₺221.51	₦289,573.84	+₦3,047.87
MoneyGram Agent	25.6509	₺420.00	₦258,561.04	−₦27,964.93

Tue, Sep 8, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	27.2756	–	₦286,394.22
Wise Cheapest	28.1407	₺221.53	₦289,243.34	+₦2,849.12
MoneyGram Agent	25.6391	₺420.00	₦258,442.14	−₦27,952.08

Wed, Sep 9, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	27.2594	–	₦286,223.43
Wise Cheapest	28.2333	₺221.46	₦290,197.10	+₦3,973.67
MoneyGram Agent	25.6238	₺420.00	₦258,288.02	−₦27,935.41

Thu, Sep 10, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	27.2773	–	₦286,411.53
Wise Cheapest	28.2637	₺221.44	₦290,510.14	+₦4,098.61
MoneyGram Agent	25.6407	₺420.00	₦258,457.77	−₦27,953.76

Fri, Sep 11, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	27.2788	–	₦286,427.10
Wise Cheapest	28.1589	₺221.52	₦289,430.69	+₦3,003.59
MoneyGram Agent	25.6420	₺420.00	₦258,471.81	−₦27,955.29

Sat, Sep 12, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	27.3945	–	₦287,642.42
Wise Cheapest	28.1679	₺221.51	₦289,523.48	+₦1,881.06
MoneyGram Agent	25.7508	₺420.00	₦259,568.52	−₦28,073.90

Sun, Sep 13, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	27.5204	–	₦288,964.19
Wise Cheapest	28.1679	₺221.51	₦289,523.48	+₦559.29
MoneyGram Agent	25.8692	₺420.00	₦260,761.28	−₦28,202.91

Mon, Sep 14, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	27.2553	–	₦286,180.15
Wise Cheapest	28.1075	₺221.55	₦288,901.53	+₦2,721.38
MoneyGram Agent	25.6199	₺420.00	₦258,248.96	−₦27,931.19

Tue, Sep 15, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	27.2321	–	₦285,936.74
Wise Cheapest	28.1591	₺221.52	₦289,432.75	+₦3,496.02
MoneyGram Agent	25.5981	₺420.00	₦258,029.31	−₦27,907.42

Wed, Sep 16, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	27.2401	–	₦286,020.74
Wise Cheapest	28.1694	₺221.51	₦289,538.90	+₦3,518.17
MoneyGram Agent	25.6057	₺420.00	₦258,105.11	−₦27,915.63

Thu, Sep 17, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	27.3395	–	₦287,065.13
Wise Cheapest	28.1791	₺221.50	₦289,638.88	+₦2,573.75
MoneyGram Agent	25.6992	₺420.00	₦259,047.57	−₦28,017.56

Fri, Sep 18, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	27.3061	–	₦286,713.98
Wise Cheapest	28.1163	₺221.55	₦288,991.98	+₦2,278.00
MoneyGram Agent	25.6677	₺420.00	₦258,730.69	−₦27,983.29

How to send money to Nigeria from Turkey with the best TRY-NGN rate

Best companies for TRY/NGN transfers