Revolut is the fastest way to send money to South Africa from Singapore right now, with delivery in within minutes. Key Currency is cheapest overall, paying out 127,826.76 ZAR for a $10,000 transfer.
| 9 of 9 providers Last updated on 28 September 2026 | |||
| Based on 10,000 SGD transfer Best companies for SGD/ZAR transfers | |||
| Promoted  Wise Pay via Bank transfer | Fee $38.71 1 SGD = 12.8159 ZAR -0.01% vs mid-market | Recipient gets R 127,662.90 Same day | |
Ways to receive money in South Africa with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer $38.711 SGD = 12.8159 ZAR R 127,662.90You pay$10,000.00 | |||
| Promoted  Xe Pay via Bank transfer | Fee $0.00 1 SGD = 12.6350 ZAR +1.41% vs mid-market | Recipient gets R 126,350.50 Minutes - 24 hours | |
Ways to receive money in South Africa with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SGD = 12.6350 ZAR R 126,350.50You pay$10,000.00 | |||
Run a live search Showing top Singapore to South Africa deals for 10,000 SGD. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live SGD to ZAR rates. | |||
Run a live search These companies offer multi-currency accounts for spending ZAR. We suggest doing a live search based on how much SGD you're planning to spend in South Africa. | |||
Run a live search These are managed services with real human support for large SGD transfers. Click the link and update the transfer amount to get the best deal. | |||
| Exclusive: Special Rate for 1st Transfer  Key Currency Pay via Bank transfer | Fee $0.00 1 SGD = 12.7827 ZAR +0.25% vs mid-market | Recipient gets R 127,826.76 Minutes - 3 days | |
Ways to receive money in South Africa with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 SGD = 12.7827 ZAR R 127,826.76You pay$10,000.00 | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee $0.00 1 SGD = 12.7801 ZAR +0.27% vs mid-market | Recipient gets R 127,801.13 Minutes - 24 hours | |
Ways to receive money in South Africa with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SGD = 12.7801 ZAR R 127,801.13You pay$10,000.00 | |||
 TorFx Pay via Bank transfer | Fee $0.00 1 SGD = 12.7763 ZAR +0.30% vs mid-market | Recipient gets R 127,762.69 Minutes - 24 hours | |
Ways to receive money in South Africa with TorFx when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SGD = 12.7763 ZAR R 127,762.69You pay$10,000.00 | |||
| Wise Pay via Bank transfer | Fee $38.71 1 SGD = 12.8159 ZAR -0.01% vs mid-market | Recipient gets R 127,662.90 Same day | |
Ways to receive money in South Africa with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer $38.711 SGD = 12.8159 ZAR R 127,662.90You pay$10,000.00 | |||
| Wise Pay via PayNow | Fee $38.71 1 SGD = 12.8159 ZAR -0.01% vs mid-market | Recipient gets R 127,662.90 Same day | |
Ways to receive money in South Africa with Wise when paying by paynow. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer $38.711 SGD = 12.8159 ZAR R 127,662.90You pay$10,000.00 | |||
 OFX Pay via Bank transfer | Fee $0.00 1 SGD = 12.7506 ZAR +0.50% vs mid-market | Recipient gets R 127,506.39 Minutes - 24 hours | |
Ways to receive money in South Africa with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SGD = 12.7506 ZAR R 127,506.39You pay$10,000.00 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee $65.00 1 SGD = 12.8104 ZAR +0.03% vs mid-market | Recipient gets R 127,270.97 Within minutes | |
Ways to receive money in South Africa with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes $65.001 SGD = 12.8104 ZAR R 127,270.97You pay$10,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
 Currencies Direct Pay via Bank transfer | Fee $0.00 1 SGD = 12.7146 ZAR +0.78% vs mid-market | Recipient gets R 127,146.00 Minutes - 24 hours | |
Ways to receive money in South Africa with Currencies Direct when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SGD = 12.7146 ZAR R 127,146.00You pay$10,000.00 | |||
| Pricing based on Revolut Standard plan Revolut Pay via Debit card | Fee $131.75 1 SGD = 12.8104 ZAR +0.03% vs mid-market | Recipient gets R 126,415.88 Within minutes | |
Ways to receive money in South Africa with Revolut when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes $131.751 SGD = 12.8104 ZAR R 126,415.88You pay$10,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
 Moneycorp Pay via Bank transfer | Fee $0.00 1 SGD = 12.6353 ZAR +1.40% vs mid-market | Recipient gets R 126,353.07 Minutes - 2 days | |
Ways to receive money in South Africa with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 SGD = 12.6353 ZAR R 126,353.07You pay$10,000.00 | |||
| Xe Pay via Bank transfer | Fee $0.00 1 SGD = 12.6350 ZAR +1.41% vs mid-market | Recipient gets R 126,350.50 Minutes - 24 hours | |
Ways to receive money in South Africa with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SGD = 12.6350 ZAR R 126,350.50You pay$10,000.00 | |||
| Wise Pay via Debit card | Fee $494.34 1 SGD = 12.8159 ZAR -0.01% vs mid-market | Recipient gets R 121,823.59 Same day | |
Ways to receive money in South Africa with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer $494.341 SGD = 12.8159 ZAR R 121,823.59You pay$10,000.00 | |||
| How Our Results Work Mid-market rate: 1 SGD = 12.8147 ZAR Updates every 60 minutes. | |||
Transfer details
I suggest starting with Key Currency which is the cheapest option for sending $10,000.
There are 3 methods to fund the transfer form Singapore, including bank transfer, debit card, and paynow.
Where possible, use PayNow to fund your account, it is usually free and takes seconds.
Before you can send money to South Africa, you'll need to verify your account using Singpass, or a passport and pass if you're not a resident.
How much SGD you send to South Africa heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.
| Cheapest service | |||||
|---|---|---|---|---|---|
| $1,000 | -0.04% | $4.20 | R 12,774.74with bank transfer to bank deposit | +R 186.41 | |
| $10,000This page | 0.25% | $0.00 | R 127,826.76with bank transfer to bank deposit | +R 1,028.19 |
Mid-market rate: 1 SGD = 12.8147 ZAR
There are 5 ways to send money to South Africa across 9 money transfer companies.
Cheapest way to send money
Sending ZAR from Singapore with a specialist like Wise is quick, easy, and cheap.
You sign up online or through the app, verify account details, enter the amount, fund your transfer, and click send.
Wise charges $38.71 to send $10,000, delivering 127,662.9 ZAR after a -0.01% markup and 38.71 SGD fee.
Large transfers from Singapore
Brokers are the best for large SGD transfers to South Africa.
A currency broker can quote a lower margin on a large SGD to ZAR transfers and help with the paperwork and the entire process.
For example, Key Currency charges an exchange-rate markup of around 0.25% and no fees.
Large transfers may be held briefly for Singapore’s anti-scam checks, so if your transfer is time sensitive, start the process a bit earlier.
Regular spending abroad
A multi-currency account like Wise lets you convert SGD to ZAR before travelling or paying your own bills overseas.
And you can hold both currencies in one account.
Wise will get you 127,662.9 ZAR after fees when converting 10,000 SGD.
With Key Currency, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending $10,000 gives your recipient 127,826.76 ZAR.
Pay in SGD through bank transfer, debit card, and paynow.
Funding the transfer with PayNow
This is the quickest and simplest way to pay for your transfer to South Africa from Singapore.
Scan the company's PayNow QR code or use its registered identifier.
In South Africa, they can receive ZAR using bank deposit.
You pay $10,000.00
R127,827
Cheapest
You pay $10,000.00
R127,663
-R164
You pay $10,000.00
R126,416
-R1,411
Consider these things before sending money from Singapore to South Africa.
For a $10,000 transfer to South Africa, these are the best options to start with:
Cheapest: Key Currency, funded by bank transfer with bank deposit for the payout. Your recipient gets 127,826.76 ZAR, which is 0.02% more than the next best option.
Fastest: Revolut, funded through bank transfer with bank deposit for the payout. Your recipient gets 127,270.97 ZAR in within minutes.
Eligible SGD deposits at participating banks are insured by SDIC up to S$100,000 per depositor and bank.
A balance with a non-bank transfer company is not a bank deposit and does not receive the same cover, even when the company is MAS-licensed.
When unsure, check the legal company in the MAS Financial Institutions Directory before paying.
The exchange rate directly affects how much ZAR arrives for your SGD.
Mid-market rate:1 SGD = 12.850133 ZAR
Every company here holds a MAS licence, which you can check yourself on the MAS register.
We track 9 of them on SGD to South Africa, refreshed in real time on live searches, and compare on the amount that arrives rather than the headline fee.
Each goes through our review. More on who we are, why you can trust us and how to get started.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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