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Here's How to Find Your IBAN Through Your Account Number

In this guide, we'll look at how to find your account number from an IBAN, the breakdown of an IBAN, and what other information you might need when sending money to friends and family abroad.

Yasmin Purnell
Author 
Yasmin Purnell
Fact Checker 
Elliot Laybourne
2 minutes
December 21st, 2023
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An IBAN - International Bank Account Number - is used for identifying a specific bank account for international money transfers and transactions. Along with your SWIFT/BIC code, any time you are sending your money to another bank account abroad, you are likely to be asked for the corresponding IBAN for that account. In this quick guide, we’ll cover how to find your account number from your IBAN.

IBAN breakdown

An IBAN may contain up to 34 characters and can be broken down in the following way:

  • AA-BB-CCCC-DDDDDD-EEEEEEEE

  • AA: Country code: the country that the bank account is held in

  • BB: Check digits: enable the sending bank to perform a security check of the routing destination.

  • CCCC: Bank identifier: This code identifies the account holder’s bank.

  • DDDDDD: Sort code

  • EEEEEEEE: Account number

How to find your account number within your IBAN

If you know your IBAN, finding your account number will be very straight forward. The account number is the last 8-digits of your IBAN, and will be the same as the account number associated with whatever account is receiving funds.

The middle set of digits are your branch sort code, while the first 8-digits are your BIC code.

Where else to find your account number

If you don’t have your IBAN code to hand, there are other ways you can find your account number, which include:

Online banking
Looking at your bank statement
Phoning your bank
Visiting your local branch

How to know if you have the correct IBAN

If you want to verify the validity of the IBAN you have been given, you can use an IBAN checker. An IBAN checker will validate all the separate components of the IBAN you provide so you feel confident that your international payment will be processed correctly and accurately.

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Contributors

Yasmin Purnell
Yasmin is an accomplished Content Writer and Editor for MoneyTransfers.com, who specializes specializing in personal finance, student life, and business topics. Her reputation as a financial authority is acknowledged by top publications such as BBC Worklife, Cash Matters, Yahoo Finance, and CEO Blog Nation, which have featured her as a trusted source. She is also the founder of The Wallet Moth, a popular blog focusing on money and lifestyle.
Fact Checker
Elliot Laybourne
Elliot Laybourne is a seasoned financial professional with a 20-year tenure in investment banking in the City of London. His career includes pivotal senior roles at prominent institutions like ABN Amro, Societe Generale, Marex Financial, and Natixis Bank. Elliot's expertise is particularly notable in commodity derivatives and options market-making. Throughout his career, he has served an impressive roster of clients, including Goldman Sachs, JP Morgan, Credit Suisse, Schroders Asset Management, and the Pennsylvania State Public School Employees Retirement System.