8 Best Venmo Alternatives for International Money Transfers

Wise is the best pick if you're looking for a Venmo alternative that works internationally, especially if your goal is to send money to someone’s bank account abroad, without hidden fees or inflated exchange rates.

Venmo is built for domestic use only. You can’t send or receive money from abroad, and the app doesn’t even function when accessed outside the US.

Wise removes all of those limitations. You can send money to 70+ countries, and the recipient doesn’t need to have a Wise account, just a bank account in their local currency.

Where Venmo is designed for casual, social payments within the US, Wise is built for fast, low-cost international transfers.

It uses the real mid-market exchange rate, with no markup and a transparent fee you see upfront. This matters, most providers (and banks) quietly bake in a 2-5% margin on the rate, costing you more than you think.

Wise also gives you access to a multi-currency account, where you can hold and convert 40+ currencies, get paid like a local in 9+ currencies, and spend globally with a Wise debit card.

That’s way beyond what Venmo offers, and ideal for people living, working, or traveling abroad.

Why choose Wise over Venmo

• Venmo doesn’t support international transfers, but Wise does

• Real exchange rate with no hidden markup

• Lower total cost and transparent fees which are shown upfront

• No recipient account needed, and you can send straight to their bank

• Supports 70+ countries and 40+ currencies

• Great for travel, remote work, and cross-border payments

Quick summary

Revolut is a strong alternative to Venmo if you want to keep the app-based, peer-to-peer feel, but need it to work beyond the US.

Where Venmo locks both sender and recipient into the US banking system, Revolut works across borders.

You can send money instantly to other Revolut users in 30+ countries, hold balances in 25+ currencies, and even get a physical or virtual debit card for global spending.

For users who travel, have friends or family abroad, or split expenses internationally, Revolut offers a familiar mobile experience, but with global reach and better FX rates.

Free plans come with limited currency exchange at the mid-market rate, and higher tiers unlock more generous monthly allowances.

If your recipient doesn’t use Revolut, you can still send money to their bank account in many countries, though fees and FX markups may apply depending on the plan.

Revolut isn’t as cheap as Wise for international bank transfers, and it’s not available in all countries, but for peer-to-peer transfers between friends globally, it’s much closer to a “Venmo that works abroad.”

Why choose Revolut over Venmo

• Works globally while Venmo doesn’t

• Instant P2P transfers between Revolut users in 30+ countries

• Multi-currency wallet with automatic currency conversion

• Mid-market FX up to monthly limits (higher tiers = more)

• Spend, send, and split money internationally in-app

• Virtual and physical cards for global purchases

Quick summary

Profee is a great Venmo alternative if you want fast, affordable, international transfers, especially from Europe or the UK, and prefer to send money using a debit or credit card.

Unlike Venmo, which only works within the US, Profee supports cross-border payments to 50+ countries and is designed for instant delivery.

Its standout feature is card-to-card transfers, you send from your card directly to the recipient’s card, often in seconds, making it one of the fastest options available.

Fees are low or even zero for many routes, and Profee shows you the full cost and exchange rate upfront.

For smaller amounts or one-off transfers, it can often beat the bigger names on both speed and price.

The app itself feels familiar to Venmo users: clean, mobile-first, and focused on sending money fast.

There's no social feed or crypto, but if you’re in Europe and want something that “just works” for sending money abroad without opening bank accounts, Profee is a smart choice.

Why choose Profee over Venmo

• Instant international transfers, even card-to-card

• No US-only restrictions and works across Europe and beyond

• Great for small transfers with low or no fees

• Send directly to someone’s card, not just a bank account

• Easy to use, no complex setup or verification hoops

• Especially useful for UK/EU users sending to family abroad

Quick summary

If you’re looking for a Venmo alternative to send money to Latin America, Global66 is one of the best options, especially if you’re based in the US, Chile, Colombia, Argentina, or other parts of South America.

Where Venmo stops at US borders, Global66 gives you a low-cost way to send money internationally, with a focus on LatAm routes that many other providers overlook or overcharge for.

You can send money from the US, UK, or EU to multiple countries across Central and South America, often with no fees and great exchange rates.

Global66 also offers its own mobile wallet, allowing free transfers between users, local top-ups, and spending tools, making it feel much more like Venmo than most international providers.

It's especially popular with Latin American users and communities abroad who want a cheaper, more flexible way to send money home or split costs across borders.

Why choose Global66 over Venmo

• Works across the Americas

• Great for LatAm corridors (e.g., US to Chile, Colombia, Peru, Argentina)

• Zero or low fees on many routes

• Send to bank accounts or other Global66 users

• Offers a wallet-style experience with local features

• Easy to use for both senders and recipients

Quick summary

If you're looking for a Venmo alternative that can reach people without a bank account or app, WorldRemit is one of the most versatile options out there.

Unlike Venmo which only allows transfers between verified US users with linked bank accounts, WorldRemit lets you send money to 130+ countries, with flexible payout methods including cash pickup, mobile wallets, bank deposit, and even airtime top-ups.

That makes it ideal if your recipient doesn’t use apps, prefers to collect cash, or lives in an area with limited banking access.

The WorldRemit app still offers a modern, mobile-friendly experience, but with a bigger global footprint than Venmo and far more ways to get money to someone fast. Most transfers arrive within minutes or hours, depending on the method and country.

It’s especially useful for remittances, or sending money to family members abroad who don’t have digital wallets or debit cards.

While fees and exchange rates vary by country, WorldRemit is usually cheaper and faster than banks or traditional remittance outlets.

Why choose WorldRemit over Venmo

• Works globally with access to 130+ countries vs Venmo’s US-only scope

• Send to cash pickup, mobile wallets, or bank accounts

• Ideal for recipients without banking access or a smartphone

• Transfers are typically delivered in minutes to hours

• Trusted by millions for family and remittance payments

• The app is modern and easy to use, and has a similar feel to Venmo

Quick summary

Remitly is one of the best Venmo alternatives if you need to send money to friends or family abroad, fast. While Venmo is limited to US-based users with US bank accounts, Remitly lets you send money from the US (and other countries) to 150+ countries, often with delivery in minutes.

What makes Remitly unique is its focus on remittances and family support.

You can choose between Express (faster but slightly higher fees) or Economy (slower, cheaper), depending on how urgent the transfer is.

And your recipient doesn’t need an account, they can receive the money via cash pickup, bank deposit, mobile wallet, or even home delivery in select countries.

For people who use Venmo to support relatives in the US, Remitly offers a natural upgrade for cross-border giving.

It’s also ideal if your recipient lives in a country where banking infrastructure is limited.

Why choose Remitly over Venmo

• Venmo is US-only, while Remitly supports 150+ countries

• Choose between faster or cheaper delivery options

• Send to bank accounts, cash pickup, or mobile wallets

• First-time user promos often include fee-free transfers

• Designed for family support, not just social payments

• No account needed on the recipient’s end

Quick summary

If you already use Venmo or PayPal, Xoom might feel like the most familiar step up for international transfers.

It's part of the PayPal family, but unlike Venmo, it actually lets you send money abroad, to 130+ countries, with options like cash pickup, bank deposit, bill pay, and even mobile top-ups.

Xoom is ideal for people who want a trusted, plug-and-play solution for sending money internationally without setting up a new account.

You can log in with your PayPal credentials and fund transfers using a bank account, debit card, or credit card.

And if you have a USD PayPal balance, you can use that directly, often with no extra fees.

That said, Xoom is not the cheapest option. It charges flat fees + a foreign exchange markup that can add up fast, especially on larger transfers.

But for smaller, convenience-focused payments to family and friends abroad, it’s still a solid and accessible pick.

Why choose Xoom over Venmo

• Send money internationally (even from the PayPal app)

• Use your PayPal or linked bank account to fund transfers

• Great for cash pickup, mobile top-up, or bill pay abroad

• No need to create a new account if you already use PayPal

• Available in 130+ countries, with multiple payout methods

• Instant or same-day delivery for many routes

Quick summary

TransferGo is a great Venmo alternative for people in Europe or the UK who want to send money abroad quickly and cheaply, especially to destinations outside the EU.

While Venmo is limited to US users and US bank accounts, TransferGo operates across 40+ countries and specializes in low-fee, bank-to-bank transfers with delivery as fast as 30 minutes.

You can choose between faster or cheaper transfer options depending on your priority, and all fees are shown upfront before you send.

It’s especially strong for EU-origin transfers, whether you're sending money home, covering expenses for someone abroad, or just need a personal, P2P-style app for cross-border transfers.

Some routes (like Poland, Romania, and Ukraine) even allow transfers to a phone number, no bank details needed.

The app is easy to use, supports multiple languages, and feels accessible even for non-technical users, much like Venmo, but made for cross-border payments.

Why choose TransferGo over Venmo

• Works across Europe and beyond

• Instant or same-day delivery for many routes

• Ultra-low fees, where some transfers cost under $1

• Bank-to-bank transfers, sometimes even to a phone number

• The app is clean, simple, and supports local languages

• Ideal for small, personal transfers across borders

Quick summary