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Top 10 Best Money Transfer Companies in 2025

Sending money through a specialist money transfer company is the best option for most people. They offer a better exchange rate and faster transfers than banks or PayPal.

Based on our live comparison data and real test transfers across 200+ providers, we found that:

  • Wise: the best money transfer company for everyday transfers and travel

  • Regency FX: the best option for large money transfers

  • Airwallex: the best service for international business payments

In reality, though, there isn't one single “best” money transfer service. It depends on your transfer amount, currencies involved, and deposit/withdrawal methods.

All data on this page updates daily and is verified via the MoneyTransfers.com comparison engine and real test transfers.

Read on, and we’ll help you choose the best remittance company that fits your needs.

Artiom Pucinskij
Author 
Artiom Pucinskij
Luke Eales
Editor 
Luke Eales
Keith Hodges
Fact Checker 
Keith Hodges
Last updated on October 14th, 2025
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Trusting our data

Our comparison includes over 200 money transfer services, more options than most other sites on the market.

We also include popular banks and apps like PayPal, to give you the full picture of how different providers compare when sending money abroad.

Each company on this list is backed by live data from our comparison engine, based on real exchange rates, and hands-on testing.

However, every transfer is different. We always recommend searching for the amount you want to send and where you are sending it. This will give you the most accurate live price tailored to your needs.

Using your bank for international wire transfers is expensive due to poor exchange rates and high fees.

Thankfully, there are better alternatives available.

Comparison

The 10 best international money transfer companies in 2025

Money transfer companies offer secure, low-cost, and fast ways to send money abroad.

After testing over 200 providers and analyzing live comparison data, these money transfer companies consistently offer the best mix of exchange rates, fees, and transfer speed.

Overall best option

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Fees
0.1% - 2.6%
Exchange Rate Markup
0%
Transfer Speed
Minutes - 24 hours
Best for large US transfers

"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."

Fees
None
Exchange Rate Markup
0.15% - 1.5%
Transfer Speed
Minutes - 24 hours
Best for large UK transfers

"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."

Fees
None
Exchange Rate Markup
0.4% - 1.5%
Transfer Speed
Minutes - 24 hours
Fastest money transfers

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Fees
$1.99 - $2.99
Exchange Rate Markup
0.3% - 2.1%
Transfer Speed
Minutes - 24 hours
Best for Canada & Australia

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Fees
None
Exchange Rate Markup
0.4% - 1.5%
Transfer Speed
Minutes - 24 hours
Best for traveling & banking features

"Revolut has 50+ million customers globally. You can hold up to 36 currencies in the app and send money quickly in 70+ currencies to 160+ countries."

Fees
0.3% - 1%
Exchange Rate Markup
0.1% - 0.6%
Transfer Speed
Minutes - 5 days
Best for cash pickup options

"Remitly focuses on sending money to friends and family in Asia, Africa and South America. Wide coverage and well-suited to regular transfers home."

Fees
None
Exchange Rate Markup
0.1% - 1.3%
Transfer Speed
Minutes - 3 days
Best for transfers to Africa and airtime

"24/7 live chat support provided in six languages. Special first transfer rates available, with airtime topup supported to many countries in Africa, Asia and South America."

Fees
$1.99 - $2.99
Exchange Rate Markup
0.8% - 3%
Transfer Speed
Minutes - 2 days
Best for regular large transfers

"Currencies Direct have over 30 years of global money transfer expertise. Award winning service with a TrustPilot rating of 4.9. Lock-in rates for the future or trade 24/7 on web or mobile."

Fees
None
Exchange Rate Markup
0.2% - 0.7%
Transfer Speed
Minutes - 24 hours
Best for large transfers to Europe

"Key Currency offers a personal service with a dedicated account manager. There are no transfer limits or fees which is perfect for larger send amounts."

Fees
None
Exchange Rate Markup
0.1% - 0.6%
Transfer Speed
Minutes - 3 days

All figures reflect average pricing over the past 7 days. Data verified via the MoneyTransfers.com comparison engine and updated daily.

Business options

International business transfer requires different features and considerations.

If you’re sending money from a business account, these are the top money transfer companies to consider.

Best for business transfers

"Wise Business is used by 300,000+ businesses each year. Easy integrations with Xero, QuickBooks, FreeAgent and more are available."

Transfer Fees
From 0.33%
Exchange Rate Markup
0%
Transfer Speed
1 - 3 days
Best payment gateway

"Sokin is a global payments platform for businesses. Hold 75+ currencies with free IBAN accounts. Make up to 5,000 payments per batch transfer. Excellent ecommerce payment gateway available."

Transfer Fees
None
Exchange Rate Markup
From 0.3%
Transfer Speed
Minutes - 24 hours
Best business FX platform

"Airwallex offers a comprehensive financial platform for businesses. Make global transfers to 150+ countries, receive funds in 20+ currencies. Connect with popular software for a seamless approach."

Transfer Fees
No fees
Exchange Rate Markup
0.5%
Transfer Speed
Minutes - 24 hours

All figures reflect average pricing over the past 7 days. Data verified via the MoneyTransfers.com comparison engine and updated daily.

Who is the best and why

The most suitable money transfer company for you will depend on your specific transfer.

The table below gives you an idea of how different options compare, but in a nutshell:

  • For smaller transfers from the US, Wise is your top choice. You won’t have access to their multi-currency card yet (it’s coming soon), but you can use Revolut as an alternative, especially for traveling.

  • For larger transfers from the US, currency brokers with a dedicated account manager are your best options, for example, Regency FX, Currencies Direct, and XE.

Money transfer option

Recommended company

Best for

Transfer method

Check rates

Sending small amounts

Wise

Sending money to friends & family, or recurring transfers

Online or via the app

Sending large amounts

Regency FX

Large purchases abroad, such as property or business transfers

Email or phone via account manager

Travel abroad

Revolut

Pre-converting currencies and spending abroad

Multi-currency app and debit card

Business transfers

Airwallex or Sokin

Making business payments in multiple currencies. For example, paying staff or receiving payments.

Online, via the app or account manager

Domestic transfers

Bank wire transfer, Venmo, or Cash App

Sending money between friends or family within the USA.

Online or via the app

*Recommendations are based on USD/MXN transfer, live fees, and rates from our comparison engine & live API data feeds. Data verified by the MoneyTransfers.com team and updated daily.

Now let’s dive in. Below, I've outlined the best money transfer operators in 2025, including key information on how they made the top 10 list.

All money transfer provider information is based on live comparison data from our comparison engine, which updates daily to give you the latest exchange rates and most accurate results.

However, as with any money transfer, we recommend running a search based on your amount and destination to find the best transfer deal.

Wise

Wise

We’ve listed Wise as the best international money transfer service because of its low fees, mid-market rates, and simplicity.

Wise fees start from 0.35% and all transfers use the mid-market rate, making it one of the cheapest and most transparent options available.

I’ve had my Wise account for the past 3 years and always have it with me while traveling or sending money to friends abroad. I like keeping local currencies pre-converted for quick access. For example, I usually hold some EUR and USD, and have used Wise seamlessly in Bali, Japan, and across Europe.

Here’s a quick roundup of why we recommend using Wise.

Pros

  • All transfers are made at the mid-market rate, and fees start from 0.35%
  • You get discounted fees on larger transfers
  • Supports 130+ countries and 70+ currencies, one of the biggest on the market
  • Very competitive multi-currency account with over 50 currencies and local account options
  • Has one of the simplest apps for quick transfers and money management
  • Regulated in 15 countries

Cons

  • Fees on very large transfers can add up, though the mid-market rate helps keep costs competitive
  • No dedicated account manager to handle your transfer
  • Our users have noted ongoing issues with customer support
  • Withdrawals are limited to multi-currency accounts and bank account deposits

Is Wise right for you?

Since Wise offers low fees, mid-market rates, and a fast app, it is best used for transfers to friends and family, traveling abroad, getting married abroad, international students, buying goods from overseas, and receiving money.

Regency FX

Regency FX

Regency FX is best for large international wire transfers where you need hands-on support.

They are one of the top services to use for property purchase, receiving inheritance, and moving savings for retirement, especially if you are in the US or the UK.

They are less competitive than Wise, as their markup is often around 1.5% (meaning they add 1.5% on top of the "real" exchange rate), but they have no fees, which offsets the overall cost.

While testing Regency FX transfers, I spoke to their sales team and found that they can assist with currency risks and offer insights into international taxes.

Pros

  • Personal account manager to assist with your transfers
  • Ability to lock in rates with forward contracts ahead of large purchases
  • Available for US customers (rare for a currency broker)

Cons

  • Does not have a mobile app, just an online platform (although this is mobile-friendly)
  • Serves fewer countries than XE or Wise

Is Regency FX right for you?

Due to their expertise, rate locking features, high limits, and low fees, Regency FX is best used for international property purchase and making large payments.

Currencies Direct

Currencies Direct

Currencies Direct is the best option for large recurring payments abroad, mainly due to their product offering and coverage.

This means they charge no fees, but typically add a 0.2% - 0.7% markup. This makes them perfect for making monthly mortgage payments abroad or receiving a pension.

They have appeared as the cheapest option in 51% of all searches on our site, while Regency FX was second with 32%.

Pros

  • Best product offering for large and regular transfers
  • Lowest fees on transfers to/from Europe
  • Expert insights, analysis, and rate alerts are available

Cons

  • Only allows bank-to-bank transfers
  • Limited support for African currencies
  • Higher markup compared to Regency FX and TorFX

Is Currencies Direct right for you?

Since they offer multi-currency accounts, FX tools, and have high limits, it is best used for recurring payments, large transfers, and receiving money from the EU.

TorFx

TorFX

TorFX is particularly good for large transfers from the UK.

You also get an account manager, and their entire service is tailored to the UK customers.

This means they can often negotiate the best rates for GBP transfers, making it another great option for large transfers abroad.

During my conversation with their accounts team, I found that their knowledge and experience of large transfer nuances is extremely good compared to other currency brokers.

Pros

  • Best GBP exchange rates
  • Exceptional experience from their account managers
  • Ongoing currency management and forecasts offer expert insights

Cons

  • Only available in the UK and the EU
  • Only 40 destination currencies are supported
  • Lack of deposit/withdrawal options

Is TorFX right for you?

Due to their coverage and support, TorFX is best used for large GBP & EUR transfers.

Xe

Xe

We’ve found Xe to be the fastest money transfer company for mid to larger money transfers.

For example, a $10,000 transfer to the UK, Canada, or Australia will arrive on the same day, while with Wise it would take 3 days.

Beyond speed, Xe is the oldest money transfer company (launched in 1993), as well as, Xe is one of the biggest remittance companies in the world.

It offers the biggest coverage (100+ currencies, across 190 countries), and is suitable for any transfer size.

Their fees vary from $1.99 to $2.99, depending on the transfer details, and they add a markup of 0.3% - 2.1%.

From my experience, they make it into the top 3 money transfer organizations, mainly for their product offering, simplicity, and competitive fees.

Pros

  • Fast transfers for higher amounts, in particular
  • Ability to opt for a managed service if needed
  • Great app for making transfers and tracking exchange rates
  • Access to historical exchange rates data and rate alerts

Cons

  • No cash pickup in Australia and New Zealand
  • No cash deposit option
  • Less competitive markup on smaller transfers

Is Xe right for you?

Xe is best used if you need large currency coverage or sending money to harder-to-reach areas. Their features make them good for all transfers over $500, such as making international mortgage payments or other routine payments.

Key Currency

Key Currency

Key Currency is one of our recommended money transfer services for transfers to/from Europe.

Based on our comparison data, Key Currency appears as the overall best and cheapest option for bigger GBP/EUR, USD/EUR, EUR/GBP, and EUR/USD transfers.

They have no fees like other currency brokers, and add 0.1% - 0.6% markup on the exchange rate. This is slightly better than TorFX, but their overall product is slightly worse.

Pros

  • Large transfers to and from Europe are hugely competitive
  • Access to Spanish-speaking account managers
  • One of the best-rated managed services on Trustpilot (4.9 / 5)

Cons

  • Only 19 currencies in total - smaller than many other managed service providers
  • Online, email, and phone-based services could put some people off

Is Key Currency right for you?

Key Currency is best used for large GBP, EUR, and USD transfers. Especially for buying property in Europe or sending large payments.

OFX

OFX

OFX is the best money transfer agency to send money to/from Australia and Canada. Their offering is similar to Currencies Direct, with slightly better support.

OFX charges no fees but adds a markup of around 0.4% - 1.5% on all transfers.

For businesses, there’s also the added benefit of being able to make mass payments. Take a look at our OFX business review to learn more.

Our users often cite them as being patient and helpful. This is helpful for complex situations where transaction amounts could be quite high.

Pros

  • Great rates on AUD/CAD transfers
  • Mass payment functionality is one of the best in the market
  • Nice blend of online-only and managed service options

Cons

  • Difficult to make smaller payments
  • Slightly worse exchange rates compared to other brokers
  • More catered to business, so it might not be great for ongoing personal use

Is OFX right for you?

OFX is best used for CAD and AUD transfers, business transfers, receiving pension abroad, and managing currency risks.

Remitly

Remitly

Remitly is one of the best international wire transfer companies for cash transfer, cash pickup, and cash delivery.

You can think of them as a one of the money delivery companies.

This is especially useful for urgent transfers or transfers to the unbanked areas, to the elderly, and those who can't pick up cash themselves.

They charge no fees but add 0.1% - 1.3% markup.

This is more expensive than other options like Wise, but cheaper than other cash delivery providers like Western Union or MoneyGram.

Generally, cash transfers are almost instant, but they are the most expensive.

Pros

  • Lots of deposit methods to choose from
  • Instant cash pickup and delivery options
  • Ability to lock in the exchange rate

Cons

  • Steep transfer fees on some transfer corridors
  • Limited network of only 22 countries
  • Generally low transfer limits

Is Remitly right for you?

Remitly is best used for cash transfers and urgent transfers, which are particularly useful when receiving a pension abroad or making transfers to unbanked areas.

WorldRemit

WorldRemit

WorldRemit offers the biggest coverage for Africa, as well as Asia and the Americas.

WorldRemit charges $1.99 - $2.99 per transfer and adds a 0.8% - 3% markup on average. This is expensive, but transfers to Africa are generally more expensive.

However, WorldRemit is the overall cheapest option for transfers to Africa (they appeared as the cheapest option in 90% of our searches for USD/NGN).

In addition, you can send mobile top-ups and make airtime transfers.

Pros

  • Presence in over 130 countries and support for 50 currencies
  • Transparent fees and exchange rate
  • Fast transfers, often complete in minutes
  • Supports airtime transfers & mobile top-ups

Cons

  • Low maximum sending limit ($5,000/transfer)
  • Can be costly for large transfers
  • Not the most user-friendly

Is WorldRemit right for you?

WorldRemit is best used for airtime transfers and mobile top-ups in Africa. It is great if you often send money home to friends and family.

Prefer video reviews?

You can find video reviews of all top money transfer companies on our YouTube channel.

Notable mentions

A few companies that we think are also worth mentioning, are Aspora and Airwallex.

Aspora

Aspora

Aspora (previously Vance) is an app-first money transfer company specialising in transfers to India.

Aspora made it to our top 10 money transfer companies list because of their low fees and mid-market rate transfers (same as Wise).

They specialise in transfers to India from the US, the UK, Ireland, Italy, and the UAE.

On all transfer routes we tested (more in our Aspora review), they ended up being cheaper than Wise or other similar options.

Pros

  • Very fast transfers to India
  • Transparent fees and no markup on the exchange rate
  • On-ramp and off-ramp transfers

Cons

  • Lack of withdrawal options (limited to bank accounts)
  • Low coverage, currently available in 5 countries
Airwallex

Airwallex

Airwallex is the best platform for international business transfers and FX payments.

They offer a lot of features, like multi-currency accounts, marketplace support, API integrations, and more. All at very competitive exchange rates (~0.5%) and no fees.

For a business provider, this is an especially good offering.

Pros

  • Offers a multi-currency account
  • Multiple local accounts
  • Strong customer support
  • Marketplace integrations for making and receiving payments

Cons

  • ATM fees are high
  • Accepting card payments is expensive
  • Paid account with a limited free tier

Bank Wire Transfers vs International Money Transfers

You might be asking, Why can’t I use my bank account to wire money abroad, Why do I need a specialist to do it for me?

It really comes down to the cost, speed, features, and support.

I’ll explain the benefits of money transfer services a bit later, but here’s a quick comparison of banks vs money transfer companies.

Sending money with your bank

  • Banks use intermediaries: Your money is going through multiple banks, each taking a small cut.

  • Banks charge receiving fees: Most banks will charge you to receive money from abroad.

  • Banks add huge markup: Usually, banks add around 3-5% markup on top of the exchange rate.

  • Bank coverage is limited: Some banks let you hold international currencies, which reduces the transfer fee (conversion is still expensive), but the selection is very limited in most cases.

  • Banks are good for domestic transfers: Sending money within the country (the US, for example) is where banks shine, but even then, you have challenger banks that do it better.

Here's a visual example of how traditional bank transfers work to give you a better idea of why it's so expensive.

Traditional banks use SWIFT network where your money "hop" through borders from one bank to another, where each bank takes a little cut until money reach the destination.
Traditional banks use SWIFT network where your money "hop" through borders from one bank to another, where each bank takes a little cut until money reach the destination.

Using a money transfer company

  • Money never crosses borders: Money transfer companies use “local accounts” around the world. You deposit money into one account, and the receiver takes it out from another. Your money never crosses the border.

  • Small or no markup: Most companies make money through applying either a markup, a small fee, or both. But because of lower operating costs and high competition, these are much lower.

  • Specialised features: Money transfer services are built with the single purpose of sending money transfers. This allows them to minimise the cost, hence charging you less. But also, the entire process is much easier compared to the traditional bank.

  • Currencies and coverage: money transfer companies give you access to hundreds of countries and currencies, and many come with wallets and pre-paid debit cards where you can hold these.

  • Large transfers: Currency brokers (a type of money transfer company) exist to find good deals. It’s in their interest to get you the best rate possible so you pick them, along with offering real human support. No traditional bank can match that.

Similarly, this is how money transfer specialist work:

Money transfer companies use local accounts to deposit and withdraw money without crossing the borders.
Money transfer companies use local accounts to deposit and withdraw money without crossing the borders.

Benefits offered by money transfer companies

Let’s have a look at what you should be looking for in a money transfer company.

Lower fees & better rates

Fees and exchange rates are determined by the amount, your country, the destination country, the deposit method, and the withdrawal method.

Banks typically have high fees (~$50) and add a 3-5% markup on the exchange rate. While top remittance companies charge ~0-2% markup and a few dollars in fees.

To get the most value for money, look for the mid-market rate options (like Wise), and deposit money using a bank transfer.

Cheapest money transfer options

Although we have a guide to the cheapest money transfer, here’s a roundup of the cheapest options from our list based on a few case study examples.

Money transfer company

Amount & corridor

Fee & markup

Total received amount (in USD)

Wise

$2,000 - USD/MXN

$18.25 + 18.4585

36,580.13

Revolut

$2,000 - USD/MXN

$6 + 18.4205

36,730.51

Remitly

$2,000 - USD/MXN

$0 + 17.7600

35,520

WorldRemit

$2,000 - USD/MXN

$1.99 + 18.0434

36,050.89

Xe

$2,000 - USD/MXN

$0 + 18.2600

36,520

Aspora

£1,000 - GBP/INR

$3 + 117.9584

117,604.56

Figures update daily and are based on live exchange rates and fees from our comparison engine and backed by live data directly from the providers.

Fast transfers

Transfer speed is a bit harder to measure, since there are too many variables in place.

But as a rule of thumb, the quicker you need to send money, the more it will cost.

Fastest money transfer services

These are the fastest transfer options you have, however, for the most accurate results, run a quick comparison search.

Money transfer company

Transfer speed

Xe

Most medium-large transfers will arrive the same day.

Wise

Most transfers will arrive in minutes, larger transfers can take 1-2 days, especially on exotic currencies.

WorldRemit

Usually arrives in minutes, especially for airtime and mobile top-ups

Remitly, Western Union, Moneygram

Instant for cash transfers

Make sure to verify your account when signing up to avoid these delays. We also recommend notifying your bank if you are expensing to send or receive unusually large sums of money.

Ease of use & apps

Nowadays, many banks, especially challenger banks, offer a great user experience in general, however, it is mixed with all other features, making it clunkier to use.

To get the best experience, you need a specialist with a good app, native cross-platform features, a wide range of deposit/withdrawal options, and it should offer a mobile wallet or a multi-currency account for receiving money.

Best money transfer apps

Here’s a roundup of the best money transfer apps from our list that tick all the boxes.

Money transfer company

Platforms

Deposit methods

Withdrawal methods

Multi-currency support

Wise

iOS, Android, Web

Bank account, debit/credit cards, SWIFT, local methods, Apple Pay, Google Pay

Bank deposit, multi-currency account

Yes, with 44 currencies

Revolut

iOS, Android, Web

Bank account, debit cards, cash, local methods, Apple Pay, Google Pay

Bank deposit, debit card deposit, multi-currency account

Yes, with 36 currencies

Remitly

iOS, Android, Web

Bank account, debit/credit cards, Apple Pay, Google Pay

Bank deposit, cash pickup, mobile money, home delivery, debit card deposit

No

WorldRemit

iOS, Android

Bank account, debit cards, local methods, Apple Pay, Google Pay

Bank deposit, cash pickup, mobile money, airtime top-up, debit card deposit

No

All these companies offer great apps that are simple to use. But as you can see:

  • Wise offers the best multi-currency account

  • Revolut has the best mix of features

  • Remitly offers the best mix of deposit/withdrawal methods

Peace of mind & 24/7 support

Money transfer companies usually have the usual support options, including help articles, email, and over the phone. Which is similar to the banks, maybe slightly better.

However, nothing beats currency brokers with their dedicated account managers and 24/7 support.

If you’re making a large transfer, this is exactly what you should be looking for to get invaluable advice, negotiated rates, and full reassurance.

Best money transfer companies for large transfers

Similar to the above, these are the best money transfer specialists for making large international transfers.

Money transfer company

Amount & corridor

Fee & markup

Total received amount (in USD)

Regency FX

$10,000 - USD/EUR

$0 + 1.1630

11,629.77

Xe

$10,000 - USD/EUR

$0 + 1.1525

11,525

Currencies Direct

$10,000 - USD/EUR

$0 + 1.1603

11,603

Key Currency

$10,000 - USD/EUR

$0 + 1.1632

11,632.11

OFX

AU$10,000 - AUD/NZD

$0 + 1.1253

11,253.14

TorFx

£10,000 - GBP/EUR

$0 + 1.1475

11,474.86

Figures update daily and are based on live exchange rates and fees from our comparison engine and backed by live data directly from the providers.

Sending money for a specific reason?

The reason you send money will affect the type of money transfer agency you will need.

We've put together a few guides on key reasons to send money abroad, and all considerations you need to make.

Buying International Real Estate
Buying or selling a home is known for being one of the most stressful life events.
June 24th, 2024
Paying for education abroad
Investing in education is both smart and expensive. Especially if you're taking the chance to study abroad and experience a new culture.
April 8th, 2025
Pensions & Retiring Abroad
Travelling, or moving abroad more permenantly, is on the checklist for many in retirement.
October 10th, 2024
How to Pay for a Wedding Abroad
Getting married abroad is only getting more popular.
May 16th, 2024

Our methodology

We’ve compared and analyzed over 200 companies to create this list of the top 10 money transfer companies to make sure you get the best deal.

Firstly, every provider on the list is regulated, legit, and safe to send money abroad.

Financial regulators ensure that money transfer companies, banks, or any other financial institution are behaving correctly.

They “vouch” for money transfer companies to follow the regulations (the rules) to ensure everyone’s safety.

When testing transfer specialists, we’ve rated each company on a scale of 1-10 based on the following:

  • Fees & rates

  • Transfer speed

  • Safety & trust

  • Product offering

  • Transfer limits

  • Ease of use

  • Customer feedback

So the maximum score a company can get is 70, while the minimum is 7. We then apply our scoring formula to get a total score out of 10.

On top of it, each company goes through an unbiased editorial criteria, where we look for a comprehensive list of flaws and benefits.

To ensure this page remains up to date, we use our first-party data from our comparison engine and merge it with the live data from the providers.

This page updates daily with the latest rates and fees.

Learn more about how we test and review money transfer providers.

If you want to see the full money transfer companies list, check out our company reviews page.

Help & FAQ

Contributors

Artiom Pucinskij
With 6+ years of hands-on experience in international money transfer services, Artiom has tested and analyzed dozens of companies, services, and apps firsthand. From sending money between the UK, EU, US, JP, and ID, to helping friends and family transfer large amounts abroad, he combines deep personal experience with industry insight. He has worked on content and product at MoneyTransfers.com since 2019, with a focus on FX rates, transfer apps & companies, and comparison tools. His work has been featured in Forbes, Yahoo Finance, Decrypt, PoundSterling, and more.
Luke Eales
Luke is the founder and CEO of MoneyTransfers.com, with over 10 years’ experience building consumer products across finance, insurance, and travel. A frequent traveler himself, Luke has hands-on experience testing payment and transfer services globally, giving him a unique perspective on the real-world challenges users face. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
Keith Hodges
Fact Checker

Keith Hodges

Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
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