HomeSending MoneyAlternatives to Cash App for International Money Transfers & Payments

Alternatives to Cash App for International Money Transfers & Payments

Cash App is a simple and straightforward peer-to-peer (P2P) payments platform with an estimated 70 million users to date. On their website, Cash App claims to be “the easiest way to send, spend, bank, and invest,” and we will be investigating these claims by taking a closer look at the terms and conditions of the service. In this guide, we will walk readers through how this app works and what it is primarily used for and provide a rundown of the best alternatives for anyone sending money overseas.

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What is Cash App?

Founded in 2009 before launching officially in 2013, Cash App was designed to be a handy mobile app for sending and receiving money between friends and family and other trusted contacts or “peers.” Headquartered in San Francisco, California, Cash App is one of the leading fintech success stories to come out of the United States. In 2020, the company reported $5.9 billion in total revenue.

As far as mobile services go, Cash App is widely considered to be a safe and reliable digital tool due to its intuitive user interface and protection of customer data through PCI-DSS (Payment Card Industry Data Security Standard) compliance. These are the same security protocols that major credit card companies maintain and mean payment data is encrypted for both sender and receiver. Despite this, Cash App funds are not insured by the FDIC (Federal Deposit Insurance Corporation), which some customers may deem a cause for concern.

Find out more in our full Cash App review

What is Cash App used for?

Cash App is primarily used to send and receive money: users search for contacts by entering their recipient’s name, phone number, or $Cashtag username. Payment requests are also submitted this way, with both parties notified once payment is made.

The key features of Cash App include:

  • Send and receive money quickly and conveniently

  • Receive a free Cash App debit card

  • Open a free Cash App account separate from your bank account

  • Invest in stocks and Bitcoin

Can I use Cash App to make an international transfer?

This mobile platform is often compared to other payment services in the industry, like PayPal, Venmo, and Zelle. However, unlike some of its competitors, Cash App does not support international transfers beyond the UK and US. This means customers outside these countries cannot use this application to send and receive money.

What are the alternatives?

If you plan to use Cash App to make an international transfer outside the UK or US, we recommend the following service providers. All of them offer fast, affordable, and secure alternatives.


This money transfer operator is highly praised by personal and business clients alike due to the many different payment solutions available. Depending on your needs, customers can arrange mass international payments for business or forward contracts, both of which are particularly useful for anyone who is sending large amounts of money abroad. Fans of mobile services will be happy to learn the TorFX app enables users to send international transfers on the go, 24/7.

Take me to TorFX


Known within the industry as a trusted online foreign exchange platform, Xe Money Transfer is an excellent option for anyone who wants to benefit from the mid-market rate when sending funds abroad. Xe has built a reputation for having one of the farthest-reaching remittance networks, supporting more than 170 countries and over 65 different currencies. Customers who value transparency and usability will be more than satisfied with the services offered via the Xe app.

Take me to Xe


The third and final alternative we would recommend to users is WorldRemit, a moneytransfer operator that supports over 150 sending countries and bank-beating exchange rates. The company is also known for offering various flexible payment methods, making it easy for customers with different financial requirements to transfer money from one country to another. Find out about WorldRemit’s mobile services by reading our review of the app here.

Take me to WorldRemit

More app alternatives

Bottom line

Cash App efficiently serves its US and UK-based customers, but this guide will help users who plan to send money internationally to other countries worldwide. We strive to provide the most useful and up-to-date information about money transfers in a bid to help customers save money when sending money across borders. Use the MoneyTransfers comparison tool today to figure out how much money you could save on your next international remittance.


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April Summers
April Summers
April is a trained journalist and the Content Editor for She has 10 years experience writing about a diverse range of subjects, from financial services to arts and entertainment. When she's not writing about global remittances she can be found daydreaming about her next holiday abroad.