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Overall best choice: Wise
We tested & reviewed dozens of money transfer providers, and Wise scored highly.
Wise appeared in 92.2% of United States to Philippines searches, and was the top rated company out of 12 that support USD to PHP.
So for a great mix of cost, speed & features, make your United States to Philippines transfer using Wise.
How to get the best deal on your United States to Philippines transfer
Summary of recent searches
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Important things to consider before sending money from United States to Philippines
Don't settle for the first option. Always compare ways to send money from United States to Philippines to find out about fees, speed, and reliability.
Our analysis included 12 providers that operate between United States and Philippines.
Through this, you get a comprehensive view of all the options you have in United States when you need to send money to Philippines.
Cheapest way to send money to Philippines from United States: Regency FX
Data collected over the past six months shows that Regency FX is % cheaper than the second-best option.
The $2.92 transfer cost represents the most common fee for USD to PHP international transfers, based on data from the past six months.
If you want to secure the best rates on a USD to Philippines transfer, make sure you pick Regency FX to send your money online.
*The most common fee applied to USD-PHP by Regency FX, based on data from the past six months.
Fastest way to send money from United States to Philippines: Wise
Our data shows that Wise came up as the fastest way to send money from United States to Philippines in 53.1% of searches. This makes them well suited to urgent USD to PHP money transfers.
The 'fastest' way to send money is defined by the overall speed of sending money from United States to Philippines - this includes deposit, transfer and withdrawal timeframes and often differs per currency.
When speed matters, Wise is your best choice at the moment. This service emerged as the quickest way to send money to Philippines from United States in 53.1% of the searches on MoneyTransfers.com over the past six months.
Need to send over $10,000?
Opt for a service proven with large transfers when size matters. For transfers over $10,000, your best bet is Wise.
While Wise may not always be the cheapest or fastest way to send USD from United States to Philippines, it’s the provider that will keep you safe and relaxed while your money moves into PHP.
Understanding the costs involved when moving money from United States to Philippines
When calculating the costs of money transfers between United States and Philippines, here's what really matters:
The Mid-Market Rate: Today, the USD-PHP mid-market rate equals to 57.695005 PHP per US Dollar.
The USD-PHP average exchange rate for the past three months has been 56.0773 PHP per US Dollar, with a high of 57.885 and a low of 53.689.
When looking to send money, we'd recommend Wise. On average Wise is -0.02% away from the average mid-market rate. Fees may be added on top, but they're still the cheapest provider on average from USD to PHP.
How to find the best exchange rate for US Dollar to Philippine Peso
Timing is essential for sending money between USD and PHP. The exchange rate you secure impacts how much PHP you get for your USD.
Let's dive into some interesting recent trends.
Over the past six months, the exchange rate from USD to PHP has seen some fluctuation. On average, it stood at 56.0773.
During this period, the highest value recorded was 57.885, while the lowest was 53.689.
Wise, which is our recommended service to send money online from United States to Philippines offers an exchange rate that is only -0.02% above the mid-market rate.
Want to secure the best USD-Philippine Peso exchange rates?
Sign up for our rate alerts and we'll tell you when it's the best time to move your money from United States to Philippines!
Payment methods available to fund your United States to Philippines transfer
Bank transfers
Bank transfers are often the default option for sending money from United States to Philippines.
By using a money transfer company such as Regency FX for transfers from United States to Philippines, you can send money via a bank transfer while benefitting from lower fees and more favorable exchange rates.
On average, Regency FX is the cheapest provider for bank transfers from the 12 we tested when sending USD to Philippines.
With an average fee of USD0 to send money from United States to Philippines, Regency FX offers a great combination of competitive exchange rates and lower fees.
Debit and prepaid cards
Sending money from United States to Philippines with a debit or a prepaid card is very simple with Instarem.
Instarem is a leader in debit card payments for transfers from United States to Philippines, competing among a total of 12 active money transfer companies on this route.
Credit cards
When it comes to credit card transfers from United States to Philippines, Instarem emerges as our top choice of the 12 companies offering this service.
Fee alert: using a credit card to transfer money often results in a fee being charged by your card issuer. That's why we recommend bank transfer or debit card instead.
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between Philippines and United States.
Our comparison engine and algorithms evaluate providers based on over 25 factors.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from United States to Philippines.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send USD to PHP.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.
Money transfer company reviews
