Best companies for AUD/GNF transfers
6 of 6 providers Last updated on 28 September 2026
Based on 2,000 AUD transfer Best companies for AUD/GNF transfers Sort Cheapest
Ad Wise Pay via Bank Transfer	Fees: $79.51 1 AUD = 6177.6500 GNF +0.01% vs mid-market	Recipient gets FG 11,864,115.00 Within a week
25 reviews Receive to bank accountDedicated support for large transfers
Ways to receive money in Guinea with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT $79.511 AUD = 6177.6500 GNF FG 11,864,115.00You pay$2,000.00
Ad MoneyGram Pay via Debit Card	Fees: $0.00 1 AUD = 6071.5207 GNF +1.74% vs mid-market	Recipient gets FG 12,143,041.40 6-12 Hours
2 reviews
Ways to receive money in Guinea with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Mobile wallet6-12 HoursAvailable via:Select Wallets Free1 AUD = 6071.5207 GNF FG 12,143,041.40You pay$2,000.00 Cash pickup6-12 Hours $2.991 AUD = 6059.0020 GNF FG 12,118,004.00You pay$2,002.99
Run a live search Showing top Australia to Guinea deals for 2,000 AUD. Do a live search with your exact amount for today's best rates.
Run a live search Showing companies that send from a business account. Run a business search to get live AUD to GNF rates.
Run a live search These companies offer multi-currency accounts for spending GNF. We suggest doing a live search based on how much AUD you're planning to spend in Guinea.
Run a live search These are managed services with real human support for large AUD transfers. Click the link and update the transfer amount to get the best deal.
TapTap Send Pay via Debit Card	Fees: $0.00 1 AUD = 6496.6700 GNF -5.03% vs mid-market	Recipient gets FG 12,993,340.00 Minutes
0 reviews CheapestFastest Receive to bank account
Ways to receive money in Guinea with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Cash pickupMinutesAvailable via:Wari Free1 AUD = 6496.6700 GNF FG 12,993,340.00You pay$2,000.00 Mobile moneyMinutesAvailable via:MTN, Orange Free1 AUD = 6496.6700 GNF FG 12,993,340.00You pay$2,000.00
Ria Money Transfer Pay via Credit Card	Fees: $2.89 1 AUD = 6209.2600 GNF -0.50% vs mid-market	Recipient gets FG 12,400,575.24 6-12 Hours
0 reviews
Ways to receive money in Guinea with Ria Money Transfer when paying by credit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours $2.891 AUD = 6209.2600 GNF FG 12,400,575.24You pay$2,000.00 Mobile wallet6-12 Hours $2.891 AUD = 6209.2600 GNF FG 12,400,575.24You pay$2,000.00 Cash pickup6-12 Hours $2.891 AUD = 6187.2500 GNF FG 12,356,618.85You pay$2,000.00

Ria Money Transfer Pay via Debit Card	Fees: $2.89 1 AUD = 6209.2600 GNF -0.50% vs mid-market	Recipient gets FG 12,400,575.24 6-12 Hours
0 reviews
Ways to receive money in Guinea with Ria Money Transfer when paying by debit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours $2.891 AUD = 6209.2600 GNF FG 12,400,575.24You pay$2,000.00 Mobile wallet6-12 Hours $2.891 AUD = 6209.2600 GNF FG 12,400,575.24You pay$2,000.00 Cash pickup6-12 Hours $2.891 AUD = 6187.2500 GNF FG 12,356,618.85You pay$2,000.00
Ria Money Transfer Pay via PayID	Fees: $2.89 1 AUD = 6209.2600 GNF -0.50% vs mid-market	Recipient gets FG 12,400,575.24 6-12 Hours
0 reviews
Ways to receive money in Guinea with Ria Money Transfer when paying by payid. MethodFee & ratesRecipient gets Bank deposit6-12 Hours $2.891 AUD = 6209.2600 GNF FG 12,400,575.24You pay$2,000.00 Mobile wallet6-12 Hours $2.891 AUD = 6209.2600 GNF FG 12,400,575.24You pay$2,000.00 Cash pickup6-12 Hours $2.891 AUD = 6187.2500 GNF FG 12,356,618.85You pay$2,000.00
Xe Pay via Bank Transfer	Fees: $0.00 1 AUD = 6103.0332 GNF +1.22% vs mid-market	Recipient gets FG 12,206,066.40 6-12 Hours
4 reviews Receive to bank accountDedicated support for larger transactions
Ways to receive money in Guinea with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 AUD = 6103.0332 GNF FG 12,206,066.40You pay$2,000.00
Xe Pay via Debit Card	Fees: $6.00 1 AUD = 6103.0332 GNF +1.22% vs mid-market	Recipient gets FG 12,169,448.20 6-12 Hours
4 reviews Receive to bank accountDedicated support for larger transactions
Ways to receive money in Guinea with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours $6.001 AUD = 6103.0332 GNF FG 12,169,448.20You pay$2,000.00
$0 fee on first online transfers MoneyGram Pay via Debit Card	Fees: $0.00 1 AUD = 6071.5207 GNF +1.74% vs mid-market	Recipient gets FG 12,143,041.40 6-12 Hours
2 reviews
Ways to receive money in Guinea with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Mobile wallet6-12 HoursAvailable via:Select Wallets Free1 AUD = 6071.5207 GNF FG 12,143,041.40You pay$2,000.00 Cash pickup6-12 Hours $2.991 AUD = 6059.0020 GNF FG 12,118,004.00You pay$2,002.99

$0 fee on first online transfers MoneyGram Pay via POLi	Fees: $0.00 1 AUD = 6071.5207 GNF +1.74% vs mid-market	Recipient gets FG 12,143,041.40 6-12 Hours
2 reviews
Ways to receive money in Guinea with MoneyGram when paying by poli. MethodFee & ratesRecipient gets Mobile wallet6-12 HoursAvailable via:Select Wallets Free1 AUD = 6071.5207 GNF FG 12,143,041.40You pay$2,000.00 Cash pickup6-12 Hours $2.991 AUD = 6059.0020 GNF FG 12,118,004.00You pay$2,002.99
$0 fee on first online transfers MoneyGram Pay via Credit Card	Fees: $32.99 1 AUD = 6071.5207 GNF +1.74% vs mid-market	Recipient gets FG 12,143,041.40 6-12 Hours
2 reviews
Ways to receive money in Guinea with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Mobile wallet6-12 HoursAvailable via:Select Wallets $32.991 AUD = 6071.5207 GNF FG 12,143,041.40You pay$2,032.99 Cash pickup6-12 Hours $32.991 AUD = 6059.0020 GNF FG 12,118,004.00You pay$2,032.99
Remitly Pay via Debit Card	Fees: $0.00 1 AUD = 6069.8200 GNF +1.77% vs mid-market	Recipient gets FG 12,139,640.00 2 Days
15 reviews Receive to bank account or cash pickup
Ways to receive money in Guinea with Remitly when paying by debit card. MethodFee & ratesRecipient gets Bank deposit2 Days Free1 AUD = 6069.8200 GNF FG 12,139,640.00You pay$2,000.00

Remitly Pay via Credit Card	Fees: $20.00 1 AUD = 6069.8200 GNF +1.77% vs mid-market	Recipient gets FG 12,139,640.00 2 Days
15 reviews Receive to bank account or cash pickup
Ways to receive money in Guinea with Remitly when paying by credit card. MethodFee & ratesRecipient gets Bank deposit2 Days $20.001 AUD = 6069.8200 GNF FG 12,139,640.00You pay$2,020.00
Remitly Pay via PayTo	Fees: $0.00 1 AUD = 6069.8200 GNF +1.77% vs mid-market	Recipient gets FG 12,139,640.00 2 Days
15 reviews Receive to bank account or cash pickup
Ways to receive money in Guinea with Remitly when paying by payto. MethodFee & ratesRecipient gets Bank deposit2 Days Free1 AUD = 6069.8200 GNF FG 12,139,640.00You pay$2,000.00
Xe Pay via Credit Card	Fees: $15.00 1 AUD = 6103.0332 GNF +1.22% vs mid-market	Recipient gets FG 12,114,520.90 6-12 Hours
4 reviews Receive to bank accountDedicated support for larger transactions
Ways to receive money in Guinea with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours $15.001 AUD = 6103.0332 GNF FG 12,114,520.90You pay$2,000.00
Wise Pay via Bank Transfer	Fees: $79.51 1 AUD = 6177.6500 GNF +0.01% vs mid-market	Recipient gets FG 11,864,115.00 Within a week
25 reviews Recommended Receive to bank accountDedicated support for large transfers
Ways to receive money in Guinea with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT $79.511 AUD = 6177.6500 GNF FG 11,864,115.00You pay$2,000.00

Wise Pay via Osko	Fees: $79.51 1 AUD = 6177.6500 GNF +0.01% vs mid-market	Recipient gets FG 11,864,115.00 Within a week
25 reviews Receive to bank accountDedicated support for large transfers
Ways to receive money in Guinea with Wise when paying by osko. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT $79.511 AUD = 6177.6500 GNF FG 11,864,115.00You pay$2,000.00
Wise Pay via Debit Card	Fees: $84.68 1 AUD = 6177.6500 GNF +0.01% vs mid-market	Recipient gets FG 11,832,177.00 Within a week
25 reviews Receive to bank accountDedicated support for large transfers
Ways to receive money in Guinea with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT $84.681 AUD = 6177.6500 GNF FG 11,832,177.00You pay$2,000.00
Wise Pay via Credit Card	Fees: $97.34 1 AUD = 6177.6500 GNF +0.01% vs mid-market	Recipient gets FG 11,753,968.00 Within a week
25 reviews Receive to bank accountDedicated support for large transfers
Ways to receive money in Guinea with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT $97.341 AUD = 6177.6500 GNF FG 11,753,968.00You pay$2,000.00
How Our Results Work Mid-market rate: 1 AUD = 6178.1810 GNF Updates every 60 minutes.

Why compare

AUD/GNF exchange rate

Best ways to pay & receive

Transfer speed

How to send money from Australia to Guinea

Pick a company

Start with the cheapest, which is TapTap Send at 12,993,340 GNF on $2,000.

Funding is quick whoever you pick, so the choice comes down to the rate and how your recipient collects it.

Fund your transfer

You have 7 ways to pay, including debit card, credit card, bank transfer, payid, poli, payto, and osko.

PayID and Osko move money to the company in seconds at no cost, and PayID shows you the account name before you confirm.

Watch your bank's daily limit on anything large.

Verify and send

First time round you'll need a photo ID, usually a licence or a passport.

A passport and visa are enough if you’re new (you don’t need an Australian credit history).

Compare amounts

How much AUD are you sending to Guinea?

How much AUD you send to Guinea heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.


$1,000	-5.01%	$0.00	FG 6,496,670.00with debit card to cash pickup	+FG 430,822.26
$1,500	-5.01%	$0.00	FG 9,745,005.00with debit card to cash pickup	+FG 615,246.24
$2,000This page	-5.03%	$0.00	FG 12,993,340.00with debit card to cash pickup	+FG 825,838.80
$3,000	-4.87%	$0.00	FG 19,451,760.00with debit card to cash pickup	+FG 1,277,113.22
$7,500	-5.02%	$0.00	FG 48,725,025.00with debit card to cash pickup	+FG 3,232,556.74
$12,000	-5.02%	$0.00	FG 77,960,040.00with debit card to cash pickup	+FG 5,061,542.94
$15,000	-5.04%	$0.00	FG 97,450,050.00with debit card to cash pickup	+FG 6,326,466.41
$100,000	-5.03%	$0.00	FG 649,667,000.00with debit card to cash pickup	+FG 37,561,770.88
$250,000	-5.02%	$0.00	FG 1,624,167,500.00with debit card to cash pickup	+FG 93,722,214.01
$500,000	-4.86%	$0.00	FG 3,241,960,000.00with debit card to cash pickup	+FG 169,859,829.53

Mid-market rate: 1 AUD = 6178.1810 GNF

Ways to send money from Australia to Guinea

6 money transfer companies let you send money from Australia to Guinea.

Cheapest for most transfers

Online transfers

Sending money online with a “self-service” provider is usually the cheapest way to send money to Guinea.

For example, sending $500 with Ria Money Transfer will get you 12,400,575.24 GNF after a $2.89 fee and -0.5% markup.

To speed up the transfer, use PayID or bank transfer, this will ensure your money is withdrawn instantly from your AU bank account.

Plus, PayID shows the registered payee name, which gives you an extra check against the details you entered.

For regular transfers home

Money transfer apps

An app suits the transfer you make over and over to the same recipient, similar amount, every payday or so.

TapTap Send takes $0 in fees and -5.03% markup on a $0 transfer, and your GNF arrives in minutes.

Signing up is quick even if you're new to Australia.

A passport and visa are enough for most money transfer apps, and no local credit history is needed.

For large AUD transfers

Currency brokers

Money transfer brokers are best for large transfers, like buying property, moving abroad, or paying student fees.

On transfers of $10,000 or more, a broker like Xe drops the fee entirely and works on margin instead.

With Xe you get 1.22% on AUD/GNF, and it gets lower the more you send.

You also get an account manager for the whole thing.

For overseas business payments

Business accounts

Global accounts like Airwallex are great for paying suppliers, contractors or staff in GNF, handling invoices, batch payments, and more.

For receiving and spending

Multi-currency accounts

Multi-currency accounts let you hold AUD and GNF in one account, and convert when the rate suits you.

Wise converts $2,000 at 0.01% markup, and the GNF sits in your account until you spend or transfer it.

Most useful if you travel often to Guinea, split your life between two countries, or receive money from abroad.

We also created a guide going into more detail about multi currency accounts.

Ways to fund AUD and receive money in Guinea

With TapTap Send, paying by debit card and receiving through a cash pickup is the cheapest combination. Sending $2,000 gives your recipient 12,993,340 GNF.

You can fund the transfer with debit card, credit card, bank transfer, payid, poli, payto, and osko.

You can pay with payid

Use the PayID supplied by the company and confirm the recipient name shown by your Australian bank before approving the payment.

Recipients in the Guinea can collect GNF through bank deposit, cash pickup, mobile wallet, and mobile money.

Your recipient can have GNF delivered to a mobile wallet, without a bank account.

Use our payout filters above to find the cheapest company offering mobile wallet withdrawals.

Receive GNF in a mobile wallet

Use the mobile number registered to the recipient's supported wallet. A wrong digit can send the money to a different account.

They can collect cash via Ria Money Transfer

For cash collection, the recipient should take a photo ID and the transfer reference to a participating location in the Guinea.

1

Debit card Cash pickup

You pay $2,000.00

GFr12,993,340

Cheapest
2

Debit card Mobile money

You pay $2,000.00

GFr12,993,340

GFr0
3

Debit card Bank deposit

You pay $2,000.00

GFr12,400,575

-GFr592,765
4

Debit card Mobile wallet

You pay $2,000.00

GFr12,400,575

-GFr592,765
5

Credit card Bank deposit

You pay $2,000.00

GFr12,400,575

-GFr592,765

Show moreShow less

6

Credit card Mobile wallet

You pay $2,000.00

GFr12,400,575

-GFr592,765
7

Payid Bank deposit

You pay $2,000.00

GFr12,400,575

-GFr592,765
8

Payid Mobile wallet

You pay $2,000.00

GFr12,400,575

-GFr592,765
9

Credit card Cash pickup

You pay $2,000.00

GFr12,356,619

-GFr636,721
10

Payid Cash pickup

You pay $2,000.00

GFr12,356,619

-GFr636,721
11

Bank transfer Bank deposit

You pay $2,000.00

GFr12,206,066

-GFr787,274
12

Poli Mobile wallet

You pay $2,000.00

GFr12,143,041

-GFr850,299
13

Payto Bank deposit

You pay $2,000.00

GFr12,139,640

-GFr853,700
14

Poli Cash pickup

You pay $2,002.99

GFr12,118,004

-GFr875,336
15

Osko Bank deposit

You pay $2,000.00

GFr11,864,115

-GFr1,129,225

Consider this before sending AUD to India

Every international transfer is reportable by the company handling it, but that is not a tax or a form you normally file yourself. PayID can fund the transfer, while the overseas leg still needs a transfer provider.

Compare AUD/INR transfer options

For an $2,000 transfer to Guinea, these are the best options right now:

Cheapest

TapTap Send is cheapest when funded by debit card with cash pickup for the payout. Your recipient gets 12,993,340 GNF, which is 4.56% more than the next best option.

Fastest

TapTap Send delivers 12,993,340 GNF in minutes when you use debit card and choose cash pickup as payout.

If you need money urgently, we've put together a guide on instant money transfers.

PayID is domestic only

PayID and Osko move Australian dollars between local accounts.

When a money transfer company accepts PayID, it collects the AUD in Australia and then handles the conversion and payout in Guinea.

Confirm the registered business name shown by your bank before approving the PayID payment.

AUSTRAC reporting

The bank or remittance company reports international transfer instructions to AUSTRAC.

This applies to international transfers generally, rather than only those above A$10,000.

You do not normally submit the international transfer report yourself.

A separate threshold report applies when a transaction involves A$10,000 or more in physical cash.

Large or unusual transfers can still trigger source-of-funds checks. Keep the sale agreement, invoice or bank statement that explains the payment ready.

Cash gifts can affect Centrelink payments

Australia does not generally tax a genuine cash gift simply because you send it to family in Guinea.

Gifting money can still affect income-tested or asset-tested Centrelink payments.

Services Australia can continue assessing gifts above its gifting free areas under the income and assets tests.

If you or your partner receive a relevant payment, check the gifting rules before sending a large amount.

Bank protection in Australia

The Financial Claims Scheme protects eligible Australian-dollar deposits with an Australian-incorporated ADI, up to A$250,000 per account holder per ADI.

It does not automatically cover money held by a non-bank transfer company.

In case of issues, if a complaint is not resolved, the Australian Financial Complaints Authority is the free external dispute service for member financial firms.

Live AUD-GNF Exchange Rate

Getting a better AUD to GNF rate

Small changes in the AUD/GNF rate can make a noticeable difference to the amount received, especially on a larger transfer.

Mid-market rate:1 AUD = 6,182.565213 GNF

How we analyse the market

We track 6 companies sending AUD to Guinea, all holding an Australian licence, with rates refreshed in real time when running a live search.

Fees, exchange rates and the pay-in and payout options all get compared, and each company goes through our review before it appears.

More on who we are, why you can trust us and getting started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

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