Compare the best ways to send money from United States to Guinea

We compared 6 companies sending money from the United States to Guinea. TapTap Send is the best and cheapest, while TapTap Send is the fastest.

Sending $7,000 with TapTap Send gets your recipient 66,675,000 GNF at 9525.0000 GNF per USD.

Best companies for USD/GNF transfers

6 of 6 providers

Last updated on 28 October 2026

Based on 7,000 USD transfer

Best companies for USD/GNF transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee $234.60 1 USD = 8823.8000 GNF +0.48% vs mid-market Recipient gets FG 59,696,537.00 Within a week
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Guinea with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:SWIFT
$234.601 USD = 8823.8000 GNF
FG 59,696,537.00You pay$7,000.00
Promoted

Xe

Pay via Bank transfer
Fee $0.00 1 USD = 8717.8064 GNF +1.69% vs mid-market Recipient gets FG 61,024,644.80 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Guinea with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 USD = 8717.8064 GNF
FG 61,024,644.80You pay$7,000.00

Run a live search

Showing top United States to Guinea deals for 7,000 USD. Do a live search with your exact amount for today's best rates.

TapTap Send

Pay via Debit card
Fee $0.00 1 USD = 9525.0000 GNF -7.16% vs mid-market Recipient gets FG 66,675,000.00 Minutes
CheapestFastest
Receive to bank account

Ways to receive money in Guinea with TapTap Send when paying by debit card.

MethodFee & ratesRecipient gets
Cash pickupMinutesAvailable via:Wari
Free1 USD = 9525.0000 GNF
FG 66,675,000.00You pay$7,000.00
Mobile moneyMinutesAvailable via:MTN, Orange
Free1 USD = 9525.0000 GNF
FG 66,675,000.00You pay$7,000.00
Exclusive: First Transfer Deal

Regency FX

Pay via Bank transfer
Fee $0.00 1 USD = 8842.4359 GNF +0.27% vs mid-market Recipient gets FG 61,897,051.25 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Guinea with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 USD = 8842.4359 GNF
FG 61,897,051.25You pay$7,000.00
Only available via Mobile App

WorldRemit

Pay via Debit card
Fee $0.99 1 USD = 8719.9500 GNF +1.67% vs mid-market Recipient gets FG 61,031,017.25 Minutes - 2 days
Receive to bank account or cash pickup

Ways to receive money in Guinea with WorldRemit when paying by debit card.

MethodFee & ratesRecipient gets
Mobile moneyMinutes - 2 days
$0.991 USD = 8719.9500 GNF
FG 61,031,017.25You pay$7,000.00
Cash pickupMinutes - 2 days
Free1 USD = 8680.6050 GNF
FG 60,764,235.00You pay$7,000.00

Xe

Pay via Bank transfer
Fee $0.00 1 USD = 8717.8064 GNF +1.69% vs mid-market Recipient gets FG 61,024,644.80 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Guinea with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 USD = 8717.8064 GNF
FG 61,024,644.80You pay$7,000.00
$0 fee on first online transfers

MoneyGram

Pay via Debit card
Fee $0.99 1 USD = 8717.8064 GNF +1.69% vs mid-market Recipient gets FG 61,024,644.80 Minutes - 24 hours

Ways to receive money in Guinea with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Mobile walletMinutes - 24 hoursAvailable via:Select Wallets
$0.991 USD = 8717.8064 GNF
FG 61,024,644.80You pay$7,000.99
Cash pickupMinutes - 24 hours
$75.991 USD = 8484.3851 GNF
FG 59,390,695.70You pay$7,075.99
$0 fee on first online transfers

MoneyGram

Pay via Bank transfer
Fee $1.99 1 USD = 8717.8064 GNF +1.69% vs mid-market Recipient gets FG 61,024,644.80 Minutes - 24 hours

Ways to receive money in Guinea with MoneyGram when paying by bank transfer.

MethodFee & ratesRecipient gets
Mobile walletMinutes - 24 hoursAvailable via:Select Wallets
$1.991 USD = 8717.8064 GNF
FG 61,024,644.80You pay$7,001.99
Cash pickupMinutes - 24 hours
$5.991 USD = 8484.5061 GNF
FG 59,391,542.70You pay$7,005.99
$0 fee on first online transfers

MoneyGram

Pay via Credit card
Fee $210.00 1 USD = 8717.8064 GNF +1.69% vs mid-market Recipient gets FG 61,024,644.80 Minutes - 24 hours

Ways to receive money in Guinea with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
Mobile walletMinutes - 24 hoursAvailable via:Select Wallets
$210.001 USD = 8717.8064 GNF
FG 61,024,644.80You pay$7,210.00
Cash pickupMinutes - 24 hours
$179.991 USD = 8484.3851 GNF
FG 59,390,695.70You pay$7,179.99

Xe

Pay via Debit card
Fee $35.00 1 USD = 8717.8064 GNF +1.69% vs mid-market Recipient gets FG 60,719,521.58 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Guinea with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
$35.001 USD = 8717.8064 GNF
FG 60,719,521.58You pay$7,000.00
$0 fee on first online transfers

MoneyGram

Pay via Cash deposit
Fee $60.79 1 USD = 8627.9866 GNF +2.73% vs mid-market Recipient gets FG 60,395,906.20 Minutes - 24 hours

Ways to receive money in Guinea with MoneyGram when paying by cash deposit.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 24 hours
$60.791 USD = 8627.9866 GNF
FG 60,395,906.20You pay$7,060.79

Wise

Pay via Bank transfer
Fee $234.60 1 USD = 8823.8000 GNF +0.48% vs mid-market Recipient gets FG 59,696,537.00 Within a week
Recommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Guinea with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:SWIFT
$234.601 USD = 8823.8000 GNF
FG 59,696,537.00You pay$7,000.00

Xe

Pay via Credit card
Fee $210.00 1 USD = 8717.8064 GNF +1.69% vs mid-market Recipient gets FG 59,193,905.46 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Guinea with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
$210.001 USD = 8717.8064 GNF
FG 59,193,905.46You pay$7,000.00
How Our Results Work
Mid-market rate: 1 USD = 8866.3751 GNF Updates every 60 minutes.

How to send money from US to Guinea

Pick a company

If you're sending a one-off transfer, then TapTap Send is the best option.

TapTap Send was the cheapest on 30 of the 30 days it quoted $7,000 transfers to Guinea.

For recurring transfers, I'd suggest using an app or a multi-currency account with TapTap Send.

For large transfers, a broker like Regency FX is the best option.

If your recipient needs cash, MoneyGram is the cheapest.

How much you send will affect the best option for you right now.

Pay for it

You have 4 ways to pay for your transfer to Guinea, including debit card, bank transfer, credit card, and cash deposit.

Usually, using bank transfer to fund your transfer is the cheapest but slowest option (ACH and takes a day or two).

You can use a debit card, Apple Pay and Google Pay for quicker deposit but its a bit more expensive.

I suggest avoiding credit cards since these are most expensive and have cash advance fees (Amex is very rarely accepted in general).

Check and send

First time round you'll need to confirm who you are.

An SSN isn't required, an ITIN or a foreign passport works with most companies here.

Compare amounts

How much USD are you sending to Guinea?

How much USD you send to Guinea heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows TapTap Send was the cheapest in 100% of the transfers from $5,000 it quoted, and in 100% of all the transfers it quoted.

Cheapest service
$500-7.16%$0.00FG 4,762,500.00with debit card to cash pickup+FG 424,737.56
$2,000-7.16%$0.00FG 19,050,000.00with debit card to cash pickup+FG 1,909,467.52
$5,000-7.16%$0.00FG 47,625,000.00with debit card to cash pickup+FG 4,205,608.13
$7,000This page-7.16%$0.00FG 66,675,000.00with debit card to cash pickup+FG 5,428,862.01
$10,000-7.16%$0.00FG 95,250,000.00with debit card to cash pickup+FG 7,719,877.13
$50,000-7.16%$0.00FG 476,250,000.00with debit card to cash pickup+FG 38,544,653.18
$100,000-7.16%$0.00FG 952,500,000.00with debit card to cash pickup+FG 77,033,503.48
$250,000-7.16%$0.00FG 2,381,250,000.00with debit card to cash pickup+FG 192,566,570.01

Mid-market rate: 1 USD = 8866.3751 GNF

USD/GNF Exchange Rate History

Is today a good time to send money from US to Guinea?

The cheapest way to send USD to GNF can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's TapTap Send), across 30 days of comparisons for 7,000 USD transfers to Guinea.

GNF received for $7,000, after fees

Wed, Oct 28, 2026Mid-market rateFG 62,064,625.74 TapTap Send FG 66,675,000.00TapTap SendFG 66,675,000.00Regency FXFG 61,897,051.25WorldRemitFG 61,031,017.25

60M
62M
64M
66M
68M
At the mid-market rateWith the cheapest optionTapTap SendRegency FXWorldRemit
Exchange rateFeeRecipient getsDifference
Mid-market rate 8799.8909 – FG 61,599,236.32
TapTap Send Cheapest 9300.0000 $0.00 FG 65,100,000.00 +FG 3,500,763.68
Regency FX 8776.1312 $0.00 FG 61,432,918.38 −FG 166,317.94
WorldRemit 8672.3000 $0.99 FG 60,697,514.42 −FG 901,721.90
Exchange rateFeeRecipient getsDifference
Mid-market rate 8754.9998 – FG 61,284,998.33
TapTap Send Cheapest 9300.0000 $0.00 FG 65,100,000.00 +FG 3,815,001.67
Regency FX 8731.3613 $0.00 FG 61,119,528.84 −FG 165,469.49
WorldRemit 8672.3000 $0.99 FG 60,697,514.42 −FG 587,483.91
Exchange rateFeeRecipient getsDifference
Mid-market rate 8750.0002 – FG 61,250,001.35
TapTap Send Cheapest 9300.0000 $0.00 FG 65,100,000.00 +FG 3,849,998.65
Regency FX 8726.3752 $0.00 FG 61,084,626.35 −FG 165,375.00
WorldRemit 8672.3000 $0.99 FG 60,697,514.42 −FG 552,486.93
Exchange rateFeeRecipient getsDifference
Mid-market rate 8843.4526 – FG 61,904,168.49
TapTap Send Cheapest 9300.0000 $0.00 FG 65,100,000.00 +FG 3,195,831.51
Regency FX 8819.5753 $0.00 FG 61,737,027.23 −FG 167,141.26
WorldRemit 8672.3000 $0.99 FG 60,697,514.42 −FG 1,206,654.07
Exchange rateFeeRecipient getsDifference
Mid-market rate 8750.0004 – FG 61,250,002.49
TapTap Send Cheapest 9300.0000 $0.00 FG 65,100,000.00 +FG 3,849,997.52
Regency FX 8726.3754 $0.00 FG 61,084,627.48 −FG 165,375.01
WorldRemit 8672.3000 $0.99 FG 60,697,514.42 −FG 552,488.06
Exchange rateFeeRecipient getsDifference
Mid-market rate 8777.4768 – FG 61,442,337.58
TapTap Send Cheapest 9300.0000 $0.00 FG 65,100,000.00 +FG 3,657,662.42
Regency FX 8753.7776 $0.00 FG 61,276,443.27 −FG 165,894.31
WorldRemit 8672.3000 $0.99 FG 60,697,514.42 −FG 744,823.16
Exchange rateFeeRecipient getsDifference
Mid-market rate 8790.2412 – FG 61,531,688.18
TapTap Send Cheapest 9200.0000 $0.00 FG 64,400,000.00 +FG 2,868,311.82
Regency FX 8766.5075 $0.00 FG 61,365,552.62 −FG 166,135.56
WorldRemit No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 8779.0970 – FG 61,453,678.75
TapTap Send Cheapest 9200.0000 $0.00 FG 64,400,000.00 +FG 2,946,321.25
Regency FX 8755.3934 $0.00 FG 61,287,753.82 −FG 165,924.93
WorldRemit No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 8793.3679 – FG 61,553,575.00
TapTap Send Cheapest 9300.0000 $0.00 FG 65,100,000.00 +FG 3,546,425.00
Regency FX 8769.6258 $0.00 FG 61,387,380.35 −FG 166,194.65
WorldRemit 8672.3000 $0.99 FG 60,697,514.42 −FG 856,060.58
Exchange rateFeeRecipient getsDifference
Mid-market rate 8791.3167 – FG 61,539,217.13
TapTap Send Cheapest 9300.0000 $0.00 FG 65,100,000.00 +FG 3,560,782.87
Regency FX 8767.5802 $0.00 FG 61,373,061.24 −FG 166,155.89
WorldRemit No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 8770.0220 – FG 61,390,154.11
TapTap Send Cheapest 9300.0000 $0.00 FG 65,100,000.00 +FG 3,709,845.89
Regency FX 8746.3430 $0.00 FG 61,224,400.70 −FG 165,753.41
WorldRemit No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 8797.6801 – FG 61,583,760.88
TapTap Send Cheapest 9300.0000 $0.00 FG 65,100,000.00 +FG 3,516,239.12
Regency FX 8773.9264 $0.00 FG 61,417,484.72 −FG 166,276.16
WorldRemit 8672.3000 $0.99 FG 60,697,514.42 −FG 886,246.46
Exchange rateFeeRecipient getsDifference
Mid-market rate 8797.6801 – FG 61,583,760.88
TapTap Send Cheapest 9300.0000 $0.00 FG 65,100,000.00 +FG 3,516,239.12
Regency FX 8773.9264 $0.00 FG 61,417,484.72 −FG 166,276.16
WorldRemit 8672.3000 $0.99 FG 60,697,514.42 −FG 886,246.46
Exchange rateFeeRecipient getsDifference
Mid-market rate 8791.5223 – FG 61,540,656.33
TapTap Send Cheapest 9300.0000 $0.00 FG 65,100,000.00 +FG 3,559,343.67
Regency FX 8767.7852 $0.00 FG 61,374,496.56 −FG 166,159.77
WorldRemit 8672.3000 $0.99 FG 60,697,514.42 −FG 843,141.91
Exchange rateFeeRecipient getsDifference
Mid-market rate 8813.8965 – FG 61,697,275.45
TapTap Send Cheapest 9300.0000 $0.00 FG 65,100,000.00 +FG 3,402,724.55
Regency FX 8790.0990 $0.00 FG 61,530,692.81 −FG 166,582.64
WorldRemit No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 8780.3442 – FG 61,462,409.16
TapTap Send Cheapest 9350.0000 $0.00 FG 65,450,000.00 +FG 3,987,590.84
Regency FX 8756.6372 $0.00 FG 61,296,460.65 −FG 165,948.51
WorldRemit No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 8791.3658 – FG 61,539,560.70
TapTap Send Cheapest 9350.0000 $0.00 FG 65,450,000.00 +FG 3,910,439.30
Regency FX 8767.6291 $0.00 FG 61,373,403.88 −FG 166,156.82
WorldRemit 8719.9500 $0.99 FG 61,031,017.25 −FG 508,543.45
Exchange rateFeeRecipient getsDifference
Mid-market rate 8798.1770 – FG 61,587,239.30
TapTap Send Cheapest 9350.0000 $0.00 FG 65,450,000.00 +FG 3,862,760.70
Regency FX 8774.4220 $0.00 FG 61,420,953.75 −FG 166,285.55
WorldRemit 8719.9500 $0.99 FG 61,031,017.25 −FG 556,222.05
Exchange rateFeeRecipient getsDifference
Mid-market rate 8810.2122 – FG 61,671,485.12
TapTap Send Cheapest 9350.0000 $0.00 FG 65,450,000.00 +FG 3,778,514.88
Regency FX 8786.4246 $0.00 FG 61,504,972.11 −FG 166,513.01
WorldRemit 8719.9500 $0.99 FG 61,031,017.25 −FG 640,467.87
Exchange rateFeeRecipient getsDifference
Mid-market rate 8810.2122 – FG 61,671,485.12
TapTap Send Cheapest 9350.0000 $0.00 FG 65,450,000.00 +FG 3,778,514.88
Regency FX 8786.4246 $0.00 FG 61,504,972.11 −FG 166,513.01
WorldRemit 8719.9500 $0.99 FG 61,031,017.25 −FG 640,467.87
Exchange rateFeeRecipient getsDifference
Mid-market rate 8826.2685 – FG 61,783,879.40
TapTap Send Cheapest 9350.0000 $0.00 FG 65,450,000.00 +FG 3,666,120.60
Regency FX 8802.4376 $0.00 FG 61,617,062.93 −FG 166,816.47
WorldRemit 8719.9500 $0.99 FG 61,031,017.25 −FG 752,862.15
Exchange rateFeeRecipient getsDifference
Mid-market rate 8797.4998 – FG 61,582,498.56
TapTap Send Cheapest 9350.0000 $0.00 FG 65,450,000.00 +FG 3,867,501.44
Regency FX 8773.7465 $0.00 FG 61,416,225.81 −FG 166,272.75
WorldRemit 8719.9500 $0.99 FG 61,031,017.25 −FG 551,481.31
Exchange rateFeeRecipient getsDifference
Mid-market rate 8834.9372 – FG 61,844,560.32
TapTap Send Cheapest 9350.0000 $0.00 FG 65,450,000.00 +FG 3,605,439.68
Regency FX 8811.0829 $0.00 FG 61,677,580.01 −FG 166,980.31
WorldRemit No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 8851.4010 – FG 61,959,806.83
TapTap Send Cheapest 9500.0000 $0.00 FG 66,500,000.00 +FG 4,540,193.17
Regency FX 8827.5022 $0.00 FG 61,792,515.35 −FG 167,291.48
WorldRemit 8719.9500 $0.99 FG 61,031,017.25 −FG 928,789.58
Exchange rateFeeRecipient getsDifference
Mid-market rate 8846.2841 – FG 61,923,988.81
TapTap Send Cheapest 9500.0000 $0.00 FG 66,500,000.00 +FG 4,576,011.20
Regency FX 8822.3991 $0.00 FG 61,756,794.04 −FG 167,194.77
WorldRemit 8719.9500 $0.99 FG 61,031,017.25 −FG 892,971.55
Exchange rateFeeRecipient getsDifference
Mid-market rate 8843.6649 – FG 61,905,654.48
TapTap Send Cheapest 9525.0000 $0.00 FG 66,675,000.00 +FG 4,769,345.52
Regency FX 8819.7870 $0.00 FG 61,738,509.21 −FG 167,145.27
WorldRemit 8719.9500 $0.99 FG 61,031,017.25 −FG 874,637.23
Exchange rateFeeRecipient getsDifference
Mid-market rate 8843.6649 – FG 61,905,654.48
TapTap Send Cheapest 9525.0000 $0.00 FG 66,675,000.00 +FG 4,769,345.52
Regency FX 8819.7870 $0.00 FG 61,738,509.21 −FG 167,145.27
WorldRemit No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 8830.2660 – FG 61,811,862.22
TapTap Send Cheapest 9525.0000 $0.00 FG 66,675,000.00 +FG 4,863,137.78
Regency FX 8806.4243 $0.00 FG 61,644,970.19 −FG 166,892.03
WorldRemit 8719.9500 $0.99 FG 61,031,017.25 −FG 780,844.97
Exchange rateFeeRecipient getsDifference
Mid-market rate 8869.3324 – FG 62,085,327.15
TapTap Send Cheapest 9525.0000 $0.00 FG 66,675,000.00 +FG 4,589,672.85
Regency FX 8845.3853 $0.00 FG 61,917,696.77 −FG 167,630.38
WorldRemit No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 8866.3751 – FG 62,064,625.74
TapTap Send Cheapest 9525.0000 $0.00 FG 66,675,000.00 +FG 4,610,374.26
Regency FX 8842.4359 $0.00 FG 61,897,051.25 −FG 167,574.49
WorldRemit 8719.9500 $0.99 FG 61,031,017.25 −FG 1,033,608.49

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send $7,000, after fees, as quoted by each company. The mid-market line shows what $7,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

Understanding USD/GNF exchange rate

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more GNF per USD than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

In the past month, a money transfer company beat the mid-market rate on 30 of the last 30 days.

Right now, TapTap Send pays 66,675,000 GNF on 7,000 USD, which is 4,610,374.26 GNF more than the mid-market amount, so it's a good deal (pretty much free money).

Today's payout is the highest in the past month.

If you need to send money now, it's a good time to send.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Guinea.

We've tracked 207 comparisons to check how often today's top companies were the cheapest across 8 amounts over the past month.

  1. TapTap SendAppeared in 201 comparisons

    Cheapest every time

  2. Regency FXAppeared in 114 comparisons

    Cheapest in 4% of them

  3. WorldRemitAppeared in 87 comparisons

    Never the cheapest

Based on 207 comparisons across 8 amounts over the last 30 days.

Is the cheapest money transfer company always the best?

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyze companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today TapTap Send is the cheapest and gets you the most GNF, and it was also the cheapest in 100% of the 201 comparisons it appeared in over the past month.

It's a good pick for both one-off and regular transfers to Guinea.

Regency FX (today's second cheapest) was the cheapest in only 4% of its comparisons, so it's rarely the cheapest option for transfers to Guinea.

Ways to send money from the US to Guinea

There are 6 companies available for sending money from the US to Guinea, across app, online, broker, in person, multi-currency account, and global account, and more.

For regular transfers home

Money transfer apps

If you send a few hundred dollars home every payday, an app is usually the cheapest way and the least work.

TapTap Send charges $0 on a $7,000 transfer with -7.16% markup, saves your recipient's details for next time, and GNF arrives in minutes.

Over the past month, TapTap Send was the cheapest app on 100% of the days it appeared for $7,000 transfers.

Funding from a US bank account or debit card avoids the 1% federal tax that applies to cash-funded transfers.

Sending without a US bank account

Cash & in-person transfers

Paying in cash at an agent can work without a US bank account.

The ID accepted depends on the company and the amount, so check before visiting if you do not have an SSN.

Hand $7,000 to a MoneyGram agent in the US, and your recipient will get 61,024,644.8 GNF in minutes - 24 hours.

Our data shows MoneyGram came out cheapest among in-person options on 100% of days in the past month.

However, transfers funded with cash or a money order carry a 1% federal tax since January 1, 2026. To avoid it, fund with a debit card or bank account instead (most agents take both).

For one-off transfers

Online transfers

For a one-off transfer, an online service funded from your checking account is usually the cheapest way to send money to Guinea.

Of all online companies listed here, Xe gets you the most GNF per USD.

On a $7,000 transfer, you will get 61,024,644.8 GNF after a $0 fee and 1.69% markup.

In our comparisons over the past month, it was the cheapest online service on 27 of the 29 days it quoted.

But, bank funding (ACH) takes 1 to 3 business days to clear, while debit cards (and Google Pay/Apple Pay) are usually instant but cost a bit more.

For transfers over $10,000

Currency brokers

For large transfers to Guinea (e.g. a property purchase, tuition, or moving to Guinea), a broker like Regency FX charges no fee, gives you a dedicated account manager, and adds 0.27% markup on USD/GNF that gets lower the more you send.

Our analysis shows Regency FX was the cheapest broker in 100% of the transfers from $5,000 it quoted.

It's also good to check Wise since you get a bulk discount on transfers over $25,000.

Business payments from the US

Global accounts

Global accounts are for US businesses paying people abroad.

Companies like Airwallex, WorldFirst, or Payoneer handle the recurring and batch payments, invoicing, tracking, and more.

Holding & spending currencies

Multi-currency accounts

A multi-currency account like Wise is the best for holding and receiving GNF.

This is useful for traveling to Guinea, building up GNF balance, or receiving payments in GNF.

Wise converts $7,000 at 0.48% markup plus small fee and holds the GNF until you spend it.

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

Ways to fund USD and receive GNF in Guinea

With TapTap Send, paying by debit card and receiving through cash pickup is the cheapest combination. Sending $7,000 gives your recipient 66,675,000 GNF.

Deposit USD by debit card, bank transfer, credit card, and cash deposit.

The simplest way is to pay from your US checking account

Pay by bank transfer using your routing and account numbers.

An ACH payment is usually cheaper than a card, but it may take some time for it to clear before a money transfer company can send the money to Guinea.

You can deposit cash

You'll need to visit the nearest MoneyGram branch and hand over $7,000.

MoneyGram is the cheapest option and will get you 61,024,644.8 GNF on a $7,000 transfer after fees.

Transfers funded with physical cash are subject to the 1% US remittance transfer tax, but funding from a US bank account or with a US-issued debit or credit card is exempt.

Zelle, Venmo and Cash App only support domestic transfers, so they cannot send money to Guinea.

Your recipient in Guinea can collect GNF through cash pickup, bank deposit, mobile money, and mobile wallet.

They can collect cash in Guinea

Your recipient can collect GNF from a participating MoneyGram location in Guinea.

They should take a valid photo ID and the collection reference, and check that the name on the transfer matches their ID.

  1. 1
    Debit card Cash pickup

    You pay $7,000.00

    GFr66,675,000

    Cheapest

  2. 2
    Debit card Mobile money

    You pay $7,000.00

    GFr66,675,000

    GFr0

  3. 3
    Bank transfer Bank deposit

    You pay $7,000.00

    GFr61,897,051

    -GFr4,777,949

  4. 4
    Debit card Mobile wallet

    You pay $7,000.99

    GFr61,024,645

    -GFr5,650,355

  5. 5
    Bank transfer Mobile wallet

    You pay $7,001.99

    GFr61,024,645

    -GFr5,650,355

Show moreShow less
  1. 6
    Credit card Mobile wallet

    You pay $7,210.00

    GFr61,024,645

    -GFr5,650,355

  2. 7
    Debit card Bank deposit

    You pay $7,000.00

    GFr60,719,522

    -GFr5,955,478

  3. 8
    Cash deposit Cash pickup

    You pay $7,060.79

    GFr60,395,906

    -GFr6,279,094

  4. 9
    Bank transfer Cash pickup

    You pay $7,005.99

    GFr59,391,543

    -GFr7,283,457

  5. 10
    Credit card Cash pickup

    You pay $7,179.99

    GFr59,390,696

    -GFr7,284,304

  6. 11
    Credit card Bank deposit

    You pay $7,000.00

    GFr59,193,905

    -GFr7,481,095

Things to consider before sending USD to Guinea

The way you fund the transfer now affects the tax, while US law gives you specific rights if something goes wrong.

Find the right USD/GNF company

Cheapest way to send money to Guinea

The cheapest option is TapTap Send, funded by debit card with cash pickup for the payout. Your recipient gets 66,675,000 GNF, which is 7.17% more than the next best option.

Fastest way to send money to Guinea

The fastest option is TapTap Send. Pay by debit card and choose cash pickup for the payout. Your recipient gets 66,675,000 GNF, with the money arriving in minutes.

Cash-funded transfers now carry a 1% tax

Since January 1, 2026, a 1% federal tax applies when an international transfer is funded with cash, a money order, a cashier's check or a traveler's check.

Funding from a US bank account, including ACH, or with a US-issued debit or credit card is exempt.

The rule applies to how you pay in, so your recipient can still collect cash without triggering the tax.

The $10,000 rule is not a transfer limit

There is no federal cap on how much of your own money you can send electronically abroad.

Your bank or transfer company can set its own limit and ask for proof of where a large or unusual payment came from.

Cash reports and the declaration for physically carrying more than $10,000 across the US border are separate rules.

Do not split cash transactions to avoid a report.

You normally have 30 minutes to cancel

The US Remittance Transfer Rule requires a covered company to show the exchange rate, fees and expected amount received before you pay.

You can normally cancel within 30 minutes at no charge, provided the money has not been deposited or collected.

You also have error-resolution rights if the wrong amount arrives or the transfer never turns up.

Contact the company first and keep the receipt.

The CFPB explains the cancellation and error process.

Need to send a large amount of USD to Guinea?

For transfers over $10,000, TapTap Send is the best option.

It offers the best exchange rate, which is more important than the fee for large transfers to Guinea.

While TapTap Send may not always be the cheapest or fastest way to send GNF, they offer years of experience, and will offer you the peace of mind you need when sending large amounts abroad.

Read Review

How we analyze the market

We track, save, and analyze the cost, speed, and product offerings of the leading money transfer services available between Guinea and United States.


We work with leading money transfer companies to provide real time fees and exchange rates. In the past 30 days alone, we analyzed 207 comparisons across 8 amounts.

This page covers the cheapest and fastest options for USD/GNF transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

For a deeper understanding of our commitment to integrity and transparency, check out these articles:

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.