How to send money to India from Italy with the best EUR-INR rate

Profee is the cheapest right now for transfers from Italy. Using a debit card deposit into a card deposit will get you 748,189.57 INR in India.

For speed, Revolut is fastest, with delivery in within minutes.

Best companies for EUR/INR transfers

13 of 13 providers

Last updated on 28 October 2026

Based on 7,000 EUR transfer

Best companies for EUR/INR transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee €40.70 1 EUR = 105.8380 INR -0.01% vs mid-market Recipient gets ₹736,558.39 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in India with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€40.701 EUR = 105.8380 INR
₹736,558.39You pay€7,000.00
Promoted

Xe

Pay via Debit card
Fee €0.00 1 EUR = 105.3990 INR +0.41% vs mid-market Recipient gets ₹737,793.00 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in India with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 105.3990 INR
₹737,793.00You pay€7,000.00

Run a live search

Showing top Italy to India deals for 7,000 EUR. Do a live search with your exact amount for today's best rates.

Profee

Pay via Debit card
Fee €0.00 1 EUR = 106.8842 INR -0.99% vs mid-market Recipient gets ₹748,189.57 Minutes - 24 hours
Cheapest
Multi-currency cardReceive to bank account or debit card

Ways to receive money in India with Profee when paying by debit card.

MethodFee & ratesRecipient gets
Card depositMinutes - 24 hours
Free1 EUR = 106.8842 INR
₹748,189.57You pay€7,000.00
Bank depositMinutes - 24 hours
Free1 EUR = 106.8842 INR
₹748,189.57You pay€7,000.00

Profee

Pay via Bank transfer
Fee €0.00 1 EUR = 106.8842 INR -0.99% vs mid-market Recipient gets ₹748,189.57 Minutes - 24 hours
Multi-currency cardReceive to bank account or debit card

Ways to receive money in India with Profee when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 106.8842 INR
₹748,189.57You pay€7,000.00
Card depositMinutes - 24 hours
Free1 EUR = 106.8842 INR
₹748,189.57You pay€7,000.00

TapTap Send

Pay via Debit card
Fee €1.99 1 EUR = 106.0000 INR -0.16% vs mid-market Recipient gets ₹742,000.00 Minutes
Receive to bank account

Ways to receive money in India with TapTap Send when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes
€1.991 EUR = 106.0000 INR
₹742,000.00You pay€7,001.99
UPIMinutesAvailable via:UPI
€1.991 EUR = 106.0000 INR
₹742,000.00You pay€7,001.99

Aspora

Pay via Bank transfer
Fee €3.00 1 EUR = 105.8285 INR 0.00% vs mid-market Recipient gets ₹740,482.20 Minutes - 24 hours
Receive to bank accountTailored for the Indian Diaspora

Ways to receive money in India with Aspora when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
€3.001 EUR = 105.8285 INR
₹740,482.20You pay€7,000.00
Exclusive: First Transfer Deal

Regency FX

Pay via Bank transfer
Fee €0.00 1 EUR = 105.5428 INR +0.27% vs mid-market Recipient gets ₹738,799.53 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in India with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 105.5428 INR
₹738,799.53You pay€7,000.00

TorFx

Pay via Bank transfer
Fee €0.00 1 EUR = 105.5110 INR +0.30% vs mid-market Recipient gets ₹738,577.29 Minutes - 24 hours
Personal account managerReceive to bank accountIdeal for buying property abroad

Ways to receive money in India with TorFx when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 105.5110 INR
₹738,577.29You pay€7,000.00
$0 fee on first online transfers

MoneyGram

Pay via Debit card
Fee €5.99 1 EUR = 105.4076 INR +0.40% vs mid-market Recipient gets ₹737,853.20 Minutes - 24 hours

Ways to receive money in India with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 24 hours
€5.991 EUR = 105.4076 INR
₹737,853.20You pay€7,005.99
UPIMinutes - 24 hoursAvailable via:UPI
€1.491 EUR = 105.3744 INR
₹737,620.80You pay€7,001.49
Bank depositMinutes - 24 hoursAvailable via:All Banks
€1.491 EUR = 105.3744 INR
₹737,620.80You pay€7,001.49
Card depositMinutes - 24 hoursAvailable via:Bank Debit Card
€4.991 EUR = 103.7322 INR
₹726,125.40You pay€7,004.99
$0 fee on first online transfers

MoneyGram

Pay via Credit card
Fee €5.99 1 EUR = 105.4076 INR +0.40% vs mid-market Recipient gets ₹737,853.20 Minutes - 24 hours

Ways to receive money in India with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 24 hours
€5.991 EUR = 105.4076 INR
₹737,853.20You pay€7,005.99
UPIMinutes - 24 hoursAvailable via:UPI
€1.491 EUR = 105.3744 INR
₹737,620.80You pay€7,001.49
Bank depositMinutes - 24 hoursAvailable via:All Banks
€1.491 EUR = 105.3744 INR
₹737,620.80You pay€7,001.49
Card depositMinutes - 24 hoursAvailable via:Bank Debit Card
€4.991 EUR = 103.7322 INR
₹726,125.40You pay€7,004.99
$0 fee on first online transfers

MoneyGram

Pay via Bank transfer
Fee €5.99 1 EUR = 105.4076 INR +0.40% vs mid-market Recipient gets ₹737,853.20 Minutes - 24 hours

Ways to receive money in India with MoneyGram when paying by bank transfer.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 24 hours
€5.991 EUR = 105.4076 INR
₹737,853.20You pay€7,005.99
Bank depositMinutes - 24 hoursAvailable via:All Banks
€1.491 EUR = 105.3744 INR
₹737,620.80You pay€7,001.49
UPIMinutes - 24 hoursAvailable via:UPI
€1.491 EUR = 105.3744 INR
₹737,620.80You pay€7,001.49

Xe

Pay via Debit card
Fee €0.00 1 EUR = 105.3990 INR +0.41% vs mid-market Recipient gets ₹737,793.00 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in India with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 105.3990 INR
₹737,793.00You pay€7,000.00

Xe

Pay via Bank transfer
Fee €0.00 1 EUR = 105.3990 INR +0.41% vs mid-market Recipient gets ₹737,793.00 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in India with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 105.3990 INR
₹737,793.00You pay€7,000.00

Xe

Pay via Credit card
Fee €0.00 1 EUR = 105.3990 INR +0.41% vs mid-market Recipient gets ₹737,793.00 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in India with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 105.3990 INR
₹737,793.00You pay€7,000.00
Only available via Mobile App

WorldRemit

Pay via Debit card
Fee €0.00 1 EUR = 105.3626 INR +0.44% vs mid-market Recipient gets ₹737,538.48 Minutes - 2 days
Receive to bank account or cash pickup

Ways to receive money in India with WorldRemit when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
Free1 EUR = 105.3626 INR
₹737,538.48You pay€7,000.00

OFX

Pay via Bank transfer
Fee €0.00 1 EUR = 105.2994 INR +0.50% vs mid-market Recipient gets ₹737,095.69 Minutes - 24 hours
Personal account managerReceive to bank account

Ways to receive money in India with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 105.2994 INR
₹737,095.69You pay€7,000.00

Wise

Pay via Bank transfer
Fee €40.70 1 EUR = 105.8380 INR -0.01% vs mid-market Recipient gets ₹736,558.39 Within minutes
Recommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in India with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€40.701 EUR = 105.8380 INR
₹736,558.39You pay€7,000.00

Wise

Pay via iDEAL
Fee €50.81 1 EUR = 105.8380 INR -0.01% vs mid-market Recipient gets ₹735,488.37 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in India with Wise when paying by ideal.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€50.811 EUR = 105.8380 INR
₹735,488.37You pay€7,000.00

CurrencyFair

Pay via Bank transfer
Fee €1.13 1 EUR = 105.0739 INR +0.72% vs mid-market Recipient gets ₹735,397.30 Minutes - 24 hours
Receive to bank account

Ways to receive money in India with CurrencyFair when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
€1.131 EUR = 105.0739 INR
₹735,397.30You pay€7,000.00

Currencies Direct

Pay via Bank transfer
Fee €0.00 1 EUR = 105.0454 INR +0.74% vs mid-market Recipient gets ₹735,317.80 Minutes - 24 hours
Personal account managerMulti-currency cardReceive to bank account

Ways to receive money in India with Currencies Direct when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 105.0454 INR
₹735,317.80You pay€7,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee €60.40 1 EUR = 105.4640 INR +0.35% vs mid-market Recipient gets ₹731,877.88 Within minutes
Fastest
Multi-currency cardReceive to bank account

Ways to receive money in India with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
€60.401 EUR = 105.4640 INR
₹731,877.88You pay€7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Wise

Pay via Debit card
Fee €95.62 1 EUR = 105.8380 INR -0.01% vs mid-market Recipient gets ₹730,745.77 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in India with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€95.621 EUR = 105.8380 INR
₹730,745.77You pay€7,000.00

Wise

Pay via Credit card
Fee €137.60 1 EUR = 105.8380 INR -0.01% vs mid-market Recipient gets ₹726,302.69 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in India with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€137.601 EUR = 105.8380 INR
₹726,302.69You pay€7,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Debit card
Fee €221.00 1 EUR = 105.4640 INR +0.35% vs mid-market Recipient gets ₹714,940.37 Within minutes
Multi-currency cardReceive to bank account

Ways to receive money in India with Revolut when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
€221.001 EUR = 105.4640 INR
₹714,940.37You pay€7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

How Our Results Work
Mid-market rate: 1 EUR = 105.8285 INR Updates every 60 minutes.

How to send money from Italy to India

Pick a company

For a one-off EUR transfer to India, I suggest picking the cheapest option which is Profee.

Profee was the cheapest on 26 of the 26 days it quoted €7,000 transfers to India.

On a 7,000 EUR transfer, Profee delivers the most INR.

The best option will change depending on how much you actually send, so I suggest to get the best EUR/INR rate.

Fund your transfer

You have 5 ways to fund your transfer: bank transfer, debit card, credit card, debit card, and iDEAL.

Sending money to India directly with SEPA is expensive, but it's a cheap and quick way to fund your money transfer account.

You can also use a debit card to fund the transfer, including the Postepay card.

Verify and send

First time round you'll need your codice fiscale and a photo ID to verify your account.

Compare amounts

How much EUR are you sending to India?

How much EUR you send to India heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Profee was the cheapest in 100% of the transfers from €5,000 it quoted, and in 100% of all the transfers it quoted.

Cheapest service
€500-1.09%€0.00₹53,519.00with debit card to card deposit+₹844.59
€1,000-1.01%€0.00₹106,957.23with debit card to card deposit+₹1,583.66
€2,000-1.01%€0.00₹213,914.45with debit card to card deposit+₹3,231.22
€5,000-0.99%€0.00₹534,651.30with debit card to card deposit+₹8,161.61
€7,000This page-0.99%€0.00₹748,189.57with debit card to card deposit+₹11,624.14

Mid-market rate: 1 EUR = 105.8285 INR

EUR/INR Exchange Rate History

Is today a good time to send money from Italy to India?

The cheapest way to send EUR to INR can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Profee), across 30 days of comparisons for 7,000 EUR transfers to India.

INR received for €7,000, after fees

Wed, 28 Oct 2026Mid-market rate₹740,799.69 Profee ₹748,189.57Profee₹748,189.57TapTap Send₹742,000.00Aspora₹740,482.20

735.000
740.000
745.000
750.000
755.000
760.000
765.000
770.000
At the mid-market rateWith the cheapest optionProfeeTapTap SendAspora
Exchange rateFeeRecipient getsDifference
Mid-market rate 108.9272 – ₹762,490.13
TapTap Send Cheapest 109.0000 €1.99 ₹763,000.00 +₹509.87
Aspora 108.9272 €3.00 ₹762,163.35 −₹326.78
Profee No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 108.8553 – ₹761,986.87
Profee Cheapest 109.7507 €0.00 ₹768,254.86 +₹6,267.99
TapTap Send 109.0000 €1.99 ₹763,000.00 +₹1,013.13
Aspora 108.8553 €3.00 ₹761,660.30 −₹326.57
Exchange rateFeeRecipient getsDifference
Mid-market rate 108.7360 – ₹761,152.25
Profee Cheapest 109.5965 €0.00 ₹767,175.75 +₹6,023.49
TapTap Send 109.0000 €1.99 ₹763,000.00 +₹1,847.75
Aspora 108.7360 €3.00 ₹760,826.04 −₹326.21
Exchange rateFeeRecipient getsDifference
Mid-market rate 108.2246 – ₹757,572.38
Profee Cheapest 109.1349 €0.00 ₹763,944.44 +₹6,372.06
TapTap Send 108.5000 €1.99 ₹759,500.00 +₹1,927.62
Aspora 108.2246 €3.00 ₹757,247.71 −₹324.67
Exchange rateFeeRecipient getsDifference
Mid-market rate 108.2545 – ₹757,781.27
Profee Cheapest 109.1052 €0.00 ₹763,736.37 +₹5,955.11
TapTap Send 108.5000 €1.99 ₹759,500.00 +₹1,718.73
Aspora 108.2545 €3.00 ₹757,456.51 −₹324.76
Exchange rateFeeRecipient getsDifference
Mid-market rate 108.4563 – ₹759,194.07
Profee Cheapest 109.1648 €0.00 ₹764,153.89 +₹4,959.82
TapTap Send 108.5000 €1.99 ₹759,500.00 +₹305.94
Aspora 108.4563 €3.00 ₹758,868.70 −₹325.36
Exchange rateFeeRecipient getsDifference
Mid-market rate 107.8260 – ₹754,782.30
Profee Cheapest 108.5998 €0.00 ₹760,198.44 +₹5,416.14
TapTap Send 108.5000 €1.99 ₹759,500.00 +₹4,717.70
Aspora 107.8260 €3.00 ₹754,458.82 −₹323.48
Exchange rateFeeRecipient getsDifference
Mid-market rate 108.2226 – ₹757,558.24
Profee Cheapest 109.0034 €0.00 ₹763,023.96 +₹5,465.72
TapTap Send 108.5000 €1.99 ₹759,500.00 +₹1,941.77
Aspora 108.2226 €3.00 ₹757,233.57 −₹324.67
Exchange rateFeeRecipient getsDifference
Mid-market rate 108.5440 – ₹759,808.13
Profee Cheapest 109.4230 €0.00 ₹765,960.98 +₹6,152.86
TapTap Send 108.5000 €1.99 ₹759,500.00 −₹308.13
Aspora 108.5440 €3.00 ₹759,482.49 −₹325.64
Exchange rateFeeRecipient getsDifference
Mid-market rate 108.2671 – ₹757,869.69
TapTap Send Cheapest 108.3000 €1.99 ₹758,100.00 +₹230.31
Aspora 108.2671 €3.00 ₹757,544.89 −₹324.80
Profee No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 108.5322 – ₹759,725.68
Profee Cheapest 109.3395 €0.00 ₹765,376.23 +₹5,650.55
Aspora 108.5322 €3.00 ₹759,400.08 −₹325.60
TapTap Send 108.3000 €1.99 ₹758,100.00 −₹1,625.68
Exchange rateFeeRecipient getsDifference
Mid-market rate 108.4314 – ₹759,020.07
Profee Cheapest 109.0619 €0.00 ₹763,433.23 +₹4,413.16
TapTap Send 108.6000 €1.99 ₹760,200.00 +₹1,179.93
Aspora 108.4314 €3.00 ₹758,694.78 −₹325.29
Exchange rateFeeRecipient getsDifference
Mid-market rate 108.4314 – ₹759,020.07
Profee Cheapest 109.2477 €0.00 ₹764,733.77 +₹5,713.69
TapTap Send 108.6000 €1.99 ₹760,200.00 +₹1,179.93
Aspora 108.4314 €3.00 ₹758,694.78 −₹325.29
Exchange rateFeeRecipient getsDifference
Mid-market rate 107.2578 – ₹750,804.83
Profee Cheapest 108.1286 €0.00 ₹756,900.22 +₹6,095.39
TapTap Send 107.3500 €1.99 ₹751,450.00 +₹645.17
Aspora 107.2578 €3.00 ₹750,483.06 −₹321.77
Exchange rateFeeRecipient getsDifference
Mid-market rate 106.4336 – ₹745,035.39
Profee Cheapest 107.3637 €0.00 ₹751,545.68 +₹6,510.29
TapTap Send 106.5000 €1.99 ₹745,500.00 +₹464.61
Aspora 106.4336 €3.00 ₹744,716.09 −₹319.30
Exchange rateFeeRecipient getsDifference
Mid-market rate 106.5139 – ₹745,597.03
Aspora Cheapest 106.5139 €3.00 ₹745,277.49 −₹319.54
TapTap Send 106.4500 €1.99 ₹745,150.00 −₹447.03
Profee No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 106.3844 – ₹744,690.86
Profee Cheapest 107.2563 €0.00 ₹750,793.96 +₹6,103.10
TapTap Send 106.5100 €1.99 ₹745,570.00 +₹879.14
Aspora 106.3844 €3.00 ₹744,371.71 −₹319.15
Exchange rateFeeRecipient getsDifference
Mid-market rate 106.6737 – ₹746,715.77
Profee Cheapest 107.6014 €0.00 ₹753,209.52 +₹6,493.75
Aspora 106.6737 €3.00 ₹746,395.75 −₹320.02
TapTap Send 106.5100 €1.99 ₹745,570.00 −₹1,145.77
Exchange rateFeeRecipient getsDifference
Mid-market rate 106.7143 – ₹747,000.18
Profee Cheapest 107.5910 €0.00 ₹753,137.08 +₹6,136.89
Aspora 106.7143 €3.00 ₹746,680.04 −₹320.14
TapTap Send 106.5100 €1.99 ₹745,570.00 −₹1,430.18
Exchange rateFeeRecipient getsDifference
Mid-market rate 106.7143 – ₹747,000.18
Profee Cheapest 107.6465 €0.00 ₹753,525.46 +₹6,525.28
Aspora 106.7143 €3.00 ₹746,680.04 −₹320.14
TapTap Send 106.5100 €1.99 ₹745,570.00 −₹1,430.18
Exchange rateFeeRecipient getsDifference
Mid-market rate 106.3688 – ₹744,581.48
Profee Cheapest 107.2232 €0.00 ₹750,562.24 +₹5,980.76
TapTap Send 107.0000 €1.99 ₹749,000.00 +₹4,418.52
Aspora 106.3688 €3.00 ₹744,262.37 −₹319.11
Exchange rateFeeRecipient getsDifference
Mid-market rate 106.3982 – ₹744,787.08
Profee Cheapest 107.2580 €0.00 ₹750,805.94 +₹6,018.86
TapTap Send 106.6000 €1.99 ₹746,200.00 +₹1,412.92
Aspora 106.3982 €3.00 ₹744,467.88 −₹319.20
Exchange rateFeeRecipient getsDifference
Mid-market rate 106.2438 – ₹743,706.90
Profee Cheapest 107.1510 €0.00 ₹750,057.09 +₹6,350.19
TapTap Send 107.0000 €1.99 ₹749,000.00 +₹5,293.10
Aspora 106.2438 €3.00 ₹743,388.17 −₹318.73
Exchange rateFeeRecipient getsDifference
Mid-market rate 106.4762 – ₹745,333.30
Profee Cheapest 107.3670 €0.00 ₹751,569.14 +₹6,235.83
Aspora 106.4762 €3.00 ₹745,013.87 −₹319.43
TapTap Send 106.1500 €1.99 ₹743,050.00 −₹2,283.30
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
Profee Cheapest 107.6341 €0.00 ₹753,438.90 –
TapTap Send 106.4100 €1.99 ₹744,870.00 –
Aspora No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 106.3612 – ₹744,528.46
Profee Cheapest 107.5801 €0.00 ₹753,060.83 +₹8,532.38
TapTap Send 106.5000 €1.99 ₹745,500.00 +₹971.54
Aspora 106.3612 €3.00 ₹744,209.37 −₹319.09
Exchange rateFeeRecipient getsDifference
Mid-market rate 106.3612 – ₹744,528.46
TapTap Send Cheapest 106.5000 €1.99 ₹745,500.00 +₹971.54
Aspora 106.3612 €3.00 ₹744,209.37 −₹319.09
Profee No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 106.7202 – ₹747,041.73
Profee Cheapest 107.7883 €0.00 ₹754,517.91 +₹7,476.18
Aspora 106.7202 €3.00 ₹746,721.57 −₹320.16
TapTap Send 106.5000 €1.99 ₹745,500.00 −₹1,541.73
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
Profee Cheapest 107.2227 €0.00 ₹750,559.21 –
TapTap Send 106.5000 €1.99 ₹745,500.00 –
Aspora No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 105.8285 – ₹740,799.69
Profee Cheapest 106.8842 €0.00 ₹748,189.57 +₹7,389.88
TapTap Send 106.0000 €1.99 ₹742,000.00 +₹1,200.31
Aspora 105.8285 €3.00 ₹740,482.20 −₹317.49

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send €7,000, after fees, as quoted by each company. The mid-market line shows what €7,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more INR per EUR than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

In the past month, a money transfer company beat the mid-market rate on 27 of the last 30 days.

Right now, Profee pays 748,189.57 INR on 7,000 EUR, which is 7,389.88 INR more than the mid-market amount, so it's a good deal (pretty much free money).

Today's payout isn't the best this month though, since the highest receive amount was 768,254.86 INR.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

If you need to send money now, it's a good time to send.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to India.

We've tracked 94 comparisons to check how often today's top companies were the cheapest across 5 amounts over the past month.

  1. ProfeeAppeared in 89 comparisons

    Cheapest every time

  2. TapTap SendAppeared in 94 comparisons

    Cheapest in 4% of them

  3. AsporaAppeared in 91 comparisons

    Cheapest in 1% of them

Based on 94 comparisons across 5 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Profee is the cheapest and gets you the most INR, and it was also the cheapest in 100% of the 89 comparisons it appeared in over the past month.

It's a good pick for both one-off and regular transfers to India.

TapTap Send (today's second cheapest) was the cheapest in only 4% of its comparisons, so it's rarely the cheapest option for transfers to India.

Ways to send money from Italy to India

13 companies send money from Italy to India. You can send EUR via app, broker, online, multi-currency account, global account, and in person, and more below.

Regular transfers

Money transfer apps

For the regular transfer home, an app like Profee is the easiest and most convenient option.

Over the past month, Profee was the cheapest app on 100% of the days it appeared for €7,000 transfers.

Profee charges €0 on a €7,000 transfer, and 748,189.57 INR lands in minutes - 24 hours.

For one-off transfers

Online transfers

Outside the euro transfers, a bank transfer passes through intermediary banks, and each one can take a cut along the way.

Online services skip this and use their own network (it’s much cheaper).

Profee delivers 748,189.57 INR on €7,000 with a €0 fee and -0.99% markup.

In our comparisons over the past month, it was the cheapest online service on 26 of the 26 days it quoted.

Sending large sums

Currency brokers

Managed services charge no fees and work on margin instead, and the more you send to India, the better rate you will get.

Regency FX charges no fee and adds 0.27% on EUR/INR rate.

Our analysis shows Regency FX was the cheapest broker in 96% of the transfers from €5,000 it quoted.

Travelling and receiving

Multi-currency accounts

If you travel to India often, or receive payments from there, this is the best option.

Multi-currency accounts let you hold EUR and INR in one account, and give you local details.

I suggest trying Wise.

Over the past month, it came out cheapest among multi-currency accounts on 83% of days.

It holds EUR and INR balances and charges small fees to convert between them.

For business payments

Global accounts

Global accounts are for businesses and freelancers with a partita IVA, paying suppliers abroad, invoicing foreign clients, holding a few currencies.

A few good options are Wise Business, Airwallex, and Payoneer.

Ways to fund EUR and receive INR in India

With Profee, paying by debit card and receiving through card deposit is the cheapest combination. Sending €7,000 gives your recipient 748,189.57 INR.

In Italy, you can pay by bank transfer, debit card, credit card, debit card, and iDEAL.

Satispay and Bancomat Pay are mainly domestic payment methods, they do not send INR to India by themselves.

In India, the recipient can use bank deposit, upi, card deposit, and cash pickup.

In India, they can collect cash through .

They need to take a photo ID and the collection reference to a participating location in India.

  1. 1
    Debit card Card deposit

    You pay €7,000.00

    ₹748,190

    Cheapest

  2. 2
    Debit card Bank deposit

    You pay €7,000.00

    ₹748,190

    ₹0

  3. 3
    Bank transfer Bank deposit

    You pay €7,000.00

    ₹748,190

    ₹0

  4. 4
    Bank transfer Card deposit

    You pay €7,000.00

    ₹748,190

    ₹0

  5. 5
    Debit card Bank deposit

    You pay €7,001.99

    ₹742,000

    -₹6,190

Show moreShow less
  1. 6
    Debit card Upi

    You pay €7,001.99

    ₹742,000

    -₹6,190

  2. 7
    Bank transfer Cash pickup

    You pay €7,005.99

    ₹737,853

    -₹10,336

  3. 8
    Debit card Cash pickup

    You pay €7,005.99

    ₹737,853

    -₹10,336

  4. 9
    Credit card Cash pickup

    You pay €7,005.99

    ₹737,853

    -₹10,336

  5. 10
    Credit card Bank deposit

    You pay €7,000.00

    ₹737,793

    -₹10,397

  6. 11
    Bank transfer Upi

    You pay €7,001.49

    ₹737,621

    -₹10,569

  7. 12
    Credit card Upi

    You pay €7,001.49

    ₹737,621

    -₹10,569

  8. 13
    iDEAL Bank deposit

    You pay €7,000.00

    ₹735,488

    -₹12,701

  9. 14
    Debit card Card deposit

    You pay €7,004.99

    ₹726,125

    -₹22,064

  10. 15
    Credit card Card deposit

    You pay €7,004.99

    ₹726,125

    -₹22,064

Consider this when sending money from Italy to India

For a transfer from Italy, compare the amount received first. Then check whether you are making a SEPA payment, an extra-SEPA transfer or a cash-agent remittance, because each works differently.

Compare money transfer options

These are the leading options for a €7,000 transfer to India.

Cheapest way to send money to India

The cheapest option is Profee, funded by debit card with card deposit for the payout. Your recipient gets 748,189.57 INR, which is 0.83% more than the next best option.

Fastest way to send money to India

The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 731,877.88 INR, with the money arriving in within minutes.

SEPA only covers the first leg

A bonifico can move euros from your Italian bank to the transfer company through SEPA.

Companies like Profee then convert the money into INR and pay your recipient in India through a local bank, a wallet, or a cash-pickup network.

SEPA may fund the transfer quickly, but the delivery time depends on the local payout method.

Check the agent when paying in person

In Italy, the term "money transfer" often means a cash-agent shop rather than an online bank transfer.

The Banca d'Italia confirms that money remittance must be provided by a bank, electronic money institution or authorised payment institution.

Their Italian agents must appear in the OAM register.

Prepare for anti-money-laundering checks

Italian banks and transfer companies can pause a large, unusual or poorly explained payment while they check its purpose and source.

Use a clear causale and keep the document that explains the money ready.

For property proceeds, tuition or moving savings, tell the bank before the transfer is due.

If a payment-service complaint is not resolved directly, the Arbitro Bancario Finanziario is the Italian financial ombudsman route.

How we analyse the market

Every company here is registered with Banca d'Italia or passported in from elsewhere in the EU.

We track 13 of them on EUR to India, comparing rates, fees and the ways to pay in and collect, updated in real time on live comparisons.

In the past 30 days alone, we analysed 94 comparisons across 5 amounts.

This page covers the cheapest and fastest options for EUR/INR transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Nothing appears without passing our review.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.