From 11 companies analysed, TapTap Send is the cheapest way to send money to France, giving your recipient 7,200 EUR when you send SEK 80,000.
Deposit with debit card and use bank deposit for withdrawal to get the most EUR.
| 11 of 11 providers Last updated on 21 September 2026 This page updates weekly. We collect, store, and analyze SEK/EUR exchange rates from our comparisons. | |||
| Based on 80,000 SEK transfer Best companies for SEK/EUR transfersAll money transfer offers for SEK/EUR transfers, sorted by most EUR received. The first two offers may be sponsored promotions. Some offers here pay us a commission. | |||
| Promoted  Wise Pay via Bank transfer | Fee 325,99 kr 1 SEK = 0.0886 EUR 0.00% vs mid-market | Recipient gets €7,055.88 Within 3 hours | |
Ways to receive money in France with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin 3 hoursAvailable via:Bank Transfer 325,99 kr1 SEK = 0.0886 EUR €7,055.88You pay80 000,00 kr | |||
| Promoted  Xe Pay via Debit card | Fee 0,00 kr 1 SEK = 0.0874 EUR +1.32% vs mid-market | Recipient gets €6,992.00 Minutes - 24 hours | |
Ways to receive money in France with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 0.0874 EUR €6,992.00You pay80 000,00 kr | |||
Run a live search Showing top Sweden to France deals for 80,000 SEK. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live SEK to EUR rates. | |||
Run a live search These companies offer multi-currency accounts for spending EUR. We suggest doing a live search based on how much SEK you're planning to spend in France. | |||
Run a live search These are managed services with real human support for large SEK transfers. Click the link and update the transfer amount to get the best deal. | |||
 TapTap Send Pay via Debit card | Fee 0,00 kr 1 SEK = 0.0900 EUR -1.61% vs mid-market | Recipient gets €7,200.00 Minutes | |
Ways to receive money in France with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes Free1 SEK = 0.0900 EUR €7,200.00You pay80 000,00 kr | |||
| Exclusive: Special Rate for 1st Transfer  Key Currency Pay via Bank transfer | Fee 0,00 kr 1 SEK = 0.0883 EUR +0.25% vs mid-market | Recipient gets €7,067.33 Minutes - 3 days | |
Ways to receive money in France with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 SEK = 0.0883 EUR €7,067.33You pay80 000,00 kr | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee 0,00 kr 1 SEK = 0.0883 EUR +0.27% vs mid-market | Recipient gets €7,065.91 Minutes - 24 hours | |
Ways to receive money in France with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 0.0883 EUR €7,065.91You pay80 000,00 kr | |||
 TorFx Pay via Bank transfer | Fee 0,00 kr 1 SEK = 0.0883 EUR +0.30% vs mid-market | Recipient gets €7,063.78 Minutes - 24 hours | |
Ways to receive money in France with TorFx when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 0.0883 EUR €7,063.78You pay80 000,00 kr | |||
| Wise Pay via Bank transfer | Fee 325,99 kr 1 SEK = 0.0886 EUR 0.00% vs mid-market | Recipient gets €7,055.88 Within 3 hours | |
Ways to receive money in France with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin 3 hoursAvailable via:Bank Transfer 325,99 kr1 SEK = 0.0886 EUR €7,055.88You pay80 000,00 kr | |||
 Currencies Direct Pay via Bank transfer | Fee 0,00 kr 1 SEK = 0.0881 EUR +0.52% vs mid-market | Recipient gets €7,048.80 Minutes - 24 hours | |
Ways to receive money in France with Currencies Direct when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 0.0881 EUR €7,048.80You pay80 000,00 kr | |||
 CurrencyFair Pay via Bank transfer | Fee 33,87 kr 1 SEK = 0.0881 EUR +0.52% vs mid-market | Recipient gets €7,045.00 Minutes - 24 hours | |
Ways to receive money in France with CurrencyFair when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours 33,87 kr1 SEK = 0.0881 EUR €7,045.00You pay80 000,00 kr | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee 700,00 kr 1 SEK = 0.0883 EUR +0.30% vs mid-market | Recipient gets €7,004.05 Within minutes | |
Ways to receive money in France with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes 700,00 kr1 SEK = 0.0883 EUR €7,004.05You pay80 000,00 kr | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Xe Pay via Debit card | Fee 0,00 kr 1 SEK = 0.0874 EUR +1.32% vs mid-market | Recipient gets €6,992.00 Minutes - 24 hours | |
Ways to receive money in France with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 0.0874 EUR €6,992.00You pay80 000,00 kr | |||
| Xe Pay via Bank transfer | Fee 0,00 kr 1 SEK = 0.0874 EUR +1.32% vs mid-market | Recipient gets €6,992.00 Minutes - 24 hours | |
Ways to receive money in France with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 0.0874 EUR €6,992.00You pay80 000,00 kr | |||
| Xe Pay via Credit card | Fee 0,00 kr 1 SEK = 0.0874 EUR +1.32% vs mid-market | Recipient gets €6,992.00 Minutes - 24 hours | |
Ways to receive money in France with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 0.0874 EUR €6,992.00You pay80 000,00 kr | |||
 Moneycorp Pay via Bank transfer | Fee 0,00 kr 1 SEK = 0.0873 EUR +1.40% vs mid-market | Recipient gets €6,985.85 Minutes - 2 days | |
Ways to receive money in France with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 SEK = 0.0873 EUR €6,985.85You pay80 000,00 kr | |||
| Wise Pay via Debit card | Fee 1 189,46 kr 1 SEK = 0.0886 EUR 0.00% vs mid-market | Recipient gets €6,979.41 Within minutes | |
Ways to receive money in France with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer 1 189,46 kr1 SEK = 0.0886 EUR €6,979.41You pay80 000,00 kr | |||
| Wise Pay via Credit card | Fee 1 352,18 kr 1 SEK = 0.0886 EUR 0.00% vs mid-market | Recipient gets €6,965.00 Within minutes | |
Ways to receive money in France with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer 1 352,18 kr1 SEK = 0.0886 EUR €6,965.00You pay80 000,00 kr | |||
| Pricing based on Revolut Standard plan Revolut Pay via Debit card | Fee 1 260,00 kr 1 SEK = 0.0883 EUR +0.30% vs mid-market | Recipient gets €6,954.59 Within minutes | |
Ways to receive money in France with Revolut when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes 1 260,00 kr1 SEK = 0.0883 EUR €6,954.59You pay80 000,00 kr | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| $0 fee on first online transfers  MoneyGram Pay via Debit card | Fee 30,00 kr 1 SEK = 0.0869 EUR +1.90% vs mid-market | Recipient gets €6,952.00 Minutes - 24 hours | |
Ways to receive money in France with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hoursAvailable via:All Banks 30,00 kr1 SEK = 0.0869 EUR €6,952.00You pay80 030,00 kr Cash pickupMinutes - 24 hours 40,00 kr1 SEK = 0.0862 EUR €6,896.00You pay80 040,00 kr | |||
| $0 fee on first online transfers MoneyGram Pay via Credit card | Fee 30,00 kr 1 SEK = 0.0869 EUR +1.90% vs mid-market | Recipient gets €6,952.00 Minutes - 24 hours | |
Ways to receive money in France with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hoursAvailable via:All Banks 30,00 kr1 SEK = 0.0869 EUR €6,952.00You pay80 030,00 kr Cash pickupMinutes - 24 hours 40,00 kr1 SEK = 0.0862 EUR €6,896.00You pay80 040,00 kr | |||
| $0 fee on first online transfers MoneyGram Pay via Bank transfer | Fee 30,00 kr 1 SEK = 0.0869 EUR +1.90% vs mid-market | Recipient gets €6,952.00 Minutes - 24 hours | |
Ways to receive money in France with MoneyGram when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hoursAvailable via:All Banks 30,00 kr1 SEK = 0.0869 EUR €6,952.00You pay80 030,00 kr Cash pickupMinutes - 24 hours 40,00 kr1 SEK = 0.0862 EUR €6,896.00You pay80 040,00 kr | |||
| How Our Results Work Mid-market rate: 1 SEK = 0.088563 EUR Updates every 60 minutes. | |||
Transfer details
For a one-off transfer to France, I suggest picking the cheapest option which is TapTap Send.
On a 80,000 SEK transfer, TapTap Send delivers the most EUR.
The best option will change depending on how much you actually send, so I suggest to get the best SEK/EUR rate.
You can pay for the transfer using bank transfer, debit card, and credit card.
A transfer from your Swedish bank is usually the easiest way to fund the transfer.
Before you can send money to France, you'll need to verify your account.
Most companies do it with BankID.
If you can't get BankID yet, some companies will take a passport instead (but its less common).
11 companies send money from Sweden to France, mostly through broker, app, online, multi-currency account, global account, and in person, and a few more ways.
Medium-sized transfers
For a one-off transfer to France, an online service like Wise is usually the simplest place to start.
Wise charges kr325.99 to send 80,000 SEK, leaving your recipient with 7,055.88 after a -0.04% markup on SEK/EUR exchange rate.
Regular SEK transfers
For smaller regular transfers, apps are the most convenient and easiest way to send money to France.
TapTap Send charges kr0 on a 80,000 SEK transfer and money will arrive in minutes.
You recipient can withdraw via bank deposit and cash pickup.
In many cases you will need a BankID to verify your account, but a few will do with a passport or drivers licence.
Spending and travelling
A multi-currency account makes sense if you regularly need EUR.
You can convert your kronor in advance and use the balance when needed without extra fees.
Wise converts SEK 80,000 with a -0.04% exchange-rate markup and holds the EUR in your account.
Paying from business accounts
If your business receives and sends money in France, a global account keeps the EUR in one place.
You can pay invoices from the balance and convert when needed.
WorldFirst and Airwallex are good options to try.
With TapTap Send, paying by debit card and receiving through bank deposit is the cheapest combination. Sending 80,000 SEK gives your recipient 7,200 EUR.
From Sweden, you can fund the transfer by bank transfer, debit card, and credit card, and in France, the recipient can use bank deposit and cash pickup.
Paying from your Swedish bank account
Send SEK using the account and reference shown by the money transfer company.
You may need to use BankID to approve and verify the payment.
For cash pickup, they can collect EUR from a nearby MoneyGram agent in France.
Swish is useful for payments within Sweden, but it does not send EUR to France.
You pay kr80,000.00
€7,200
Cheapest
You pay kr80,000.00
€7,067
-€133
You pay kr80,000.00
€6,992
-€208
You pay kr80,040.00
€6,896
-€304
You pay kr80,040.00
€6,896
-€304
You pay kr80,040.00
€6,896
-€304
Swedish banks are safe but often expensive for foreign payments. Compare money transfer companies available to get the most of EUR from Sweden.
Cheapest way to send money to France
The cheapest option for EUR 7,200 is TapTap Send. Pay by debit card and choose bank deposit for the payout. Your recipient gets 7,200 EUR, which is 1.84% more than the next best option.
Fastest way to send money to France
With Revolut, a bank transfer deposit and bank deposit payout delivers 7,004.05 EUR in within minutes.
Swish moves money between participating Swedish accounts, it cannot send SEK to France.
You may still use a Swedish bank transfer to pay for the transfer online, but beyond that, the company will move SEK to France over local rails or SWIFT.
A bank can ask for the purpose and source of a large or unusual payment.
Property sales, inheritances and transfers between your own accounts are easier to clear when the documents match the description you gave the bank.
Tell your bank before a time-sensitive payment and keep the sale contract, estate document or account statement ready.
And do not split one large payment into many small ones, since it can trigger more questions.
Sweden has no gift or inheritance tax, so sending a cash gift does not create a Swedish gift-tax return.
France may have their own rules on receiving monetary gifts.
The final rate controls how much EUR you get for your SEK, so compare it alongside the transfer fee.
Mid-market rate:1 SEK = 0.0886 EUR
We track 11 companies sending SEK to France, all registered with Finansinspektionen or passported in, with rates refreshed in real time on live searches.
The krona floats, so we compare on what actually arrives, alongside fees and the ways to pay and collect.
Each goes through our review. More on who we are, why you can trust us and getting started.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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