Best companies for SEK/EUR transfers
9 of 9 providers Last updated on 4 September 2026 This page updates weekly. We collect, store, and analyze SEK/EUR exchange rates from our comparisons. This page updates weekly. We collect, store, and analyze SEK/EUR exchange rates from our comparisons.
Based on 80,000 SEK transfer Best companies for SEK/EUR transfers All money transfer offers for SEK/EUR transfers, sorted by most EUR received. The first two offers may be sponsored promotions. Some offers here pay us a commission. All money transfer offers for SEK/EUR transfers, sorted by most EUR received. The first two offers may be sponsored promotions. Some offers here pay us a commission. Sort Cheapest
Promoted Wise Pay via Bank transfer	Fee 325,99 kr 1 SEK = 0.0902 EUR 0.00% vs mid-market	Recipient gets €7,188.33 Within 3 hours
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Malta with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin 3 hoursAvailable via:Bank Transfer 325,99 kr1 SEK = 0.0902 EUR €7,188.33You pay80 000,00 kr
Promoted Xe Pay via Debit card	Fee 0,00 kr 1 SEK = 0.0890 EUR +1.36% vs mid-market	Recipient gets €7,120.00 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Malta with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 0.0890 EUR €7,120.00You pay80 000,00 kr
Run a live search Showing top Sweden to Malta deals for 80,000 SEK. Do a live search with your exact amount for today's best rates.
Run a live search Showing companies that send from a business account. Run a business search to get live SEK to EUR rates.
Run a live search These companies offer multi-currency accounts for spending EUR. We suggest doing a live search based on how much SEK you're planning to spend in Malta.
Run a live search These are managed services with real human support for large SEK transfers. Click the link and update the transfer amount to get the best deal.
Exclusive: Special Rate for 1st Transfer Key Currency Pay via Bank transfer	Fee 0,00 kr 1 SEK = 0.0900 EUR +0.25% vs mid-market	Recipient gets €7,199.80 Minutes - 3 days
4 reviews CheapestUsing Bank transfer with Key Currency is the cheapest way to send money to Malta from Sweden. Using Bank transfer with Key Currency is the cheapest way to send money to Malta from Sweden. Personal account managerReceive to bank account
Ways to receive money in Malta with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 SEK = 0.0900 EUR €7,199.80You pay80 000,00 kr
Exclusive: First Transfer Deal Regency FX Pay via Bank transfer	Fee 0,00 kr 1 SEK = 0.0900 EUR +0.27% vs mid-market	Recipient gets €7,198.35 Minutes - 24 hours
9 reviews Personal account managerReceive to bank accountProfessional, personal service
Ways to receive money in Malta with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 0.0900 EUR €7,198.35You pay80 000,00 kr
TorFx Pay via Bank transfer	Fee 0,00 kr 1 SEK = 0.0900 EUR +0.30% vs mid-market	Recipient gets €7,196.19 Minutes - 24 hours
2 reviews Personal account managerReceive to bank accountIdeal for buying property abroad
Ways to receive money in Malta with TorFx when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 0.0900 EUR €7,196.19You pay80 000,00 kr
Wise Pay via Bank transfer	Fee 325,99 kr 1 SEK = 0.0902 EUR 0.00% vs mid-market	Recipient gets €7,188.33 Within 3 hours
25 reviews RecommendedBased on our editorial reviews, Wise is our recommended way to send money from Sweden to Malta. Based on our editorial reviews, Wise is our recommended way to send money from Sweden to Malta. Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Malta with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin 3 hoursAvailable via:Bank Transfer 325,99 kr1 SEK = 0.0902 EUR €7,188.33You pay80 000,00 kr
Currencies Direct Pay via Bank transfer	Fee 0,00 kr 1 SEK = 0.0898 EUR +0.47% vs mid-market	Recipient gets €7,181.60 Minutes - 24 hours
3 reviews Personal account managerMulti-currency cardReceive to bank account
Ways to receive money in Malta with Currencies Direct when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 0.0898 EUR €7,181.60You pay80 000,00 kr
CurrencyFair Pay via Bank transfer	Fee 33,25 kr 1 SEK = 0.0897 EUR +0.58% vs mid-market	Recipient gets €7,176.20 Minutes - 24 hours
3 reviews Receive to bank account
Ways to receive money in Malta with CurrencyFair when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours 33,25 kr1 SEK = 0.0897 EUR €7,176.20You pay80 000,00 kr
Pricing based on Revolut Standard plan Revolut Pay via Bank transfer	Fee 700,00 kr 1 SEK = 0.0900 EUR +0.25% vs mid-market	Recipient gets €7,135.49 Within minutes
10 reviews FastestRevolut with Bank transfer deposit is the fastest way to send SEK to Malta. Revolut with Bank transfer deposit is the fastest way to send SEK to Malta. Multi-currency cardReceive to bank account
Ways to receive money in Malta with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes 700,00 kr1 SEK = 0.0900 EUR €7,135.49You pay80 000,00 kr
US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US / for details.
Xe Pay via Debit card	Fee 0,00 kr 1 SEK = 0.0890 EUR +1.36% vs mid-market	Recipient gets €7,120.00 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Malta with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 0.0890 EUR €7,120.00You pay80 000,00 kr

Xe Pay via Bank transfer	Fee 0,00 kr 1 SEK = 0.0890 EUR +1.36% vs mid-market	Recipient gets €7,120.00 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Malta with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 0.0890 EUR €7,120.00You pay80 000,00 kr
Xe Pay via Credit card	Fee 0,00 kr 1 SEK = 0.0890 EUR +1.36% vs mid-market	Recipient gets €7,120.00 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Malta with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 0.0890 EUR €7,120.00You pay80 000,00 kr
Moneycorp Pay via Bank transfer	Fee 0,00 kr 1 SEK = 0.0890 EUR +1.40% vs mid-market	Recipient gets €7,116.79 Minutes - 2 days
0 reviews
Ways to receive money in Malta with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 SEK = 0.0890 EUR €7,116.79You pay80 000,00 kr
Wise Pay via Debit card	Fee 1 189,46 kr 1 SEK = 0.0902 EUR 0.00% vs mid-market	Recipient gets €7,110.43 Within minutes
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Malta with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer 1 189,46 kr1 SEK = 0.0902 EUR €7,110.43You pay80 000,00 kr
Wise Pay via Credit card	Fee 1 352,18 kr 1 SEK = 0.0902 EUR 0.00% vs mid-market	Recipient gets €7,095.75 Within minutes
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Malta with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer 1 352,18 kr1 SEK = 0.0902 EUR €7,095.75You pay80 000,00 kr
Pricing based on Revolut Standard plan Revolut Pay via Debit card	Fee 1 260,00 kr 1 SEK = 0.0900 EUR +0.25% vs mid-market	Recipient gets €7,085.10 Within minutes
10 reviews Multi-currency cardReceive to bank account
Ways to receive money in Malta with Revolut when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes 1 260,00 kr1 SEK = 0.0900 EUR €7,085.10You pay80 000,00 kr
US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US / for details.
How Our Results Work Mid-market rate: 1 SEK = 0.090223 EUR Updates every 60 minutes.

Why compare

SEK/EUR exchange rate

Best ways to pay & receive

Transfer speed

Historic SEK/EUR options

How to send money from Sweden to Malta

Pick a company

For a one-off transfer to Malta, I suggest picking the cheapest option which is Key Currency.

On a 80,000 SEK transfer, Key Currency delivers the most EUR.

The best option will change depending on how much you actually send, so I suggest to get the best SEK/EUR rate.

Fund your transfer

You can pay for the transfer using bank transfer, debit card, and credit card.

A transfer from your Swedish bank is usually the easiest way to fund the transfer.

Verify and send

Before you can send money to Malta, you'll need to verify your account.

Most companies do it with BankID.

If you can't get BankID yet, some companies will take a passport instead (but its less common).

Ways to send money from Sweden to Malta

9 companies send money from Sweden to Malta, mostly through broker, online, app, multi-currency account, and global account, and a few more ways.

Medium-sized transfers

Online transfers

For a one-off transfer to Malta, an online service like Wise is usually the simplest place to start.

Wise charges kr325.99 to send 80,000 SEK, leaving your recipient with 7,188.33 after a 0.03% markup on SEK/EUR exchange rate.

Regular SEK transfers

Money transfer apps

For smaller regular transfers, apps are the most convenient and easiest way to send money to Malta.

Wise charges kr325.99 on a 80,000 SEK transfer and money will arrive in same day.

You recipient can withdraw via bank deposit.

In many cases you will need a BankID to verify your account, but a few will do with a passport or drivers licence.

Spending and travelling

Multi-currency accounts

A multi-currency account makes sense if you regularly need EUR.

You can convert your kronor in advance and use the balance when needed without extra fees.

Wise converts SEK 80,000 with a 0.03% exchange-rate markup and holds the EUR in your account.

Paying from business accounts

Global accounts

If your business receives and sends money in Malta, a global account keeps the EUR in one place.

You can pay invoices from the balance and convert when needed.

WorldFirst and Airwallex are good options to try.

Ways to fund SEK and receive EUR in Malta

With Key Currency, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending 80,000 SEK gives your recipient 7,199.8 EUR.

From Sweden, you can fund the transfer by bank transfer, debit card, and credit card, and in Malta, the recipient can use bank deposit.

Paying from your Swedish bank account

Send SEK using the account and reference shown by the money transfer company.

You may need to use BankID to approve and verify the payment.

Swish is useful for payments within Sweden, but it does not send EUR to Malta.

1

Bank transfer Bank deposit

You pay kr80,000.00

€7,200

Cheapest
2

Debit card Bank deposit

You pay kr80,000.00

€7,120

-€80
3

Credit card Bank deposit

You pay kr80,000.00

€7,120

-€80

Consider this before sending SEK to Malta

Swedish banks are safe but often expensive for foreign payments. Compare money transfer companies available to get the most of EUR from Sweden.

Compare SEK to EUR transfer options

Cheapest way to send money to Malta

The cheapest option for EUR 7,199.8 is Key Currency. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 7,199.8 EUR, which is 0.02% more than the next best option.

Fastest way to send money to Malta

With Revolut, a bank transfer deposit and bank deposit payout delivers 7,135.49 EUR in within minutes.

Swish only works in Sweden

Swish moves money between participating Swedish accounts, it cannot send SEK to Malta.

You may still use a Swedish bank transfer to pay for the transfer online, but beyond that, the company will move SEK to Malta over local rails or SWIFT.

Avoid delays

A bank can ask for the purpose and source of a large or unusual payment.

Property sales, inheritances and transfers between your own accounts are easier to clear when the documents match the description you gave the bank.

Tell your bank before a time-sensitive payment and keep the sale contract, estate document or account statement ready.

And do not split one large payment into many small ones, since it can trigger more questions.

Sweden does not charge gift tax

Sweden has no gift or inheritance tax, so sending a cash gift does not create a Swedish gift-tax return.

Malta may have their own rules on receiving monetary gifts.

Live SEK-EUR Exchange Rate

Get a better SEK to EUR exchange rate

The final rate controls how much EUR you get for your SEK, so compare it alongside the transfer fee.

Mid-market rate:1 SEK = 0.090094 EUR

How we analyse the market

We track 9 companies sending SEK to Malta, all registered with Finansinspektionen or passported in, with rates refreshed in real time on live searches.

The krona floats, so we compare on what actually arrives, alongside fees and the ways to pay and collect.

Each goes through our review. More on who we are, why you can trust us and getting started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

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Send money to Malta

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How to send money to Malta from Sweden with the best SEK-EUR rate

Best companies for SEK/EUR transfers

Transfer details