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How to send money to China from Switzerland with the best CHF-CNY rate

Compare the best ways to send money from Switzerland to China. Find the cheapest, fastest, and most reliable providers with the best CHF to CNY exchange rates.

Explore the best deals, read expert information, and discover all you need to send money to China from Switzerland.

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October 9th, 2025

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Switzerland
CHF
China
CNY
Send
fr.
Best money transfer companies

Send money from Switzerland to China

Last updated: Today
Mid-market rate as of 10/09/2025: 1 CHF = 8.887183 CNY
Results below are based on a 4000 CHF search
Promoted
Wise
Recipient gets (CNY)
¥35,349.11
Full transfer details
Visit Wise
¥867 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Promoted
Xe
Recipient gets (CNY)
¥35,141.60
Full transfer details
Visit Xe
¥659 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Sort by:
0 of 6 providers
1
Wise
Recipient gets (CNY)
¥35,349.11
Full transfer details
Visit Wise
¥867 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
2
OFX
Recipient gets (CNY)
¥35,317.67
Full transfer details
Visit OFX
¥835 better than a typical bank*

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Personal account manager
Multi-currency card
Receive to bank account
3
Xe
Recipient gets (CNY)
¥35,141.60
Full transfer details
Visit Xe
¥659 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Mid-market rate updates every 60 minutes
Estimated Rates
We don't have access to live rates from these companies. Instead, we've researched their average exchange rates and fees.
Promoted
Wise
Recipient gets (CNY)
¥35,349.11
Full transfer details
Visit Wise
¥867 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Promoted
Xe
Recipient gets (CNY)
¥35,141.60
Full transfer details
Visit Xe
¥659 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions

Overall top choice: Wise

Wise is the best way to transfer Swiss Franc into Yuan Renminbi.

Of the 6 money transfer providers we tested and reviewed, Wise was a standout option for its combination of speed and cost.

Sending 4,000 CHF to CNY will cost you fr.27.77 in fees, and you will receive 35,349.11 CNY.

When sending money from Switzerland to China, using Wise in a great option.

Wise is the top rated company for sending money from Switzerland (CHF) to China (CNY) - Wise Screenshot

How to get the best deal on your Switzerland to China transfer

Summary of recent searches

Top rated for transfers from Switzerland to China
Wise
Total number of CH - CN providers
6
Average cheapest fees & rate
Revolut
Average fastest transfer
Wise
Average transfer time
Within minutes
Best for bank transfers
Revolut
Best for debit card
Paysend
Best for credit card
Paysend

Considerations ahead of sending money from Switzerland to China

1

Compare providers

A comparison of providers offering services between Switzerland and China, based on your specific transfer amount is the best way to send money with the confidence you’re getting the best price.

We’ve compared 6 providers that provide services for sending Swiss Franc to China. This ensures you will get the best options for your transfer to China from Switzerland.

Whilst we rate Wise as the best overall, comparing gives you a comprehensive view of all the options for transferring money from Switzerland to China.

2

Get ahead of the Swiss Franc-Yuan Renminbi exchange rate

3

Choose the right payment method

4

Financial regulation in China and Switzerland

5

Consider transfer limits

6

Receiving money in China

7

Have your ID ready

8

Tax declarations

Cheapest way to transfer money to China from Switzerland: Revolut

Revolut offers a combination of the lowest fees and best exchange rates - making it the cheapest transfer service for sending Swiss Franc to China.

Of the 6 providers compared, data shows that Revolut is 0.06% cheaper than the second-best option.

The is cost is made up of an average CHF-CNY exchange rate that is 0.2% different to the mid-market rate and an average fee of 12* CHF.

If you want to secure the best rates on a CHF to China transfer, Revolut will result in the most Yuan Renminbi received.

Revolut is the cheapest way to send money from Switzerland (CHF) to China (CNY) - Revolut Screenshot 1
Revolut is the cheapest way to send money from Switzerland (CHF) to China (CNY) - Revolut Screenshot 2
Revolut is the cheapest way to send money from Switzerland (CHF) to China (CNY) - Revolut Screenshot 3

Fastest way to transfer money to China from Switzerland: Wise.

We tested 6 companies offering transfers from Switzerland to China and Wise offered the quickest option.

For example, if you send 4,000 CHF with Wise to China, the transfer time is within minutes

When using Wise to send money from Switzerland to China you can expect to pay 27.77 CHF in fees. Although we would recommend comparing the amount you want to send.

When testing the 'fastest' options we compared 6 money transfer providers. To test overall speed of sending money from Switzerland to China we included the timeframe for depositing Swiss Franc to a money transfer account and average transfer times to China.

When sending money to China from Switzerland quickly is a priority, Wise is our recommended choice.

Wise is the fastest way to send money from Switzerland (CHF) to China (CNY) - Wise Screenshot

Sending a large amount of money?

For big transfers from Switzerland to China, competitive pricing & strong customer service are essential.

Of the
6 providers compared, Wise is the best rated for higher transfer amounts.

Sending large amounts of money can be expensive, and while Wise may not always be the fastest or cheapest way to send money from Switzerland to China, it's a great provider for things like buying or selling property.

Understanding the cost of sending money to China from Switzerland

The cost of sending money from China to China, is made-up of a combination of fees and exchange rates:

The Mid-Market and Exchange Rates: The mid-market rate determines a mid-price for buying currency. The current mid-market rate from CHF-CNY is 8.828 CNY per Swiss Franc.

  • Finding a provider offering an exchange as close to 8.828 as possible will ensure more Yuan Renminbi received when transferring.

  • For context, the CHF-CNY mid-market rate for the past week has averaged 8.9345 CNY per Swiss Franc. This includes a high of 9.0103, and low of 8.8872.

  • Wise currently offers the best exchange rate on transfers from Switzerland to China.

For the most part the CHF-CNY exchange rate you receive is the biggest factor impacting the cost of sending CHF to China.

Fees: Outside of exchange rates, you may need to pay a fee to send. Revolut currently offers the lowest fees on transfers to China from Switzerland, costing 12 CHF per transfer. Although this does include large transfers as well, we recommend searching for your exact send amount for an exact fee.

Amount Received: The amount received in Yuan Renminbi is the amount you started with, minus the amount you paid in the exchange and fees.

The better deal you get on exchanging Swiss Francs to CNY, paired with a low fee, means a higher total amount received in China.

How to find the best exchange rate for Swiss Franc to Yuan Renminbi

Timing is essential for sending money between CHF and CNY. The exchange rate you secure impacts how much CNY you get for your CHF.

Mid-market Rate
1 
CHF
=
8.828026 
CNY

Let's dive into some interesting recent trends.

  • Over the past week, the exchange rate from CHF to CNY has seen some fluctuation. On average, it stood at 8.9345.

  • During this period, the highest value recorded was 9.0103, while the lowest was 8.8872.

  • Wise, which is our recommended service to send money online from Switzerland to China offers an exchange rate that is only -0.13% above the mid-market rate.

Want to secure the best CHF-Yuan Renminbi exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Switzerland to China!

Payment methods available to fund your Switzerland to
China transfer

  • Bank transfers

    Bank transfers are often the better option for money transfers from Switzerland to China.

    Sending money via a bank transfer with a company such as Revolut for transfers from Switzerland to China allows you to benefit from lower fees and more favorable exchange rates than you would get with a traditional bank. 


    On average, Revolut is the best provider for bank transfers of the 6 we tested when sending CHF to China.

    With a fee of CHF12 to send money from Switzerland to China, Revolut offers a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from Switzerland to China with a prepaid or a debit card is very simple with Xe.


    Xe is a leader in card payments for transfers from Switzerland to China, competing among a total of 6 active money transfer companies on this route.

  • Credit cards

    We recommend avoiding credit card deposits as it usually means taking a cash advance and using it for the deposit. Instead, use a bank transfer or a debit card deposit to save on fees.

    If you have to, we recommend running a comparison to find the best deal for your transfer.

    Beware of fees: using a credit card to transfer money often results in a fee being charged by your card issuer. Where possible, we recommend a bank transfer or debit card payment instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between China and Switzerland.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Switzerland to China.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send CHF to CNY.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.

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Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is the founder and CEO of MoneyTransfers.com, with over 10 years’ experience building consumer products across finance, insurance, and travel. A frequent traveler himself, Luke has hands-on experience testing payment and transfer services globally, giving him a unique perspective on the real-world challenges users face. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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