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Send money from Switzerland to China
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."
"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."
"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."
Overall top choice: Wise
Of the 7 money transfer providers we tested and reviewed, Wise was a standout option for its combination of speed and cost.
Sending 4,000 CHF to CNY will cost you fr.27.75 in fees, and you will receive 35,573.8 CNY.
When sending money from Switzerland to China, using Wise in a great option.
How to get the best deal on your Switzerland to China transfer
Always compare rates
Don't pay more than you need to. Use our live comparison tool to get an overall cost of exchange rates and fees when sending money from Switzerland to China.
Choose a provider
Select the provider that offers you the best value & service for transfers between Switzerland and China.
Click, sign up & send
Follow the steps & start your transfer. Your funds will soon be on their way to China.
Summary of recent searches
Considerations ahead of sending money from Switzerland to China
Compare providers
A comparison of providers offering services between Switzerland and China, based on your specific transfer amount is the best way to send money with the confidence you’re getting the best price.
We’ve compared 7 providers that provide services for sending Swiss Franc to China. This ensures you will get the best options for your transfer to China from Switzerland.
Whilst we rate Wise as the best overall, comparing gives you a comprehensive view of all the options for transferring money from Switzerland to China.
Get ahead of the Swiss Franc-Yuan Renminbi exchange rate
Choose the right payment method
Financial regulation in China and Switzerland
Consider transfer limits
Receiving money in China
Have your ID ready
Tax declarations
Cheapest way to transfer money to China from Switzerland: TorFx
Of the 7 providers compared, data shows that TorFx is 0.2% cheaper than the second-best option.
The is cost is made up of an average CHF-CNY exchange rate that is 0.3% different to the mid-market rate and an average fee of 0* CHF.
If you want to secure the best rates on a CHF to China transfer, TorFx will result in the most Yuan Renminbi received.
Fastest way to transfer money to China from Switzerland: Wise.
For example, if you send 4,000 CHF with Wise to China, the transfer time is within an hour
When using Wise to send money from Switzerland to China you can expect to pay 27.75 CHF in fees. Although we would recommend comparing the amount you want to send.
When testing the 'fastest' options we compared 7 money transfer providers. To test overall speed of sending money from Switzerland to China we included the timeframe for depositing Swiss Franc to a money transfer account and average transfer times to China.
When sending money to China from Switzerland quickly is a priority, Wise is our recommended choice.
Sending a large amount of money?
Of the 7 providers compared, Wise is the best rated for higher transfer amounts.
Sending large amounts of money can be expensive, and while Wise may not always be the fastest or cheapest way to send money from Switzerland to China, it's a great provider for things like buying or selling property.
Understanding the cost of sending money to China from Switzerland
The cost of sending money from China to China, is made-up of a combination of fees and exchange rates:
The Mid-Market and Exchange Rates: The mid-market rate determines a mid-price for buying currency. The current mid-market rate from CHF-CNY is 9.0132 CNY per Swiss Franc.
Finding a provider offering an exchange as close to 9.0132 as possible will ensure more Yuan Renminbi received when transferring.
For context, the CHF-CNY mid-market rate for the past week has averaged 8.9037 CNY per Swiss Franc. This includes a high of 8.9545, and low of 8.8695.
Wise currently offers the best exchange rate on transfers from Switzerland to China.
For the most part the CHF-CNY exchange rate you receive is the biggest factor impacting the cost of sending CHF to China.
Fees: Outside of exchange rates, you may need to pay a fee to send. TorFx currently offers the lowest fees on transfers to China from Switzerland, costing 0 CHF per transfer. Although this does include large transfers as well, we recommend searching for your exact send amount for an exact fee.
Amount Received: The amount received in Yuan Renminbi is the amount you started with, minus the amount you paid in the exchange and fees.
The better deal you get on exchanging Swiss Francs to CNY, paired with a low fee, means a higher total amount received in China.
How to find the best exchange rate for Swiss Franc to Yuan Renminbi
Timing is essential for sending money between CHF and CNY. The exchange rate you secure impacts how much CNY you get for your CHF.
Let's dive into some interesting recent trends.
Over the past week, the exchange rate from CHF to CNY has seen some fluctuation. On average, it stood at 8.9037.
During this period, the highest value recorded was 8.9545, while the lowest was 8.8695.
Wise, which is our recommended service to send money online from Switzerland to China offers an exchange rate that is only -0.01% above the mid-market rate.
Want to secure the best CHF-Yuan Renminbi exchange rates?
Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Switzerland to China!
Payment methods available to fund your Switzerland to China transfer
Bank transfers
Bank transfers are often the better option for money transfers from Switzerland to China.
Sending money via a bank transfer with a company such as TorFx for transfers from Switzerland to China allows you to benefit from lower fees and more favorable exchange rates than you would get with a traditional bank.
On average, TorFx is the best provider for bank transfers of the 7 we tested when sending CHF to China.
With a fee of CHF0 to send money from Switzerland to China, TorFx offers a great combination of competitive exchange rates and lower fees.
Debit and prepaid cards
Sending money from Switzerland to China with a prepaid or a debit card is very simple with Xe.
Xe is a leader in card payments for transfers from Switzerland to China, competing among a total of 7 active money transfer companies on this route.
Credit cards
We recommend avoiding credit card deposits as it usually means taking a cash advance and using it for the deposit. Instead, use a bank transfer or a debit card deposit to save on fees.
If you have to, we recommend running a comparison to find the best deal for your transfer.
Beware of fees: using a credit card to transfer money often results in a fee being charged by your card issuer. Where possible, we recommend a bank transfer or debit card payment instead.
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between China and Switzerland.
Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from Switzerland to China.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send CHF to CNY.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.
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