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Overall best choice: Wise
We tested & reviewed dozens of money transfer providers, and Wise scored highly.
Wise appeared in 90.7% of Switzerland to Germany searches, and was the top rated company out of 8 that support CHF to EUR.
So for a great mix of cost, speed & features, make your Switzerland to Germany transfer using Wise.
How to get the best deal on your Switzerland to Germany transfer
- Always compare rates
Don't pay more than you have to. Use our live comparison tool to make sure you aren't missing the best rates to send money from Switzerland to Germany.
- Choose a provider
Select the provider that offers you the best value & service for your needs
- Click, sign up & send
Follow the steps & make your transfer. Your funds will soon be on their way to your chosen country & currency.
Summary of recent searches
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Important things to consider before sending money from Switzerland to Germany
Don't settle for the first option. Always compare ways to send money from Switzerland to Germany to find out about fees, speed, and reliability.
Our analysis included 8 providers that operate between Switzerland and Germany.
Through this, you get a comprehensive view of all the options you have in Switzerland when you need to send money to Germany.
Cheapest way to send money to Germany from Switzerland: Regency FX
Data collected over the past six months shows that Regency FX is 0% cheaper than the second-best option.
The fr.0 transfer cost represents the most common fee for CHF to EUR international transfers, based on data from the past six months.
If you want to secure the best rates on a CHF to Germany transfer, make sure you pick Regency FX to send your money online.
*The most common fee applied to CHF-EUR by Regency FX, based on data from the past six months.
Fastest way to send money from Switzerland to Germany: Wise
Our data shows that Wise came up as the fastest way to send money from Switzerland to Germany in 71.4% of searches. This makes them well suited to urgent CHF to EUR money transfers.
The 'fastest' way to send money is defined by the overall speed of sending money from Switzerland to Germany - this includes deposit, transfer and withdrawal timeframes and often differs per currency.
When speed matters, Wise is your best choice at the moment. This service emerged as the quickest way to send money to Germany from Switzerland in 71.4% of the searches on MoneyTransfers.com over the past six months.
Need to send over $10,000?
Opt for a service proven with large transfers when size matters. For transfers over $10,000, your best bet is Wise.
While Wise may not always be the cheapest or fastest way to send CHF from Switzerland to Germany, it’s the provider that will keep you safe and relaxed while your money moves into EUR.
Understanding the costs involved when moving money from Switzerland to Germany
When calculating the costs of money transfers between Switzerland and Germany, here's what really matters:
The Mid-Market Rate: Today, the CHF-EUR mid-market rate equals to 1.020478 EUR per Swiss Franc.
The CHF-EUR average exchange rate for the past three months has been 1.0507 EUR per Swiss Franc, with a high of 1.0785 and a low of 1.0158.
When looking to send money, we'd recommend Wise. On average Wise is 0% away from the average mid-market rate. Fees may be added on top, but they're still the cheapest provider on average from CHF to EUR.
How to find the best exchange rate for Swiss Franc to Euro
Timing is essential for sending money between CHF and EUR. The exchange rate you secure impacts how much EUR you get for your CHF.
Let's dive into some interesting recent trends.
Over the past six months, the exchange rate from CHF to EUR has seen some fluctuation. On average, it stood at 1.0507.
During this period, the highest value recorded was 1.0785, while the lowest was 1.0158.
Wise, which is our recommended service to send money online from Switzerland to Germany offers an exchange rate that is only 0% above the mid-market rate.
Want to secure the best CHF-Euro exchange rates?
Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Switzerland to Germany!
Payment methods available to fund your Switzerland to Germany transfer
Bank transfers
Bank transfers are often the default option for sending money from Switzerland to Germany.
By using a money transfer company such as Regency FX for transfers from Switzerland to Germany, you can send money via a bank transfer while benefitting from lower fees and more favorable exchange rates.
On average, Regency FX is the cheapest provider for bank transfers from the 8 we tested when sending CHF to Germany.
With an average fee of CHF0 to send money from Switzerland to Germany, Regency FX offers a great combination of competitive exchange rates and lower fees.
Debit and prepaid cards
Sending money from Switzerland to Germany with a debit or a prepaid card is very simple with Wise.
Wise is a leader in debit card payments for transfers from Switzerland to Germany, competing among a total of 8 active money transfer companies on this route.
Credit cards
When it comes to credit card transfers from Switzerland to Germany, Wise emerges as our top choice of the 8 companies offering this service.
Fee alert: using a credit card to transfer money often results in a fee being charged by your card issuer. That's why we recommend bank transfer or debit card instead.
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between Germany and Switzerland.
Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from Switzerland to Germany.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send CHF to EUR.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.
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