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Compare the best ways to send money from South Africa to Kenya

Get the best deals when you transfer from South Africa to Kenya. Find the cheapest, fastest, and most reliable providers with the best ZAR to KES exchange rates.

Read on for the best deals, expert information, and all you need to send money to Kenya from South Africa.

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Overall best choice: Regency FX

Regency FX is our top pick for ZAR to KES transfers.

We tested & reviewed dozens of money transfer providers, and Regency FX scored highly.

Regency FX appeared in 43.9% of South Africa to Kenya searches, and was the top rated company out of 4 that support ZAR to KES.

So for a great mix of cost, speed & features, make your South Africa to Kenya transfer using Regency FX.

How to get the best deal on your South Africa to Kenya transfer

Summary of recent searches

Top rated for transfers from South Africa to Kenya
Regency FX
Total number of ZA - KE providers
4
Average cheapest fees & rate
Regency FX
Average fastest transfer
WorldRemit
Best for bank transfers
Regency FX
Best for debit card
Instarem
Best for credit card
Instarem

Important things to consider before sending money from South Africa to Kenya

1
Compare providers

Don't settle for the first option. Always compare ways to send money from South Africa to Kenya to find out about fees, speed, and reliability.

Our analysis included 4 providers that operate between South Africa and Kenya.

Through this, you get a comprehensive view of all the options you have in South Africa when you need to send money to Kenya.

2
Think about the Rand-Kenyan Shilling exchange rate
3
Choose the right payment method
4
Keep your money safe
5
Consider transfer limits
6
How to receive money in Kenya
7
Have your ID ready
8
Don't forget about taxes

Cheapest way to send money to Kenya from South Africa: Regency FX

Get the lowest fees with Regency FX - the cheapest transfer service at just $0 per transaction*

Data collected over the past six months shows that Regency FX is 0% cheaper than the second-best option.

The R0 transfer cost represents the most common fee for ZAR to KES international transfers, based on data from the past six months.

If you want to secure the best rates on a ZAR to Kenya transfer, make sure you pick Regency FX to send your money online.

*The most common fee applied to ZAR-KES by Regency FX, based on data from the past six months.

Fastest way to send money from South Africa to Kenya: WorldRemit

Need to send money fast? Pick WorldRemit and get your funds from South Africa to Kenya at speed.

Our data shows that WorldRemit came up as the fastest way to send money from South Africa to Kenya in 36.4% of searches. This makes them well suited to urgent ZAR to KES money transfers.

The 'fastest' way to send money is defined by the overall speed of sending money from South Africa to Kenya - this includes deposit, transfer and withdrawal timeframes and often differs per currency. 


When speed matters, WorldRemit is your best choice at the moment. This service emerged as the quickest way to send money to Kenya from South Africa in 36.4% of the searches on MoneyTransfers.com over the past six months.

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Need to send over $10,000?

For those big moves, competitive pricing & strong customer service are key.

Opt for a service proven with large transfers when size matters. For transfers over $10,000, your best bet is Regency FX.


While Regency FX may not always be the cheapest or fastest way to send ZAR from South Africa to Kenya, it’s the provider that will keep you safe and relaxed while your money moves into KES.

Understanding the costs involved when moving money from South Africa to Kenya

When calculating the costs of money transfers between South Africa and Kenya, here's what really matters:

The Mid-Market Rate: Today, the ZAR-KES mid-market rate equals to 7.129144 KES per Rand.

The ZAR-KES average exchange rate for the past three months has been 7.476 KES per Rand, with a high of 8.7165 and a low of 6.8004.

When looking to send money, we'd recommend Regency FX. On average Regency FX is 0.31% away from the average mid-market rate. Fees may be added on top, but they're still the cheapest provider on average from ZAR to KES.

How to find the best exchange rate for Rand to Kenyan Shilling

Timing is essential for sending money between ZAR and KES. The exchange rate you secure impacts how much KES you get for your ZAR.

Mid-market Rate
1
= 7.129144 KES

Let's dive into some interesting recent trends.

  • Over the past six months, the exchange rate from ZAR to KES has seen some fluctuation. On average, it stood at 7.476.

  • During this period, the highest value recorded was 8.7165, while the lowest was 6.8004.

  • Regency FX, which is our recommended service to send money online from South Africa to Kenya offers an exchange rate that is only 0.31% above the mid-market rate.

Want to secure the best ZAR-Kenyan Shilling exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from South Africa to Kenya!

Payment methods available to fund your South Africa to
Kenya transfer

  • Bank transfers

    Bank transfers are often the default option for sending money from South Africa to Kenya.

    By using a money transfer company such as Regency FX for transfers from South Africa to Kenya, you can send money via a bank transfer while benefitting from lower fees and more favorable exchange rates. 


    On average, Regency FX is the cheapest provider for bank transfers from the 4 we tested when sending ZAR to Kenya.

    With an average fee of ZAR0 to send money from South Africa to Kenya, Regency FX offers a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from South Africa to Kenya with a debit or a prepaid card is very simple with Instarem.


    Instarem is a leader in debit card payments for transfers from South Africa to Kenya, competing among a total of 4 active money transfer companies on this route.

  • Credit cards

    When it comes to credit card transfers from South Africa to Kenya, Instarem emerges as our top choice of the 4 companies offering this service.

    Fee alert: using a credit card to transfer money often results in a fee being charged by your card issuer. That's why we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Kenya and South Africa.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from South Africa to Kenya.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send ZAR to KES.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

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Contributors

Giovanni Angioni
Giovanni Angioni, a journalist specialized in financial and political topics, has written for well-known outlets like La Stampa, Repubblica, the Economist, and Politico. His background in political sciences complements his extensive experience in covering major international events such as ASEAN and NATO summits, and European Council meetings. His insightful approach to global finance and politics enriches his role at MoneyTransfers.com, where he focuses on making personal finance relatable and understandable for a broad audience.