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How to send money to Poland from New Zealand

Get the best deals when you transfer from New Zealand to Poland. Find the cheapest, fastest, and most reliable providers with the best NZD to PLN exchange rates.

Read on for analysis on the best ways to send money to Poland from New Zealand.

Transferring the other way? Send PLN from Poland to New Zealand instead.
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Best option: Wise

Wise is our top choice for NZD to PLN transfers.

We tested & reviewed 13 money transfer providers, and Wise scored highly in each category.

Over the last six months, Wise appeared in 100% of New Zealand to Poland searches, and was the top rated company supporting money transfers between NZD and PLN.

For a great mix of cost, speed & features, transfer from New Zealand to Zloty using Wise.

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How to compare deals on New Zealand to Poland money transfers

Summary of recent searches

Top rated for transfers from New Zealand to Poland
Wise
Total number of NZ - PL providers
13
Average cheapest fees & rate
Revolut
Average fastest transfer
Currencies Direct
Average transfer time
Within minutes
Best for bank transfers
Revolut
Best for debit card
Xe
Best for credit card
Xe

Considerations ahead of sending money from New Zealand to Poland

1
Compare providers

A comparison of providers offering services between New Zealand and Poland, based on your specific transfer amount is the best way to send money with the confidence you’re getting the best price.

We’ve compared 13 providers that provide services for sending New Zealand Dollar to Poland. This ensures you will get the best options for your transfer to Poland from New Zealand.

Whilst we rate Wise as the best overall, comparing gives you a comprehensive view of all the options for transferring money from New Zealand to Poland.

2
Get ahead of the New Zealand Dollar-Zloty exchange rate
3
Choose the right payment method
4
Financial regulation in Poland and New Zealand
5
Consider transfer limits
6
Receiving money in Poland
7
Have your ID ready
8
Tax declarations

Cheapest way to send money from New Zealand to Poland: Revolut

Revolut offers the lowest cost transfers of the 13 compared.

Data collected for transfers between New Zealand and Poland over the past six months shows that Revolut is 0.2% cheaper than the second-best option.

This cost combines an average exchange rate between the New Zealand Dollar and Zloty that is 0.03% different to the mid-market rate and an average fee of 0* NZD.

*The most common fee applied to NZD-PLN by Revolut, based on data from the past six months.

Fastest money transfers to Poland from New Zealand: Currencies Direct.

Of 13 money transfer companies offering services from New Zealand to Poland, Currencies Direct is the quickest way to send money.

Through our comparison, we found Currencies Direct to be the fastest option for sending New Zealand Dollar to Zloty 100% of the time. For fast transfers between NZD and PLN, Currencies Direct is a great option.

When sending money from New Zealand to Poland, Currencies Direct has an average fee of 0 NZD. Although we would recommend comparing the amount you want to send.

When testing the fastest options, we compared the 13 money transfer providers offering New Zealand to Poland transfers for overall speed. This included transfer times to after depositing New Zealand Dollar to a money transfer account.

When you want the fastest way to send, Currencies Direct is our recommended choice for New Zealand to Poland transfers.

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Transfer a large amount of money

To transfer large sums of money from New Zealand to Poland, opt for a provider with a competitive exchange rate and hands on management.

Wise is the strongest option for large transfers of the
13 money transfer companies tested.

Whatever the reason is for the transfer, sending large amounts of money from New Zealand to Poland can become expensive through your bank or with the wrong provider.

Our data shows Wise as the best choice for sending large sums of money to Poland from New Zealand.

Understanding the cost of sending money from New Zealand to Poland

Ensuring a strong combination of fees and exchange rates ensures the best deal on money transfers from New Zealand to Poland.

The Mid-Market and Exchange Rates: Finding a provider as close to mid-market rate as possible will ensure more Zloty for your New Zealand Dollar. The current NZD-PLN mid-market rate is 2.3773 PLN per New Zealand Dollar.

  • This rate changes regularly so it can pay to track it. For comparison, the NZD-PLN mid-market rate for the past three months has averaged 2.4237 PLN per New Zealand Dollar, with a low of 2.4237 and a high of 2.4237.

  • Wise is currently offering the best exchange rate from the 13 companies compared.

  • Often the NZD-PLN exchange rate you pay is the biggest cost factor when transferring New Zealand Dollars to Poland.

Fees: Money transfer fees are charged on top the exchange rate and can be set, or a percentage of the total amount of New Zealand Dollar you’re sending to Poland. Revolut currently has the lowest fees for transfers into PLN at an average of 0 NZD over the last 6 months. We always recommend searching for your exact send amount for an exact fee.

Amount Received: The amount received in Zloty is the biggest indicator of the total cost of sending money to Poland from New Zealand. The bigger the amount received in Poland, the lower the overall cost of sending from New Zealand.

Getting best exchange rate for sending New Zealand Dollar to Zloty

Timing is essential when tracking the mid-market rate between NZD and PLN. The end exchange rate you secure impacts how much PLN you get for your NZD.

Mid-market Rate
1
= 2.377268 PLN

The recent mid-market rate trends are:

  • Over the past six months, the mid-market rate from NZD to PLN was 2.4237.

  • During this period, it hit a high of 2.4237, and a low of 2.4237.

  • Wise, which is our recommended service to send money online from New Zealand to Poland offers an exchange rate that is only -0.19% above the mid-market rate.

Want to secure the best NZD-Zloty exchange rates?

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Payment methods available to fund your New Zealand to
Poland transfer

  • Bank transfers

    Bank transfers are often the default option for sending money from New Zealand to Poland.

    By using a money transfer company such as Revolut for transfers from New Zealand to Poland, you can send money via a bank transfer while benefitting from lower fees and more favorable exchange rates. 


    On average, Revolut is the cheapest provider for bank transfers from the 13 we tested when sending NZD to Poland.

    With an average fee of NZD0 to send money from New Zealand to Poland, Revolut offers a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from New Zealand to Poland with a debit or a prepaid card is very simple with Wise.


    Wise is a leader in debit card payments for transfers from New Zealand to Poland, competing among a total of 13 active money transfer companies on this route.

  • Credit cards

    When it comes to credit card transfers from New Zealand to Poland, Xe emerges as our top choice of the 13 companies offering this service.

    Fee alert: using a credit card to transfer money often results in a fee being charged by your card issuer. That's why we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Poland and New Zealand.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from New Zealand to Poland.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send NZD to PLN.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

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Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.