How to send money to Colombia from Italy with the best EUR-COP rate

Xe is the cheapest right now for transfers from Italy. Using a debit card deposit into a bank deposit will get you 26,398,008 COP in Colombia.

For speed, Revolut is fastest, with delivery in within minutes.

Best companies for EUR/COP transfers

7 of 7 providers

Last updated on 28 September 2026

Based on 7,000 EUR transfer

Best companies for EUR/COP transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee €107.23 1 EUR = 3764.4100 COP -0.12% vs mid-market Recipient gets $25,947,212.32 Within an hour
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Colombia with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin an hourAvailable via:Bank Transfer
€107.231 EUR = 3764.4100 COP
$25,947,212.32You pay€7,000.00
Promoted

Xe

Pay via Debit card
Fee €0.00 1 EUR = 3771.1440 COP -0.30% vs mid-market Recipient gets $26,398,008.00 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Colombia with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 3771.1440 COP
$26,398,008.00You pay€7,000.00

Run a live search

Showing top Italy to Colombia deals for 7,000 EUR. Do a live search with your exact amount for today's best rates.

Xe

Pay via Debit card
Fee €0.00 1 EUR = 3771.1440 COP -0.30% vs mid-market Recipient gets $26,398,008.00 Minutes - 24 hours
Cheapest
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Colombia with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 3771.1440 COP
$26,398,008.00You pay€7,000.00

Xe

Pay via Bank transfer
Fee €0.00 1 EUR = 3771.1440 COP -0.30% vs mid-market Recipient gets $26,398,008.00 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Colombia with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 3771.1440 COP
$26,398,008.00You pay€7,000.00

Xe

Pay via Credit card
Fee €0.00 1 EUR = 3771.1440 COP -0.30% vs mid-market Recipient gets $26,398,008.00 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Colombia with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 3771.1440 COP
$26,398,008.00You pay€7,000.00
Exclusive: First Transfer Deal

Regency FX

Pay via Bank transfer
Fee €0.00 1 EUR = 3749.8617 COP +0.27% vs mid-market Recipient gets $26,249,031.72 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Colombia with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 3749.8617 COP
$26,249,031.72You pay€7,000.00
$0 fee on first online transfers

MoneyGram

Pay via Debit card
Fee €2.90 1 EUR = 3730.1362 COP +0.80% vs mid-market Recipient gets $26,110,953.40 Minutes - 24 hours

Ways to receive money in Colombia with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 24 hours
€2.901 EUR = 3730.1362 COP
$26,110,953.40You pay€7,002.90
Mobile walletMinutes - 24 hoursAvailable via:Nequi, Daviplata
€0.991 EUR = 3730.1256 COP
$26,110,879.20You pay€7,000.99
Bank depositMinutes - 24 hoursAvailable via:Bancolombia, All Banks, Banco Davivienda
€0.991 EUR = 3724.3065 COP
$26,070,145.50You pay€7,000.99
$0 fee on first online transfers

MoneyGram

Pay via Credit card
Fee €2.90 1 EUR = 3730.1362 COP +0.80% vs mid-market Recipient gets $26,110,953.40 Minutes - 24 hours

Ways to receive money in Colombia with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 24 hours
€2.901 EUR = 3730.1362 COP
$26,110,953.40You pay€7,002.90
Mobile walletMinutes - 24 hoursAvailable via:Nequi, Daviplata
€0.991 EUR = 3730.1256 COP
$26,110,879.20You pay€7,000.99
Bank depositMinutes - 24 hoursAvailable via:Bancolombia, All Banks, Banco Davivienda
€0.991 EUR = 3724.3065 COP
$26,070,145.50You pay€7,000.99
$0 fee on first online transfers

MoneyGram

Pay via Bank transfer
Fee €2.90 1 EUR = 3730.1362 COP +0.80% vs mid-market Recipient gets $26,110,953.40 Minutes - 24 hours

Ways to receive money in Colombia with MoneyGram when paying by bank transfer.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 24 hours
€2.901 EUR = 3730.1362 COP
$26,110,953.40You pay€7,002.90
Mobile walletMinutes - 24 hoursAvailable via:Daviplata, Nequi
€0.991 EUR = 3730.1256 COP
$26,110,879.20You pay€7,000.99
Bank depositMinutes - 24 hoursAvailable via:Banco Davivienda, All Banks, Bancolombia
€0.991 EUR = 3724.3065 COP
$26,070,145.50You pay€7,000.99
Only available via Mobile App

WorldRemit

Pay via Debit card
Fee €0.00 1 EUR = 3724.6602 COP +0.94% vs mid-market Recipient gets $26,072,621.54 Minutes - 2 days
Receive to bank account or cash pickup

Ways to receive money in Colombia with WorldRemit when paying by debit card.

MethodFee & ratesRecipient gets
Mobile moneyMinutes - 2 days
Free1 EUR = 3724.6602 COP
$26,072,621.54You pay€7,000.00
Bank depositMinutes - 2 days
Free1 EUR = 3724.6602 COP
$26,072,621.54You pay€7,000.00
Cash pickupMinutes - 2 days
Free1 EUR = 3703.9677 COP
$25,927,773.62You pay€7,000.00

TapTap Send

Pay via Debit card
Fee €0.00 1 EUR = 3720.0000 COP +1.07% vs mid-market Recipient gets $26,040,000.00 Minutes
Receive to bank account

Ways to receive money in Colombia with TapTap Send when paying by debit card.

MethodFee & ratesRecipient gets
Mobile walletMinutesAvailable via:Bancolombia A la mano, DaviPlata, Movii, Nequi, RappiPay
Free1 EUR = 3720.0000 COP
$26,040,000.00You pay€7,000.00
TransfiyaMinutesAvailable via:Banks via Trasnfiya
Free1 EUR = 3720.0000 COP
$26,040,000.00You pay€7,000.00
Bre-BMinutesAvailable via:Bre-B
Free1 EUR = 3720.0000 COP
$26,040,000.00You pay€7,000.00
Bank depositMinutes
€0.991 EUR = 3720.0000 COP
$26,040,000.00You pay€7,000.99
Cash pickupMinutesAvailable via:Exito
€3.991 EUR = 3720.0000 COP
$26,040,000.00You pay€7,003.99

Wise

Pay via Bank transfer
Fee €107.23 1 EUR = 3764.4100 COP -0.12% vs mid-market Recipient gets $25,947,212.32 Within an hour
Recommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Colombia with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin an hourAvailable via:Bank Transfer
€107.231 EUR = 3764.4100 COP
$25,947,212.32You pay€7,000.00

Wise

Pay via iDEAL/WERO
Fee €117.17 1 EUR = 3764.4100 COP -0.12% vs mid-market Recipient gets $25,909,794.08 Within an hour
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Colombia with Wise when paying by ideal/wero.

MethodFee & ratesRecipient gets
Bank depositWithin an hourAvailable via:Bank Transfer
€117.171 EUR = 3764.4100 COP
$25,909,794.08You pay€7,000.00

Wise

Pay via Debit card
Fee €161.12 1 EUR = 3764.4100 COP -0.12% vs mid-market Recipient gets $25,744,348.26 Within an hour
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Colombia with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin an hourAvailable via:Bank Transfer
€161.121 EUR = 3764.4100 COP
$25,744,348.26You pay€7,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee €70.50 1 EUR = 3701.0712 COP +1.58% vs mid-market Recipient gets $25,646,572.59 Within minutes
Fastest
Multi-currency cardReceive to bank account

Ways to receive money in Colombia with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
€70.501 EUR = 3701.0712 COP
$25,646,572.59You pay€7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Wise

Pay via Credit card
Fee €202.31 1 EUR = 3764.4100 COP -0.12% vs mid-market Recipient gets $25,589,292.21 Within an hour
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Colombia with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositWithin an hourAvailable via:Bank Transfer
€202.311 EUR = 3764.4100 COP
$25,589,292.21You pay€7,000.00
How Our Results Work
Mid-market rate: 1 EUR = 3760.0137 COP Updates every 60 minutes.

How to send money from Italy to Colombia

Pick a company

For a one-off transfer to Colombia, I suggest picking the cheapest option which is Xe.

On a 7,000 EUR transfer, Xe delivers the most COP.

The best option will change depending on how much you actually send, so I suggest to get the best EUR/COP rate.

Fund your transfer

You have 4 ways to fund your transfer: debit card, bank transfer, credit card, and ideal.

Sending money to Colombia directly with SEPA is expensive, but using it to fund the money transfer account, since its cheap and quick.

You can also use a debit card to fund the transfer, including the Postepay card.

Verify and send

First time round you'll need your codice fiscale and a photo ID to verify your account.

Ways to send money from Italy to Colombia

7 companies send money from Italy to Colombia. You can send EUR via app, online, broker, multi-currency account, global account, and in person, and more below.

Regular transfers

Money transfer apps

For the regular transfer home, an app like Xe is the easiest and most convenient option.

Xe charges €0 on a €7,000 transfer, and 26,398,008 COP lands in a mobile wallet in seconds, no bank account needed on their side.

For one-off transfers

Online transfers

Outside the euro transfers, a bank transfer passes through intermediary banks, and each one can take a cut along the way.

Online services skip this and use their own network (it’s much cheaper).

Xe delivers 26,398,008 COP on €7,000 with a €0 fee and -0.3% markup.

Sending large sums

Currency brokers

Managed services charge no fees and work on margin instead, and the more you send to Colombia, the better rate you will get.

Xe charges no fee and adds -0.3% on EUR/COP rate.

Travelling and receiving

Multi-currency accounts

If you travel to Colombia often, or receive payments from there, this is the best option.

Multi-currency accounts let you hold EUR and COP in one account, and give you local details.

I suggest trying Wise.

It holds EUR and COP balances and charges small fees to convert between them.

For business payments

Global accounts

Global accounts are for businesses and freelancers with a partita IVA, paying suppliers abroad, invoicing foreign clients, holding a few currencies.

A few good options are Wise Business, Airwallex, and Payoneer.

Ways to fund EUR and receive COP in Colombia

With Xe, paying by debit card and receiving through bank deposit is the cheapest combination. Sending €7,000 gives your recipient 26,398,008 COP.

In Italy, you can pay by debit card, bank transfer, credit card, and ideal.

Satispay and Bancomat Pay are mainly domestic payment methods, they do not send COP to Colombia by themselves.

In Colombia, the recipient can use bank deposit, cash pickup, mobile wallet, mobile money, transfiya, and bre b.

In Colombia, they can collect cash through .

They need to take a photo ID and the collection reference to a participating location in Colombia.

  1. 1
    Debit card Bank deposit

    You pay €7,000.00

    $26,398,008

    Cheapest

  2. 2
    Bank transfer Bank deposit

    You pay €7,000.00

    $26,398,008

    $0

  3. 3
    Credit card Bank deposit

    You pay €7,000.00

    $26,398,008

    $0

  4. 4
    Debit card Cash pickup

    You pay €7,002.90

    $26,110,953

    -$287,055

  5. 5
    Bank transfer Cash pickup

    You pay €7,002.90

    $26,110,953

    -$287,055

Show moreShow less
  1. 6
    Credit card Cash pickup

    You pay €7,002.90

    $26,110,953

    -$287,055

  2. 7
    Debit card Mobile wallet

    You pay €7,000.99

    $26,110,879

    -$287,129

  3. 8
    Bank transfer Mobile wallet

    You pay €7,000.99

    $26,110,879

    -$287,129

  4. 9
    Credit card Mobile wallet

    You pay €7,000.99

    $26,110,879

    -$287,129

  5. 10
    Debit card Mobile money

    You pay €7,000.00

    $26,072,622

    -$325,386

  6. 11
    Debit card Transfiya

    You pay €7,000.00

    $26,040,000

    -$358,008

  7. 12
    Debit card Bre b

    You pay €7,000.00

    $26,040,000

    -$358,008

  8. 13
    Ideal Bank deposit

    You pay €7,000.00

    $25,909,794

    -$488,214

Consider this when sending money from Italy to COP

For a transfer from Italy, compare the amount received first. Then check whether you are making a SEPA payment, an extra-SEPA transfer or a cash-agent remittance, because each works differently.

Compare money transfer options

These are the leading options for a €7,000 transfer to Colombia.

Cheapest way to send money to Colombia

The cheapest option is Xe, funded by debit card with bank deposit for the payout. Your recipient gets 26,398,008 COP, which is 0.56% more than the next best option.

Fastest way to send money to Colombia

The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 25,646,572.59 COP, with the money arriving in within minutes.

SEPA only covers the first leg

A bonifico can move euros from your Italian bank to the transfer company through SEPA.

Companies like Xe then convert the money into COP and pay your recipient in Colombia through a local bank, a wallet, or a cash-pickup network.

SEPA may fund the transfer quickly, but the delivery time depends on the local payout method.

Check the agent when paying in person

In Italy, the term "money transfer" often means a cash-agent shop rather than an online bank transfer.

The Banca d'Italia confirms that money remittance must be provided by a bank, electronic money institution or authorised payment institution.

Their Italian agents must appear in the OAM register.

Prepare for anti-money-laundering checks

Italian banks and transfer companies can pause a large, unusual or poorly explained payment while they check its purpose and source.

Use a clear causale and keep the document that explains the money ready.

For property proceeds, tuition or moving savings, tell the bank before the transfer is due.

If a payment-service complaint is not resolved directly, the Arbitro Bancario Finanziario is the Italian financial ombudsman route.

Live EUR-COP Exchange Rate

Finding the best rate to send money from Italy to Colombia

The exchange rate affects the final COP amount, so compare today's quote with the recent EUR/COP range before sending.

Mid-market rate:1 EUR = 3,832.302678 COP

How we analyse the market

Every company here is registered with Banca d'Italia or passported in from elsewhere in the EU.

We track 7 of them on EUR to Colombia, comparing rates, fees and the ways to pay in and collect, updated in real time on live comparisons.

Nothing appears without passing our review.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.