Regency FX is the cheapest right now for transfers from Italy. Using a bank transfer deposit into a bank deposit will get you 24,464,634.28 COP in Colombia.
For speed, Revolut is fastest, with delivery in within minutes.
| 8 of 8 providers Last updated on 28 October 2026 | |||
| Based on 7,000 EUR transfer Best companies for EUR/COP transfers | |||
| Promoted  Wise Pay via Bank transfer | Fee €107.23 1 EUR = 3499.7300 COP +0.13% vs mid-market | Recipient gets $24,122,833.95 Same day | |
Ways to receive money in Colombia with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €107.231 EUR = 3499.7300 COP $24,122,833.95You pay€7,000.00 | |||
| Promoted  Xe Pay via Debit card | Fee €0.00 1 EUR = 3462.8490 COP +1.19% vs mid-market | Recipient gets $24,239,943.00 Minutes - 24 hours | |
Ways to receive money in Colombia with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 3462.8490 COP $24,239,943.00You pay€7,000.00 | |||
Run a live search Showing top Italy to Colombia deals for 7,000 EUR. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live EUR to COP rates. | |||
Run a live search These companies offer multi-currency accounts for spending COP. We suggest doing a live search based on how much EUR you're planning to spend in Colombia. | |||
Run a live search These are managed services with real human support for large EUR transfers. Click the link and update the transfer amount to get the best deal. | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee €0.00 1 EUR = 3494.9478 COP +0.27% vs mid-market | Recipient gets $24,464,634.28 Minutes - 24 hours | |
Ways to receive money in Colombia with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 3494.9478 COP $24,464,634.28You pay€7,000.00 | |||
 TapTap Send Pay via Debit card | Fee €0.00 1 EUR = 3490.0000 COP +0.41% vs mid-market | Recipient gets $24,430,000.00 Minutes | |
Ways to receive money in Colombia with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Mobile walletMinutesAvailable via:Bancolombia A la mano, DaviPlata, Movii, Nequi, RappiPay Free1 EUR = 3490.0000 COP $24,430,000.00You pay€7,000.00 TransfiyaMinutesAvailable via:Banks via Trasnfiya Free1 EUR = 3490.0000 COP $24,430,000.00You pay€7,000.00 Bre-BMinutesAvailable via:Bre-B Free1 EUR = 3490.0000 COP $24,430,000.00You pay€7,000.00 Bank depositMinutes €0.991 EUR = 3490.0000 COP $24,430,000.00You pay€7,000.99 Cash pickupMinutesAvailable via:Exito €3.991 EUR = 3490.0000 COP $24,430,000.00You pay€7,003.99 | |||
| Only available via Mobile App  Sendwave Pay via Debit card | Fee €0.99 1 EUR = 3481.6365 COP +0.65% vs mid-market | Recipient gets $24,368,008.47 Minutes - 3 days | |
Ways to receive money in Colombia with Sendwave when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days €0.991 EUR = 3481.6365 COP $24,368,008.47You pay€7,000.00 Mobile moneyMinutes - 3 days €0.991 EUR = 3464.1408 COP $24,245,556.17You pay€7,000.00 Cash pickupMinutes - 3 days €0.991 EUR = 3436.1478 COP $24,049,632.46You pay€7,000.00 | |||
| $0 fee on first online transfers  MoneyGram Pay via Debit card | Fee €2.90 1 EUR = 3479.2882 COP +0.72% vs mid-market | Recipient gets $24,355,017.40 Minutes - 24 hours | |
Ways to receive money in Colombia with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours €2.901 EUR = 3479.2882 COP $24,355,017.40You pay€7,002.90 Mobile walletMinutes - 24 hoursAvailable via:Nequi, Daviplata €0.991 EUR = 3472.5619 COP $24,307,933.30You pay€7,000.99 Bank depositMinutes - 24 hoursAvailable via:Bancolombia, All Banks, Banco Davivienda €0.991 EUR = 3469.7009 COP $24,287,906.30You pay€7,000.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Credit card | Fee €2.90 1 EUR = 3479.2882 COP +0.72% vs mid-market | Recipient gets $24,355,017.40 Minutes - 24 hours | |
Ways to receive money in Colombia with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours €2.901 EUR = 3479.2882 COP $24,355,017.40You pay€7,002.90 Mobile walletMinutes - 24 hoursAvailable via:Nequi, Daviplata €0.991 EUR = 3472.5619 COP $24,307,933.30You pay€7,000.99 Bank depositMinutes - 24 hoursAvailable via:Bancolombia, All Banks, Banco Davivienda €0.991 EUR = 3469.7009 COP $24,287,906.30You pay€7,000.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Bank transfer | Fee €2.90 1 EUR = 3479.2882 COP +0.72% vs mid-market | Recipient gets $24,355,017.40 Minutes - 24 hours | |
Ways to receive money in Colombia with MoneyGram when paying by bank transfer. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours €2.901 EUR = 3479.2882 COP $24,355,017.40You pay€7,002.90 Mobile walletMinutes - 24 hoursAvailable via:Daviplata, Nequi €0.991 EUR = 3472.5619 COP $24,307,933.30You pay€7,000.99 Bank depositMinutes - 24 hoursAvailable via:Banco Davivienda, All Banks, Bancolombia €0.991 EUR = 3469.7009 COP $24,287,906.30You pay€7,000.99 | |||
| Only available via Mobile App  WorldRemit Pay via Debit card | Fee €0.00 1 EUR = 3464.1408 COP +1.16% vs mid-market | Recipient gets $24,248,985.67 Minutes - 2 days | |
Ways to receive money in Colombia with WorldRemit when paying by debit card. MethodFee & ratesRecipient gets Mobile moneyMinutes - 2 days Free1 EUR = 3464.1408 COP $24,248,985.67You pay€7,000.00 Bank depositMinutes - 2 days Free1 EUR = 3464.1408 COP $24,248,985.67You pay€7,000.00 Cash pickupMinutes - 2 days Free1 EUR = 3444.8956 COP $24,114,269.06You pay€7,000.00 | |||
| Xe Pay via Debit card | Fee €0.00 1 EUR = 3462.8490 COP +1.19% vs mid-market | Recipient gets $24,239,943.00 Minutes - 24 hours | |
Ways to receive money in Colombia with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 3462.8490 COP $24,239,943.00You pay€7,000.00 | |||
| Xe Pay via Bank transfer | Fee €0.00 1 EUR = 3462.8490 COP +1.19% vs mid-market | Recipient gets $24,239,943.00 Minutes - 24 hours | |
Ways to receive money in Colombia with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 3462.8490 COP $24,239,943.00You pay€7,000.00 | |||
| Xe Pay via Credit card | Fee €0.00 1 EUR = 3462.8490 COP +1.19% vs mid-market | Recipient gets $24,239,943.00 Minutes - 24 hours | |
Ways to receive money in Colombia with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 3462.8490 COP $24,239,943.00You pay€7,000.00 | |||
| Wise Pay via Bank transfer | Fee €107.23 1 EUR = 3499.7300 COP +0.13% vs mid-market | Recipient gets $24,122,833.95 Same day | |
Ways to receive money in Colombia with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €107.231 EUR = 3499.7300 COP $24,122,833.95You pay€7,000.00 | |||
| Wise Pay via iDEAL | Fee €117.17 1 EUR = 3499.7300 COP +0.13% vs mid-market | Recipient gets $24,088,046.64 Same day | |
Ways to receive money in Colombia with Wise when paying by ideal. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €117.171 EUR = 3499.7300 COP $24,088,046.64You pay€7,000.00 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee €62.15 1 EUR = 3456.4943 COP +1.38% vs mid-market | Recipient gets $23,980,639.13 Within minutes | |
Ways to receive money in Colombia with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes €62.151 EUR = 3456.4943 COP $23,980,639.13You pay€7,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Wise Pay via Debit card | Fee €161.12 1 EUR = 3499.7300 COP +0.13% vs mid-market | Recipient gets $23,934,233.50 Same day | |
Ways to receive money in Colombia with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €161.121 EUR = 3499.7300 COP $23,934,233.50You pay€7,000.00 | |||
| Wise Pay via Credit card | Fee €202.31 1 EUR = 3499.7300 COP +0.13% vs mid-market | Recipient gets $23,790,079.62 Same day | |
Ways to receive money in Colombia with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €202.311 EUR = 3499.7300 COP $23,790,079.62You pay€7,000.00 | |||
| How Our Results Work Mid-market rate: 1 EUR = 3504.4097 COP Updates every 60 minutes. | |||
Transfer details
For a one-off EUR transfer to Colombia, I suggest picking the cheapest option which is Regency FX.
Regency FX was the cheapest on 20 of the 29 days it quoted €7,000 transfers to Colombia.
On a 7,000 EUR transfer, Regency FX delivers the most COP.
The best option will change depending on how much you actually send, so I suggest to get the best EUR/COP rate.
You have 4 ways to fund your transfer: debit card, bank transfer, credit card, and iDEAL.
Sending money to Colombia directly with SEPA is expensive, but it's a cheap and quick way to fund your money transfer account.
You can also use a debit card to fund the transfer, including the Postepay card.
First time round you'll need your codice fiscale and a photo ID to verify your account.
How much EUR you send to Colombia heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.
Our analysis shows Regency FX was the cheapest in 69% of the transfers from €5,000 it quoted, and in 69% of all the transfers it quoted.
| Cheapest service | |||||
|---|---|---|---|---|---|
| €500 | -0.76% | €0.00 | $1,766,445.00with debit card to cash pickup | +$28,103.91 | |
| €1,000 | -0.78% | €0.00 | $3,531,300.00with debit card to cash pickup | +$64,757.18 | |
| €2,000 | 0.10% | €0.00 | $7,000,160.00with debit card to cash pickup | +$81,790.91 | |
| €5,000 | 0.20% | €0.00 | $17,500,000.00with debit card to mobile wallet | +$240,760.52 | |
| €7,000This page | 0.27% | €0.00 | $24,464,634.28with bank transfer to bank deposit | +$250,478.12 |
Mid-market rate: 1 EUR = 3504.4097 COP
The cheapest way to send EUR to COP can change every day, or stay with the same company all month.
We've compared the mid-market rate with the cheapest option each day (today it's Regency FX), across 30 days of comparisons for 7,000 EUR transfers to Colombia.
Wed, 28 Oct 2026Mid-market rate$24,530,867.62 Regency FX $24,464,634.28Regency FX$24,464,634.28TapTap Send$24,430,000.00Sendwave$24,368,008.47
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3825.4593 | – | $26,778,214.88 | |
| | 3815.1305 | €0.00 | $26,705,913.70 | −$72,301.18 |
| | 3740.0000 | €0.00 | $26,180,000.00 | −$598,214.88 |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3785.8669 | – | $26,501,068.10 | |
| | 3775.6450 | €0.00 | $26,429,515.22 | −$71,552.88 |
| | 3773.1645 | €0.99 | $26,408,415.93 | −$92,652.17 |
| | 3760.0000 | €0.00 | $26,320,000.00 | −$181,068.10 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3747.6398 | – | $26,233,478.61 | |
| | 3755.0000 | €0.00 | $26,285,000.00 | +$51,521.39 |
| | 3737.5212 | €0.00 | $26,162,648.21 | −$70,830.40 |
| | 3730.7069 | €0.99 | $26,111,254.83 | −$122,223.78 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3737.7796 | – | $26,164,457.10 | |
| | 3727.6876 | €0.00 | $26,093,813.07 | −$70,644.03 |
| | 3705.3770 | €0.99 | $25,933,970.54 | −$230,486.56 |
| | 3685.0000 | €0.00 | $25,795,000.00 | −$369,457.10 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3684.1282 | – | $25,788,897.39 | |
| | 3703.6042 | €0.99 | $25,921,562.62 | +$132,665.23 |
| | 3685.0000 | €0.00 | $25,795,000.00 | +$6,102.61 |
| | 3674.1811 | €0.00 | $25,719,267.37 | −$69,630.02 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3725.4517 | – | $26,078,161.94 | |
| | 3715.3930 | €0.00 | $26,007,750.90 | −$70,411.04 |
| | 3685.0000 | €0.00 | $25,795,000.00 | −$283,161.94 |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3705.5312 | – | $25,938,718.36 | |
| | 3695.5263 | €0.00 | $25,868,683.82 | −$70,034.54 |
| | 3650.0000 | €0.00 | $25,550,000.00 | −$388,718.36 |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3598.2298 | – | $25,187,608.26 | |
| | 3635.0000 | €0.00 | $25,445,000.00 | +$257,391.74 |
| | 3588.5145 | €0.00 | $25,119,601.71 | −$68,006.55 |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3636.0595 | – | $25,452,416.37 | |
| | 3626.2421 | €0.00 | $25,383,694.84 | −$68,721.53 |
| | 3592.6351 | €0.99 | $25,144,888.78 | −$307,527.59 |
| | 3580.0000 | €0.00 | $25,060,000.00 | −$392,416.37 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3635.4009 | – | $25,447,806.07 | |
| | 3625.5853 | €0.00 | $25,379,096.99 | −$68,709.08 |
| | 3606.5599 | €0.99 | $25,242,348.81 | −$205,457.26 |
| | 3590.0000 | €0.00 | $25,130,000.00 | −$317,806.07 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3621.8207 | – | $25,352,744.64 | |
| | 3612.0417 | €0.00 | $25,284,292.23 | −$68,452.41 |
| | 3597.0633 | €0.99 | $25,175,882.36 | −$176,862.28 |
| | 3590.0000 | €0.00 | $25,130,000.00 | −$222,744.64 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3580.1404 | – | $25,060,982.84 | |
| | 3587.9076 | €0.99 | $25,111,801.38 | +$50,818.54 |
| | 3570.4740 | €0.00 | $24,993,318.18 | −$67,664.66 |
| | 3560.0000 | €0.00 | $24,920,000.00 | −$140,982.84 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3580.1404 | – | $25,060,982.84 | |
| | 3587.9076 | €0.99 | $25,111,801.38 | +$50,818.54 |
| | 3570.4740 | €0.00 | $24,993,318.18 | −$67,664.66 |
| | 3560.0000 | €0.00 | $24,920,000.00 | −$140,982.84 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3590.7696 | – | $25,135,387.54 | |
| | 3581.0746 | €0.00 | $25,067,521.99 | −$67,865.55 |
| | 3561.9856 | €0.99 | $24,930,372.97 | −$205,014.57 |
| | 3550.0000 | €0.00 | $24,850,000.00 | −$285,387.54 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3575.9997 | – | $25,031,997.61 | |
| | 3566.3445 | €0.00 | $24,964,411.21 | −$67,586.40 |
| | 3556.3098 | €0.99 | $24,890,647.57 | −$141,350.04 |
| | 3540.0000 | €0.00 | $24,780,000.00 | −$251,997.61 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3569.4048 | – | $24,985,833.29 | |
| | 3540.0000 | €0.00 | $24,780,000.00 | −$205,833.29 |
| | – | – | – | – |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3584.6256 | – | $25,092,378.85 | |
| | 3574.9471 | €0.00 | $25,024,629.43 | −$67,749.42 |
| | 3565.5347 | €0.99 | $24,955,212.95 | −$137,165.90 |
| | 3530.0000 | €0.00 | $24,710,000.00 | −$382,378.85 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3570.6478 | – | $24,994,534.52 | |
| | 3561.0070 | €0.00 | $24,927,049.27 | −$67,485.25 |
| | 3553.0000 | €0.00 | $24,871,000.00 | −$123,534.52 |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3566.6244 | – | $24,966,370.55 | |
| | 3575.0000 | €0.00 | $25,025,000.00 | +$58,629.45 |
| | 3556.9945 | €0.00 | $24,898,961.35 | −$67,409.20 |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3566.6244 | – | $24,966,370.55 | |
| | 3556.9945 | €0.00 | $24,898,961.35 | −$67,409.20 |
| | 3550.0000 | €0.00 | $24,850,000.00 | −$116,370.55 |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3560.2266 | – | $24,921,586.12 | |
| | 3550.6140 | €0.00 | $24,854,297.83 | −$67,288.29 |
| | 3550.0000 | €0.00 | $24,850,000.00 | −$71,586.12 |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3548.8034 | – | $24,841,623.72 | |
| | 3539.2216 | €0.00 | $24,774,551.34 | −$67,072.38 |
| | 3530.0000 | €0.00 | $24,710,000.00 | −$131,623.72 |
| | 3526.1722 | €0.99 | $24,679,714.63 | −$161,909.09 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3569.5209 | – | $24,986,646.50 | |
| | 3559.8832 | €0.00 | $24,919,182.56 | −$67,463.94 |
| | 3532.1424 | €0.99 | $24,721,499.91 | −$265,146.59 |
| | 3530.0000 | €0.00 | $24,710,000.00 | −$276,646.50 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3592.6058 | – | $25,148,240.60 | |
| | 3582.9058 | €0.00 | $25,080,340.35 | −$67,900.25 |
| | 3567.7451 | €0.99 | $24,970,683.49 | −$177,557.11 |
| | 3530.0000 | €0.00 | $24,710,000.00 | −$438,240.60 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3571.6167 | – | $25,001,317.01 | |
| | 3561.9734 | €0.00 | $24,933,813.46 | −$67,503.55 |
| | 3550.0000 | €0.00 | $24,850,000.00 | −$151,317.01 |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3552.7330 | – | $24,869,130.94 | |
| | 3549.6937 | €0.99 | $24,844,341.35 | −$24,789.59 |
| | 3543.1406 | €0.00 | $24,801,984.29 | −$67,146.65 |
| | 3535.0000 | €0.00 | $24,745,000.00 | −$124,130.94 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3552.7330 | – | $24,869,130.94 | |
| | 3549.6937 | €0.99 | $24,844,341.35 | −$24,789.59 |
| | 3543.1406 | €0.00 | $24,801,984.29 | −$67,146.65 |
| | 3535.0000 | €0.00 | $24,745,000.00 | −$124,130.94 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3541.2567 | – | $24,788,796.76 | |
| | 3531.6953 | €0.00 | $24,721,867.01 | −$66,929.75 |
| | 3521.4468 | €0.99 | $24,646,641.16 | −$142,155.60 |
| | 3510.0000 | €0.00 | $24,570,000.00 | −$218,796.76 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3518.3753 | – | $24,628,626.83 | |
| | 3515.1110 | €2.90 | $24,605,777.00 | −$22,849.83 |
| | 3508.8756 | €0.00 | $24,562,129.54 | −$66,497.29 |
| | 3500.0000 | €0.00 | $24,500,000.00 | −$128,626.83 |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3504.4097 | – | $24,530,867.62 | |
| | 3494.9478 | €0.00 | $24,464,634.28 | −$66,233.34 |
| | 3490.0000 | €0.00 | $24,430,000.00 | −$100,867.62 |
| | 3481.6365 | €0.99 | $24,368,008.47 | −$162,859.15 |
| Exchange rate | Fee | Recipient gets | Difference |
|---|
| Mid-market rate | 3504.4097 | – | $24,530,867.62 | |
|---|---|---|---|---|
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Each line shows what the recipient gets when you send €7,000, after fees, as quoted by each company. The mid-market line shows what €7,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.
The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.
When the blue line goes above the dashed one, you're getting more COP per EUR than the mid-market rate can offer.
This could be due to money transfer offers, FX rate adjustments, or market competitiveness.
In the past month, a money transfer company beat the mid-market rate on 6 of the last 30 days.
Right now, Regency FX pays 24,464,634.28 COP on 7,000 EUR, which is 66,233.34 COP less than the mid-market amount.
Today's payout isn't the best this month though, since the highest receive amount was 26,705,913.7 COP.
If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.
Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Colombia.
We've tracked 94 comparisons to check how often today's top companies were the cheapest across 5 amounts over the past month.
Cheapest in 57% of them
Cheapest in 9% of them
Cheapest in 28% of them
Based on 35 comparisons across 5 amounts over the last 7 days.
Cheapest in 69% of them
Cheapest in 16% of them
Cheapest in 23% of them
Based on 94 comparisons across 5 amounts over the last 30 days.
Cheapest in 76% of them
Cheapest in 13% of them
Cheapest in 21% of them
Based on 142 comparisons across 5 amounts over the last 90 days.
Different companies can come out cheapest depending on the day and the amount you send.
To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).
Today Regency FX is the cheapest, but it only quotes some of the amounts we track, so it isn't included in these figures.
TapTap Send (today's second cheapest) was the cheapest in only 16% of its comparisons, so it's rarely the cheapest option for transfers to Colombia.
8 companies send money from Italy to Colombia. You can send EUR via app, online, broker, multi-currency account, global account, and in person, and more below.
Regular transfers
For the regular transfer home, an app like TapTap Send is the easiest and most convenient option.
Over the past month, TapTap Send was the cheapest app on 40% of the days it appeared for €7,000 transfers.
TapTap Send charges €0 on a €7,000 transfer, and 24,430,000 COP lands in a mobile wallet in seconds, no bank account needed on their side.
For one-off transfers
Outside the euro transfers, a bank transfer passes through intermediary banks, and each one can take a cut along the way.
Online services skip this and use their own network (it’s much cheaper).
MoneyGram delivers 24,355,017.4 COP on €7,000 with a €2.9 fee and 0.72% markup.
In our comparisons over the past month, it was the cheapest online service on 29 of the 30 days it quoted.
Sending large sums
Managed services charge no fees and work on margin instead, and the more you send to Colombia, the better rate you will get.
Regency FX charges no fee and adds 0.27% on EUR/COP rate.
Our analysis shows Regency FX was the cheapest broker in 100% of the transfers from €5,000 it quoted.
Travelling and receiving
If you travel to Colombia often, or receive payments from there, this is the best option.
Multi-currency accounts let you hold EUR and COP in one account, and give you local details.
I suggest trying Wise.
Over the past month, it came out cheapest among multi-currency accounts on 100% of days.
It holds EUR and COP balances and charges small fees to convert between them.
For business payments
Global accounts are for businesses and freelancers with a partita IVA, paying suppliers abroad, invoicing foreign clients, holding a few currencies.
A few good options are Wise Business, Airwallex, and Payoneer.
With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending €7,000 gives your recipient 24,464,634.28 COP.
In Italy, you can pay by debit card, bank transfer, credit card, and iDEAL.
Satispay and Bancomat Pay are mainly domestic payment methods, they do not send COP to Colombia by themselves.
In Colombia, the recipient can use bank deposit, cash pickup, mobile wallet, mobile money, transfiya, and bre b.
In Colombia, they can collect cash through .
They need to take a photo ID and the collection reference to a participating location in Colombia.
You pay €7,000.00
COL$24,464,634
Cheapest
You pay €7,000.00
COL$24,430,000
-COL$34,634
You pay €7,000.00
COL$24,430,000
-COL$34,634
You pay €7,000.00
COL$24,430,000
-COL$34,634
You pay €7,000.99
COL$24,430,000
-COL$34,634
You pay €7,003.99
COL$24,430,000
-COL$34,634
You pay €7,002.90
COL$24,355,017
-COL$109,617
You pay €7,002.90
COL$24,355,017
-COL$109,617
You pay €7,000.99
COL$24,307,933
-COL$156,701
You pay €7,000.99
COL$24,307,933
-COL$156,701
You pay €7,000.99
COL$24,287,906
-COL$176,728
You pay €7,000.00
COL$24,248,986
-COL$215,649
You pay €7,000.00
COL$24,088,047
-COL$376,588
For a transfer from Italy, compare the amount received first. Then check whether you are making a SEPA payment, an extra-SEPA transfer or a cash-agent remittance, because each works differently.
These are the leading options for a €7,000 transfer to Colombia.
Cheapest way to send money to Colombia
The cheapest option is Regency FX, funded by bank transfer with bank deposit for the payout. Your recipient gets 24,464,634.28 COP, which is 0.14% more than the next best option.
Fastest way to send money to Colombia
The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 23,980,639.13 COP, with the money arriving in within minutes.
A bonifico can move euros from your Italian bank to the transfer company through SEPA.
Companies like Regency FX then convert the money into COP and pay your recipient in Colombia through a local bank, a wallet, or a cash-pickup network.
SEPA may fund the transfer quickly, but the delivery time depends on the local payout method.
In Italy, the term "money transfer" often means a cash-agent shop rather than an online bank transfer.
The Banca d'Italia confirms that money remittance must be provided by a bank, electronic money institution or authorised payment institution.
Their Italian agents must appear in the OAM register.
Italian banks and transfer companies can pause a large, unusual or poorly explained payment while they check its purpose and source.
Use a clear causale and keep the document that explains the money ready.
For property proceeds, tuition or moving savings, tell the bank before the transfer is due.
If a payment-service complaint is not resolved directly, the Arbitro Bancario Finanziario is the Italian financial ombudsman route.
Every company here is registered with Banca d'Italia or passported in from elsewhere in the EU.
We track 8 of them on EUR to Colombia, comparing rates, fees and the ways to pay in and collect, updated in real time on live comparisons.
In the past 30 days alone, we analysed 94 comparisons across 5 amounts.
This page covers the cheapest and fastest options for EUR/COP transfers. This is how we pick them:
Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.
Nothing appears without passing our review.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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