How to send money to Colombia from Finland with the best EUR-COP rate

We’ve compared and analysed 5 money transfer companies in Finland.

Best companies for EUR/COP transfers

5 of 5 providers

Last updated on 28 October 2026

Based on 7,000 EUR transfer

Best companies for EUR/COP transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee €107.23 1 EUR = 3500.0500 COP +0.13% vs mid-market Recipient gets $24,125,039.64 Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Colombia with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
€107.231 EUR = 3500.0500 COP
$24,125,039.64You pay€7,000.00
Promoted

Xe

Pay via Debit card
Fee €0.00 1 EUR = 3457.6260 COP +1.35% vs mid-market Recipient gets $24,203,382.00 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Colombia with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 3457.6260 COP
$24,203,382.00You pay€7,000.00

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Showing top Finland to Colombia deals for 7,000 EUR. Do a live search with your exact amount for today's best rates.
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Regency FX

Pay via Bank transfer
Fee €0.00 1 EUR = 3495.2242 COP +0.27% vs mid-market Recipient gets $24,466,569.54 Minutes - 24 hours
Cheapest
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Colombia with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 3495.2242 COP
$24,466,569.54You pay€7,000.00

TapTap Send

Pay via Debit card
Fee €0.00 1 EUR = 3490.0000 COP +0.42% vs mid-market Recipient gets $24,430,000.00 Minutes
Receive to bank account

Ways to receive money in Colombia with TapTap Send when paying by debit card.

MethodFee & ratesRecipient gets
Mobile walletMinutesAvailable via:Bancolombia A la mano, DaviPlata, Movii, Nequi, RappiPay
Free1 EUR = 3490.0000 COP
$24,430,000.00You pay€7,000.00
TransfiyaMinutesAvailable via:Banks via Trasnfiya
Free1 EUR = 3490.0000 COP
$24,430,000.00You pay€7,000.00
Bre-BMinutesAvailable via:Bre-B
Free1 EUR = 3490.0000 COP
$24,430,000.00You pay€7,000.00
Bank depositMinutes
€0.991 EUR = 3490.0000 COP
$24,430,000.00You pay€7,000.99
Cash pickupMinutesAvailable via:Exito
€3.991 EUR = 3490.0000 COP
$24,430,000.00You pay€7,003.99

Xe

Pay via Debit card
Fee €0.00 1 EUR = 3457.6260 COP +1.35% vs mid-market Recipient gets $24,203,382.00 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Colombia with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 3457.6260 COP
$24,203,382.00You pay€7,000.00

Xe

Pay via Bank transfer
Fee €0.00 1 EUR = 3457.6260 COP +1.35% vs mid-market Recipient gets $24,203,382.00 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Colombia with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 3457.6260 COP
$24,203,382.00You pay€7,000.00

Xe

Pay via Credit card
Fee €0.00 1 EUR = 3457.6260 COP +1.35% vs mid-market Recipient gets $24,203,382.00 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Colombia with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 3457.6260 COP
$24,203,382.00You pay€7,000.00

Wise

Pay via Bank transfer
Fee €107.23 1 EUR = 3500.0500 COP +0.13% vs mid-market Recipient gets $24,125,039.64 Same day
Recommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Colombia with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
€107.231 EUR = 3500.0500 COP
$24,125,039.64You pay€7,000.00

Wise

Pay via iDEAL
Fee €117.17 1 EUR = 3500.0500 COP +0.13% vs mid-market Recipient gets $24,090,249.14 Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Colombia with Wise when paying by ideal.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
€117.171 EUR = 3500.0500 COP
$24,090,249.14You pay€7,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee €70.50 1 EUR = 3460.5069 COP +1.27% vs mid-market Recipient gets $23,979,582.52 Within minutes
Fastest
Multi-currency cardReceive to bank account

Ways to receive money in Colombia with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
€70.501 EUR = 3460.5069 COP
$23,979,582.52You pay€7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Wise

Pay via Debit card
Fee €161.12 1 EUR = 3500.0500 COP +0.13% vs mid-market Recipient gets $23,936,421.94 Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Colombia with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
€161.121 EUR = 3500.0500 COP
$23,936,421.94You pay€7,000.00

Wise

Pay via Credit card
Fee €202.31 1 EUR = 3500.0500 COP +0.13% vs mid-market Recipient gets $23,792,254.88 Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Colombia with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
€202.311 EUR = 3500.0500 COP
$23,792,254.88You pay€7,000.00
How Our Results Work
Mid-market rate: 1 EUR = 3504.6869 COP Updates every 60 minutes.

How to send money from Finland to Colombia

Pick a company

For a one-off EUR transfer to Colombia, start with Regency FX.

Regency FX was the cheapest on 26 of the 30 days it quoted €7,000 transfers to Colombia.

On a 7,000 EUR transfer, Regency FX delivers the most COP.

The cheapest option depends on the amount, so I suggest to get the best EUR/COP rate.

Fund your transfer

You have 4 ways to pay, including bank transfer, debit card, credit card, and iDEAL.

Select how you want the recipient to pick up the money. For transfers to Colombia they can receive it via bank deposit, mobile wallet, transfiya, bre b, and cash pickup.

Verify and send

If it's your first time using the service, you will need to verify your account.

This usually takes a few minutes to a few hours.

If your transfer is urgent, make sure to get it done beforehand to avoid any delays.

Compare amounts

How much EUR are you sending to Colombia?

How much EUR you send to Colombia heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Regency FX was the cheapest in 87% of the transfers from €2,000 it quoted, and in 87% of all the transfers it quoted.

Cheapest service
€500-2.50%€0.00$1,797,265.00with debit card to bank deposit+$61,899.86
€2,000-0.39%€0.00$7,037,820.00with debit card to bank deposit+$121,550.17
€7,000This page0.27%€0.00$24,466,569.54with bank transfer to bank deposit+$323,543.17

Mid-market rate: 1 EUR = 3504.6869 COP

EUR/COP Exchange Rate History

Is today a good time to send money from Finland to Colombia?

The cheapest way to send EUR to COP can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Regency FX), across 30 days of comparisons for 7,000 EUR transfers to Colombia.

COP received for €7,000, after fees

Wed, 28 Oct 2026Mid-market rate$24,532,808.13 Regency FX $24,466,569.54Regency FX$24,466,569.54TapTap Send$24,430,000.00Xe$24,203,382.00

24,0M
24,5M
25,0M
25,5M
26,0M
26,5M
27,0M
At the mid-market rateWith the cheapest optionRegency FXTapTap SendXe
Exchange rateFeeRecipient getsDifference
Mid-market rate 3823.6381 – $26,765,466.38
Regency FX Cheapest 3813.3142 €0.00 $26,693,199.62 −$72,266.76
Xe 3762.1935 €0.00 $26,335,354.50 −$430,111.88
TapTap Send 3740.0000 €0.00 $26,180,000.00 −$585,466.38
Exchange rateFeeRecipient getsDifference
Mid-market rate 3786.5125 – $26,505,587.73
Regency FX Cheapest 3776.2889 €0.00 $26,434,022.64 −$71,565.09
TapTap Send 3760.0000 €0.00 $26,320,000.00 −$185,587.73
Xe 3740.3145 €0.00 $26,182,201.50 −$323,386.23
Exchange rateFeeRecipient getsDifference
Mid-market rate 3747.0082 – $26,229,057.55
TapTap Send Cheapest 3755.0000 €0.00 $26,285,000.00 +$55,942.45
Regency FX 3736.8913 €0.00 $26,158,239.10 −$70,818.45
Xe 3698.5455 €0.00 $25,889,818.50 −$339,239.05
Exchange rateFeeRecipient getsDifference
Mid-market rate 3737.4992 – $26,162,494.58
Regency FX Cheapest 3727.4080 €0.00 $26,091,855.85 −$70,638.73
TapTap Send 3685.0000 €0.00 $25,795,000.00 −$367,494.58
Xe 3670.6995 €0.00 $25,694,896.50 −$467,598.08
Exchange rateFeeRecipient getsDifference
Mid-market rate 3684.1282 – $25,788,897.39
TapTap Send Cheapest 3685.0000 €0.00 $25,795,000.00 +$6,102.61
Regency FX 3674.1811 €0.00 $25,719,267.37 −$69,630.02
Xe 3634.8975 €0.00 $25,444,282.50 −$344,614.89
Exchange rateFeeRecipient getsDifference
Mid-market rate 3725.4517 – $26,078,161.94
Regency FX Cheapest 3715.3930 €0.00 $26,007,750.90 −$70,411.04
TapTap Send 3685.0000 €0.00 $25,795,000.00 −$283,161.94
Xe 3634.8975 €0.00 $25,444,282.50 −$633,879.44
Exchange rateFeeRecipient getsDifference
Mid-market rate 3704.4101 – $25,930,870.92
Regency FX Cheapest 3694.4082 €0.00 $25,860,857.57 −$70,013.35
TapTap Send 3650.0000 €0.00 $25,550,000.00 −$380,870.92
Xe 3611.0295 €0.00 $25,277,206.50 −$653,664.42
Exchange rateFeeRecipient getsDifference
Mid-market rate 3594.4230 – $25,160,960.82
TapTap Send Cheapest 3635.0000 €0.00 $25,445,000.00 +$284,039.18
Regency FX 3584.7180 €0.00 $25,093,026.22 −$67,934.60
Xe 3554.3430 €0.00 $24,880,401.00 −$280,559.82
Exchange rateFeeRecipient getsDifference
Mid-market rate 3636.0619 – $25,452,433.30
Regency FX Cheapest 3626.2445 €0.00 $25,383,711.73 −$68,721.57
TapTap Send 3580.0000 €0.00 $25,060,000.00 −$392,433.30
Xe 3568.2660 €0.00 $24,977,862.00 −$474,571.30
Exchange rateFeeRecipient getsDifference
Mid-market rate 3636.5424 – $25,455,796.78
Regency FX Cheapest 3626.7237 €0.00 $25,387,066.13 −$68,730.65
TapTap Send 3590.0000 €0.00 $25,130,000.00 −$325,796.78
Xe 3580.2000 €0.00 $25,061,400.00 −$394,396.78
Exchange rateFeeRecipient getsDifference
Mid-market rate 3621.8207 – $25,352,744.64
Regency FX Cheapest 3612.0417 €0.00 $25,284,292.23 −$68,452.41
TapTap Send 3590.0000 €0.00 $25,130,000.00 −$222,744.64
Xe 3556.3320 €0.00 $24,894,324.00 −$458,420.64
Exchange rateFeeRecipient getsDifference
Mid-market rate 3580.1404 – $25,060,982.84
Regency FX Cheapest 3570.4740 €0.00 $24,993,318.18 −$67,664.66
TapTap Send 3560.0000 €0.00 $24,920,000.00 −$140,982.84
Xe 3533.4585 €0.00 $24,734,209.50 −$326,773.34
Exchange rateFeeRecipient getsDifference
Mid-market rate 3580.1404 – $25,060,982.84
Regency FX Cheapest 3570.4740 €0.00 $24,993,318.18 −$67,664.66
TapTap Send 3560.0000 €0.00 $24,920,000.00 −$140,982.84
Xe 3533.4585 €0.00 $24,734,209.50 −$326,773.34
Exchange rateFeeRecipient getsDifference
Mid-market rate 3590.4459 – $25,133,121.10
Regency FX Cheapest 3580.7517 €0.00 $25,065,261.67 −$67,859.43
TapTap Send 3550.0000 €0.00 $24,850,000.00 −$283,121.10
Xe 3533.4585 €0.00 $24,734,209.50 −$398,911.60
Exchange rateFeeRecipient getsDifference
Mid-market rate 3575.9997 – $25,031,997.61
Regency FX Cheapest 3566.3445 €0.00 $24,964,411.21 −$67,586.40
TapTap Send 3540.0000 €0.00 $24,780,000.00 −$251,997.61
Xe 3523.5135 €0.00 $24,664,594.50 −$367,403.11
Exchange rateFeeRecipient getsDifference
Mid-market rate 3569.4048 – $24,985,833.29
Regency FX Cheapest 3559.7674 €0.00 $24,918,371.54 −$67,461.75
TapTap Send 3540.0000 €0.00 $24,780,000.00 −$205,833.29
Xe 3517.5465 €0.00 $24,622,825.50 −$363,007.79
Exchange rateFeeRecipient getsDifference
Mid-market rate 3584.9076 – $25,094,353.46
Regency FX Cheapest 3575.2284 €0.00 $25,026,598.70 −$67,754.76
Xe 3534.4530 €0.00 $24,741,171.00 −$353,182.46
TapTap Send 3530.0000 €0.00 $24,710,000.00 −$384,353.46
Exchange rateFeeRecipient getsDifference
Mid-market rate 3570.7962 – $24,995,573.62
Regency FX Cheapest 3561.1551 €0.00 $24,928,085.57 −$67,488.05
TapTap Send 3553.0000 €0.00 $24,871,000.00 −$124,573.62
Xe 3510.5850 €0.00 $24,574,095.00 −$421,478.62
Exchange rateFeeRecipient getsDifference
Mid-market rate 3566.6244 – $24,966,370.55
TapTap Send Cheapest 3575.0000 €0.00 $25,025,000.00 +$58,629.45
Regency FX 3556.9945 €0.00 $24,898,961.35 −$67,409.20
Xe 3521.5245 €0.00 $24,650,671.50 −$315,699.05
Exchange rateFeeRecipient getsDifference
Mid-market rate 3566.6244 – $24,966,370.55
Regency FX Cheapest 3556.9945 €0.00 $24,898,961.35 −$67,409.20
TapTap Send 3550.0000 €0.00 $24,850,000.00 −$116,370.55
Xe 3521.5245 €0.00 $24,650,671.50 −$315,699.05
Exchange rateFeeRecipient getsDifference
Mid-market rate 3560.2266 – $24,921,586.12
Regency FX Cheapest 3550.6140 €0.00 $24,854,297.83 −$67,288.29
TapTap Send 3550.0000 €0.00 $24,850,000.00 −$71,586.12
Xe 3521.5245 €0.00 $24,650,671.50 −$270,914.62
Exchange rateFeeRecipient getsDifference
Mid-market rate 3548.8034 – $24,841,623.72
Regency FX Cheapest 3539.2216 €0.00 $24,774,551.34 −$67,072.38
TapTap Send 3530.0000 €0.00 $24,710,000.00 −$131,623.72
Xe 3487.4160 €0.00 $24,411,912.00 −$429,711.72
Exchange rateFeeRecipient getsDifference
Mid-market rate 3569.5209 – $24,986,646.50
Regency FX Cheapest 3559.8832 €0.00 $24,919,182.56 −$67,463.94
TapTap Send 3530.0000 €0.00 $24,710,000.00 −$276,646.50
Xe 3496.3530 €0.00 $24,474,471.00 −$512,175.50
Exchange rateFeeRecipient getsDifference
Mid-market rate 3593.5332 – $25,154,732.13
Regency FX Cheapest 3583.8306 €0.00 $25,086,814.36 −$67,917.77
Xe 3535.4475 €0.00 $24,748,132.50 −$406,599.63
TapTap Send 3530.0000 €0.00 $24,710,000.00 −$444,732.13
Exchange rateFeeRecipient getsDifference
Mid-market rate 3571.7258 – $25,002,080.47
Regency FX Cheapest 3562.0821 €0.00 $24,934,574.85 −$67,505.62
TapTap Send 3550.0000 €0.00 $24,850,000.00 −$152,080.47
Xe 3523.5135 €0.00 $24,664,594.50 −$337,485.97
Exchange rateFeeRecipient getsDifference
Mid-market rate 3552.7330 – $24,869,130.94
Regency FX Cheapest 3543.1406 €0.00 $24,801,984.29 −$67,146.65
TapTap Send 3535.0000 €0.00 $24,745,000.00 −$124,130.94
Xe 3490.6950 €0.00 $24,434,865.00 −$434,265.94
Exchange rateFeeRecipient getsDifference
Mid-market rate 3552.7330 – $24,869,130.94
Regency FX Cheapest 3543.1406 €0.00 $24,801,984.29 −$67,146.65
TapTap Send 3535.0000 €0.00 $24,745,000.00 −$124,130.94
Xe 3490.6950 €0.00 $24,434,865.00 −$434,265.94
Exchange rateFeeRecipient getsDifference
Mid-market rate 3541.8654 – $24,793,058.08
Regency FX Cheapest 3532.3024 €0.00 $24,726,116.82 −$66,941.26
TapTap Send 3510.0000 €0.00 $24,570,000.00 −$223,058.08
Xe 3485.4300 €0.00 $24,398,010.00 −$395,048.08
Exchange rateFeeRecipient getsDifference
Mid-market rate 3518.3753 – $24,628,626.83
Regency FX Cheapest 3508.8756 €0.00 $24,562,129.54 −$66,497.29
TapTap Send 3500.0000 €0.00 $24,500,000.00 −$128,626.83
Xe 3479.7555 €0.00 $24,358,288.50 −$270,338.33
Exchange rateFeeRecipient getsDifference
Mid-market rate 3504.6869 – $24,532,808.13
Regency FX Cheapest 3495.2242 €0.00 $24,466,569.54 −$66,238.59
TapTap Send 3490.0000 €0.00 $24,430,000.00 −$102,808.13
Xe 3457.6260 €0.00 $24,203,382.00 −$329,426.13

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send €7,000, after fees, as quoted by each company. The mid-market line shows what €7,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more COP per EUR than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

In the past month, a money transfer company beat the mid-market rate on 4 of the last 30 days.

Right now, Regency FX pays 24,466,569.54 COP on 7,000 EUR, which is 66,238.59 COP less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 26,693,199.62 COP.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Colombia.

We've tracked 62 comparisons to check how often today's top companies were the cheapest across 3 amounts over the past month.

  1. Regency FXAppeared in 30 comparisons

    Cheapest in 87% of them

  2. TapTap SendAppeared in 62 comparisons

    Cheapest in 23% of them

  3. XeAppeared in 46 comparisons

    Never the cheapest

Based on 62 comparisons across 3 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Regency FX is the cheapest, but it only quotes some of the amounts we track, so it isn't included in these figures.

TapTap Send (today's second cheapest) was the cheapest in only 23% of its comparisons, so it's rarely the cheapest option for transfers to Colombia.

Ways to send money from Finland to Colombia

5 companies send money from Finland to Colombia, mostly through app, broker, online, multi-currency account, and global account, and a few more ways.

Usually the cheapest

Online transfers

Companies like Xe will get you 24,203,382 COP on a €7,000 transfer.

In our comparisons over the past month, it was the cheapest online service on 25 of the 30 days it quoted.

If it's the only time you send money to Colombia, then it's the best option.

For recurring transfers, an app is a bit more convenient.

For regular transfers

Money transfer apps

For the regular smaller transfer, apps are convenient and cheap.

TapTap Send charges €0 on a €7,000 transfer, and 24,430,000 COP arrives in minutes.

Over the past month, TapTap Send was the cheapest app on 83% of the days it appeared for €7,000 transfers.

In Colombia they can receive money via bank deposit, mobile wallet, transfiya, bre b, and cash pickup.

Moving money between your own accounts

Multi-currency accounts

Companies like Wise let you hold EUR and COP balances in one account.

You can convert between them any time, and it's cheap.

For example, converting 7,000 EUR to COP with Wise gets you 24,125,039.64 COP (€107.23 in fees and 0.13% markup).

This is especially useful for travel since you are spending in COP (no extra fees from Wise, only local ATMs).

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

For freelancers and SMEs

Global accounts

Global accounts are for companies and freelancers making payments to Colombia.

Companies like Wise Business, Airwallex, Holvi or Payoneer offer business features like batch payments, invoicing, admin tools, and more.

For sending large sums

Currency brokers

Currency brokers are good for sending €10,000+ to Colombia. They charge no fees and add a markup on the rate.

Regency FX charges no fee but adds 0.27% markup on top of the EUR/COP rate.

Our analysis shows Regency FX was the cheapest broker in 100% of the transfers from €2,000 it quoted.

Ways to fund EUR and receive COP in Colombia

With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending €7,000 gives your recipient 24,466,569.54 COP.

To pay for your transfer in Finland, you have bank transfer, debit card, credit card, and iDEAL.

MobilePay and Siirto are useful for payments within Finland, but they do not send money to Colombia directly.

For withdrawals in Colombia, use bank deposit, mobile wallet, transfiya, bre b, and cash pickup.

Receive COP

The name should match the account holder's bank record, so double check it before sending.

Your recipient can also collect COP from a nearby agent in Colombia.

  1. 1
    Bank transfer Bank deposit

    You pay €7,000.00

    COL$24,466,570

    Cheapest

  2. 2
    Debit card Mobile wallet

    You pay €7,000.00

    COL$24,430,000

    -COL$36,570

  3. 3
    Debit card Transfiya

    You pay €7,000.00

    COL$24,430,000

    -COL$36,570

  4. 4
    Debit card Bre b

    You pay €7,000.00

    COL$24,430,000

    -COL$36,570

  5. 5
    Debit card Bank deposit

    You pay €7,000.99

    COL$24,430,000

    -COL$36,570

Show moreShow less
  1. 6
    Debit card Cash pickup

    You pay €7,003.99

    COL$24,430,000

    -COL$36,570

  2. 7
    Credit card Bank deposit

    You pay €7,000.00

    COL$24,203,382

    -COL$263,188

  3. 8
    iDEAL Bank deposit

    You pay €7,000.00

    COL$24,090,249

    -COL$376,320

What to consider before sending money from Finland to Colombia

For a transfer from Finland, compare the COP received and check whether the payment is a taxable gift rather than ordinary family support.

Compare EUR/COP transfer options

For a €7,000 transfer to Colombia, these are the current cheapest, fastest and easiest options.

Cheapest

Regency FX is cheapest when funded by bank transfer with bank deposit for the payout. Your recipient gets 24,466,569.54 COP, which is 0.15% more than the next best option.

Fastest

Revolut delivers 23,979,582.52 COP in within minutes when you pay by bank transfer and choose bank deposit.

Sending a gift from Finland can trigger gift tax

If you live in Finland and send someone abroad a cash gift, Finnish gift tax can still apply.

The recipient must file and pay the tax when gifts from you reach €7,500 or more within three years.

Education and maintenance costs may be exempt if you pay the university, landlord or other company directly.

Cash sent to the recipient is treated as a normal gift because they can spend it on anything.

Large transfers may take longer

Finnish banks and transfer companies can ask for the source and purpose of an unusual payment.

Keep the invoice, sale document or account statement ready.

SEPA Instant may fund the company's euro account quickly, but the company still needs to complete the payout in Colombia.

Safety measures in Finland

An EEA company may be authorised in another country and operate in Finland through passporting.

If a company does not resolve a complaint, FINE provides guidance and dispute support for financial customers in Finland.

Never move money to a so-called safe account or approve an unexpected bank-identification request.

When in doubt, check the company in the FIN-FSA supervised-entities register.

How we analyse the market

Every company here is registered with the FIN-FSA or passported in from elsewhere in the EU.

We track 5 of them on EUR to Colombia, comparing rates, fees and the ways to pay in and collect, updated in real time on live searches.

In the past 30 days alone, we analysed 62 comparisons across 3 amounts.

This page covers the cheapest and fastest options for EUR/COP transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Nothing appears without passing our review.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.