Usually the cheapest
Online transfers
Companies like Xe will get you 25,332,898.5 COP on €7,000 transfer.
If it's the only time you send money to Colombia, then it's the best option.
For recurring transfers, an app is a bit more convenient.
How to send money to Colombia from Finland with the best EUR-COP rate
We’ve compared and analysed 5 money transfer companies in Finland.
| 5 of 5 providers Last updated on 21 September 2026 This page updates weekly. We collect, store, and analyze EUR/COP exchange rates from our comparisons. | |||
| Based on 7,000 EUR transfer Best companies for EUR/COP transfersAll money transfer offers for EUR/COP transfers, sorted by most COP received. The first two offers may be sponsored promotions. Some offers here pay us a commission. | |||
| Promoted  Wise Pay via Bank transfer | Fee €107.23 1 EUR = 3655.5000 COP 0.00% vs mid-market | Recipient gets $25,196,520.74 Same day | |
Ways to receive money in Colombia with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €107.231 EUR = 3655.5000 COP $25,196,520.74You pay€7,000.00 | |||
| Promoted  Xe Pay via Debit card | Fee €0.00 1 EUR = 3618.9855 COP +1.00% vs mid-market | Recipient gets $25,332,898.50 Minutes - 24 hours | |
Ways to receive money in Colombia with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 3618.9855 COP $25,332,898.50You pay€7,000.00 | |||
Run a live search Showing top Finland to Colombia deals for 7,000 EUR. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live EUR to COP rates. | |||
Run a live search These companies offer multi-currency accounts for spending COP. We suggest doing a live search based on how much EUR you're planning to spend in Colombia. | |||
Run a live search These are managed services with real human support for large EUR transfers. Click the link and update the transfer amount to get the best deal. | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee €0.00 1 EUR = 3645.6596 COP +0.27% vs mid-market | Recipient gets $25,519,617.31 Minutes - 24 hours | |
Ways to receive money in Colombia with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 3645.6596 COP $25,519,617.31You pay€7,000.00 | |||
| Xe Pay via Debit card | Fee €0.00 1 EUR = 3618.9855 COP +1.00% vs mid-market | Recipient gets $25,332,898.50 Minutes - 24 hours | |
Ways to receive money in Colombia with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 3618.9855 COP $25,332,898.50You pay€7,000.00 | |||
| Xe Pay via Bank transfer | Fee €0.00 1 EUR = 3618.9855 COP +1.00% vs mid-market | Recipient gets $25,332,898.50 Minutes - 24 hours | |
Ways to receive money in Colombia with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 3618.9855 COP $25,332,898.50You pay€7,000.00 | |||
| Xe Pay via Credit card | Fee €0.00 1 EUR = 3618.9855 COP +1.00% vs mid-market | Recipient gets $25,332,898.50 Minutes - 24 hours | |
Ways to receive money in Colombia with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 3618.9855 COP $25,332,898.50You pay€7,000.00 | |||
 TapTap Send Pay via Debit card | Fee €0.00 1 EUR = 3600.0000 COP +1.53% vs mid-market | Recipient gets $25,200,000.00 Minutes | |
Ways to receive money in Colombia with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Mobile walletMinutesAvailable via:Bancolombia A la mano, DaviPlata, Movii, Nequi, RappiPay Free1 EUR = 3600.0000 COP $25,200,000.00You pay€7,000.00 TransfiyaMinutesAvailable via:Banks via Trasnfiya Free1 EUR = 3600.0000 COP $25,200,000.00You pay€7,000.00 Bre-BMinutesAvailable via:Bre-B Free1 EUR = 3600.0000 COP $25,200,000.00You pay€7,000.00 Bank depositMinutes €0.991 EUR = 3600.0000 COP $25,200,000.00You pay€7,000.99 Cash pickupMinutesAvailable via:Exito €3.991 EUR = 3600.0000 COP $25,200,000.00You pay€7,003.99 | |||
| Wise Pay via Bank transfer | Fee €107.23 1 EUR = 3655.5000 COP 0.00% vs mid-market | Recipient gets $25,196,520.74 Same day | |
Ways to receive money in Colombia with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €107.231 EUR = 3655.5000 COP $25,196,520.74You pay€7,000.00 | |||
| Wise Pay via iDEAL/WERO | Fee €117.17 1 EUR = 3655.5000 COP 0.00% vs mid-market | Recipient gets $25,160,185.07 Same day | |
Ways to receive money in Colombia with Wise when paying by ideal/wero. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €117.171 EUR = 3655.5000 COP $25,160,185.07You pay€7,000.00 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee €70.50 1 EUR = 3613.9759 COP +1.14% vs mid-market | Recipient gets $25,043,046.02 Within minutes | |
Ways to receive money in Colombia with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes €70.501 EUR = 3613.9759 COP $25,043,046.02You pay€7,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Wise Pay via Debit card | Fee €161.12 1 EUR = 3655.5000 COP 0.00% vs mid-market | Recipient gets $24,999,525.84 Same day | |
Ways to receive money in Colombia with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €161.121 EUR = 3655.5000 COP $24,999,525.84You pay€7,000.00 | |||
| Wise Pay via Credit card | Fee €202.31 1 EUR = 3655.5000 COP 0.00% vs mid-market | Recipient gets $24,848,955.80 Same day | |
Ways to receive money in Colombia with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €202.311 EUR = 3655.5000 COP $24,848,955.80You pay€7,000.00 | |||
| How Our Results Work Mid-market rate: 1 EUR = 3655.529546 COP Updates every 60 minutes. | |||
Transfer details
Transfer details
How to send money from Finland to Colombia
Pick a company
For a one-off transfer to Colombia, start with Regency FX.
On a 7,000 EUR transfer, Regency FX delivers the most COP.
The cheapest option depends on the amount, so I suggest to get the best EUR/COP rate.
Fund your transfer
You have 4 ways to pay, including bank transfer, debit card, credit card, and ideal.
Select how you want the recipient to pick up the money. For transfers to Colombia they can receive it via bank deposit, mobile wallet, transfiya, bre b, and cash pickup.
Verify and send
If it's your first time using the service, you will need to verify your account.
This usually takes a a few minutes to a few hours.
If your transfer is urgent, make sure to get it done beforehand to avoid any delays.
Ways to send money from Finland to Colombia
5 companies send money from Finland to Colombia, mostly through app, broker, online, multi-currency account, and global account, and a few more ways.
For regular transfers
Money transfer apps
For the regular smaller transfer, apps are convenient and cheap.
Xe charges €0 on a €7,000 transfer, and 25,332,898.5 COP arrives in minutes - 24 hours.
In Colombia they can receive money via bank deposit, mobile wallet, transfiya, bre b, and cash pickup.
Moving money between your own accounts
Multi-currency accounts
Companies like Wise let you hold EUR and COP balances in one account.
You can convert between them any time, and it's cheap.
For example, converting 7,000 EUR to COP with Wise gets you 25,196,520.74 COP (€107.23 in fees and 0% markup).
This is especially useful travel since you are spending in COP (no extra fees from Wise, only local ATMs).
For freelancers and SMEs
Global accounts
Global accounts are for companies and freelancers making payments to Colombia.
Companies like Wise Business, Airwallex, Holvi or Payoneer offer business features like batch payments, invoicing, admin tools, and more.
For sending large sums
Currency brokers
Currency brokers are good for sending €10,000+ to Colombia. They charge no fees and add a markup on the rate.
Regency FX charges no fee but adds 0.27% markup on top of the EUR/COP rate.
Ways to fund EUR and receive COP in Colombia
With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending €7,000 gives your recipient 25,519,617.31 COP.
To pay for your transfer in Finland, you have bank transfer, debit card, credit card, and ideal.
MobilePay and Siirto are useful for payments within Finland, but they do not send money to Colombia directly.
For withdrawals in Colombia, use bank deposit, mobile wallet, transfiya, bre b, and cash pickup.
Receive COP
The name should match the account holder's bank record, so double check it before sending.
Your recipient can also collect COP from a nearby agent in Colombia.
- 1 Bank transfer Bank deposit
You pay €7,000.00
$25,519,617
Cheapest
- 2 Debit card Bank deposit
You pay €7,000.00
$25,332,899
-$186,719
- 3 Credit card Bank deposit
You pay €7,000.00
$25,332,899
-$186,719
- 4 Debit card Mobile wallet
You pay €7,000.00
$25,200,000
-$319,617
- 5 Debit card Transfiya
You pay €7,000.00
$25,200,000
-$319,617
Show moreShow less
- 6 Debit card Bre b
You pay €7,000.00
$25,200,000
-$319,617
- 7 Debit card Cash pickup
You pay €7,003.99
$25,200,000
-$319,617
- 8 Ideal Bank deposit
You pay €7,000.00
$25,160,185
-$359,432
What to consider before sending money from Finland to Colombia
For a transfer from Finland, compare the COP received and check whether the payment is a taxable gift rather than ordinary family support.
Compare EUR/COP transfer options
Compare EUR/COP transfer options
For a €7,000 transfer to Colombia, these are the current cheapest, fastest and easiest options.
Cheapest
Regency FX is cheapest when funded by bank transfer with bank deposit for the payout. Your recipient gets 25,519,617.31 COP, which is 0.73% more than the next best option.
Fastest
Revolut delivers 25,043,046.02 COP in within minutes when you pay by bank transfer and choose bank deposit.
Sending a gift from Finland can trigger gift tax
Sending a gift from Finland can trigger gift tax
If you live in Finland and send someone abroad a cash gift, Finnish gift tax can still apply.
The recipient must file and pay the tax when gifts from you reach €7,500 or more within three years.
Education and maintenance costs may be exempt if you pay the university, landlord or other company directly.
Cash sent to the recipient is treated as a normal gift because they can spend it on anything.
Large transfers may take longer
Large transfers may take longer
Finnish banks and transfer companies can ask for the source and purpose of an unusual payment.
Keep the invoice, sale document or account statement ready.
SEPA Instant may fund the company's euro account quickly, but the company still needs to complete the payout in Colombia.
Safety measures in Finland
Safety measures in Finland
An EEA company may be authorised in another country and operate in Finland through passporting.
If a company does not resolve a complaint, FINE provides guidance and dispute support for financial customers in Finland.
Never move money to a so-called safe account or approve an unexpected bank-identification request.
When in doubt, check the company in the FIN-FSA supervised-entities register.
Finding the best rate to send money from Finland to Colombia
The exchange rate has a direct impact on how much COP your recipient gets for your EUR. Checking the weekly range makes transfer quotes easier to compare.
Mid-market rate:1 EUR = 3,657.711258 COP
How we analyse the market
Every company here is registered with the FIN-FSA or passported in from elsewhere in the EU.
We track 5 of them on EUR to Colombia, comparing rates, fees and the ways to pay in and collect, updated in real time on live searches.
Nothing appears without passing our review.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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