Best companies for USD/COP transfers
7 of 7 providers Last updated on 28 October 2026
Based on 2,500 USD transfer Best companies for USD/COP transfers Sort Cheapest
Promoted Wise Pay via Bank transfer	Fee $41.83 1 USD = 3147.2400 COP +0.15% vs mid-market	Recipient gets $7,736,450.95 Same day
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Colombia with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer $41.831 USD = 3147.2400 COP $7,736,450.95You pay$2,500.00
Promoted Xe Pay via Bank transfer	Fee $0.00 1 USD = 3072.3000 COP +2.56% vs mid-market	Recipient gets $7,680,750.00 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Colombia with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 USD = 3072.3000 COP $7,680,750.00You pay$2,500.00
Run a live search Showing top United States to Colombia deals for 2,500 USD. Do a live search with your exact amount for today's best rates.
Run a live search Showing companies that send from a business account. Run a business search to get live USD to COP rates.
Run a live search These companies offer multi-currency accounts for spending COP. We suggest doing a live search based on how much USD you're planning to spend in Colombia.
Run a live search These are managed services with real human support for large USD transfers. Click the link and update the transfer amount to get the best deal.
Remitly Pay via Remitly Wallet	Fee $0.00 1 USD = 3170.7200 COP -0.60% vs mid-market	Recipient gets $7,926,800.00 Within a week
15 reviews Cheapest Receive to bank account or cash pickup
Ways to receive money in Colombia with Remitly when paying by remitly wallet. MethodFee & ratesRecipient gets Bank depositWithin a week Free1 USD = 3170.7200 COP $7,926,800.00You pay$2,500.00 TransfiyaWithin a week Free1 USD = 3170.7200 COP $7,926,800.00You pay$2,500.00 Bre-BWithin a week Free1 USD = 3170.7200 COP $7,926,800.00You pay$2,500.00 Cash pickupWithin a week Free1 USD = 3170.7200 COP $7,926,800.00You pay$2,500.00 Mobile walletWithin a week Free1 USD = 3170.7200 COP $7,926,800.00You pay$2,500.00
Remitly Pay via Bank transfer	Fee $0.00 1 USD = 3164.2100 COP -0.39% vs mid-market	Recipient gets $7,910,525.00 Within a week
15 reviews Receive to bank account or cash pickup
Ways to receive money in Colombia with Remitly when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a week Free1 USD = 3164.2100 COP $7,910,525.00You pay$2,500.00 TransfiyaWithin a week Free1 USD = 3164.2100 COP $7,910,525.00You pay$2,500.00 Bre-BWithin a week Free1 USD = 3164.2100 COP $7,910,525.00You pay$2,500.00 Cash pickupWithin a week Free1 USD = 3164.2100 COP $7,910,525.00You pay$2,500.00 Mobile walletWithin a week Free1 USD = 3164.2100 COP $7,910,525.00You pay$2,500.00
Remitly Pay via Debit card	Fee $0.00 1 USD = 3148.1500 COP +0.12% vs mid-market	Recipient gets $7,870,375.00 Within a week
15 reviews Receive to bank account or cash pickup
Ways to receive money in Colombia with Remitly when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin a week Free1 USD = 3148.1500 COP $7,870,375.00You pay$2,500.00 TransfiyaWithin a week Free1 USD = 3148.1500 COP $7,870,375.00You pay$2,500.00 Bre-BWithin a week Free1 USD = 3148.1500 COP $7,870,375.00You pay$2,500.00 Cash pickupWithin a week Free1 USD = 3148.1500 COP $7,870,375.00You pay$2,500.00 Mobile walletWithin a week Free1 USD = 3148.1500 COP $7,870,375.00You pay$2,500.00

Remitly Pay via Credit card	Fee $75.00 1 USD = 3148.1500 COP +0.12% vs mid-market	Recipient gets $7,870,375.00 Within a week
15 reviews Receive to bank account or cash pickup
Ways to receive money in Colombia with Remitly when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin a week $75.001 USD = 3148.1500 COP $7,870,375.00You pay$2,575.00 TransfiyaWithin a week $75.001 USD = 3148.1500 COP $7,870,375.00You pay$2,575.00 Bre-BWithin a week $75.001 USD = 3148.1500 COP $7,870,375.00You pay$2,575.00 Cash pickupWithin a week $75.001 USD = 3148.1500 COP $7,870,375.00You pay$2,575.00 Mobile walletWithin a week $75.001 USD = 3148.1500 COP $7,870,375.00You pay$2,575.00
TapTap Send Pay via Debit card	Fee $0.00 1 USD = 3135.0000 COP +0.54% vs mid-market	Recipient gets $7,837,500.00 Minutes
0 reviews Fastest Receive to bank account
Ways to receive money in Colombia with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Mobile walletMinutesAvailable via:Bancolombia A la mano, DaviPlata, Movii, Nequi, RappiPay Free1 USD = 3135.0000 COP $7,837,500.00You pay$2,500.00 TransfiyaMinutesAvailable via:Banks via Trasnfiya Free1 USD = 3135.0000 COP $7,837,500.00You pay$2,500.00 Bre-BMinutesAvailable via:Bre-B Free1 USD = 3135.0000 COP $7,837,500.00You pay$2,500.00 Bank depositMinutes $2.991 USD = 3135.0000 COP $7,837,500.00You pay$2,502.99 Cash pickupMinutesAvailable via:Exito $3.991 USD = 3135.0000 COP $7,837,500.00You pay$2,503.99
Only available via Mobile App Sendwave Pay via Debit card	Fee $0.00 1 USD = 3131.0207 COP +0.66% vs mid-market	Recipient gets $7,827,551.72 Minutes - 3 days
6 reviews Receive to bank account or cash pickup
Ways to receive money in Colombia with Sendwave when paying by debit card. MethodFee & ratesRecipient gets Mobile moneyMinutes - 3 days Free1 USD = 3131.0207 COP $7,827,551.72You pay$2,500.00 Bank depositMinutes - 3 days Free1 USD = 3110.2438 COP $7,775,609.40You pay$2,500.00 Cash pickupMinutes - 3 days Free1 USD = 3092.9297 COP $7,732,324.13You pay$2,500.00
Only available via Mobile App WorldRemit Pay via Debit card	Fee $1.99 1 USD = 3100.7997 COP +1.63% vs mid-market	Recipient gets $7,745,828.66 Minutes - 2 days
13 reviews Receive to bank account or cash pickup
Ways to receive money in Colombia with WorldRemit when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days $1.991 USD = 3100.7997 COP $7,745,828.66You pay$2,500.00 Card depositMinutes - 2 days Free1 USD = 3092.1323 COP $7,730,330.70You pay$2,500.00 Mobile moneyMinutes - 2 days Free1 USD = 3081.9116 COP $7,704,778.95You pay$2,500.00 Cash pickupMinutes - 2 days $3.991 USD = 3075.6155 COP $7,676,767.14You pay$2,500.00
Wise Pay via Bank transfer	Fee $41.83 1 USD = 3147.2400 COP +0.15% vs mid-market	Recipient gets $7,736,450.95 Same day
25 reviews Recommended Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Colombia with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer $41.831 USD = 3147.2400 COP $7,736,450.95You pay$2,500.00
$0 fee on first online transfers MoneyGram Pay via Bank transfer	Fee $0.00 1 USD = 3093.8486 COP +1.86% vs mid-market	Recipient gets $7,734,621.50 Minutes - 24 hours
2 reviews
Ways to receive money in Colombia with MoneyGram when paying by bank transfer. MethodFee & ratesRecipient gets Mobile walletMinutes - 24 hoursAvailable via:Nequi, Daviplata Free1 USD = 3093.8486 COP $7,734,621.50You pay$2,500.00 Bank depositMinutes - 24 hoursAvailable via:All Banks, Banco Davivienda, Bancolombia Free1 USD = 3091.3556 COP $7,728,389.00You pay$2,500.00 Cash pickupMinutes - 24 hours $2.991 USD = 3072.4619 COP $7,681,154.75You pay$2,502.99

$0 fee on first online transfers MoneyGram Pay via Debit card	Fee $0.00 1 USD = 3093.8486 COP +1.86% vs mid-market	Recipient gets $7,734,621.50 Minutes - 24 hours
2 reviews
Ways to receive money in Colombia with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Mobile walletMinutes - 24 hoursAvailable via:Nequi, Daviplata Free1 USD = 3093.8486 COP $7,734,621.50You pay$2,500.00 Bank depositMinutes - 24 hoursAvailable via:All Banks, Bancolombia, Banco Davivienda Free1 USD = 3091.3556 COP $7,728,389.00You pay$2,500.00 Cash pickupMinutes - 24 hours $2.991 USD = 3072.4619 COP $7,681,154.75You pay$2,502.99
$0 fee on first online transfers MoneyGram Pay via Credit card	Fee $75.00 1 USD = 3093.8486 COP +1.86% vs mid-market	Recipient gets $7,734,621.50 Minutes - 24 hours
2 reviews
Ways to receive money in Colombia with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Mobile walletMinutes - 24 hoursAvailable via:Nequi, Daviplata $75.001 USD = 3093.8486 COP $7,734,621.50You pay$2,575.00 Bank depositMinutes - 24 hoursAvailable via:All Banks, Bancolombia, Banco Davivienda $65.491 USD = 3091.3556 COP $7,728,389.00You pay$2,565.49 Cash pickupMinutes - 24 hours $67.491 USD = 3072.4619 COP $7,681,154.75You pay$2,567.49
Xe Pay via Bank transfer	Fee $0.00 1 USD = 3072.3000 COP +2.56% vs mid-market	Recipient gets $7,680,750.00 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Colombia with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 USD = 3072.3000 COP $7,680,750.00You pay$2,500.00
Xe Pay via Debit card	Fee $12.50 1 USD = 3072.3000 COP +2.56% vs mid-market	Recipient gets $7,642,346.25 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Colombia with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours $12.501 USD = 3072.3000 COP $7,642,346.25You pay$2,500.00
$0 fee on first online transfers MoneyGram Pay via Cash deposit	Fee $24.79 1 USD = 3051.3758 COP +3.24% vs mid-market	Recipient gets $7,628,439.50 Minutes - 24 hours
2 reviews
Ways to receive money in Colombia with MoneyGram when paying by cash deposit. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours $24.791 USD = 3051.3758 COP $7,628,439.50You pay$2,524.79
Xe Pay via Credit card	Fee $75.00 1 USD = 3072.3000 COP +2.56% vs mid-market	Recipient gets $7,450,327.50 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Colombia with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours $75.001 USD = 3072.3000 COP $7,450,327.50You pay$2,500.00
How Our Results Work Mid-market rate: 1 USD = 3151.8600 COP Updates every 60 minutes.

Why compare

USD/COP exchange rate

Best ways to pay & receive

Transfer speed

How to send money from US to Colombia

Pick a company

If you're sending a one-off transfer, then Remitly is the best option.

Remitly was the cheapest on 16 of the 20 days it quoted $2,500 transfers to Colombia.

For recurring transfers, I'd suggest using an app or a multi-currency account with Remitly.

For large transfers, a broker like Xe is the best option.

If your recipient needs cash, Remitly is the cheapest.

How much you send will affect the best option for you right now.

Pay for it

You have 5 ways to pay for your transfer to Colombia, including debit card, bank transfer, credit card, remitly wallet, and cash deposit.

Usually, using bank transfer to fund your transfer is the cheapest but slowest option (ACH and takes a day or two).

You can use a debit card, Apple Pay and Google Pay for quicker deposit but its a bit more expensive.

I suggest avoiding credit cards since these are most expensive and have cash advance fees (Amex is very rarely accepted in general).

Check and send

First time round you'll need to confirm who you are.

An SSN isn't required, an ITIN or a foreign passport works with most companies here.

Compare amounts

How much USD are you sending to Colombia?

How much USD you send to Colombia heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Remitly was the cheapest in 53% of the transfers from $5,000 it quoted, and in 54% of all the transfers it quoted.


$500	-3.50%	$0.00	$1,632,020.00with debit card to bank deposit	+$76,693.24
$2,000	-1.51%	$0.00	$6,399,636.60with paypal to mobile wallet	+$178,790.76
$2,500This page	-0.60%	$0.00	$7,926,800.00with remitly wallet to bank deposit	+$171,391.06
$5,000	0.66%	$0.00	$15,655,103.45with debit card to mobile money	+$297,467.41
$7,000	0.27%	$0.00	$22,003,519.66with bank transfer to bank deposit	+$345,079.05
$10,000	0.27%	$0.00	$31,433,599.51with bank transfer to bank deposit	+$492,016.90
$50,000		$0.00	$156,750,000.00with debit card to mobile wallet	+$27,850,653.33
$100,000	0.20%	$0.00	$314,556,626.00with bank transfer to bank deposit	+$4,331,828.33
$250,000	0.20%	$0.00	$786,391,565.00with bank transfer to bank deposit	+$10,829,570.83

Mid-market rate: 1 USD = 3151.8600 COP

USD/COP Exchange Rate History

Is today a good time to send money from US to Colombia?

The cheapest way to send USD to COP can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Remitly), across 30 days of comparisons for 2,500 USD transfers to Colombia.

Each line shows what the recipient gets when you send $2,500, after fees, as quoted by each company. The mid-market line shows what $2,500 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

Understanding USD/COP exchange rate

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more COP per USD than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

In the past month, a money transfer company beat the mid-market rate on 18 of the last 30 days.

Right now, Remitly pays 7,926,800 COP on 2,500 USD, which is 47,150 COP more than the mid-market amount, so it's a good deal (pretty much free money).

Today's payout isn't the best this month though, since the highest receive amount was 8,325,000 COP.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

If you need to send money now, it's a good time to send.

Is the cheapest money transfer company always the best?

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyze companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Remitly is the cheapest, but it only quotes some of the amounts we track, so it isn't included in these figures.

TapTap Send (today's second cheapest) was the cheapest in only 20% of its comparisons, so it's rarely the cheapest option for transfers to Colombia.

Ways to send money from the US to Colombia

There are 7 companies available for sending money from the US to Colombia, across app, online, in person, SNPL, digital wallet, multi-currency account, global account, and broker, and more.

For regular transfers home

Money transfer apps

If you send a few hundred dollars home every payday, an app is usually the cheapest way and the least work.

Remitly charges $0 on a $2,500 transfer with -0.6% markup, saves your recipient's details for next time, and COP arrives in within a week.

Over the past month, Remitly was the cheapest app on 80% of the days it appeared for $2,500 transfers.

Funding from a US bank account or debit card avoids the 1% federal tax that applies to cash-funded transfers.

Sending without a US bank account

Cash & in-person transfers

Paying in cash at an agent can work without a US bank account.

The ID accepted depends on the company and the amount, so check before visiting if you do not have an SSN.

Hand $2,500 to a Remitly agent in the US, and your recipient will get 7,926,800 COP in within a week.

Our data shows Remitly came out cheapest among in-person options on 100% of days in the past month.

However, transfers funded with cash or a money order carry a 1% federal tax since January 1, 2026. To avoid it, fund with a debit card or bank account instead (most agents take both).

For transfers before payday

Send now, pay later

Remitly offers an SNPL option called Remitly Flex for transfer from the US to Colombia.

It comes with Remitly One subscription ($9.99/month) and lets you send up to $250 USD instantly with 0% interest.

You will need to repay within 4 weeks, which is good for urgent transfers right before your payday.

However, if you have USD to send now, a money transfer service like Remitly will get you more COP (COL$7,926,800) without any subscription costs.

For one-off transfers

Online transfers

For a one-off transfer, an online service funded from your checking account is usually the cheapest way to send money to Colombia.

Of all online companies listed here, Remitly gets you the most COP per USD.

On a $2,500 transfer, you will get 7,926,800 COP after a $0 fee and -0.6% markup.

In our comparisons over the past month, it was the cheapest online service on 19 of the 20 days it quoted.

But, bank funding (ACH) takes 1 to 3 business days to clear, while debit cards (and Google Pay/Apple Pay) are usually instant but cost a bit more.

For transfers over $10,000

Currency brokers

For large transfers to Colombia (e.g. a property purchase, tuition, or moving to Colombia), a broker like Xe charges no fee, gives you a dedicated account manager, and adds 2.56% markup on USD/COP that gets lower the more you send.

Our analysis shows Xe was the cheapest broker in 36% of the transfers from $5,000 it quoted.

It's also good to check Wise since you get a bulk discount on transfers over $25,000.

Business payments from the US

Global accounts

Global accounts are for US businesses paying people abroad.

Companies like Airwallex, WorldFirst, or Payoneer handle the recurring and batch payments, invoicing, tracking, and more.

Holding & spending currencies

Multi-currency accounts

A multi-currency account like Wise is the best for holding and receiving COP.

This is useful for traveling to Colombia, building up COP balance, or receiving payments in COP.

Wise converts $2,500 at 0.15% markup plus small fee and holds the COP until you spend it.

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

Ways to fund USD and receive COP in Colombia

With Remitly, paying by remitly wallet and receiving through bank deposit is the cheapest combination. Sending $2,500 gives your recipient 7,926,800 COP.

Deposit USD by debit card, bank transfer, credit card, remitly wallet, and cash deposit.

The simplest way is to pay from your US checking account

Pay by bank transfer using your routing and account numbers.

An ACH payment is usually cheaper than a card, but it may take some time for it to clear before a money transfer company can send the money to Colombia.

You can deposit cash

You'll need to visit the nearest Remitly branch and hand over $2,500.

Remitly is the cheapest option and will get you 7,926,800 COP on a $2,500 transfer after fees.

Transfers funded with physical cash are subject to the 1% US remittance transfer tax, but funding from a US bank account or with a US-issued debit or credit card is exempt.

Zelle, Venmo and Cash App only support domestic transfers, so they cannot send money to Colombia.

Your recipient in Colombia can collect COP through bank deposit, cash pickup, mobile wallet, transfiya, bre b, mobile money, and card deposit.

They can collect cash in Colombia

Your recipient can collect COP from a participating Remitly location in Colombia.

They should take a valid photo ID and the collection reference, and check that the name on the transfer matches their ID.

1

Remitly wallet Bank deposit

You pay $2,500.00

COL$7,926,800

Cheapest
2

Remitly wallet Transfiya

You pay $2,500.00

COL$7,926,800

COL$0
3

Remitly wallet Bre b

You pay $2,500.00

COL$7,926,800

COL$0
4

Remitly wallet Cash pickup

You pay $2,500.00

COL$7,926,800

COL$0
5

Remitly wallet Mobile wallet

You pay $2,500.00

COL$7,926,800

COL$0

Show moreShow less

6

Bank transfer Bank deposit

You pay $2,500.00

COL$7,910,525

-COL$16,275
7

Bank transfer Transfiya

You pay $2,500.00

COL$7,910,525

-COL$16,275
8

Bank transfer Bre b

You pay $2,500.00

COL$7,910,525

-COL$16,275
9

Bank transfer Cash pickup

You pay $2,500.00

COL$7,910,525

-COL$16,275
10

Bank transfer Mobile wallet

You pay $2,500.00

COL$7,910,525

-COL$16,275
11

Debit card Bank deposit

You pay $2,500.00

COL$7,870,375

-COL$56,425
12

Debit card Transfiya

You pay $2,500.00

COL$7,870,375

-COL$56,425
13

Debit card Bre b

You pay $2,500.00

COL$7,870,375

-COL$56,425
14

Debit card Cash pickup

You pay $2,500.00

COL$7,870,375

-COL$56,425
15

Debit card Mobile wallet

You pay $2,500.00

COL$7,870,375

-COL$56,425
16

Credit card Bank deposit

You pay $2,575.00

COL$7,870,375

-COL$56,425
17

Credit card Transfiya

You pay $2,575.00

COL$7,870,375

-COL$56,425
18

Credit card Bre b

You pay $2,575.00

COL$7,870,375

-COL$56,425
19

Credit card Cash pickup

You pay $2,575.00

COL$7,870,375

-COL$56,425
20

Credit card Mobile wallet

You pay $2,575.00

COL$7,870,375

-COL$56,425
21

Debit card Mobile money

You pay $2,500.00

COL$7,827,552

-COL$99,248
22

Debit card Card deposit

You pay $2,500.00

COL$7,730,331

-COL$196,469
23

Cash deposit Cash pickup

You pay $2,524.79

COL$7,628,440

-COL$298,361

Things to consider before sending USD to Colombia

The way you fund the transfer now affects the tax, while US law gives you specific rights if something goes wrong.

Find the right USD/COP company

Cheapest way to send money to Colombia

The cheapest option is Remitly, funded by remitly wallet with bank deposit for the payout. Your recipient gets 7,926,800 COP, which is 1.13% more than the next best option.

Fastest way to send money to Colombia

The fastest option is TapTap Send. Pay by debit card and choose mobile wallet for the payout. Your recipient gets 7,837,500 COP, with the money arriving in minutes.

Cash-funded transfers now carry a 1% tax

Since January 1, 2026, a 1% federal tax applies when an international transfer is funded with cash, a money order, a cashier's check or a traveler's check.

Funding from a US bank account, including ACH, or with a US-issued debit or credit card is exempt.

The rule applies to how you pay in, so your recipient can still collect cash without triggering the tax.

The $10,000 rule is not a transfer limit

There is no federal cap on how much of your own money you can send electronically abroad.

Your bank or transfer company can set its own limit and ask for proof of where a large or unusual payment came from.

Cash reports and the declaration for physically carrying more than $10,000 across the US border are separate rules.

Do not split cash transactions to avoid a report.

You normally have 30 minutes to cancel

The US Remittance Transfer Rule requires a covered company to show the exchange rate, fees and expected amount received before you pay.

You can normally cancel within 30 minutes at no charge, provided the money has not been deposited or collected.

You also have error-resolution rights if the wrong amount arrives or the transfer never turns up.

Contact the company first and keep the receipt.

The CFPB explains the cancellation and error process.

Need to send a large amount of USD to Colombia?

For transfers over $10,000, Remitly is the best option.

It offers the best exchange rate, which is more important than the fee for large transfers to Colombia.

While Remitly may not always be the cheapest or fastest way to send COP, they offer years of experience, and will offer you the peace of mind you need when sending large amounts abroad.

Read Review

How we analyze the market

We track, save, and analyze the cost, speed, and product offerings of the leading money transfer services available between Colombia and United States. 

We work with leading money transfer companies to provide real time fees and exchange rates. In the past 30 days alone, we analyzed 237 comparisons across 9 amounts.

This page covers the cheapest and fastest options for USD/COP transfers. This is how we pick them:

Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

For a deeper understanding of our commitment to integrity and transparency, check out these articles:

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

Related transfer routes

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Send money to Colombia

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Recommendations

Fastest way to send money

Cheapest way to send money

Money transfer companies

Multi-currency accounts

Global business payments

Tools & resources

SWIFT code calculator

Tue, Sep 29, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	3370.4200	–	$8,426,050.00
TapTap Send Cheapest	3330.0000	$0.00	$8,325,000.00	−$101,050.00
Sendwave	3319.1484	$0.00	$8,297,870.92	−$128,179.08
Remitly No quote collected this day	–	–	–	–

Wed, Sep 30, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	3335.5000	–	$8,338,750.00
Sendwave Cheapest	3310.8248	$0.00	$8,277,062.03	−$61,687.97
TapTap Send	3300.0000	$0.00	$8,250,000.00	−$88,750.00
Remitly No quote collected this day	–	–	–	–

Thu, Oct 1, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	3314.7900	–	$8,286,975.00
TapTap Send Cheapest	3300.0000	$0.00	$8,250,000.00	−$36,975.00
Sendwave	3288.6563	$0.00	$8,221,640.67	−$65,334.33
Remitly No quote collected this day	–	–	–	–

Fri, Oct 2, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	3319.2600	–	$8,298,150.00
TapTap Send Cheapest	3285.0000	$0.00	$8,212,500.00	−$85,650.00
Sendwave	3283.5836	$0.00	$8,208,958.92	−$89,191.08
Remitly No quote collected this day	–	–	–	–

Sat, Oct 3, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	3272.0600	–	$8,180,150.00
Xe Cheapest	3261.0120	$0.00	$8,152,530.00	−$27,620.00
TapTap Send	3255.0000	$0.00	$8,137,500.00	−$42,650.00
Remitly No quote collected this day	–	–	–	–
Sendwave No quote collected this day	–	–	–	–

Compare the best ways to send money from United States to Colombia

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Sun, Oct 4, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	3308.7615	–	$8,271,903.73
Sendwave Cheapest	3294.4991	$0.00	$8,236,247.70	−$35,656.02
TapTap Send	3255.0000	$0.00	$8,137,500.00	−$134,403.72
Remitly No quote collected this day	–	–	–	–

Mon, Oct 5, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	3301.0400	–	$8,252,600.00
Sendwave Cheapest	3260.3960	$0.00	$8,150,990.10	−$101,609.90
TapTap Send	3245.0000	$0.00	$8,112,500.00	−$140,100.00
Remitly No quote collected this day	–	–	–	–

Tue, Oct 6, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	3205.6500	–	$8,014,125.00
WorldRemit Cheapest	3238.2906	$0.00	$8,095,726.38	+$81,601.38
TapTap Send	3230.0000	$0.00	$8,075,000.00	+$60,875.00
Remitly No quote collected this day	–	–	–	–
Sendwave No quote collected this day	–	–	–	–

Wed, Oct 7, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	3241.7300	–	$8,104,325.00
WorldRemit Cheapest	3204.7925	$0.00	$8,011,981.15	−$92,343.85
TapTap Send	3200.0000	$0.00	$8,000,000.00	−$104,325.00
Remitly No quote collected this day	–	–	–	–
Sendwave No quote collected this day	–	–	–	–

Thu, Oct 8, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	3248.4500	–	$8,121,125.00
Sendwave Cheapest	3226.8961	$0.00	$8,067,240.35	−$53,884.65
TapTap Send	3211.0000	$0.00	$8,027,500.00	−$93,625.00
Remitly No quote collected this day	–	–	–	–

Fri, Oct 9, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	3225.8100	–	$8,064,525.00
TapTap Send Cheapest	3211.0000	$0.00	$8,027,500.00	−$37,025.00
Remitly	3178.3500	$0.00	$7,945,875.00	−$118,650.00
Sendwave No quote collected this day	–	–	–	–

Sat, Oct 10, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	3195.2900	–	$7,988,225.00
TapTap Send Cheapest	3195.0000	$0.00	$7,987,500.00	−$725.00
Remitly	3154.3500	$0.00	$7,885,875.00	−$102,350.00
Sendwave No quote collected this day	–	–	–	–

Mon, Oct 12, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	3204.5100	–	$8,011,275.00
Sendwave Cheapest	3182.6206	$0.00	$7,956,551.42	−$54,723.58
TapTap Send	3170.0000	$0.00	$7,925,000.00	−$86,275.00
Remitly	3154.3500	$0.00	$7,885,875.00	−$125,400.00

Tue, Oct 13, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	3198.1600	–	$7,995,400.00
Remitly Cheapest	3217.4800	$0.00	$8,043,700.00	+$48,300.00
TapTap Send	3170.0000	$0.00	$7,925,000.00	−$70,400.00
Sendwave No quote collected this day	–	–	–	–

Wed, Oct 14, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	3188.8800	–	$7,972,200.00
Remitly Cheapest	3204.6900	$0.00	$8,011,725.00	+$39,525.00
TapTap Send	3170.0000	$0.00	$7,925,000.00	−$47,200.00
Sendwave No quote collected this day	–	–	–	–

Thu, Oct 15, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	3197.6300	–	$7,994,075.00
Remitly Cheapest	3220.7100	$0.00	$8,051,775.00	+$57,700.00
Sendwave	3185.8187	$0.00	$7,964,546.75	−$29,528.25
TapTap Send	3170.0000	$0.00	$7,925,000.00	−$69,075.00

Fri, Oct 16, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	3177.1500	–	$7,942,875.00
Remitly Cheapest	3193.3300	$0.00	$7,983,325.00	+$40,450.00
TapTap Send	3170.0000	$0.00	$7,925,000.00	−$17,875.00
Sendwave	3158.7293	$0.00	$7,896,823.25	−$46,051.75

Sat, Oct 17, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	3173.9537	–	$7,934,884.14
Remitly Cheapest	3197.5700	$0.00	$7,993,925.00	+$59,040.87
Sendwave	3158.7293	$0.00	$7,896,823.25	−$38,060.88
TapTap Send	3150.0000	$0.00	$7,875,000.00	−$59,884.13

Mon, Oct 19, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	3176.3200	–	$7,940,800.00
Remitly Cheapest	3197.5700	$0.00	$7,993,925.00	+$53,125.00
TapTap Send	3150.0000	$0.00	$7,875,000.00	−$65,800.00
Sendwave No quote collected this day	–	–	–	–

Tue, Oct 20, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	3160.5700	–	$7,901,425.00
Remitly Cheapest	3179.0900	$0.00	$7,947,725.00	+$46,300.00
TapTap Send	3150.0000	$0.00	$7,875,000.00	−$26,425.00
Sendwave	3144.6416	$0.00	$7,861,604.05	−$39,820.95

Wed, Oct 21, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	3182.7400	–	$7,956,850.00
Remitly Cheapest	3186.5700	$0.00	$7,966,425.00	+$9,575.00
TapTap Send	3155.0000	$0.00	$7,887,500.00	−$69,350.00
Sendwave	3152.0541	$0.00	$7,880,135.23	−$76,714.77

Thu, Oct 22, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	3198.5400	–	$7,996,350.00
Remitly Cheapest	3214.4800	$0.00	$8,036,200.00	+$39,850.00
Sendwave	3179.6616	$0.00	$7,949,153.90	−$47,196.10
TapTap Send	3155.0000	$0.00	$7,887,500.00	−$108,850.00

Fri, Oct 23, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	3188.4900	–	$7,971,225.00
Remitly Cheapest	3207.9800	$0.00	$8,019,950.00	+$48,725.00
Sendwave	3173.2255	$0.00	$7,933,063.65	−$38,161.35
TapTap Send	3160.0000	$0.00	$7,900,000.00	−$71,225.00

Sat, Oct 24, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	3171.4196	–	$7,928,549.11
Remitly Cheapest	3181.2100	$0.00	$7,953,025.00	+$24,475.89
Sendwave	3173.2255	$0.00	$7,933,063.65	+$4,514.54
TapTap Send	3160.0000	$0.00	$7,900,000.00	−$28,549.11

Mon, Oct 26, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	3160.5300	–	$7,901,325.00
Remitly Cheapest	3181.2100	$0.00	$7,953,025.00	+$51,700.00
TapTap Send	3135.0000	$0.00	$7,837,500.00	−$63,825.00
Sendwave No quote collected this day	–	–	–	–

Tue, Oct 27, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	3151.4800	–	$7,878,700.00
Remitly Cheapest	3180.7100	$0.00	$7,951,775.00	+$73,075.00
TapTap Send	3120.0000	$0.00	$7,800,000.00	−$78,700.00
Sendwave No quote collected this day	–	–	–	–

Wed, Oct 28, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	3151.8600	–	$7,879,650.00
Remitly Cheapest	3170.7200	$0.00	$7,926,800.00	+$47,150.00
TapTap Send	3135.0000	$0.00	$7,837,500.00	−$42,150.00
Sendwave	3131.0207	$0.00	$7,827,551.72	−$52,098.28