MoneyTransfers

How to send money to Nigeria from Italy with the best EUR-NGN rate

TapTap Send is the cheapest right now for transfers from Italy. Using a debit card deposit into a bank deposit will get you 11,137,000 NGN in Nigeria.

For speed, Revolut is fastest, with delivery in within minutes.

Best companies for EUR/NGN transfers

5 of 5 providers

Last updated on 4 September 2026 This page updates weekly. We collect, store, and analyze EUR/NGN exchange rates from our comparisons.

Based on 7,000 EUR transfer

Best companies for EUR/NGN transfers

All money transfer offers for EUR/NGN transfers, sorted by most NGN received. The first two offers may be sponsored promotions. Some offers here pay us a commission.
Sort Cheapest
Promoted
Wise

Wise

Pay via Bank transfer
Fee €46.96 1 EUR = 1591.4400 NGN -3.37% vs mid-market Recipient gets ₦11,065,345.98 Within minutes
25 reviews
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Nigeria with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€46.961 EUR = 1591.4400 NGN
₦11,065,345.98You pay€7,000.00
Promoted
Xe

Xe

Pay via Debit card
Fee €0.00 1 EUR = 1582.2729 NGN -2.80% vs mid-market Recipient gets ₦11,075,910.30 Minutes - 24 hours
4 reviews
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Nigeria with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 1582.2729 NGN
₦11,075,910.30You pay€7,000.00

Run a live search

Showing top Italy to Nigeria deals for 7,000 EUR. Do a live search with your exact amount for today's best rates.
TapTap Send

TapTap Send

Pay via Debit card
Fee €0.00 1 EUR = 1591.0000 NGN -3.35% vs mid-market Recipient gets ₦11,137,000.00 Minutes
0 reviews
CheapestUsing Debit card with TapTap Send is the cheapest way to send money to Nigeria from Italy.
Receive to bank account

Ways to receive money in Nigeria with TapTap Send when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes
Free1 EUR = 1591.0000 NGN
₦11,137,000.00You pay€7,000.00
Mobile moneyMinutesAvailable via:FairMoney, Kuda Bank, OPay, PalmPay
Free1 EUR = 1591.0000 NGN
₦11,137,000.00You pay€7,000.00
Xe

Xe

Pay via Debit card
Fee €0.00 1 EUR = 1582.2729 NGN -2.80% vs mid-market Recipient gets ₦11,075,910.30 Minutes - 24 hours
4 reviews
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Nigeria with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 1582.2729 NGN
₦11,075,910.30You pay€7,000.00
Xe

Xe

Pay via Bank transfer
Fee €0.00 1 EUR = 1582.2729 NGN -2.80% vs mid-market Recipient gets ₦11,075,910.30 Minutes - 24 hours
4 reviews
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Nigeria with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 1582.2729 NGN
₦11,075,910.30You pay€7,000.00
Xe

Xe

Pay via Credit card
Fee €0.00 1 EUR = 1582.2729 NGN -2.80% vs mid-market Recipient gets ₦11,075,910.30 Minutes - 24 hours
4 reviews
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Nigeria with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 1582.2729 NGN
₦11,075,910.30You pay€7,000.00
Wise

Wise

Pay via Bank transfer
Fee €46.96 1 EUR = 1591.4400 NGN -3.37% vs mid-market Recipient gets ₦11,065,345.98 Within minutes
25 reviews
RecommendedBased on our editorial reviews, Wise is our recommended way to send money from Italy to Nigeria.
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Nigeria with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€46.961 EUR = 1591.4400 NGN
₦11,065,345.98You pay€7,000.00
Wise

Wise

Pay via iDEAL/WERO
Fee €57.07 1 EUR = 1591.4400 NGN -3.37% vs mid-market Recipient gets ₦11,049,256.52 Within minutes
25 reviews
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Nigeria with Wise when paying by ideal/wero.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€57.071 EUR = 1591.4400 NGN
₦11,049,256.52You pay€7,000.00
Wise

Wise

Pay via Debit card
Fee €101.79 1 EUR = 1591.4400 NGN -3.37% vs mid-market Recipient gets ₦10,978,087.32 Within minutes
25 reviews
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Nigeria with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€101.791 EUR = 1591.4400 NGN
₦10,978,087.32You pay€7,000.00
Wise

Wise

Pay via Credit card
Fee €143.68 1 EUR = 1591.4400 NGN -3.37% vs mid-market Recipient gets ₦10,911,421.90 Within minutes
25 reviews
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Nigeria with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€143.681 EUR = 1591.4400 NGN
₦10,911,421.90You pay€7,000.00
Exclusive: First Transfer Deal
Regency FX

Regency FX

Pay via Bank transfer
Fee €0.00 1 EUR = 1534.4970 NGN +0.27% vs mid-market Recipient gets ₦10,741,478.86 Minutes - 24 hours
9 reviews
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Nigeria with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 1534.4970 NGN
₦10,741,478.86You pay€7,000.00
Pricing based on Revolut Standard plan
Revolut

Revolut

Pay via Bank transfer
Fee €70.50 1 EUR = 1529.2903 NGN +0.61% vs mid-market Recipient gets ₦10,597,216.98 Within minutes
10 reviews
FastestRevolut with Bank transfer deposit is the fastest way to send EUR to Nigeria.
Multi-currency cardReceive to bank account

Ways to receive money in Nigeria with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
€70.501 EUR = 1529.2903 NGN
₦10,597,216.98You pay€7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.
How Our Results Work
Mid-market rate: 1 EUR = 1538.651338 NGN Updates every 60 minutes.

How to send money from Italy to Nigeria

Pick a company

For a one-off transfer to Nigeria, I suggest picking the cheapest option which is TapTap Send.

On a 7,000 EUR transfer, TapTap Send delivers the most NGN.

The best option will change depending on how much you actually send, so I suggest to get the best EUR/NGN rate.

Fund your transfer

You have 4 ways to fund your transfer: bank transfer, debit card, credit card, and ideal.

Sending money to Nigeria directly with SEPA is expensive, but using it to fund the money transfer account, since its cheap and quick.

You can also use a debit card to fund the transfer, including the Postepay card.

Verify and send

First time round you'll need your codice fiscale and a photo ID to verify your account.

Ways to send money from Italy to Nigeria

5 companies send money from Italy to Nigeria. You can send EUR via app, online, broker, multi-currency account, and global account, and more below.

Regular transfers

Money transfer apps

For the regular transfer home, an app like TapTap Send is the easiest and most convenient option.

TapTap Send charges €0 on a €7,000 transfer, and 11,137,000 NGN lands in minutes.

For one-off transfers

Online transfers

Outside the euro transfers, a bank transfer passes through intermediary banks, and each one can take a cut along the way.

Online services skip this and use their own network (it’s much cheaper).

Xe delivers 11,075,910.3 NGN on €7,000 with a €0 fee and -2.8% markup.

Sending large sums

Currency brokers

Managed services charge no fees and work on margin instead, and the more you send to Nigeria, the better rate you will get.

Xe charges no fee and adds -2.8% on EUR/NGN rate.

Travelling and receiving

Multi-currency accounts

If you travel to Nigeria often, or receive payments from there, this is the best option.

Multi-currency accounts let you hold EUR and NGN in one account, and give you local details.

I suggest trying Wise.

It holds EUR and NGN balances and charges small fees to convert between them.

For business payments

Global accounts

Global accounts are for businesses and freelancers with a partita IVA, paying suppliers abroad, invoicing foreign clients, holding a few currencies.

A few good options are Wise Business, Airwallex, and Payoneer.

Ways to fund EUR and receive NGN in Nigeria

With TapTap Send, paying by debit card and receiving through bank deposit is the cheapest combination. Sending €7,000 gives your recipient 11,137,000 NGN.

In Italy, you can pay by bank transfer, debit card, credit card, and ideal.

Satispay and Bancomat Pay are mainly domestic payment methods, they do not send NGN to Nigeria by themselves.

In Nigeria, the recipient can use bank deposit and mobile money.

  1. 1
    Debit card Bank deposit

    You pay €7,000.00

    ₦11,137,000

    Cheapest

  2. 2
    Debit card Mobile money

    You pay €7,000.00

    ₦11,137,000

    ₦0

  3. 3
    Bank transfer Bank deposit

    You pay €7,000.00

    ₦11,075,910

    -₦61,090

  4. 4
    Credit card Bank deposit

    You pay €7,000.00

    ₦11,075,910

    -₦61,090

  5. 5
    Ideal Bank deposit

    You pay €7,000.00

    ₦11,049,257

    -₦87,743

Consider this when sending money from Italy to NGN

For a transfer from Italy, compare the amount received first. Then check whether you are making a SEPA payment, an extra-SEPA transfer or a cash-agent remittance, because each works differently.

Compare money transfer options

These are the leading options for a €7,000 transfer to Nigeria.

Cheapest way to send money to Nigeria

The cheapest option is TapTap Send, funded by debit card with bank deposit for the payout. Your recipient gets 11,137,000 NGN, which is 0.55% more than the next best option.

Fastest way to send money to Nigeria

The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 10,597,216.98 NGN, with the money arriving in within minutes.

SEPA only covers the first leg

A bonifico can move euros from your Italian bank to the transfer company through SEPA.

Companies like TapTap Send then convert the money into NGN and pay your recipient in Nigeria through a local bank, a wallet, or a cash-pickup network.

SEPA may fund the transfer quickly, but the delivery time depends on the local payout method.

Check the agent when paying in person

In Italy, the term "money transfer" often means a cash-agent shop rather than an online bank transfer.

The Banca d'Italia confirms that money remittance must be provided by a bank, electronic money institution or authorised payment institution.

Their Italian agents must appear in the OAM register.

Prepare for anti-money-laundering checks

Italian banks and transfer companies can pause a large, unusual or poorly explained payment while they check its purpose and source.

Use a clear causale and keep the document that explains the money ready.

For property proceeds, tuition or moving savings, tell the bank before the transfer is due.

If a payment-service complaint is not resolved directly, the Arbitro Bancario Finanziario is the Italian financial ombudsman route.

Live EUR-NGN Exchange Rate

Finding the best rate to send money from Italy to Nigeria

The exchange rate affects the final NGN amount, so compare today's quote with the recent EUR/NGN range before sending.

Mid-market rate:1 EUR = 1,537.221695 NGN

How we analyse the market

Every company here is registered with Banca d'Italia or passported in from elsewhere in the EU.

We track 5 of them on EUR to Nigeria, comparing rates, fees and the ways to pay in and collect, updated in real time on live comparisons.

Nothing appears without passing our review.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

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