How to send money to Brazil from Sweden with the best SEK-BRL rate

From 6 companies analysed, Regency FX is the cheapest way to send money to Brazil, giving your recipient 42,851.19 BRL when you send SEK 80,000.

Deposit with bank transfer and use bank deposit for withdrawal to get the most BRL.

Best companies for SEK/BRL transfers

6 of 6 providers

Last updated on 28 October 2026

Based on 80,000 SEK transfer

Best companies for SEK/BRL transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee 3 016,26 kr 1 SEK = 0.5366 BRL +0.10% vs mid-market Recipient gets 41 306,63 R$ Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Brazil with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
3 016,26 kr1 SEK = 0.5366 BRL
41 306,63 R$You pay80 000,00 kr
Promoted

Xe

Pay via Debit card
Fee 0,00 kr 1 SEK = 0.5068 BRL +5.80% vs mid-market Recipient gets 40 544,00 R$ Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Brazil with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SEK = 0.5068 BRL
40 544,00 R$You pay80 000,00 kr

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Regency FX

Pay via Bank transfer
Fee 0,00 kr 1 SEK = 0.5356 BRL +0.27% vs mid-market Recipient gets 42 851,19 R$ Minutes - 24 hours
Cheapest
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Brazil with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SEK = 0.5356 BRL
42 851,19 R$You pay80 000,00 kr

TapTap Send

Pay via Debit card
Fee 0,00 kr 1 SEK = 0.5320 BRL +0.95% vs mid-market Recipient gets 42 560,00 R$ Minutes
Receive to bank account

Ways to receive money in Brazil with TapTap Send when paying by debit card.

MethodFee & ratesRecipient gets
PixMinutesAvailable via:Pix, Pix Code Payment Brazil, Pix Key Brazil
Free1 SEK = 0.5320 BRL
42 560,00 R$You pay80 000,00 kr
$0 fee on first online transfers

MoneyGram

Pay via Debit card
Fee 30,00 kr 1 SEK = 0.5285 BRL +1.61% vs mid-market Recipient gets 42 280,00 R$ Minutes - 24 hours

Ways to receive money in Brazil with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hoursAvailable via:All Banks
30,00 kr1 SEK = 0.5285 BRL
42 280,00 R$You pay80 030,00 kr
PixMinutes - 24 hoursAvailable via:PIX
30,00 kr1 SEK = 0.5285 BRL
42 280,00 R$You pay80 030,00 kr
Cash pickupMinutes - 24 hours
40,00 kr1 SEK = 0.5096 BRL
40 768,00 R$You pay80 040,00 kr
$0 fee on first online transfers

MoneyGram

Pay via Credit card
Fee 30,00 kr 1 SEK = 0.5285 BRL +1.61% vs mid-market Recipient gets 42 280,00 R$ Minutes - 24 hours

Ways to receive money in Brazil with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hoursAvailable via:All Banks
30,00 kr1 SEK = 0.5285 BRL
42 280,00 R$You pay80 030,00 kr
PixMinutes - 24 hoursAvailable via:PIX
30,00 kr1 SEK = 0.5285 BRL
42 280,00 R$You pay80 030,00 kr
Cash pickupMinutes - 24 hours
40,00 kr1 SEK = 0.5096 BRL
40 768,00 R$You pay80 040,00 kr
$0 fee on first online transfers

MoneyGram

Pay via Bank transfer
Fee 30,00 kr 1 SEK = 0.5285 BRL +1.61% vs mid-market Recipient gets 42 280,00 R$ Minutes - 24 hours

Ways to receive money in Brazil with MoneyGram when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hoursAvailable via:All Banks
30,00 kr1 SEK = 0.5285 BRL
42 280,00 R$You pay80 030,00 kr
PixMinutes - 24 hoursAvailable via:PIX
30,00 kr1 SEK = 0.5285 BRL
42 280,00 R$You pay80 030,00 kr
Cash pickupMinutes - 24 hours
40,00 kr1 SEK = 0.5096 BRL
40 768,00 R$You pay80 040,00 kr
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee 820,00 kr 1 SEK = 0.5318 BRL +0.99% vs mid-market Recipient gets 42 104,38 R$ Within minutes
Fastest
Multi-currency cardReceive to bank account

Ways to receive money in Brazil with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
820,00 kr1 SEK = 0.5318 BRL
42 104,38 R$You pay80 000,00 kr

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Wise

Pay via Bank transfer
Fee 3 016,26 kr 1 SEK = 0.5366 BRL +0.10% vs mid-market Recipient gets 41 306,63 R$ Within minutes
Recommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Brazil with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
3 016,26 kr1 SEK = 0.5366 BRL
41 306,63 R$You pay80 000,00 kr

Wise

Pay via Debit card
Fee 3 822,67 kr 1 SEK = 0.5366 BRL +0.10% vs mid-market Recipient gets 40 873,94 R$ Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Brazil with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
3 822,67 kr1 SEK = 0.5366 BRL
40 873,94 R$You pay80 000,00 kr

Wise

Pay via Credit card
Fee 3 974,71 kr 1 SEK = 0.5366 BRL +0.10% vs mid-market Recipient gets 40 792,36 R$ Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Brazil with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
3 974,71 kr1 SEK = 0.5366 BRL
40 792,36 R$You pay80 000,00 kr

Xe

Pay via Debit card
Fee 0,00 kr 1 SEK = 0.5068 BRL +5.80% vs mid-market Recipient gets 40 544,00 R$ Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Brazil with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SEK = 0.5068 BRL
40 544,00 R$You pay80 000,00 kr

Xe

Pay via Bank transfer
Fee 0,00 kr 1 SEK = 0.5068 BRL +5.80% vs mid-market Recipient gets 40 544,00 R$ Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Brazil with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SEK = 0.5068 BRL
40 544,00 R$You pay80 000,00 kr

Xe

Pay via Credit card
Fee 0,00 kr 1 SEK = 0.5068 BRL +5.80% vs mid-market Recipient gets 40 544,00 R$ Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Brazil with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SEK = 0.5068 BRL
40 544,00 R$You pay80 000,00 kr
How Our Results Work
Mid-market rate: 1 SEK = 0.5371 BRL Updates every 60 minutes.

How to send money from Sweden to Brazil

Pick a company

For a one-off SEK transfer to Brazil, I suggest picking the cheapest option which is Regency FX.

Regency FX was the cheapest on 27 of the 27 days it quoted kr80,000 transfers to Brazil.

On a 80,000 SEK transfer, Regency FX delivers the most BRL.

The best option will change depending on how much you actually send, so I suggest to get the best SEK/BRL rate.

Fund your transfer

You can pay for the transfer using bank transfer, debit card, and credit card.

A transfer from your Swedish bank is usually the easiest way to fund the transfer.

Verify and send

Before you can send money to Brazil, you'll need to verify your account.

Most companies do it with BankID.

If you can't get BankID yet, some companies will take a passport instead (but it's less common).

Compare amounts

How much SEK are you sending to Brazil?

How much SEK you send to Brazil heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Regency FX was the cheapest in 100% of the transfers from SEK 50,000 it quoted, and in 100% of all the transfers it quoted.

Cheapest service
5 000 kr-2.68%0,00 kr2 761,50 R$with debit card to bank deposit+107,66 R$
10 000 kr-2.73%0,00 kr5 523,00 R$with debit card to bank deposit+264,04 R$
25 000 kr-0.63%0,00 kr13 527,50 R$with debit card to bank deposit+435,02 R$
50 000 kr0.84%0,00 kr26 650,00 R$with debit card to pix+479,10 R$
80 000 krThis page0.27%0,00 kr42 851,19 R$with bank transfer to bank deposit+1 271,15 R$

Mid-market rate: 1 SEK = 0.5371 BRL

SEK/BRL Exchange Rate History

Is today a good time to send money from Sweden to Brazil?

The cheapest way to send SEK to BRL can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Regency FX), across 30 days of comparisons for 80,000 SEK transfers to Brazil.

BRL received for 80 000 kr, after fees

Wed, 28 Oct 2026Mid-market rate42 967,20 R$ Regency FX 42 851,19 R$Regency FX42 851,19 R$TapTap Send42 560,00 R$MoneyGram42 280,00 R$

38 000
39 000
40 000
41 000
42 000
43 000
44 000
At the mid-market rateWith the cheapest optionRegency FXTapTap SendMoneyGram
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
Wise Cheapest 0.5237 782,51 kr 41 489,76 R$ –
TapTap Send 0.5180 0,00 kr 41 440,00 R$ –
MoneyGram 0.5125 30,00 kr 41 000,00 R$ –
Regency FX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.5214 – 41 715,84 R$
Regency FX Cheapest 0.5200 0,00 kr 41 603,21 R$ −112,63 R$
TapTap Send 0.5170 0,00 kr 41 360,00 R$ −355,84 R$
MoneyGram 0.5115 30,00 kr 40 920,00 R$ −795,84 R$
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.5171 – 41 371,44 R$
Regency FX Cheapest 0.5157 0,00 kr 41 259,74 R$ −111,70 R$
TapTap Send 0.5130 0,00 kr 41 040,00 R$ −331,44 R$
MoneyGram 0.5107 30,00 kr 40 856,00 R$ −515,44 R$
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.5208 – 41 660,64 R$
Regency FX Cheapest 0.5194 0,00 kr 41 548,16 R$ −112,48 R$
TapTap Send 0.5170 0,00 kr 41 360,00 R$ −300,64 R$
MoneyGram 0.5057 30,00 kr 40 456,00 R$ −1 204,64 R$
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.5190 – 41 519,92 R$
Regency FX Cheapest 0.5176 0,00 kr 41 407,82 R$ −112,10 R$
TapTap Send 0.5140 0,00 kr 41 120,00 R$ −399,92 R$
MoneyGram 0.5103 30,00 kr 40 824,00 R$ −695,92 R$
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.5190 – 41 519,92 R$
Regency FX Cheapest 0.5176 0,00 kr 41 407,82 R$ −112,10 R$
TapTap Send 0.5140 0,00 kr 41 120,00 R$ −399,92 R$
MoneyGram No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.5185 – 41 479,60 R$
Regency FX Cheapest 0.5171 0,00 kr 41 367,61 R$ −111,99 R$
TapTap Send 0.5140 0,00 kr 41 120,00 R$ −359,60 R$
MoneyGram 0.5103 30,00 kr 40 824,00 R$ −655,60 R$
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.4975 – 39 800,32 R$
Regency FX Cheapest 0.4962 0,00 kr 39 692,86 R$ −107,46 R$
TapTap Send 0.4930 0,00 kr 39 440,00 R$ −360,32 R$
MoneyGram 0.4867 30,00 kr 38 936,00 R$ −864,32 R$
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.4967 – 39 734,96 R$
Regency FX Cheapest 0.4953 0,00 kr 39 627,68 R$ −107,28 R$
TapTap Send 0.4920 0,00 kr 39 360,00 R$ −374,96 R$
MoneyGram 0.4886 30,00 kr 39 088,00 R$ −646,96 R$
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
TapTap Send Cheapest 0.4970 0,00 kr 39 760,00 R$ –
MoneyGram 0.4867 30,00 kr 38 936,00 R$ –
Regency FX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.5043 – 40 340,24 R$
Regency FX Cheapest 0.5029 0,00 kr 40 231,32 R$ −108,92 R$
TapTap Send 0.4990 0,00 kr 39 920,00 R$ −420,24 R$
MoneyGram 0.4912 30,00 kr 39 296,00 R$ −1 044,24 R$
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.4991 – 39 929,60 R$
Regency FX Cheapest 0.4978 0,00 kr 39 821,79 R$ −107,81 R$
TapTap Send 0.4940 0,00 kr 39 520,00 R$ −409,60 R$
MoneyGram 0.4936 30,00 kr 39 488,00 R$ −441,60 R$
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.4991 – 39 929,60 R$
Regency FX Cheapest 0.4978 0,00 kr 39 821,79 R$ −107,81 R$
TapTap Send 0.4940 0,00 kr 39 520,00 R$ −409,60 R$
MoneyGram 0.4936 30,00 kr 39 488,00 R$ −441,60 R$
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.4991 – 39 926,48 R$
Regency FX Cheapest 0.4977 0,00 kr 39 818,68 R$ −107,80 R$
TapTap Send 0.4940 0,00 kr 39 520,00 R$ −406,48 R$
MoneyGram 0.4936 30,00 kr 39 488,00 R$ −438,48 R$
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.4980 – 39 839,36 R$
Regency FX Cheapest 0.4966 0,00 kr 39 731,79 R$ −107,57 R$
TapTap Send 0.4930 0,00 kr 39 440,00 R$ −399,36 R$
MoneyGram 0.4904 30,00 kr 39 232,00 R$ −607,36 R$
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.5054 – 40 432,64 R$
Regency FX Cheapest 0.5040 0,00 kr 40 323,47 R$ −109,17 R$
TapTap Send 0.5010 0,00 kr 40 080,00 R$ −352,64 R$
MoneyGram 0.4885 30,00 kr 39 080,00 R$ −1 352,64 R$
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.5048 – 40 382,16 R$
Regency FX Cheapest 0.5034 0,00 kr 40 273,13 R$ −109,03 R$
TapTap Send 0.5010 0,00 kr 40 080,00 R$ −302,16 R$
MoneyGram 0.4943 30,00 kr 39 544,00 R$ −838,16 R$
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.5139 – 41 111,84 R$
Regency FX Cheapest 0.5125 0,00 kr 41 000,84 R$ −111,00 R$
TapTap Send 0.5090 0,00 kr 40 720,00 R$ −391,84 R$
MoneyGram 0.4958 30,00 kr 39 664,00 R$ −1 447,84 R$
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.5110 – 40 878,88 R$
Regency FX Cheapest 0.5096 0,00 kr 40 768,51 R$ −110,37 R$
TapTap Send No quote collected this day – – – –
MoneyGram No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.5110 – 40 878,88 R$
Regency FX Cheapest 0.5096 0,00 kr 40 768,51 R$ −110,37 R$
TapTap Send 0.5060 0,00 kr 40 480,00 R$ −398,88 R$
MoneyGram 0.5048 30,00 kr 40 384,00 R$ −494,88 R$
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.5106 – 40 851,20 R$
Regency FX Cheapest 0.5093 0,00 kr 40 740,90 R$ −110,30 R$
TapTap Send 0.5070 0,00 kr 40 560,00 R$ −291,20 R$
MoneyGram 0.5048 30,00 kr 40 384,00 R$ −467,20 R$
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.5091 – 40 726,48 R$
Regency FX Cheapest 0.5077 0,00 kr 40 616,52 R$ −109,96 R$
TapTap Send 0.5050 0,00 kr 40 400,00 R$ −326,48 R$
MoneyGram 0.5005 30,00 kr 40 040,00 R$ −686,48 R$
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.5071 – 40 564,16 R$
Regency FX Cheapest 0.5057 0,00 kr 40 454,64 R$ −109,52 R$
TapTap Send 0.5030 0,00 kr 40 240,00 R$ −324,16 R$
MoneyGram 0.4979 30,00 kr 39 832,00 R$ −732,16 R$
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.5084 – 40 669,84 R$
Regency FX Cheapest 0.5070 0,00 kr 40 560,03 R$ −109,81 R$
TapTap Send 0.5040 0,00 kr 40 320,00 R$ −349,84 R$
MoneyGram 0.4975 30,00 kr 39 800,00 R$ −869,84 R$
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.5093 – 40 740,08 R$
Regency FX Cheapest 0.5079 0,00 kr 40 630,08 R$ −110,00 R$
TapTap Send 0.5050 0,00 kr 40 400,00 R$ −340,08 R$
MoneyGram 0.4974 30,00 kr 39 792,00 R$ −948,08 R$
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.4999 – 39 994,40 R$
Regency FX Cheapest 0.4986 0,00 kr 39 886,42 R$ −107,98 R$
MoneyGram 0.4982 30,00 kr 39 856,00 R$ −138,40 R$
TapTap Send 0.4970 0,00 kr 39 760,00 R$ −234,40 R$
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
MoneyGram Cheapest 0.4982 30,00 kr 39 856,00 R$ –
TapTap Send 0.4970 0,00 kr 39 760,00 R$ –
Regency FX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.5013 – 40 101,76 R$
Regency FX Cheapest 0.4999 0,00 kr 39 993,49 R$ −108,27 R$
MoneyGram 0.4982 30,00 kr 39 856,00 R$ −245,76 R$
TapTap Send 0.4970 0,00 kr 39 760,00 R$ −341,76 R$
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.5391 – 43 126,08 R$
Regency FX Cheapest 0.5376 0,00 kr 43 009,64 R$ −116,44 R$
MoneyGram 0.5367 30,00 kr 42 936,00 R$ −190,08 R$
TapTap Send 0.5350 0,00 kr 42 800,00 R$ −326,08 R$
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.5371 – 42 967,20 R$
Regency FX Cheapest 0.5356 0,00 kr 42 851,19 R$ −116,01 R$
TapTap Send 0.5320 0,00 kr 42 560,00 R$ −407,20 R$
MoneyGram 0.5285 30,00 kr 42 280,00 R$ −687,20 R$

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send 80 000 kr, after fees, as quoted by each company. The mid-market line shows what 80 000 kr converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more BRL per SEK than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of BRL on every transfer from Sweden.

Right now, Regency FX pays 42,851.19 BRL on 80,000 SEK, which is 116.01 BRL less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 43,009.64 BRL.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Brazil.

We've tracked 94 comparisons to check how often today's top companies were the cheapest across 5 amounts over the past month.

  1. Regency FXAppeared in 27 comparisons

    Cheapest every time

  2. TapTap SendAppeared in 89 comparisons

    Cheapest in 11% of them

  3. MoneyGramAppeared in 88 comparisons

    Cheapest in 9% of them

Based on 94 comparisons across 5 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Regency FX is the cheapest, but it only quotes some of the amounts we track, so it isn't included in these figures.

TapTap Send (today's second cheapest) was the cheapest in only 11% of its comparisons, so it's rarely the cheapest option for transfers to Brazil.

Ways to send money from Sweden to Brazil

6 companies send money from Sweden to Brazil, mostly through app, online, broker, multi-currency account, global account, and in person, and a few more ways.

Medium-sized transfers

Online transfers

For a one-off transfer to Brazil, an online service like MoneyGram is usually the simplest place to start.

MoneyGram charges kr30 to send 80,000 SEK, leaving your recipient with 42,280 BRL after a 1.61% markup on SEK/BRL exchange rate.

In our comparisons over the past month, it was the cheapest online service on 5 of the 28 days it quoted.

Regular SEK transfers

Money transfer apps

For smaller regular transfers, apps are the most convenient and easiest way to send money to Brazil.

TapTap Send charges kr0 on a 80,000 SEK transfer and money will arrive in minutes.

Over the past month, TapTap Send was the cheapest app on 66% of the days it appeared for kr80,000 transfers.

Your recipient can withdraw via bank deposit, pix, and cash pickup.

In many cases you will need a BankID to verify your account, but a few will do with a passport or driver's licence.

Spending and travelling

Multi-currency accounts

A multi-currency account makes sense if you regularly need BRL.

You can convert your kronor in advance and use the balance when needed without extra fees.

Revolut converts SEK 80,000 with a 0.99% exchange-rate markup and holds the BRL in your account.

Over the past month, it came out cheapest among multi-currency accounts on 7% of days.

Paying from business accounts

Global accounts

If your business receives and sends money in Brazil, a global account keeps the BRL in one place.

You can pay invoices from the balance and convert when needed.

WorldFirst and Airwallex are good options to try.

Ways to fund SEK and receive BRL in Brazil

With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending 80,000 SEK gives your recipient 42,851.19 BRL.

From Sweden, you can fund the transfer by bank transfer, debit card, and credit card, and in Brazil, the recipient can use bank deposit, pix, and cash pickup.

Paying from your Swedish bank account

Send SEK using the account and reference shown by the money transfer company.

You may need to use BankID to approve and verify the payment.

For cash pickup, they can collect BRL from a nearby MoneyGram agent in Brazil.

Swish is useful for payments within Sweden, but it does not send BRL to Brazil.

  1. 1
    Bank transfer Bank deposit

    You pay kr80,000.00

    R$42,851

    Cheapest

  2. 2
    Debit card Pix

    You pay kr80,000.00

    R$42,560

    -R$291

  3. 3
    Bank transfer Pix

    You pay kr80,030.00

    R$42,280

    -R$571

  4. 4
    Debit card Bank deposit

    You pay kr80,030.00

    R$42,280

    -R$571

  5. 5
    Credit card Bank deposit

    You pay kr80,030.00

    R$42,280

    -R$571

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  1. 6
    Credit card Pix

    You pay kr80,030.00

    R$42,280

    -R$571

  2. 7
    Bank transfer Cash pickup

    You pay kr80,040.00

    R$40,768

    -R$2,083

  3. 8
    Debit card Cash pickup

    You pay kr80,040.00

    R$40,768

    -R$2,083

  4. 9
    Credit card Cash pickup

    You pay kr80,040.00

    R$40,768

    -R$2,083

Consider this before sending SEK to Brazil

Swedish banks are safe but often expensive for foreign payments. Compare money transfer companies available to get the most BRL from Sweden.

Compare SEK to BRL transfer options

Cheapest way to send money to Brazil

The cheapest option for an SEK 80,000 transfer is Regency FX. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 42,851.19 BRL, which is 0.68% more than the next best option.

Fastest way to send money to Brazil

With Revolut, a bank transfer deposit and bank deposit payout delivers 42,104.38 BRL in within minutes.

Swish only works in Sweden

Swish moves money between participating Swedish accounts, it cannot send SEK to Brazil.

You may still use a Swedish bank transfer to pay for the transfer online, but beyond that, the company will move SEK to Brazil over local rails or SWIFT.

Avoid delays

A bank can ask for the purpose and source of a large or unusual payment.

Property sales, inheritances and transfers between your own accounts are easier to clear when the documents match the description you gave the bank.

Tell your bank before a time-sensitive payment and keep the sale contract, estate document or account statement ready.

And do not split one large payment into many small ones, since it can trigger more questions.

Sweden does not charge gift tax

Sweden has no gift or inheritance tax, so sending a cash gift does not create a Swedish gift-tax return.

Brazil may have their own rules on receiving monetary gifts.

How we analyse the market

We track 6 companies sending SEK to Brazil, all registered with Finansinspektionen or passported in, with rates refreshed in real time on live searches.

The krona floats, so we compare on what actually arrives, alongside fees and the ways to pay and collect.

In the past 30 days alone, we analysed 94 comparisons across 5 amounts.

This page covers the cheapest and fastest options for SEK/BRL transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Each goes through our review. More on who we are, why you can trust us and getting started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.