MoneyGram is the cheapest right now for transfers from Italy. Using a debit card deposit into a bank deposit will get you 41,725.6 BRL in Brazil.
For speed, Revolut is fastest, with delivery in within minutes.
| 9 of 9 providers Last updated on 28 October 2026 | |||
| Based on 7,000 EUR transfer Best companies for EUR/BRL transfers | |||
| Promoted  Wise Pay via Bank transfer | Fee €266.18 1 EUR = 5.9458 BRL +0.07% vs mid-market | Recipient gets R$40,037.61 Within minutes | |
Ways to receive money in Brazil with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €266.181 EUR = 5.9458 BRL R$40,037.61You pay€7,000.00 | |||
| Promoted  Xe Pay via Debit card | Fee €0.00 1 EUR = 5.8604 BRL +1.51% vs mid-market | Recipient gets R$41,022.80 Minutes - 24 hours | |
Ways to receive money in Brazil with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 5.8604 BRL R$41,022.80You pay€7,000.00 | |||
Run a live search Showing top Italy to Brazil deals for 7,000 EUR. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live EUR to BRL rates. | |||
Run a live search These companies offer multi-currency accounts for spending BRL. We suggest doing a live search based on how much EUR you're planning to spend in Brazil. | |||
Run a live search These are managed services with real human support for large EUR transfers. Click the link and update the transfer amount to get the best deal. | |||
| $0 fee on first online transfers  MoneyGram Pay via Debit card | Fee €0.99 1 EUR = 5.9608 BRL -0.19% vs mid-market | Recipient gets R$41,725.60 Minutes - 24 hours | |
Ways to receive money in Brazil with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hoursAvailable via:All Banks €0.991 EUR = 5.9608 BRL R$41,725.60You pay€7,000.99 PixMinutes - 24 hoursAvailable via:PIX €0.991 EUR = 5.9608 BRL R$41,725.60You pay€7,000.99 Cash pickupMinutes - 24 hours €4.991 EUR = 5.7217 BRL R$40,051.90You pay€7,004.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Credit card | Fee €0.99 1 EUR = 5.9608 BRL -0.19% vs mid-market | Recipient gets R$41,725.60 Minutes - 24 hours | |
Ways to receive money in Brazil with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hoursAvailable via:All Banks €0.991 EUR = 5.9608 BRL R$41,725.60You pay€7,000.99 PixMinutes - 24 hoursAvailable via:PIX €0.991 EUR = 5.9608 BRL R$41,725.60You pay€7,000.99 Cash pickupMinutes - 24 hours €4.991 EUR = 5.7217 BRL R$40,051.90You pay€7,004.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Bank transfer | Fee €0.99 1 EUR = 5.9608 BRL -0.19% vs mid-market | Recipient gets R$41,725.60 Minutes - 24 hours | |
Ways to receive money in Brazil with MoneyGram when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hoursAvailable via:All Banks €0.991 EUR = 5.9608 BRL R$41,725.60You pay€7,000.99 PixMinutes - 24 hoursAvailable via:PIX €0.991 EUR = 5.9608 BRL R$41,725.60You pay€7,000.99 Cash pickupMinutes - 24 hours €4.991 EUR = 5.7217 BRL R$40,051.90You pay€7,004.99 | |||
 TapTap Send Pay via Debit card | Fee €3.99 1 EUR = 5.9600 BRL -0.17% vs mid-market | Recipient gets R$41,720.00 Minutes | |
Ways to receive money in Brazil with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets PixMinutesAvailable via:Pix, Pix Code Payment Brazil, Pix Key Brazil €3.991 EUR = 5.9600 BRL R$41,720.00You pay€7,003.99 | |||
| Only available via Mobile App  Sendwave Pay via Debit card | Fee €1.99 1 EUR = 5.9496 BRL 0.00% vs mid-market | Recipient gets R$41,635.15 Minutes - 3 days | |
Ways to receive money in Brazil with Sendwave when paying by debit card. MethodFee & ratesRecipient gets PixMinutes - 3 days €1.991 EUR = 5.9496 BRL R$41,635.15You pay€7,000.00 | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee €0.00 1 EUR = 5.9337 BRL +0.27% vs mid-market | Recipient gets R$41,535.72 Minutes - 24 hours | |
Ways to receive money in Brazil with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 5.9337 BRL R$41,535.72You pay€7,000.00 | |||
 OFX Pay via Bank transfer | Fee €0.00 1 EUR = 5.9200 BRL +0.50% vs mid-market | Recipient gets R$41,439.93 Minutes - 24 hours | |
Ways to receive money in Brazil with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 5.9200 BRL R$41,439.93You pay€7,000.00 | |||
| Xe Pay via Debit card | Fee €0.00 1 EUR = 5.8604 BRL +1.51% vs mid-market | Recipient gets R$41,022.80 Minutes - 24 hours | |
Ways to receive money in Brazil with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 5.8604 BRL R$41,022.80You pay€7,000.00 | |||
| Xe Pay via Bank transfer | Fee €0.00 1 EUR = 5.8604 BRL +1.51% vs mid-market | Recipient gets R$41,022.80 Minutes - 24 hours | |
Ways to receive money in Brazil with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 5.8604 BRL R$41,022.80You pay€7,000.00 | |||
| Xe Pay via Credit card | Fee €0.00 1 EUR = 5.8604 BRL +1.51% vs mid-market | Recipient gets R$41,022.80 Minutes - 24 hours | |
Ways to receive money in Brazil with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 5.8604 BRL R$41,022.80You pay€7,000.00 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee €60.30 1 EUR = 5.8884 BRL +1.04% vs mid-market | Recipient gets R$40,863.76 Within minutes | |
Ways to receive money in Brazil with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes €60.301 EUR = 5.8884 BRL R$40,863.76You pay€7,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Wise Pay via Bank transfer | Fee €266.18 1 EUR = 5.9458 BRL +0.07% vs mid-market | Recipient gets R$40,037.61 Within minutes | |
Ways to receive money in Brazil with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €266.181 EUR = 5.9458 BRL R$40,037.61You pay€7,000.00 | |||
| Wise Pay via iDEAL | Fee €275.66 1 EUR = 5.9458 BRL +0.07% vs mid-market | Recipient gets R$39,981.24 Within minutes | |
Ways to receive money in Brazil with Wise when paying by ideal. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €275.661 EUR = 5.9458 BRL R$39,981.24You pay€7,000.00 | |||
| Only available via Mobile App  WorldRemit Pay via Debit card | Fee €1.99 1 EUR = 5.6878 BRL +4.50% vs mid-market | Recipient gets R$39,803.21 Minutes - 2 days | |
Ways to receive money in Brazil with WorldRemit when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days €1.991 EUR = 5.6878 BRL R$39,803.21You pay€7,000.00 | |||
| Wise Pay via Debit card | Fee €317.61 1 EUR = 5.9458 BRL +0.07% vs mid-market | Recipient gets R$39,731.82 Within minutes | |
Ways to receive money in Brazil with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €317.611 EUR = 5.9458 BRL R$39,731.82You pay€7,000.00 | |||
| Wise Pay via Credit card | Fee €356.92 1 EUR = 5.9458 BRL +0.07% vs mid-market | Recipient gets R$39,498.09 Within minutes | |
Ways to receive money in Brazil with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €356.921 EUR = 5.9458 BRL R$39,498.09You pay€7,000.00 | |||
| How Our Results Work Mid-market rate: 1 EUR = 5.9497 BRL Updates every 60 minutes. | |||
Transfer details
For a one-off EUR transfer to Brazil, I suggest picking the cheapest option which is MoneyGram.
MoneyGram was the cheapest on 9 of the 30 days it quoted €7,000 transfers to Brazil.
On a 7,000 EUR transfer, MoneyGram delivers the most BRL.
The best option will change depending on how much you actually send, so I suggest to get the best EUR/BRL rate.
You have 4 ways to fund your transfer: bank transfer, debit card, credit card, and iDEAL.
Sending money to Brazil directly with SEPA is expensive, but it's a cheap and quick way to fund your money transfer account.
You can also use a debit card to fund the transfer, including the Postepay card.
First time round you'll need your codice fiscale and a photo ID to verify your account.
How much EUR you send to Brazil heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.
Our analysis shows MoneyGram was the cheapest in 37% of the transfers from €5,000 it quoted, and in 23% of all the transfers it quoted.
| Cheapest service | |||||
|---|---|---|---|---|---|
| €500 | -2.33% | €0.00 | R$3,047.15with debit card to bank deposit | +R$89.89 | |
| €1,000 | -2.38% | €0.00 | R$6,092.10with debit card to bank deposit | +R$208.53 | |
| €2,000 | -0.77% | €0.00 | R$11,990.20with debit card to bank deposit | +R$269.12 | |
| €5,000 | -0.10% | €0.99 | R$29,804.00with debit card to bank deposit | +R$620.17 | |
| €7,000This page | -0.19% | €0.99 | R$41,725.60with debit card to bank deposit | +R$819.87 |
Mid-market rate: 1 EUR = 5.9497 BRL
The cheapest way to send EUR to BRL can change every day, or stay with the same company all month.
We've compared the mid-market rate with the cheapest option each day (today it's MoneyGram), across 30 days of comparisons for 7,000 EUR transfers to Brazil.
Wed, 28 Oct 2026Mid-market rateR$41,648.17 MoneyGram R$41,725.60MoneyGramR$41,725.60TapTap SendR$41,720.00SendwaveR$41,635.15
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 5.9294 | – | R$41,505.82 | |
| | 5.9400 | €3.99 | R$41,580.00 | +R$74.18 |
| | 5.8070 | €0.99 | R$40,649.00 | −R$856.82 |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 5.9054 | – | R$41,337.83 | |
| | 5.9062 | €1.99 | R$41,331.30 | −R$6.53 |
| | 5.9000 | €3.99 | R$41,300.00 | −R$37.83 |
| | 5.8023 | €0.99 | R$40,616.10 | −R$721.73 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 5.8576 | – | R$41,003.10 | |
| | 5.9000 | €3.99 | R$41,300.00 | +R$296.90 |
| | 5.8568 | €1.99 | R$40,985.74 | −R$17.36 |
| | 5.7904 | €0.99 | R$40,532.80 | −R$470.29 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 5.8798 | – | R$41,158.31 | |
| | 5.8700 | €3.99 | R$41,090.00 | −R$68.31 |
| | 5.7337 | €0.99 | R$40,135.90 | −R$1,022.41 |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 5.8670 | – | R$41,069.20 | |
| | 5.8800 | €3.99 | R$41,160.00 | +R$90.80 |
| | 5.7628 | €0.99 | R$40,339.60 | −R$729.60 |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 5.8670 | – | R$41,069.20 | |
| | 5.8800 | €3.99 | R$41,160.00 | +R$90.80 |
| | 5.7628 | €0.99 | R$40,339.60 | −R$729.60 |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 5.8509 | – | R$40,956.18 | |
| | 5.8500 | €3.99 | R$40,950.00 | −R$6.18 |
| | 5.8334 | €1.99 | R$40,821.84 | −R$134.34 |
| | 5.7628 | €0.99 | R$40,339.60 | −R$616.58 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 5.6102 | – | R$39,271.37 | |
| | 5.6000 | €3.99 | R$39,200.00 | −R$71.36 |
| | 5.5976 | €1.99 | R$39,172.27 | −R$99.10 |
| | 5.4729 | €0.99 | R$38,310.30 | −R$961.06 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 5.5895 | – | R$39,126.33 | |
| | 5.6000 | €3.99 | R$39,200.00 | +R$73.67 |
| | 5.5934 | €0.99 | R$39,153.80 | +R$27.47 |
| | 5.5943 | €1.99 | R$39,148.69 | +R$22.36 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 5.6194 | – | R$39,335.99 | |
| | 5.6200 | €3.99 | R$39,340.00 | +R$4.01 |
| | 5.6136 | €1.99 | R$39,284.38 | −R$51.61 |
| | 5.5301 | €0.99 | R$38,710.70 | −R$625.29 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 5.6368 | – | R$39,457.82 | |
| | 5.6415 | €1.99 | R$39,479.20 | +R$21.38 |
| | 5.6200 | €3.99 | R$39,340.00 | −R$117.82 |
| | 5.5600 | €0.99 | R$38,920.00 | −R$537.82 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 5.5919 | – | R$39,143.38 | |
| | 5.6099 | €0.99 | R$39,269.30 | +R$125.92 |
| | 5.5866 | €1.99 | R$39,094.80 | −R$48.58 |
| | 5.5700 | €3.99 | R$38,990.00 | −R$153.38 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 5.5919 | – | R$39,143.38 | |
| | 5.6099 | €0.99 | R$39,269.30 | +R$125.92 |
| | 5.5866 | €1.99 | R$39,094.80 | −R$48.58 |
| | 5.5700 | €3.99 | R$38,990.00 | −R$153.38 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 5.5928 | – | R$39,149.75 | |
| | 5.6099 | €0.99 | R$39,269.30 | +R$119.55 |
| | 5.5780 | €1.99 | R$39,035.04 | −R$114.71 |
| | 5.5700 | €3.99 | R$38,990.00 | −R$159.75 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 5.5761 | – | R$39,032.45 | |
| | 5.5763 | €1.99 | R$39,023.21 | −R$9.24 |
| | 5.5700 | €0.99 | R$38,990.00 | −R$42.45 |
| | 5.5700 | €3.99 | R$38,990.00 | −R$42.45 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 5.6271 | – | R$39,389.74 | |
| | 5.6275 | €1.99 | R$39,381.16 | −R$8.58 |
| | 5.5700 | €3.99 | R$38,990.00 | −R$399.74 |
| | 5.5501 | €0.99 | R$38,850.70 | −R$539.04 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 5.6516 | – | R$39,561.53 | |
| | 5.6364 | €0.00 | R$39,454.71 | −R$106.82 |
| | 5.6001 | €0.99 | R$39,200.70 | −R$360.83 |
| | 5.6000 | €3.99 | R$39,200.00 | −R$361.53 |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 5.7298 | – | R$40,108.92 | |
| | 5.7260 | €1.99 | R$40,070.26 | −R$38.66 |
| | 5.7000 | €3.99 | R$39,900.00 | −R$208.92 |
| | 5.6201 | €0.99 | R$39,340.70 | −R$768.22 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 5.6917 | – | R$39,842.19 | |
| | 5.7000 | €3.99 | R$39,900.00 | +R$57.81 |
| | 5.6904 | €1.99 | R$39,821.20 | −R$20.99 |
| | 5.6600 | €0.99 | R$39,620.00 | −R$222.19 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 5.6917 | – | R$39,842.19 | |
| | 5.7000 | €3.99 | R$39,900.00 | +R$57.81 |
| | 5.6904 | €1.99 | R$39,821.20 | −R$20.99 |
| | 5.6600 | €0.99 | R$39,620.00 | −R$222.19 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 5.6750 | – | R$39,724.89 | |
| | 5.7000 | €3.99 | R$39,900.00 | +R$175.11 |
| | 5.6647 | €1.99 | R$39,641.84 | −R$83.05 |
| | 5.6600 | €0.99 | R$39,620.00 | −R$104.89 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 5.6590 | – | R$39,613.01 | |
| | 5.6528 | €0.99 | R$39,569.60 | −R$43.41 |
| | 5.6522 | €1.99 | R$39,554.36 | −R$58.65 |
| | 5.6500 | €3.99 | R$39,550.00 | −R$63.01 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 5.6437 | – | R$39,505.89 | |
| | 5.6500 | €3.99 | R$39,550.00 | +R$44.11 |
| | 5.6417 | €1.99 | R$39,480.39 | −R$25.50 |
| | 5.6248 | €0.99 | R$39,373.60 | −R$132.29 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 5.6432 | – | R$39,502.54 | |
| | 5.6500 | €3.99 | R$39,550.00 | +R$47.46 |
| | 5.6447 | €1.99 | R$39,501.67 | −R$0.87 |
| | 5.6001 | €0.99 | R$39,200.70 | −R$301.84 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 5.6597 | – | R$39,618.01 | |
| | 5.6500 | €3.99 | R$39,550.00 | −R$68.01 |
| | 5.6100 | €0.99 | R$39,270.00 | −R$348.01 |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 5.5622 | – | R$38,935.34 | |
| | 5.6199 | €0.99 | R$39,339.30 | +R$403.96 |
| | 5.5800 | €3.99 | R$39,060.00 | +R$124.66 |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 5.5622 | – | R$38,935.34 | |
| | 5.6199 | €0.99 | R$39,339.30 | +R$403.96 |
| | 5.5800 | €3.99 | R$39,060.00 | +R$124.66 |
| | 5.5777 | €1.99 | R$39,032.66 | +R$97.32 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 5.5776 | – | R$39,043.42 | |
| | 5.6199 | €0.99 | R$39,339.30 | +R$295.88 |
| | 5.5800 | €3.99 | R$39,060.00 | +R$16.58 |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 5.9990 | – | R$41,992.80 | |
| | 6.0754 | €0.99 | R$42,527.80 | +R$535.00 |
| | 6.0441 | €1.99 | R$42,296.95 | +R$304.15 |
| | 5.5500 | €3.99 | R$38,850.00 | −R$3,142.80 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 5.9497 | – | R$41,648.17 | |
| | 5.9608 | €0.99 | R$41,725.60 | +R$77.43 |
| | 5.9600 | €3.99 | R$41,720.00 | +R$71.83 |
| | 5.9496 | €1.99 | R$41,635.15 | −R$13.02 |
| Exchange rate | Fee | Recipient gets | Difference |
|---|
| Mid-market rate | 5.9497 | – | R$41,648.17 | |
|---|---|---|---|---|
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Each line shows what the recipient gets when you send €7,000, after fees, as quoted by each company. The mid-market line shows what €7,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.
The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.
When the blue line goes above the dashed one, you're getting more BRL per EUR than the mid-market rate can offer.
This could be due to money transfer offers, FX rate adjustments, or market competitiveness.
In the past month, a money transfer company beat the mid-market rate on 20 of the last 30 days.
Right now, MoneyGram pays 41,725.6 BRL on 7,000 EUR, which is 77.43 BRL more than the mid-market amount, so it's a good deal (pretty much free money).
Today's payout isn't the best this month though, since the highest receive amount was 42,527.8 BRL.
If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.
If you need to send money now, it's a good time to send.
Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Brazil.
We've tracked 94 comparisons to check how often today's top companies were the cheapest across 5 amounts over the past month.
Cheapest in 40% of them
Cheapest in 11% of them
Never the cheapest
Based on 35 comparisons across 5 amounts over the last 7 days.
Cheapest in 23% of them
Cheapest in 23% of them
Cheapest in 10% of them
Based on 94 comparisons across 5 amounts over the last 30 days.
Cheapest in 18% of them
Cheapest in 40% of them
Cheapest in 17% of them
Based on 142 comparisons across 5 amounts over the last 90 days.
Different companies can come out cheapest depending on the day and the amount you send.
To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).
Today MoneyGram is the cheapest and gets you the most BRL, but it was the cheapest in only 23% of the 93 comparisons it appeared in over the past month.
TapTap Send (today's second cheapest) was the cheapest in only 23% of its comparisons, so it's rarely the cheapest option for transfers to Brazil.
If it's a one-off transfer, go with MoneyGram, since it's the cheapest right now.
9 companies send money from Italy to Brazil. You can send EUR via app, online, broker, multi-currency account, global account, and in person, and more below.
Regular transfers
For the regular transfer home, an app like MoneyGram is the easiest and most convenient option.
Over the past month, MoneyGram was the cheapest app on 30% of the days it appeared for €7,000 transfers.
MoneyGram charges €0.99 on a €7,000 transfer, and 41,725.6 BRL lands in minutes - 24 hours.
For one-off transfers
Outside the euro transfers, a bank transfer passes through intermediary banks, and each one can take a cut along the way.
Online services skip this and use their own network (it’s much cheaper).
MoneyGram delivers 41,725.6 BRL on €7,000 with a €0.99 fee and -0.19% markup.
In our comparisons over the past month, it was the cheapest online service on 17 of the 30 days it quoted.
Sending large sums
Managed services charge no fees and work on margin instead, and the more you send to Brazil, the better rate you will get.
Regency FX charges no fee and adds 0.27% on EUR/BRL rate.
Our analysis shows Regency FX was the cheapest broker in 86% of the transfers from €5,000 it quoted.
Travelling and receiving
If you travel to Brazil often, or receive payments from there, this is the best option.
Multi-currency accounts let you hold EUR and BRL in one account, and give you local details.
I suggest trying Revolut.
Over the past month, it came out cheapest among multi-currency accounts on 7% of days.
It holds EUR and BRL balances and charges small fees to convert between them.
For business payments
Global accounts are for businesses and freelancers with a partita IVA, paying suppliers abroad, invoicing foreign clients, holding a few currencies.
A few good options are Wise Business, Airwallex, and Payoneer.
With MoneyGram, paying by debit card and receiving through bank deposit is the cheapest combination. Sending €7,000 gives your recipient 41,725.6 BRL.
In Italy, you can pay by bank transfer, debit card, credit card, and iDEAL.
Satispay and Bancomat Pay are mainly domestic payment methods, they do not send BRL to Brazil by themselves.
In Brazil, the recipient can use bank deposit, pix, and cash pickup.
In Brazil, they can collect cash through All Banks.
They need to take a photo ID and the collection reference to a participating All Banks location in Brazil.
You pay €7,000.99
R$41,726
Cheapest
You pay €7,000.99
R$41,726
R$0
You pay €7,000.99
R$41,726
R$0
You pay €7,000.99
R$41,726
R$0
You pay €7,000.99
R$41,726
R$0
You pay €7,000.99
R$41,726
R$0
You pay €7,004.99
R$40,052
-R$1,674
You pay €7,004.99
R$40,052
-R$1,674
You pay €7,004.99
R$40,052
-R$1,674
You pay €7,000.00
R$39,981
-R$1,744
For a transfer from Italy, compare the amount received first. Then check whether you are making a SEPA payment, an extra-SEPA transfer or a cash-agent remittance, because each works differently.
These are the leading options for a €7,000 transfer to Brazil.
Cheapest way to send money to Brazil
The cheapest option is MoneyGram, funded by debit card with bank deposit for the payout. Your recipient gets 41,725.6 BRL, which is 0.01% more than the next best option.
Fastest way to send money to Brazil
The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 40,863.76 BRL, with the money arriving in within minutes.
A bonifico can move euros from your Italian bank to the transfer company through SEPA.
Companies like MoneyGram then convert the money into BRL and pay your recipient in Brazil through a local bank, a wallet, or a cash-pickup network.
SEPA may fund the transfer quickly, but the delivery time depends on the local payout method.
In Italy, the term "money transfer" often means a cash-agent shop rather than an online bank transfer.
The Banca d'Italia confirms that money remittance must be provided by a bank, electronic money institution or authorised payment institution.
Their Italian agents must appear in the OAM register.
Italian banks and transfer companies can pause a large, unusual or poorly explained payment while they check its purpose and source.
Use a clear causale and keep the document that explains the money ready.
For property proceeds, tuition or moving savings, tell the bank before the transfer is due.
If a payment-service complaint is not resolved directly, the Arbitro Bancario Finanziario is the Italian financial ombudsman route.
Every company here is registered with Banca d'Italia or passported in from elsewhere in the EU.
We track 9 of them on EUR to Brazil, comparing rates, fees and the ways to pay in and collect, updated in real time on live comparisons.
In the past 30 days alone, we analysed 94 comparisons across 5 amounts.
This page covers the cheapest and fastest options for EUR/BRL transfers. This is how we pick them:
Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.
Nothing appears without passing our review.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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