How to send money to Brazil from Netherlands with the best EUR-BRL rate

Revolut is the fastest way to send money to Brazil right now, with delivery in within minutes.

For the cheapest option, sending €7,000 with TapTap Send will get you 41,720 BRL.

Best companies for EUR/BRL transfers

7 of 7 providers

Last updated on 28 October 2026

Based on 7,000 EUR transfer

Best companies for EUR/BRL transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee €266.18 1 EUR = 5.9450 BRL +0.12% vs mid-market Recipient gets R$40,032.22 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Brazil with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€266.181 EUR = 5.9450 BRL
R$40,032.22You pay€7,000.00
Promoted

Xe

Pay via Debit card
Fee €0.00 1 EUR = 5.8604 BRL +1.55% vs mid-market Recipient gets R$41,022.80 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Brazil with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 5.8604 BRL
R$41,022.80You pay€7,000.00

Run a live search

Showing top Netherlands to Brazil deals for 7,000 EUR. Do a live search with your exact amount for today's best rates.

TapTap Send

Pay via Debit card
Fee €3.99 1 EUR = 5.9600 BRL -0.13% vs mid-market Recipient gets R$41,720.00 Minutes
Cheapest
Receive to bank account

Ways to receive money in Brazil with TapTap Send when paying by debit card.

MethodFee & ratesRecipient gets
PixMinutesAvailable via:Pix, Pix Code Payment Brazil, Pix Key Brazil
€3.991 EUR = 5.9600 BRL
R$41,720.00You pay€7,003.99
Exclusive: First Transfer Deal

Regency FX

Pay via Bank transfer
Fee €0.00 1 EUR = 5.9360 BRL +0.27% vs mid-market Recipient gets R$41,552.16 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Brazil with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 5.9360 BRL
R$41,552.16You pay€7,000.00

OFX

Pay via Bank transfer
Fee €0.00 1 EUR = 5.9223 BRL +0.50% vs mid-market Recipient gets R$41,456.33 Minutes - 24 hours
Personal account managerReceive to bank account

Ways to receive money in Brazil with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 5.9223 BRL
R$41,456.33You pay€7,000.00

Xe

Pay via Debit card
Fee €0.00 1 EUR = 5.8604 BRL +1.55% vs mid-market Recipient gets R$41,022.80 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Brazil with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 5.8604 BRL
R$41,022.80You pay€7,000.00

Xe

Pay via Bank transfer
Fee €0.00 1 EUR = 5.8604 BRL +1.55% vs mid-market Recipient gets R$41,022.80 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Brazil with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 5.8604 BRL
R$41,022.80You pay€7,000.00

Xe

Pay via Credit card
Fee €0.00 1 EUR = 5.8604 BRL +1.55% vs mid-market Recipient gets R$41,022.80 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Brazil with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 5.8604 BRL
R$41,022.80You pay€7,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee €60.30 1 EUR = 5.8921 BRL +1.01% vs mid-market Recipient gets R$40,889.13 Within minutes
Fastest
Multi-currency cardReceive to bank account

Ways to receive money in Brazil with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
€60.301 EUR = 5.8921 BRL
R$40,889.13You pay€7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Wise

Pay via Bank transfer
Fee €266.18 1 EUR = 5.9450 BRL +0.12% vs mid-market Recipient gets R$40,032.22 Within minutes
Recommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Brazil with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€266.181 EUR = 5.9450 BRL
R$40,032.22You pay€7,000.00

Wise

Pay via iDEAL
Fee €275.66 1 EUR = 5.9450 BRL +0.12% vs mid-market Recipient gets R$39,975.87 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Brazil with Wise when paying by ideal.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€275.661 EUR = 5.9450 BRL
R$39,975.87You pay€7,000.00

Wise

Pay via Debit card
Fee €317.61 1 EUR = 5.9450 BRL +0.12% vs mid-market Recipient gets R$39,726.47 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Brazil with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€317.611 EUR = 5.9450 BRL
R$39,726.47You pay€7,000.00

Wise

Pay via Credit card
Fee €356.92 1 EUR = 5.9450 BRL +0.12% vs mid-market Recipient gets R$39,492.78 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Brazil with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€356.921 EUR = 5.9450 BRL
R$39,492.78You pay€7,000.00
Only available via Mobile App

WorldRemit

Pay via Debit card
Fee €1.99 1 EUR = 5.6402 BRL +5.38% vs mid-market Recipient gets R$39,470.11 Minutes - 2 days
Receive to bank account or cash pickup

Ways to receive money in Brazil with WorldRemit when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
€1.991 EUR = 5.6402 BRL
R$39,470.11You pay€7,000.00
How Our Results Work
Mid-market rate: 1 EUR = 5.9521 BRL Updates every 60 minutes.

How to send money from Netherlands to Brazil

Pick a company

For a one-off EUR transfer to Brazil, I suggest picking the cheapest option which is TapTap Send.

TapTap Send was the cheapest on 23 of the 29 days it quoted €7,000 transfers to Brazil.

On a 7,000 EUR transfer, TapTap Send delivers the most BRL.

The best option will change depending on how much you actually send, so I suggest to get the best EUR/BRL rate.

Fund your transfer

There are 4 ways to fund your transfer, including bank transfer, debit card, credit card, and iDEAL.

The most common way is to fund your account with iDEAL (Wero).

Verify and send

First time round you'll need a photo ID and a BSN.

On a first transfer to someone new, send a small amount and check it landed.

Compare amounts

How much EUR are you sending to Brazil?

How much EUR you send to Brazil heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows TapTap Send was the cheapest in 80% of the transfers from €5,000 it quoted, and in 39% of all the transfers it quoted.

Cheapest service
€500-2.48%€0.00R$3,052.15with debit card to bank deposit+R$115.96
€1,000-2.48%€0.00R$6,104.30with debit card to bank deposit+R$236.69
€2,000-0.66%€0.00R$11,984.40with debit card to bank deposit+R$317.03
€5,000-0.15%€3.99R$29,800.00with debit card to pix+R$748.55
€7,000This page-0.13%€3.99R$41,720.00with debit card to pix+R$1,104.71

Mid-market rate: 1 EUR = 5.9521 BRL

EUR/BRL Exchange Rate History

Is today a good time to send money from Netherlands to Brazil?

The cheapest way to send EUR to BRL can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's TapTap Send), across 30 days of comparisons for 7,000 EUR transfers to Brazil.

BRL received for €7,000, after fees

Wed, 28 Oct 2026Mid-market rateR$41,664.66 TapTap Send R$41,720.00TapTap SendR$41,720.00Regency FXR$41,552.16OFXR$41,456.33

38.500
39.000
39.500
40.000
40.500
41.000
41.500
42.000
At the mid-market rateWith the cheapest optionTapTap SendRegency FXOFX
Exchange rateFeeRecipient getsDifference
Mid-market rate 5.9276 – R$41,492.93
TapTap Send Cheapest 5.9400 €3.99 R$41,580.00 +R$87.07
Regency FX 5.9116 €0.00 R$41,380.90 −R$112.03
OFX 5.8979 €0.00 R$41,285.47 −R$207.46
Exchange rateFeeRecipient getsDifference
Mid-market rate 5.9035 – R$41,324.39
TapTap Send Cheapest 5.9000 €3.99 R$41,300.00 −R$24.39
Regency FX 5.8875 €0.00 R$41,212.81 −R$111.58
OFX 5.8740 €0.00 R$41,117.77 −R$206.62
Exchange rateFeeRecipient getsDifference
Mid-market rate 5.8553 – R$40,986.96
TapTap Send Cheapest 5.9000 €3.99 R$41,300.00 +R$313.04
Regency FX 5.8395 €0.00 R$40,876.30 −R$110.66
OFX 5.8260 €0.00 R$40,782.03 −R$204.93
Exchange rateFeeRecipient getsDifference
Mid-market rate 5.8788 – R$41,151.68
TapTap Send Cheapest 5.8700 €3.99 R$41,090.00 −R$61.68
Regency FX 5.8629 €0.00 R$41,040.57 −R$111.11
OFX 5.8494 €0.00 R$40,945.93 −R$205.75
Exchange rateFeeRecipient getsDifference
Mid-market rate 5.8670 – R$41,069.20
TapTap Send Cheapest 5.8800 €3.99 R$41,160.00 +R$90.80
Regency FX 5.8512 €0.00 R$40,958.32 −R$110.88
OFX 5.8377 €0.00 R$40,863.86 −R$205.34
Exchange rateFeeRecipient getsDifference
Mid-market rate 5.8670 – R$41,069.20
TapTap Send Cheapest 5.8800 €3.99 R$41,160.00 +R$90.80
Regency FX 5.8512 €0.00 R$40,958.32 −R$110.88
OFX 5.8377 €0.00 R$40,863.86 −R$205.34
Exchange rateFeeRecipient getsDifference
Mid-market rate 5.8502 – R$40,951.59
TapTap Send Cheapest 5.8500 €3.99 R$40,950.00 −R$1.59
Regency FX 5.8344 €0.00 R$40,841.02 −R$110.57
OFX 5.8210 €0.00 R$40,746.83 −R$204.76
Exchange rateFeeRecipient getsDifference
Mid-market rate 5.6117 – R$39,282.21
TapTap Send Cheapest 5.6000 €3.99 R$39,200.00 −R$82.21
Regency FX 5.5966 €0.00 R$39,176.15 −R$106.06
OFX 5.5837 €0.00 R$39,085.80 −R$196.41
Exchange rateFeeRecipient getsDifference
Mid-market rate 5.5849 – R$39,094.31
TapTap Send Cheapest 5.6000 €3.99 R$39,200.00 +R$105.69
Regency FX 5.5698 €0.00 R$38,988.75 −R$105.56
OFX 5.5570 €0.00 R$38,898.84 −R$195.47
Exchange rateFeeRecipient getsDifference
Mid-market rate 5.6204 – R$39,343.00
TapTap Send Cheapest 5.6200 €3.99 R$39,340.00 −R$3.00
Regency FX 5.6053 €0.00 R$39,236.78 −R$106.22
OFX 5.5923 €0.00 R$39,146.29 −R$196.71
Exchange rateFeeRecipient getsDifference
Mid-market rate 5.6348 – R$39,443.55
TapTap Send Cheapest 5.6200 €3.99 R$39,340.00 −R$103.55
Regency FX 5.6196 €0.00 R$39,337.05 −R$106.50
OFX 5.6066 €0.00 R$39,246.33 −R$197.22
Exchange rateFeeRecipient getsDifference
Mid-market rate 5.5919 – R$39,143.38
Regency FX Cheapest 5.5768 €0.00 R$39,037.70 −R$105.68
TapTap Send 5.5700 €3.99 R$38,990.00 −R$153.38
OFX 5.5640 €0.00 R$38,947.67 −R$195.71
Exchange rateFeeRecipient getsDifference
Mid-market rate 5.5919 – R$39,143.38
Regency FX Cheapest 5.5768 €0.00 R$39,037.70 −R$105.68
TapTap Send 5.5700 €3.99 R$38,990.00 −R$153.38
OFX 5.5640 €0.00 R$38,947.67 −R$195.71
Exchange rateFeeRecipient getsDifference
Mid-market rate 5.5899 – R$39,129.38
Regency FX Cheapest 5.5748 €0.00 R$39,023.73 −R$105.65
TapTap Send 5.5700 €3.99 R$38,990.00 −R$139.38
OFX 5.5620 €0.00 R$38,933.73 −R$195.65
Exchange rateFeeRecipient getsDifference
Mid-market rate 5.5776 – R$39,042.92
TapTap Send Cheapest 5.5700 €3.99 R$38,990.00 −R$52.92
Regency FX 5.5625 €0.00 R$38,937.50 −R$105.42
OFX 5.5497 €0.00 R$38,847.71 −R$195.21
Exchange rateFeeRecipient getsDifference
Mid-market rate 5.6265 – R$39,385.82
Regency FX Cheapest 5.6114 €0.00 R$39,279.48 −R$106.34
OFX 5.5984 €0.00 R$39,188.89 −R$196.93
TapTap Send 5.5700 €3.99 R$38,990.00 −R$395.82
Exchange rateFeeRecipient getsDifference
Mid-market rate 5.6711 – R$39,697.64
Regency FX Cheapest 5.6558 €0.00 R$39,590.46 −R$107.18
OFX 5.6427 €0.00 R$39,499.16 −R$198.48
TapTap Send 5.6000 €3.99 R$39,200.00 −R$497.64
Exchange rateFeeRecipient getsDifference
Mid-market rate 5.7310 – R$40,116.78
Regency FX Cheapest 5.7155 €0.00 R$40,008.47 −R$108.31
OFX 5.7023 €0.00 R$39,916.20 −R$200.58
TapTap Send 5.7000 €3.99 R$39,900.00 −R$216.78
Exchange rateFeeRecipient getsDifference
Mid-market rate 5.6917 – R$39,842.19
TapTap Send Cheapest 5.7000 €3.99 R$39,900.00 +R$57.81
Regency FX 5.6764 €0.00 R$39,734.62 −R$107.57
OFX 5.6633 €0.00 R$39,642.98 −R$199.21
Exchange rateFeeRecipient getsDifference
Mid-market rate 5.6917 – R$39,842.19
TapTap Send Cheapest 5.7000 €3.99 R$39,900.00 +R$57.81
Regency FX 5.6764 €0.00 R$39,734.62 −R$107.57
OFX 5.6633 €0.00 R$39,642.98 −R$199.21
Exchange rateFeeRecipient getsDifference
Mid-market rate 5.6758 – R$39,730.54
TapTap Send Cheapest 5.7000 €3.99 R$39,900.00 +R$169.46
Regency FX 5.6605 €0.00 R$39,623.26 −R$107.28
OFX 5.6474 €0.00 R$39,531.88 −R$198.66
Exchange rateFeeRecipient getsDifference
Mid-market rate 5.6560 – R$39,591.76
TapTap Send Cheapest 5.6500 €3.99 R$39,550.00 −R$41.75
Regency FX 5.6407 €0.00 R$39,484.86 −R$106.89
OFX 5.6277 €0.00 R$39,393.80 −R$197.95
Exchange rateFeeRecipient getsDifference
Mid-market rate 5.6428 – R$39,499.40
TapTap Send Cheapest 5.6500 €3.99 R$39,550.00 +R$50.60
Regency FX 5.6275 €0.00 R$39,392.76 −R$106.64
OFX 5.6146 €0.00 R$39,301.91 −R$197.49
Exchange rateFeeRecipient getsDifference
Mid-market rate 5.6466 – R$39,526.22
TapTap Send Cheapest 5.6500 €3.99 R$39,550.00 +R$23.78
Regency FX 5.6314 €0.00 R$39,419.50 −R$106.72
OFX 5.6184 €0.00 R$39,328.59 −R$197.63
Exchange rateFeeRecipient getsDifference
Mid-market rate 5.6594 – R$39,615.92
TapTap Send Cheapest 5.6500 €3.99 R$39,550.00 −R$65.92
Regency FX 5.6441 €0.00 R$39,508.96 −R$106.96
OFX 5.6311 €0.00 R$39,417.84 −R$198.08
Exchange rateFeeRecipient getsDifference
Mid-market rate 5.5622 – R$38,935.34
TapTap Send Cheapest 5.5800 €3.99 R$39,060.00 +R$124.66
Regency FX 5.5472 €0.00 R$38,830.22 −R$105.12
OFX 5.5344 €0.00 R$38,740.67 −R$194.67
Exchange rateFeeRecipient getsDifference
Mid-market rate 5.5622 – R$38,935.34
TapTap Send Cheapest 5.5800 €3.99 R$39,060.00 +R$124.66
Regency FX 5.5472 €0.00 R$38,830.22 −R$105.12
OFX 5.5344 €0.00 R$38,740.67 −R$194.67
Exchange rateFeeRecipient getsDifference
Mid-market rate 5.5795 – R$39,056.59
TapTap Send Cheapest 5.5800 €3.99 R$39,060.00 +R$3.41
Regency FX 5.5644 €0.00 R$38,951.14 −R$105.45
OFX 5.5516 €0.00 R$38,861.31 −R$195.28

No data was collected on Tue, 27 Oct 2026.

Exchange rateFeeRecipient getsDifference
Mid-market rate 5.9521 – R$41,664.66
TapTap Send Cheapest 5.9600 €3.99 R$41,720.00 +R$55.34
Regency FX 5.9360 €0.00 R$41,552.16 −R$112.50
OFX 5.9223 €0.00 R$41,456.33 −R$208.33

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send €7,000, after fees, as quoted by each company. The mid-market line shows what €7,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more BRL per EUR than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

In the past month, a money transfer company beat the mid-market rate on 14 of the last 30 days.

Right now, TapTap Send pays 41,720 BRL on 7,000 EUR, which is 55.34 BRL more than the mid-market amount, so it's a good deal (pretty much free money).

Today's payout is the highest in the past month.

If you need to send money now, it's a good time to send.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Brazil.

We've tracked 93 comparisons to check how often today's top companies were the cheapest across 5 amounts over the past month.

  1. TapTap SendAppeared in 92 comparisons

    Cheapest in 39% of them

  2. Regency FXAppeared in 29 comparisons

    Cheapest in 21% of them

  3. OFXAppeared in 92 comparisons

    Cheapest in 3% of them

Based on 93 comparisons across 5 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today TapTap Send is the cheapest and gets you the most BRL, but it was the cheapest in only 39% of the 92 comparisons it appeared in over the past month.

If it's a one-off transfer, go with TapTap Send, since it's the cheapest right now.

Ways to send money from the Netherlands to Brazil

7 companies send money from the Netherlands to Brazil, across app, broker, online, multi-currency account, and global account, and more.

For one-off transfers

Online transfers

Sending money to Brazil online is simple.

Pick Brazil, enter the amount, and pay with iDEAL (Wero) or bank transfer depending who you use.

Xe is the cheapest online option, sending €7,000 gets you 41,022.8 BRL with a €0 fee and 1.55% markup.

In our comparisons over the past month, it was the cheapest online service on 5 of the 29 days it quoted.

Frequent transfers abroad

Money transfer apps

For the regular transfer to Brazil, apps are the easiest.

TapTap Send charges €3.99 in fees on a €7,000 transfer with -0.13% markup and gets you 41,720 BRL.

Over the past month, TapTap Send was the cheapest app on 97% of the days it appeared for €7,000 transfers.

You can pay for your transfer via bank transfer, debit card, credit card, and iDEAL but you can’t use Tikkie for deposits.

For large EUR transfers

Currency brokers

Currency brokers are the best for large transfers from the Netherlands.

They handle the transfer for you, charge no fees, but add a markup on top of BRL rate.

For a property abroad or moving your savings, a broker like Regency FX is the best option.

Our analysis shows Regency FX was the cheapest broker in 90% of the transfers from €5,000 it quoted.

Holding, travelling, and receiving

Multi-currency accounts

These let you hold EUR and BRL in one account.

This is handy for receiving payments, spending BRL and EUR, or travelling to Brazil.

Revolut is the cheapest multi-currency account.

It converts €7,000 at 1.01% markup plus €60.3 fee and holds the BRL until you send or spend it.

Over the past month, it came out cheapest among multi-currency accounts on 4% of days.

For ZZP'ers

Global accounts

Global accounts offer business tools and business transfers from the Netherlands.

Companies like Wise Business, Airwallex, or Payoneer offer batch payments, invoicing, admin tools, and more.

Ways to fund EUR and receive BRL in Brazil

With TapTap Send, paying by debit card and receiving through pix is the cheapest combination. Sending €7,000 gives your recipient 41,720 BRL.

In Brazil, the recipient can collect BRL through bank deposit and pix.

You can deposit EUR using bank transfer, debit card, credit card, and iDEAL.

Paying through iDEAL (Wero)

Choose iDEAL (Wero) during the transfer, select your Dutch bank and approve the pre-filled payment.

This funds your balance without entering the company's account details manually.

To find the company with the best EUR/BRL rate offering iDEAL (Wero), use our deposit filter above.

  1. 1
    Debit card Pix

    You pay €7,003.99

    R$41,720

    Cheapest

  2. 2
    Bank transfer Bank deposit

    You pay €7,000.00

    R$41,552

    -R$168

  3. 3
    Debit card Bank deposit

    You pay €7,000.00

    R$41,023

    -R$697

  4. 4
    Credit card Bank deposit

    You pay €7,000.00

    R$41,023

    -R$697

  5. 5
    iDEAL Bank deposit

    You pay €7,000.00

    R$39,976

    -R$1,744

Consider this when sending money from Netherlands to Brazil

A few things to consider before sending money from Netherlands to Brazil.

Compare your transfer options

Cheapest way to send money to Brazil

The cheapest option for a €7,000 transfer is TapTap Send, funded through debit card with pix for the payout. Your recipient gets 41,720 BRL, which is 0.4% more than the next best option.

Fastest way to send money to Brazil

The fastest option is Revolut. Pay by bank transfer and choose bank deposit in Brazil. Your recipient gets 40,889.13 BRL in within minutes.

iDEAL is becoming Wero

iDEAL remains the normal way to approve an online payment from a Dutch bank account.

Since 2026, the name and payment experience have been moving to Wero in stages.

Sending gifts can trigger Dutch gift tax

Dutch rules treat a gift to someone abroad in the same way as a gift to someone in the Netherlands.

For 2026, the annual exemption is €6,908 when parents give to a child and €2,769 for most other recipients.

The recipient normally files the return if the total from the same donor exceeds the exemption.

The Belastingdienst explains gifts abroad and publishes the current exemptions.

Regularly paying a genuine shared expense is not automatically the same as making a gift, but keep records showing what the payment covered.

How we analyse the market

We track 7 companies sending EUR to Brazil, all registered with De Nederlandsche Bank or passported in, and the rates update in real time on live searches.

We compare fees, exchange rates and how the money can be paid in and collected.

In the past 30 days alone, we analysed 93 comparisons across 5 amounts.

This page covers the cheapest and fastest options for EUR/BRL transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Each company goes through our review before it appears here.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.