How to send money to Brazil from Germany with the best EUR-BRL rate

TapTap Send is the best and cheapest service overall. On €7,000 you will get 41,300 BRL after fees and the exchange rate.

We’ve compared 9 money transfer companies in more detail below.

Best companies for EUR/BRL transfers

9 of 9 providers

Last updated on 21 September 2026 This page updates weekly. We collect, store, and analyze EUR/BRL exchange rates from our comparisons.

Based on 7,000 EUR transfer

Best companies for EUR/BRL transfers

All money transfer offers for EUR/BRL transfers, sorted by most BRL received. The first two offers may be sponsored promotions. Some offers here pay us a commission.
Sort Cheapest
Promoted
Wise

Wise

Pay via Bank transfer
Fee €71.53 1 EUR = 5.9014 BRL +0.08% vs mid-market Recipient gets R$40,887.74 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Brazil with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€71.531 EUR = 5.9014 BRL
R$40,887.74You pay€7,000.00
Promoted
Xe

Xe

Pay via Debit card
Fee €0.00 1 EUR = 5.8330 BRL +1.24% vs mid-market Recipient gets R$40,831.00 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Brazil with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 5.8330 BRL
R$40,831.00You pay€7,000.00

Run a live search

Showing top Germany to Brazil deals for 7,000 EUR. Do a live search with your exact amount for today's best rates.
TapTap Send

TapTap Send

Pay via Debit card
Fee €3.99 1 EUR = 5.9000 BRL +0.10% vs mid-market Recipient gets R$41,300.00 Minutes
CheapestUsing Debit card with TapTap Send is the cheapest way to send money to Brazil from Germany.
Receive to bank account

Ways to receive money in Brazil with TapTap Send when paying by debit card.

MethodFee & ratesRecipient gets
PixMinutesAvailable via:Pix, Pix Code Payment Brazil, Pix Key Brazil
€3.991 EUR = 5.9000 BRL
R$41,300.00You pay€7,003.99
Exclusive: First Transfer Deal
Regency FX

Regency FX

Pay via Bank transfer
Fee €0.00 1 EUR = 5.8901 BRL +0.27% vs mid-market Recipient gets R$41,230.78 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Brazil with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 5.8901 BRL
R$41,230.78You pay€7,000.00
OFX

OFX

Pay via Bank transfer
Fee €0.00 1 EUR = 5.8765 BRL +0.50% vs mid-market Recipient gets R$41,135.69 Minutes - 24 hours
Personal account managerReceive to bank account

Ways to receive money in Brazil with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 5.8765 BRL
R$41,135.69You pay€7,000.00
Only available via Mobile App
Sendwave

Sendwave

Pay via Debit card
Fee €1.99 1 EUR = 5.8464 BRL +1.02% vs mid-market Recipient gets R$40,913.24 Minutes - 3 days
Receive to bank account or cash pickup

Ways to receive money in Brazil with Sendwave when paying by debit card.

MethodFee & ratesRecipient gets
PixMinutes - 3 days
€1.991 EUR = 5.8464 BRL
R$40,913.24You pay€7,000.00
Wise

Wise

Pay via Bank transfer
Fee €71.53 1 EUR = 5.9014 BRL +0.08% vs mid-market Recipient gets R$40,887.74 Within minutes
RecommendedBased on our editorial reviews, Wise is our recommended way to send money from Germany to Brazil.
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Brazil with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€71.531 EUR = 5.9014 BRL
R$40,887.74You pay€7,000.00
Xe

Xe

Pay via Debit card
Fee €0.00 1 EUR = 5.8330 BRL +1.24% vs mid-market Recipient gets R$40,831.00 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Brazil with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 5.8330 BRL
R$40,831.00You pay€7,000.00
Xe

Xe

Pay via Bank transfer
Fee €0.00 1 EUR = 5.8330 BRL +1.24% vs mid-market Recipient gets R$40,831.00 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Brazil with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 5.8330 BRL
R$40,831.00You pay€7,000.00
Xe

Xe

Pay via Credit card
Fee €0.00 1 EUR = 5.8330 BRL +1.24% vs mid-market Recipient gets R$40,831.00 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Brazil with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 5.8330 BRL
R$40,831.00You pay€7,000.00
Wise

Wise

Pay via iDEAL/WERO
Fee €81.57 1 EUR = 5.9014 BRL +0.08% vs mid-market Recipient gets R$40,828.49 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Brazil with Wise when paying by ideal/wero.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€81.571 EUR = 5.9014 BRL
R$40,828.49You pay€7,000.00
Only available via Mobile App
WorldRemit

WorldRemit

Pay via Debit card
Fee €1.99 1 EUR = 5.8169 BRL +1.52% vs mid-market Recipient gets R$40,706.65 Minutes - 2 days
Receive to bank account or cash pickup

Ways to receive money in Brazil with WorldRemit when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
€1.991 EUR = 5.8169 BRL
R$40,706.65You pay€7,000.00
Wise

Wise

Pay via Debit card
Fee €125.96 1 EUR = 5.9014 BRL +0.08% vs mid-market Recipient gets R$40,566.53 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Brazil with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€125.961 EUR = 5.9014 BRL
R$40,566.53You pay€7,000.00
Pricing based on Revolut Standard plan
Revolut

Revolut

Pay via Bank transfer
Fee €65.00 1 EUR = 5.8345 BRL +1.22% vs mid-market Recipient gets R$40,462.29 Within minutes
FastestRevolut with Bank transfer deposit is the fastest way to send EUR to Brazil.
Multi-currency cardReceive to bank account

Ways to receive money in Brazil with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
€65.001 EUR = 5.8345 BRL
R$40,462.29You pay€7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Wise

Wise

Pay via Credit card
Fee €167.57 1 EUR = 5.9014 BRL +0.08% vs mid-market Recipient gets R$40,320.97 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Brazil with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€167.571 EUR = 5.9014 BRL
R$40,320.97You pay€7,000.00
$0 fee on first online transfers
MoneyGram

MoneyGram

Pay via Debit card
Fee €9.99 1 EUR = 5.7466 BRL +2.74% vs mid-market Recipient gets R$40,226.20 Minutes - 24 hours

Ways to receive money in Brazil with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
PixMinutes - 24 hoursAvailable via:PIX
€9.991 EUR = 5.7466 BRL
R$40,226.20You pay€7,009.99
Bank depositMinutes - 24 hoursAvailable via:All Banks
€9.991 EUR = 5.7293 BRL
R$40,105.10You pay€7,009.99
Cash pickupMinutes - 24 hours
€9.991 EUR = 5.6800 BRL
R$39,760.00You pay€7,009.99
$0 fee on first online transfers
MoneyGram

MoneyGram

Pay via Credit card
Fee €9.99 1 EUR = 5.7466 BRL +2.74% vs mid-market Recipient gets R$40,226.20 Minutes - 24 hours

Ways to receive money in Brazil with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
PixMinutes - 24 hoursAvailable via:PIX
€9.991 EUR = 5.7466 BRL
R$40,226.20You pay€7,009.99
Bank depositMinutes - 24 hoursAvailable via:All Banks
€9.991 EUR = 5.7293 BRL
R$40,105.10You pay€7,009.99
Cash pickupMinutes - 24 hours
€9.991 EUR = 5.6800 BRL
R$39,760.00You pay€7,009.99
$0 fee on first online transfers
MoneyGram

MoneyGram

Pay via Bank transfer
Fee €9.99 1 EUR = 5.7466 BRL +2.74% vs mid-market Recipient gets R$40,226.20 Minutes - 24 hours

Ways to receive money in Brazil with MoneyGram when paying by bank transfer.

MethodFee & ratesRecipient gets
PixMinutes - 24 hoursAvailable via:PIX
€9.991 EUR = 5.7466 BRL
R$40,226.20You pay€7,009.99
Bank depositMinutes - 24 hoursAvailable via:All Banks
€9.991 EUR = 5.7293 BRL
R$40,105.10You pay€7,009.99
Cash pickupMinutes - 24 hours
€9.991 EUR = 5.6800 BRL
R$39,760.00You pay€7,009.99
How Our Results Work
Mid-market rate: 1 EUR = 5.906058 BRL Updates every 60 minutes.

How to send money from Germany to Brazil

Pick a company

For a one-off transfer from Germany, I suggest picking the cheapest option which is TapTap Send.

On a 7,000 EUR transfer, TapTap Send delivers the most BRL.

This will change depending on how much you actually send, so I suggest running a live search to get the best EUR/BRL rate.

Fund your transfer

You have 4 ways to pay, including bank transfer, debit card, credit card, and ideal.

Verify and send

First time round you'll need a photo ID and proof of your German address.

Video identification is also normal and takes a few minutes.

Ways to send money from Germany to Brazil

There are 9 companies for sending money from Germany to Brazil, across app, broker, online, multi-currency account, global account, and in person, and more below.

Fastest and easiest way

Online and app transfers

Within the eurozone, SEPA covers all transfers, but outside, it gets very expensive and money transfer companies make it cheaper.

Sending €7,000 with TapTap Send to Brazil gets you 41,300 BRL with a €3.99 fee and 0.1% markup.

Debit cards (and Apple Pay / Google Pay) usually have instant deposits, but your girocard usually won't work as a funding method.

For paying in cash at a counter

In-person transfers

There's no legal limit on how much you can send, so the counter in the kiosk, the callshop or the grocery store is still a popular way to send money internationally.

Deposit €7,000 to MoneyGram online, and choose cash pickup as delivery option. Once you pay, it should be available in minutes.

In general, online transfers are cheaper than sending cash to Brazil.

For large transfers from Germany

Currency brokers

For buying property, moving to Brazil, or moving pensions, a currency broker is the best option.

A broker like Regency FX charges no fee and works on a margin. It adds 0.27% on EUR/BRL which gets negotiated the more you send.

And you get an account manager to help you through the process.

For some international payments above €50,000, German residents may need to file an AWV report with the Bundesbank, make sure to check in advance.

For making business payments

Global accounts

Global accounts are for businesses making payments to Brazil.

Be it overseas suppliers and contractors, receiving BRL payments, or holding BRL and EUR in one business account.

Companies like Airwallex, WorldFirst, or Wise Business offer the best tools for international business transfers.

For spending & receiving

Multi-currency accounts

A multi-currency account lets you hold EUR and BRL in one account.

You get BRL bank details, and can receive international payments like rent, dividends, family payments without additional conversions.

You can convert BRL to EUR or EUR to BRL whenever you need.

The best multi currency account is Wise, it adds ~0.08% markup and charges small fees.

Ways to fund EUR and receive BRL in Brazil

With TapTap Send, paying by debit card and receiving through pix is the cheapest way. Sending €7,000 gives your recipient 41,300 BRL.

You can pay for the transfer using bank transfer, debit card, credit card, and ideal.

Using German bank

A SEPA bank transfer is usually the cheapest way to deposit EUR.

An instant SEPA payment can reduce funding time, but it does not guarantee instant delivery to Brazil.

The recipient in Brazil can receive BRL by bank deposit, pix, and cash pickup.

To receive BRL by bank deposit

Enter the recipient's banking details and account holders name.

Check both before sending because correcting a bank deposit will delay the transfer.

They can receive cash in Brazil

For cash pickup, the recipient needs to visit the nearest MoneyGram branch and bring a valid photo ID and the transfer reference number.

  1. 1
    Debit card Pix

    You pay €7,003.99

    R$41,300

    Cheapest

  2. 2
    Bank transfer Bank deposit

    You pay €7,000.00

    R$41,231

    -R$69

  3. 3
    Debit card Bank deposit

    You pay €7,000.00

    R$40,831

    -R$469

  4. 4
    Credit card Bank deposit

    You pay €7,000.00

    R$40,831

    -R$469

  5. 5
    Ideal Bank deposit

    You pay €7,000.00

    R$40,828

    -R$472

Show moreShow less
  1. 6
    Bank transfer Pix

    You pay €7,009.99

    R$40,226

    -R$1,074

  2. 7
    Credit card Pix

    You pay €7,009.99

    R$40,226

    -R$1,074

  3. 8
    Debit card Cash pickup

    You pay €7,009.99

    R$39,760

    -R$1,540

  4. 9
    Bank transfer Cash pickup

    You pay €7,009.99

    R$39,760

    -R$1,540

  5. 10
    Credit card Cash pickup

    You pay €7,009.99

    R$39,760

    -R$1,540

Things to know before sending money from Germany to BRL

The main question in Germany is whether you are sending euros inside SEPA or converting them. Large cross-border payments can also create a Bundesbank reporting duty.

Compare EUR/BRL transfer options

For a €7,000 transfer to Brazil, these are the best options:

Cheapest way to send money to Brazil

The cheapest option is TapTap Send, funded by debit card with pix for the payout. Your recipient gets 41,300 BRL, which is 0.17% more than the next best option.

Fastest way to send money to Brazil

The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 40,462.29 BRL in within minutes.

Transfers over €50,000 may get reported

Germany's AWV reporting threshold is €50,000.

A German resident may need to report a payment above that amount to the Bundesbank when it is made to a non-resident.

It is a statistics report, not a tax or permission request.

Transfers between your own domestic and foreign accounts are exempt, and other exemptions apply depending on the payment purpose.

The automated AWV notice shown by a bank does not mean every transfer is reportable.

The Bundesbank guidance for private individuals explains who reports, what is exempt and how to file.

SEPA and SWIFT are different

If the recipient has a euro account in the SEPA area, a normal SEPA payment can be the simplest option.

A payment converted into BRL sits outside that pricing rule and may involve another bank or payout partner.

Check whether the quote uses SHA, OUR or BEN charges on a bank transfer.

This decides whether intermediary costs are shared, paid by you or deducted from what the recipient receives.

Live EUR-BRL Exchange Rate

Finding the best rate to send money from Germany to Brazil

The EUR/BRL rate can move noticeably within a week, changing the amount your recipient gets in BRL.

Mid-market rate:1 EUR = 5.903366 BRL

How we analyse the market

Nothing reaches this table without going through our review first, and every company is BaFin-registered or passported into Germany.

We then track 9 of them on EUR to Brazil, comparing rates, fees and the pay-in and payout options.

More on who we are, why you can trust us and how to get started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.