Best companies for EUR/BRL transfers
9 of 9 providers Last updated on 28 October 2026
Based on 7,000 EUR transfer Best companies for EUR/BRL transfers Sort Cheapest
Promoted Wise Pay via Bank transfer	Fee €266.18 1 EUR = 5.9436 BRL +0.10% vs mid-market	Recipient gets R$40,023.20 Within minutes
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Brazil with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €266.181 EUR = 5.9436 BRL R$40,023.20You pay€7,000.00
Promoted Xe Pay via Debit card	Fee €0.00 1 EUR = 5.8604 BRL +1.51% vs mid-market	Recipient gets R$41,022.80 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Brazil with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 5.8604 BRL R$41,022.80You pay€7,000.00
Run a live search Showing top Germany to Brazil deals for 7,000 EUR. Do a live search with your exact amount for today's best rates.
Run a live search Showing companies that send from a business account. Run a business search to get live EUR to BRL rates.
Run a live search These companies offer multi-currency accounts for spending BRL. We suggest doing a live search based on how much EUR you're planning to spend in Brazil.
Run a live search These are managed services with real human support for large EUR transfers. Click the link and update the transfer amount to get the best deal.
TapTap Send Pay via Debit card	Fee €3.99 1 EUR = 5.9600 BRL -0.18% vs mid-market	Recipient gets R$41,720.00 Minutes
0 reviews Cheapest Receive to bank account
Ways to receive money in Brazil with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets PixMinutesAvailable via:Pix, Pix Code Payment Brazil, Pix Key Brazil €3.991 EUR = 5.9600 BRL R$41,720.00You pay€7,003.99
Exclusive: First Transfer Deal Regency FX Pay via Bank transfer	Fee €0.00 1 EUR = 5.9334 BRL +0.27% vs mid-market	Recipient gets R$41,533.48 Minutes - 24 hours
9 reviews Personal account managerReceive to bank accountProfessional, personal service
Ways to receive money in Brazil with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 5.9334 BRL R$41,533.48You pay€7,000.00
OFX Pay via Bank transfer	Fee €0.00 1 EUR = 5.9197 BRL +0.50% vs mid-market	Recipient gets R$41,437.69 Minutes - 24 hours
7 reviews Personal account managerReceive to bank account
Ways to receive money in Brazil with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 5.9197 BRL R$41,437.69You pay€7,000.00
$0 fee on first online transfers MoneyGram Pay via Debit card	Fee €9.99 1 EUR = 5.8662 BRL +1.41% vs mid-market	Recipient gets R$41,063.40 Minutes - 24 hours
2 reviews
Ways to receive money in Brazil with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets PixMinutes - 24 hoursAvailable via:PIX €9.991 EUR = 5.8662 BRL R$41,063.40You pay€7,009.99 Bank depositMinutes - 24 hoursAvailable via:All Banks €9.991 EUR = 5.8662 BRL R$41,063.40You pay€7,009.99 Cash pickupMinutes - 24 hours €9.991 EUR = 5.7226 BRL R$40,058.20You pay€7,009.99

$0 fee on first online transfers MoneyGram Pay via Credit card	Fee €9.99 1 EUR = 5.8662 BRL +1.41% vs mid-market	Recipient gets R$41,063.40 Minutes - 24 hours
2 reviews
Ways to receive money in Brazil with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets PixMinutes - 24 hoursAvailable via:PIX €9.991 EUR = 5.8662 BRL R$41,063.40You pay€7,009.99 Bank depositMinutes - 24 hoursAvailable via:All Banks €9.991 EUR = 5.8662 BRL R$41,063.40You pay€7,009.99 Cash pickupMinutes - 24 hours €9.991 EUR = 5.7226 BRL R$40,058.20You pay€7,009.99
$0 fee on first online transfers MoneyGram Pay via Bank transfer	Fee €9.99 1 EUR = 5.8662 BRL +1.41% vs mid-market	Recipient gets R$41,063.40 Minutes - 24 hours
2 reviews
Ways to receive money in Brazil with MoneyGram when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hoursAvailable via:All Banks €9.991 EUR = 5.8662 BRL R$41,063.40You pay€7,009.99 PixMinutes - 24 hoursAvailable via:PIX €9.991 EUR = 5.8662 BRL R$41,063.40You pay€7,009.99 Cash pickupMinutes - 24 hours €9.991 EUR = 5.7226 BRL R$40,058.20You pay€7,009.99
Pricing based on Revolut Standard plan Revolut Pay via Bank transfer	Fee €30.30 1 EUR = 5.8899 BRL +1.01% vs mid-market	Recipient gets R$41,050.95 Within minutes
10 reviews Fastest Multi-currency cardReceive to bank account
Ways to receive money in Brazil with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes €30.301 EUR = 5.8899 BRL R$41,050.95You pay€7,000.00
US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US / for details.
Xe Pay via Debit card	Fee €0.00 1 EUR = 5.8604 BRL +1.51% vs mid-market	Recipient gets R$41,022.80 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Brazil with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 5.8604 BRL R$41,022.80You pay€7,000.00

Xe Pay via Bank transfer	Fee €0.00 1 EUR = 5.8604 BRL +1.51% vs mid-market	Recipient gets R$41,022.80 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Brazil with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 5.8604 BRL R$41,022.80You pay€7,000.00
Xe Pay via Credit card	Fee €0.00 1 EUR = 5.8604 BRL +1.51% vs mid-market	Recipient gets R$41,022.80 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Brazil with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 5.8604 BRL R$41,022.80You pay€7,000.00
Wise Pay via Bank transfer	Fee €266.18 1 EUR = 5.9436 BRL +0.10% vs mid-market	Recipient gets R$40,023.20 Within minutes
25 reviews Recommended Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Brazil with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €266.181 EUR = 5.9436 BRL R$40,023.20You pay€7,000.00
Only available via Mobile App Sendwave Pay via Debit card	Fee €1.99 1 EUR = 5.7149 BRL +4.02% vs mid-market	Recipient gets R$39,992.93 Minutes - 3 days
6 reviews Receive to bank account or cash pickup
Ways to receive money in Brazil with Sendwave when paying by debit card. MethodFee & ratesRecipient gets PixMinutes - 3 days €1.991 EUR = 5.7149 BRL R$39,992.93You pay€7,000.00
Wise Pay via iDEAL	Fee €275.66 1 EUR = 5.9436 BRL +0.10% vs mid-market	Recipient gets R$39,966.85 Within minutes
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Brazil with Wise when paying by ideal. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €275.661 EUR = 5.9436 BRL R$39,966.85You pay€7,000.00
Only available via Mobile App WorldRemit Pay via Debit card	Fee €1.99 1 EUR = 5.6852 BRL +4.54% vs mid-market	Recipient gets R$39,784.88 Minutes - 2 days
13 reviews Receive to bank account or cash pickup
Ways to receive money in Brazil with WorldRemit when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days €1.991 EUR = 5.6852 BRL R$39,784.88You pay€7,000.00
Wise Pay via Debit card	Fee €317.61 1 EUR = 5.9436 BRL +0.10% vs mid-market	Recipient gets R$39,717.52 Within minutes
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Brazil with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €317.611 EUR = 5.9436 BRL R$39,717.52You pay€7,000.00
Wise Pay via Credit card	Fee €356.92 1 EUR = 5.9436 BRL +0.10% vs mid-market	Recipient gets R$39,483.88 Within minutes
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Brazil with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €356.921 EUR = 5.9436 BRL R$39,483.88You pay€7,000.00
How Our Results Work Mid-market rate: 1 EUR = 5.9494 BRL Updates every 60 minutes.

Why compare

EUR/BRL exchange rate

Best ways to pay & receive

Transfer speed

How to send money from Germany to Brazil

Pick a company

For a one-off transfer from Germany, I suggest picking the cheapest option which is TapTap Send.

TapTap Send was the cheapest on 24 of the 30 days it quoted €7,000 transfers to Brazil.

On a 7,000 EUR transfer, TapTap Send delivers the most BRL.

This will change depending on how much you actually send, so I suggest running a live search to get the best EUR/BRL rate.

Fund your transfer

You have 4 ways to pay, including bank transfer, debit card, credit card, and iDEAL.

Verify and send

First time round you'll need a photo ID and proof of your German address.

Video identification is also normal and takes a few minutes.

Compare amounts

How much EUR are you sending to Brazil?

How much EUR you send to Brazil heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows TapTap Send was the cheapest in 76% of the transfers from €7,000 it quoted, and in 60% of all the transfers it quoted.


€1,000	-2.20%	€5.99	R$6,047.06with bank transfer to bank deposit	+R$192.48
€5,000	-0.19%	€3.99	R$29,800.00with debit card to pix	+R$764.47
€7,000This page	-0.18%	€3.99	R$41,720.00with debit card to pix	+R$1,034.38
€50,000	-0.13%	€3.99	R$298,000.00with debit card to pix	+R$7,338.18

Mid-market rate: 1 EUR = 5.9494 BRL

EUR/BRL Exchange Rate History

Is today a good time to send money from Germany to Brazil?

The cheapest way to send EUR to BRL can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's TapTap Send), across 30 days of comparisons for 7,000 EUR transfers to Brazil.

Each line shows what the recipient gets when you send €7,000, after fees, as quoted by each company. The mid-market line shows what €7,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more BRL per EUR than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

In the past month, a money transfer company beat the mid-market rate on 14 of the last 30 days.

Right now, TapTap Send pays 41,720 BRL on 7,000 EUR, which is 74.08 BRL more than the mid-market amount, so it's a good deal (pretty much free money).

Today's payout isn't the best this month though, since the highest receive amount was 42,266.7 BRL.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

If you need to send money now, it's a good time to send.

Ways to send money from Germany to Brazil

There are 9 companies for sending money from Germany to Brazil, across app, broker, online, multi-currency account, global account, and in person, and more below.

Fastest and easiest way

Online and app transfers

Within the eurozone, SEPA covers all transfers, but outside, it gets very expensive and money transfer companies make it cheaper.

Sending €7,000 with TapTap Send to Brazil gets you 41,720 BRL with a €3.99 fee and -0.18% markup.

In our comparisons over the past month, it was the cheapest online service on 28 of the 30 days it quoted.

Debit cards (and Apple Pay / Google Pay) usually have instant deposits, but your girocard usually won't work as a funding method.

For paying in cash at a counter

In-person transfers

There's no legal limit on how much you can send, so the counter in the kiosk, the callshop or the grocery store is still a popular way to send money internationally.

Deposit €7,000 to MoneyGram online, and choose cash pickup as delivery option. Once you pay, it should be available in minutes.

Our data shows MoneyGram came out cheapest among in-person options on 100% of days in the past month.

In general, online transfers are cheaper than sending cash to Brazil.

For large transfers from Germany

Currency brokers

For buying property, moving to Brazil, or moving pensions, a currency broker is the best option.

A broker like Regency FX charges no fee and works on a margin. It adds 0.27% on EUR/BRL which gets negotiated the more you send.

And you get an account manager to help you through the process.

Our analysis shows Regency FX was the cheapest broker in 91% of the transfers from €7,000 it quoted.

For some international payments above €50,000, German residents may need to file an AWV report with the Bundesbank, make sure to check in advance.

For making business payments

Global accounts

Global accounts are for businesses making payments to Brazil.

Be it overseas suppliers and contractors, receiving BRL payments, or holding BRL and EUR in one business account.

Companies like Airwallex, WorldFirst, or Wise Business offer the best tools for international business transfers.

For spending & receiving

Multi-currency accounts

A multi-currency account lets you hold EUR and BRL in one account.

You get BRL bank details, and can receive international payments like rent, dividends, family payments without additional conversions.

You can convert BRL to EUR or EUR to BRL whenever you need.

The best multi-currency account is Revolut, it adds ~1.01% markup and charges small fees.

Over the past month, it came out cheapest among multi-currency accounts on 7% of days.

Ways to fund EUR and receive BRL in Brazil

With TapTap Send, paying by debit card and receiving through pix is the cheapest way. Sending €7,000 gives your recipient 41,720 BRL.

You can pay for the transfer using bank transfer, debit card, credit card, and iDEAL.

Using German bank

A SEPA bank transfer is usually the cheapest way to deposit EUR.

An instant SEPA payment can reduce funding time, but it does not guarantee instant delivery to Brazil.

The recipient in Brazil can receive BRL by bank deposit, pix, and cash pickup.

To receive BRL by bank deposit

Enter the recipient's banking details and account holder's name.

Check both before sending because correcting a bank deposit will delay the transfer.

They can receive cash in Brazil

For cash pickup, the recipient needs to visit the nearest MoneyGram branch and bring a valid photo ID and the transfer reference number.

1

Debit card Pix

You pay €7,003.99

R$41,720

Cheapest
2

Bank transfer Bank deposit

You pay €7,000.00

R$41,533

-R$187
3

Debit card Bank deposit

You pay €7,009.99

R$41,063

-R$657
4

Bank transfer Pix

You pay €7,009.99

R$41,063

-R$657
5

Credit card Pix

You pay €7,009.99

R$41,063

-R$657

Show moreShow less

6

Credit card Bank deposit

You pay €7,009.99

R$41,063

-R$657
7

Debit card Cash pickup

You pay €7,009.99

R$40,058

-R$1,662
8

Bank transfer Cash pickup

You pay €7,009.99

R$40,058

-R$1,662
9

Credit card Cash pickup

You pay €7,009.99

R$40,058

-R$1,662
10

iDEAL Bank deposit

You pay €7,000.00

R$39,967

-R$1,753

Things to know before sending money from Germany to Brazil

The main question in Germany is whether you are sending euros inside SEPA or converting them. Large cross-border payments can also create a Bundesbank reporting duty.

Compare EUR/BRL transfer options

For a €7,000 transfer to Brazil, these are the best options:

Cheapest way to send money to Brazil

The cheapest option is TapTap Send, funded by debit card with pix for the payout. Your recipient gets 41,720 BRL, which is 0.45% more than the next best option.

Fastest way to send money to Brazil

The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 41,050.95 BRL in within minutes.

Transfers over €50,000 may get reported

Germany's AWV reporting threshold is €50,000.

A German resident may need to report a payment above that amount to the Bundesbank when it is made to a non-resident.

It is a statistics report, not a tax or permission request.

Transfers between your own domestic and foreign accounts are exempt, and other exemptions apply depending on the payment purpose.

The automated AWV notice shown by a bank does not mean every transfer is reportable.

The Bundesbank guidance for private individuals explains who reports, what is exempt and how to file.

SEPA and SWIFT are different

If the recipient has a euro account in the SEPA area, a normal SEPA payment can be the simplest option.

A payment converted into BRL sits outside that pricing rule and may involve another bank or payout partner.

Check whether the quote uses SHA, OUR or BEN charges on a bank transfer.

This decides whether intermediary costs are shared, paid by you or deducted from what the recipient receives.

How we analyse the market

Nothing reaches this table without going through our review first, and every company is BaFin-registered or passported into Germany.

We then track 9 of them on EUR to Brazil, comparing rates, fees and the pay-in and payout options.

In the past 30 days alone, we analysed 78 comparisons across 4 amounts.

This page covers the cheapest and fastest options for EUR/BRL transfers. This is how we pick them:

Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

More on who we are, why you can trust us and how to get started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

Send money from Germany

Send money to Brazil

Send money from United States to Brazil Send money from Spain to Brazil Send money from Nigeria to Brazil Send money from France to Brazil Send money from United Kingdom to Brazil Send money from Switzerland to Brazil Send money from India to Brazil Send money from Netherlands to Brazil

Tue, 29 Sept 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	5.9347	–	R$41,543.03
TapTap Send Cheapest	5.9400	€3.99	R$41,580.00	+R$36.97
Regency FX	5.9187	€0.00	R$41,430.86	−R$112.17
OFX	5.9050	€0.00	R$41,335.31	−R$207.72

Wed, 30 Sept 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	5.9066	–	R$41,346.06
TapTap Send Cheapest	5.9000	€3.99	R$41,300.00	−R$46.06
Regency FX	5.8906	€0.00	R$41,234.43	−R$111.63
OFX	5.8770	€0.00	R$41,139.33	−R$206.73

Thu, 1 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	5.8612	–	R$41,028.47
TapTap Send Cheapest	5.9000	€3.99	R$41,300.00	+R$271.53
Regency FX	5.8454	€0.00	R$40,917.69	−R$110.78
OFX	5.8319	€0.00	R$40,823.33	−R$205.14

Fri, 2 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	5.8823	–	R$41,176.35
TapTap Send Cheapest	5.8700	€3.99	R$41,090.00	−R$86.35
Regency FX	5.8665	€0.00	R$41,065.18	−R$111.17
OFX	5.8529	€0.00	R$40,970.47	−R$205.88

Sat, 3 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	5.8670	–	R$41,069.20
TapTap Send Cheapest	5.8800	€3.99	R$41,160.00	+R$90.80
Regency FX	5.8512	€0.00	R$40,958.32	−R$110.88
OFX	5.8377	€0.00	R$40,863.86	−R$205.34

How to send money to Brazil from Germany with the best EUR-BRL rate

Best companies for EUR/BRL transfers