Usually the cheapest
Online transfers
Companies like Xe will get you 41,484.1 BRL on €7,000 transfer.
If it's the only time you send money to Brazil, then it's the best option.
For recurring transfers, an app is a bit more convenient.
How to send money to Brazil from Finland with the best EUR-BRL rate
We’ve compared and analysed 7 money transfer companies in Finland.
| 7 of 7 providers Last updated on 28 September 2026 | |||
| Based on 7,000 EUR transfer Best companies for EUR/BRL transfers | |||
| Promoted  Wise Pay via Bank transfer | Fee €71.53 1 EUR = 5.8943 BRL -0.01% vs mid-market | Recipient gets R$40,838.34 Within minutes | |
Ways to receive money in Brazil with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €71.531 EUR = 5.8943 BRL R$40,838.34You pay€7,000.00 | |||
| Promoted  Xe Pay via Debit card | Fee €0.00 1 EUR = 5.9263 BRL -0.56% vs mid-market | Recipient gets R$41,484.10 Minutes - 24 hours | |
Ways to receive money in Brazil with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 5.9263 BRL R$41,484.10You pay€7,000.00 | |||
Run a live search Showing top Finland to Brazil deals for 7,000 EUR. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live EUR to BRL rates. | |||
Run a live search These companies offer multi-currency accounts for spending BRL. We suggest doing a live search based on how much EUR you're planning to spend in Brazil. | |||
Run a live search These are managed services with real human support for large EUR transfers. Click the link and update the transfer amount to get the best deal. | |||
| Xe Pay via Debit card | Fee €0.00 1 EUR = 5.9263 BRL -0.56% vs mid-market | Recipient gets R$41,484.10 Minutes - 24 hours | |
Ways to receive money in Brazil with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 5.9263 BRL R$41,484.10You pay€7,000.00 | |||
| Xe Pay via Bank transfer | Fee €0.00 1 EUR = 5.9263 BRL -0.56% vs mid-market | Recipient gets R$41,484.10 Minutes - 24 hours | |
Ways to receive money in Brazil with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 5.9263 BRL R$41,484.10You pay€7,000.00 | |||
| Xe Pay via Credit card | Fee €0.00 1 EUR = 5.9263 BRL -0.56% vs mid-market | Recipient gets R$41,484.10 Minutes - 24 hours | |
Ways to receive money in Brazil with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 5.9263 BRL R$41,484.10You pay€7,000.00 | |||
 TapTap Send Pay via Debit card | Fee €3.99 1 EUR = 5.9000 BRL -0.11% vs mid-market | Recipient gets R$41,300.00 Minutes | |
Ways to receive money in Brazil with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets PixMinutesAvailable via:Pix, Pix Code Payment Brazil, Pix Key Brazil €3.991 EUR = 5.9000 BRL R$41,300.00You pay€7,003.99 | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee €0.00 1 EUR = 5.8775 BRL +0.27% vs mid-market | Recipient gets R$41,142.60 Minutes - 24 hours | |
Ways to receive money in Brazil with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 5.8775 BRL R$41,142.60You pay€7,000.00 | |||
 OFX Pay via Bank transfer | Fee €0.00 1 EUR = 5.8640 BRL +0.50% vs mid-market | Recipient gets R$41,047.71 Minutes - 24 hours | |
Ways to receive money in Brazil with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 5.8640 BRL R$41,047.71You pay€7,000.00 | |||
| Wise Pay via Bank transfer | Fee €71.53 1 EUR = 5.8943 BRL -0.01% vs mid-market | Recipient gets R$40,838.34 Within minutes | |
Ways to receive money in Brazil with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €71.531 EUR = 5.8943 BRL R$40,838.34You pay€7,000.00 | |||
| Wise Pay via iDEAL/WERO | Fee €81.57 1 EUR = 5.8943 BRL -0.01% vs mid-market | Recipient gets R$40,779.16 Within minutes | |
Ways to receive money in Brazil with Wise when paying by ideal/wero. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €81.571 EUR = 5.8943 BRL R$40,779.16You pay€7,000.00 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee €70.50 1 EUR = 5.8492 BRL +0.75% vs mid-market | Recipient gets R$40,531.85 Within minutes | |
Ways to receive money in Brazil with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes €70.501 EUR = 5.8492 BRL R$40,531.85You pay€7,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Wise Pay via Debit card | Fee €125.96 1 EUR = 5.8943 BRL -0.01% vs mid-market | Recipient gets R$40,517.52 Within minutes | |
Ways to receive money in Brazil with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €125.961 EUR = 5.8943 BRL R$40,517.52You pay€7,000.00 | |||
| Only available via Mobile App  WorldRemit Pay via Debit card | Fee €1.99 1 EUR = 5.7589 BRL +2.31% vs mid-market | Recipient gets R$40,300.70 Minutes - 2 days | |
Ways to receive money in Brazil with WorldRemit when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days €1.991 EUR = 5.7589 BRL R$40,300.70You pay€7,000.00 | |||
| Wise Pay via Credit card | Fee €167.57 1 EUR = 5.8943 BRL -0.01% vs mid-market | Recipient gets R$40,272.26 Within minutes | |
Ways to receive money in Brazil with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €167.571 EUR = 5.8943 BRL R$40,272.26You pay€7,000.00 | |||
| How Our Results Work Mid-market rate: 1 EUR = 5.8934 BRL Updates every 60 minutes. | |||
Transfer details
How to send money from Finland to Brazil
Pick a company
For a one-off transfer to Brazil, start with Xe.
On a 7,000 EUR transfer, Xe delivers the most BRL.
The cheapest option depends on the amount, so I suggest to get the best EUR/BRL rate.
Fund your transfer
You have 4 ways to pay, including bank transfer, debit card, credit card, and ideal.
Select how you want the recipient to pick up the money. For transfers to Brazil they can receive it via bank deposit and pix.
Verify and send
If it's your first time using the service, you will need to verify your account.
This usually takes a a few minutes to a few hours.
If your transfer is urgent, make sure to get it done beforehand to avoid any delays.
Ways to send money from Finland to Brazil
7 companies send money from Finland to Brazil, mostly through app, broker, online, multi-currency account, and global account, and a few more ways.
For regular transfers
Money transfer apps
For the regular smaller transfer, apps are convenient and cheap.
Xe charges €0 on a €7,000 transfer, and 41,484.1 BRL arrives in minutes - 24 hours.
In Brazil they can receive money via bank deposit and pix.
Moving money between your own accounts
Multi-currency accounts
Companies like Wise let you hold EUR and BRL balances in one account.
You can convert between them any time, and it's cheap.
For example, converting 7,000 EUR to BRL with Wise gets you 40,838.34 BRL (€71.53 in fees and -0.01% markup).
This is especially useful travel since you are spending in BRL (no extra fees from Wise, only local ATMs).
For freelancers and SMEs
Global accounts
Global accounts are for companies and freelancers making payments to Brazil.
Companies like Wise Business, Airwallex, Holvi or Payoneer offer business features like batch payments, invoicing, admin tools, and more.
For sending large sums
Currency brokers
Currency brokers are good for sending €10,000+ to Brazil. They charge no fees and add a markup on the rate.
Xe charges no fee but adds -0.56% markup on top of the EUR/BRL rate.
Ways to fund EUR and receive BRL in Brazil
With Xe, paying by debit card and receiving through bank deposit is the cheapest combination. Sending €7,000 gives your recipient 41,484.1 BRL.
To pay for your transfer in Finland, you have bank transfer, debit card, credit card, and ideal.
MobilePay and Siirto are useful for payments within Finland, but they do not send money to Brazil directly.
For withdrawals in Brazil, use bank deposit and pix.
Receive BRL
The name should match the account holder's bank record, so double check it before sending.
- 1 Debit card Bank deposit
You pay €7,000.00
R$41,484
Cheapest
- 2 Bank transfer Bank deposit
You pay €7,000.00
R$41,484
R$0
- 3 Credit card Bank deposit
You pay €7,000.00
R$41,484
R$0
- 4 Debit card Pix
You pay €7,003.99
R$41,300
-R$184
- 5 Ideal Bank deposit
You pay €7,000.00
R$40,779
-R$705
What to consider before sending money from Finland to Brazil
For a transfer from Finland, compare the BRL received and check whether the payment is a taxable gift rather than ordinary family support.
Compare EUR/BRL transfer options
Compare EUR/BRL transfer options
For a €7,000 transfer to Brazil, these are the current cheapest, fastest and easiest options.
Cheapest
Xe is cheapest when funded by debit card with bank deposit for the payout. Your recipient gets 41,484.1 BRL, which is 0.44% more than the next best option.
Fastest
Revolut delivers 40,531.85 BRL in within minutes when you pay by bank transfer and choose bank deposit.
Sending a gift from Finland can trigger gift tax
Sending a gift from Finland can trigger gift tax
If you live in Finland and send someone abroad a cash gift, Finnish gift tax can still apply.
The recipient must file and pay the tax when gifts from you reach €7,500 or more within three years.
Education and maintenance costs may be exempt if you pay the university, landlord or other company directly.
Cash sent to the recipient is treated as a normal gift because they can spend it on anything.
Large transfers may take longer
Large transfers may take longer
Finnish banks and transfer companies can ask for the source and purpose of an unusual payment.
Keep the invoice, sale document or account statement ready.
SEPA Instant may fund the company's euro account quickly, but the company still needs to complete the payout in Brazil.
Safety measures in Finland
Safety measures in Finland
An EEA company may be authorised in another country and operate in Finland through passporting.
If a company does not resolve a complaint, FINE provides guidance and dispute support for financial customers in Finland.
Never move money to a so-called safe account or approve an unexpected bank-identification request.
When in doubt, check the company in the FIN-FSA supervised-entities register.
Finding the best rate to send money from Finland to Brazil
The exchange rate has a direct impact on how much BRL your recipient gets for your EUR. Checking the weekly range makes transfer quotes easier to compare.
Mid-market rate:1 EUR = 5.931658 BRL
How we analyse the market
Every company here is registered with the FIN-FSA or passported in from elsewhere in the EU.
We track 7 of them on EUR to Brazil, comparing rates, fees and the ways to pay in and collect, updated in real time on live searches.
Nothing appears without passing our review.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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