How to send money to Brazil from Australia with the best AUD-BRL rate

Of the 11 companies we analysed, Panda Remit is the cheapest app overall for sending A$2,000 to Brazil.

On a 2,000 AUD transfer it will get your recipient 7,712.43 BRL.

Best companies for AUD/BRL transfers

11 of 11 providers

Last updated on 28 October 2026

Based on 2,000 AUD transfer

Best companies for AUD/BRL transfers

Sort Cheapest
Ad

Wise

Pay via Bank Transfer
Fees: $74.22 1 AUD = 3.7591 BRL +0.11% vs mid-market Recipient gets R$7,239.28 Within minutes
Receive to bank accountDedicated support for large transfers

Ways to receive money in Brazil with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
$74.221 AUD = 3.7591 BRL
R$7,239.28You pay$2,000.00
Ad

Xe

Pay via Debit Card
Fees: $0.00 1 AUD = 3.6860 BRL +2.07% vs mid-market Recipient gets R$7,372.00 6-12 Hours
Receive to bank accountDedicated support for larger transactions

Ways to receive money in Brazil with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
Free1 AUD = 3.6860 BRL
R$7,372.00You pay$2,000.00

Run a live search

Showing top Australia to Brazil deals for 2,000 AUD. Do a live search with your exact amount for today's best rates.

Panda Remit

Pay via Bank Transfer
Fees: $5.99 1 AUD = 3.8678 BRL -2.74% vs mid-market Recipient gets R$7,712.43 6-12 Hours
0 reviews
Cheapest

Ways to receive money in Brazil with Panda Remit when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
$5.991 AUD = 3.8678 BRL
R$7,712.43You pay$2,000.00

Remitly

Pay via PayTo
Fees: $0.00 1 AUD = 3.7978 BRL -0.92% vs mid-market Recipient gets R$7,595.60 Within a week
Receive to bank account or cash pickup

Ways to receive money in Brazil with Remitly when paying by payto.

MethodFee & ratesRecipient gets
Bank depositWithin a week
Free1 AUD = 3.7978 BRL
R$7,595.60You pay$2,000.00

Remitly

Pay via Debit Card
Fees: $0.00 1 AUD = 3.7768 BRL -0.36% vs mid-market Recipient gets R$7,553.60 Within minutes
Receive to bank account or cash pickup

Ways to receive money in Brazil with Remitly when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
Free1 AUD = 3.7768 BRL
R$7,553.60You pay$2,000.00

Remitly

Pay via Credit Card
Fees: $0.00 1 AUD = 3.7768 BRL -0.36% vs mid-market Recipient gets R$7,553.60 Within minutes
Receive to bank account or cash pickup

Ways to receive money in Brazil with Remitly when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
Free1 AUD = 3.7768 BRL
R$7,553.60You pay$2,000.00

Instarem

Pay via PayID
Fees: $0.00 1 AUD = 3.7622 BRL +0.03% vs mid-market Recipient gets R$7,524.40 6-12 Hours
Receive to bank account

Ways to receive money in Brazil with Instarem when paying by payid.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
Free1 AUD = 3.7622 BRL
R$7,524.40You pay$2,000.00

Instarem

Pay via Bank Transfer
Fees: $0.00 1 AUD = 3.7622 BRL +0.03% vs mid-market Recipient gets R$7,524.40 6-12 Hours
Receive to bank account

Ways to receive money in Brazil with Instarem when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
Free1 AUD = 3.7622 BRL
R$7,524.40You pay$2,000.00

TapTap Send

Pay via Debit Card
Fees: $4.99 1 AUD = 3.7600 BRL +0.08% vs mid-market Recipient gets R$7,520.00 Minutes
Receive to bank account

Ways to receive money in Brazil with TapTap Send when paying by debit card.

MethodFee & ratesRecipient gets
PixMinutesAvailable via:Pix, Pix Code Payment Brazil, Pix Key Brazil
$4.991 AUD = 3.7600 BRL
R$7,520.00You pay$2,004.99

Western Union

Pay via Debit Card
Fees: $0.00 1 AUD = 3.7425 BRL +0.55% vs mid-market Recipient gets R$7,485.02 Next Day
Receive to bank account or cash pickup

Ways to receive money in Brazil with Western Union when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositNext Day
Free1 AUD = 3.7425 BRL
R$7,485.02You pay$2,000.00

Western Union

Pay via Bank Transfer
Fees: $0.00 1 AUD = 3.7425 BRL +0.55% vs mid-market Recipient gets R$7,485.02 Next Day
Receive to bank account or cash pickup

Ways to receive money in Brazil with Western Union when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext Day
Free1 AUD = 3.7425 BRL
R$7,485.02You pay$2,000.00

Instarem

Pay via Debit Card
Fees: $12.00 1 AUD = 3.7622 BRL +0.03% vs mid-market Recipient gets R$7,479.25 6-12 Hours
Receive to bank account

Ways to receive money in Brazil with Instarem when paying by debit card.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
$12.001 AUD = 3.7622 BRL
R$7,479.25You pay$2,000.00

Instarem

Pay via Credit Card
Fees: $12.00 1 AUD = 3.7622 BRL +0.03% vs mid-market Recipient gets R$7,479.25 6-12 Hours
Receive to bank account

Ways to receive money in Brazil with Instarem when paying by credit card.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
$12.001 AUD = 3.7622 BRL
R$7,479.25You pay$2,000.00

OFX

Pay via Bank Transfer
Fees: $0.00 1 AUD = 3.7387 BRL +0.65% vs mid-market Recipient gets R$7,477.37 6-12 Hours
Receive to bank account

Ways to receive money in Brazil with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
Free1 AUD = 3.7387 BRL
R$7,477.37You pay$2,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Bank Transfer
Fees: $3.00 1 AUD = 3.7268 BRL +0.97% vs mid-market Recipient gets R$7,442.44 Within minutes
Fastest
Receive to bank account

Ways to receive money in Brazil with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
$3.001 AUD = 3.7268 BRL
R$7,442.44You pay$2,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

$0 fee on first online transfers

MoneyGram

Pay via Debit Card
Fees: $2.99 1 AUD = 3.7020 BRL +1.64% vs mid-market Recipient gets R$7,404.00 6-12 Hours

Ways to receive money in Brazil with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Bank deposit6-12 HoursAvailable via:All Banks
$2.991 AUD = 3.7020 BRL
R$7,404.00You pay$2,002.99
Pix6-12 HoursAvailable via:PIX
$2.991 AUD = 3.7020 BRL
R$7,404.00You pay$2,002.99
Cash pickup6-12 Hours
$3.991 AUD = 3.4907 BRL
R$6,981.40You pay$2,003.99
$0 fee on first online transfers

MoneyGram

Pay via POLi
Fees: $2.99 1 AUD = 3.7020 BRL +1.64% vs mid-market Recipient gets R$7,404.00 6-12 Hours

Ways to receive money in Brazil with MoneyGram when paying by poli.

MethodFee & ratesRecipient gets
Pix6-12 HoursAvailable via:PIX
$2.991 AUD = 3.7020 BRL
R$7,404.00You pay$2,002.99
Bank deposit6-12 HoursAvailable via:All Banks
$2.991 AUD = 3.7020 BRL
R$7,404.00You pay$2,002.99
Cash pickup6-12 Hours
$3.991 AUD = 3.4907 BRL
R$6,981.40You pay$2,003.99
$0 fee on first online transfers

MoneyGram

Pay via Credit Card
Fees: $2.99 1 AUD = 3.7020 BRL +1.64% vs mid-market Recipient gets R$7,404.00 6-12 Hours

Ways to receive money in Brazil with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
Pix6-12 HoursAvailable via:PIX
$2.991 AUD = 3.7020 BRL
R$7,404.00You pay$2,002.99
Bank deposit6-12 HoursAvailable via:All Banks
$2.991 AUD = 3.7020 BRL
R$7,404.00You pay$2,002.99
Cash pickup6-12 Hours
$3.991 AUD = 3.4907 BRL
R$6,981.40You pay$2,003.99

Xe

Pay via Debit Card
Fees: $0.00 1 AUD = 3.6860 BRL +2.07% vs mid-market Recipient gets R$7,372.00 6-12 Hours
Receive to bank accountDedicated support for larger transactions

Ways to receive money in Brazil with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
Free1 AUD = 3.6860 BRL
R$7,372.00You pay$2,000.00

Xe

Pay via Bank Transfer
Fees: $0.00 1 AUD = 3.6860 BRL +2.07% vs mid-market Recipient gets R$7,372.00 6-12 Hours
Receive to bank accountDedicated support for larger transactions

Ways to receive money in Brazil with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
Free1 AUD = 3.6860 BRL
R$7,372.00You pay$2,000.00

Xe

Pay via Credit Card
Fees: $0.00 1 AUD = 3.6860 BRL +2.07% vs mid-market Recipient gets R$7,372.00 6-12 Hours
Receive to bank accountDedicated support for larger transactions

Ways to receive money in Brazil with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
Free1 AUD = 3.6860 BRL
R$7,372.00You pay$2,000.00

Wise

Pay via Bank Transfer
Fees: $74.22 1 AUD = 3.7591 BRL +0.11% vs mid-market Recipient gets R$7,239.28 Within minutes
Recommended
Receive to bank accountDedicated support for large transfers

Ways to receive money in Brazil with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
$74.221 AUD = 3.7591 BRL
R$7,239.28You pay$2,000.00

Wise

Pay via Osko
Fees: $74.22 1 AUD = 3.7591 BRL +0.11% vs mid-market Recipient gets R$7,239.28 Within minutes
Receive to bank accountDedicated support for large transfers

Ways to receive money in Brazil with Wise when paying by osko.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
$74.221 AUD = 3.7591 BRL
R$7,239.28You pay$2,000.00

Wise

Pay via Debit Card
Fees: $79.41 1 AUD = 3.7591 BRL +0.11% vs mid-market Recipient gets R$7,219.77 Within minutes
Receive to bank accountDedicated support for large transfers

Ways to receive money in Brazil with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
$79.411 AUD = 3.7591 BRL
R$7,219.77You pay$2,000.00

Wise

Pay via Credit Card
Fees: $92.05 1 AUD = 3.7591 BRL +0.11% vs mid-market Recipient gets R$7,172.25 Within minutes
Receive to bank accountDedicated support for large transfers

Ways to receive money in Brazil with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
$92.051 AUD = 3.7591 BRL
R$7,172.25You pay$2,000.00

Ria Money Transfer

Pay via Credit Card
Fees: $2.89 1 AUD = 3.5041 BRL +7.13% vs mid-market Recipient gets R$6,998.07 6-12 Hours

Ways to receive money in Brazil with Ria Money Transfer when paying by credit card.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
$2.891 AUD = 3.5041 BRL
R$6,998.07You pay$2,000.00
Pix6-12 Hours
$2.891 AUD = 3.5041 BRL
R$6,998.07You pay$2,000.00

Ria Money Transfer

Pay via Debit Card
Fees: $2.89 1 AUD = 3.5041 BRL +7.13% vs mid-market Recipient gets R$6,998.07 6-12 Hours

Ways to receive money in Brazil with Ria Money Transfer when paying by debit card.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
$2.891 AUD = 3.5041 BRL
R$6,998.07You pay$2,000.00
Pix6-12 Hours
$2.891 AUD = 3.5041 BRL
R$6,998.07You pay$2,000.00

Ria Money Transfer

Pay via PayID
Fees: $2.89 1 AUD = 3.5041 BRL +7.13% vs mid-market Recipient gets R$6,998.07 6-12 Hours

Ways to receive money in Brazil with Ria Money Transfer when paying by payid.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
$2.891 AUD = 3.5041 BRL
R$6,998.07You pay$2,000.00
Pix6-12 Hours
$2.891 AUD = 3.5041 BRL
R$6,998.07You pay$2,000.00
How Our Results Work
Mid-market rate: 1 AUD = 3.7631 BRL Updates every 60 minutes.

How to send money from Australia to Brazil

Pick a company

Start with the cheapest, which is Panda Remit at 7,712.43 BRL on A$2,000.

Panda Remit was the cheapest on 9 of the 15 days it quoted A$2,000 transfers to Brazil.

Funding is quick whoever you pick, so the choice comes down to the rate and how your recipient collects it.

Fund your transfer

You have 7 ways to pay, including debit card, bank transfer, credit card, payid, payto, poli, and osko.

PayID and Osko move money to the company in seconds at no cost, and PayID shows you the account name before you confirm.

Watch your bank's daily limit on anything large.

Verify and send

First time round you'll need a photo ID, usually a licence or a passport.

A passport and visa are enough if you’re new (you don’t need an Australian credit history).

Compare amounts

How much AUD are you sending to Brazil?

How much AUD you send to Brazil heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Panda Remit was the cheapest in 60% of the transfers up to A$2,000 it quoted, and in 60% of all the transfers it quoted.

Cheapest service
$1,000-2.13%$0.00R$3,845.80with debit card to bank deposit+R$149.93
$1,500-2.70%$5.99R$5,778.53with bank transfer to bank deposit+R$250.71
$2,000This page-2.74%$5.99R$7,712.43with bank transfer to bank deposit+R$326.85
$3,000-0.52%$0.00R$11,349.90with payto to bank deposit+R$250.47
$7,5000.08%$4.99R$28,200.00with debit card to pix+R$549.99
$12,0000.07%$4.99R$45,120.00with debit card to pix+R$921.47
$15,0000.06%$4.99R$56,400.00with debit card to pix+R$1,152.36
$50,0000.13%$4.99R$188,000.00with debit card to pix+R$3,094.03
$100,0000.08%$4.99R$376,000.00with debit card to pix+R$9,096.91
$250,0000.08%$4.99R$940,000.00with debit card to pix+R$22,700.82
$500,0000.04%$4.99R$1,880,000.00with debit card to pix+R$52,846.80

Mid-market rate: 1 AUD = 3.7631 BRL

AUD/BRL Exchange Rate History

Is today a good time to send money from Australia to Brazil?

The cheapest way to send AUD to BRL can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Panda Remit), across 30 days of comparisons for 2,000 AUD transfers to Brazil.

BRL received for $2,000, after fees

Wed, 28 Oct 2026Mid-market rateR$7,526.29 Panda Remit R$7,712.43Panda RemitR$7,712.43RemitlyR$7,595.60InstaremR$7,524.40

6,800
7,000
7,200
7,400
7,600
7,800
At the mid-market rateWith the cheapest optionPanda RemitRemitlyInstarem
Exchange rateFees:Recipient getsDifference
Mid-market rate 3.6484 – R$7,296.87
Western Union Cheapest 3.6515 $0.00 R$7,303.01 +R$6.14
Instarem 3.6482 $0.00 R$7,296.40 −R$0.47
Panda Remit 3.6549 $5.99 R$7,287.91 −R$8.97
Remitly 3.6389 $0.00 R$7,277.80 −R$19.07
Exchange rateFees:Recipient getsDifference
Mid-market rate 3.6312 – R$7,262.36
TapTap Send Cheapest 3.6500 $4.99 R$7,300.00 +R$37.64
Panda Remit 3.6549 $5.99 R$7,287.91 +R$25.55
Remitly 3.6194 $0.00 R$7,238.80 −R$23.56
Instarem 3.6303 $12.00 R$7,217.04 −R$45.32
Exchange rateFees:Recipient getsDifference
Mid-market rate 3.6043 – R$7,208.57
TapTap Send Cheapest 3.6500 $4.99 R$7,300.00 +R$91.43
Panda Remit 3.6549 $5.99 R$7,287.91 +R$79.34
Remitly 3.5938 $0.00 R$7,187.60 −R$20.97
Instarem No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 3.6271 – R$7,254.13
TapTap Send Cheapest 3.6500 $4.99 R$7,300.00 +R$45.87
Panda Remit 3.6549 $5.99 R$7,287.91 +R$33.78
Remitly 3.6142 $0.00 R$7,228.40 −R$25.73
Instarem No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 3.6106 – R$7,221.13
TapTap Send Cheapest 3.6500 $4.99 R$7,300.00 +R$78.87
Panda Remit 3.6549 $5.99 R$7,287.91 +R$66.78
Remitly 3.6202 $0.00 R$7,240.40 +R$19.27
Instarem No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 3.6106 – R$7,221.13
TapTap Send Cheapest 3.6500 $4.99 R$7,300.00 +R$78.87
Panda Remit 3.6549 $5.99 R$7,287.91 +R$66.78
Remitly 3.6202 $0.00 R$7,240.40 +R$19.27
Instarem No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 3.6195 – R$7,239.07
Panda Remit Cheapest 3.6549 $5.99 R$7,287.91 +R$48.84
Remitly 3.6144 $0.00 R$7,228.80 −R$10.27
Instarem 3.6253 $12.00 R$7,207.10 −R$31.97
Exchange rateFees:Recipient getsDifference
Mid-market rate 3.4816 – R$6,963.29
Panda Remit Cheapest 3.6549 $5.99 R$7,287.91 +R$324.62
Instarem 3.4799 $0.00 R$6,959.80 −R$3.49
Remitly 3.4715 $0.00 R$6,943.00 −R$20.29
Exchange rateFees:Recipient getsDifference
Mid-market rate 3.4727 – R$6,945.44
Panda Remit Cheapest 3.6549 $5.99 R$7,287.91 +R$342.46
Remitly 3.4616 $0.00 R$6,923.20 −R$22.24
Instarem No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 3.4908 – R$6,981.59
Panda Remit Cheapest 3.6549 $5.99 R$7,287.91 +R$306.32
Remitly 3.4802 $0.00 R$6,960.40 −R$21.19
Instarem No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 3.5031 – R$7,006.27
Panda Remit Cheapest 3.6549 $5.99 R$7,287.91 +R$281.64
Remitly 3.4932 $0.00 R$6,986.40 −R$19.87
Instarem No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 3.4766 – R$6,953.19
Panda Remit Cheapest 3.6549 $5.99 R$7,287.91 +R$334.72
Instarem 3.4839 $0.00 R$6,967.80 +R$14.61
Remitly 3.4751 $0.00 R$6,950.20 −R$2.99
Exchange rateFees:Recipient getsDifference
Mid-market rate 3.4766 – R$6,953.19
Panda Remit Cheapest 3.6549 $5.99 R$7,287.91 +R$334.72
Remitly 3.4751 $0.00 R$6,950.20 −R$2.99
Instarem No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 3.4816 – R$6,963.22
Panda Remit Cheapest 3.6549 $5.99 R$7,287.91 +R$324.68
Instarem 3.4836 $0.00 R$6,967.20 +R$3.98
Remitly 3.4731 $0.00 R$6,946.20 −R$17.02
Exchange rateFees:Recipient getsDifference
Mid-market rate 3.4753 – R$6,950.67
Remitly Cheapest 3.4979 $0.00 R$6,995.80 +R$45.13
Instarem 3.4742 $0.00 R$6,948.40 −R$2.27
Panda Remit No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 3.5228 – R$7,045.63
OFX Cheapest 3.4999 $0.00 R$6,999.83 −R$45.80
Panda Remit No quote collected this day – – – –
Remitly No quote collected this day – – – –
Instarem No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 3.4976 – R$6,995.17
Remitly Cheapest 3.5260 $0.00 R$7,052.00 +R$56.83
Panda Remit No quote collected this day – – – –
Instarem No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 3.5455 – R$7,091.09
Remitly Cheapest 3.5697 $0.00 R$7,139.40 +R$48.31
Panda Remit No quote collected this day – – – –
Instarem No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 3.5273 – R$7,054.68
Remitly Cheapest 3.5414 $0.00 R$7,082.80 +R$28.12
Panda Remit No quote collected this day – – – –
Instarem No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 3.5273 – R$7,054.68
Remitly Cheapest 3.5414 $0.00 R$7,082.80 +R$28.12
Instarem 3.5152 $0.00 R$7,030.40 −R$24.28
Panda Remit No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 3.5357 – R$7,071.41
Remitly Cheapest 3.5573 $0.00 R$7,114.60 +R$43.19
Instarem 3.5337 $0.00 R$7,067.40 −R$4.01
Panda Remit No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 3.5260 – R$7,052.06
Remitly Cheapest 3.5499 $0.00 R$7,099.80 +R$47.74
Panda Remit No quote collected this day – – – –
Instarem No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 3.5290 – R$7,058.03
Remitly Cheapest 3.5520 $0.00 R$7,104.00 +R$45.97
Instarem 3.5264 $0.00 R$7,052.80 −R$5.23
Panda Remit No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 3.5237 – R$7,047.40
Remitly Cheapest 3.5478 $0.00 R$7,095.60 +R$48.20
Panda Remit No quote collected this day – – – –
Instarem No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 3.5472 – R$7,094.41
Remitly Cheapest 3.5702 $0.00 R$7,140.40 +R$45.99
Panda Remit No quote collected this day – – – –
Instarem No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 3.4637 – R$6,927.45
Remitly Cheapest 3.5165 $0.00 R$7,033.00 +R$105.55
Panda Remit No quote collected this day – – – –
Instarem No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 3.4637 – R$6,927.45
Remitly Cheapest 3.5165 $0.00 R$7,033.00 +R$105.55
Panda Remit No quote collected this day – – – –
Instarem No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 3.4986 – R$6,997.27
Remitly Cheapest 3.5120 $0.00 R$7,024.00 +R$26.73
Panda Remit No quote collected this day – – – –
Instarem No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 3.7694 – R$7,538.74
Remitly Cheapest 3.7947 $0.00 R$7,589.40 +R$50.66
Panda Remit No quote collected this day – – – –
Instarem No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 3.7631 – R$7,526.29
Panda Remit Cheapest 3.8678 $5.99 R$7,712.43 +R$186.14
Remitly 3.7978 $0.00 R$7,595.60 +R$69.31
Instarem 3.7622 $0.00 R$7,524.40 −R$1.89

Exchange rateFees:Recipient getsDifference

Each line shows what the recipient gets when you send $2,000, after fees, as quoted by each company. The mid-market line shows what $2,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more BRL per AUD than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

In the past month, a money transfer company beat the mid-market rate on 29 of the last 30 days.

Right now, Panda Remit pays 7,712.43 BRL on 2,000 AUD, which is 186.14 BRL more than the mid-market amount, so it's a good deal (pretty much free money).

Today's payout is the highest in the past month.

If you need to send money now, it's a good time to send.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Brazil.

We've tracked 316 comparisons to check how often today's top companies were the cheapest across 11 amounts over the past month.

  1. Panda RemitAppeared in 47 comparisons

    Cheapest in 60% of them

  2. RemitlyAppeared in 107 comparisons

    Cheapest in 56% of them

  3. InstaremAppeared in 36 comparisons

    Cheapest in 3% of them

Based on 316 comparisons across 11 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Panda Remit is the cheapest, but it only quotes some of the amounts we track, so it isn't included in these figures.

Ways to send money from Australia to Brazil

11 money transfer companies let you send money from Australia to Brazil.

Cheapest for most transfers

Online transfers

Sending money online with a “self-service” provider is usually the cheapest way to send money to Brazil.

For example, sending A$2,000 with Panda Remit will get you 7,712.43 BRL after a A$5.99 fee and -2.74% markup.

In our comparisons over the past month, it was the cheapest online service on 14 of the 15 days it quoted.

To speed up the transfer, use PayID or bank transfer, this will ensure your money is withdrawn instantly from your AU bank account.

Plus, PayID shows the registered payee name, which gives you an extra check against the details you entered.

For regular transfers home

Money transfer apps

An app suits the transfer you make over and over to the same recipient, similar amount, every payday or so.

Panda Remit takes A$5.99 in fees and -2.74% markup on a A$2,000 transfer, and your BRL arrives in 6-12 hours.

Over the past month, Panda Remit was the cheapest app on 60% of the days it appeared for A$2,000 transfers.

Signing up is quick even if you're new to Australia.

A passport and visa are enough for most money transfer apps, and no local credit history is needed.

For large AUD transfers

Currency brokers

Money transfer brokers are best for large transfers, like buying property, moving abroad, or paying student fees.

On transfers of $10,000 or more, a broker like OFX drops the fee entirely and works on margin instead.

With OFX you get 0.65% on AUD/BRL, and it gets lower the more you send.

You also get an account manager for the whole thing.

Our analysis shows OFX was the cheapest broker in 42% of all the transfers it quoted.

For overseas business payments

Business accounts

Global accounts like Airwallex are great for paying suppliers, contractors or staff in BRL, handling invoices, batch payments, and more.

For receiving and spending

Multi-currency accounts

Multi-currency accounts let you hold AUD and BRL in one account, and convert when the rate suits you.

Revolut converts A$2,000 at 0.97% markup, and the BRL sits in your account until you spend or transfer it.

Over the past month, it came out cheapest among multi-currency accounts on 45% of days.

Most useful if you travel often to Brazil, split your life between two countries, or receive money from abroad.

We also created a guide going into more detail about multi currency accounts.

Ways to fund AUD and receive money in Brazil

With Panda Remit, paying by bank transfer and receiving through a bank deposit is the cheapest combination. Sending A$2,000 gives your recipient 7,712.43 BRL.

You can fund the transfer with debit card, bank transfer, credit card, payid, payto, poli, and osko.

You can pay with payid

Use the PayID supplied by the company and confirm the recipient name shown by your Australian bank before approving the payment.

Recipients in Brazil can collect BRL through bank deposit, pix, and cash pickup.

They can collect cash via Remitly

For cash collection, the recipient should take a photo ID and the transfer reference to a participating location in Brazil.

  1. 1
    Bank transfer Bank deposit

    You pay A$2,000.00

    R$7,712

    Cheapest

  2. 2
    Payto Bank deposit

    You pay A$2,000.00

    R$7,596

    -R$117

  3. 3
    Debit card Bank deposit

    You pay A$2,000.00

    R$7,554

    -R$159

  4. 4
    Credit card Bank deposit

    You pay A$2,000.00

    R$7,554

    -R$159

  5. 5
    Payid Bank deposit

    You pay A$2,000.00

    R$7,524

    -R$188

Show moreShow less
  1. 6
    Debit card Pix

    You pay A$2,004.99

    R$7,520

    -R$192

  2. 7
    Credit card Pix

    You pay A$2,002.99

    R$7,404

    -R$308

  3. 8
    Poli Pix

    You pay A$2,002.99

    R$7,404

    -R$308

  4. 9
    Poli Bank deposit

    You pay A$2,002.99

    R$7,404

    -R$308

  5. 10
    Osko Bank deposit

    You pay A$2,000.00

    R$7,239

    -R$473

  6. 11
    Payid Pix

    You pay A$2,000.00

    R$6,998

    -R$714

  7. 12
    Debit card Cash pickup

    You pay A$2,003.99

    R$6,981

    -R$731

  8. 13
    Credit card Cash pickup

    You pay A$2,003.99

    R$6,981

    -R$731

  9. 14
    Poli Cash pickup

    You pay A$2,003.99

    R$6,981

    -R$731

Consider this before sending AUD to Brazil

Every international transfer is reportable by the company handling it, but that is not a tax or a form you normally file yourself. PayID can fund the transfer, while the overseas leg still needs a transfer provider.

Compare AUD/BRL transfer options

For a A$2,000 transfer to Brazil, these are the best options right now:

Cheapest

Panda Remit is cheapest when funded by bank transfer with bank deposit for the payout. Your recipient gets 7,712.43 BRL, which is 1.51% more than the next best option.

Fastest

Revolut delivers 7,442.44 BRL in within minutes when you use bank transfer and choose bank deposit as payout.

If you need money urgently, we've put together a guide on instant money transfers.

PayID is domestic only

PayID and Osko move Australian dollars between local accounts.

When a money transfer company accepts PayID, it collects the AUD in Australia and then handles the conversion and payout in Brazil.

Confirm the registered business name shown by your bank before approving the PayID payment.

AUSTRAC reporting

The bank or remittance company reports international transfer instructions to AUSTRAC.

This applies to international transfers generally, rather than only those above A$10,000.

You do not normally submit the international transfer report yourself.

A separate threshold report applies when a transaction involves A$10,000 or more in physical cash.

Large or unusual transfers can still trigger source-of-funds checks. Keep the sale agreement, invoice or bank statement that explains the payment ready.

Cash gifts can affect Centrelink payments

Australia does not generally tax a genuine cash gift simply because you send it to family in Brazil.

Gifting money can still affect income-tested or asset-tested Centrelink payments.

Services Australia can continue assessing gifts above its gifting free areas under the income and assets tests.

If you or your partner receive a relevant payment, check the gifting rules before sending a large amount.

Bank protection in Australia

The Financial Claims Scheme protects eligible Australian-dollar deposits with an Australian-incorporated ADI, up to A$250,000 per account holder per ADI.

It does not automatically cover money held by a non-bank transfer company.

In case of issues, if a complaint is not resolved, the Australian Financial Complaints Authority is the free external dispute service for member financial firms.

How we analyse the market

We track 11 companies sending AUD to Brazil, all holding an Australian licence, with rates refreshed in real time when running a live search.

In the past 30 days alone, we analysed 316 comparisons across 11 amounts.

This page covers the cheapest and fastest options for AUD/BRL transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Fees, exchange rates and the pay-in and payout options all get compared, and each company goes through our review before it appears.

More on who we are, why you can trust us and getting started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.