Regency FX is the cheapest right now for transfers from Italy. Using a bank transfer deposit into a bank deposit will get you 143,164,522.36 IDR in Indonesia.
For speed, Revolut is fastest, with delivery in within minutes.
| 9 of 9 providers Last updated on 4 September 2026 This page updates weekly. We collect, store, and analyze EUR/IDR exchange rates from our comparisons. | |||
| Based on 7,000 EUR transfer Best companies for EUR/IDR transfersAll money transfer offers for EUR/IDR transfers, sorted by most IDR received. The first two offers may be sponsored promotions. Some offers here pay us a commission. | |||
| Promoted  Wise Pay via Bank transfer | Fee €36.69 1 EUR = 20507.7000 IDR 0.00% vs mid-market | Recipient gets Rp 142,801,472.00 Within minutes | |
Ways to receive money in Indonesia with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €36.691 EUR = 20507.7000 IDR Rp 142,801,472.00You pay€7,000.00 | |||
| Promoted  Xe Pay via Debit card | Fee €0.00 1 EUR = 20309.0766 IDR +0.97% vs mid-market | Recipient gets Rp 142,163,536.20 Minutes - 24 hours | |
Ways to receive money in Indonesia with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 20309.0766 IDR Rp 142,163,536.20You pay€7,000.00 | |||
Run a live search Showing top Italy to Indonesia deals for 7,000 EUR. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live EUR to IDR rates. | |||
Run a live search These companies offer multi-currency accounts for spending IDR. We suggest doing a live search based on how much EUR you're planning to spend in Indonesia. | |||
Run a live search These are managed services with real human support for large EUR transfers. Click the link and update the transfer amount to get the best deal. | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee €0.00 1 EUR = 20452.0746 IDR +0.27% vs mid-market | Recipient gets Rp 143,164,522.36 Minutes - 24 hours | |
Ways to receive money in Indonesia with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 20452.0746 IDR Rp 143,164,522.36You pay€7,000.00 | |||
 OFX Pay via Bank transfer | Fee €0.00 1 EUR = 20404.9075 IDR +0.50% vs mid-market | Recipient gets Rp 142,834,352.50 Minutes - 24 hours | |
Ways to receive money in Indonesia with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 20404.9075 IDR Rp 142,834,352.50You pay€7,000.00 | |||
| Wise Pay via Bank transfer | Fee €36.69 1 EUR = 20507.7000 IDR 0.00% vs mid-market | Recipient gets Rp 142,801,472.00 Within minutes | |
Ways to receive money in Indonesia with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €36.691 EUR = 20507.7000 IDR Rp 142,801,472.00You pay€7,000.00 | |||
 CurrencyFair Pay via Bank transfer | Fee €0.98 1 EUR = 20402.2000 IDR +0.51% vs mid-market | Recipient gets Rp 142,795,400.00 Minutes - 24 hours | |
Ways to receive money in Indonesia with CurrencyFair when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours €0.981 EUR = 20402.2000 IDR Rp 142,795,400.00You pay€7,000.00 | |||
| Wise Pay via iDEAL/WERO | Fee €46.82 1 EUR = 20507.7000 IDR 0.00% vs mid-market | Recipient gets Rp 142,593,729.00 Within minutes | |
Ways to receive money in Indonesia with Wise when paying by ideal/wero. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €46.821 EUR = 20507.7000 IDR Rp 142,593,729.00You pay€7,000.00 | |||
| Only available via Mobile App  Sendwave Pay via Debit card | Fee €0.99 1 EUR = 20343.5341 IDR +0.80% vs mid-market | Recipient gets Rp 142,384,598.74 Minutes - 3 days | |
Ways to receive money in Indonesia with Sendwave when paying by debit card. MethodFee & ratesRecipient gets Mobile moneyMinutes - 3 days €0.991 EUR = 20343.5341 IDR Rp 142,384,598.74You pay€7,000.00 Bank depositMinutes - 3 days €1.991 EUR = 20302.5189 IDR Rp 142,077,230.50You pay€7,000.00 | |||
| Xe Pay via Debit card | Fee €0.00 1 EUR = 20309.0766 IDR +0.97% vs mid-market | Recipient gets Rp 142,163,536.20 Minutes - 24 hours | |
Ways to receive money in Indonesia with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 20309.0766 IDR Rp 142,163,536.20You pay€7,000.00 | |||
| Xe Pay via Bank transfer | Fee €0.00 1 EUR = 20309.0766 IDR +0.97% vs mid-market | Recipient gets Rp 142,163,536.20 Minutes - 24 hours | |
Ways to receive money in Indonesia with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 20309.0766 IDR Rp 142,163,536.20You pay€7,000.00 | |||
| Xe Pay via Credit card | Fee €0.00 1 EUR = 20309.0766 IDR +0.97% vs mid-market | Recipient gets Rp 142,163,536.20 Minutes - 24 hours | |
Ways to receive money in Indonesia with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 20309.0766 IDR Rp 142,163,536.20You pay€7,000.00 | |||
 TapTap Send Pay via Debit card | Fee €0.00 1 EUR = 20300.0000 IDR +1.02% vs mid-market | Recipient gets Rp 142,100,000.00 Minutes | |
Ways to receive money in Indonesia with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes Free1 EUR = 20300.0000 IDR Rp 142,100,000.00You pay€7,000.00 Mobile walletMinutesAvailable via:DANA, GoPay, LinkAja, OVO, ShopeePay Free1 EUR = 20300.0000 IDR Rp 142,100,000.00You pay€7,000.00 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee €70.50 1 EUR = 20455.5651 IDR +0.25% vs mid-market | Recipient gets Rp 141,746,838.09 Within minutes | |
Ways to receive money in Indonesia with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes €70.501 EUR = 20455.5651 IDR Rp 141,746,838.09You pay€7,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Wise Pay via Debit card | Fee €91.67 1 EUR = 20507.7000 IDR 0.00% vs mid-market | Recipient gets Rp 141,673,959.00 Within minutes | |
Ways to receive money in Indonesia with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €91.671 EUR = 20507.7000 IDR Rp 141,673,959.00You pay€7,000.00 | |||
| Wise Pay via Credit card | Fee €133.69 1 EUR = 20507.7000 IDR 0.00% vs mid-market | Recipient gets Rp 140,812,226.00 Within minutes | |
Ways to receive money in Indonesia with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €133.691 EUR = 20507.7000 IDR Rp 140,812,226.00You pay€7,000.00 | |||
| Pricing based on Revolut Standard plan Revolut Pay via Debit card | Fee €221.00 1 EUR = 20455.5651 IDR +0.25% vs mid-market | Recipient gets Rp 138,668,275.55 Within minutes | |
Ways to receive money in Indonesia with Revolut when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes €221.001 EUR = 20455.5651 IDR Rp 138,668,275.55You pay€7,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Only available via Mobile App  WorldRemit Pay via Debit card | Fee €0.00 1 EUR = 19476.0629 IDR +5.16% vs mid-market | Recipient gets Rp 136,332,440.02 Minutes - 2 days | |
Ways to receive money in Indonesia with WorldRemit when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 EUR = 19476.0629 IDR Rp 136,332,440.02You pay€7,000.00 | |||
| How Our Results Work Mid-market rate: 1 EUR = 20507.444724 IDR Updates every 60 minutes. | |||
Transfer details
For a one-off transfer to Indonesia, I suggest picking the cheapest option which is Regency FX.
On a 7,000 EUR transfer, Regency FX delivers the most IDR.
The best option will change depending on how much you actually send, so I suggest to get the best EUR/IDR rate.
You have 4 ways to fund your transfer: bank transfer, debit card, credit card, and ideal.
Sending money to Indonesia directly with SEPA is expensive, but using it to fund the money transfer account, since its cheap and quick.
You can also use a debit card to fund the transfer, including the Postepay card.
First time round you'll need your codice fiscale and a photo ID to verify your account.
9 companies send money from Italy to Indonesia. You can send EUR via app, broker, online, multi-currency account, and global account, and more below.
Regular transfers
For the regular transfer home, an app like Wise is the easiest and most convenient option.
Wise charges €36.69 on a €7,000 transfer, and 142,801,472 IDR lands in a mobile wallet in seconds, no bank account needed on their side.
For one-off transfers
Outside the euro transfers, a bank transfer passes through intermediary banks, and each one can take a cut along the way.
Online services skip this and use their own network (it’s much cheaper).
Wise delivers 142,801,472 IDR on €7,000 with a €36.69 fee and 0% markup.
Sending large sums
Managed services charge no fees and work on margin instead, and the more you send to Indonesia, the better rate you will get.
Regency FX charges no fee and adds 0.27% on EUR/IDR rate.
Travelling and receiving
If you travel to Indonesia often, or receive payments from there, this is the best option.
Multi-currency accounts let you hold EUR and IDR in one account, and give you local details.
I suggest trying Wise.
It holds EUR and IDR balances and charges small fees to convert between them.
For business payments
Global accounts are for businesses and freelancers with a partita IVA, paying suppliers abroad, invoicing foreign clients, holding a few currencies.
A few good options are Wise Business, Airwallex, and Payoneer.
With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending €7,000 gives your recipient 143,164,522.36 IDR.
In Italy, you can pay by bank transfer, debit card, credit card, and ideal.
Satispay and Bancomat Pay are mainly domestic payment methods, they do not send IDR to Indonesia by themselves.
In Indonesia, the recipient can use bank deposit, mobile money, and mobile wallet.
You pay €7,000.00
Rp143,164,522
Cheapest
You pay €7,000.00
Rp142,593,729
-Rp570,793
You pay €7,000.00
Rp142,384,599
-Rp779,924
You pay €7,000.00
Rp142,163,536
-Rp1,000,986
You pay €7,000.00
Rp142,163,536
-Rp1,000,986
You pay €7,000.00
Rp142,100,000
-Rp1,064,522
For a transfer from Italy, compare the amount received first. Then check whether you are making a SEPA payment, an extra-SEPA transfer or a cash-agent remittance, because each works differently.
These are the leading options for a €7,000 transfer to Indonesia.
Cheapest way to send money to Indonesia
The cheapest option is Regency FX, funded by bank transfer with bank deposit for the payout. Your recipient gets 143,164,522.36 IDR, which is 0.23% more than the next best option.
Fastest way to send money to Indonesia
The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 141,746,838.09 IDR, with the money arriving in within minutes.
A bonifico can move euros from your Italian bank to the transfer company through SEPA.
Companies like Regency FX then convert the money into IDR and pay your recipient in Indonesia through a local bank, a wallet, or a cash-pickup network.
SEPA may fund the transfer quickly, but the delivery time depends on the local payout method.
In Italy, the term "money transfer" often means a cash-agent shop rather than an online bank transfer.
The Banca d'Italia confirms that money remittance must be provided by a bank, electronic money institution or authorised payment institution.
Their Italian agents must appear in the OAM register.
Italian banks and transfer companies can pause a large, unusual or poorly explained payment while they check its purpose and source.
Use a clear causale and keep the document that explains the money ready.
For property proceeds, tuition or moving savings, tell the bank before the transfer is due.
If a payment-service complaint is not resolved directly, the Arbitro Bancario Finanziario is the Italian financial ombudsman route.
The exchange rate affects the final IDR amount, so compare today's quote with the recent EUR/IDR range before sending.
Mid-market rate:1 EUR = 20,515.680921 IDR
Every company here is registered with Banca d'Italia or passported in from elsewhere in the EU.
We track 9 of them on EUR to Indonesia, comparing rates, fees and the ways to pay in and collect, updated in real time on live comparisons.
Nothing appears without passing our review.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
Advanced filters
Advanced filters
Tailor this money transfer comparison to your needs.
Show companies that support specific transfer features.
Only show providers with user feedback and reviews.
Hide selected providers from the EUR/IDR comparison.
Search Now & Save On Your Transfer
Instantly view live exchange rates, fees & features.
Please share your experience with …