Xe is the cheapest right now for transfers from Italy. Using a debit card deposit into a bank deposit will get you 143,966,783.1 IDR in Indonesia.
For speed, Revolut is fastest, with delivery in within minutes.
| 10 of 10 providers Last updated on 28 September 2026 | |||
| Based on 7,000 EUR transfer Best companies for EUR/IDR transfers | |||
| Promoted  Wise Pay via Bank transfer | Fee €36.69 1 EUR = 20464.1000 IDR +0.08% vs mid-market | Recipient gets Rp 142,497,872.00 Within minutes | |
Ways to receive money in Indonesia with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €36.691 EUR = 20464.1000 IDR Rp 142,497,872.00You pay€7,000.00 | |||
| Promoted  Xe Pay via Debit card | Fee €0.00 1 EUR = 20566.6833 IDR -0.42% vs mid-market | Recipient gets Rp 143,966,783.10 Minutes - 24 hours | |
Ways to receive money in Indonesia with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 20566.6833 IDR Rp 143,966,783.10You pay€7,000.00 | |||
Run a live search Showing top Italy to Indonesia deals for 7,000 EUR. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live EUR to IDR rates. | |||
Run a live search These companies offer multi-currency accounts for spending IDR. We suggest doing a live search based on how much EUR you're planning to spend in Indonesia. | |||
Run a live search These are managed services with real human support for large EUR transfers. Click the link and update the transfer amount to get the best deal. | |||
| Xe Pay via Debit card | Fee €0.00 1 EUR = 20566.6833 IDR -0.42% vs mid-market | Recipient gets Rp 143,966,783.10 Minutes - 24 hours | |
Ways to receive money in Indonesia with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 20566.6833 IDR Rp 143,966,783.10You pay€7,000.00 | |||
| Xe Pay via Bank transfer | Fee €0.00 1 EUR = 20566.6833 IDR -0.42% vs mid-market | Recipient gets Rp 143,966,783.10 Minutes - 24 hours | |
Ways to receive money in Indonesia with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 20566.6833 IDR Rp 143,966,783.10You pay€7,000.00 | |||
| Xe Pay via Credit card | Fee €0.00 1 EUR = 20566.6833 IDR -0.42% vs mid-market | Recipient gets Rp 143,966,783.10 Minutes - 24 hours | |
Ways to receive money in Indonesia with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 20566.6833 IDR Rp 143,966,783.10You pay€7,000.00 | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee €0.00 1 EUR = 20424.3922 IDR +0.27% vs mid-market | Recipient gets Rp 142,970,745.45 Minutes - 24 hours | |
Ways to receive money in Indonesia with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 20424.3922 IDR Rp 142,970,745.45You pay€7,000.00 | |||
 OFX Pay via Bank transfer | Fee €0.00 1 EUR = 20377.2889 IDR +0.50% vs mid-market | Recipient gets Rp 142,641,022.48 Minutes - 24 hours | |
Ways to receive money in Indonesia with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 20377.2889 IDR Rp 142,641,022.48You pay€7,000.00 | |||
| Wise Pay via Bank transfer | Fee €36.69 1 EUR = 20464.1000 IDR +0.08% vs mid-market | Recipient gets Rp 142,497,872.00 Within minutes | |
Ways to receive money in Indonesia with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €36.691 EUR = 20464.1000 IDR Rp 142,497,872.00You pay€7,000.00 | |||
 CurrencyFair Pay via Bank transfer | Fee €0.98 1 EUR = 20352.1000 IDR +0.62% vs mid-market | Recipient gets Rp 142,444,700.00 Minutes - 24 hours | |
Ways to receive money in Indonesia with CurrencyFair when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours €0.981 EUR = 20352.1000 IDR Rp 142,444,700.00You pay€7,000.00 | |||
| Wise Pay via iDEAL/WERO | Fee €46.82 1 EUR = 20464.1000 IDR +0.08% vs mid-market | Recipient gets Rp 142,290,571.00 Within minutes | |
Ways to receive money in Indonesia with Wise when paying by ideal/wero. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €46.821 EUR = 20464.1000 IDR Rp 142,290,571.00You pay€7,000.00 | |||
| Only available via Mobile App  Sendwave Pay via Debit card | Fee €0.99 1 EUR = 20277.1294 IDR +0.99% vs mid-market | Recipient gets Rp 141,919,831.65 Minutes - 3 days | |
Ways to receive money in Indonesia with Sendwave when paying by debit card. MethodFee & ratesRecipient gets Mobile moneyMinutes - 3 days €0.991 EUR = 20277.1294 IDR Rp 141,919,831.65You pay€7,000.00 Bank depositMinutes - 3 days €1.991 EUR = 20236.2481 IDR Rp 141,613,466.71You pay€7,000.00 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee €70.50 1 EUR = 20411.5805 IDR +0.33% vs mid-market | Recipient gets Rp 141,442,047.26 Within minutes | |
Ways to receive money in Indonesia with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes €70.501 EUR = 20411.5805 IDR Rp 141,442,047.26You pay€7,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Wise Pay via Debit card | Fee €91.67 1 EUR = 20464.1000 IDR +0.08% vs mid-market | Recipient gets Rp 141,372,756.00 Within minutes | |
Ways to receive money in Indonesia with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €91.671 EUR = 20464.1000 IDR Rp 141,372,756.00You pay€7,000.00 | |||
 TapTap Send Pay via Debit card | Fee €0.00 1 EUR = 20100.0000 IDR +1.87% vs mid-market | Recipient gets Rp 140,700,000.00 Minutes | |
Ways to receive money in Indonesia with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes Free1 EUR = 20100.0000 IDR Rp 140,700,000.00You pay€7,000.00 Mobile walletMinutesAvailable via:DANA, GoPay, LinkAja, OVO, ShopeePay Free1 EUR = 20100.0000 IDR Rp 140,700,000.00You pay€7,000.00 | |||
| Wise Pay via Credit card | Fee €133.69 1 EUR = 20464.1000 IDR +0.08% vs mid-market | Recipient gets Rp 140,512,854.00 Within minutes | |
Ways to receive money in Indonesia with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €133.691 EUR = 20464.1000 IDR Rp 140,512,854.00You pay€7,000.00 | |||
| $0 fee on first online transfers  MoneyGram Pay via Debit card | Fee €0.99 1 EUR = 20028.8093 IDR +2.23% vs mid-market | Recipient gets Rp 140,201,665.10 Minutes - 24 hours | |
Ways to receive money in Indonesia with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hoursAvailable via:All Banks €0.991 EUR = 20028.8093 IDR Rp 140,201,665.10You pay€7,000.99 Mobile walletMinutes - 24 hoursAvailable via:Select Wallets €2.991 EUR = 20028.8093 IDR Rp 140,201,665.10You pay€7,002.99 Card depositMinutes - 24 hoursAvailable via:Bank Debit Card €4.991 EUR = 20028.8093 IDR Rp 140,201,665.10You pay€7,004.99 Cash pickupMinutes - 24 hours €4.991 EUR = 20028.8093 IDR Rp 140,201,665.10You pay€7,004.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Credit card | Fee €0.99 1 EUR = 20028.8093 IDR +2.23% vs mid-market | Recipient gets Rp 140,201,665.10 Minutes - 24 hours | |
Ways to receive money in Indonesia with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hoursAvailable via:All Banks €0.991 EUR = 20028.8093 IDR Rp 140,201,665.10You pay€7,000.99 Mobile walletMinutes - 24 hoursAvailable via:Select Wallets €2.991 EUR = 20028.8093 IDR Rp 140,201,665.10You pay€7,002.99 Card depositMinutes - 24 hoursAvailable via:Bank Debit Card €4.991 EUR = 20028.8093 IDR Rp 140,201,665.10You pay€7,004.99 Cash pickupMinutes - 24 hours €4.991 EUR = 20028.8093 IDR Rp 140,201,665.10You pay€7,004.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Bank transfer | Fee €0.99 1 EUR = 20028.8093 IDR +2.23% vs mid-market | Recipient gets Rp 140,201,665.10 Minutes - 24 hours | |
Ways to receive money in Indonesia with MoneyGram when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hoursAvailable via:All Banks €0.991 EUR = 20028.8093 IDR Rp 140,201,665.10You pay€7,000.99 Mobile walletMinutes - 24 hoursAvailable via:Select Wallets €2.991 EUR = 20028.8093 IDR Rp 140,201,665.10You pay€7,002.99 Cash pickupMinutes - 24 hours €4.991 EUR = 20028.8093 IDR Rp 140,201,665.10You pay€7,004.99 | |||
| Pricing based on Revolut Standard plan Revolut Pay via Debit card | Fee €221.00 1 EUR = 20411.5805 IDR +0.33% vs mid-market | Recipient gets Rp 138,370,104.39 Within minutes | |
Ways to receive money in Indonesia with Revolut when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes €221.001 EUR = 20411.5805 IDR Rp 138,370,104.39You pay€7,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Only available via Mobile App  WorldRemit Pay via Debit card | Fee €0.00 1 EUR = 19412.4897 IDR +5.35% vs mid-market | Recipient gets Rp 135,887,428.18 Minutes - 2 days | |
Ways to receive money in Indonesia with WorldRemit when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 EUR = 19412.4897 IDR Rp 135,887,428.18You pay€7,000.00 | |||
| How Our Results Work Mid-market rate: 1 EUR = 20479.6874 IDR Updates every 60 minutes. | |||
Transfer details
For a one-off transfer to Indonesia, I suggest picking the cheapest option which is Xe.
On a 7,000 EUR transfer, Xe delivers the most IDR.
The best option will change depending on how much you actually send, so I suggest to get the best EUR/IDR rate.
You have 4 ways to fund your transfer: bank transfer, debit card, credit card, and ideal.
Sending money to Indonesia directly with SEPA is expensive, but using it to fund the money transfer account, since its cheap and quick.
You can also use a debit card to fund the transfer, including the Postepay card.
First time round you'll need your codice fiscale and a photo ID to verify your account.
10 companies send money from Italy to Indonesia. You can send EUR via app, broker, online, multi-currency account, global account, and in person, and more below.
Regular transfers
For the regular transfer home, an app like Xe is the easiest and most convenient option.
Xe charges €0 on a €7,000 transfer, and 143,966,783.1 IDR lands in a mobile wallet in seconds, no bank account needed on their side.
For one-off transfers
Outside the euro transfers, a bank transfer passes through intermediary banks, and each one can take a cut along the way.
Online services skip this and use their own network (it’s much cheaper).
Xe delivers 143,966,783.1 IDR on €7,000 with a €0 fee and -0.42% markup.
Sending large sums
Managed services charge no fees and work on margin instead, and the more you send to Indonesia, the better rate you will get.
Xe charges no fee and adds -0.42% on EUR/IDR rate.
Travelling and receiving
If you travel to Indonesia often, or receive payments from there, this is the best option.
Multi-currency accounts let you hold EUR and IDR in one account, and give you local details.
I suggest trying Wise.
It holds EUR and IDR balances and charges small fees to convert between them.
For business payments
Global accounts are for businesses and freelancers with a partita IVA, paying suppliers abroad, invoicing foreign clients, holding a few currencies.
A few good options are Wise Business, Airwallex, and Payoneer.
With Xe, paying by debit card and receiving through bank deposit is the cheapest combination. Sending €7,000 gives your recipient 143,966,783.1 IDR.
In Italy, you can pay by bank transfer, debit card, credit card, and ideal.
Satispay and Bancomat Pay are mainly domestic payment methods, they do not send IDR to Indonesia by themselves.
In Indonesia, the recipient can use bank deposit, mobile wallet, mobile money, card deposit, and cash pickup.
In Indonesia, they can collect cash through All Banks.
They need to take a photo ID and the collection reference to a participating All Banks location in Indonesia.
You pay €7,000.00
Rp143,966,783
Cheapest
You pay €7,000.00
Rp143,966,783
Rp0
You pay €7,000.00
Rp143,966,783
Rp0
You pay €7,000.00
Rp142,290,571
-Rp1,676,212
You pay €7,000.00
Rp141,919,832
-Rp2,046,951
You pay €7,000.00
Rp140,700,000
-Rp3,266,783
You pay €7,004.99
Rp140,201,665
-Rp3,765,118
You pay €7,004.99
Rp140,201,665
-Rp3,765,118
You pay €7,002.99
Rp140,201,665
-Rp3,765,118
You pay €7,004.99
Rp140,201,665
-Rp3,765,118
You pay €7,002.99
Rp140,201,665
-Rp3,765,118
You pay €7,004.99
Rp140,201,665
-Rp3,765,118
You pay €7,004.99
Rp140,201,665
-Rp3,765,118
For a transfer from Italy, compare the amount received first. Then check whether you are making a SEPA payment, an extra-SEPA transfer or a cash-agent remittance, because each works differently.
These are the leading options for a €7,000 transfer to Indonesia.
Cheapest way to send money to Indonesia
The cheapest option is Xe, funded by debit card with bank deposit for the payout. Your recipient gets 143,966,783.1 IDR, which is 0.69% more than the next best option.
Fastest way to send money to Indonesia
The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 141,442,047.26 IDR, with the money arriving in within minutes.
A bonifico can move euros from your Italian bank to the transfer company through SEPA.
Companies like Xe then convert the money into IDR and pay your recipient in Indonesia through a local bank, a wallet, or a cash-pickup network.
SEPA may fund the transfer quickly, but the delivery time depends on the local payout method.
In Italy, the term "money transfer" often means a cash-agent shop rather than an online bank transfer.
The Banca d'Italia confirms that money remittance must be provided by a bank, electronic money institution or authorised payment institution.
Their Italian agents must appear in the OAM register.
Italian banks and transfer companies can pause a large, unusual or poorly explained payment while they check its purpose and source.
Use a clear causale and keep the document that explains the money ready.
For property proceeds, tuition or moving savings, tell the bank before the transfer is due.
If a payment-service complaint is not resolved directly, the Arbitro Bancario Finanziario is the Italian financial ombudsman route.
The exchange rate affects the final IDR amount, so compare today's quote with the recent EUR/IDR range before sending.
Mid-market rate:1 EUR = 20,515.748647 IDR
Every company here is registered with Banca d'Italia or passported in from elsewhere in the EU.
We track 10 of them on EUR to Indonesia, comparing rates, fees and the ways to pay in and collect, updated in real time on live comparisons.
Nothing appears without passing our review.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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