Regency FX is the cheapest right now for transfers from Italy. Using a bank transfer deposit into a bank deposit will get you 141,479,920.28 IDR in Indonesia.
For speed, Revolut is fastest, with delivery in within minutes.
| 10 of 10 providers Last updated on 10 November 2026 | |||
| Based on 7,000 EUR transfer Best companies for EUR/IDR transfers | |||
| Promoted  Wise Pay via Bank transfer | Fee €36.69 1 EUR = 20270.9000 IDR -0.02% vs mid-market | Recipient gets Rp 141,152,561.00 Within minutes | |
Ways to receive money in Indonesia with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €36.691 EUR = 20270.9000 IDR Rp 141,152,561.00You pay€7,000.00 | |||
| Promoted  Xe Pay via Debit card | Fee €0.00 1 EUR = 20055.6102 IDR +1.04% vs mid-market | Recipient gets Rp 140,389,271.40 Minutes - 24 hours | |
Ways to receive money in Indonesia with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 20055.6102 IDR Rp 140,389,271.40You pay€7,000.00 | |||
Run a live search Showing top Italy to Indonesia deals for 7,000 EUR. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live EUR to IDR rates. | |||
Run a live search These companies offer multi-currency accounts for spending IDR. We suggest doing a live search based on how much EUR you're planning to spend in Indonesia. | |||
Run a live search These are managed services with real human support for large EUR transfers. Click the link and update the transfer amount to get the best deal. | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee €0.00 1 EUR = 20211.4172 IDR +0.27% vs mid-market | Recipient gets Rp 141,479,920.28 Minutes - 24 hours | |
Ways to receive money in Indonesia with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 20211.4172 IDR Rp 141,479,920.28You pay€7,000.00 | |||
 OFX Pay via Bank transfer | Fee €0.00 1 EUR = 20164.8051 IDR +0.50% vs mid-market | Recipient gets Rp 141,153,635.49 Minutes - 24 hours | |
Ways to receive money in Indonesia with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 20164.8051 IDR Rp 141,153,635.49You pay€7,000.00 | |||
| Wise Pay via Bank transfer | Fee €36.69 1 EUR = 20270.9000 IDR -0.02% vs mid-market | Recipient gets Rp 141,152,561.00 Within minutes | |
Ways to receive money in Indonesia with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €36.691 EUR = 20270.9000 IDR Rp 141,152,561.00You pay€7,000.00 | |||
 CurrencyFair Pay via Bank transfer | Fee €0.99 1 EUR = 20162.2000 IDR +0.51% vs mid-market | Recipient gets Rp 141,115,400.00 Minutes - 24 hours | |
Ways to receive money in Indonesia with CurrencyFair when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours €0.991 EUR = 20162.2000 IDR Rp 141,115,400.00You pay€7,000.00 | |||
| Wise Pay via iDEAL | Fee €46.82 1 EUR = 20270.9000 IDR -0.02% vs mid-market | Recipient gets Rp 140,947,216.00 Within minutes | |
Ways to receive money in Indonesia with Wise when paying by ideal. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €46.821 EUR = 20270.9000 IDR Rp 140,947,216.00You pay€7,000.00 | |||
| Only available via Mobile App  Sendwave Pay via Debit card | Fee €0.99 1 EUR = 20106.3223 IDR +0.79% vs mid-market | Recipient gets Rp 140,724,350.77 Minutes - 3 days | |
Ways to receive money in Indonesia with Sendwave when paying by debit card. MethodFee & ratesRecipient gets Mobile moneyMinutes - 3 days €0.991 EUR = 20106.3223 IDR Rp 140,724,350.77You pay€7,000.00 Bank depositMinutes - 3 days €1.991 EUR = 20065.7853 IDR Rp 140,420,566.54You pay€7,000.00 | |||
 TapTap Send Pay via Debit card | Fee €0.00 1 EUR = 20100.0000 IDR +0.82% vs mid-market | Recipient gets Rp 140,700,000.00 Minutes | |
Ways to receive money in Indonesia with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes Free1 EUR = 20100.0000 IDR Rp 140,700,000.00You pay€7,000.00 Mobile walletMinutesAvailable via:DANA, GoPay, LinkAja, OVO, ShopeePay Free1 EUR = 20100.0000 IDR Rp 140,700,000.00You pay€7,000.00 | |||
| Xe Pay via Debit card | Fee €0.00 1 EUR = 20055.6102 IDR +1.04% vs mid-market | Recipient gets Rp 140,389,271.40 Minutes - 24 hours | |
Ways to receive money in Indonesia with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 20055.6102 IDR Rp 140,389,271.40You pay€7,000.00 | |||
| Xe Pay via Bank transfer | Fee €0.00 1 EUR = 20055.6102 IDR +1.04% vs mid-market | Recipient gets Rp 140,389,271.40 Minutes - 24 hours | |
Ways to receive money in Indonesia with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 20055.6102 IDR Rp 140,389,271.40You pay€7,000.00 | |||
| Xe Pay via Credit card | Fee €0.00 1 EUR = 20055.6102 IDR +1.04% vs mid-market | Recipient gets Rp 140,389,271.40 Minutes - 24 hours | |
Ways to receive money in Indonesia with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 20055.6102 IDR Rp 140,389,271.40You pay€7,000.00 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee €60.50 1 EUR = 20210.7229 IDR +0.27% vs mid-market | Recipient gets Rp 140,252,311.30 Within minutes | |
Ways to receive money in Indonesia with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes €60.501 EUR = 20210.7229 IDR Rp 140,252,311.30You pay€7,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Wise Pay via Debit card | Fee €91.67 1 EUR = 20270.9000 IDR -0.02% vs mid-market | Recipient gets Rp 140,038,067.00 Within minutes | |
Ways to receive money in Indonesia with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €91.671 EUR = 20270.9000 IDR Rp 140,038,067.00You pay€7,000.00 | |||
| Wise Pay via Credit card | Fee €133.69 1 EUR = 20270.9000 IDR -0.02% vs mid-market | Recipient gets Rp 139,186,283.00 Within minutes | |
Ways to receive money in Indonesia with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €133.691 EUR = 20270.9000 IDR Rp 139,186,283.00You pay€7,000.00 | |||
| $0 fee on first online transfers  MoneyGram Pay via Debit card | Fee €0.99 1 EUR = 19803.0129 IDR +2.31% vs mid-market | Recipient gets Rp 138,621,090.30 Minutes - 24 hours | |
Ways to receive money in Indonesia with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hoursAvailable via:All Banks €0.991 EUR = 19803.0129 IDR Rp 138,621,090.30You pay€7,000.99 Mobile walletMinutes - 24 hoursAvailable via:Select Wallets €2.991 EUR = 19803.0129 IDR Rp 138,621,090.30You pay€7,002.99 Card depositMinutes - 24 hoursAvailable via:Bank Debit Card €4.991 EUR = 19803.0129 IDR Rp 138,621,090.30You pay€7,004.99 Cash pickupMinutes - 24 hours €4.991 EUR = 19803.0129 IDR Rp 138,621,090.30You pay€7,004.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Credit card | Fee €0.99 1 EUR = 19803.0129 IDR +2.31% vs mid-market | Recipient gets Rp 138,621,090.30 Minutes - 24 hours | |
Ways to receive money in Indonesia with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hoursAvailable via:All Banks €0.991 EUR = 19803.0129 IDR Rp 138,621,090.30You pay€7,000.99 Mobile walletMinutes - 24 hoursAvailable via:Select Wallets €2.991 EUR = 19803.0129 IDR Rp 138,621,090.30You pay€7,002.99 Card depositMinutes - 24 hoursAvailable via:Bank Debit Card €4.991 EUR = 19803.0129 IDR Rp 138,621,090.30You pay€7,004.99 Cash pickupMinutes - 24 hours €4.991 EUR = 19803.0129 IDR Rp 138,621,090.30You pay€7,004.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Bank transfer | Fee €0.99 1 EUR = 19803.0129 IDR +2.31% vs mid-market | Recipient gets Rp 138,621,090.30 Minutes - 24 hours | |
Ways to receive money in Indonesia with MoneyGram when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hoursAvailable via:All Banks €0.991 EUR = 19803.0129 IDR Rp 138,621,090.30You pay€7,000.99 Mobile walletMinutes - 24 hoursAvailable via:Select Wallets €2.991 EUR = 19803.0129 IDR Rp 138,621,090.30You pay€7,002.99 Cash pickupMinutes - 24 hours €4.991 EUR = 19803.0129 IDR Rp 138,621,090.30You pay€7,004.99 | |||
| Pricing based on Revolut Standard plan Revolut Pay via Debit card | Fee €221.00 1 EUR = 20210.7229 IDR +0.27% vs mid-market | Recipient gets Rp 137,008,490.28 Within minutes | |
Ways to receive money in Indonesia with Revolut when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes €221.001 EUR = 20210.7229 IDR Rp 137,008,490.28You pay€7,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Only available via Mobile App  WorldRemit Pay via Debit card | Fee €0.00 1 EUR = 19248.9660 IDR +5.15% vs mid-market | Recipient gets Rp 134,742,762.00 Minutes - 2 days | |
Ways to receive money in Indonesia with WorldRemit when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 EUR = 19248.9660 IDR Rp 134,742,762.00You pay€7,000.00 | |||
| How Our Results Work Mid-market rate: 1 EUR = 20266.1357 IDR Updates every 60 minutes. | |||
Transfer details
For a one-off EUR transfer to Indonesia, I suggest picking the cheapest option which is Regency FX.
Regency FX was the cheapest on 20 of the 27 days it quoted €7,000 transfers to Indonesia.
On a 7,000 EUR transfer, Regency FX delivers the most IDR.
The best option will change depending on how much you actually send, so I suggest to get the best EUR/IDR rate.
You have 4 ways to fund your transfer, including bank transfer, debit card, credit card, and iDEAL, as well as a Postepay card.
Sending money to Indonesia from your Italian bank is usually expensive when currency conversion is involved, but many money transfer services offer SEPA deposits which are quicker and cheaper.
First time round you'll need your codice fiscale and a photo ID to verify your account.
How much EUR you send to Indonesia heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.
Our analysis shows Regency FX was the cheapest in 74% of the transfers from €5,000 it quoted, and in 74% of all the transfers it quoted.
| Cheapest service | |||||
|---|---|---|---|---|---|
| €500 | 0.04% | €0.00 | Rp 10,136,325.00with debit card to bank deposit | +Rp 337,417.80 | |
| €1,000 | 0.06% | €0.00 | Rp 20,267,680.00with debit card to bank deposit | +Rp 259,719.70 | |
| €2,000 | 0.07% | €0.00 | Rp 40,538,080.00with debit card to bank deposit | +Rp 567,859.01 | |
| €5,000 | 0.48% | €0.99 | Rp 100,914,000.00with bank transfer to bank deposit | +Rp 1,211,830.96 | |
| €7,000This page | 0.27% | €0.00 | Rp 141,479,920.28with bank transfer to bank deposit | +Rp 1,728,137.93 |
Mid-market rate: 1 EUR = 20266.1357 IDR
The cheapest way to send EUR to IDR can change every day, or stay with the same company all month.
We've compared the mid-market rate with the cheapest option each day (today it's Regency FX), across 30 days of comparisons for 7,000 EUR transfers to Indonesia.
Tue, 10 Nov 2026Mid-market rateRp 141,862,950.24 Regency FX Rp 141,479,920.28Regency FXRp 141,479,920.28OFXRp 141,153,635.49WiseRp 141,152,561.00
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 20076.2768 | – | Rp 140,533,937.37 | |
| | 20022.0708 | €0.00 | Rp 140,154,495.74 | −Rp 379,441.63 |
| | 19975.8954 | €0.00 | Rp 139,831,267.68 | −Rp 702,669.69 |
| | 20068.9000 | €36.69 | Rp 139,745,972.00 | −Rp 787,965.37 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 19972.9442 | – | Rp 139,810,609.63 | |
| | 19919.0173 | €0.00 | Rp 139,433,120.98 | −Rp 377,488.65 |
| | 20005.5000 | €36.69 | Rp 139,304,498.00 | −Rp 506,111.63 |
| | 19873.0795 | €0.00 | Rp 139,111,556.58 | −Rp 699,053.05 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 20038.1725 | – | Rp 140,267,207.18 | |
 | 20019.8600 | €0.00 | Rp 140,139,020.00 | −Rp 128,187.18 |
| | 20045.2000 | €36.69 | Rp 139,580,942.00 | −Rp 686,265.18 |
| | – | – | – | – |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 20100.2280 | – | Rp 140,701,596.32 | |
| | 20045.9574 | €0.00 | Rp 140,321,702.00 | −Rp 379,894.31 |
| | 20106.6000 | €36.69 | Rp 140,008,489.00 | −Rp 693,107.31 |
| | 19999.7269 | €0.00 | Rp 139,998,088.33 | −Rp 703,507.98 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 20262.7164 | – | Rp 141,839,014.65 | |
| | 20208.0070 | €0.00 | Rp 141,456,049.31 | −Rp 382,965.34 |
| | 20161.4028 | €0.00 | Rp 141,129,819.57 | −Rp 709,195.08 |
| | 20242.8000 | €36.69 | Rp 140,956,892.00 | −Rp 882,122.65 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 20286.4555 | – | Rp 142,005,188.68 | |
| | 20250.0000 | €0.00 | Rp 141,750,000.00 | −Rp 255,188.68 |
| | 20231.6821 | €0.00 | Rp 141,621,774.67 | −Rp 383,414.01 |
| | 20185.0232 | €0.00 | Rp 141,295,162.73 | −Rp 710,025.95 |
| | 20288.9000 | €36.69 | Rp 141,277,900.00 | −Rp 727,288.68 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 20286.4555 | – | Rp 142,005,188.68 | |
| | 20250.0000 | €0.00 | Rp 141,750,000.00 | −Rp 255,188.68 |
| | 20231.6821 | €0.00 | Rp 141,621,774.67 | −Rp 383,414.01 |
| | 20185.0232 | €0.00 | Rp 141,295,162.73 | −Rp 710,025.95 |
| | 20288.9000 | €36.69 | Rp 141,277,900.00 | −Rp 727,288.68 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 20209.5136 | – | Rp 141,466,595.24 | |
| | 20200.0000 | €0.00 | Rp 141,400,000.00 | −Rp 66,595.24 |
| | 20154.9479 | €0.00 | Rp 141,084,635.43 | −Rp 381,959.81 |
| | 20108.4660 | €0.00 | Rp 140,759,262.27 | −Rp 707,332.97 |
| | 20208.9000 | €36.69 | Rp 140,720,835.00 | −Rp 745,760.24 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 20196.7996 | – | Rp 141,377,597.40 | |
| | 20200.0000 | €0.00 | Rp 141,400,000.00 | +Rp 22,402.60 |
| | 20142.2683 | €0.00 | Rp 140,995,877.88 | −Rp 381,719.52 |
| | 20095.8156 | €0.00 | Rp 140,670,709.41 | −Rp 706,887.99 |
| | 20196.5000 | €36.69 | Rp 140,634,490.00 | −Rp 743,107.40 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 20225.1900 | – | Rp 141,576,330.10 | |
| | 20200.0000 | €0.00 | Rp 141,400,000.00 | −Rp 176,330.10 |
| | 20170.5820 | €0.00 | Rp 141,194,074.01 | −Rp 382,256.09 |
| | 20124.0641 | €0.00 | Rp 140,868,448.45 | −Rp 707,881.65 |
| | 20211.5000 | €36.69 | Rp 140,738,940.00 | −Rp 837,390.10 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 20290.6419 | – | Rp 142,034,493.42 | |
| | 20235.8572 | €0.00 | Rp 141,651,000.29 | −Rp 383,493.13 |
| | 20189.1887 | €0.00 | Rp 141,324,320.95 | −Rp 710,172.47 |
| | 20280.7000 | €36.69 | Rp 141,220,801.00 | −Rp 813,692.42 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | – | – | – | |
| | 20200.0000 | €0.00 | Rp 141,400,000.00 | – |
| | 20240.9000 | €36.69 | Rp 140,943,661.00 | – |
| | – | – | – | – |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 20269.3510 | – | Rp 141,885,456.76 | |
| | 20214.6237 | €0.00 | Rp 141,502,366.02 | −Rp 383,090.74 |
| | 20168.0042 | €0.00 | Rp 141,176,029.47 | −Rp 709,427.29 |
| | 20266.0000 | €36.69 | Rp 141,118,440.00 | −Rp 767,016.76 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 20269.3510 | – | Rp 141,885,456.76 | |
| | 20214.6237 | €0.00 | Rp 141,502,366.02 | −Rp 383,090.74 |
| | 20168.0042 | €0.00 | Rp 141,176,029.47 | −Rp 709,427.29 |
| | 20266.0000 | €36.69 | Rp 141,118,440.00 | −Rp 767,016.76 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 20319.3734 | – | Rp 142,235,613.50 | |
| | 20264.5110 | €0.00 | Rp 141,851,577.34 | −Rp 384,036.16 |
| | 20217.7765 | €0.00 | Rp 141,524,435.43 | −Rp 711,178.07 |
| | 20317.8000 | €36.69 | Rp 141,479,140.00 | −Rp 756,473.50 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | – | – | – | |
| | 20162.2000 | €20,000.00 | Rp 141,115,400.00 | – |
| | 20264.5000 | €36.69 | Rp 141,107,995.00 | – |
| | – | – | – | – |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 20214.5696 | – | Rp 141,501,986.89 | |
| | 20159.9902 | €0.00 | Rp 141,119,931.53 | −Rp 382,055.36 |
| | 20223.0000 | €36.69 | Rp 140,819,018.00 | −Rp 682,968.89 |
| | 20113.4967 | €0.00 | Rp 140,794,476.96 | −Rp 707,509.93 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 20218.1657 | – | Rp 141,527,159.98 | |
| | 20163.5767 | €0.00 | Rp 141,145,036.65 | −Rp 382,123.33 |
| | 20117.0749 | €0.00 | Rp 140,819,524.18 | −Rp 707,635.80 |
| | 20203.9000 | €36.69 | Rp 140,686,019.00 | −Rp 841,140.98 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 20325.0578 | – | Rp 142,275,404.52 | |
| | 20270.1801 | €0.00 | Rp 141,891,260.93 | −Rp 384,143.59 |
| | 20223.4325 | €0.00 | Rp 141,564,027.50 | −Rp 711,377.02 |
| | 20311.0000 | €36.69 | Rp 141,431,789.00 | −Rp 843,615.52 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 20320.1105 | – | Rp 142,240,773.68 | |
| | 20265.2462 | €0.00 | Rp 141,856,723.59 | −Rp 384,050.09 |
| | 20218.5100 | €0.00 | Rp 141,529,569.81 | −Rp 711,203.87 |
| | 20236.8000 | €36.69 | Rp 140,915,112.00 | −Rp 1,325,661.68 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 20312.7148 | – | Rp 142,189,003.41 | |
| | 20257.8704 | €0.00 | Rp 141,805,093.10 | −Rp 383,910.31 |
| | 20211.1512 | €0.00 | Rp 141,478,058.39 | −Rp 710,945.02 |
| | 20236.8000 | €36.69 | Rp 140,915,112.00 | −Rp 1,273,891.41 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 20318.2639 | – | Rp 142,227,847.38 | |
| | 20263.4046 | €0.00 | Rp 141,843,832.20 | −Rp 384,015.18 |
| | 20216.6726 | €0.00 | Rp 141,516,708.15 | −Rp 711,139.23 |
| | 20320.2000 | €36.69 | Rp 141,495,852.00 | −Rp 731,995.38 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 20330.2399 | – | Rp 142,311,678.98 | |
| | 20275.3482 | €0.00 | Rp 141,927,437.44 | −Rp 384,241.54 |
| | 20228.5887 | €0.00 | Rp 141,600,120.58 | −Rp 711,558.40 |
| | 20322.5000 | €36.69 | Rp 141,511,867.00 | −Rp 799,811.98 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 20447.4099 | – | Rp 143,131,869.12 | |
| | 20392.2019 | €0.00 | Rp 142,745,413.07 | −Rp 386,456.05 |
| | 20345.1728 | €0.00 | Rp 142,416,209.77 | −Rp 715,659.35 |
| | 20435.7000 | €36.69 | Rp 142,300,114.00 | −Rp 831,755.12 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 20346.0820 | – | Rp 142,422,573.81 | |
| | 20300.0000 | €0.00 | Rp 142,100,000.00 | −Rp 322,573.81 |
| | 20291.1476 | €0.00 | Rp 142,038,032.86 | −Rp 384,540.95 |
| | 20244.3516 | €0.00 | Rp 141,710,460.94 | −Rp 712,112.87 |
| | 20330.9000 | €36.69 | Rp 141,570,359.00 | −Rp 852,214.81 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 20232.5065 | – | Rp 141,627,545.63 | |
| | 20200.0000 | €0.00 | Rp 141,400,000.00 | −Rp 227,545.63 |
| | 20177.8788 | €0.00 | Rp 141,245,151.26 | −Rp 382,394.37 |
| | 20256.1000 | €36.69 | Rp 141,049,504.00 | −Rp 578,041.63 |
| | 20131.3440 | €0.00 | Rp 140,919,407.90 | −Rp 708,137.73 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 20192.2582 | – | Rp 141,345,807.44 | |
| | 20137.7391 | €0.00 | Rp 140,964,173.75 | −Rp 381,633.69 |
| | 20091.2969 | €0.00 | Rp 140,639,078.40 | −Rp 706,729.03 |
| | 20184.4000 | €36.69 | Rp 140,550,234.00 | −Rp 795,573.44 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 20192.2582 | – | Rp 141,345,807.44 | |
| | 20137.7391 | €0.00 | Rp 140,964,173.75 | −Rp 381,633.69 |
| | 20091.2969 | €0.00 | Rp 140,639,078.40 | −Rp 706,729.03 |
| | 20184.4000 | €36.69 | Rp 140,550,234.00 | −Rp 795,573.44 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 20199.9165 | – | Rp 141,399,415.75 | |
| | 20145.3768 | €0.00 | Rp 141,017,637.32 | −Rp 381,778.43 |
| | 20098.9170 | €0.00 | Rp 140,692,418.67 | −Rp 706,997.08 |
| | 20203.7000 | €36.69 | Rp 140,684,626.00 | −Rp 714,789.75 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 20266.1357 | – | Rp 141,862,950.24 | |
| | 20211.4172 | €0.00 | Rp 141,479,920.28 | −Rp 383,029.96 |
| | 20164.8051 | €0.00 | Rp 141,153,635.49 | −Rp 709,314.75 |
| | 20270.9000 | €36.69 | Rp 141,152,561.00 | −Rp 710,389.24 |
| Exchange rate | Fee | Recipient gets | Difference |
|---|
| Mid-market rate | 20266.1357 | – | Rp 141,862,950.24 | |
|---|---|---|---|---|
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Each line shows what the recipient gets when you send €7,000, after fees, as quoted by each company. The mid-market line shows what €7,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.
The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.
When the blue line goes above the dashed one, you're getting more IDR per EUR than the mid-market rate can offer.
This could be due to money transfer offers, FX rate adjustments, or market competitiveness.
In the past month, a money transfer company beat the mid-market rate on 1 of the last 30 days.
Right now, Regency FX pays 141,479,920.28 IDR on 7,000 EUR, which is 383,029.96 IDR less than the mid-market amount.
Today's payout isn't the best this month though, since the highest receive amount was 142,745,413.07 IDR.
If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.
Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Indonesia.
We've tracked 146 comparisons to check how often today's top companies were the cheapest across 5 amounts over the past month.
Cheapest in 71% of them
Cheapest in 7% of them
Cheapest in 3% of them
Based on 35 comparisons across 5 amounts over the last 7 days.
Cheapest in 74% of them
Cheapest in 8% of them
Cheapest in 3% of them
Based on 146 comparisons across 5 amounts over the last 30 days.
Cheapest in 67% of them
Cheapest in 5% of them
Cheapest in 2% of them
Based on 206 comparisons across 5 amounts over the last 90 days.
Different companies can come out cheapest depending on the day and the amount you send.
To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).
Today Regency FX is the cheapest, but it only quotes some of the amounts we track, so it isn't included in these figures.
OFX (today's second cheapest) was the cheapest in only 8% of its comparisons, so it's rarely the cheapest option for transfers to Indonesia.
10 companies send money from Italy to Indonesia. You can send EUR via app, currency broker, online, multi-currency account, global business account, and in person, and more below.
Regular transfers
For the regular transfer home, an app like Wise is the easiest and most convenient option.
Over the past month, Wise was the cheapest app on 30% of the days it appeared for €7,000 transfers.
Wise charges €36.69 on a €7,000 transfer, and 141,152,561 IDR lands in within minutes.
They can also receive it in a mobile wallet, with no bank account needed.
For one-off transfers
For transfers outside the euro, a bank transfer often passes through intermediary banks, and each one can take a cut along the way.
Online services skip this and use their own network (it’s much cheaper).
Wise delivers 141,152,561 IDR on €7,000 with a €36.69 fee and -0.02% markup.
In our comparisons over the past month, it was the cheapest online service on 28 of the 30 days it quoted.
Sending large sums
Managed services charge no fees and work on margin instead, and the more you send to Indonesia, the better rate you will get.
Regency FX charges no fee and adds 0.27% on EUR/IDR rate.
Our analysis shows Regency FX was the cheapest broker in 100% of the transfers from €5,000 it quoted.
Travelling and receiving
If you travel to Indonesia often, or receive payments from there, this is the best option.
Multi-currency accounts let you hold EUR and IDR in one account, and for some currencies you also get local account details.
I suggest trying Wise.
Over the past month, it came out cheapest among multi-currency accounts on 100% of days.
It holds EUR and IDR balances and charges small fees to convert between them.
For business payments
Global accounts are for businesses and freelancers with a partita IVA, paying suppliers abroad, invoicing foreign clients, holding a few currencies.
A few good options are Wise Business, Airwallex, and Payoneer.
With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending €7,000 gives your recipient 141,479,920.28 IDR.
In Italy, you can pay by bank transfer, debit card, credit card, and iDEAL.
Satispay and Bancomat Pay are mainly domestic payment methods, they do not send IDR to Indonesia by themselves.
In Indonesia, the recipient can use bank deposit, mobile wallet, mobile money, card deposit, and cash pickup.
In Indonesia, they can collect cash through MoneyGram.
They need to take a photo ID and the collection reference to a participating MoneyGram location in Indonesia.
You pay €7,000.00
Rp141,479,920
Cheapest
You pay €7,000.00
Rp140,947,216
-Rp532,704
You pay €7,000.00
Rp140,724,351
-Rp755,570
You pay €7,000.00
Rp140,700,000
-Rp779,920
You pay €7,000.00
Rp140,700,000
-Rp779,920
You pay €7,000.00
Rp140,389,271
-Rp1,090,649
You pay €7,002.99
Rp138,621,090
-Rp2,858,830
You pay €7,004.99
Rp138,621,090
-Rp2,858,830
You pay €7,004.99
Rp138,621,090
-Rp2,858,830
You pay €7,004.99
Rp138,621,090
-Rp2,858,830
You pay €7,002.99
Rp138,621,090
-Rp2,858,830
You pay €7,004.99
Rp138,621,090
-Rp2,858,830
You pay €7,004.99
Rp138,621,090
-Rp2,858,830
For a transfer from Italy, compare the amount received first. Then check whether you are making a SEPA payment, an extra-SEPA transfer or a cash-agent remittance, because each works differently.
These are the leading options for a €7,000 transfer to Indonesia.
Cheapest way to send money to Indonesia
The cheapest option is Regency FX, funded by bank transfer with bank deposit for the payout. Your recipient gets 141,479,920.28 IDR, which is 0.23% more than the next best option.
Fastest way to send money to Indonesia
The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 140,252,311.30 IDR, with the money arriving in within minutes.
A bonifico can move euros from your Italian bank to the transfer company through SEPA.
Companies like Regency FX then convert the money into IDR and pay your recipient in Indonesia through a local bank, a wallet, or a cash-pickup network.
SEPA may fund the transfer quickly, but the delivery time depends on the local payout method.
In Italy, the term "money transfer" often means a cash-agent shop rather than an online bank transfer.
The Banca d'Italia confirms that money remittance must be provided by a bank, electronic money institution or authorised payment institution.
Their Italian agents must appear in the OAM register.
Italian banks and transfer companies can pause a large, unusual or poorly explained payment while they check its purpose and source.
Use a clear causale and keep the document that explains the money ready.
For property proceeds, tuition or moving savings, tell the bank before the transfer is due.
If a payment-service complaint is not resolved directly, the Arbitro Bancario Finanziario is the Italian financial ombudsman route.
Every company here is regulated by Banca d’Italia or by its home country’s financial regulator.
We track 10 of them on EUR to Indonesia, comparing rates, fees and the ways to pay in and collect, updated in real time on live comparisons.
In the past 30 days alone, we analysed 146 comparisons across 5 amounts.
This page covers the cheapest and fastest options for EUR/IDR transfers. This is how we pick them:
Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.
Nothing appears without passing our review.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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