We compared 4 companies sending money from the United States to Cambodia. Regency FX is the best and cheapest, while Regency FX is the fastest.
Sending $7,000 with Regency FX gets your recipient 28,399,875.81 KHR at 4057.1251 KHR per USD.
| 4 of 4 providers Last updated on 27 September 2026 | |||
| Based on 7,000 USD transfer Best companies for USD/KHR transfers | |||
| Promoted  Wise Pay via Bank transfer | Fee $232.03 1 USD = 4056.8300 KHR +0.28% vs mid-market | Recipient gets ៛27,456,503.74 Within a week | |
Ways to receive money in Cambodia with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT $232.031 USD = 4056.8300 KHR ៛27,456,503.74You pay$7,000.00 | |||
| Promoted  Xe Pay via Bank transfer | Fee $0.00 1 USD = 4009.8906 KHR +1.44% vs mid-market | Recipient gets ៛28,069,234.20 Minutes - 24 hours | |
Ways to receive money in Cambodia with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 USD = 4009.8906 KHR ៛28,069,234.20You pay$7,000.00 | |||
Run a live search Showing top United States to Cambodia deals for 7,000 USD. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live USD to KHR rates. | |||
Run a live search These companies offer multi-currency accounts for spending KHR. We suggest doing a live search based on how much USD you're planning to spend in Cambodia. | |||
Run a live search These are managed services with real human support for large USD transfers. Click the link and update the transfer amount to get the best deal. | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee $0.00 1 USD = 4057.1251 KHR +0.27% vs mid-market | Recipient gets ៛28,399,875.81 Minutes - 24 hours | |
Ways to receive money in Cambodia with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 USD = 4057.1251 KHR ៛28,399,875.81You pay$7,000.00 | |||
| $0 fee on first online transfers  MoneyGram Pay via Cash deposit | Fee $60.79 1 USD = 4027.5709 KHR +1.00% vs mid-market | Recipient gets ៛28,192,996.30 Minutes - 24 hours | |
Ways to receive money in Cambodia with MoneyGram when paying by cash deposit. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours $60.791 USD = 4027.5709 KHR ៛28,192,996.30You pay$7,060.79 | |||
| $0 fee on first online transfers MoneyGram Pay via Debit card | Fee $0.99 1 USD = 4020.2613 KHR +1.18% vs mid-market | Recipient gets ៛28,141,829.10 Minutes - 24 hours | |
Ways to receive money in Cambodia with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Mobile walletMinutes - 24 hoursAvailable via:eMoney $0.991 USD = 4020.2613 KHR ៛28,141,829.10You pay$7,000.99 Mobile moneyMinutes - 24 hoursAvailable via:Wing $0.991 USD = 4020.2613 KHR ៛28,141,829.10You pay$7,000.99 Bank depositMinutes - 24 hoursAvailable via:All Banks $1.991 USD = 3997.3485 KHR ៛27,981,439.50You pay$7,001.99 Cash pickupMinutes - 24 hours $75.991 USD = 3989.1552 KHR ៛27,924,086.40You pay$7,075.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Bank transfer | Fee $1.99 1 USD = 4020.2613 KHR +1.18% vs mid-market | Recipient gets ៛28,141,829.10 Minutes - 24 hours | |
Ways to receive money in Cambodia with MoneyGram when paying by bank transfer. MethodFee & ratesRecipient gets Mobile walletMinutes - 24 hoursAvailable via:eMoney $1.991 USD = 4020.2613 KHR ៛28,141,829.10You pay$7,001.99 Mobile moneyMinutes - 24 hoursAvailable via:Wing $1.991 USD = 4020.2613 KHR ៛28,141,829.10You pay$7,001.99 Bank depositMinutes - 24 hoursAvailable via:All Banks $70.001 USD = 3997.3485 KHR ៛27,981,439.50You pay$7,070.00 Cash pickupMinutes - 24 hours $70.001 USD = 3989.1552 KHR ៛27,924,086.40You pay$7,070.00 | |||
| $0 fee on first online transfers MoneyGram Pay via Credit card | Fee $210.00 1 USD = 4020.2613 KHR +1.18% vs mid-market | Recipient gets ៛28,141,829.10 Minutes - 24 hours | |
Ways to receive money in Cambodia with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Mobile walletMinutes - 24 hoursAvailable via:eMoney $210.001 USD = 4020.2613 KHR ៛28,141,829.10You pay$7,210.00 Mobile moneyMinutes - 24 hoursAvailable via:Wing $210.001 USD = 4020.2613 KHR ៛28,141,829.10You pay$7,210.00 Bank depositMinutes - 24 hoursAvailable via:All Banks $177.991 USD = 3997.3485 KHR ៛27,981,439.50You pay$7,177.99 Cash pickupMinutes - 24 hours $179.991 USD = 3989.1552 KHR ៛27,924,086.40You pay$7,179.99 | |||
| Xe Pay via Bank transfer | Fee $0.00 1 USD = 4009.8906 KHR +1.44% vs mid-market | Recipient gets ៛28,069,234.20 Minutes - 24 hours | |
Ways to receive money in Cambodia with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 USD = 4009.8906 KHR ៛28,069,234.20You pay$7,000.00 | |||
| Xe Pay via Debit card | Fee $35.00 1 USD = 4009.8906 KHR +1.44% vs mid-market | Recipient gets ៛27,928,888.03 Minutes - 24 hours | |
Ways to receive money in Cambodia with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours $35.001 USD = 4009.8906 KHR ៛27,928,888.03You pay$7,000.00 | |||
| Wise Pay via Bank transfer | Fee $232.03 1 USD = 4056.8300 KHR +0.28% vs mid-market | Recipient gets ៛27,456,503.74 Within a week | |
Ways to receive money in Cambodia with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT $232.031 USD = 4056.8300 KHR ៛27,456,503.74You pay$7,000.00 | |||
| Xe Pay via Credit card | Fee $210.00 1 USD = 4009.8906 KHR +1.44% vs mid-market | Recipient gets ៛27,227,157.17 Minutes - 24 hours | |
Ways to receive money in Cambodia with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours $210.001 USD = 4009.8906 KHR ៛27,227,157.17You pay$7,000.00 | |||
| How Our Results Work Mid-market rate: 1 USD = 4068.1090 KHR Updates every 60 minutes. | |||
Transfer details
If you're sending a one-off transfer, then Regency FX is the best option.
For recurring transfers, I'd suggest using an app or a multi-currency account with MoneyGram.
For large transfers using a broker like Regency FX is the best option.
If your recipient needs cash, MoneyGram is the cheapest.
How much you send will affect the best option for you right now.
You have 4 ways to pay for your transfer to Cambodia, including bank transfer, debit card, credit card, and cash deposit.
Usually, using bank transfer to fund your transfer is the cheapest but slowest option (ACH and takes a day or two).
You can use a debit card, Apple Pay and Google Pay for quicker deposit but its a bit more expensive.
I suggest avoiding credit cards since these are most expensive and have cash advance fees (Amex is very rarely accepted in general).
First time round you'll need to confirm who you are.
An SSN isn't required, an ITIN or a foreign passport works with most companies here.
How much USD you send to Cambodia heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.
| Cheapest service | |||||
|---|---|---|---|---|---|
| $500 | 1.00% | $7.19 | ៛2,013,785.45with cash deposit to cash pickup | +៛91,853.39 | |
| $2,000 | 1.00% | $20.79 | ៛8,055,141.80with cash deposit to cash pickup | +៛178,897.55 | |
| $5,000 | 1.00% | $44.79 | ៛20,137,854.50with cash deposit to cash pickup | +៛202,214.21 | |
| $7,000This page | 0.27% | $0.00 | ៛28,399,875.81with bank transfer to bank deposit | +៛433,193.30 | |
| $10,000 | 0.27% | $0.00 | ៛40,571,251.16with bank transfer to bank deposit | +៛616,336.21 |
Mid-market rate: 1 USD = 4068.1090 KHR
There are 4 companies available for sending money from the US to Cambodia, across online, app, broker, in person, multi-currency account, and global account, and more.
For regular transfers home
If you send a few hundred dollars home every payday, an app is usually the cheapest way and the least work.
MoneyGram charges $60.79 on a $7,000 transfer with 1% markup, saves your recipient's details for next time, and KHR arrives in minutes - 24 hours.
Funding from a US bank account or debit card avoids the 1% federal tax that applies to cash-funded transfers.
Sending without a US bank account
Paying in cash at an agent can work without a US bank account.
The ID accepted depends on the company and the amount, so check before visiting if you do not have an SSN.
Hand $7,000 to a MoneyGram agent in the US, and your recipient will get 28,192,996.3 KHR in minutes - 24 hours.
However, transfers funded with cash or a money order carry a 1% federal tax from January 2021. To avoid it, fund with a debit card or bank account instead (most agents take both).
For one-off transfers
For a one-off transfer, an online service funded from your checking account is usually the cheapest way to send money to Cambodia.
Of all online companies listed here, MoneyGram gets you the most KHR per USD.
On a $7,000 transfer, you will get 28,192,996.3 KHR after a $60.79 fee and 1% markup.
But, bank funding (ACH) takes 1 to 3 business days to clear, while debit cards (and Google Pay/Apple Pay) are usually instant but cost a bit more.
For transfers over $10,000
For large transfers to Cambodia (e.g. a property purchase, tuition, or moving to Cambodia), a broker like Regency FX charges no fee, gives you a dedicated account manager, and adds 0.27% markup on USD/KHR that gets lower the more you send.
It's also good to check Wise since you get a bulk discount on transfers over $25,000.
Business payments from the US
Global accounts are for US businesses paying people abroad.
Companies like Airwallex, WorldFirst, or Payoneer handle the recurring and batch payments, invoicing, tracking, and more.
Holding & spending currencies
A multi-currency account like Wise is the best for holding and receiving KHR.
This is useful for traveling to Cambodia, building up KHR balance, or receiving payments in KHR.
Wise converts $7,000 at 0.28% markup plus small fee and holds the KHR until you spend it.
With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending $7,000 gives your recipient 28,399,875.81 KHR.
Deposit USD by bank transfer, debit card, credit card, and cash deposit.
The simplest way is to pay from your US checking account
Pay by bank transfer using your routing and account numbers.
An ACH payment is usually cheaper than a card, but the it may take some time for it to clear before a money transfer company can send the money to Cambodia.
You can deposit cash
You'll need to visit nearest MoneyGram branch and had over $7,000.
MoneyGram is the cheapest option and will get you 28,192,996.3 KHR on $7,000 transfer after fees.
Transfers funded with physical cash are subject to the 1% US remittance transfer tax, but funding from a US bank account or with a US-issued debit or credit card is exempt.
Zelle, Venmo and Cash App only support domestic transfers, so they cannot send money to Cambodia.
Your recipient in Cambodia can collect KHR through bank deposit, mobile wallet, mobile money, and cash pickup.
They can collect cash in Cambodia
Your recipient can collect KHR from a participating MoneyGram location in Cambodia.
They should take a valid photo ID and the collection reference, and check that the name on the transfer matches their ID.
You pay $7,000.00
៛28,399,876
Cheapest
You pay $7,060.79
៛28,192,996
-៛206,880
You pay $7,001.99
៛28,141,829
-៛258,047
You pay $7,001.99
៛28,141,829
-៛258,047
You pay $7,000.99
៛28,141,829
-៛258,047
You pay $7,000.99
៛28,141,829
-៛258,047
You pay $7,210.00
៛28,141,829
-៛258,047
You pay $7,210.00
៛28,141,829
-៛258,047
You pay $7,001.99
៛27,981,440
-៛418,436
You pay $7,177.99
៛27,981,440
-៛418,436
You pay $7,070.00
៛27,924,086
-៛475,789
You pay $7,075.99
៛27,924,086
-៛475,789
You pay $7,179.99
៛27,924,086
-៛475,789
The way you fund the transfer now affects the tax, while US law gives you specific rights if something goes wrong.
Cheapest way to send money to Cambodia
The cheapest option is Regency FX, funded by bank transfer with bank deposit for the payout. Your recipient gets 28,399,875.81 KHR, which is 0.73% more than the next best option.
Fastest way to send money to Cambodia
The fastest option is Regency FX. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 28,399,875.81 KHR, with the money arriving in minutes - 24 hours.
Since January 1, 2026, a 1% federal tax applies when an international transfer is funded with cash, a money order, a cashier's check or a traveler's check.
Funding from a US bank account, including ACH, or with a US-issued debit or credit card is exempt.
The rule applies to how you pay in, so your recipient can still collect cash without triggering the tax.
There is no federal cap on how much of your own money you can send electronically abroad.
Your bank or transfer company can set its own limit and ask for proof of where a large or unusual payment came from.
Cash reports and the declaration for physically carrying more than $10,000 across the US border are separate rules.
Do not split cash transactions to avoid a report.
The US Remittance Transfer Rule requires a covered company to show the exchange rate, fees and expected amount received before you pay.
You can normally cancel within 30 minutes at no charge, provided the money has not been deposited or collected.
You also have error-resolution rights if the wrong amount arrives or the transfer never turns up.
Contact the company first and keep the receipt.
For transfers over $10,000, Regency FX is the best option.
It offers the best exchange rate, which is more important than the fee for large transfers to Cambodia.
While Regency FX may not always be the cheapest or fastest way to send KHR, they offer years of experience, and will offer you the peace of mind you need when sending large amounts abroad.
The rate changes how much KHR your recipient gets for your USD. Recent movement gives you a useful benchmark before you send.
Mid-market rate:1 USD = 4,059.056814 KHR
We track, save, and analyze the cost, speed, and product offerings of the leading money transfer services available between Cambodia and United States.
We work with leading money transfer companies to provide real time fees and exchange rates.
We also conduct detailed company reviews, combined with in-depth analysis, we can offer the best deals on the market - every time you want to transfer money from United States to Cambodia.
For a deeper understanding of our commitment to integrity and transparency, check out these articles:
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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