How to send money to Japan from France with the best EUR-JPY rate

Wise offers the best exchange rate from France to Japan at 179.2350 JPY per EUR.

But Key Currency is cheapest overall, turning EUR 7,000 into 1,251,055.88 JPY after its fee and exchange-rate markup.

Best companies for EUR/JPY transfers

10 of 10 providers

Last updated on 28 September 2026

Based on 7,000 EUR transfer

Best companies for EUR/JPY transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee €37.59 1 EUR = 179.2350 JPY -0.04% vs mid-market Recipient gets ¥1,247,908.00 Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Japan with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
€37.591 EUR = 179.2350 JPY
¥1,247,908.00You pay€7,000.00
Promoted

Xe

Pay via Debit card
Fee €0.00 1 EUR = 178.1045 JPY +0.60% vs mid-market Recipient gets ¥1,246,731.50 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Japan with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 178.1045 JPY
¥1,246,731.50You pay€7,000.00

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Showing top France to Japan deals for 7,000 EUR. Do a live search with your exact amount for today's best rates.
Exclusive: Special Rate for 1st Transfer

Key Currency

Pay via Bank transfer
Fee €0.00 1 EUR = 178.7223 JPY +0.25% vs mid-market Recipient gets ¥1,251,055.88 Minutes - 3 days
Cheapest
Personal account managerReceive to bank account

Ways to receive money in Japan with Key Currency when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 3 days
Free1 EUR = 178.7223 JPY
¥1,251,055.88You pay€7,000.00
Exclusive: First Transfer Deal

Regency FX

Pay via Bank transfer
Fee €0.00 1 EUR = 178.6864 JPY +0.27% vs mid-market Recipient gets ¥1,250,805.04 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Japan with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 178.6864 JPY
¥1,250,805.04You pay€7,000.00

TorFx

Pay via Bank transfer
Fee €0.00 1 EUR = 178.6327 JPY +0.30% vs mid-market Recipient gets ¥1,250,428.78 Minutes - 24 hours
Personal account managerReceive to bank accountIdeal for buying property abroad

Ways to receive money in Japan with TorFx when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 178.6327 JPY
¥1,250,428.78You pay€7,000.00

Currencies Direct

Pay via Bank transfer
Fee €0.00 1 EUR = 178.3836 JPY +0.44% vs mid-market Recipient gets ¥1,248,685.00 Minutes - 24 hours
Personal account managerMulti-currency cardReceive to bank account

Ways to receive money in Japan with Currencies Direct when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 178.3836 JPY
¥1,248,685.00You pay€7,000.00

OFX

Pay via Bank transfer
Fee €0.00 1 EUR = 178.2743 JPY +0.50% vs mid-market Recipient gets ¥1,247,920.40 Minutes - 24 hours
Personal account managerReceive to bank account

Ways to receive money in Japan with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 178.2743 JPY
¥1,247,920.40You pay€7,000.00

Wise

Pay via Bank transfer
Fee €37.59 1 EUR = 179.2350 JPY -0.04% vs mid-market Recipient gets ¥1,247,908.00 Same day
Recommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Japan with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
€37.591 EUR = 179.2350 JPY
¥1,247,908.00You pay€7,000.00

Xe

Pay via Debit card
Fee €0.00 1 EUR = 178.1045 JPY +0.60% vs mid-market Recipient gets ¥1,246,731.50 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Japan with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 178.1045 JPY
¥1,246,731.50You pay€7,000.00

Xe

Pay via Bank transfer
Fee €0.00 1 EUR = 178.1045 JPY +0.60% vs mid-market Recipient gets ¥1,246,731.50 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Japan with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 178.1045 JPY
¥1,246,731.50You pay€7,000.00

Xe

Pay via Credit card
Fee €0.00 1 EUR = 178.1045 JPY +0.60% vs mid-market Recipient gets ¥1,246,731.50 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Japan with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 178.1045 JPY
¥1,246,731.50You pay€7,000.00

Wise

Pay via iDEAL/WERO
Fee €47.71 1 EUR = 179.2350 JPY -0.04% vs mid-market Recipient gets ¥1,246,094.00 Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Japan with Wise when paying by ideal/wero.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
€47.711 EUR = 179.2350 JPY
¥1,246,094.00You pay€7,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee €70.50 1 EUR = 178.8745 JPY +0.17% vs mid-market Recipient gets ¥1,239,510.00 Same day
Fastest
Multi-currency cardReceive to bank account

Ways to receive money in Japan with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositSame day
€70.501 EUR = 178.8745 JPY
¥1,239,510.00You pay€7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Wise

Pay via Debit card
Fee €92.57 1 EUR = 179.2350 JPY -0.04% vs mid-market Recipient gets ¥1,238,053.00 Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Japan with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
€92.571 EUR = 179.2350 JPY
¥1,238,053.00You pay€7,000.00

Moneycorp

Pay via Bank transfer
Fee €0.00 1 EUR = 176.6618 JPY +1.40% vs mid-market Recipient gets ¥1,236,632.68 Minutes - 2 days

Ways to receive money in Japan with Moneycorp when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
Free1 EUR = 176.6618 JPY
¥1,236,632.68You pay€7,000.00

Wise

Pay via Credit card
Fee €134.59 1 EUR = 179.2350 JPY -0.04% vs mid-market Recipient gets ¥1,230,522.00 Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Japan with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
€134.591 EUR = 179.2350 JPY
¥1,230,522.00You pay€7,000.00
$0 fee on first online transfers

MoneyGram

Pay via Debit card
Fee €4.99 1 EUR = 172.9870 JPY +3.51% vs mid-market Recipient gets ¥1,210,909.00 Minutes - 24 hours

Ways to receive money in Japan with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 24 hours
€4.991 EUR = 172.9870 JPY
¥1,210,909.00You pay€7,004.99
$0 fee on first online transfers

MoneyGram

Pay via Bank transfer
Fee €4.99 1 EUR = 172.9870 JPY +3.51% vs mid-market Recipient gets ¥1,210,909.00 Minutes - 24 hours

Ways to receive money in Japan with MoneyGram when paying by bank transfer.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 24 hours
€4.991 EUR = 172.9870 JPY
¥1,210,909.00You pay€7,004.99
$0 fee on first online transfers

MoneyGram

Pay via Credit card
Fee €4.99 1 EUR = 172.9870 JPY +3.51% vs mid-market Recipient gets ¥1,210,909.00 Minutes - 24 hours

Ways to receive money in Japan with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 24 hours
€4.991 EUR = 172.9870 JPY
¥1,210,909.00You pay€7,004.99
How Our Results Work
Mid-market rate: 1 EUR = 179.1702 JPY Updates every 60 minutes.

How to send money from France to Japan

Pick a company

Start with the cheapest, which is Key Currency at 1,251,055.88 JPY on €7,000 transfer.

Fund your transfer

You have 4 ways to pay, including bank transfer, debit card, credit card, and ideal.

A euro virement to the money transfer company is cheap and arrives in seconds.

Verify and send

First time round you'll need a photo ID and a RIB or proof of address to verify your account.

Do it before making a transfer, it's the main thing that holds up transfers, and it only needs doing once.

Ways to send money from France to Japan

10 companies send money from France to Japan. You can do it via broker, online, app, multi-currency account, global account, and in person.

For regular transfers from France

Money transfer apps

If you’re sending €50 to €200 to a family in Japan, apps like Wise are the easiest way.

Wise charges €37.59 on a €7,000 transfer, and the JPY arrives in same day.

If you need mobile wallet or cash delivery, use our filters above.

For one-off transfers

Online transfers

When converting EUR to JPY, an online service like Wise is always cheaper than the bank's international virement.

Sending €7,000 with Wise gets you 1,247,908 JPY with a €37.59 fee and -0.04% markup.

For travelling & receiving

Challenger banks

Challenger banks like Currencies Direct are cheaper than high-street banks, and are perfect for travelling, receiving money, and making occasional transfers to Japan.

On €7,000 transfer, Currencies Direct gets you 1,248,685 JPY vs 1,251,055.88 JPY using Key Currency.

It's always , and choosing based on purpose and how much you get.

Companies like Currencies Direct offer great multi-currency features:

  • Hold EUR and JPY

  • Convert between them any time

  • Spend in JPY abroad or online

  • Receive EUR or JPY like a local

Sending large sums from France

Currency brokers

If you’re selling a property in France, repatriating a pension, moving to Japan, or making any other large transfer, then you need a currency broker.

Key Currency charges no fee but adds 0.25% markup on EUR/JPY interbank rate.

And the more you transfer, the better rate you will get.

Also, many French banks cap transfers around €15,000/transfer, make sure to increase the limits in advance if you need to.

International business payments

Global accounts

Global accounts are for businesses in France paying suppliers abroad, getting paid by foreign clients, or operating in multiple currencies.

Companies like Airwallex, Wise Business, or Payoneer are the best for this.

Ways to fund EUR and receive JPY in Japan

With Key Currency, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending €7,000 gives your recipient 1,251,055.88 JPY.

Fund the transfer from France by bank transfer, debit card, credit card, and ideal.

You can pay by virement

Send the money by bank transfer from your French RIB or IBAN.

SEPA Instant can be instant for funding your transfer, but delivery speed to Japan depends on the payout method.

Your recipient in Japan can collect JPY through bank deposit and cash pickup.

They can collect cash in Japan

Your recipient can collect JPY from a participating agent location in Japan. They should take a valid photo ID and the collection reference.

  1. 1
    Bank transfer Bank deposit

    You pay €7,000.00

    ¥1,251,056

    Cheapest

  2. 2
    Debit card Bank deposit

    You pay €7,000.00

    ¥1,246,732

    -¥4,324

  3. 3
    Credit card Bank deposit

    You pay €7,000.00

    ¥1,246,732

    -¥4,324

  4. 4
    Ideal Bank deposit

    You pay €7,000.00

    ¥1,246,094

    -¥4,962

  5. 5
    Bank transfer Cash pickup

    You pay €7,004.99

    ¥1,210,909

    -¥40,147

Show moreShow less
  1. 6
    Debit card Cash pickup

    You pay €7,004.99

    ¥1,210,909

    -¥40,147

  2. 7
    Credit card Cash pickup

    You pay €7,004.99

    ¥1,210,909

    -¥40,147

What to consider before sending EUR to Morocco

From France, the important split is whether the money stays in euros or changes currency. Cash funding and non-bank protection work differently too.

Compare the EUR/MAD options

For a €7,000 transfer to Japan, these are the best ways to start with:

Cheapest way to send money to Japan

The cheapest option is Key Currency, funded by bank transfer with bank deposit for the payout. Your recipient gets 1,251,055.88 JPY, which is 0.02% more than the next best option.

Fastest way to send money to Japan

The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 1,239,510 JPY in same day.

France caps cash payments

If you are a tax resident in France, you can pay up to €1,000 in cash to a transfer company.

This limits the cash payment, rather than the amount you can send abroad.

For a larger transfer, pay by bank transfer or card.

Expect a justificatif on a large transfer

French banks and transfer companies can ask for a justificatif (proof) showing where the money came from and why it is being sent.

For property, tuition or moving savings abroad, keep the sale document, invoice or recent bank statement ready.

Your bank may also have a lower daily virement limit, which you can ask it to raise before the payment is due.

FGDR deposit guarantee

The FGDR deposit guarantee covers eligible bank deposits up to €100,000 per customer and bank.

Payment and e-money institutions are not members of the FGDR, although they must protect customer funds through safeguarding arrangements (keeping your funds separate to theirs).

If in doubt, check REGAFI to see whether a bank, payment institution or e-money institution is authorised to operate in France.

Live EUR-JPY Exchange Rate

Finding the best rate to send money from France to Japan

The exchange rate determines how much JPY your recipient gets for your EUR. Use the weekly range to judge the rate offered today.

Mid-market rate:1 EUR = 178.937592 JPY

How we analyse the market

Most of our pricing comes straight from the companies, and the rest we collect by hand and label in the table.

That covers 10 ACPR-registered companies sending EUR to Japan, with the rates refreshed in real time on live EUR/JPY searches.

We compare fees, rates and the ways money can be paid in and received, and each company also goes through our review.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.