Best companies for EUR/JPY transfers
11 of 11 providers Last updated on 10 November 2026
Based on 7,000 EUR transfer Best companies for EUR/JPY transfers Sort Cheapest
Promoted Wise Pay via Bank transfer	Fee €37.59 1 EUR = 177.3850 JPY 0.00% vs mid-market	Recipient gets ¥1,235,027.00 Same day
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Japan with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €37.591 EUR = 177.3850 JPY ¥1,235,027.00You pay€7,000.00
Promoted Xe Pay via Debit card	Fee €0.00 1 EUR = 177.1052 JPY +0.16% vs mid-market	Recipient gets ¥1,239,736.40 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Japan with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 177.1052 JPY ¥1,239,736.40You pay€7,000.00
Run a live search Showing top Germany to Japan deals for 7,000 EUR. Do a live search with your exact amount for today's best rates.
Run a live search Showing companies that send from a business account. Run a business search to get live EUR to JPY rates.
Run a live search These companies offer multi-currency accounts for spending JPY. We suggest doing a live search based on how much EUR you're planning to spend in Japan.
Run a live search These are managed services with real human support for large EUR transfers. Click the link and update the transfer amount to get the best deal.
Xe Pay via Debit card	Fee €0.00 1 EUR = 177.1052 JPY +0.16% vs mid-market	Recipient gets ¥1,239,736.40 Minutes - 24 hours
4 reviews Cheapest Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Japan with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 177.1052 JPY ¥1,239,736.40You pay€7,000.00

Xe Pay via Bank transfer	Fee €0.00 1 EUR = 177.1052 JPY +0.16% vs mid-market	Recipient gets ¥1,239,736.40 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Japan with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 177.1052 JPY ¥1,239,736.40You pay€7,000.00
Xe Pay via Credit card	Fee €0.00 1 EUR = 177.1052 JPY +0.16% vs mid-market	Recipient gets ¥1,239,736.40 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Japan with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 177.1052 JPY ¥1,239,736.40You pay€7,000.00
Exclusive: Special Rate for 1st Transfer Key Currency Pay via Bank transfer	Fee €0.00 1 EUR = 176.9453 JPY +0.25% vs mid-market	Recipient gets ¥1,238,617.02 Minutes - 3 days
4 reviews Personal account managerReceive to bank account
Ways to receive money in Japan with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 EUR = 176.9453 JPY ¥1,238,617.02You pay€7,000.00
Exclusive: First Transfer Deal Regency FX Pay via Bank transfer	Fee €0.00 1 EUR = 176.9098 JPY +0.27% vs mid-market	Recipient gets ¥1,238,368.67 Minutes - 24 hours
9 reviews Personal account managerReceive to bank accountProfessional, personal service
Ways to receive money in Japan with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 176.9098 JPY ¥1,238,368.67You pay€7,000.00
TorFx Pay via Bank transfer	Fee €0.00 1 EUR = 176.8566 JPY +0.30% vs mid-market	Recipient gets ¥1,237,996.16 Minutes - 24 hours
2 reviews Personal account managerReceive to bank accountIdeal for buying property abroad
Ways to receive money in Japan with TorFx when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 176.8566 JPY ¥1,237,996.16You pay€7,000.00
Currencies Direct Pay via Bank transfer	Fee €0.00 1 EUR = 176.5026 JPY +0.50% vs mid-market	Recipient gets ¥1,235,518.00 Minutes - 24 hours
3 reviews Personal account managerMulti-currency cardReceive to bank account
Ways to receive money in Japan with Currencies Direct when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 176.5026 JPY ¥1,235,518.00You pay€7,000.00
OFX Pay via Bank transfer	Fee €0.00 1 EUR = 176.5018 JPY +0.50% vs mid-market	Recipient gets ¥1,235,512.71 Minutes - 24 hours
7 reviews Personal account managerReceive to bank account
Ways to receive money in Japan with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 176.5018 JPY ¥1,235,512.71You pay€7,000.00
Wise Pay via Bank transfer	Fee €37.59 1 EUR = 177.3850 JPY 0.00% vs mid-market	Recipient gets ¥1,235,027.00 Same day
25 reviews Our top pick Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Japan with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €37.591 EUR = 177.3850 JPY ¥1,235,027.00You pay€7,000.00
Wise Pay via iDEAL	Fee €47.71 1 EUR = 177.3850 JPY 0.00% vs mid-market	Recipient gets ¥1,233,232.00 Same day
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Japan with Wise when paying by ideal. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €47.711 EUR = 177.3850 JPY ¥1,233,232.00You pay€7,000.00
Pricing based on Revolut Standard plan Revolut Pay via Bank transfer	Fee €31.00 1 EUR = 176.8787 JPY +0.29% vs mid-market	Recipient gets ¥1,232,667.00 Within 3 hours
10 reviews Fastest Multi-currency cardReceive to bank account
Ways to receive money in Japan with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin 3 hours €31.001 EUR = 176.8787 JPY ¥1,232,667.00You pay€7,000.00
US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US / for details.
Wise Pay via Debit card	Fee €92.57 1 EUR = 177.3850 JPY 0.00% vs mid-market	Recipient gets ¥1,225,274.00 Same day
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Japan with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €92.571 EUR = 177.3850 JPY ¥1,225,274.00You pay€7,000.00
Deutsche Bank Pay via Bank transfer	Fee €37.05 1 EUR = 175.9080 JPY +0.84% vs mid-market	Recipient gets ¥1,224,839.00 Minutes - 5 days
0 reviews
Ways to receive money in Japan with Deutsche Bank when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 5 days €37.051 EUR = 175.9080 JPY ¥1,224,839.00You pay€7,000.00
Moneycorp Pay via Bank transfer	Fee €0.00 1 EUR = 174.9053 JPY +1.40% vs mid-market	Recipient gets ¥1,224,337.22 Minutes - 2 days
0 reviews
Ways to receive money in Japan with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 EUR = 174.9053 JPY ¥1,224,337.22You pay€7,000.00
Wise Pay via Credit card	Fee €134.59 1 EUR = 177.3850 JPY 0.00% vs mid-market	Recipient gets ¥1,217,821.00 Same day
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Japan with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €134.591 EUR = 177.3850 JPY ¥1,217,821.00You pay€7,000.00
$0 fee on first online transfers MoneyGram Pay via Debit card	Fee €9.99 1 EUR = 171.2998 JPY +3.49% vs mid-market	Recipient gets ¥1,199,098.60 Minutes - 24 hours
2 reviews
Ways to receive money in Japan with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours €9.991 EUR = 171.2998 JPY ¥1,199,098.60You pay€7,009.99

$0 fee on first online transfers MoneyGram Pay via Credit card	Fee €9.99 1 EUR = 171.2998 JPY +3.49% vs mid-market	Recipient gets ¥1,199,098.60 Minutes - 24 hours
2 reviews
Ways to receive money in Japan with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours €9.991 EUR = 171.2998 JPY ¥1,199,098.60You pay€7,009.99
$0 fee on first online transfers MoneyGram Pay via Bank transfer	Fee €9.99 1 EUR = 171.2998 JPY +3.49% vs mid-market	Recipient gets ¥1,199,098.60 Minutes - 24 hours
2 reviews
Ways to receive money in Japan with MoneyGram when paying by bank transfer. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours €9.991 EUR = 171.2998 JPY ¥1,199,098.60You pay€7,009.99
How Our Results Work Mid-market rate: 1 EUR = 177.3888 JPY Updates every 60 minutes.

Why compare

EUR/JPY exchange rate

Best ways to pay & receive

Transfer speed

How to send money from Germany to Japan

Pick a company

For a one-off transfer from Germany, I suggest picking the cheapest option which is Xe.

Xe was the cheapest on 6 of the 28 days it quoted €7.000 transfers to Japan.

On a 7.000 EUR transfer, Xe delivers the most JPY.

This will change depending on how much you actually send, so I suggest running a live search to get the best EUR/JPY rate.

Fund your transfer

You have 4 ways to pay, including bank transfer, debit card, credit card, and iDEAL.

Verify and send

First time round you'll need a photo ID and proof of your German address.

Video identification is also normal and takes a few minutes.

Compare amounts

How much EUR are you sending to Japan?

How much EUR you send to Japan heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Xe was the cheapest in 22% of the transfers from €7,000 it quoted, and in 16% of all the transfers it quoted.


€1,000	0.28%	€1.00	¥176,774.00with bank transfer to bank deposit	+¥4,165.83
€5,000	0.30%	€0.00	¥884,813.80with bank transfer to bank deposit	+¥8,095.62
€7,000This page	0.16%	€0.00	¥1,239,736.40with debit card to bank deposit	+¥12,196.69
€50,000	0.13%	€0.00	¥8,862,470.00with bank transfer to bank deposit	+¥74,079.44

Mid-market rate: 1 EUR = 177.3888 JPY

EUR/JPY Exchange Rate History

Is today a good time to send money from Germany to Japan?

The cheapest way to send EUR to JPY can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Xe), across 30 days of comparisons for 7.000 EUR transfers to Japan.

Each line shows what the recipient gets when you send €7,000, after fees, as quoted by each company. The mid-market line shows what €7,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. The bank line is the cheapest bank available on each day.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more JPY per EUR than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of JPY on every transfer from Germany.

Right now, Xe pays 1.239.736,40 JPY on 7.000 EUR, which is 1.984,92 JPY less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 1.243.330,90 JPY.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Japan.

We've tracked 116 comparisons to check how often today's top companies were the cheapest across 4 amounts over the past month.

XeAppeared in 106 comparisons
Cheapest in 16% of them
Key CurrencyAppeared in 55 comparisons
Cheapest in 76% of them
Regency FXAppeared in 55 comparisons
Never the cheapest
Deutsche BankAppeared in 113 comparisons
Cheapest in 2% of them

Based on 116 comparisons across 4 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Xe is the cheapest and gets you the most JPY, but it was the cheapest in only 16% of the 106 comparisons it appeared in over the past month.

If it's a one-off transfer, go with Xe, since it's the cheapest right now.

Ways to send money from Germany to Japan

There are 11 companies for sending money from Germany to Japan, across currency broker, online, app, multi-currency account, global business account, in person, and bank, and more below.

Fastest and easiest way

Online and app transfers

Within the eurozone, SEPA covers all transfers, but outside, it gets very expensive and money transfer companies make it cheaper.

Sending €7.000 with Xe to Japan gets you 1.239.736,40 JPY with a €0 fee and 0,16% markup.

In our comparisons over the past month, it was the cheapest online service on 7 of the 28 days it quoted.

Debit cards (and Apple Pay / Google Pay) usually have instant deposits, but your girocard usually won't work as a funding method.

For paying in cash at a counter

In-person transfers

There's no legal limit on how much you can send, so the counter in the kiosk, the callshop or the grocery store is still a popular way to send money internationally.

Deposit €7.000 to MoneyGram online, and choose cash pickup as delivery option. Once you pay, it should be available in minutes.

Our data shows MoneyGram came out cheapest among in-person options on 100% of days in the past month.

In general, online transfers are cheaper than sending cash to Japan.

For Euro transfers only

Banks

Inside the eurozone, banks use a SEPA transfer which is cheap or free and there's little reason to look further.

Outside the eurozone, banks like Deutsche Bank are much more expensive.

On a €7.000 transfer, Deutsche Bank delivers 1.224.839 JPY vs 1.239.736,40 JPY with Xe.

We found Deutsche Bank was the cheapest bank on 30 of the 30 days it appeared for this amount.

For large transfers from Germany

Currency brokers

For buying property, moving to Japan, or moving pensions, a currency broker is the best option.

A broker like Xe charges no fee and works on a margin. It adds 0,16% on EUR/JPY which gets negotiated the more you send.

And you get an account manager to help you through the process.

Our analysis shows Xe was the cheapest broker in 22% of the transfers from €7,000 it quoted.

For some international payments above €50,000, German residents may need to file an AWV report with the Bundesbank, make sure to check in advance.

For making business payments

Global accounts

Global accounts are for businesses making payments to Japan.

Be it overseas suppliers and contractors, receiving JPY payments, or holding JPY and EUR in one business account.

Companies like Airwallex, WorldFirst, or Wise Business offer the best tools for international business transfers.

For spending & receiving

Multi-currency accounts

A multi-currency account lets you hold EUR and JPY in one account.

You get JPY bank details, and can receive international payments like rent, dividends, family payments without additional conversions.

You can convert JPY to EUR or EUR to JPY whenever you need.

The best multi-currency account is Currencies Direct, it adds ~0,5% markup and charges small fees.

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

Ways to fund EUR and receive JPY in Japan

With Xe, paying by debit card and receiving through bank deposit is the cheapest way. Sending €7.000 gives your recipient 1.239.736,40 JPY.

Our data shows that Xe gets your recipient 14.897,40 JPY more than Deutsche Bank, today's cheapest bank, on the same €7.000.

You can pay for the transfer using bank transfer, debit card, credit card, and iDEAL.

Using German bank

A SEPA bank transfer is usually the cheapest way to deposit EUR.

An instant SEPA payment can reduce funding time, but it does not guarantee instant delivery to Japan.

The recipient in Japan can receive JPY by bank deposit and cash pickup.

To receive JPY by bank deposit

Enter the recipient's banking details and account holder's name.

Check both before sending because correcting a bank deposit will delay the transfer.

They can receive cash in Japan

For cash pickup, the recipient needs to visit the nearest MoneyGram branch and bring a valid photo ID and the transfer reference number.

1

Debit card Bank deposit

You pay €7,000.00

¥1,239,736

Cheapest
2

Bank transfer Bank deposit

You pay €7,000.00

¥1,239,736

¥0
3

Credit card Bank deposit

You pay €7,000.00

¥1,239,736

¥0
4

iDEAL Bank deposit

You pay €7,000.00

¥1,233,232

-¥6,504
5

Debit card Cash pickup

You pay €7,009.99

¥1,199,099

-¥40,638

Show moreShow less

6

Bank transfer Cash pickup

You pay €7,009.99

¥1,199,099

-¥40,638
7

Credit card Cash pickup

You pay €7,009.99

¥1,199,099

-¥40,638

Things to know before sending money from Germany to Japan

The main question in Germany is whether you are sending euros inside SEPA or converting them. Large cross-border payments can also create a Bundesbank reporting duty.

Compare EUR/JPY transfer options

For a €7.000 transfer to Japan, these are the best options:

Cheapest way to send money to Japan

The cheapest option is Xe, funded by debit card with bank deposit for the payout. Your recipient gets 1.239.736,40 JPY, which is 0,09% more than the next best option.

Fastest way to send money to Japan

The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 1.232.667 JPY in same day.

Transfers over €50,000 may get reported

Germany's AWV reporting threshold is €50,000.

A German resident may need to report a payment above that amount to the Bundesbank when it is made to a non-resident.

It is a statistics report, not a tax or permission request.

Transfers between your own domestic and foreign accounts are exempt, and other exemptions apply depending on the payment purpose.

The automated AWV notice shown by a bank does not mean every transfer is reportable.

The Bundesbank guidance for private individuals explains who reports, what is exempt and how to file.

SEPA and SWIFT are different

If the recipient has a euro account in the SEPA area, a normal SEPA payment can be the simplest option.

A payment converted into JPY sits outside that pricing rule and may involve another bank or payout partner.

Check whether the quote uses SHA, OUR or BEN charges on a bank transfer.

This decides whether intermediary costs are shared, paid by you or deducted from what the recipient receives.

How we analyse the market

Nothing reaches this table without going through our review first, and every company is BaFin-registered or passported into Germany.

We then track 11 of them on EUR to Japan, comparing rates, fees and the pay-in and payout options.

In the past 30 days alone, we analysed 116 comparisons across 4 amounts.

This page covers the cheapest and fastest options for EUR/JPY transfers. This is how we pick them:

Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

More on who we are, why you can trust us and how to get started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

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Mon, 12 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	177.4839	–	¥1,242,387.54
Key Currency Cheapest	177.0402	€0.00	¥1,239,281.57	−¥3,105.97
Regency FX	177.0047	€0.00	¥1,239,033.09	−¥3,354.45
Xe	176.5467	€0.00	¥1,235,826.90	−¥6,560.64
Deutsche Bank	176.6844	€37.05	¥1,230,245.00	−¥12,142.54

Tue, 13 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	176.9046	–	¥1,238,332.07
Key Currency Cheapest	176.4623	€0.00	¥1,235,236.24	−¥3,095.83
Regency FX	176.4269	€0.00	¥1,234,988.58	−¥3,343.49
Xe	175.7873	€0.00	¥1,230,511.10	−¥7,820.97
Deutsche Bank	176.4658	€37.05	¥1,228,722.00	−¥9,610.07

Wed, 14 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	177.3312	–	¥1,241,318.68
Key Currency Cheapest	176.8879	€0.00	¥1,238,215.38	−¥3,103.30
Regency FX	176.8524	€0.00	¥1,237,967.12	−¥3,351.56
Xe	176.3261	€0.00	¥1,234,282.70	−¥7,035.98
Deutsche Bank	176.7356	€37.05	¥1,230,601.00	−¥10,717.68

Thu, 15 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	177.0003	–	¥1,239,002.40
Key Currency Cheapest	176.5578	€0.00	¥1,235,904.89	−¥3,097.51
Regency FX	176.5224	€0.00	¥1,235,657.09	−¥3,345.31
Xe	175.9349	€0.00	¥1,231,544.30	−¥7,458.10
Deutsche Bank	176.7356	€37.05	¥1,230,601.00	−¥8,401.40

Fri, 16 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	177.4575	–	¥1,242,202.47
Key Currency Cheapest	177.0139	€0.00	¥1,239,096.97	−¥3,105.50
Regency FX	176.9784	€0.00	¥1,238,848.53	−¥3,353.94
Xe	176.3620	€0.00	¥1,234,534.00	−¥7,668.47
Deutsche Bank	176.5801	€37.05	¥1,229,518.00	−¥12,684.47

Sat, 17 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	177.5641	–	¥1,242,948.85
Key Currency Cheapest	177.1202	€0.00	¥1,239,841.47	−¥3,107.38
Regency FX	177.0847	€0.00	¥1,239,592.89	−¥3,355.96
Deutsche Bank	176.5801	€37.05	¥1,229,518.00	−¥13,430.85
Xe	174.1615	€0.00	¥1,219,130.50	−¥23,818.35

Mon, 19 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	177.2820	–	¥1,240,974.23
Key Currency Cheapest	176.8388	€0.00	¥1,237,871.80	−¥3,102.43
Regency FX	176.8034	€0.00	¥1,237,623.60	−¥3,350.63
Xe	176.2080	€0.00	¥1,233,456.00	−¥7,518.23
Deutsche Bank	176.7192	€37.05	¥1,230,487.00	−¥10,487.23

Tue, 20 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	177.6138	–	¥1,243,296.71
Key Currency Cheapest	177.1698	€0.00	¥1,240,188.47	−¥3,108.24
Regency FX	177.1343	€0.00	¥1,239,939.81	−¥3,356.90
Xe	176.5022	€0.00	¥1,235,515.40	−¥7,781.31
Deutsche Bank	176.7192	€37.05	¥1,230,487.00	−¥12,809.71

Wed, 21 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	177.4583	–	¥1,242,208.28
Key Currency Cheapest	177.0147	€0.00	¥1,239,102.75	−¥3,105.52
Regency FX	176.9792	€0.00	¥1,238,854.31	−¥3,353.96
Xe	176.4458	€0.00	¥1,235,120.60	−¥7,087.67
Deutsche Bank	176.9963	€37.05	¥1,232,417.00	−¥9,791.27

Thu, 22 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	176.6748	–	¥1,236,723.60
Key Currency Cheapest	176.2331	€0.00	¥1,233,631.79	−¥3,091.81
Regency FX	176.1978	€0.00	¥1,233,384.45	−¥3,339.15
Xe	175.6896	€0.00	¥1,229,827.20	−¥6,896.40
Deutsche Bank	176.4502	€37.05	¥1,228,614.00	−¥8,109.60

Fri, 23 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	176.0680	–	¥1,232,476.27
Key Currency Cheapest	175.6279	€0.00	¥1,229,395.08	−¥3,081.19
Regency FX	175.5927	€0.00	¥1,229,148.58	−¥3,327.69
Deutsche Bank	176.4502	€37.05	¥1,228,614.00	−¥3,862.27
Xe	175.0316	€0.00	¥1,225,221.20	−¥7,255.07

Sat, 24 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	175.7204	–	¥1,230,042.66
Key Currency Cheapest	175.2811	€0.00	¥1,226,967.55	−¥3,075.11
Regency FX	175.2459	€0.00	¥1,226,721.54	−¥3,321.12
Deutsche Bank	175.1354	€37.05	¥1,219,459.00	−¥10,583.66
Xe	172.3477	€0.00	¥1,206,433.90	−¥23,608.76

Mon, 26 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	176.0359	–	¥1,232,251.27
Key Currency Cheapest	175.5958	€0.00	¥1,229,170.64	−¥3,080.63
Regency FX	175.5606	€0.00	¥1,228,924.19	−¥3,327.08
Deutsche Bank	175.0111	€37.05	¥1,218,594.00	−¥13,657.27
Xe No quote collected this day	–	–	–	–

Tue, 27 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	176.1192	–	¥1,232,834.62
Xe Cheapest	175.7617	€0.00	¥1,230,331.90	−¥2,502.72
Key Currency	175.6789	€0.00	¥1,229,752.54	−¥3,082.08
Regency FX	175.6437	€0.00	¥1,229,505.97	−¥3,328.65
Deutsche Bank	175.6792	€37.05	¥1,223,245.00	−¥9,589.62

Wed, 28 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	175.5330	–	¥1,228,731.27
Xe Cheapest	175.1584	€0.00	¥1,226,108.80	−¥2,622.47
Key Currency	175.0942	€0.00	¥1,225,659.44	−¥3,071.83
Regency FX	175.0591	€0.00	¥1,225,413.69	−¥3,317.58
Deutsche Bank	175.3356	€37.05	¥1,220,853.00	−¥7,878.27

Thu, 29 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	175.8890	–	¥1,231,223.17
Xe Cheapest	175.5829	€0.00	¥1,229,080.30	−¥2,142.87
Key Currency	175.4493	€0.00	¥1,228,145.11	−¥3,078.06
Regency FX	175.4141	€0.00	¥1,227,898.87	−¥3,324.30
Deutsche Bank	175.7175	€37.05	¥1,223,512.00	−¥7,711.17

Fri, 30 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	–	–	–
Currencies Direct Cheapest	175.2984	€0.00	¥1,227,089.00	–
Xe	175.0957	€0.00	¥1,225,669.90	–
Deutsche Bank	175.5557	€37.05	¥1,222,386.00	–
Key Currency No quote collected this day	–	–	–	–
Regency FX No quote collected this day	–	–	–	–

Sat, 31 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	176.5596	–	¥1,235,917.14
Key Currency Cheapest	176.1182	€0.00	¥1,232,827.35	−¥3,089.79
Regency FX	176.0829	€0.00	¥1,232,580.17	−¥3,336.97
Deutsche Bank	175.0454	€37.05	¥1,218,832.00	−¥17,085.14
Xe	173.5923	€0.00	¥1,215,146.10	−¥20,771.04

Mon, 2 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	176.5848	–	¥1,236,093.91
Key Currency Cheapest	176.1434	€0.00	¥1,233,003.67	−¥3,090.24
Regency FX	176.1081	€0.00	¥1,232,756.45	−¥3,337.46
Xe	175.5219	€0.00	¥1,228,653.30	−¥7,440.61
Deutsche Bank	175.1049	€37.05	¥1,219,247.00	−¥16,846.91

Tue, 3 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	176.6210	–	¥1,236,346.94
Xe Cheapest	176.3209	€0.00	¥1,234,246.30	−¥2,100.64
Key Currency	176.1794	€0.00	¥1,233,256.08	−¥3,090.86
Regency FX	176.1441	€0.00	¥1,233,008.81	−¥3,338.13
Deutsche Bank	176.1846	€37.05	¥1,226,765.00	−¥9,581.94

Wed, 4 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	177.6084	–	¥1,243,259.12
Key Currency Cheapest	177.1644	€0.00	¥1,240,150.97	−¥3,108.15
Regency FX	177.1289	€0.00	¥1,239,902.32	−¥3,356.80
Xe	176.5020	€0.00	¥1,235,514.00	−¥7,745.12
Deutsche Bank	176.1846	€37.05	¥1,226,765.00	−¥16,494.12

Thu, 5 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	177.8568	–	¥1,244,997.73
Xe Cheapest	177.6187	€0.00	¥1,243,330.90	−¥1,666.83
Key Currency	177.4122	€0.00	¥1,241,885.23	−¥3,112.50
Regency FX	177.3766	€0.00	¥1,241,636.23	−¥3,361.50
Deutsche Bank	177.1933	€37.05	¥1,233,788.00	−¥11,209.73

Fri, 6 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	176.8101	–	¥1,237,670.67
Key Currency Cheapest	176.3681	€0.00	¥1,234,576.49	−¥3,094.18
Regency FX	176.3327	€0.00	¥1,234,328.95	−¥3,341.72
Deutsche Bank	176.6381	€37.05	¥1,229,922.00	−¥7,748.67
Xe	175.6661	€0.00	¥1,229,662.70	−¥8,007.97

Sat, 7 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	176.7443	–	¥1,237,210.30
Key Currency Cheapest	176.3025	€0.00	¥1,234,117.28	−¥3,093.02
Regency FX	176.2671	€0.00	¥1,233,869.84	−¥3,340.46
Deutsche Bank	175.8682	€37.05	¥1,224,561.00	−¥12,649.30
Xe	173.1156	€0.00	¥1,211,809.20	−¥25,401.10

Sun, 8 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	176.7109	–	¥1,236,976.14
Key Currency Cheapest	176.2691	€0.00	¥1,233,883.70	−¥3,092.44
Regency FX	176.2338	€0.00	¥1,233,636.30	−¥3,339.84
Deutsche Bank	175.8682	€37.05	¥1,224,561.00	−¥12,415.14
Xe	173.1376	€0.00	¥1,211,963.20	−¥25,012.94

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