Best companies for EUR/JPY transfers
10 of 10 providers Last updated on 10 November 2026
Based on 7,000 EUR transfer Best companies for EUR/JPY transfers Sort Cheapest
Promoted Wise Pay via Bank transfer	Fee €37.59 1 EUR = 177.5800 JPY 0.00% vs mid-market	Recipient gets ¥1,236,385.00 Within 3 hours
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Japan with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin 3 hoursAvailable via:Bank Transfer €37.591 EUR = 177.5800 JPY ¥1,236,385.00You pay€7,000.00
Promoted Xe Pay via Debit card	Fee €0.00 1 EUR = 176.5588 JPY +0.58% vs mid-market	Recipient gets ¥1,235,911.60 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Japan with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 176.5588 JPY ¥1,235,911.60You pay€7,000.00
Run a live search Showing top Spain to Japan deals for 7,000 EUR. Do a live search with your exact amount for today's best rates.
Run a live search Showing companies that send from a business account. Run a business search to get live EUR to JPY rates.
Run a live search These companies offer multi-currency accounts for spending JPY. We suggest doing a live search based on how much EUR you're planning to spend in Japan.
Run a live search These are managed services with real human support for large EUR transfers. Click the link and update the transfer amount to get the best deal.
Exclusive: Special Rate for 1st Transfer Key Currency Pay via Bank transfer	Fee €0.00 1 EUR = 177.1359 JPY +0.25% vs mid-market	Recipient gets ¥1,239,951.41 Minutes - 3 days
4 reviews Cheapest Personal account managerReceive to bank account
Ways to receive money in Japan with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 EUR = 177.1359 JPY ¥1,239,951.41You pay€7,000.00
Exclusive: First Transfer Deal Regency FX Pay via Bank transfer	Fee €0.00 1 EUR = 177.1004 JPY +0.27% vs mid-market	Recipient gets ¥1,239,702.80 Minutes - 24 hours
9 reviews Personal account managerReceive to bank accountProfessional, personal service
Ways to receive money in Japan with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 177.1004 JPY ¥1,239,702.80You pay€7,000.00
TorFx Pay via Bank transfer	Fee €0.00 1 EUR = 177.0471 JPY +0.30% vs mid-market	Recipient gets ¥1,239,329.88 Minutes - 24 hours
2 reviews Personal account managerReceive to bank accountIdeal for buying property abroad
Ways to receive money in Japan with TorFx when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 177.0471 JPY ¥1,239,329.88You pay€7,000.00
OFX Pay via Bank transfer	Fee €0.00 1 EUR = 176.6920 JPY +0.50% vs mid-market	Recipient gets ¥1,236,843.77 Minutes - 24 hours
7 reviews Personal account managerReceive to bank account
Ways to receive money in Japan with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 176.6920 JPY ¥1,236,843.77You pay€7,000.00
Currencies Direct Pay via Bank transfer	Fee €0.00 1 EUR = 176.6917 JPY +0.50% vs mid-market	Recipient gets ¥1,236,842.00 Minutes - 24 hours
3 reviews Personal account managerMulti-currency cardReceive to bank account
Ways to receive money in Japan with Currencies Direct when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 176.6917 JPY ¥1,236,842.00You pay€7,000.00
Wise Pay via Bank transfer	Fee €37.59 1 EUR = 177.5800 JPY 0.00% vs mid-market	Recipient gets ¥1,236,385.00 Within 3 hours
25 reviews Our top pick Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Japan with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin 3 hoursAvailable via:Bank Transfer €37.591 EUR = 177.5800 JPY ¥1,236,385.00You pay€7,000.00
Xe Pay via Debit card	Fee €0.00 1 EUR = 176.5588 JPY +0.58% vs mid-market	Recipient gets ¥1,235,911.60 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Japan with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 176.5588 JPY ¥1,235,911.60You pay€7,000.00

Xe Pay via Bank transfer	Fee €0.00 1 EUR = 176.5588 JPY +0.58% vs mid-market	Recipient gets ¥1,235,911.60 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Japan with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 176.5588 JPY ¥1,235,911.60You pay€7,000.00
Xe Pay via Credit card	Fee €0.00 1 EUR = 176.5588 JPY +0.58% vs mid-market	Recipient gets ¥1,235,911.60 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Japan with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 176.5588 JPY ¥1,235,911.60You pay€7,000.00
Wise Pay via iDEAL	Fee €47.71 1 EUR = 177.5800 JPY 0.00% vs mid-market	Recipient gets ¥1,234,588.00 Within 3 hours
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Japan with Wise when paying by ideal. MethodFee & ratesRecipient gets Bank depositWithin 3 hoursAvailable via:Bank Transfer €47.711 EUR = 177.5800 JPY ¥1,234,588.00You pay€7,000.00
Pricing based on Revolut Standard plan Revolut Pay via Bank transfer	Fee €61.05 1 EUR = 177.0697 JPY +0.29% vs mid-market	Recipient gets ¥1,228,677.00 Within an hour
10 reviews Fastest Multi-currency cardReceive to bank account
Ways to receive money in Japan with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin an hour €61.051 EUR = 177.0697 JPY ¥1,228,677.00You pay€7,000.00
US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US / for details.
Wise Pay via Debit card	Fee €92.57 1 EUR = 177.5800 JPY 0.00% vs mid-market	Recipient gets ¥1,226,621.00 Within 3 hours
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Japan with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin 3 hoursAvailable via:Bank Transfer €92.571 EUR = 177.5800 JPY ¥1,226,621.00You pay€7,000.00
Moneycorp Pay via Bank transfer	Fee €0.00 1 EUR = 175.0937 JPY +1.40% vs mid-market	Recipient gets ¥1,225,656.24 Minutes - 2 days
0 reviews
Ways to receive money in Japan with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 EUR = 175.0937 JPY ¥1,225,656.24You pay€7,000.00
Wise Pay via Credit card	Fee €134.59 1 EUR = 177.5800 JPY 0.00% vs mid-market	Recipient gets ¥1,219,160.00 Within 3 hours
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Japan with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin 3 hoursAvailable via:Bank Transfer €134.591 EUR = 177.5800 JPY ¥1,219,160.00You pay€7,000.00
$0 fee on first online transfers MoneyGram Pay via Debit card	Fee €1.00 1 EUR = 172.4800 JPY +2.91% vs mid-market	Recipient gets ¥1,207,360.00 Minutes - 24 hours
2 reviews
Ways to receive money in Japan with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours €1.001 EUR = 172.4800 JPY ¥1,207,360.00You pay€7,001.00

$0 fee on first online transfers MoneyGram Pay via Credit card	Fee €1.00 1 EUR = 172.4800 JPY +2.91% vs mid-market	Recipient gets ¥1,207,360.00 Minutes - 24 hours
2 reviews
Ways to receive money in Japan with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours €1.001 EUR = 172.4800 JPY ¥1,207,360.00You pay€7,001.00
$0 fee on first online transfers MoneyGram Pay via Bank transfer	Fee €1.00 1 EUR = 172.4800 JPY +2.91% vs mid-market	Recipient gets ¥1,207,360.00 Minutes - 24 hours
2 reviews
Ways to receive money in Japan with MoneyGram when paying by bank transfer. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours €1.001 EUR = 172.4800 JPY ¥1,207,360.00You pay€7,001.00
How Our Results Work Mid-market rate: 1 EUR = 177.5799 JPY Updates every 60 minutes.

Why compare

EUR/JPY exchange rate

Best ways to pay & receive

Transfer speed

How to send money from Spain to Japan

Pick a company

For a one-off transfer from Spain to Japan, I suggest picking Key Currency, it will get you the most JPY.

Key Currency was the cheapest on 25 of the 29 days it quoted €7,000 transfers to Japan.

The best option will change depending on the amount, so it's good to to get the best EUR/JPY rate today.

Fund your transfer

You have 4 ways to pay, including bank transfer, debit card, credit card, and iDEAL.

Bizum only works between Spanish accounts and caps at €1,000 per transfer (some banks set it lower), which is why these companies exist in the first place.

Verify and send

First time round you'll need your DNI, or your NIE if you're not Spanish, and a proof of address.

An empadronamiento certificate covers the address if you don't have a bill in your name yet.

Compare amounts

How much EUR are you sending to Japan?

How much EUR you send to Japan heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Key Currency was the cheapest in 85% of the transfers from €5,000 it quoted, and in 85% of all the transfers it quoted.


€500	0.50%	€0.00	¥88,251.00with bank transfer to bank deposit	+¥2,099.71
€1,000	0.29%	€1.05	¥176,801.00with bank transfer to bank deposit	+¥3,260.98
€2,000	0.49%	€0.00	¥353,145.00with bank transfer to bank deposit	+¥4,251.21
€5,000	0.30%	€0.00	¥884,419.38with bank transfer to bank deposit	+¥9,147.05
€7,000This page	0.25%	€0.00	¥1,239,951.41with bank transfer to bank deposit	+¥10,917.77
€10,000	0.14%	€0.00	¥1,773,399.00with debit card to bank deposit	+¥16,056.30

Mid-market rate: 1 EUR = 177.5799 JPY

EUR/JPY Exchange Rate History

Is today a good time to send money from Spain to Japan?

The cheapest way to send EUR to JPY can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Key Currency), across 30 days of comparisons for 7,000 EUR transfers to Japan.

Each line shows what the recipient gets when you send €7,000, after fees, as quoted by each company. The mid-market line shows what €7,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more JPY per EUR than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of JPY on every transfer from Spain.

Right now, Key Currency pays 1,239,951.41 JPY on 7,000 EUR, which is 3,107.65 JPY less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 1,242,302.60 JPY.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Japan.

We've tracked 179 comparisons to check how often today's top companies were the cheapest across 6 amounts over the past month.

Key CurrencyAppeared in 55 comparisons
Cheapest in 85% of them
Regency FXAppeared in 55 comparisons
Never the cheapest
TorFxAppeared in 84 comparisons
Cheapest in 33% of them

Based on 179 comparisons across 6 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Key Currency is the cheapest, but it only quotes some of the amounts we track, so it isn't included in these figures.

Ways to send money from Spain to Japan

10 companies send money from Spain to Japan, across currency broker, online, app, multi-currency account, global business account, and in person, and more.

Monthly remesas abroad

Money transfer apps

Sending monthly remesa is extremely popular in Spain.

Money transfer apps let you save contacts, schedule transfers, and lock-in rates.

Useful if you’re sending €100 to €300 monthly to Japan.

Wise charges €37.59 on a €7,000 transfer and pays out 1,236,385 JPY in same day.

Over the past month, Wise was the cheapest app on 86% of the days it appeared for €7,000 transfers.

You can pay for the transfers via bank transfer, debit card, credit card, and iDEAL, but Bizum is usually not accepted as a funding method.

For cash pickup and deposit

In-person transfers

The locutorio on the corner has been sending money home for decades, and for families who need to collect cash the same day, this is the best way.

Pay MoneyGram the €7,000 by card or transferencia, and they can collect cash in Japan.

Our data shows MoneyGram came out cheapest among in-person options on 100% of days in the past month.

Cash transfers are faster than online methods, but usually more expensive, so .

For one-off transfers

Online transfers

For medium sized or one-off transfers to Japan, an online money transfer service funded from your bank account is better than any bank.

Wise turns €7,000 into 1,236,385 JPY with a €37.59 fee and 0% markup.

In our comparisons over the past month, it was the cheapest online service on 24 of the 28 days it quoted.

Sending large amounts

Currency brokers

Currency brokers are best for sending €10,000+ to Japan. This can be things like selling property, moving a pension, moving back home, etc…

Key Currency charges no fee and works on a margin, with a person on the phone, and offices in Spain if you'd rather sit down with someone.

Our analysis shows Key Currency was the cheapest broker in 85% of the transfers from €5,000 it quoted.

For getting paid and spending abroad

Multi-currency accounts

If you often receive JPY (things like pensions, payments, salary, dividends, etc…), this is the best way to do it.

Because a multi-currency account gives you account details to receive JPY like a local and you can exchange it to EUR at any time.

The best multi-currency account in Spain with JPY support is offered by Currencies Direct.

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

For example, converting €7,000 gets you 1,236,842 JPY.

For businesses and autónomos paying abroad

Global accounts

Companies like Wise Business, Payoneer, or Airwallex are best suited for businesses in Spain making payments to Japan.

You can pay suppliers and freelancers, process invoices, make batch payments, and much more.

Ways to fund EUR and receive JPY in Japan

How you fund the transfer and how your recipient receives it affect the fees and how much JPY they get.

With Key Currency, paying by bank transfer and receiving through a bank deposit is the cheapest combination. Sending €7,000 gives your recipient 1,239,951.41 JPY.

For funding your transfer from Spain, you can use bank transfer, debit card, credit card, and iDEAL.

Bizum only supports domestic transfers in Spain, so it cannot send money to Japan directly.

Pay from your Spanish bank account

Deposit your funds with a SEPA Instant (essentially your bank transfer) using your ES IBAN.

It is fast to fund the transfer, although delivery to Japan depends on the company's payout time and delivery method.

In Japan, the recipient can use bank deposit and cash pickup to receive money.

Collect cash in Japan

Your recipient can collect JPY from a participating MoneyGram location in Japan.

1

Bank transfer Bank deposit

You pay €7,000.00

¥1,239,951

Cheapest
2

Debit card Bank deposit

You pay €7,000.00

¥1,235,912

-¥4,040
3

Credit card Bank deposit

You pay €7,000.00

¥1,235,912

-¥4,040
4

iDEAL Bank deposit

You pay €7,000.00

¥1,234,588

-¥5,363
5

Bank transfer Cash pickup

You pay €7,001.00

¥1,207,360

-¥32,591

Show moreShow less

6

Debit card Cash pickup

You pay €7,001.00

¥1,207,360

-¥32,591
7

Credit card Cash pickup

You pay €7,001.00

¥1,207,360

-¥32,591

What to consider when sending money from Spain

Here are a few things to know before sending money from Spain to Japan.

Find the best EUR/JPY transfer

These are the current best options for sending €7,000 to Japan:

Cheapest option

Use Key Currency, pay by bank transfer and choose bank deposit for the payout. Your recipient gets 1,239,951.41 JPY, which is 0.02% more than the next best option.

Fastest option

With Revolut, a bank transfer payment to bank deposit gives your recipient 1,228,677 JPY, and its delivery time is same day.

SEPA & JPY are different

SEPA and SEPA Instant only work with euro payments, and Bizum largely operates in Spain.

Sending EUR to Japan is different because it needs a currency conversion.

SEPA or SEPA Instant can be used to fund the transfer itself (since both are in EUR), but it does not guarantee instant transfer to Japan.

Expect questions on a large payment

Your bank or transfer company can ask for a justificante showing the source and purpose of a large or unusual transfer.

Keep the sale agreement for property, an invoice for tuition or a bank statement for savings.

Ask your bank to raise its own online transfer limit before the payment is due, rather than splitting a payment to avoid a check.

Staying safe when sending money

A payment or electronic-money institution is not the same as a bank, so do not assume its stored balance has bank deposit protection.

For bank deposits, protection normally comes from the deposit guarantee scheme in the bank's home country.

For a transfer service, check how customer money is safeguarded and avoid leaving a large balance there longer than needed.

When in doubt, use the Banco de Espana register to check the legal entity behind a transfer service.

How we analyse the market

Every company here is authorised to operate in Spain, and you can check any of them on the Banco de España register yourself. We track 10 of them on EUR to JPY, comparing fees, rates and the ways money can be paid in and collected. In the past 30 days alone, we analysed 179 comparisons across 6 amounts.

This page covers the cheapest and fastest options for EUR/JPY transfers. This is how we pick them:

Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Pricing mostly comes straight from the companies, and anything we collect by hand is marked in the table.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

Send money from Spain

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Mon, 12 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	177.5251	–	¥1,242,675.92
Key Currency Cheapest	177.0813	€0.00	¥1,239,569.23	−¥3,106.69
Regency FX	177.0458	€0.00	¥1,239,320.69	−¥3,355.23
TorFx	176.9926	€0.00	¥1,238,947.89	−¥3,728.03

Tue, 13 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	176.7116	–	¥1,236,981.43
Key Currency Cheapest	176.2699	€0.00	¥1,233,888.98	−¥3,092.45
Regency FX	176.2345	€0.00	¥1,233,641.58	−¥3,339.85
TorFx	176.1815	€0.00	¥1,233,270.49	−¥3,710.94

Wed, 14 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	176.6084	–	¥1,236,258.91
Key Currency Cheapest	176.1669	€0.00	¥1,233,168.26	−¥3,090.65
Regency FX	176.1316	€0.00	¥1,232,921.01	−¥3,337.90
TorFx	176.0786	€0.00	¥1,232,550.13	−¥3,708.78

Thu, 15 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	177.2112	–	¥1,240,478.71
Key Currency Cheapest	176.7682	€0.00	¥1,237,377.52	−¥3,101.19
Regency FX	176.7328	€0.00	¥1,237,129.42	−¥3,349.29
TorFx	176.6796	€0.00	¥1,236,757.28	−¥3,721.43

Fri, 16 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	177.6883	–	¥1,243,817.81
Key Currency Cheapest	177.2440	€0.00	¥1,240,708.27	−¥3,109.54
Regency FX	177.2085	€0.00	¥1,240,459.50	−¥3,358.31
TorFx	177.1552	€0.00	¥1,240,086.36	−¥3,731.45

Sat, 17 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	177.5641	–	¥1,242,948.85
Key Currency Cheapest	177.1202	€0.00	¥1,239,841.47	−¥3,107.38
Regency FX	177.0847	€0.00	¥1,239,592.89	−¥3,355.96
TorFx	177.0314	€0.00	¥1,239,220.00	−¥3,728.85

Mon, 19 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	177.3255	–	¥1,241,278.84
Key Currency Cheapest	176.8822	€0.00	¥1,238,175.64	−¥3,103.20
Regency FX	176.8468	€0.00	¥1,237,927.38	−¥3,351.46
TorFx	176.7936	€0.00	¥1,237,555.00	−¥3,723.84

Tue, 20 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	177.6979	–	¥1,243,885.38
Key Currency Cheapest	177.2537	€0.00	¥1,240,775.66	−¥3,109.72
Regency FX	177.2181	€0.00	¥1,240,526.89	−¥3,358.49
TorFx	177.1648	€0.00	¥1,240,153.72	−¥3,731.66

Wed, 21 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	177.3799	–	¥1,241,659.09
Key Currency Cheapest	176.9364	€0.00	¥1,238,554.94	−¥3,104.15
Regency FX	176.9009	€0.00	¥1,238,306.61	−¥3,352.48
TorFx	176.8477	€0.00	¥1,237,934.11	−¥3,724.98

Thu, 22 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	176.3722	–	¥1,234,605.47
Key Currency Cheapest	175.9313	€0.00	¥1,231,518.96	−¥3,086.51
Regency FX	175.8960	€0.00	¥1,231,272.04	−¥3,333.43
TorFx	175.8431	€0.00	¥1,230,901.65	−¥3,703.82

Fri, 23 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	175.3190	–	¥1,227,232.70
Key Currency Cheapest	174.8807	€0.00	¥1,224,164.62	−¥3,068.08
Regency FX	174.8456	€0.00	¥1,223,919.17	−¥3,313.53
TorFx	174.7930	€0.00	¥1,223,551.00	−¥3,681.70

Sat, 24 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	175.7204	–	¥1,230,042.66
Key Currency Cheapest	175.2811	€0.00	¥1,226,967.55	−¥3,075.11
Regency FX	175.2459	€0.00	¥1,226,721.54	−¥3,321.12
TorFx	175.1932	€0.00	¥1,226,352.53	−¥3,690.13

Mon, 26 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	–	–	–
Currencies Direct Cheapest	175.4477	€0.00	¥1,228,134.00	–
Key Currency No quote collected this day	–	–	–	–
Regency FX No quote collected this day	–	–	–	–
TorFx No quote collected this day	–	–	–	–

Tue, 27 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	176.0122	–	¥1,232,085.34
Key Currency Cheapest	175.5722	€0.00	¥1,229,005.12	−¥3,080.22
Regency FX	175.5370	€0.00	¥1,228,758.71	−¥3,326.63
TorFx	175.4842	€0.00	¥1,228,389.08	−¥3,696.26

Wed, 28 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	175.4784	–	¥1,228,348.72
Xe Cheapest	175.1218	€0.00	¥1,225,852.60	−¥2,496.12
Key Currency	175.0397	€0.00	¥1,225,277.84	−¥3,070.88
Regency FX	175.0046	€0.00	¥1,225,032.17	−¥3,316.55
TorFx	174.9520	€0.00	¥1,224,663.67	−¥3,685.05

Thu, 29 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	175.8367	–	¥1,230,857.05
Key Currency Cheapest	175.3971	€0.00	¥1,227,779.91	−¥3,077.14
Regency FX	175.3620	€0.00	¥1,227,533.74	−¥3,323.31
TorFx	175.3092	€0.00	¥1,227,164.48	−¥3,692.57

Fri, 30 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	176.1223	–	¥1,232,856.27
Key Currency Cheapest	175.6820	€0.00	¥1,229,774.13	−¥3,082.14
Regency FX	175.6468	€0.00	¥1,229,527.56	−¥3,328.71
TorFx	175.5940	€0.00	¥1,229,157.70	−¥3,698.57

Sat, 31 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	176.5596	–	¥1,235,917.14
Key Currency Cheapest	176.1182	€0.00	¥1,232,827.35	−¥3,089.79
Regency FX	176.0829	€0.00	¥1,232,580.17	−¥3,336.97
TorFx	176.0299	€0.00	¥1,232,209.39	−¥3,707.75

Mon, 2 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	176.6427	–	¥1,236,499.03
Xe Cheapest	176.3165	€0.00	¥1,234,215.50	−¥2,283.53
Key Currency	176.2011	€0.00	¥1,233,407.79	−¥3,091.24
Regency FX	176.1658	€0.00	¥1,233,160.49	−¥3,338.54
TorFx	176.1128	€0.00	¥1,232,789.54	−¥3,709.49

Tue, 3 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	176.8075	–	¥1,237,652.38
Key Currency Cheapest	176.3655	€0.00	¥1,234,558.25	−¥3,094.13
Regency FX	176.3301	€0.00	¥1,234,310.72	−¥3,341.66
TorFx	176.2771	€0.00	¥1,233,939.42	−¥3,712.96

Wed, 4 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	177.8109	–	¥1,244,676.28
Xe Cheapest	177.4718	€0.00	¥1,242,302.60	−¥2,373.68
Key Currency	177.3664	€0.00	¥1,241,564.59	−¥3,111.69
Regency FX	177.3308	€0.00	¥1,241,315.65	−¥3,360.63
TorFx	177.2775	€0.00	¥1,240,942.25	−¥3,734.03

Thu, 5 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	177.8995	–	¥1,245,296.38
Key Currency Cheapest	177.4547	€0.00	¥1,242,183.14	−¥3,113.24
Regency FX	177.4192	€0.00	¥1,241,934.08	−¥3,362.30
TorFx	177.3658	€0.00	¥1,241,560.49	−¥3,735.89

Fri, 6 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	176.8138	–	¥1,237,696.26
Xe Cheapest	176.4420	€0.00	¥1,235,094.00	−¥2,602.26
Key Currency	176.3717	€0.00	¥1,234,602.02	−¥3,094.24
Regency FX	176.3364	€0.00	¥1,234,354.48	−¥3,341.78
TorFx	176.2833	€0.00	¥1,233,983.17	−¥3,713.09

Sat, 7 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	176.7443	–	¥1,237,210.30
Key Currency Cheapest	176.3025	€0.00	¥1,234,117.28	−¥3,093.02
Regency FX	176.2671	€0.00	¥1,233,869.84	−¥3,340.46
TorFx	176.2141	€0.00	¥1,233,498.67	−¥3,711.63

Sun, 8 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	176.7109	–	¥1,236,976.14
Key Currency Cheapest	176.2691	€0.00	¥1,233,883.70	−¥3,092.44
Regency FX	176.2338	€0.00	¥1,233,636.30	−¥3,339.84
TorFx	176.1807	€0.00	¥1,233,265.21	−¥3,710.93

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