Best companies for SEK/JPY transfers
8 of 8 providers Last updated on 28 October 2026
Based on 80,000 SEK transfer Best companies for SEK/JPY transfers Sort Cheapest
Promoted Wise Pay via Bank transfer	Fee 392,71 kr 1 SEK = 15.8537 JPY -0.01% vs mid-market	Recipient gets 1 262 070,00 ¥ Same day
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Japan with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer 392,71 kr1 SEK = 15.8537 JPY 1 262 070,00 ¥You pay80 000,00 kr
Promoted Xe Pay via Debit card	Fee 0,00 kr 1 SEK = 15.7514 JPY +0.64% vs mid-market	Recipient gets 1 260 112,00 ¥ Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Japan with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 15.7514 JPY 1 260 112,00 ¥You pay80 000,00 kr
Run a live search Showing top Sweden to Japan deals for 80,000 SEK. Do a live search with your exact amount for today's best rates.
Run a live search Showing companies that send from a business account. Run a business search to get live SEK to JPY rates.
Run a live search These companies offer multi-currency accounts for spending JPY. We suggest doing a live search based on how much SEK you're planning to spend in Japan.
Run a live search These are managed services with real human support for large SEK transfers. Click the link and update the transfer amount to get the best deal.
Exclusive: Special Rate for 1st Transfer Key Currency Pay via Bank transfer	Fee 0,00 kr 1 SEK = 15.8126 JPY +0.25% vs mid-market	Recipient gets 1 265 005,24 ¥ Minutes - 3 days
4 reviews Cheapest Personal account managerReceive to bank account
Ways to receive money in Japan with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 SEK = 15.8126 JPY 1 265 005,24 ¥You pay80 000,00 kr
Exclusive: First Transfer Deal Regency FX Pay via Bank transfer	Fee 0,00 kr 1 SEK = 15.8094 JPY +0.27% vs mid-market	Recipient gets 1 264 751,61 ¥ Minutes - 24 hours
9 reviews Personal account managerReceive to bank accountProfessional, personal service
Ways to receive money in Japan with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 15.8094 JPY 1 264 751,61 ¥You pay80 000,00 kr
TorFx Pay via Bank transfer	Fee 0,00 kr 1 SEK = 15.8046 JPY +0.30% vs mid-market	Recipient gets 1 264 371,15 ¥ Minutes - 24 hours
2 reviews Personal account managerReceive to bank accountIdeal for buying property abroad
Ways to receive money in Japan with TorFx when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 15.8046 JPY 1 264 371,15 ¥You pay80 000,00 kr
Wise Pay via Bank transfer	Fee 392,71 kr 1 SEK = 15.8537 JPY -0.01% vs mid-market	Recipient gets 1 262 070,00 ¥ Same day
25 reviews Recommended Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Japan with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer 392,71 kr1 SEK = 15.8537 JPY 1 262 070,00 ¥You pay80 000,00 kr
Xe Pay via Debit card	Fee 0,00 kr 1 SEK = 15.7514 JPY +0.64% vs mid-market	Recipient gets 1 260 112,00 ¥ Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Japan with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 15.7514 JPY 1 260 112,00 ¥You pay80 000,00 kr

Xe Pay via Bank transfer	Fee 0,00 kr 1 SEK = 15.7514 JPY +0.64% vs mid-market	Recipient gets 1 260 112,00 ¥ Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Japan with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 15.7514 JPY 1 260 112,00 ¥You pay80 000,00 kr
Xe Pay via Credit card	Fee 0,00 kr 1 SEK = 15.7514 JPY +0.64% vs mid-market	Recipient gets 1 260 112,00 ¥ Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Japan with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 15.7514 JPY 1 260 112,00 ¥You pay80 000,00 kr
Pricing based on Revolut Standard plan Revolut Pay via Bank transfer	Fee 820,00 kr 1 SEK = 15.8202 JPY +0.20% vs mid-market	Recipient gets 1 252 643,00 ¥ Same day
10 reviews Fastest Multi-currency cardReceive to bank account
Ways to receive money in Japan with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame day 820,00 kr1 SEK = 15.8202 JPY 1 252 643,00 ¥You pay80 000,00 kr
US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US / for details.
Moneycorp Pay via Bank transfer	Fee 0,00 kr 1 SEK = 15.6303 JPY +1.40% vs mid-market	Recipient gets 1 250 421,22 ¥ Minutes - 2 days
0 reviews
Ways to receive money in Japan with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 SEK = 15.6303 JPY 1 250 421,22 ¥You pay80 000,00 kr
Wise Pay via Debit card	Fee 1 254,86 kr 1 SEK = 15.8537 JPY -0.01% vs mid-market	Recipient gets 1 248 402,00 ¥ Same day
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Japan with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer 1 254,86 kr1 SEK = 15.8537 JPY 1 248 402,00 ¥You pay80 000,00 kr
Wise Pay via Credit card	Fee 1 417,32 kr 1 SEK = 15.8537 JPY -0.01% vs mid-market	Recipient gets 1 245 826,00 ¥ Same day
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Japan with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer 1 417,32 kr1 SEK = 15.8537 JPY 1 245 826,00 ¥You pay80 000,00 kr
$0 fee on first online transfers MoneyGram Pay via Debit card	Fee 40,00 kr 1 SEK = 15.5435 JPY +1.97% vs mid-market	Recipient gets 1 243 480,00 ¥ Minutes - 24 hours
2 reviews
Ways to receive money in Japan with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours 40,00 kr1 SEK = 15.5435 JPY 1 243 480,00 ¥You pay80 040,00 kr

$0 fee on first online transfers MoneyGram Pay via Credit card	Fee 40,00 kr 1 SEK = 15.5435 JPY +1.97% vs mid-market	Recipient gets 1 243 480,00 ¥ Minutes - 24 hours
2 reviews
Ways to receive money in Japan with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours 40,00 kr1 SEK = 15.5435 JPY 1 243 480,00 ¥You pay80 040,00 kr
$0 fee on first online transfers MoneyGram Pay via Bank transfer	Fee 40,00 kr 1 SEK = 15.5435 JPY +1.97% vs mid-market	Recipient gets 1 243 480,00 ¥ Minutes - 24 hours
2 reviews
Ways to receive money in Japan with MoneyGram when paying by bank transfer. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours 40,00 kr1 SEK = 15.5435 JPY 1 243 480,00 ¥You pay80 040,00 kr
How Our Results Work Mid-market rate: 1 SEK = 15.8522 JPY Updates every 60 minutes.

Why compare

SEK/JPY exchange rate

Best ways to pay & receive

Transfer speed

How to send money from Sweden to Japan

Pick a company

For a one-off SEK transfer to Japan, I suggest picking the cheapest option which is Key Currency.

Key Currency was the cheapest on 25 of the 25 days it quoted kr80,000 transfers to Japan.

On a 80,000 SEK transfer, Key Currency delivers the most JPY.

The best option will change depending on how much you actually send, so I suggest to get the best SEK/JPY rate.

Fund your transfer

You can pay for the transfer using bank transfer, debit card, and credit card.

A transfer from your Swedish bank is usually the easiest way to fund the transfer.

Verify and send

Before you can send money to Japan, you'll need to verify your account.

Most companies do it with BankID.

If you can't get BankID yet, some companies will take a passport instead (but it's less common).

Compare amounts

How much SEK are you sending to Japan?

How much SEK you send to Japan heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Key Currency was the cheapest in 100% of the transfers from SEK 50,000 it quoted, and in 100% of all the transfers it quoted.


5 000 kr	0.63%	0,00 kr	78 734,00 ¥with bank transfer to bank deposit	+807,28 ¥
10 000 kr	0.07%	0,00 kr	158 423,00 ¥with debit card to bank deposit	+1 948,86 ¥
25 000 kr	0.01%	135,41 kr	393 999,00 ¥with bank transfer to bank deposit	+3 407,66 ¥
50 000 kr	0.30%	0,00 kr	790 515,47 ¥with bank transfer to bank deposit	+8 427,80 ¥
80 000 krThis page	0.25%	0,00 kr	1 265 005,24 ¥with bank transfer to bank deposit	+10 414,80 ¥

Mid-market rate: 1 SEK = 15.8522 JPY

SEK/JPY Exchange Rate History

Is today a good time to send money from Sweden to Japan?

The cheapest way to send SEK to JPY can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Key Currency), across 30 days of comparisons for 80,000 SEK transfers to Japan.

Each line shows what the recipient gets when you send 80 000 kr, after fees, as quoted by each company. The mid-market line shows what 80 000 kr converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more JPY per SEK than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of JPY on every transfer from Sweden.

Right now, Key Currency pays 1,265,005.24 JPY on 80,000 SEK, which is 3,170.44 JPY less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 1,274,211.29 JPY.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Japan.

We've tracked 94 comparisons to check how often today's top companies were the cheapest across 5 amounts over the past month.

Key CurrencyAppeared in 25 comparisons
Cheapest every time
Regency FXAppeared in 25 comparisons
Never the cheapest
TorFxAppeared in 38 comparisons
Cheapest in 34% of them

Based on 94 comparisons across 5 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Key Currency is the cheapest, but it only quotes some of the amounts we track, so it isn't included in these figures.

Ways to send money from Sweden to Japan

8 companies send money from Sweden to Japan, mostly through broker, online, app, global account, multi-currency account, and in person, and a few more ways.

Medium-sized transfers

Online transfers

For a one-off transfer to Japan, an online service like Wise is usually the simplest place to start.

Wise charges kr392.71 to send 80,000 SEK, leaving your recipient with 1,262,070 JPY after a -0.01% markup on SEK/JPY exchange rate.

In our comparisons over the past month, it was the cheapest online service on 30 of the 30 days it quoted.

Regular SEK transfers

Money transfer apps

For smaller regular transfers, apps are the most convenient and easiest way to send money to Japan.

Wise charges kr392.71 on a 80,000 SEK transfer and money will arrive in same day.

Over the past month, Wise was the cheapest app on 100% of the days it appeared for kr80,000 transfers.

Your recipient can withdraw via bank deposit and cash pickup.

In many cases you will need a BankID to verify your account, but a few will do with a passport or driver's licence.

Spending and travelling

Multi-currency accounts

A multi-currency account makes sense if you regularly need JPY.

You can convert your kronor in advance and use the balance when needed without extra fees.

Wise converts SEK 80,000 with a -0.01% exchange-rate markup and holds the JPY in your account.

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

Paying from business accounts

Global accounts

If your business receives and sends money in Japan, a global account keeps the JPY in one place.

You can pay invoices from the balance and convert when needed.

WorldFirst and Airwallex are good options to try.

Ways to fund SEK and receive JPY in Japan

With Key Currency, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending 80,000 SEK gives your recipient 1,265,005.24 JPY.

From Sweden, you can fund the transfer by bank transfer, debit card, and credit card, and in Japan, the recipient can use bank deposit and cash pickup.

Paying from your Swedish bank account

Send SEK using the account and reference shown by the money transfer company.

You may need to use BankID to approve and verify the payment.

For cash pickup, they can collect JPY from a nearby MoneyGram agent in Japan.

Swish is useful for payments within Sweden, but it does not send JPY to Japan.

1

Bank transfer Bank deposit

You pay kr80,000.00

¥1,265,005

Cheapest
2

Debit card Bank deposit

You pay kr80,000.00

¥1,260,112

-¥4,893
3

Credit card Bank deposit

You pay kr80,000.00

¥1,260,112

-¥4,893
4

Bank transfer Cash pickup

You pay kr80,040.00

¥1,243,480

-¥21,525
5

Debit card Cash pickup

You pay kr80,040.00

¥1,243,480

-¥21,525

Show moreShow less

6

Credit card Cash pickup

You pay kr80,040.00

¥1,243,480

-¥21,525

Consider this before sending SEK to Japan

Swedish banks are safe but often expensive for foreign payments. Compare money transfer companies available to get the most JPY from Sweden.

Compare SEK to JPY transfer options

Cheapest way to send money to Japan

The cheapest option for an SEK 80,000 transfer is Key Currency. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 1,265,005.24 JPY, which is 0.02% more than the next best option.

Fastest way to send money to Japan

With Revolut, a bank transfer deposit and bank deposit payout delivers 1,252,643 JPY in same day.

Swish only works in Sweden

Swish moves money between participating Swedish accounts, it cannot send SEK to Japan.

You may still use a Swedish bank transfer to pay for the transfer online, but beyond that, the company will move SEK to Japan over local rails or SWIFT.

Avoid delays

A bank can ask for the purpose and source of a large or unusual payment.

Property sales, inheritances and transfers between your own accounts are easier to clear when the documents match the description you gave the bank.

Tell your bank before a time-sensitive payment and keep the sale contract, estate document or account statement ready.

And do not split one large payment into many small ones, since it can trigger more questions.

Sweden does not charge gift tax

Sweden has no gift or inheritance tax, so sending a cash gift does not create a Swedish gift-tax return.

Japan may have their own rules on receiving monetary gifts.

How we analyse the market

We track 8 companies sending SEK to Japan, all registered with Finansinspektionen or passported in, with rates refreshed in real time on live searches.

The krona floats, so we compare on what actually arrives, alongside fees and the ways to pay and collect.

In the past 30 days alone, we analysed 94 comparisons across 5 amounts.

This page covers the cheapest and fastest options for SEK/JPY transfers. This is how we pick them:

Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Each goes through our review. More on who we are, why you can trust us and getting started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

Send money from Sweden

Send money to Japan

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Tue, 29 Sept 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	15.7895	–	1 263 161,52 ¥
Key Currency Cheapest	15.7500	0,00 kr	1 260 003,62 ¥	−3 157,90 ¥
Regency FX	15.7469	0,00 kr	1 259 750,98 ¥	−3 410,54 ¥
TorFx	15.7422	0,00 kr	1 259 372,04 ¥	−3 789,48 ¥

Wed, 30 Sept 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	15.7197	–	1 257 577,36 ¥
Key Currency Cheapest	15.6804	0,00 kr	1 254 433,42 ¥	−3 143,94 ¥
Regency FX	15.6773	0,00 kr	1 254 181,90 ¥	−3 395,46 ¥
TorFx	15.6726	0,00 kr	1 253 804,63 ¥	−3 772,73 ¥

Thu, 1 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	15.7819	–	1 262 548,08 ¥
Key Currency Cheapest	15.7424	0,00 kr	1 259 391,71 ¥	−3 156,37 ¥
Regency FX	15.7392	0,00 kr	1 259 139,20 ¥	−3 408,88 ¥
TorFx	15.7345	0,00 kr	1 258 760,44 ¥	−3 787,64 ¥

Fri, 2 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	15.7314	–	1 258 511,76 ¥
Key Currency Cheapest	15.6921	0,00 kr	1 255 365,48 ¥	−3 146,28 ¥
Regency FX	15.6889	0,00 kr	1 255 113,78 ¥	−3 397,98 ¥
TorFx	15.6842	0,00 kr	1 254 736,22 ¥	−3 775,54 ¥

Sat, 3 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	15.7195	–	1 257 557,04 ¥
Key Currency Cheapest	15.6802	0,00 kr	1 254 413,15 ¥	−3 143,89 ¥
Regency FX	15.6770	0,00 kr	1 254 161,64 ¥	−3 395,40 ¥
TorFx	15.6723	0,00 kr	1 253 784,37 ¥	−3 772,67 ¥

Sun, 4 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	15.7210	–	1 257 679,28 ¥
Key Currency Cheapest	15.6817	0,00 kr	1 254 535,08 ¥	−3 144,20 ¥
Regency FX	15.6785	0,00 kr	1 254 283,55 ¥	−3 395,73 ¥
TorFx	15.6738	0,00 kr	1 253 906,24 ¥	−3 773,04 ¥

Mon, 5 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	15.6519	–	1 252 153,04 ¥
Key Currency Cheapest	15.6128	0,00 kr	1 249 022,66 ¥	−3 130,38 ¥
Regency FX	15.6097	0,00 kr	1 248 772,23 ¥	−3 380,81 ¥
TorFx	15.6050	0,00 kr	1 248 396,58 ¥	−3 756,46 ¥

Tue, 6 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	15.7372	–	1 258 972,96 ¥
Key Currency Cheapest	15.6978	0,00 kr	1 255 825,53 ¥	−3 147,43 ¥
Regency FX	15.6947	0,00 kr	1 255 573,73 ¥	−3 399,23 ¥
TorFx	15.6900	0,00 kr	1 255 196,04 ¥	−3 776,92 ¥

Wed, 7 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	15.7815	–	1 262 523,12 ¥
Key Currency Cheapest	15.7421	0,00 kr	1 259 366,81 ¥	−3 156,31 ¥
Regency FX	15.7389	0,00 kr	1 259 114,31 ¥	−3 408,81 ¥
TorFx	15.7342	0,00 kr	1 258 735,55 ¥	−3 787,57 ¥

Thu, 8 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	15.8073	–	1 264 587,36 ¥
Key Currency Cheapest	15.7678	0,00 kr	1 261 425,89 ¥	−3 161,47 ¥
Regency FX	15.7647	0,00 kr	1 261 172,97 ¥	−3 414,39 ¥
TorFx	15.7599	0,00 kr	1 260 793,60 ¥	−3 793,76 ¥

Fri, 9 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	15.8924	–	1 271 392,16 ¥
Key Currency Cheapest	15.8527	0,00 kr	1 268 213,68 ¥	−3 178,48 ¥
Regency FX	15.8495	0,00 kr	1 267 959,40 ¥	−3 432,76 ¥
TorFx	15.8447	0,00 kr	1 267 577,98 ¥	−3 814,18 ¥

Sat, 10 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	15.8298	–	1 266 381,12 ¥
Key Currency Cheapest	15.7902	0,00 kr	1 263 215,17 ¥	−3 165,95 ¥
Regency FX	15.7870	0,00 kr	1 262 961,89 ¥	−3 419,23 ¥
TorFx	15.7823	0,00 kr	1 262 581,98 ¥	−3 799,14 ¥

Mon, 12 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	15.8469	–	1 267 750,40 ¥
Key Currency Cheapest	15.8073	0,00 kr	1 264 581,02 ¥	−3 169,38 ¥
Regency FX	15.8041	0,00 kr	1 264 327,47 ¥	−3 422,93 ¥
TorFx	15.7993	0,00 kr	1 263 947,15 ¥	−3 803,25 ¥

Tue, 13 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	15.7950	–	1 263 596,80 ¥
Wise Cheapest	15.7944	392,71 kr	1 257 349,00 ¥	−6 247,80 ¥
Key Currency No quote collected this day	–	–	–	–
Regency FX No quote collected this day	–	–	–	–
TorFx No quote collected this day	–	–	–	–

Wed, 14 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	15.9054	–	1 272 428,88 ¥
Wise Cheapest	15.9047	392,71 kr	1 266 130,00 ¥	−6 298,88 ¥
Key Currency No quote collected this day	–	–	–	–
Regency FX No quote collected this day	–	–	–	–
TorFx No quote collected this day	–	–	–	–

Thu, 15 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	15.8132	–	1 265 054,96 ¥
Key Currency Cheapest	15.7737	0,00 kr	1 261 892,32 ¥	−3 162,64 ¥
Regency FX	15.7705	0,00 kr	1 261 639,31 ¥	−3 415,65 ¥
TorFx	15.7657	0,00 kr	1 261 259,80 ¥	−3 795,16 ¥

Fri, 16 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	15.9278	–	1 274 221,60 ¥
Key Currency Cheapest	15.8880	0,00 kr	1 271 036,05 ¥	−3 185,55 ¥
Regency FX	15.8848	0,00 kr	1 270 781,20 ¥	−3 440,40 ¥
TorFx	15.8800	0,00 kr	1 270 398,94 ¥	−3 822,66 ¥

Sat, 17 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	15.9462	–	1 275 694,88 ¥
Key Currency Cheapest	15.9063	0,00 kr	1 272 505,64 ¥	−3 189,24 ¥
Regency FX	15.9031	0,00 kr	1 272 250,50 ¥	−3 444,38 ¥
TorFx	15.8983	0,00 kr	1 271 867,80 ¥	−3 827,08 ¥

Sun, 18 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	15.9411	–	1 275 291,36 ¥
Key Currency Cheapest	15.9013	0,00 kr	1 272 103,13 ¥	−3 188,23 ¥
Regency FX	15.8981	0,00 kr	1 271 848,07 ¥	−3 443,29 ¥
TorFx	15.8933	0,00 kr	1 271 465,49 ¥	−3 825,87 ¥

Mon, 19 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	15.9269	–	1 274 149,68 ¥
Key Currency Cheapest	15.8871	0,00 kr	1 270 964,31 ¥	−3 185,37 ¥
Regency FX	15.8839	0,00 kr	1 270 709,48 ¥	−3 440,20 ¥
TorFx	15.8791	0,00 kr	1 270 327,23 ¥	−3 822,45 ¥

Tue, 20 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	15.9676	–	1 277 404,80 ¥
Key Currency Cheapest	15.9276	0,00 kr	1 274 211,29 ¥	−3 193,51 ¥
Regency FX	15.9244	0,00 kr	1 273 955,81 ¥	−3 448,99 ¥
TorFx	15.9197	0,00 kr	1 273 572,59 ¥	−3 832,21 ¥

Wed, 21 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	15.9599	–	1 276 790,56 ¥
Wise Cheapest	15.9601	392,71 kr	1 270 540,00 ¥	−6 250,56 ¥
Key Currency No quote collected this day	–	–	–	–
Regency FX No quote collected this day	–	–	–	–
TorFx No quote collected this day	–	–	–	–

Thu, 22 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	15.8863	–	1 270 906,08 ¥
Key Currency Cheapest	15.8466	0,00 kr	1 267 728,81 ¥	−3 177,27 ¥
Regency FX	15.8434	0,00 kr	1 267 474,63 ¥	−3 431,45 ¥
TorFx	15.8387	0,00 kr	1 267 093,36 ¥	−3 812,72 ¥

Fri, 23 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	–	–	–
Wise Cheapest	15.8366	392,71 kr	1 260 709,00 ¥	–
Key Currency No quote collected this day	–	–	–	–
Regency FX No quote collected this day	–	–	–	–
TorFx No quote collected this day	–	–	–	–

Sat, 24 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	–	–	–
Wise Cheapest	15.7960	392,71 kr	1 257 477,00 ¥	–
Key Currency No quote collected this day	–	–	–	–
Regency FX No quote collected this day	–	–	–	–
TorFx No quote collected this day	–	–	–	–

How to send money to Japan from Sweden with the best SEK-JPY rate

Best companies for SEK/JPY transfers