From 9 companies analysed, Key Currency is the cheapest way to send money to Japan, giving your recipient 1,264,071.82 JPY when you send SEK 80,000.
Deposit with bank transfer and use bank deposit for withdrawal to get the most JPY.
| 9 of 9 providers Last updated on 28 September 2026 | |||
| Based on 80,000 SEK transfer Best companies for SEK/JPY transfers | |||
| Promoted  Wise Pay via Bank transfer | Fee 392,71 kr 1 SEK = 15.8408 JPY 0.00% vs mid-market | Recipient gets 1 261 043,00 ¥ Same day | |
Ways to receive money in Japan with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer 392,71 kr1 SEK = 15.8408 JPY 1 261 043,00 ¥You pay80 000,00 kr | |||
| Promoted  Xe Pay via Debit card | Fee 0,00 kr 1 SEK = 15.7490 JPY +0.58% vs mid-market | Recipient gets 1 259 920,00 ¥ Minutes - 24 hours | |
Ways to receive money in Japan with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 15.7490 JPY 1 259 920,00 ¥You pay80 000,00 kr | |||
Run a live search Showing top Sweden to Japan deals for 80,000 SEK. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live SEK to JPY rates. | |||
Run a live search These companies offer multi-currency accounts for spending JPY. We suggest doing a live search based on how much SEK you're planning to spend in Japan. | |||
Run a live search These are managed services with real human support for large SEK transfers. Click the link and update the transfer amount to get the best deal. | |||
| Exclusive: Special Rate for 1st Transfer  Key Currency Pay via Bank transfer | Fee 0,00 kr 1 SEK = 15.8009 JPY +0.25% vs mid-market | Recipient gets 1 264 071,82 ¥ Minutes - 3 days | |
Ways to receive money in Japan with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 SEK = 15.8009 JPY 1 264 071,82 ¥You pay80 000,00 kr | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee 0,00 kr 1 SEK = 15.7977 JPY +0.27% vs mid-market | Recipient gets 1 263 818,37 ¥ Minutes - 24 hours | |
Ways to receive money in Japan with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 15.7977 JPY 1 263 818,37 ¥You pay80 000,00 kr | |||
 TorFx Pay via Bank transfer | Fee 0,00 kr 1 SEK = 15.7930 JPY +0.30% vs mid-market | Recipient gets 1 263 438,20 ¥ Minutes - 24 hours | |
Ways to receive money in Japan with TorFx when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 15.7930 JPY 1 263 438,20 ¥You pay80 000,00 kr | |||
| Wise Pay via Bank transfer | Fee 392,71 kr 1 SEK = 15.8408 JPY 0.00% vs mid-market | Recipient gets 1 261 043,00 ¥ Same day | |
Ways to receive money in Japan with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer 392,71 kr1 SEK = 15.8408 JPY 1 261 043,00 ¥You pay80 000,00 kr | |||
| Xe Pay via Debit card | Fee 0,00 kr 1 SEK = 15.7490 JPY +0.58% vs mid-market | Recipient gets 1 259 920,00 ¥ Minutes - 24 hours | |
Ways to receive money in Japan with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 15.7490 JPY 1 259 920,00 ¥You pay80 000,00 kr | |||
| Xe Pay via Bank transfer | Fee 0,00 kr 1 SEK = 15.7490 JPY +0.58% vs mid-market | Recipient gets 1 259 920,00 ¥ Minutes - 24 hours | |
Ways to receive money in Japan with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 15.7490 JPY 1 259 920,00 ¥You pay80 000,00 kr | |||
| Xe Pay via Credit card | Fee 0,00 kr 1 SEK = 15.7490 JPY +0.58% vs mid-market | Recipient gets 1 259 920,00 ¥ Minutes - 24 hours | |
Ways to receive money in Japan with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 15.7490 JPY 1 259 920,00 ¥You pay80 000,00 kr | |||
 Currencies Direct Pay via Bank transfer | Fee 0,00 kr 1 SEK = 15.7444 JPY +0.61% vs mid-market | Recipient gets 1 259 552,00 ¥ Minutes - 24 hours | |
Ways to receive money in Japan with Currencies Direct when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 15.7444 JPY 1 259 552,00 ¥You pay80 000,00 kr | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee 820,00 kr 1 SEK = 15.8086 JPY +0.20% vs mid-market | Recipient gets 1 251 728,00 ¥ Same day | |
Ways to receive money in Japan with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame day 820,00 kr1 SEK = 15.8086 JPY 1 251 728,00 ¥You pay80 000,00 kr | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
 Moneycorp Pay via Bank transfer | Fee 0,00 kr 1 SEK = 15.6187 JPY +1.40% vs mid-market | Recipient gets 1 249 498,56 ¥ Minutes - 2 days | |
Ways to receive money in Japan with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 SEK = 15.6187 JPY 1 249 498,56 ¥You pay80 000,00 kr | |||
| Wise Pay via Debit card | Fee 1 254,86 kr 1 SEK = 15.8408 JPY 0.00% vs mid-market | Recipient gets 1 247 386,00 ¥ Same day | |
Ways to receive money in Japan with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer 1 254,86 kr1 SEK = 15.8408 JPY 1 247 386,00 ¥You pay80 000,00 kr | |||
| Wise Pay via Credit card | Fee 1 417,32 kr 1 SEK = 15.8408 JPY 0.00% vs mid-market | Recipient gets 1 244 813,00 ¥ Same day | |
Ways to receive money in Japan with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer 1 417,32 kr1 SEK = 15.8408 JPY 1 244 813,00 ¥You pay80 000,00 kr | |||
| $0 fee on first online transfers  MoneyGram Pay via Debit card | Fee 40,00 kr 1 SEK = 15.4403 JPY +2.56% vs mid-market | Recipient gets 1 235 224,00 ¥ Minutes - 24 hours | |
Ways to receive money in Japan with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours 40,00 kr1 SEK = 15.4403 JPY 1 235 224,00 ¥You pay80 040,00 kr | |||
| $0 fee on first online transfers MoneyGram Pay via Credit card | Fee 40,00 kr 1 SEK = 15.4403 JPY +2.56% vs mid-market | Recipient gets 1 235 224,00 ¥ Minutes - 24 hours | |
Ways to receive money in Japan with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours 40,00 kr1 SEK = 15.4403 JPY 1 235 224,00 ¥You pay80 040,00 kr | |||
| $0 fee on first online transfers MoneyGram Pay via Bank transfer | Fee 40,00 kr 1 SEK = 15.4403 JPY +2.56% vs mid-market | Recipient gets 1 235 224,00 ¥ Minutes - 24 hours | |
Ways to receive money in Japan with MoneyGram when paying by bank transfer. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours 40,00 kr1 SEK = 15.4403 JPY 1 235 224,00 ¥You pay80 040,00 kr | |||
| How Our Results Work Mid-market rate: 1 SEK = 15.8405 JPY Updates every 60 minutes. | |||
Transfer details
For a one-off transfer to Japan, I suggest picking the cheapest option which is Key Currency.
On a 80,000 SEK transfer, Key Currency delivers the most JPY.
The best option will change depending on how much you actually send, so I suggest to get the best SEK/JPY rate.
You can pay for the transfer using bank transfer, debit card, and credit card.
A transfer from your Swedish bank is usually the easiest way to fund the transfer.
Before you can send money to Japan, you'll need to verify your account.
Most companies do it with BankID.
If you can't get BankID yet, some companies will take a passport instead (but its less common).
9 companies send money from Sweden to Japan, mostly through broker, online, app, multi-currency account, global account, and in person, and a few more ways.
Medium-sized transfers
For a one-off transfer to Japan, an online service like Wise is usually the simplest place to start.
Wise charges kr392.71 to send 80,000 SEK, leaving your recipient with 1,261,043 after a 0% markup on SEK/JPY exchange rate.
Regular SEK transfers
For smaller regular transfers, apps are the most convenient and easiest way to send money to Japan.
Wise charges kr392.71 on a 80,000 SEK transfer and money will arrive in same day.
You recipient can withdraw via bank deposit and cash pickup.
In many cases you will need a BankID to verify your account, but a few will do with a passport or drivers licence.
Spending and travelling
A multi-currency account makes sense if you regularly need JPY.
You can convert your kronor in advance and use the balance when needed without extra fees.
Wise converts SEK 80,000 with a 0% exchange-rate markup and holds the JPY in your account.
Paying from business accounts
If your business receives and sends money in Japan, a global account keeps the JPY in one place.
You can pay invoices from the balance and convert when needed.
WorldFirst and Airwallex are good options to try.
With Key Currency, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending 80,000 SEK gives your recipient 1,264,071.82 JPY.
From Sweden, you can fund the transfer by bank transfer, debit card, and credit card, and in Japan, the recipient can use bank deposit and cash pickup.
Paying from your Swedish bank account
Send SEK using the account and reference shown by the money transfer company.
You may need to use BankID to approve and verify the payment.
For cash pickup, they can collect JPY from a nearby MoneyGram agent in Japan.
Swish is useful for payments within Sweden, but it does not send JPY to Japan.
You pay kr80,000.00
¥1,264,072
Cheapest
You pay kr80,000.00
¥1,259,920
-¥4,152
You pay kr80,000.00
¥1,259,920
-¥4,152
You pay kr80,040.00
¥1,235,224
-¥28,848
You pay kr80,040.00
¥1,235,224
-¥28,848
You pay kr80,040.00
¥1,235,224
-¥28,848
Swedish banks are safe but often expensive for foreign payments. Compare money transfer companies available to get the most of JPY from Sweden.
Cheapest way to send money to Japan
The cheapest option for JPY 1,264,071.82 is Key Currency. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 1,264,071.82 JPY, which is 0.02% more than the next best option.
Fastest way to send money to Japan
With Revolut, a bank transfer deposit and bank deposit payout delivers 1,251,728 JPY in same day.
Swish moves money between participating Swedish accounts, it cannot send SEK to Japan.
You may still use a Swedish bank transfer to pay for the transfer online, but beyond that, the company will move SEK to Japan over local rails or SWIFT.
A bank can ask for the purpose and source of a large or unusual payment.
Property sales, inheritances and transfers between your own accounts are easier to clear when the documents match the description you gave the bank.
Tell your bank before a time-sensitive payment and keep the sale contract, estate document or account statement ready.
And do not split one large payment into many small ones, since it can trigger more questions.
Sweden has no gift or inheritance tax, so sending a cash gift does not create a Swedish gift-tax return.
Japan may have their own rules on receiving monetary gifts.
The final rate controls how much JPY you get for your SEK, so compare it alongside the transfer fee.
Mid-market rate:1 SEK = 15.792226 JPY
We track 9 companies sending SEK to Japan, all registered with Finansinspektionen or passported in, with rates refreshed in real time on live searches.
The krona floats, so we compare on what actually arrives, alongside fees and the ways to pay and collect.
Each goes through our review. More on who we are, why you can trust us and getting started.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
Advanced filters
Advanced filters
Tailor this money transfer comparison to your needs.
Show companies that support specific transfer features.
Only show providers with user feedback and reviews.
Hide selected providers from the SEK/JPY comparison.
Search Now & Save On Your Transfer
Instantly view live exchange rates, fees & features.
Please share your experience with …