How to send money to Japan from Sweden with the best SEK-JPY rate

From 9 companies analysed, Key Currency is the cheapest way to send money to Japan, giving your recipient 1,264,071.82 JPY when you send SEK 80,000.

Deposit with bank transfer and use bank deposit for withdrawal to get the most JPY.

Best companies for SEK/JPY transfers

9 of 9 providers

Last updated on 28 September 2026

Based on 80,000 SEK transfer

Best companies for SEK/JPY transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee 392,71 kr 1 SEK = 15.8408 JPY 0.00% vs mid-market Recipient gets 1 261 043,00 ¥ Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Japan with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
392,71 kr1 SEK = 15.8408 JPY
1 261 043,00 ¥You pay80 000,00 kr
Promoted

Xe

Pay via Debit card
Fee 0,00 kr 1 SEK = 15.7490 JPY +0.58% vs mid-market Recipient gets 1 259 920,00 ¥ Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Japan with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SEK = 15.7490 JPY
1 259 920,00 ¥You pay80 000,00 kr

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Showing top Sweden to Japan deals for 80,000 SEK. Do a live search with your exact amount for today's best rates.
Exclusive: Special Rate for 1st Transfer

Key Currency

Pay via Bank transfer
Fee 0,00 kr 1 SEK = 15.8009 JPY +0.25% vs mid-market Recipient gets 1 264 071,82 ¥ Minutes - 3 days
Cheapest
Personal account managerReceive to bank account

Ways to receive money in Japan with Key Currency when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 3 days
Free1 SEK = 15.8009 JPY
1 264 071,82 ¥You pay80 000,00 kr
Exclusive: First Transfer Deal

Regency FX

Pay via Bank transfer
Fee 0,00 kr 1 SEK = 15.7977 JPY +0.27% vs mid-market Recipient gets 1 263 818,37 ¥ Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Japan with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SEK = 15.7977 JPY
1 263 818,37 ¥You pay80 000,00 kr

TorFx

Pay via Bank transfer
Fee 0,00 kr 1 SEK = 15.7930 JPY +0.30% vs mid-market Recipient gets 1 263 438,20 ¥ Minutes - 24 hours
Personal account managerReceive to bank accountIdeal for buying property abroad

Ways to receive money in Japan with TorFx when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SEK = 15.7930 JPY
1 263 438,20 ¥You pay80 000,00 kr

Wise

Pay via Bank transfer
Fee 392,71 kr 1 SEK = 15.8408 JPY 0.00% vs mid-market Recipient gets 1 261 043,00 ¥ Same day
Recommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Japan with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
392,71 kr1 SEK = 15.8408 JPY
1 261 043,00 ¥You pay80 000,00 kr

Xe

Pay via Debit card
Fee 0,00 kr 1 SEK = 15.7490 JPY +0.58% vs mid-market Recipient gets 1 259 920,00 ¥ Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Japan with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SEK = 15.7490 JPY
1 259 920,00 ¥You pay80 000,00 kr

Xe

Pay via Bank transfer
Fee 0,00 kr 1 SEK = 15.7490 JPY +0.58% vs mid-market Recipient gets 1 259 920,00 ¥ Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Japan with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SEK = 15.7490 JPY
1 259 920,00 ¥You pay80 000,00 kr

Xe

Pay via Credit card
Fee 0,00 kr 1 SEK = 15.7490 JPY +0.58% vs mid-market Recipient gets 1 259 920,00 ¥ Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Japan with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SEK = 15.7490 JPY
1 259 920,00 ¥You pay80 000,00 kr

Currencies Direct

Pay via Bank transfer
Fee 0,00 kr 1 SEK = 15.7444 JPY +0.61% vs mid-market Recipient gets 1 259 552,00 ¥ Minutes - 24 hours
Personal account managerMulti-currency cardReceive to bank account

Ways to receive money in Japan with Currencies Direct when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SEK = 15.7444 JPY
1 259 552,00 ¥You pay80 000,00 kr
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee 820,00 kr 1 SEK = 15.8086 JPY +0.20% vs mid-market Recipient gets 1 251 728,00 ¥ Same day
Fastest
Multi-currency cardReceive to bank account

Ways to receive money in Japan with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositSame day
820,00 kr1 SEK = 15.8086 JPY
1 251 728,00 ¥You pay80 000,00 kr

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Moneycorp

Pay via Bank transfer
Fee 0,00 kr 1 SEK = 15.6187 JPY +1.40% vs mid-market Recipient gets 1 249 498,56 ¥ Minutes - 2 days

Ways to receive money in Japan with Moneycorp when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
Free1 SEK = 15.6187 JPY
1 249 498,56 ¥You pay80 000,00 kr

Wise

Pay via Debit card
Fee 1 254,86 kr 1 SEK = 15.8408 JPY 0.00% vs mid-market Recipient gets 1 247 386,00 ¥ Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Japan with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
1 254,86 kr1 SEK = 15.8408 JPY
1 247 386,00 ¥You pay80 000,00 kr

Wise

Pay via Credit card
Fee 1 417,32 kr 1 SEK = 15.8408 JPY 0.00% vs mid-market Recipient gets 1 244 813,00 ¥ Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Japan with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
1 417,32 kr1 SEK = 15.8408 JPY
1 244 813,00 ¥You pay80 000,00 kr
$0 fee on first online transfers

MoneyGram

Pay via Debit card
Fee 40,00 kr 1 SEK = 15.4403 JPY +2.56% vs mid-market Recipient gets 1 235 224,00 ¥ Minutes - 24 hours

Ways to receive money in Japan with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 24 hours
40,00 kr1 SEK = 15.4403 JPY
1 235 224,00 ¥You pay80 040,00 kr
$0 fee on first online transfers

MoneyGram

Pay via Credit card
Fee 40,00 kr 1 SEK = 15.4403 JPY +2.56% vs mid-market Recipient gets 1 235 224,00 ¥ Minutes - 24 hours

Ways to receive money in Japan with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 24 hours
40,00 kr1 SEK = 15.4403 JPY
1 235 224,00 ¥You pay80 040,00 kr
$0 fee on first online transfers

MoneyGram

Pay via Bank transfer
Fee 40,00 kr 1 SEK = 15.4403 JPY +2.56% vs mid-market Recipient gets 1 235 224,00 ¥ Minutes - 24 hours

Ways to receive money in Japan with MoneyGram when paying by bank transfer.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 24 hours
40,00 kr1 SEK = 15.4403 JPY
1 235 224,00 ¥You pay80 040,00 kr
How Our Results Work
Mid-market rate: 1 SEK = 15.8405 JPY Updates every 60 minutes.

How to send money from Sweden to Japan

Pick a company

For a one-off transfer to Japan, I suggest picking the cheapest option which is Key Currency.

On a 80,000 SEK transfer, Key Currency delivers the most JPY.

The best option will change depending on how much you actually send, so I suggest to get the best SEK/JPY rate.

Fund your transfer

You can pay for the transfer using bank transfer, debit card, and credit card.

A transfer from your Swedish bank is usually the easiest way to fund the transfer.

Verify and send

Before you can send money to Japan, you'll need to verify your account.

Most companies do it with BankID.

If you can't get BankID yet, some companies will take a passport instead (but its less common).

Ways to send money from Sweden to Japan

9 companies send money from Sweden to Japan, mostly through broker, online, app, multi-currency account, global account, and in person, and a few more ways.

Medium-sized transfers

Online transfers

For a one-off transfer to Japan, an online service like Wise is usually the simplest place to start.

Wise charges kr392.71 to send 80,000 SEK, leaving your recipient with 1,261,043 after a 0% markup on SEK/JPY exchange rate.

Regular SEK transfers

Money transfer apps

For smaller regular transfers, apps are the most convenient and easiest way to send money to Japan.

Wise charges kr392.71 on a 80,000 SEK transfer and money will arrive in same day.

You recipient can withdraw via bank deposit and cash pickup.

In many cases you will need a BankID to verify your account, but a few will do with a passport or drivers licence.

Spending and travelling

Multi-currency accounts

A multi-currency account makes sense if you regularly need JPY.

You can convert your kronor in advance and use the balance when needed without extra fees.

Wise converts SEK 80,000 with a 0% exchange-rate markup and holds the JPY in your account.

Paying from business accounts

Global accounts

If your business receives and sends money in Japan, a global account keeps the JPY in one place.

You can pay invoices from the balance and convert when needed.

WorldFirst and Airwallex are good options to try.

Ways to fund SEK and receive JPY in Japan

With Key Currency, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending 80,000 SEK gives your recipient 1,264,071.82 JPY.

From Sweden, you can fund the transfer by bank transfer, debit card, and credit card, and in Japan, the recipient can use bank deposit and cash pickup.

Paying from your Swedish bank account

Send SEK using the account and reference shown by the money transfer company.

You may need to use BankID to approve and verify the payment.

For cash pickup, they can collect JPY from a nearby MoneyGram agent in Japan.

Swish is useful for payments within Sweden, but it does not send JPY to Japan.

  1. 1
    Bank transfer Bank deposit

    You pay kr80,000.00

    ¥1,264,072

    Cheapest

  2. 2
    Debit card Bank deposit

    You pay kr80,000.00

    ¥1,259,920

    -¥4,152

  3. 3
    Credit card Bank deposit

    You pay kr80,000.00

    ¥1,259,920

    -¥4,152

  4. 4
    Bank transfer Cash pickup

    You pay kr80,040.00

    ¥1,235,224

    -¥28,848

  5. 5
    Debit card Cash pickup

    You pay kr80,040.00

    ¥1,235,224

    -¥28,848

Show moreShow less
  1. 6
    Credit card Cash pickup

    You pay kr80,040.00

    ¥1,235,224

    -¥28,848

Consider this before sending SEK to Japan

Swedish banks are safe but often expensive for foreign payments. Compare money transfer companies available to get the most of JPY from Sweden.

Compare SEK to JPY transfer options

Cheapest way to send money to Japan

The cheapest option for JPY 1,264,071.82 is Key Currency. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 1,264,071.82 JPY, which is 0.02% more than the next best option.

Fastest way to send money to Japan

With Revolut, a bank transfer deposit and bank deposit payout delivers 1,251,728 JPY in same day.

Swish only works in Sweden

Swish moves money between participating Swedish accounts, it cannot send SEK to Japan.

You may still use a Swedish bank transfer to pay for the transfer online, but beyond that, the company will move SEK to Japan over local rails or SWIFT.

Avoid delays

A bank can ask for the purpose and source of a large or unusual payment.

Property sales, inheritances and transfers between your own accounts are easier to clear when the documents match the description you gave the bank.

Tell your bank before a time-sensitive payment and keep the sale contract, estate document or account statement ready.

And do not split one large payment into many small ones, since it can trigger more questions.

Sweden does not charge gift tax

Sweden has no gift or inheritance tax, so sending a cash gift does not create a Swedish gift-tax return.

Japan may have their own rules on receiving monetary gifts.

Live SEK-JPY Exchange Rate

Get a better SEK to JPY exchange rate

The final rate controls how much JPY you get for your SEK, so compare it alongside the transfer fee.

Mid-market rate:1 SEK = 15.792226 JPY

How we analyse the market

We track 9 companies sending SEK to Japan, all registered with Finansinspektionen or passported in, with rates refreshed in real time on live searches.

The krona floats, so we compare on what actually arrives, alongside fees and the ways to pay and collect.

Each goes through our review. More on who we are, why you can trust us and getting started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.