The cheapest option overall is Key Currency, giving your recipient 1,134,042.56 JPY when you send CHF 6,000.
Below we’ve compared 8 ways to send money from Switzerland to Japan.
| 8 of 8 providers Last updated on 28 September 2026 | |||
| Based on 6,000 CHF transfer Best companies for CHF/JPY transfers | |||
| Promoted  Wise Pay via Bank transfer | Fee CHF 20.41 1 CHF = 189.4780 JPY 0.00% vs mid-market | Recipient gets ¥ 1'133'001.00 Same day | |
Ways to receive money in Japan with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer CHF 20.411 CHF = 189.4780 JPY ¥ 1'133'001.00You payCHF 6'000.00 | |||
| Promoted  TorFx Pay via Bank transfer | Fee CHF 0.00 1 CHF = 188.9124 JPY +0.30% vs mid-market | Recipient gets ¥ 1'133'474.12 Minutes - 24 hours | |
Ways to receive money in Japan with TorFx when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 CHF = 188.9124 JPY ¥ 1'133'474.12You payCHF 6'000.00 | |||
Run a live search Showing top Switzerland to Japan deals for 6,000 CHF. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live CHF to JPY rates. | |||
Run a live search These companies offer multi-currency accounts for spending JPY. We suggest doing a live search based on how much CHF you're planning to spend in Japan. | |||
Run a live search These are managed services with real human support for large CHF transfers. Click the link and update the transfer amount to get the best deal. | |||
| Exclusive: Special Rate for 1st Transfer  Key Currency Pay via Bank transfer | Fee CHF 0.00 1 CHF = 189.0071 JPY +0.25% vs mid-market | Recipient gets ¥ 1'134'042.56 Minutes - 3 days | |
Ways to receive money in Japan with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 CHF = 189.0071 JPY ¥ 1'134'042.56You payCHF 6'000.00 | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee CHF 0.00 1 CHF = 188.9692 JPY +0.27% vs mid-market | Recipient gets ¥ 1'133'815.19 Minutes - 24 hours | |
Ways to receive money in Japan with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 CHF = 188.9692 JPY ¥ 1'133'815.19You payCHF 6'000.00 | |||
| TorFx Pay via Bank transfer | Fee CHF 0.00 1 CHF = 188.9124 JPY +0.30% vs mid-market | Recipient gets ¥ 1'133'474.12 Minutes - 24 hours | |
Ways to receive money in Japan with TorFx when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 CHF = 188.9124 JPY ¥ 1'133'474.12You payCHF 6'000.00 | |||
| Wise Pay via Bank transfer | Fee CHF 20.41 1 CHF = 189.4780 JPY 0.00% vs mid-market | Recipient gets ¥ 1'133'001.00 Same day | |
Ways to receive money in Japan with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer CHF 20.411 CHF = 189.4780 JPY ¥ 1'133'001.00You payCHF 6'000.00 | |||
 OFX Pay via Bank transfer | Fee CHF 0.00 1 CHF = 188.5334 JPY +0.50% vs mid-market | Recipient gets ¥ 1'131'200.35 Minutes - 24 hours | |
Ways to receive money in Japan with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 CHF = 188.5334 JPY ¥ 1'131'200.35You payCHF 6'000.00 | |||
 Currencies Direct Pay via Bank transfer | Fee CHF 0.00 1 CHF = 188.3299 JPY +0.61% vs mid-market | Recipient gets ¥ 1'129'979.00 Minutes - 24 hours | |
Ways to receive money in Japan with Currencies Direct when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 CHF = 188.3299 JPY ¥ 1'129'979.00You payCHF 6'000.00 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee CHF 56.50 1 CHF = 189.2278 JPY +0.13% vs mid-market | Recipient gets ¥ 1'124'675.00 Same day | |
Ways to receive money in Japan with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame day CHF 56.501 CHF = 189.2278 JPY ¥ 1'124'675.00You payCHF 6'000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
 Moneycorp Pay via Bank transfer | Fee CHF 0.00 1 CHF = 186.8281 JPY +1.40% vs mid-market | Recipient gets ¥ 1'120'968.39 Minutes - 2 days | |
Ways to receive money in Japan with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 CHF = 186.8281 JPY ¥ 1'120'968.39You payCHF 6'000.00 | |||
| How Our Results Work Mid-market rate: 1 CHF = 189.4808 JPY Updates every 60 minutes. | |||
Transfer details
Start with the cheapest, which is Key Currency at 1,134,042.56 JPY for CHF 6,000 transfer.
Sending the same money as an international transfer from your Swiss bank costs 1 to 3% in the rate before any fee.
You have 1 ways to pay, including bank transfer.
TWINT won't do this, it's for paying people and shops inside Switzerland.
First time round you'll need a photo ID and your Swiss address.
Your may pause a first large transfer, it just means you need to submit more details to confirm it's really you.
How much CHF you send to Japan heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.
| Cheapest service | |||||
|---|---|---|---|---|---|
| CHF 1'000 | 0.12% | CHF 2.20 | ¥ 188'983.00with bank transfer to bank deposit | +¥ 2'798.37 | |
| CHF 6'000This page | 0.25% | CHF 0.00 | ¥ 1'134'042.56with bank transfer to bank deposit | +¥ 3'898.11 | |
| CHF 25'000 | 0.20% | CHF 0.00 | ¥ 4'732'323.21with bank transfer to bank deposit | +¥ 10'087.87 |
Mid-market rate: 1 CHF = 189.4808 JPY
8 companies send money from Switzerland to Japan, across broker, multi-currency account, global account, online, and app, and more.
For one-off transfers
Online services like Wise are usually cheaper than Swiss banks for one-off and medium-sized transfers.
With Wise, 6,000 CHF gets your recipient 1,133,001 JPY.
The fee is 20.41 CHF, with a 0% on top of CHF/JPY rate.
For spending and receiving
A multi-currency account is useful if you earn in Swiss francs but spend money in JPY (be it payments or travelling).
Wise converts CHF 6,000 with a 0% exchange-rate markup and lets you hold CHF and JPY in one account.
For regular transfers
For the monthly transfer to family, money transfers apps are the easiest to start with.
Wise charges fr.20.41 on a fr.6,000 transfer, and the money lands same day.
You can also save recipients and create automated scheduled transfers to Japan.
You can’t make deposits with TWINT, but instead you can use Apple Pay, Google Pay, bank transfer.
For large CHF transfers
Private banks can usually do this too, but brokers streamline the process and you also get an account manager to handle the transfer.
For example, if you are buying property in Japan or moving your wealth, a broker like Key Currency charges no fee and works on a margin instead (0.25% on CHF/JPY).
I suggest , since the more JPY you send the better rate you get.
Brokers charge no fees, so settle with the one that gives you the best CHF/JPY rate.
For companies paying across borders
Converting every payment separately adds extra work for Swiss businesses with regular costs in Japan.
A global account lets you hold JPY alongside CHF and pay from the balance.
Wise Business, WorldFirst and Airwallex offer multi-currency accounts with business payment tools.
With Key Currency, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending CHF 6,000 gives your recipient 1,134,042.56 JPY.
The transfer can be paid for by bank transfer.
You can pay from your Swiss bank account
Send CHF to the account details provided by the company.
Use the exact reference so it can match the payment to your transfer.
TWINT is mainly for payments in Switzerland, so it does not replace an international transfer to Japan.
In Japan, they can get JPY delivered as bank deposit.
You pay fr.6,000.00
¥1,134,043
Cheapest
The exchange-rate margin usually matters more than the transfer fee from Switzerland. Gift tax and account protection also depend on details that are easy to miss.
For a CHF 6,000 transfer to Japan, these are the best options in our comparison.
Cheapest way to send money to Japan
The cheapest option is Key Currency, funded by bank transfer with bank deposit for the payout. Your recipient gets 1,134,042.56 JPY, which is 0.02% more than the next best option.
Fastest way to send money to Japan
The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 1,124,675 JPY in same day.
Swiss banks can make SEPA payments in euros, but CHF transfer to a JPY requires a conversion.
Same goes for TWINT and Swiss instant payments.
Money transfer companies can take these as funding methods (since accounts are in Switzerland) but then they switch to an internal network of accounts.
Switzerland has no federal gift tax applied on transfers abroad.
Most cantons impose their own rules, with the amount due usually depending on the value of the gift and your relationship to the recipient.
The federal Swiss authorities explain the cantonal rules here.
Do not assume every app used in Switzerland is FINMA-authorised or covered by Swiss deposit insurance.
Some services operate under a foreign licence, and a Swiss virtual IBAN does not by itself create Swiss deposit protection.
Eligible deposits at participating Swiss banks are protected up to CHF 100,000 per customer and bank, but esisuisse confirms that a virtual IBAN or correspondent account may fall outside that protection.
If you’re in doubt about a money transfer company or app, check the legal company behind the service in the FINMA register.
The rate you secure determines how much JPY arrives for your CHF. The weekly average is a simple benchmark for comparing today's offers.
Mid-market rate:1 CHF = 189.20151 JPY
Most pricing comes straight from the companies, and anything we collect by hand is marked in the table.
That covers 8 of them sending CHF to Japan, refreshed in real time on live searches and compared on rates, fees and the ways to pay and collect.
Each goes through our review. More on who we are, why you can trust us and how to get started.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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