Best companies for EUR/JPY transfers
9 of 9 providers Last updated on 28 October 2026
Based on 7,000 EUR transfer Best companies for EUR/JPY transfers Sort Cheapest
Promoted Wise Pay via Bank transfer	Fee €37.59 1 EUR = 175.5700 JPY +0.01% vs mid-market	Recipient gets ¥1,222,390.00 Same day
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Japan with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €37.591 EUR = 175.5700 JPY ¥1,222,390.00You pay€7,000.00
Promoted Xe Pay via Debit card	Fee €0.00 1 EUR = 174.4949 JPY +0.63% vs mid-market	Recipient gets ¥1,221,464.30 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Japan with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 174.4949 JPY ¥1,221,464.30You pay€7,000.00
Run a live search Showing top Finland to Japan deals for 7,000 EUR. Do a live search with your exact amount for today's best rates.
Run a live search Showing companies that send from a business account. Run a business search to get live EUR to JPY rates.
Run a live search These companies offer multi-currency accounts for spending JPY. We suggest doing a live search based on how much EUR you're planning to spend in Japan.
Run a live search These are managed services with real human support for large EUR transfers. Click the link and update the transfer amount to get the best deal.
Exclusive: Special Rate for 1st Transfer Key Currency Pay via Bank transfer	Fee €0.00 1 EUR = 175.1518 JPY +0.25% vs mid-market	Recipient gets ¥1,226,062.84 Minutes - 3 days
4 reviews Cheapest Personal account managerReceive to bank account
Ways to receive money in Japan with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 EUR = 175.1518 JPY ¥1,226,062.84You pay€7,000.00
Exclusive: First Transfer Deal Regency FX Pay via Bank transfer	Fee €0.00 1 EUR = 175.1167 JPY +0.27% vs mid-market	Recipient gets ¥1,225,817.02 Minutes - 24 hours
9 reviews Personal account managerReceive to bank accountProfessional, personal service
Ways to receive money in Japan with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 175.1167 JPY ¥1,225,817.02You pay€7,000.00
TorFx Pay via Bank transfer	Fee €0.00 1 EUR = 175.0640 JPY +0.30% vs mid-market	Recipient gets ¥1,225,448.28 Minutes - 24 hours
2 reviews Personal account managerReceive to bank accountIdeal for buying property abroad
Ways to receive money in Japan with TorFx when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 175.0640 JPY ¥1,225,448.28You pay€7,000.00
Currencies Direct Pay via Bank transfer	Fee €0.00 1 EUR = 174.7312 JPY +0.49% vs mid-market	Recipient gets ¥1,223,118.00 Minutes - 24 hours
3 reviews Personal account managerMulti-currency cardReceive to bank account
Ways to receive money in Japan with Currencies Direct when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 174.7312 JPY ¥1,223,118.00You pay€7,000.00
OFX Pay via Bank transfer	Fee €0.00 1 EUR = 174.7129 JPY +0.50% vs mid-market	Recipient gets ¥1,222,990.01 Minutes - 24 hours
7 reviews Personal account managerReceive to bank account
Ways to receive money in Japan with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 174.7129 JPY ¥1,222,990.01You pay€7,000.00
Wise Pay via Bank transfer	Fee €37.59 1 EUR = 175.5700 JPY +0.01% vs mid-market	Recipient gets ¥1,222,390.00 Same day
25 reviews Recommended Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Japan with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €37.591 EUR = 175.5700 JPY ¥1,222,390.00You pay€7,000.00
Xe Pay via Debit card	Fee €0.00 1 EUR = 174.4949 JPY +0.63% vs mid-market	Recipient gets ¥1,221,464.30 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Japan with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 174.4949 JPY ¥1,221,464.30You pay€7,000.00

Xe Pay via Bank transfer	Fee €0.00 1 EUR = 174.4949 JPY +0.63% vs mid-market	Recipient gets ¥1,221,464.30 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Japan with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 174.4949 JPY ¥1,221,464.30You pay€7,000.00
Xe Pay via Credit card	Fee €0.00 1 EUR = 174.4949 JPY +0.63% vs mid-market	Recipient gets ¥1,221,464.30 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Japan with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 174.4949 JPY ¥1,221,464.30You pay€7,000.00
Wise Pay via iDEAL	Fee €47.71 1 EUR = 175.5700 JPY +0.01% vs mid-market	Recipient gets ¥1,220,614.00 Same day
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Japan with Wise when paying by ideal. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €47.711 EUR = 175.5700 JPY ¥1,220,614.00You pay€7,000.00
Pricing based on Revolut Standard plan Revolut Pay via Bank transfer	Fee €70.50 1 EUR = 175.2196 JPY +0.21% vs mid-market	Recipient gets ¥1,214,184.00 Same day
10 reviews Fastest Multi-currency cardReceive to bank account
Ways to receive money in Japan with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame day €70.501 EUR = 175.2196 JPY ¥1,214,184.00You pay€7,000.00
US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US / for details.
Wise Pay via Debit card	Fee €92.57 1 EUR = 175.5700 JPY +0.01% vs mid-market	Recipient gets ¥1,212,737.00 Same day
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Japan with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €92.571 EUR = 175.5700 JPY ¥1,212,737.00You pay€7,000.00
Moneycorp Pay via Bank transfer	Fee €0.00 1 EUR = 173.1325 JPY +1.40% vs mid-market	Recipient gets ¥1,211,927.78 Minutes - 2 days
0 reviews
Ways to receive money in Japan with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 EUR = 173.1325 JPY ¥1,211,927.78You pay€7,000.00
Wise Pay via Credit card	Fee €134.59 1 EUR = 175.5700 JPY +0.01% vs mid-market	Recipient gets ¥1,205,360.00 Same day
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Japan with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €134.591 EUR = 175.5700 JPY ¥1,205,360.00You pay€7,000.00
How Our Results Work Mid-market rate: 1 EUR = 175.5908 JPY Updates every 60 minutes.

Why compare

EUR/JPY exchange rate

Best ways to pay & receive

Transfer speed

How to send money from Finland to Japan

Pick a company

For a one-off EUR transfer to Japan, start with Key Currency.

Key Currency was the cheapest on 28 of the 28 days it quoted €7,000 transfers to Japan.

On a 7,000 EUR transfer, Key Currency delivers the most JPY.

The cheapest option depends on the amount, so I suggest to get the best EUR/JPY rate.

Fund your transfer

You have 4 ways to pay, including bank transfer, debit card, credit card, and iDEAL.

Select how you want the recipient to pick up the money. For transfers to Japan they can receive it via bank deposit.

Verify and send

If it's your first time using the service, you will need to verify your account.

This usually takes a few minutes to a few hours.

If your transfer is urgent, make sure to get it done beforehand to avoid any delays.

Compare amounts

How much EUR are you sending to Japan?

How much EUR you send to Japan heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Key Currency was the cheapest in 100% of the transfers from €2,000 it quoted, and in 100% of all the transfers it quoted.


€500		€0.00	¥87,386.00with bank transfer to bank deposit	+¥14,129.51
€2,000	0.50%	€0.00	¥349,442.00with bank transfer to bank deposit	+¥2,537.90
€7,000This page	0.25%	€0.00	¥1,226,062.84with bank transfer to bank deposit	+¥6,416.99

Mid-market rate: 1 EUR = 175.5908 JPY

EUR/JPY Exchange Rate History

Is today a good time to send money from Finland to Japan?

The cheapest way to send EUR to JPY can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Key Currency), across 30 days of comparisons for 7,000 EUR transfers to Japan.

Each line shows what the recipient gets when you send €7,000, after fees, as quoted by each company. The mid-market line shows what €7,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more JPY per EUR than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of JPY on every transfer from Finland.

Right now, Key Currency pays 1,226,062.84 JPY on 7,000 EUR, which is 3,072.84 JPY less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 1,250,409.77 JPY.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Japan.

We've tracked 62 comparisons to check how often today's top companies were the cheapest across 3 amounts over the past month.

Key CurrencyAppeared in 28 comparisons
Cheapest every time
Regency FXAppeared in 28 comparisons
Never the cheapest
TorFxAppeared in 28 comparisons
Never the cheapest

Based on 62 comparisons across 3 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Key Currency is the cheapest, but it only quotes some of the amounts we track, so it isn't included in these figures.

Ways to send money from Finland to Japan

9 companies send money from Finland to Japan, mostly through broker, multi-currency account, online, app, and global account, and a few more ways.

Usually the cheapest

Online transfers

Companies like Wise will get you 1,222,390 JPY on a €7,000 transfer.

In our comparisons over the past month, it was the cheapest online service on 28 of the 30 days it quoted.

If it's the only time you send money to Japan, then it's the best option.

For recurring transfers, an app is a bit more convenient.

For regular transfers

Money transfer apps

For the regular smaller transfer, apps are convenient and cheap.

Wise charges €37.59 on a €7,000 transfer, and 1,222,390 JPY arrives in same day.

Over the past month, Wise was the cheapest app on 93% of the days it appeared for €7,000 transfers.

In Japan they can receive money via bank deposit.

Moving money between your own accounts

Multi-currency accounts

Companies like Currencies Direct let you hold EUR and JPY balances in one account.

You can convert between them any time, and it's cheap.

For example, converting 7,000 EUR to JPY with Currencies Direct gets you 1,223,118 JPY (€0 in fees and 0.49% markup).

This is especially useful for travel since you are spending in JPY (no extra fees from Currencies Direct, only local ATMs).

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

For freelancers and SMEs

Global accounts

Global accounts are for companies and freelancers making payments to Japan.

Companies like Wise Business, Airwallex, Holvi or Payoneer offer business features like batch payments, invoicing, admin tools, and more.

For sending large sums

Currency brokers

Currency brokers are good for sending €10,000+ to Japan. They charge no fees and add a markup on the rate.

Key Currency charges no fee but adds 0.25% markup on top of the EUR/JPY rate.

Our analysis shows Key Currency was the cheapest broker in 100% of the transfers from €2,000 it quoted.

Ways to fund EUR and receive JPY in Japan

With Key Currency, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending €7,000 gives your recipient 1,226,062.84 JPY.

To pay for your transfer in Finland, you have bank transfer, debit card, credit card, and iDEAL.

MobilePay and Siirto are useful for payments within Finland, but they do not send money to Japan directly.

For withdrawals in Japan, use bank deposit.

Receive JPY

The name should match the account holder's bank record, so double check it before sending.

1

Bank transfer Bank deposit

You pay €7,000.00

¥1,226,063

Cheapest
2

Debit card Bank deposit

You pay €7,000.00

¥1,221,464

-¥4,599
3

Credit card Bank deposit

You pay €7,000.00

¥1,221,464

-¥4,599
4

iDEAL Bank deposit

You pay €7,000.00

¥1,220,614

-¥5,449

What to consider before sending money from Finland to Japan

For a transfer from Finland, compare the JPY received and check whether the payment is a taxable gift rather than ordinary family support.

Compare EUR/JPY transfer options

For a €7,000 transfer to Japan, these are the current cheapest, fastest and easiest options.

Cheapest

Key Currency is cheapest when funded by bank transfer with bank deposit for the payout. Your recipient gets 1,226,062.84 JPY, which is 0.02% more than the next best option.

Fastest

Revolut delivers 1,214,184 JPY in same day when you pay by bank transfer and choose bank deposit.

Sending a gift from Finland can trigger gift tax

If you live in Finland and send someone abroad a cash gift, Finnish gift tax can still apply.

The recipient must file and pay the tax when gifts from you reach €7,500 or more within three years.

Education and maintenance costs may be exempt if you pay the university, landlord or other company directly.

Cash sent to the recipient is treated as a normal gift because they can spend it on anything.

Large transfers may take longer

Finnish banks and transfer companies can ask for the source and purpose of an unusual payment.

Keep the invoice, sale document or account statement ready.

SEPA Instant may fund the company's euro account quickly, but the company still needs to complete the payout in Japan.

Safety measures in Finland

An EEA company may be authorised in another country and operate in Finland through passporting.

If a company does not resolve a complaint, FINE provides guidance and dispute support for financial customers in Finland.

Never move money to a so-called safe account or approve an unexpected bank-identification request.

When in doubt, check the company in the FIN-FSA supervised-entities register.

How we analyse the market

Every company here is registered with the FIN-FSA or passported in from elsewhere in the EU.

We track 9 of them on EUR to Japan, comparing rates, fees and the ways to pay in and collect, updated in real time on live searches.

In the past 30 days alone, we analysed 62 comparisons across 3 amounts.

This page covers the cheapest and fastest options for EUR/JPY transfers. This is how we pick them:

Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Nothing appears without passing our review.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

Send money from Finland

Send money to Japan

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Tue, 29 Sept 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	178.4696	–	¥1,249,287.27
Key Currency Cheapest	178.0234	€0.00	¥1,246,164.05	−¥3,123.22
Regency FX	177.9877	€0.00	¥1,245,914.19	−¥3,373.08
TorFx	177.9342	€0.00	¥1,245,539.41	−¥3,747.86

Wed, 30 Sept 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	178.0427	–	¥1,246,299.20
Key Currency Cheapest	177.5976	€0.00	¥1,243,183.45	−¥3,115.75
Regency FX	177.5620	€0.00	¥1,242,934.19	−¥3,365.01
TorFx	177.5086	€0.00	¥1,242,560.30	−¥3,738.90

Thu, 1 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	179.0777	–	¥1,253,543.63
Key Currency Cheapest	178.6300	€0.00	¥1,250,409.77	−¥3,133.86
Regency FX	178.5942	€0.00	¥1,250,159.06	−¥3,384.57
TorFx	178.5404	€0.00	¥1,249,783.00	−¥3,760.63

Fri, 2 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	177.6907	–	¥1,243,834.96
Key Currency Cheapest	177.2465	€0.00	¥1,240,725.37	−¥3,109.59
Regency FX	177.2109	€0.00	¥1,240,476.60	−¥3,358.36
TorFx	177.1576	€0.00	¥1,240,103.45	−¥3,731.51

Sat, 3 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	177.7008	–	¥1,243,905.60
Key Currency Cheapest	177.2565	€0.00	¥1,240,795.84	−¥3,109.76
Regency FX	177.2210	€0.00	¥1,240,547.05	−¥3,358.55
TorFx	177.1677	€0.00	¥1,240,173.88	−¥3,731.72

Sun, 4 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	177.7181	–	¥1,244,026.54
Key Currency Cheapest	177.2738	€0.00	¥1,240,916.47	−¥3,110.07
Regency FX	177.2382	€0.00	¥1,240,667.67	−¥3,358.87
TorFx	177.1849	€0.00	¥1,240,294.46	−¥3,732.08

Mon, 5 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	176.6212	–	¥1,236,348.54
Key Currency Cheapest	176.1797	€0.00	¥1,233,257.67	−¥3,090.87
Regency FX	176.1443	€0.00	¥1,233,010.40	−¥3,338.14
TorFx	176.0914	€0.00	¥1,232,639.49	−¥3,709.05

Tue, 6 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	177.3855	–	¥1,241,698.72
Key Currency Cheapest	176.9421	€0.00	¥1,238,594.47	−¥3,104.25
Regency FX	176.9066	€0.00	¥1,238,346.13	−¥3,352.59
TorFx	176.8534	€0.00	¥1,237,973.62	−¥3,725.10

Wed, 7 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	177.5521	–	¥1,242,864.47
Key Currency Cheapest	177.1082	€0.00	¥1,239,757.31	−¥3,107.16
Regency FX	177.0727	€0.00	¥1,239,508.73	−¥3,355.74
TorFx	177.0194	€0.00	¥1,239,135.88	−¥3,728.59

Thu, 8 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	177.1017	–	¥1,239,711.60
Key Currency Cheapest	176.6589	€0.00	¥1,236,612.32	−¥3,099.28
Regency FX	176.6235	€0.00	¥1,236,364.38	−¥3,347.22
TorFx	176.5704	€0.00	¥1,235,992.46	−¥3,719.14

Fri, 9 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	177.6531	–	¥1,243,571.94
Key Currency Cheapest	177.2090	€0.00	¥1,240,463.01	−¥3,108.93
Regency FX	177.1735	€0.00	¥1,240,214.29	−¥3,357.65
TorFx	177.1202	€0.00	¥1,239,841.22	−¥3,730.72

Sat, 10 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	177.3494	–	¥1,241,445.58
Key Currency Cheapest	176.9060	€0.00	¥1,238,341.97	−¥3,103.61
Regency FX	176.8705	€0.00	¥1,238,093.68	−¥3,351.90
TorFx	176.8173	€0.00	¥1,237,721.25	−¥3,724.33

Mon, 12 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	177.4898	–	¥1,242,428.78
Key Currency Cheapest	177.0461	€0.00	¥1,239,322.70	−¥3,106.07
Regency FX	177.0106	€0.00	¥1,239,074.22	−¥3,354.55
TorFx	176.9574	€0.00	¥1,238,701.49	−¥3,727.28

Tue, 13 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	176.7082	–	¥1,236,957.53
Key Currency Cheapest	176.2664	€0.00	¥1,233,865.13	−¥3,092.40
Regency FX	176.2311	€0.00	¥1,233,617.74	−¥3,339.79
TorFx	176.1781	€0.00	¥1,233,246.65	−¥3,710.88

Wed, 14 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	177.3648	–	¥1,241,553.77
Wise Cheapest	177.3650	€37.59	¥1,234,888.00	−¥6,665.77
Key Currency No quote collected this day	–	–	–	–
Regency FX No quote collected this day	–	–	–	–
TorFx No quote collected this day	–	–	–	–

Thu, 15 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	177.0354	–	¥1,239,247.52
Key Currency Cheapest	176.5928	€0.00	¥1,236,149.40	−¥3,098.12
Regency FX	176.5574	€0.00	¥1,235,901.55	−¥3,345.97
TorFx	176.5043	€0.00	¥1,235,529.78	−¥3,717.74

Fri, 16 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	177.5615	–	¥1,242,930.50
Key Currency Cheapest	177.1176	€0.00	¥1,239,823.17	−¥3,107.33
Regency FX	177.0821	€0.00	¥1,239,574.59	−¥3,355.91
TorFx	177.0288	€0.00	¥1,239,201.71	−¥3,728.79

Sat, 17 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	177.5641	–	¥1,242,948.85
Key Currency Cheapest	177.1202	€0.00	¥1,239,841.47	−¥3,107.38
Regency FX	177.0847	€0.00	¥1,239,592.89	−¥3,355.96
TorFx	177.0314	€0.00	¥1,239,220.00	−¥3,728.85

Mon, 19 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	177.1503	–	¥1,240,052.21
Key Currency Cheapest	176.7074	€0.00	¥1,236,952.08	−¥3,100.13
Regency FX	176.6720	€0.00	¥1,236,704.07	−¥3,348.14
TorFx	176.6189	€0.00	¥1,236,332.06	−¥3,720.15

Tue, 20 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	177.5387	–	¥1,242,771.25
Key Currency Cheapest	177.0949	€0.00	¥1,239,664.32	−¥3,106.93
Regency FX	177.0594	€0.00	¥1,239,415.77	−¥3,355.48
TorFx	177.0061	€0.00	¥1,239,042.94	−¥3,728.31

Wed, 21 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	177.5040	–	¥1,242,528.20
Key Currency Cheapest	177.0603	€0.00	¥1,239,421.88	−¥3,106.32
Regency FX	177.0248	€0.00	¥1,239,173.37	−¥3,354.83
TorFx	176.9715	€0.00	¥1,238,800.61	−¥3,727.59

Thu, 22 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	176.5720	–	¥1,236,003.92
Key Currency Cheapest	176.1306	€0.00	¥1,232,913.91	−¥3,090.01
Regency FX	176.0952	€0.00	¥1,232,666.71	−¥3,337.21
TorFx	176.0423	€0.00	¥1,232,295.90	−¥3,708.02

Fri, 23 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	175.7937	–	¥1,230,555.56
Key Currency Cheapest	175.3542	€0.00	¥1,227,479.17	−¥3,076.39
Regency FX	175.3190	€0.00	¥1,227,233.06	−¥3,322.50
TorFx	175.2663	€0.00	¥1,226,863.89	−¥3,691.67

Sat, 24 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	175.7204	–	¥1,230,042.66
Key Currency Cheapest	175.2811	€0.00	¥1,226,967.55	−¥3,075.11
Regency FX	175.2459	€0.00	¥1,226,721.54	−¥3,321.12
TorFx	175.1932	€0.00	¥1,226,352.53	−¥3,690.13

Mon, 26 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	176.1434	–	¥1,233,003.62
Key Currency Cheapest	175.7030	€0.00	¥1,229,921.11	−¥3,082.51
Regency FX	175.6678	€0.00	¥1,229,674.51	−¥3,329.11
TorFx	175.6149	€0.00	¥1,229,304.61	−¥3,699.01

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